Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	544.336179	3.013417	0.239923	0.890105	0.284375	0	9.327357	1	0.00969	0.454776	0.094471	0.068662	0.01563	0.17796	0.003492	0.554947	0	U_SYN_12672	0.314236	3.043533	0.636982	0	0.077061	0.174637	0.651339	0.025288	0	2.930992
5	790.974481	1.644523	0.466287	1.060186	0.364215	0	5.78851	0.996898	0.002758	0.239698	0.086362	0.045543	0.037592	0.177529	0.006964	0.469907	0	U_SYN_12357	0.566568	1.417466	0.67405	0	0.267286	0.060804	0.319673	0.026181	0.353395	3.279582
7	521.164858	2.872449	0.543513	0.784512	0.61844	2	7.805459	0.60415	0.008973	0.395936	0.086847	0.368242	0.380248	0.383533	0.008936	0.607744	0	U_SYN_2506	0.527241	3.247496	0.299338	4	0.18285	0.315228	0.810921	0.382887	0.366106	4.115357
2	585.36827	3.888247	0.404907	1.143477	0.366548	0	5.65555	1	0.008395	0.39699	0.014536	0.015326	0.044173	0.051243	0.005912	0.428262	0	U_SYN_8330	0.440315	3.126916	0.724337	0	0.101525	0.211857	0.848145	0.01785	0.152464	2.490221
0	699.925849	3.248497	0.248127	0.982796	0.535471	0	7.099633	0.983345	0.008859	0.513206	0.047162	0.077465	0.095353	0.182161	0.009168	0.508602	0	U_SYN_7432	0.330726	3.000102	0.456537	0	0.074101	0.090242	1.307865	0.058507	0	2.348031
0	654.180145	4.285031	0.492861	0.753714	0.496866	0	5.229288	0.840482	0.00627	0.581285	0.093915	0.012865	0.027338	0.064922	0.007986	0.623143	0	U_SYN_12428	0.344211	5.019284	0.379219	0	0.112396	0.122551	1.079744	0.075868	0	1.799977
0.805514	448.188031	1.073299	0.311861	0.796366	0.574038	1	5.497029	0.111098	0.469244	0.851375	0.418395	0	0	0	0.087347	0.857001	1	USER_004007	0.210511	0.195449	0.877475	2.13641	0.982426	0.153793	2.285924	-0.881088	0.184516	1.543078
0	839.265371	1.598326	0.126255	0.221416	0.678355	1	6.3336	0.958061	0.006698	0.321586	0.095469	0.209599	0.215136	0.129315	0.009316	0.889292	0	U_SYN_8431	0.199923	4.972767	0.071217	1	0.074341	0.003902	0.947342	0.144196	0	1.266231
0	781.428184	5.038465	0.718349	0.91143	0.526094	5	9.423431	0.851475	0.007606	0.654382	0.003073	0.802642	0.797544	0.713041	0.006407	0.544285	0	U_SYN_13017	0.436713	4.981527	0.431932	5	0.139798	0.054448	0.746574	0.539466	0	4.115333
2	584.740209	6.274889	0.433279	1.193233	0.303568	0	6.742686	1	0.003223	0.658311	0.00002	0.154672	0.067629	0.261382	0.005024	0.403384	0	U_SYN_2670	0.440003	4.852096	0.831006	0	0.067966	0.212209	1.079522	0.06669	0.159098	2.966804
10	527.871299	2.417583	0.542676	2.92664	0.068237	1	10	0.616906	0.005936	0.408889	0.041012	0.195415	0.200276	0.268191	0.003806	0	0	U_SYN_13879	1.027572	0.798768	2.726935	3	0.215554	0.601837	0.075444	0.271945	1.951094	10.275722
0	715.940179	1.563812	0.442848	0.64341	0.505429	2	6.722167	0.842918	0.004724	0.327693	0.063038	0.416044	0.356097	0.24533	0.009121	0.678295	0	U_SYN_3747	0.381742	2.103565	0.318212	2	0.266165	0.093048	0.44037	0.294475	0	2.566136
0	831.467345	0.99434	0.088374	0.867619	0.427131	0	7.35703	0.890489	0.004681	0.100306	0.011637	0.152996	0.048218	0.215754	0.00566	0.566191	0	U_SYN_11600	0.382794	1.027616	0.497032	0	0.080755	0.012899	0.38718	0.104169	0	2.81623
0	622.304091	4.709086	0.169267	0.236227	0.617467	0	4.743179	0.920143	0.00951	0.62045	0.026298	0.017497	0.098137	0.229019	0.009569	0.881886	0	U_SYN_1597	0.139613	14.005666	0.090365	0	0.035197	0.057799	2.415528	0.066633	0	0.662211
21.130083	518.043779	4.493639	0.235493	0.888301	0.453395	1	4.706467	0.492431	0.346857	0.327788	0.151494	3	0	0	0.103491	0.429182	1	USER_004641	0.10636	3.872183	0.226294	6.179151	0.278231	0.064194	12.281224	0.457111	0.342016	8.160756
0	608.297782	1.678153	0.717152	0.771319	0.457913	2	6.315414	0.990673	0.0096	0.278864	0.04259	0.471622	0.343774	0.446144	0.005866	0.614341	0	U_SYN_13385	0.481886	1.925991	0.418122	2	0.403313	0.211769	0.217354	0.24835	0	3.043308
0	689.954684	3.928498	0.622785	2.460102	0.017496	0	10	1	0.00594	0.447416	0.047162	0.088931	0.026038	0.296498	0.0044	0	0	U_SYN_4490	0.728502	1.534508	2.417059	0	0.154595	0.211988	0.025928	0.034491	0	7.285021
0	780.162564	1.150583	0.123929	1.860777	0.523012	1	8.798007	0.958151	0.001991	0.166494	0.080203	0.265857	0.172719	0.229115	0.006845	0.069611	0	U_SYN_14293	0.569259	0.5868	0.887569	1	0.099097	0.072283	0.527192	0.148313	0	5.008349
1.32215	652.10729	8.254617	0.230894	0.949189	0.461023	1	3.032525	0.763925	0.219103	0.217892	0.495867	2	0	1	0.150493	0.216414	1	USER_008681	0.251866	11.624254	0.978956	4.019872	0.604172	0.090623	22.245261	-0.335506	0.203087	2.648264
5	562.227872	3.521841	0.14136	1.596549	0.128293	0	8.941177	0.818652	0.001476	0.387925	0.075154	0.008507	0.055626	0.195443	0.002431	0.201726	0	U_SYN_14641	0.516938	2.075886	1.391724	0	0.03903	0.270474	0.387956	0.091779	0.532183	4.622037
1.165777	581.14832	5.075751	0	0.834059	0.309878	1	2.295253	0.848554	0.268786	0.036402	0.334819	0	0	0	0.211903	0.413798	0	USER_000846	-0.097524	5.569372	0.450678	0.55623	2.622716	-0.047672	17.514438	-0.693573	0.0616	6.203923
0	759.156754	1.541916	0.483668	0.415978	0.604342	0	5.065808	1	0.008561	0.171996	0.003954	0.136759	0.018242	0.102302	0.010627	0.792011	0	U_SYN_14080	0.350105	2.988335	0.164585	0	0.294575	0.057827	0.481142	0.0465	0	1.773564
8.12942	450.209755	5.092095	0.19152	0.608214	0.455466	2	4.463049	0.441978	0.290137	0.356991	0.08734	3	0	1	-0.068583	0.502553	1	USER_000650	0.223582	3.540853	0.428734	8.159229	1.701786	0.16252	13.864086	0.212881	0.751439	9.602313
0	738.026321	8.290744	0.235507	0.884682	0.428989	0	8.038238	0.9808	0.003992	0.97696	0.048904	0.076709	0.061408	0.061962	0.006433	0.557659	0	U_SYN_9372	0.271425	8.419713	0.505163	0	0.028068	0.055259	2.719024	0.049115	0	2.181775
2.874013	539.804153	5.752991	0.224978	0.688446	0.33315	3	3.504045	0.338177	0.314894	0.924315	0.329188	3	0	0	-0.178754	0.206839	1	USER_009460	0.193878	4.193579	0.850019	9.159504	0.998763	0.109346	19.181902	-0.165579	0.664005	3.209479
0	526.754561	0.727394	0.410463	0.487155	0.455273	3	7.973586	0.971694	0.006893	0.240239	0.017315	0.679643	0.525149	0.623259	0.008819	0.756422	0	U_SYN_6007	0.462293	1.238844	0.265367	3	0.496091	0.271698	0.195233	0.37276	0	3.686131
3.419295	479.61427	6.094649	0.460734	0.873865	0.509311	2	4.64519	0.540979	0.254999	0.184351	0.024125	1	0	1	-0.037318	0.30483	1	USER_006434	0.265368	4.563728	0.262116	6.015965	0.717563	0.178707	14.952885	-0.551962	0.641134	9.903928
5	793.506541	2.89929	0.733909	0.705234	0.546703	1	7.295066	0.783087	0.009557	0.341996	0.009523	0.318281	0.223137	0.161661	0.005743	0.647383	0	U_SYN_4302	0.527902	3.600556	0.31968	1	0.244694	0.054224	0.421769	0.249191	0.235078	3.851079
7	700.415455	3.658268	0.377631	0.863924	0.548538	1	6.237563	0.714541	0.003738	0.54961	0.006586	0.169912	0.219254	0.140848	0.006688	0.568038	0	U_SYN_3006	0.47929	3.795183	0.390029	3	0.10048	0.130353	1.248905	0.230934	0.403165	2.989603
7.129914	570.522099	5.211325	0.240803	0.666836	0.331606	0	2.068906	0.547901	0.280181	0.68712	0.095369	2	0	0	0.109084	0.589621	1	USER_002952	0.318341	6.542474	0.406706	3.669122	0.946793	0.161763	17.416078	0.355762	0.799449	3.025547
7	775.157938	6.037176	0.765192	0.868129	0.611807	3	7.84899	0.891246	0.006961	0.777448	0.046538	0.615191	0.467172	0.530253	0.00889	0.565935	0	U_SYN_8282	0.575772	6.235919	0.337001	5	0.124682	0.078349	0.867283	0.368211	0.405127	4.519228
1.071884	696.688827	7.244648	0.150979	0.849757	0.296029	0	4.29736	0.820049	0.085563	0.561027	0.448525	0	0	0	-0.094884	0.653687	0	USER_005403	-0.111787	11.233116	0.668673	0.28841	1.769625	-0.03116	25.500098	1.029471	0.807107	2.258646
10	641.947035	2.578317	0.221116	0.410866	0.440069	1	7.234489	0.669535	0.007659	0.392536	0.095697	0.356644	0.202904	0.148397	0.005231	0.794567	0	U_SYN_13285	0.423182	5.046956	0.230056	3	0.082558	0.16008	0.883751	0.300051	0.273911	3.061504
7.819203	533.392386	5.237795	0.330703	0.889925	0.377302	0	4.428072	0.574956	0.24767	0.973297	0.256784	3	0	0	-0.147746	0.37012	1	USER_008889	0.081517	4.744361	0.737128	3.951425	1.28913	0.046926	16.307821	-0.077125	0.282811	7.233448
0	695.327404	7.319833	0.163634	0.816768	0.327393	0	7.554316	1	0.004318	0.868217	0.021778	0.005946	0.027572	0.155702	0.005443	0.591616	0	U_SYN_1690	0.239399	7.984392	0.549363	0	0.022054	0.067324	2.004321	0.010055	0	1.808492
1.088621	461.742772	3.582458	0.246441	0.904332	0.718088	5	7.552142	0.267085	0.395888	0.995681	0.410599	2	0	0	0.027737	0.0278	1	USER_001582	0.169034	2.484677	0.92316	11.500419	0.432447	0.119325	5.04969	0.555059	0.836771	8.385294
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2	689.580494	0.963187	0.405182	0.695729	0.280501	2	7.942592	0.924891	0.004891	0.153994	0.06559	0.343289	0.314417	0.421589	0.002825	0.652135	0	U_SYN_7523	0.488814	1.210445	0.500577	2	0.381101	0.142573	0.160705	0.227355	0.092764	3.882451
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22.774918	497.016117	6.103353	0.401934	0.803543	0.360149	2	4.897075	0.422479	0.274132	0.155745	0.410517	0	0	1	-0.156246	0.564085	0	USER_009845	0.259525	4.878977	0.014364	3.252408	8.646179	0.16656	19.526171	-1.762741	0.195122	2.588788
0.964855	744.020511	8.482008	0.116161	0.745411	0.080638	0	2.55943	0.89513	-0.016102	0.537313	0.215089	1	0	0	-0.068296	0.094996	0	USER_002712	-0.06725	13.840811	0.356918	0.358655	2.437262	-0.012958	38.990167	0.885602	0.294082	4.472665
2	563.949267	2.322674	0.581867	1.086876	0.351282	0	8.761056	0.82778	0.000722	0.256992	0.036177	0.132948	0.002804	0.272652	0.006645	0.456562	0	U_SYN_1741	0.514489	1.956965	0.705075	0	0.240175	0.267581	0.341161	0.109614	0.144917	4.507463
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15.296003	422.798617	1.857328	0.550449	0.797623	0.626815	2	6.865059	0.349298	0.488067	0.961615	0.136872	1	0	2	0.040143	0.231372	1	USER_007486	0.376044	0.736632	0.179695	6.020526	3.428353	0.292084	3.465634	0.523932	0.954409	5.083869
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0	645.871923	4.537136	0.435235	0.684151	0.400318	0	6.031323	0.96195	0.008977	0.637483	0.018578	0.162231	0.03666	0.225354	0.00684	0.657924	0	U_SYN_3118	0.310531	5.786047	0.410273	0	0.093859	0.115251	1.02578	0.074887	0	1.872912
2	667.0443	0.5	0.368885	0.859917	0.524405	1	7.495798	1	0.009453	0.102495	0.043387	0.197373	0.157511	0.129042	0.007698	0.570041	0	U_SYN_986	0.655982	0.520878	0.408972	1	0.614809	0.21821	0.16548	0.106465	0.114656	4.917111
7	582.796892	0.5	0.888328	1.502704	0.200528	5	9.461639	0.790343	0.000441	0.167043	0.073786	0.934295	0.807885	0.683222	0.003823	0.248648	1	U_SYN_12614	1.040373	0.311973	1.201369	7	1.480547	0.505438	0.011197	0.606517	0.701262	9.843629
0	559.502201	5.105811	0.412991	1.645314	0.293076	0	6.808286	1	0.001051	0.571349	0.002599	0.16524	0.050997	0.28035	0.006082	0.177343	0	U_SYN_10483	0.491379	2.925441	1.163112	0	0.079333	0.259535	0.878393	0.064871	0	3.345447
2	609.690771	7.421243	0.698657	1.008501	0.37479	0	5.362986	0.995896	0.00341	0.745103	0.079291	0.162887	0.061306	0.14707	0.004506	0.495749	0	U_SYN_7952	0.477889	6.694843	0.630525	0	0.092891	0.208802	0.838159	0.068899	0.134467	2.56291
4.354877	627.436005	0	0.508837	0.713885	0.40511	6	7.140162	0.765	0.163931	0.166612	0.078208	0	0	0	0.149296	0.49498	1	USER_001139	0.131077	-0.169203	0.004383	11.692661	1.352255	0.053042	0	0.361399	0.078042	0.729748
10	429.245243	1.437897	0.770136	1.05535	0.365987	5	9.499117	0.479814	0.009115	0.299186	0.047781	0.824896	0.720256	0.56928	0.003786	0.472325	1	U_SYN_324	0.772159	1.244556	0.669105	7	0.500772	0.590708	0.120966	0.67162	0.703566	7.334825
1.916809	763.061263	9.609661	0	0.680014	0.265496	0	-0.469147	0.682913	0.153356	0.124248	0.097214	0	0	0	-0.03282	0.600724	0	USER_007961	0.141855	18.003502	0.286537	0.006993	1.07896	0.022423	35.291663	2.508228	0.159944	3.425263
0.952329	696.622212	9.696886	0.207594	0.736353	0.081398	0	1.764261	0.67712	0.139901	0.616682	0.188891	0	0	0	0.011141	0.142903	0	USER_008282	0.221397	15.663995	0.078803	-1.125215	0.191476	0.061741	44.537874	-0.659891	0.558279	1.317657
0	657.715803	3.829679	0.551813	0.467374	0.603222	0	5.43247	0.895933	0.000766	0.39635	0.001333	0.063441	0.085031	0.213355	0.008359	0.766313	0	U_SYN_14179	0.309914	6.749832	0.185444	0	0.140422	0.108348	1.035377	0.086168	0	1.683596
1.099642	468.754081	4.299372	0.390084	0.885019	0.375725	2	5.302034	0.363481	0.32327	0.278298	0.003145	2	0	0	0.251697	0.317216	1	USER_004547	0.04372	2.920388	0.271236	7.539977	2.111596	0.030306	13.419954	-1.461685	0.846734	2.338301
6.134465	633.667405	6.650579	0.139547	1	0.310757	2	3.188613	0.572811	0.289597	0.585032	0.150104	0	0	0	0.05933	0.077069	0	USER_006906	0.140779	8.844605	0.366691	4.326775	2.240982	0.055373	22.919315	0.967055	0.525004	1.864673
10	594.372094	6.715105	0.37721	1.363825	0.212618	4	9.630901	0.803688	0.006448	0.788235	0.010502	0.746564	0.629274	0.60401	0.002339	0.318088	1	U_SYN_10245	0.615275	4.58737	1.073851	6	0.055349	0.285966	0.889191	0.491276	0.909216	5.925648
0	642.060362	2.540836	0.603345	0.866135	0.526133	0	6.141686	1	0.001168	0.29528	0.04004	0.090502	0.056396	0.001825	0.007606	0.566933	0	U_SYN_295	0.429964	2.629899	0.410433	0	0.228467	0.162557	0.530256	0.044069	0	2.640703
1.027837	798.866455	9.676415	0.025553	0.737904	0.038743	0	1.462082	0.832932	-0.214902	0.718799	0.412539	0	0	0	0.18705	0.026446	0	USER_000468	0.170251	17.812328	0.755766	-1.901993	0.362766	0.015828	46.50759	1.056349	0.095966	9.667012
0.476181	680.484197	9.005562	0.047454	0.692375	0.115197	0	1.434622	0.849572	0.08149	0.539684	0.032372	0	0	1	0.066964	0.749712	0	USER_001477	0.011923	15.341939	0.683359	0.718394	0.010833	0.003675	39.840743	0.980327	0.364999	3.466939
3.019255	512.334753	2.663296	0.299217	0.863602	0.48654	1	5.346048	0.462662	0.286592	0.711203	0.018191	2	0	0	-0.001355	0.742315	1	USER_001903	0.247153	1.867796	0.817011	3.32126	2.003835	0.151736	6.83748	0.048185	0.742657	7.299113
0.157449	554.186154	7.839642	0.272568	0.872773	0.338849	0	3.448924	0.459606	0.268048	0.8807	0.307737	2	0	0	-0.023137	0.473473	1	USER_008761	0.247818	8.855724	0.049742	1.457737	0.242283	0.133287	25.915928	-2.500893	0.23385	4.723758
5	577.693015	4.44507	0.857512	0.727362	0.427341	1	5.266776	0.797574	0.006182	0.551559	0.081744	0.278738	0.155489	0.371523	0.005921	0.636319	0	U_SYN_13793	0.54673	5.372579	0.416531	1	0.188669	0.270688	0.270665	0.211239	0.242454	2.879503
2	488.188818	1.504874	0.622989	1.218129	0.383663	2	7.911445	0.986483	0.000029	0.273026	0.062911	0.324893	0.301785	0.491632	0.007212	0.390936	1	U_SYN_11735	0.595143	1.141674	0.750778	2	0.388186	0.391508	0.217673	0.19341	0.162417	4.70844
0	700.819065	1.227563	0.4091	1.712438	0.281086	1	7.788854	0.925477	0.000002	0.134015	0.071163	0.305772	0.205546	0.263446	0.005195	0.143781	0	U_SYN_13030	0.61587	0.6773	1.231095	1	0.308159	0.167047	0.203891	0.183204	0	4.796919
7	568.241841	2.197948	0.429903	0.454541	0.648572	2	7.852495	0.687489	0.002447	0.307677	0.026161	0.405376	0.327487	0.327143	0.010939	0.77273	0	U_SYN_1785	0.446913	3.963546	0.159738	4	0.187081	0.228948	0.812689	0.344863	0.212119	3.509384

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