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Basic Life $100,000 [] [] + $ ___ - $ ___
Basic AD&D⁴ $100,000 [] [] + $ ___ - $ ___
Supplemental/Optional Life $100,000 [] [] + $ ___ - $ ___
Supplemental/Optional AD&D⁴ $ ___ [] [] + $ ___ - $ ___
Voluntary AD&D⁴ $ ___ [] [] + $ ___ - $ ___
[x] Employee Only [x] Employee + Dependents
Dependent Spouse/Domestic Partner 2,3,5
Dependent Life $25,000 [] [] + $ ___ - $ ___
Dependent AD&D⁴ $ ___ [] [] + $ ___ - $ ___
Voluntary AD&D 4,6 $ ___ [] [] + $ ___ - $ ___
Dependent Child(ren) 3,5
Dependent Life $10,000 [] [] + $ ___ - $ ___
Dependent AD&D⁴ $ ___ [] [] + $ ___ - $ ___
Voluntary AD&D 4,6 $ ___ [] [] + $ ___ - $ ___
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¹ Increases in coverage are available annually and must be in $25,000 increments up to $250,000. For a life insurance increase the employee must complete the medical questions and be approved by MetLife. An increase in AD&D coverage only does not require the insured to complete medical questions.
² The maximum amount the employee can continue on a portable basis is $2,000,000. The maximum amount the spouse/domestic partner can continue on a portable basis is $250,000.
³ In order to port coverage for yourself or your dependents, you must have had that coverage under your former plan at the time of your coverage termination.
⁴ AD&D coverage is available without Life Insurance coverage.
⁵ Subject to state limits, the Dependent Spouse/Domestic Partner amount can be greater than the Employee Amount. For Employee and Spouse/Domestic Partner coverage: Spouse/Domestic Partner minimum is $2,500. For Spouse/Domestic Partner only coverage: Spouse/Domestic Partner minimum is $10,000. The Child minimum is $1,000
⁶ Use these fields only when Voluntary AD&D is being requested for the Spouse/Domestic Partner and/or Child because of the death of the Employee or divorce.
NOTE: All coverage amounts are subject to applicable state laws.
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Please retain a copy of the fully-completed form for your records and return the original to MetLife Customer Service Center. If you have any questions, please call 1-888-252-3607 Monday – Friday between the hours of 8:00 a.m. and 11:00 p. m. (EST).
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NEWPORT (03/14)
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CONFIDENTIAL - SUBJECT TO PROTECTIVE ORDER
CONFIDENTIAL PROTECTED HEALTH INFORMATION
INSYS-MDL-009095150
Source: https://www.industrydocuments.ucsf.edu/docs/mhky0282
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RATE SHEET
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Schedule of Monthly Portable Group Life and AD&D Insurance Term Rates For Insured and Dependents
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TABLE E
CHILD MONTHLY TERM RATES
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Table E – Sample monthly premium calculation for child(ren) only. An administrative fee will be not charged for the child coverage if you also port your term life insurance. However if only the child(ren) coverage is ported a $3.00 per statement administrative fee will be charged.
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$10,000 ÷ $1,000 = 10 x $0.162 = $1.62
Amount of coverage selected per child ÷ $1,000 = # of units per child x Rate = Monthly premium
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AGE LIFE DEPENDENT CHILD(REN) RATE COMBINED LIFE & AD&D DEPENDENT CHILD(REN) RATE
N/A $0.162 $0.209
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Please Note: Each child is covered for the same premium regardless of the number of children covered under the certificate. For Instance, using the example above, if you have one child covered for $10,000, the amount of premium per month is $1.62. If you have 5 children, each child is covered for $10,000, but the amount of premium per month is still $1.62. A billing fee may also apply.
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TABLE F
AD&D INSURANCE ONLY MONTHLY TERM RATES
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Table F – Sample monthly premium calculation of AD&D Premium For Insured Only. An administrative fee will be not charged for AD&D coverage if you also port your term life insurance. However if only AD&D coverage is ported a $3.00 per statement administrative fee will be charged.
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$50,000 ÷ $1,000 = 50 x $0.035 = $1.75
Amount of coverage selected ÷ $1,000 = # of units x Rate = Monthly premium
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AD&D TERM RATES