Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
7	595.443185	4.395941	0.285514	0.757592	0.428267	0	6.218106	0.747765	0.009986	0.489993	0.047763	0.019142	0.042235	0.032849	0.005042	0.621204	0	U_SYN_14779	0.421657	5.125913	0.43314	2	0.063505	0.195156	1.345119	0.119307	0.353543	2.621909
2.45503	418.844869	5.166877	0.366655	0.688092	0.527948	3	4.638412	0.540208	0.146364	0.47136	0.347389	1	0	2	0.14328	0.40996	1	USER_004712	0.302623	3.202748	0.451967	6.475242	0.878482	0.237231	12.195164	0.414299	0.658904	4.23257
2	705.237719	4.186485	0.686719	1.878137	0.128207	0	9.498869	0.946147	0.001509	0.485943	0.049357	0.058649	0.083718	0.045594	0.002749	0.060931	0	U_SYN_12470	0.668301	2.116377	1.637346	0	0.160206	0.1759	0.16815	0.064251	0.250418	6.348108
10.567558	535.726222	5.26829	0.200157	0.689089	0.481642	1	2.800193	0.43205	0.332161	0.246259	0.342379	0	0	0	-0.011251	0.303493	0	USER_001619	0.147886	6.010658	0.546781	2.944165	0.877031	0.084503	13.654295	-1.426488	0.464621	0.83663
0.967203	390.427013	3.32599	0.303331	0.931589	0.692451	4	5.889652	0.295864	0.369109	0.52812	0.312421	3	0	2	0.064102	0.697256	1	USER_003289	0.049885	1.671176	0.258202	13.227708	0.500563	0.041683	5.114531	0.009678	0.343174	8.457458
2.307778	513.640608	4.455306	0.299602	0.69925	0.495514	1	5.392106	0.627166	0.22894	0.396732	0.063418	2	0	2	-0.068958	0.439178	1	USER_004684	0.227157	3.688893	0.066112	4.965302	3.852149	0.138921	11.238186	-0.589073	0.817579	2.43292
5	601.904727	7.188977	0.655839	2.172606	0.280277	0	8.444663	0.912177	0.009537	0.893879	0.024699	0.055087	0.051016	0.165995	0.004964	0	0	U_SYN_13660	0.758712	3.163318	1.563674	0	0.089977	0.342241	0.693452	0.06696	0.724202	6.407065
1.044964	646.176408	7.213985	0.180673	0.715717	0.448932	0	0.781711	0.754884	0.218162	0.491676	0.291113	3	0	1	0.135268	0.265895	0	USER_007069	0.187134	10.341962	0.862793	2.864692	0.996516	0.06935	19.876991	0.006602	0.214853	9.958209
0	850	7.094328	0.42824	1.814622	0.215236	0	9.925914	0.972831	0.00307	0.872887	0.034136	0.104881	0.00798	0.189003	0.002523	0.092689	0	U_SYN_3293	0.519196	3.705342	1.42405	0	0.059525	0	0.873052	0.044726	0	5.153494
5	798.123659	3.777572	0.309289	0.775829	0.516848	0	5.508792	0.845705	0.002159	0.550989	0.091225	0.010346	0.047879	0.121087	0.008128	0.612086	0	U_SYN_378	0.399531	4.313139	0.374843	0	0.079764	0.037684	1.348566	0.079186	0.25861	2.200934
0	621.956172	6.078795	0.317966	0.673204	0.598304	0	7.125248	0.881702	0.005972	0.735466	0.081847	0.187918	0.075401	0.160469	0.009913	0.663398	0	U_SYN_11484	0.262399	7.86183	0.270423	0	0.051461	0.108797	2.480533	0.126315	0	1.869661
5	671.850759	10	0.667949	0.546504	0.528951	0	6.785187	0.742272	0.000437	1.127	0.086822	0.144928	0.082417	0.175493	0.008552	0.726748	0	U_SYN_14247	0.429487	15.467814	0.25743	0	0.066134	0.139114	1.756389	0.171295	0.182168	2.914152
0	576.15853	4.15461	0.105281	0.437357	0.489267	0	5.193317	1	0.009175	0.468651	0.099432	0.103233	0.026076	0.113561	0.005417	0.781321	0	U_SYN_11882	0.166064	7.73156	0.223373	0	0.024745	0.082682	1.818706	0.038793	0	0.862421
2	673.664691	1.548435	0.429336	1.584883	0.173166	3	9.388904	0.906847	0.000696	0.224973	0.053048	0.571003	0.493413	0.447827	0.003611	0.207559	0	U_SYN_3845	0.607105	0.919016	1.310435	3	0.260451	0.194644	0.153015	0.356586	0.211318	5.700048
1.435041	705.826291	6.914455	0.068329	0.822758	0.368015	3	1.477677	0.844163	0.193033	0.913263	0.042605	0	0	0	0.282742	0.084989	1	USER_000051	0.06295	10.12815	0.994418	5.957701	3.496912	0.016501	21.849157	-1.633916	0.584111	4.280698
0.521528	595.816685	5.054951	0.17248	0.866062	0.337239	1	2.740933	0.591737	0.328691	0.59392	0.461851	0	0	1	0.004348	0.397471	1	USER_004656	0.118462	6.294663	0.691858	1.265168	0.717856	0.054747	16.751114	0.102826	0.519866	7.294343
0	759.887079	1.525296	0.221672	0.740713	0.389779	0	6.77502	1	0.006395	0.342648	0.029205	0.078855	0.081413	0.066535	0.003974	0.629644	0	U_SYN_13777	0.337699	1.814288	0.451999	0	0.136389	0.055329	0.462738	0.048081	0	2.287915
2.192111	598.697163	5.874308	0.211956	0.774463	0.365969	0	4.659766	0.759122	0.356016	0.231175	0.140451	0	0	0	0.086433	0.344752	0	USER_009413	0.145396	7.942372	0.044895	-0.564161	0.341688	0.066434	18.622467	-2.357587	0.863469	1.493925
7.411753	600.767409	5.63875	0.345711	0.635484	0.601437	1	2.587773	0.602705	0.014612	0.794146	0.005783	1	0	0	0.083659	0.433576	0	USER_005941	0.183267	7.200488	0.124878	2.254489	0.115916	0.083048	11.236973	0.823374	0.203141	2.467973
5	518.628066	3.547659	0.69027	0.674138	0.437066	0	5.895969	0.755188	0.000544	0.436127	0.003193	0.178747	0.052738	0.274519	0.005952	0.662931	0	U_SYN_13039	0.496738	4.58272	0.379495	0	0.189236	0.299282	0.480256	0.16737	0.224713	2.928753
10	823.344134	1.521485	0.40706	1.044045	0.288371	1	7.839656	0.727952	0.002391	0.261624	0.078133	0.189393	0.158165	0.350359	0.004723	0.477977	0	U_SYN_5024	0.654271	1.329917	0.742973	3	0.251041	0.031709	0.260154	0.213087	0.69603	5.129257
0	632.465359	2.476891	0.272176	1.106969	0.369421	0	7.218374	0.933408	0.004239	0.304123	0.071425	0.121225	0.094632	0.28122	0.00842	0.446516	0	U_SYN_14029	0.38066	2.052158	0.698031	0	0.105622	0.150558	0.665971	0.091394	0	2.747743
7	690.49622	3.292925	0.486598	0.595035	0.544134	1	7.940711	0.816775	0.007353	0.344954	0.015059	0.180972	0.147937	0.173302	0.005464	0.702483	0	U_SYN_12270	0.463933	4.737784	0.271256	3	0.143416	0.134544	0.919909	0.171963	0.277683	3.683956
0	583.897812	1.928312	0.537499	1.097993	0.423932	2	8.603003	1	0.008321	0.269608	0.038195	0.402052	0.370659	0.46541	0.007787	0.451003	0	U_SYN_1658	0.479453	1.609618	0.632518	2	0.264998	0.23197	0.378082	0.231813	0	4.124732
2	823.476279	4.227111	0.589985	1.728001	0.230211	0	9.767532	1	0.00121	0.551458	0.028808	0.045461	0.088586	0.116113	0.003563	0.136	0	U_SYN_212	0.608816	2.312423	1.330195	0	0.136346	0.02936	0.398997	0.040214	0.2304	5.946628
1.658865	728.427731	8.650685	0.254597	0.669646	0.169156	0	0.90792	0.881556	0.150482	0.661327	0.124258	1	0	0	-0.01316	0.943729	1	USER_005597	0.175757	14.164881	0.729888	0.961584	5.26478	0.03885	35.936834	0.417701	0.489852	3.983656
8.415382	485.057142	4.567479	0.378175	0.838611	0.385724	3	5.61003	0.398572	0.184424	0.681352	0.093986	1	0	1	0.175406	0.908344	1	USER_009294	0.39362	4.460384	0.693718	6.798667	0.152045	0.26118	14.028459	-0.014975	0.828727	7.853732
3.591629	714.161055	9.883759	0.033418	0.905857	0.113073	1	-0.269697	0.863364	-0.082722	0.944569	0.018089	0	0	0	-0.180918	0.70667	0	USER_000898	-0.026135	16.899488	0.187306	0.624301	0.929825	-0.006455	43.83086	0.599732	0.465567	1.283896
0	680.369259	0.601403	0.429236	0.869952	0.350882	2	8.622499	1	0.000429	0.13382	0.036247	0.344301	0.324438	0.273086	0.007519	0.565024	0	U_SYN_8526	0.587904	0.620033	0.564701	2	0.611969	0.181321	0.120443	0.200621	0	5.069204
8.833586	650.418316	8.936418	0.057501	0.74024	0.292709	2	1.641032	0.915379	-0.045951	0.152294	0.226044	1	0	1	0.009976	0.936087	1	USER_000762	0.137816	13.369278	0.345038	6.279881	0.494302	0.05001	31.60323	0.397918	0.099955	4.60334
5	635.134537	1.976932	0.727553	0.646042	0.443245	3	9.652653	0.959341	0.007807	0.21065	0.014287	0.583968	0.493961	0.432405	0.007995	0.676979	1	U_SYN_13901	0.54377	2.649894	0.359688	3	0.350302	0.212432	0.238736	0.339643	0.215347	5.248824
0	748.562091	9.157321	0.449753	1.571467	0.300176	0	8.089118	0.844989	0.004319	1.023842	0.034841	0.108487	0.043345	0.165125	0.007389	0.214267	0	U_SYN_14195	0.470824	5.478613	1.09975	0	0.048583	0.086835	1.512523	0.107554	0	3.808549
0	690.036829	2.44267	0.180136	1.498911	0.319658	0	8.331642	0.902723	0.003905	0.244361	0.030672	0.03716	0.023758	0.222167	0.007922	0.250544	0	U_SYN_792	0.432481	1.527708	1.019773	0	0.070845	0.125784	0.640165	0.057186	0	3.603273
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4.463334	709.742192	7.843787	0.154996	0.551891	0.212121	1	3.249438	0.781055	0.070895	0.639153	0.335979	0	0	0	-0.100499	0.307571	0	USER_002946	0.103057	13.092485	0.005881	2.362227	0.311424	0.026281	30.899771	-1.188106	0.928714	2.745544
6.591617	632.322631	7.811235	0	0.852083	0.270884	2	2.718912	0.644664	0.219273	0.981251	0.401774	1	0	0	0.010511	0.020165	0	USER_001593	0.021295	10.091673	0.698703	6.41208	1.734453	0.008428	28.476498	-0.938156	0.330546	6.867536
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2	712.125609	0.579088	0.87093	0.821726	0.571618	2	7.028443	0.756967	0.00792	0.232453	0.044583	0.365041	0.329232	0.394976	0.005941	0.589137	0	U_SYN_7637	0.760137	0.628265	0.352013	2	1.282499	0.190552	0.042724	0.305495	0.109563	5.342577
13.462686	465.514962	5.776946	0.138794	0.702621	0.529293	0	4.258441	0.284149	0.321182	0.453316	0.31624	0	0	1	0.124772	0.337116	1	USER_001033	0.15134	3.891024	0.029396	2.190178	1.613091	0.105796	13.596238	-0.069929	0.012921	3.986866
2	489.387912	7.92699	0.556551	0.965571	0.33221	0	6.195828	0.935049	0.005974	0.938677	0.045958	0.188005	0.089173	0.003287	0.003392	0.517215	0	U_SYN_10196	0.424995	7.439197	0.644798	0	0.069335	0.278652	1.167791	0.109134	0.128743	2.633198
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0	599.564915	6.194055	0.818847	0.760042	0.56689	2	9.215769	1	0.0067	0.683115	0.073837	0.422275	0.328062	0.245721	0.008948	0.619979	0	U_SYN_10619	0.429438	7.202039	0.329181	2	0.130098	0.195539	0.636093	0.225101	0	3.957605
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5	663.012944	0.5	0.231113	2.049311	0.255123	3	10	0.876368	0.003722	0.083611	0.004939	0.582185	0.458284	0.622612	0.005377	0	0	U_SYN_1386	0.912529	0.232633	1.526484	3	0.385188	0.310239	0.098081	0.361593	0.683104	9.125294
2.580631	668.629551	8.136291	0.165612	0.754545	0.219796	0	2.409099	0.745858	0.33453	0.030579	0.428711	1	0	1	-0.165372	0.936193	0	USER_007127	0.050688	12.614109	0.933446	0.68792	1.163207	0.016715	31.739831	2.160823	0.546845	8.551383
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0.398323	719.89749	8.347883	0.045401	0.742199	0.246986	0	3.018118	0.691775	0.032231	0.692387	0.034547	1	0	1	0.239318	0.570063	0	USER_001704	-0.125722	12.329289	0.36687	1.281755	2.406859	-0.029739	31.430353	-0.705799	0.19106	4.422294
2	427.323848	3.156781	0.349368	0.890849	0.45287	0	7.278588	0.998879	0.008252	0.427227	0.019004	0.15904	0.085658	0.279347	0.00564	0.554576	0	U_SYN_3095	0.384391	3.185936	0.48741	0	0.107274	0.295405	0.93015	0.073858	0.11878	2.79782
0	669.219225	2.650242	0.355494	0.540195	0.456355	0	5.780641	0.744551	0.004681	0.45879	0.071535	0.166077	0.006097	0.082101	0.00788	0.729903	0	U_SYN_3285	0.287408	4.139744	0.293674	0	0.129259	0.094469	0.779498	0.153832	0	1.661403
5	638.321547	9.808728	0.554532	1.025102	0.227954	0	6.740556	0.848346	0.004634	1.119158	0.007298	0.067907	0.02177	0.155723	0.006911	0.487449	0	U_SYN_9930	0.491564	8.718081	0.791426	0	0.055964	0.189188	0.996038	0.087564	0.341701	3.313416
7	687.671685	0.98263	0.384996	0.951253	0.544254	3	7.269043	0.764166	0.001371	0.161933	0.082283	0.558843	0.496075	0.620244	0.009215	0.524373	0	U_SYN_9166	0.630485	0.934723	0.43353	5	0.355612	0.186083	0.328905	0.410809	0.443918	4.583021
0	578.779898	2.362462	0.649362	3.422632	0	0	10	0.957355	0.000277	0.404121	0.051535	0.049747	0.006783	0.27742	0.000852	0	0	U_SYN_7847	0.960554	0.670653	3.422632	0	0.263704	0.473676	0	0.034017	0	9.605545
5	635.551216	6.628357	0.524436	0.667342	0.470479	0	3.599613	0.874515	0.002334	0.797594	0.054861	0.113277	0.004273	0.050382	0.007582	0.666329	0	U_SYN_1313	0.420524	8.638073	0.353372	0	0.077944	0.163965	1.483046	0.085459	0.222447	1.513724
0	581.247617	2.052102	0.667406	1.694048	0.166829	0	7.104301	1	0.00538	0.329562	0.036406	0.057437	0.058118	0.207407	0.002862	0.152976	0	U_SYN_11095	0.631964	1.143839	1.411432	0	0.310118	0.308803	0.113863	0.034667	0	4.489661
0	803.533372	6.035998	0.529636	0.715901	0.461525	0	6.351862	0.998208	0.005798	0.682523	0.061684	0.085088	0.07427	0.29925	0.004965	0.64205	0	U_SYN_7450	0.334665	7.397955	0.385495	0	0.086316	0.028274	1.310325	0.048524	0	2.125748
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5	660.080885	0.64279	0.372822	0.398906	0.74316	2	6.576491	0.801191	0.005616	0.123682	0.003327	0.464177	0.387855	0.314947	0.01191	0.800547	0	U_SYN_11245	0.560883	1.288399	0.102455	2	0.501922	0.193677	0.2996	0.335133	0.132969	3.688642

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