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man I just applied for another credit card so I can afford to go bankrupt. |
But work from home was the greatest thing… saved so much on not commuting. Now my work wants me in office 4 days a week for no reason other than someone got jealous that i was remote. Fuck gas |
Pretty sure the bankruptsee lawyers take credit cards right? |
Legal aid? |
Outdoorsy dates are great- walk in the park or a picnic can be frugal but fun dates |
@Rad No it costs like, $2000 total to go bankrupt here. at least thats what I heard from the finacial insolvency blah blah. |
I would make that my hill to die on |
Yeaaaa, they start getting sus round the 3rd time though lol |
I would search for legal aid regardless @Black Moons |
Lol yep |
What would they even do if you did go bankrupt? |
@Akbar Pound sand. |
I don't have any assets that can be claimed lol |
House? |
Except student loans, those’re forever |
My truck would need to be worth over $5000 to be claimed, and its a 2000 pickup sooo |
What house? |
Unless you went to ITT tech |
they gonna take my rental? boy landlord gonna be pissseedd |
Those are getting discharged |
I don't make enough money for them to garnish my wages either lol |
Why not just go bankrupt then and end it all |
@Akbar thats what im saving up for! |
Lol wow |
I mean I might put it on credit card, some idiots sent me (Ok it was address to my company name? like wtf) an application recently so im like hey, lets give it a shot |
Better than here at least, they would take even low value items |
£200 car sold at auction, £150 recovery fee still worth it to them |
Yeash. |
Best I can tell, I have a very good credit rating cause iv always paid at least the min, lol. |
so they kept lending me more and more money, based entirely on that.. |
Until literally, the last paper statement I got from them said "if you continue to pay the min, you'll have your debt paid off in 270 years" |
Im like.. how does that make any sense whatsoever? |
am I gonna end up a brain in a jar for another 200 years? do they know something about medical breakthroughs that I don't? üòõ |
Here they were considering adding legislation so that debt gets passed down to your children |
For house mortgages at least |
... |
UK? |
Yes |
Good luck with that, Im not having any kids! |
bank can have a fat load of nothing from me. |
Another reason I will never live there |
Oh, but I do play them music every time they call. |
Mortgage here probably costs less than childbirth cost in US though |
https://www.youtube.com/watch?v=qN1a8b92qXs Here is one of my favs. |
that and r-rated super vulgar music. |
Jokes on you I'm never having kids |
I was nice to them, Till they called me at 8am one day. |
then, nope. |
you wake me up, and that is just going too far. |
Another good one is just asking them to hold. |
generally they stay on the line about 3~8 minutes, still trying to figure out what to do to maximize the time they waste. |
Lol |
That’s true whether you try or not :kappa: |
Might see if I can find some hold music that is intersparsed with "Click... Your call is very important to us" |
Or start demanding credit card information because they have called a pay-per-minute line. |
Someone actually did that |
I technically *do* have a way to charge credit card information too. |
Got a pay per minute line and used it as the main contact number |
I estimate at $20/call, I could have my debt paid off in just 6 months or so. |
Maybe not exactly what they had intended but hey. |
Just for debt collectors |
Tempting, but id need to update my number lol. |
I can't find the article about it anymore |
I think he got in trouble with the telephone company |
I think id perfer to just argue with them for 5+ minutes and escalate to a supervisor about how they need to pay me if they wish to talk to me. |
Especially since they already sent me an angry note about how they canceled my account, so I don't think I have a business relationship with them anymore. |
Also they want $35,000 in 15 days or they may be forced to blah blah. |
I think that was 17+ days ago so. |
Its like, where am I supposed to get that kinda money? I asked my only living relative and they said nope so, I tried, fuck off. lol. |
lols `What assets can I keep in bankruptcy in British Columbia? |
Equity in a home in Greater Vancouver and Victoria up to a value of $12,000. In the rest of the province up to a value of $9,000` |
what the fuck is that supposed to do |
you get to keep the toilet? |
Wait whay |
Oh, nm would take a lot longer. |
About 2 years. meh. |
You goin bankrupt? |
If I can save up enough money to, yea. |
I dont have any context |
I don’t understand how it costs money to go bankrupt lol |
How much do you need? |
Filing fees and to make it uncomfortable to people that want to fuck over banks |
like $2000 or something total. |
RIP Ebike üòî |
So pro tip. If u see someone stopping for no reason, they are prob stopping for a reason |
As a two wheeler in the land of multi ton 4+ wheelers, u gotta be super careful. I'd say that person was whitestage and went brownstage |
Fuuuckin ow |
Probably a dasher |
Yah some food delivery guy. I’ve been taken out by a few of them before. Back in the days of acoustic delivery guys |
They are incentivised to not follow basic safety |
The fuck discord |
Why are you saying I spelled that wrong |
Why are you gas lighting me |
'Murica says incentivized |
Google says otherwise |
Like I really had to fucking google it to make sure I wasnt crazy |
No america definitely doesn't use the English spelling variant, but I think I know who does |
Flat #7 lol |
if that causes a flat i would invest in proper tyres |
Yeah I should, these came with the bike |
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