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3 Property and Personal Property of Others to apply to direct physical loss or damage by a Covered Cause of Loss to that type of property at a A building you newly acquire or construct at a location described in the Declarations and b Any other location you acquire by purchase or lease other than at exhibitions The mos... | 2 |
2 surance that applies to this Ex tension. This Extension applies only if the loss or damage is caused by or results from the following causes of loss and then only if they are a Covered Cause of Loss a Fire b Lightning c Explosion d Riot or Civil Commotion e Aircraft f Falling Objects or g Sinkhole Collapse. The most ... | 2 |
u. Valuable Papers and Records Cost of Research 1 You may extend the insurance that applies to Your Business Personal Property to apply to your costs to re search replace or restore the fost in formation on lost or damaged valu able papers and records for which duplicates do not exist. The loss or damage to valuable pa... | 2 |
including soil conditions which cause settling cracking or other disarrangement of foundations or other parts of realty. Soil condi tions include contraction expan sion freezing thawing erosion improperly compacted soi and the action of water under the ground surface or e Volcanic eruption explosion or effusion. 2 If E... | 2 |
insured while traveling outside of the Coverage Territory. Fungus Wet Rot or Dry Rot Presence growth proliferation spread or any activity of fungus wet rot or dry rot But if fungus wet rot or dry rot results in any of the specified causes of loss we will pay for the loss or damage caused by such specified causes of los... | 2 |
e Waterborne material carried or otherwise moved by any of the water referred to in Paragraphs a c and d above or material carried or otherwise moved by mudslide or mudflow. But if Water as described in a through e above results in fire ex plosion or sprinkler leakage we will pay for the loss or damage caused by that f... | 2 |
b To collapse of Covered Property caused by one or more of the fol lowing i Any of the specified causes of loss or breakage of build ing glass all only as insured against in this Coverage Part ii Weight of rain that collects on a roof or iti Weight of people or personal property. 3 Abrupt Collapse Additional Coverage T... | 2 |
i Beach or diving platforms or appurtenances Retaining walls Underground pipes flues or drains and Walkways roadways and other paved surfaces f abrupt collapse is caused by a Jause of Loss listed in Para raphs 3bi through 3biv bove we will pay for loss or lamage to that property only if i Such loss or damage is a di re... | 2 |
equipment or electronic data processing data and media. Explosion Explosion of steam boilers steam gen erators steam pipes steam engines or steam turbines owned or feased by you or operated under your control But if explosion of steam boilers steam generators steam pipes steam engines or steam turbines results in fire ... | 2 |
1 2 Any cost of a Correcting or making good the fault inadequacy or defect itself or b Tearing down tearing out repair ing or replacing any part of any property to correct the fault in adequacy or defect except as specifically provided under the Water or Other Substance Loss Tear Out and Replacement Expense Additional ... | 2 |
26 of 38 2 Errors or omissions in processing or copying. But if errors or omissions in processing or copying results in fire or explosion we will pay for the re sulting loss or damage caused by that fire or explosion or Unauthorized instructions to transfer property to any person or place. Electronic Data Processing Eq... | 2 |
ozs587 1. We will not pay for loss of or damage to prop erty as described and limited in this section. In addition we will not pay for any loss that is a consequence of loss or damage as de scribed and limited in this section. a. Steam boilers steam pipes steam en gines or steam turbines caused by or re sulting from an... | 2 |
E. LIMITS OF INSURANCE The most we will pay for loss or damage in any one occurrence is the applicable Limit of Insur ance shown in the Declarations Schedules Cov erage Forms or Endorsements Payments under 1. The following Additional Coverages a. Fire Department Service Charge b. Fire Protective Equipment Discharge c. ... | 2 |
4 Repair rebuild or replace the prop erty with other property of like kind and quality subject to b. c. d. and e. below. A party wall is a wall that separates and is common to adjoining buildings that are owned by different parties. In settling covered losses involving a party wall we will pay a proportion of the loss ... | 2 |
1 For a loss in value of an undamaged portion of a building to which Cover age A applies the loss payment for that undamaged portion of the build ing will be determined as follows a If Replacement Cost Coverage applies and the property is being repaired or replaced on the same or another location we will not pay more t... | 2 |
1 The total of a.1 and a.2 above 2 The value of the recovered property or 3 The Limit of Insurance whichever is less 6. Valuation We will determine the value of Covered Prop erty in the event of loss or damage as follows a. At replacement cost as of the time of loss or damage except as otherwise provided in this Valuat... | 2 |
ii Used for the same purpose or c The amount you actually spend that is necessary to repair or re place the lost or damaged prop ernty. If a building is rebuilt at a different premises the cost described in b above is limited to the cost which would have been incurred had the building been built at the original premise... | 2 |
n. Patterns dies molds and forms not in current usage at actual cash value. If loss is paid on an actual cash value basis and within 24 months from the date of the loss you need to repair or replace one or more of them we will pay you subject to the conditions of this insurance the differ ence between actual cash value... | 2 |
a Repair or replace any part to re store the pair or set to its value before the loss or b Pay the difference between the value of the pair or set before and after the loss. 2 In case of loss to any part of Covered Property consisting of several parts when complete we will only pay for the value of the lost or damaged ... | 2 |
2 The mortgageholder s right to recover the full amount of the mortgage holder s claim will not be impaired. At our option we may pay to the mort gageholder the whole principal on the mortgage plus any accrued interest. In this event your mortgage and note will be transferred to us and you will pay your remaining mortg... | 2 |
1. Actual Cash Value replaces the term Re placement Cost where used in the Valuation Loss Conditions in Section G.6. of this Cov erage Form 2. Inflation Guard a. The Limit of Insurance for property to which this Optional Coverage applies will automatically increase by the annual per centage shown in the Declarations. b... | 2 |
13. 14. 15. 16. b. The interior of a building or structure or property inside a building or structure uniess the roof or an exterior wall of the building or structure is first damaged by a falling object. When the Causes of Loss Earthquake en dorsement Causes of Loss Earthquake Sprinkler Leakage endorsement or Causes o... | 2 |
But Valuable papers and records does not mean Accounts receivable b. Money or securities or c. Electronic data processing data and me dia or any other data that exists on elec tronic media. 17. Water damage means a. Accidental discharge or leakage of water or steam as the direct result of the break ing apart or crackin... | 2 |
DELUXE BUSINESS INCOME AND EXTRA EXPENSE COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights duties and what is and is not covered. Throughout this policy the words you and your refer to the Named Insured shown in the Declarations. The words we us and ... | 2 |
3. Covered Causes of Loss Covered Causes of Loss means RISKS OF DIRECT PHYSICAL LOSS unless the loss is excluded or limited in a. c. Section C. Exclusions or Section D. Limi tations of the Deluxe Property Coverage Form or Section B. Exclusions and Limitation of this Coverage Form or In the Declarations or by endorsemen... | 2 |
3 The most we will pay for all Contract Penalties incurred in any one occur rence under this Additional Coverage regardless of the number of contracts involved is 25000. e. Extended Business Income 1 Business Income Other Than 2 Rental Value If the necessary suspension of your operations produces a Business In come los... | 2 |
a Begins on the date property is ac tually repaired rebuilt or replaced and tenantability is restored and b Ends on the earlier of i The date you could restore tenant occupancy with rea sonable speed to the level which would generate the Rental Value that would have existed if no direct physical loss or damage had occu... | 2 |
building in accordance with the documented standards of a Green Authority subject to a maximum of 30 additional days unless another number of days is shown in the Declarations from the date the period of restoration would other wise have ended. Ordinance or Law Increased Period of Restoration 1 If direct physical loss ... | 2 |
b. Ingress or Egress 1 You may extend the insurance pro vided by this Coverage Form for a The actual loss of Business In come you sustain due to the nec essary suspension of your op erations during the period of restoration and b The actual Extra Expense you in cur during the period of restora tion to apply to the actu... | 2 |
3 ants into the land or water is caused by or results from direct physical loss or damage by any of the specified causes of loss which occurs a To property at the described premises that is Covered Prop erty under the Deluxe Property Coverage Form of this policy and b During the Policy Period. The most we will pay unde... | 2 |
b Not owned leased or operated by you where your business per sonal property or business per sonal property of others in your care custody or control is located that are within the Coverage Territory and not described in the Declarations nor reported to or accepted by us for coverage under this Coverage Form This Exten... | 2 |
a. Alterations and New Buildings b. Civil Authority c. Extended Business Income d Fungus Wet Rot or Dry Rot Amended Period of Restoration e. Green Building Alternatives Increased Period of Restoration and 2. The Ingress or Egress Coverage Extension are included in and do not increase the applicable Limits of Insurance.... | 2 |
Appraisal If we and you disagree on the amount of Net Income and operating expense or the amount of loss either may make written demand for an appraisal of the loss. In this event each party will select a competent and impartial appraiser. The two appraisers will select an umpire. If they can not agree either may reque... | 2 |
Days 1 30 40000 Days 31 60 20000 Days 61 90 30000 90000 We will pay Days 1 30 30000 Days 31 60 20000 Days 61 90 30000 80000 The remaining 10000 is not cov ered. 3. Ordinary Payroll Exclusion or Limitation a. When the Declarations shows 1 Ordinary Payroll is excluded the Business Income coverage provided for continuing ... | 2 |
G. DEFINITIONS Dependent Property means property oper ated by others you directly depend on to 1. a. d. Deliver materials or services to you or to others for your account Contributing Lo cations. But any property which delivers the following services is not a Contribut ing Location with respect to such ser vices 1 Wate... | 2 |
5. Rental Value means Business Income that consists of a. Net income Net Profit or Loss before in come taxes that would have been earned or incurred as rental income from tenant occupancy of the premises de scribed in the Declarations as furnished and equipped by you including fair rental value of any portion of such d... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT WINDSTORM OR HAIL DEDUCTIBLES This endorsement modifies insurance provided under the following DELUXE PROPERTY COVERAGE PART The Windstorm or Hail Deductible as shown in the Declarations and set forth in ... | 2 |
4. We will not pay for loss or damage in any one occurrence until the amount of loss or dam age exceeds the applicable Deductible. We will then pay the amount of loss or damage in excess of that Deductible up to the applica ble Limits of Insurance after any reduction required by any applicable coinsurance condi tion or... | 2 |
POLICY NUMBER P630 SH388401 PHX18 ISSUE DATE 01 19 18 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT CRIME ADDITIONAL COVERAGES This endorsement modifies insurance provided under the following DELUXE PROPERTY COVERAGE FORM A. The following Crime Addit... | 2 |
1 Money orders including counterfeit money orders of any post office ex press company or bank that are not paid upon presentation and 2 Counterfeit paper currency that is ac quired during the regular course of business. b. Under this Crime Additional Coverage all loss caused by an act or series of related acts involvin... | 2 |
1 Whether acting alone or in collusion with others or 2 While performing services for you or otherwise except as provided under the Employee Theft Crime Additional Coverage. Indirect loss including any loss resulting from 1 Your inability to realize income that you would have realized had there been no loss of or loss ... | 2 |
equal to that required if each Plan were separately insured. With respect to losses sustained or discovered by any such Plan para graph 1.a. of the Employee Theft Crime Additional Coverage in Section A. of this endorsement is replaced by the following We will pay for loss of or damage to money securities and other per ... | 2 |
afforded hereunder whether or not such other insurance provides coverage for loss sustained prior to its effective date. Amended Legal Action Against Us Condition The Legal Action Against Us Additional Condition in Section H.4. of the Deluxe Property Coverage Form is amended as follows The time period during which a le... | 2 |
Limit of Insurance cumulates from year to year or period to period Amended Other Insurance Condition With respect only to the Crime Additional Coverages the Other Insurance Addi tional Condition in Section H.8. of the De luxe Property Coverage Form is replaced by the following The Crime Additional Coverages do not appl... | 2 |
a While in your service and for 30 days after termination of service and b Who you compensate directly by salary wages or commissions and c Who you have the right to direct and control while performing ser vices for you Any natural person who is furnished temporarily to you a To substitute for a permanent employee as d... | 2 |
SCHEDULE Limit of Insurance 10000 unless a higher limit is shown 25000 unless a higher limit is shown Crime Additional Coverage Employee Theft Forgery or Alteration Theft Disappearance and Destruc tion Inside Premises Outside Premises Money Orders and Counterfeit Pa per Currency Deductible Rt Inside Premises 20000 unle... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT BUSINESS INCOME COINSURANCE This endorsement modifies insurance provided under the following DELUXE BUSINESS INCOME AND EXTRA EXPENSE COVERAGE FORM DELUXE BUSINESS INCOME WITHOUT EXTRA EXPENSE COVERAGE FO... | 2 |
ance or provided at a limit less than and in cluded in the Business Income Limit of In surance shown in the Declarations. ment when such Coverage Additional Cover age or Coverage Extension is provided sub ject to a separate additional amount of insur 0 0 5 DX T4 611112 Page 2 of 2 025605 2011 The Travelers Indemnity Co... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT CAUSES OF LOSS EARTHQUAKE This endorsement modifies insurance provided under the following DELUXE PROPERTY COVERAGE PART A. APPLICATION OF THIS ENDORSEMENT 1. This endorsement applies at the premises lo c... | 2 |
Page 2 of 4 contained in Section C.1.l. of the Deluxe Property Coverage Form such as flood or tidal wave is excluded even if the flood or tidal wave is attributable to an Earthquake or Volcanic Eruption. 2. The following additional exclusions apply to the coverage provided under this endorse ment a. We will not pay for... | 2 |
2 The building and to personal property in that building if both sustain loss or damage 3 Personal property at each building if personal property at two or more buildings sustains loss or damage 4 Personal property in the open and 5 Any other property insured under this Coverage Part. In determining the amount if any t... | 2 |
2 A minimum dollar amount in any one occurrence at each premises loca tion the percentage Deductible will be calcu lated as described in 1.a. and 1.b. above but the minimum amount we will deduct in any one occurrence or in any one occur rence at each premises location as indi cated in the Declarations is the mini mum d... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT CAUSES OF LOSS BROAD FORM FLOOD This endorsement modifies insurance provided under the following DELUXE PROPERTY COVERAGE PART A. APPLICATION OF THIS ENDORSEMENT or damage to any persc 1. When a Broad For... | 2 |
025808 Page 2 of 5 cur at the premises described in A.1. or A.2. above and d. Utility Services Direct Damage or Utility Services Time Element coverage pro vided under this Coverage Part if any regardless of the Flood Zone or commu nity in which the flood loss to the utility services property that triggers the cover age... | 2 |
any excluded Earth Movement that results from such Flood. b. Exclusion I. Water does not apply to the coverage provided under this endorse ment. The remaining Exclusions and the Limitations that apply to this Coverage Part apply to the coverage provided under this endorsement. The following additional exclusions apply ... | 2 |
surance shown in the Declarations for Broad Form Flood applies. b. If more than one Annual Aggregate Limit of Insurance applies to loss or damage under this endorsement in any one occur rence each limit will be applied sepa rately but the most we will pay under this endorsement for all loss or damage in that occurrence... | 2 |
the Declarations for any premises location to which this endorsement applies. No Deductible applies to Extra Expense. When a Deductible is shown in the Declara tions for Utility Service Direct Damage cov erage or Utility Services Time Element cov erage that Deductible will apply to the insur ance provided under the Uti... | 2 |
POLICY NUMBER P630 9H388401 PHX18 ISSUE DATE 01 19 18 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT CAUSES OF LOSS EQUIPMENT BREAKDOWN This endorsement modifies insurance provided under the Deluxe Property Coverage Part. A. ADDITIONAL COVERED CAUSE O... | 2 |
3 Not otherwise excluded under provi sion 2.c. below. Covered Equipment includes the follow ing types of equipment 1 Equipment designed and built to op erate under internal pressure or vac uum other than weight of contents 2 Electrical or mechanical equipment that is used in the generation trans mission or utilization ... | 2 |
Insurance that applies to the lost or dam aged Covered Property. c. We will not pay for any loss or damage under this Coverage Extension that re sults from your failure to use due dili gence and dispatch and all reasonable means to protect the property from spoil age damage following a Breakdown to Covered Equipment. 2... | 2 |
a. Dollar Deductible If a dollar deductible is shown in the Schedule we will not pay for loss or damage until the amount of loss or dam age to which the deductible applies ex ceeds the applicable dollar deductible. We will then pay the amount of loss or damage in excess of the dollar deducti ble up to the applicable Li... | 2 |
1. Your last known address or 2. The address where the Covered Equipment is located. Once suspended in this way such insurance can only be reinstated by a written endorsement is sued by us. If we suspend your insurance you will get a pro rata refund of premium for that Cov ered Equipment. But the suspension will be eff... | 2 |
EQUIPMENT BREAKDOWN SCHEDULE RgRaRE TN RIS TEIE Wl A iei Limits of Insurance Spoilage 25000 unless a higher amount is shown 100000 Ammonia Contamination 25000 unless a higher amount is shown 100000 Hazardous Substance 25000 unless a higher amount is shown 100000 Deductible Exceptions Deluxe Property Coverage Part Deduc... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT UTILITY SERVICES DIRECT DAMAGE This endorsement modifies insurance provided under the following DELUXE PROPERTY COVERAGE FORM A. Coverage If indicated in the Declarations we will pay for loss of or damage... | 2 |
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT UTILITY SERVICES TIME ELEMENT DX T3861112 This endorsement modifies insurance provided under the following DELUXE BUSINESS INCOME AND EXTRA EXPENSE COVERAGE FORM DELUXE BUSINESS INCOME WITHOUT EXTRA EXPEN... | 2 |
age to Overhead Transmission Lines to which this coverage applies. This applies even if this cover age applies to both Communication Supply Ser vices Property and Power Supply Services Prop erty. This limit is part of and not in addition to the Utility Services Time Element Limit of Insurance stated in the Declarations... | 2 |
DELUXE PROPERTY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FEDERAL TERRORISM RISK INSURANCE ACT DISCLOSURE This endorsement modifies insurance provided under the following DELUXE PROPERTY COVERAGE PART The federal Terrorism Risk Insurance Act of 2002 as amended TRIA establishes a program under which... | 2 |
DELUXE PROPERTY Designated Cities are Albuguerque NM El Paso TX Miami FL San Diego CA Atlanta GA Fort Worth TX Milwaukee WI San Antonio TX Austin TX Fresno CA Minneapolis MN San Francisco CA Baltimore MD Honolulu HI Nashville Davidson TN San Jose CA Boston MA Houston TX New Orleans LA Seattle WA Charlotte NC Indianapol... | 2 |
DELUXE PROPERTY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TEXAS CHANGES This endorsement applies to property located in the state of Texas. This endorsement modifies insurance provided under the following DELUXE PROPERTY COVERAGE PART A. LEGAL ACTION AGAINST US The LEGAL ACTION AGAINST US Additiona... | 2 |
DELUXE PROPERTY b. Bear the other expenses of the appraisal and umpire equally. If there is an appraisal a. You will still retain your right to bring a le gal action against us subject to the provi sions of the Legal Action Against Us Additional Condition and b. We will still retain our right to deny the claim. C. Unde... | 2 |
DELUXE PROPERTY 2 Submits a signed sworn proof of loss within 91 days after receiving notice from us of your failure to do so and 3 Has notified us of any change in owner ship occupancy or substantial change in risk known to the mortgage holder. All of the terms of this Coverage Part will then apply directly to the mor... | 2 |
DELUXE PROPERTY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TEXAS CHANGES CANCELLATION AND NONRENEWAL This endorsement modifies insurance provided under the following DELUXE PROPERTY COVERAGE PART A. Paragraph 2. 3. and 5. of the Cancellation 5. Common Policy Conditions DELUXE are re placed by the fo... | 2 |
DELUXE PROPERTY 1. Paragraph A. 5. above is replaced by the fol lowing If this policy is cancelled we will send the first Named Insured any premium refund due. The cancellation will be effective even if we have not made or offered a refund. The refund will be pro rata if a. We cancel this policy or b. The first Named I... | 2 |
ISSUE DATE 01 19 18 POLICY NUMBER P630 9H388401 PHX18 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DELUXE PROPERTY COVERAGE PART AMENDATORY ENDORSEMENT ELECTRONIC VANDALISM LIMITATION ENDORSEMENT This endorsement modifies insurance provided under the following DELUXE PROPERTY COVERAGE PART When includ... | 2 |
GENERAL LIABILITY 3 3 L nan nan nan nan 25619.0 | 2 |
GENERAL LIABILITY | 2 |
A TRAVELERS J One Tower Square Hartford Connecticut 06183 COMMERCIAL GENERAL LIABILITY POLICY NO. p630 9H388401 PHX18 COVERAGE PART DECLARATIONS ISSUE DATE 01 19 18 INSURING COMPANY THE PHOENIX INSURANCE COMPANY DECLARATIONS PERIOD From01 01 18 to 01 01 1 g 1201 A.M. Standard Time at your mailing address shown in the C... | 2 |
COMMERCIAL GENERAL LIABILITY POLICY NUMBER P630 9H388401 PHX18 ISSUE DATE01 19 18 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY TOTAL AGGREGATE LIMIT AND DESIGNATED LOCATION AGGREGATE LIMIT This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDU... | 2 |
COMMERCIAL GENERAL LIABILITY 2 Damages under Coverage B and 3 Medical expenses under Coverage C. Subject to the Total Aggregate Limit shown in the Schedule above and described in b. above a Designated Location Aggregate Limit is provided and is also shown in the Schedule above. The Designated Location Aggregate Limit i... | 2 |
COMMERCIAL GENERAL LIABILITY we will pay under Coverage B for the sum of all damages because of all personal injury and all advertising injury sustained by any one person or crgamzalmn Subject to the Total Aggregate Limit and either the Designated Location Aggregate Limit or the General Aggregate Limit or subject to th... | 2 |
DECLARATIONS PREMIUM SCHEDULE POLICY NUMBER P630 8H388401 PHX18 This Schedule applies to the Declarations for the period of 01 01 18 tg 01 01 19 it shows all of your known rating classes as of the effective date. Any exceptions will be so noted. This includes all locations you own rent or occupy. Loc CLASS PREMIUM OPN ... | 2 |
KEY TO DECLARATIONS PREMIUM SCHEDULE ABBREVIATIONS CLASS DESCRIPT means CLASS DESCRIPTION LOC BLDG NO. means LOCATION BUILDING NUMBER OPN NO. means OPERATION NUMBER PREM OPS means PREMISES OPERATIONS PROD C OPS means PRODUCTS COMPLETED OPERATIONS PREMIUM BASE Key Letter Premium Base a Area c Total Cost m Admissions o T... | 2 |
TABLE OF CONTENTS COMMERCIAL GENERAL LIABILITY COVERAGE FORM CG 00011001 SECTION COVERAGES Coverage A Bodily Injury and Property Insuring Agreement..................... Damage Liability Exclusions Coverage B Personal and Advertising Insuring Agreement... Injury Liability Exclusions Coverage C Medical Payments Insuring ... | 2 |
COMMERCIAL GENERAL LIABILITY COMMERCIAL GENERAL LIABILITY COVERAGE FORM 1 The bodily injury or property damage is caused by an occurrence that takes place in the coverage territory The bodily injury or property damage occurs during the policy period and Prior to the policy period no insured listed under Paragraph 1. of... | 0 |
COMMERCIAL GENERAL LIABILITY e. Damages because of bodily injury include damages claimed by any person or organiza tion for care loss of services or death result ing at any time from the bodily injury. 2. Exclusions This insurance does not apply to a. c. Expected Or intended Injury Bodily injury or property damage expe... | 1 |
COMMERCIAL GENERAL LIABILITY bodily injury or property dam age arises out of the intentional discharge dispersal or release of the fuels lubricants or other op erating fluids or if such fuels lu bricants or other operating fluids are brought on or to the prem ises site or location with the in tent that they be discharg... | 1 |
COMMERCIAL GENERAL LIABILITY However this paragraph does not apply to liability for damages because of prop erty damage that the insured would have in the absence of such request demand order or statutory or regulatory require ment or such claim or suit by or on be half of a governmental authority. g. Aircraft Auto Or ... | 1 |
COMMERCIAL GENERAL LIABILITY o. Personal And Advertising Injury Bodily injury arising out of personal and advertising injury. Exclusions c. through n. do not apply to damage by fire to premises while rented to you or tempo rarily occupied by you with permission of the owner. A separate limit of insurance applies to thi... | 1 |
COMMERCIAL GENERAL LIABILITY b. Material Published With Knowledge Of Falsity Personal and advertising injury arising out of oral or written publication of material if done by or at the direction of the insured with knowledge of its falsity. Material Published Prior To Policy Period Personal and advertising injury arisi... | 1 |
COMMERCIAL GENERAL LIABILITY d. Workers Compensation And Similar Laws To a person whether or not an em ployee of any insured if benefits for the bodily injury are payable or must be provided under a workers compensation or disability benefits law or a similar law. e. Athletics Activities To a person injured while takin... | 1 |
COMMERCIAL GENERAL LIABILITY interest based on that period of time after the offer. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid offered to pay or de posited in court the part of the judgment that is within the applicable limit of insurance. These paym... | 1 |
COMMERCIAL GENERAL LIABILITY 2. Each of the following is also an insured Your volunteer workers only while perform ing duties related to the conduct of your busi ness or your employees other than either your executive officers if you are an organi zation other than a partnership joint venture or limited liability compa... | 1 |
COMMERCIAL GENERAL LIABILITY No person or organization is an insured with respect to the conduct of any current or past partnership joint venture or limited liability company that is not shown as a Named Insured in the Declarations SECTION Ill LIMITS OF INSURANCE 1. The Limits of Insurance shown in the Declarations and... | 1 |
COMMERCIAL GENERAL LIABILITY c That is insurance purchased by you to cover your liability as a tenant for property damage to premises rented to you or temporarily occupied by you with permission of the owner or d If the loss arises out of the mainte nance or use of aircraft autos or watercraft to the extent not subject... | 1 |
COMMERCIAL GENERAL LIABILITY ute by limits. Under this method each in surer s share is based on the ratio of its appli cable limit of insurance to the total applicable limits of insurance of all insurers. 5. Premium Audit a. We will compute all premiums for this Cover age Part in accordance with our rules and rates. b.... | 1 |
COMMERCIAL GENERAL LIABILITY provided the insured s responsibility to pay dam ages is determined in a suit on the merits in the territory described in a. above or in a settlement we agree to. Employee includes a leased worker. Em ployee does not include a temporary worker. Executive officer means a person holding any o... | 1 |
COMMERCIAL GENERAL LIABILITY 12. device other than a hand truck that is not at tached to the aircraft watercraft or auto. Mobile equipment means any of the following types of land vehicles including any attached machinery or equipment a. Bulldozers farm machinery forklifts and other vehicles designed for use principall... | 1 |
COMMERCIAL GENERAL LIABILITY must submit or does submit with our consent or b. Any other alternative dispute resolution pro ceeding in which such damages are claimed and to which the insured submits with our consent. 19. Temporary worker means a person who is furnished to you to substitute for a permanent employee on l... | 1 |
COMMERCIAL GENERAL LIABILITY b. Includes 1 Warranties or representations made at any time with respect to the fitness qual ity durability performance or use of your work and 2 The providing of or failure to provide warnings or instructions Page 16 of 16 ISO Properties Inc. 2000 CG 00011001 | 1 |
COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF COVERAGE POLLUTION This endorsement modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS Paragraph f.2 Pollution Part 2. Exclusions of SECTION COVERAGES COVERAGE A BO... | 2 |
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