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man I just applied for another credit card so I can afford to go bankrupt.
But work from home was the greatest thing… saved so much on not commuting. Now my work wants me in office 4 days a week for no reason other than someone got jealous that i was remote. Fuck gas
Pretty sure the bankruptsee lawyers take credit cards right?
Legal aid?
Outdoorsy dates are great- walk in the park or a picnic can be frugal but fun dates
@Rad No it costs like, $2000 total to go bankrupt here. at least thats what I heard from the finacial insolvency blah blah.
I would make that my hill to die on
Yeaaaa, they start getting sus round the 3rd time though lol
I would search for legal aid regardless @Black Moons
Lol yep
What would they even do if you did go bankrupt?
@Akbar Pound sand.
I don't have any assets that can be claimed lol
House?
Except student loans, those’re forever
My truck would need to be worth over $5000 to be claimed, and its a 2000 pickup sooo
What house?
Unless you went to ITT tech
they gonna take my rental? boy landlord gonna be pissseedd
Those are getting discharged
I don't make enough money for them to garnish my wages either lol
Why not just go bankrupt then and end it all
@Akbar thats what im saving up for!
Lol wow
I mean I might put it on credit card, some idiots sent me (Ok it was address to my company name? like wtf) an application recently so im like hey, lets give it a shot
Better than here at least, they would take even low value items
£200 car sold at auction, £150 recovery fee still worth it to them
Yeash.
Best I can tell, I have a very good credit rating cause iv always paid at least the min, lol.
so they kept lending me more and more money, based entirely on that..
Until literally, the last paper statement I got from them said "if you continue to pay the min, you'll have your debt paid off in 270 years"
Im like.. how does that make any sense whatsoever?
am I gonna end up a brain in a jar for another 200 years? do they know something about medical breakthroughs that I don't? üòõ
Here they were considering adding legislation so that debt gets passed down to your children
For house mortgages at least
...
UK?
Yes
Good luck with that, Im not having any kids!
bank can have a fat load of nothing from me.
Another reason I will never live there
Oh, but I do play them music every time they call.
Mortgage here probably costs less than childbirth cost in US though
https://www.youtube.com/watch?v=qN1a8b92qXs Here is one of my favs.
that and r-rated super vulgar music.
Jokes on you I'm never having kids
I was nice to them, Till they called me at 8am one day.
then, nope.
you wake me up, and that is just going too far.
Another good one is just asking them to hold.
generally they stay on the line about 3~8 minutes, still trying to figure out what to do to maximize the time they waste.
Lol
That’s true whether you try or not :kappa:
Might see if I can find some hold music that is intersparsed with "Click... Your call is very important to us"
Or start demanding credit card information because they have called a pay-per-minute line.
Someone actually did that
I technically *do* have a way to charge credit card information too.
Got a pay per minute line and used it as the main contact number
I estimate at $20/call, I could have my debt paid off in just 6 months or so.
Maybe not exactly what they had intended but hey.
Just for debt collectors
Tempting, but id need to update my number lol.
I can't find the article about it anymore
I think he got in trouble with the telephone company
I think id perfer to just argue with them for 5+ minutes and escalate to a supervisor about how they need to pay me if they wish to talk to me.
Especially since they already sent me an angry note about how they canceled my account, so I don't think I have a business relationship with them anymore.
Also they want $35,000 in 15 days or they may be forced to blah blah.
I think that was 17+ days ago so.
Its like, where am I supposed to get that kinda money? I asked my only living relative and they said nope so, I tried, fuck off. lol.
lols `What assets can I keep in bankruptcy in British Columbia?
Equity in a home in Greater Vancouver and Victoria up to a value of $12,000. In the rest of the province up to a value of $9,000`
what the fuck is that supposed to do
you get to keep the toilet?
Wait whay
Oh, nm would take a lot longer.
About 2 years. meh.
You goin bankrupt?
If I can save up enough money to, yea.
I dont have any context
I don’t understand how it costs money to go bankrupt lol
How much do you need?
Filing fees and to make it uncomfortable to people that want to fuck over banks
like $2000 or something total.
RIP Ebike üòî
So pro tip. If u see someone stopping for no reason, they are prob stopping for a reason
As a two wheeler in the land of multi ton 4+ wheelers, u gotta be super careful. I'd say that person was whitestage and went brownstage
Fuuuckin ow
Probably a dasher
Yah some food delivery guy. I’ve been taken out by a few of them before. Back in the days of acoustic delivery guys
They are incentivised to not follow basic safety
The fuck discord
Why are you saying I spelled that wrong
Why are you gas lighting me
'Murica says incentivized
Google says otherwise
Like I really had to fucking google it to make sure I wasnt crazy
No america definitely doesn't use the English spelling variant, but I think I know who does
Flat #7 lol
if that causes a flat i would invest in proper tyres
Yeah I should, these came with the bike