Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
7	698.149532	5.995426	0.197302	2.388992	0.249789	0	10	0.620585	0.00178	0.740655	0.083066	0.052278	0.045014	0.237363	0.006843	0	0	U_SYN_6743	0.7098	2.408777	1.792249	2	0.032369	0.19597	1.202113	0.180954	1.114863	7.098003
2	577.411242	6.278896	0.382454	1.22906	0.384141	0	7.551521	0.895934	0.009491	0.703033	0.098366	0.192733	0.093436	0.192164	0.004056	0.38547	0	U_SYN_7398	0.431902	4.724314	0.756928	0	0.059956	0.214057	1.489508	0.127477	0.163875	3.261514
0	646.49681	1.799239	0.313222	0.355674	0.405597	2	7.079313	1	0.002437	0.339117	0.025457	0.500973	0.29189	0.369043	0.004454	0.822163	0	U_SYN_11267	0.270407	3.94852	0.211414	2	0.16492	0.100052	0.501187	0.237859	0	1.914295
0.075468	546.902988	5.37328	0.303406	0.705083	0.469459	2	4.114087	0.430159	0.315103	0.800664	0.146476	2	0	0	0.089408	0.434654	1	USER_007742	0.316596	6.008242	0.951855	6.523576	0.455685	0.174471	14.25372	1.521361	0.20264	5.303344
7	505.164408	1.636054	0.610776	0.692349	0.461432	5	9.60914	0.67647	0.005699	0.265537	0.035238	0.848744	0.801499	0.638193	0.007374	0.653826	0	U_SYN_9484	0.576906	2.064816	0.372877	7	0.351819	0.361705	0.293836	0.624485	0.323096	5.543574
0	632.007085	2.470625	0.432069	1.665054	0.293661	0	8.302051	0.970249	0.006159	0.259818	0.099016	0.118948	0.007823	0.186528	0.007567	0.167473	0	U_SYN_13830	0.540434	1.399744	1.176093	0	0.168079	0.214201	0.412049	0.049932	0	4.486707
0.299643	579.976732	7.656882	0.262791	0.808508	0.11174	0	2.060348	0.717749	0.105857	0.62848	0.411789	1	0	1	0.137066	0.947478	0	USER_001892	0.032611	8.693582	0.346664	0.50133	1.559644	0.01601	34.006502	-2.414084	0.662324	6.270938
5	850	5.860461	0.311422	1.502476	0.133364	0	8.682843	0.736411	0.00654	0.658576	0.027497	0.000118	0.028108	0.063759	0.005307	0.248762	0	U_SYN_13890	0.527476	3.65713	1.3021	0	0.052248	0	0.538174	0.113904	0.500825	4.579992
2.532413	614.211054	6.702379	0.010875	0.744608	0.403982	0	5.944799	0.719777	0.399927	0.393945	0.150157	1	0	2	-0.220935	0.955554	0	USER_004317	0.023732	7.861293	0.779315	-0.913264	1.133779	0.010174	19.973703	0.954016	0.642326	2.084822
2	707.958422	1.749237	0.201984	0.374061	0.422952	1	5.508189	0.879271	0.006536	0.245241	0.047818	0.260716	0.234232	0.254738	0.004427	0.81297	0	U_SYN_8177	0.28356	3.689899	0.215851	1	0.109225	0.073231	0.590407	0.196776	0.049875	1.561902
0	585.948578	2.974493	0.374921	1.075237	0.361428	0	7.329083	0.999595	0.005498	0.368636	0.031812	0.028072	0.078102	0.095532	0.003985	0.462381	0	U_SYN_11620	0.392575	2.530972	0.686616	0	0.121946	0.188473	0.672001	0.032014	0	2.877215
0	800.272768	4.211101	0.291727	0.753199	0.448831	0	8.259453	0.856025	0.001726	0.594882	0.042701	0.041755	0.003262	0.254622	0.007296	0.623401	0	U_SYN_7857	0.28455	4.935663	0.415139	0	0.067669	0.025727	1.338688	0.071095	0	2.350226
0.497378	565.17707	8.387349	0.056091	0.614552	0.437458	0	5.747925	0.683961	0.310809	0.941084	0.497561	0	0	4	0.299297	0.444789	0	USER_002485	0.08649	9.688576	0.568297	-0.268143	0.33432	0.04479	23.591192	-1.295838	0.31974	7.585824
6.532327	528.197101	5.011133	0.338043	0.690299	0.390079	4	5.377432	0.551673	0.289463	0.013681	0.466514	0	0	1	-0.001365	0.367267	1	USER_005881	0.194205	5.486586	0.492921	8.866166	3.209037	0.113629	15.281967	-0.284824	0.011626	9.841236
0	754.377696	2.621632	0.524859	0.7228	0.443473	0	7.463385	1	0.004609	0.277295	0.062409	0.006661	0.045309	0.066259	0.006418	0.6386	0	U_SYN_2603	0.375503	3.186231	0.402258	0	0.192847	0.065285	0.552409	0.015591	0	2.802525
7	652.123307	0.5	0.641241	2.175498	0.308794	3	10	0.929722	0.008302	0.223558	0.095604	0.575558	0.461574	0.533086	0.003457	0	1	U_SYN_8609	1.100805	0.219732	1.503717	5	1.068735	0.396043	0.055391	0.339251	1.015232	11.008052
0	531.846925	3.623163	0.597282	0.634314	0.435067	0	6.561963	0.951729	0.003494	0.368997	0.005877	0.170904	0.062014	0.161552	0.004875	0.682843	0	U_SYN_8061	0.359765	4.93408	0.358345	0	0.160423	0.20811	0.634812	0.089184	0	2.360766
0	480.290386	7.239172	0.033985	1.198575	0.354489	0	7.870918	0.995245	0.009942	0.736952	0.005773	0.166137	0.091285	0.292886	0.007466	0.400713	0	U_SYN_3250	0.277161	5.574707	0.773693	0	0.004631	0.186308	2.478995	0.079129	0	2.181515
0	700.913948	5.64497	0.472103	0.460222	0.543499	0	4.677884	1	0.003943	0.665798	0.044581	0.076722	0.007051	0.221154	0.006302	0.769889	0	U_SYN_12601	0.268488	10.076307	0.210092	0	0.082177	0.072778	1.619607	0.025132	0	1.255958
4.456641	571.522913	5.576334	0.123283	0.760684	0.303985	1	2.551058	0.71949	0.125003	0.236229	0.075669	0	0	0	-0.134031	0.542799	1	USER_000857	0.19943	7.981274	0.272632	3.897676	0.823691	0.100976	19.40607	-0.603014	0.338539	7.9582
2	496.660791	1.253802	0.582061	1.299334	0.461888	2	10	1	0.006373	0.191877	0.07412	0.422926	0.311838	0.49163	0.004681	0.350333	0	U_SYN_709	0.622217	0.895999	0.699187	2	0.429946	0.399734	0.242035	0.220429	0.173245	6.222174
7	850	4.037378	0.364446	0.848871	0.487808	1	9.40483	0.646594	0.006037	0.449915	0.049429	0.2634	0.154826	0.254179	0.007528	0.575565	0	U_SYN_118	0.467448	4.25493	0.434785	3	0.088086	0	1.251701	0.26683	0.39614	4.396267
7	628.571269	3.992454	0.396823	0.368107	0.293829	2	7.138919	0.870539	0.003599	0.5902	0.034955	0.503829	0.337667	0.325925	0.003261	0.815946	0	U_SYN_10214	0.381539	8.528932	0.259947	4	0.096965	0.153607	0.707586	0.304233	0.171783	2.723775
0	659.808045	6.894206	0.183867	0.113479	0.477326	0	4.766103	1	0.001721	0.779075	0.006853	0.002975	0.059087	0.073691	0.007744	0.94326	0	U_SYN_4598	0.106451	32.294537	0.059313	0	0.026288	0.036811	2.685716	0.018619	0	0.507356
0	716.654253	1.994389	0.421955	0.994255	0.343401	0	6.27605	1	0.001113	0.2059	0.094976	0.125439	0.040719	0.189166	0.006697	0.502872	0	U_SYN_2042	0.420931	1.822599	0.652827	0	0.201469	0.102053	0.395889	0.049847	0	2.641782
2	624.025262	2.897085	0.259391	0.743045	0.499664	0	8.20612	0.811144	0.006625	0.437177	0.037217	0.158293	0.01301	0.203005	0.008119	0.628478	0	U_SYN_7419	0.333158	3.436455	0.371772	0	0.086548	0.136882	1.072083	0.126933	0.099073	2.733932
0	789.64657	4.181232	0.554648	0.474557	0.459834	0	6.124756	0.793521	0.009969	0.503509	0.082749	0.066985	0.006347	0.104413	0.008694	0.762721	0	U_SYN_6130	0.308021	7.277311	0.25634	0	0.129553	0.0338	0.856267	0.104591	0	1.886555
1.008656	668.30045	7.581409	0.076703	0.608221	0.060211	0	1.7438	0.87943	-0.045355	0.875284	0.441766	0	0	0	0.153709	0.012173	0	USER_002886	0.129996	12.210219	0.595605	-0.617518	3.102828	0.042946	35.624638	-1.427168	0.610906	2.6116
0	810.284425	0.5	0.607275	1.480831	0.141126	0	6.703211	1	0.009228	0.229564	0.042628	0.122378	0.071783	0.198194	0.00143	0.259584	0	U_SYN_317	0.811682	0.316289	1.271847	0	1.012126	0.058612	0.027712	0.058248	0	5.440877
7	570.347442	4.457255	0.523121	0.815799	0.468478	2	8.035657	0.751561	0.005686	0.603061	0.097048	0.344618	0.308081	0.447469	0.005267	0.5921	0	U_SYN_10566	0.503982	4.867064	0.433616	4	0.114789	0.256254	0.995782	0.295185	0.380706	4.049829
0	850	1.053943	0.327187	0.577802	0.475503	3	6.753065	1	0.001626	0.271196	0.027543	0.629897	0.523455	0.555006	0.006954	0.711099	0	U_SYN_5315	0.387035	1.554941	0.303056	3	0.283538	0	0.337182	0.346005	0	2.613674
3.51177	660.268057	8.713525	0.106203	0.716606	0.335934	1	2.528293	0.652702	0.129933	0.072328	0.137102	1	0	0	0.214602	0.39311	1	USER_006235	-0.048541	13.371306	0.479339	3.342374	0.944032	-0.016745	28.931759	-1.391809	0.281135	4.640012
0	713.788606	1.572909	0.370865	1.065048	0.594907	3	6.273486	1	0.00934	0.242123	0.055668	0.506684	0.489628	0.499904	0.008472	0.467476	0	U_SYN_14457	0.443821	1.350081	0.431443	3	0.221689	0.109915	0.588704	0.298894	0	2.784306
5	556.786878	1.455577	0.149451	0.683725	0.42887	1	6.420685	0.809862	0.009317	0.288682	0.079757	0.235418	0.167232	0.371294	0.008474	0.658138	0	U_SYN_13419	0.41015	1.857255	0.390495	1	0.096074	0.218657	0.530958	0.19685	0.227908	2.633443
0	575.300962	3.181197	0.5276	0.979418	0.376635	0	4.694678	1	0.004569	0.377776	0.009026	0.13919	0.062458	0.187606	0.00574	0.510291	0	U_SYN_12873	0.415117	2.947141	0.610535	0	0.160795	0.207331	0.566006	0.060494	0	1.948841
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0	678.627822	7.542347	0.418154	1.466738	0.206144	0	7.093598	1	0.005345	0.78699	0.03558	0.032418	0.019291	0.276704	0.00324	0.266631	0	U_SYN_6654	0.444964	4.814046	1.164378	0	0.054715	0.138644	0.90466	0.015512	0	3.156393
10	691.529548	0.981805	0.537679	1.313447	0.449997	3	9.045088	0.625059	0.009912	0.165303	0.044632	0.64879	0.442786	0.565761	0.006357	0.343276	1	U_SYN_14266	0.808869	0.694617	0.722399	5	0.49702	0.233058	0.204258	0.477449	0.875631	7.316295
9.488754	571.90297	7.041681	0.157975	0.851393	0.34051	0	2.325337	0.523412	0.170866	0.001194	0.335546	0	0	2	0.062383	0.207833	0	USER_000867	0.085538	9.174476	0.034929	-1.03179	1.078229	0.043251	23.219584	0.378584	0.047928	7.96638
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9.433824	408.988871	3.799632	0.28698	0.782162	0.461415	1	5.156111	0.291072	0.306048	0.080879	0.493622	0	0	0	0.068279	0.942696	1	USER_009830	0.228861	2.057137	0.187565	1.722256	0.508265	0.183509	10.23213	1.787037	0.349459	3.928392
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10.354269	483.161587	2.12421	0.536427	0.869953	0.605368	0	5.200769	0.259958	0.227558	0.061705	0.236161	4	0	2	0.054661	0.381042	0	USER_006638	0.466435	1.906597	0.41397	4.27252	1.367104	0.311102	4.191407	-0.897769	0.481732	8.802706
10	682.667092	6.183116	0.721429	1.211568	0.346074	3	7.418199	0.629795	0.00544	0.772561	0.080077	0.596861	0.467023	0.347496	0.003771	0.394216	1	U_SYN_5851	0.690574	4.714292	0.792276	5	0.11482	0.210101	0.596091	0.467247	0.807712	5.122813
5	562.230349	2.413633	0.143315	1.54081	0.417126	0	7.023632	0.845019	0.003057	0.280508	0.063229	0.007003	0.089141	0.105001	0.005636	0.229595	0	U_SYN_7194	0.530723	1.471001	0.898098	0	0.057015	0.277683	0.862501	0.090835	0.513603	3.727601
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2	709.91321	7.431163	0.090576	2.254681	0.060776	0	8.61486	0.921805	0.008283	0.791875	0.059569	0.08221	0.082291	0.133496	0.002439	0	0	U_SYN_12390	0.544665	3.15591	2.11765	0	0.012027	0.138728	0.410731	0.080628	0.300624	4.692215
0	614.620927	0.734342	0.763575	0.850205	0.421168	3	9.184377	0.95074	0.008973	0.245198	0.016616	0.507638	0.527891	0.428018	0.007821	0.574897	1	U_SYN_1850	0.638823	0.772825	0.492126	3	0.915182	0.273392	0.073122	0.330363	0	5.867194
0	645.7732	2.7779	0.580801	0.943609	0.330463	0	5.980982	1	0.001784	0.374238	0.055946	0.024181	0.089885	0.210496	0.004437	0.528196	0	U_SYN_1070	0.432457	2.661821	0.631781	0	0.201814	0.160581	0.384821	0.03422	0	2.586519
8.639716	506.789583	4.797549	0.206902	0.750654	0.50702	2	2.459582	0.513696	0.216305	0.317777	0.169347	1	0	2	0.056181	0.464279	0	USER_002929	0.261096	4.624224	0.496987	6.109107	6.32564	0.162929	11.825471	0.441732	0.628668	7.21569
2	589.704219	1.591385	0.71449	1.641852	0.15719	4	10	0.847773	0.008226	0.171512	0.069386	0.814399	0.647894	0.488482	0.005979	0.179074	1	U_SYN_6784	0.700964	0.913617	1.383769	4	0.422429	0.331742	0.07142	0.499579	0.218914	7.009636
0	748.928608	5.530021	0.276214	2.167228	0.123887	0	8.685322	1	0.001648	0.555875	0.086014	0.025139	0.064956	0.212876	0.004451	0	0	U_SYN_14444	0.551834	2.439111	1.898738	0	0.049061	0.101408	0.495862	0.027029	0	4.792854
0	635.52676	6.100335	0.410448	0.849997	0.340198	0	6.196872	0.812686	0.009674	0.694572	0.073386	0.182881	0.047106	0.26611	0.005504	0.575002	0	U_SYN_10672	0.32539	6.421428	0.56083	0	0.066198	0.126886	1.22351	0.143922	0	2.016401
7	671.238009	0.5	0.416083	0.622586	0.505735	3	6.208127	0.679118	0.003282	0.150165	0.050648	0.499812	0.517528	0.599672	0.006723	0.688707	0	U_SYN_3392	0.722675	0.691959	0.307722	5	0.693472	0.234885	0.147654	0.433555	0.29054	4.486461
8.684229	614.717789	1.366555	0.732209	0.812563	0.371334	2	8.987954	0.695272	0.128548	0.511479	0.055363	0	1	0	0.179197	0.957175	1	USER_002483	0.503459	2.927635	0.814742	6.709826	1.647878	0.215373	4.295531	0.166657	0.209035	9.508144
4.697477	673.158635	7.123665	0.062796	0.697998	0.207403	0	1.710468	0.774135	0.274946	0.573325	0.12806	2	0	0	0.060985	0.04276	0	USER_001802	0.004615	10.374001	0.279559	1.516797	1.287697	0.001484	28.230962	-0.628924	0.97483	6.721359
3.19283	622.794208	4.712385	0.190653	0.978082	0.286356	3	4.432652	0.60177	0.326115	0.665199	0.050342	0	0	0	0.106205	0.377818	1	USER_004890	0.046085	6.552964	0.739877	5.8822	5.27933	0.019038	16.814822	0.351806	0.25817	3.864336
1.2528	663.757382	8.590184	0.280435	0.903824	0.212706	3	0.924167	0.875197	0.20287	0.699586	0.412716	0	0	0	-0.035474	0.209773	0	USER_004254	0.30947	13.080547	0.919701	5.946395	0.027017	0.104794	33.815002	0.40554	0.121923	3.338864
0	733.402757	5.55063	0.261627	1.124013	0.333173	0	6.924465	1	0.007063	0.735462	0.049243	0.123301	0.021791	0.057699	0.006677	0.437993	0	U_SYN_10139	0.338685	4.53478	0.749522	0	0.0463	0.0718	1.36549	0.043528	0	2.345212
5	726.563034	1.582982	0.406057	1.716696	0.149104	2	9.379678	0.828832	0.002326	0.337265	0.095736	0.395353	0.337561	0.437761	0.002086	0.141652	0	U_SYN_14606	0.683993	0.871352	1.460729	2	0.241272	0.153509	0.140188	0.288342	0.572232	6.415634
0	581.199119	5.441674	0.274004	1.526	0.411245	0	9.295942	1	0.003298	0.614333	0.035037	0.008367	0.095431	0.099552	0.006888	0.237	0	U_SYN_8400	0.423491	3.346663	0.89844	0	0.049444	0.206972	1.62468	0.031139	0	3.93675
1.627785	694.14831	7.265717	0.08432	0.803677	0.222826	2	1.525938	0.683632	0.015747	0.97516	0.197659	0	0	0	0.004409	0.244127	0	USER_003519	0.228765	11.609905	0.433893	4.890255	3.564758	0.064824	28.233637	-0.472025	0.020371	7.323255
0	715.216789	3.989252	0.205147	0.283817	0.427364	0	4.857064	0.86575	0.009274	0.53542	0.052506	0.000635	0.070996	0.065217	0.005991	0.858091	0	U_SYN_4893	0.167216	10.393628	0.162524	0	0.050167	0.040978	1.355115	0.07519	0	0.81218
0	672.489579	1.909424	0.269144	0.76425	0.507155	1	5.230857	0.881361	0.003288	0.356912	0.039998	0.175063	0.185585	0.327067	0.006879	0.617875	0	U_SYN_8720	0.333124	2.209342	0.376657	1	0.133941	0.107515	0.707741	0.15565	0	1.742526
0.345362	648.217925	6.833818	0.07206	0.748341	0.362225	1	3.19946	0.748914	0.195483	0.626728	0.48977	1	0	2	0.13861	0.418676	0	USER_005828	0.006573	8.472236	0.000413	3.10522	1.048297	0.002411	21.792207	0.415452	0.789645	9.396663
3.048089	703.740459	7.516127	0.106894	0.636583	0.243051	1	2.18762	0.901524	0.10375	0.816786	0.234267	0	0	0	0.115452	0.573924	1	USER_002106	-0.081894	10.933009	0.007589	2.190235	2.08846	-0.021778	28.446629	0.466651	0.83607	1.638485
9.450179	671.808856	7.64139	0.109738	0.702549	0.213592	3	2.59523	0.538469	0.322978	0.223941	0.278157	2	0	1	-0.049834	0.746857	0	USER_008063	0.193348	10.186389	0.904461	7.403688	0.366338	0.062642	30.046245	-0.558549	0.286787	5.673733
0	600.310095	5.531499	0.408136	1.212901	0.357874	0	6.295795	1	0.006808	0.601771	0.048062	0.101022	0.012579	0.295664	0.006018	0.393549	0	U_SYN_8498	0.400536	4.213188	0.778835	0	0.072474	0.181836	1.171643	0.03408	0	2.521689
9.249941	575.918961	6.182719	0.237769	0.927679	0.399185	3	5.018076	0.61139	0.199259	0.809827	0.229755	1	0	1	0.049274	0.435073	1	USER_008519	0.330535	6.778783	0.526192	8.321165	1.903634	0.164715	18.573345	-0.043887	0.220674	2.520626
1.610069	678.799227	10.554737	0	0.799908	0.149056	1	2.405795	0.807337	0.125754	0.451932	0.378821	0	0	0	0.037553	0.258612	0	USER_001587	-0.160678	17.729991	0.579231	1.01701	1.152838	-0.050015	44.907426	0.373672	0.683982	3.995343
3.654753	527.713281	4.99541	0.253107	0.830088	0.520453	1	5.322753	0.566598	0.348707	0.939707	0.290431	0	0	2	0.11727	0.540417	0	USER_004232	0.286988	4.281844	0.313555	1.358301	1.868512	0.168168	11.977657	-1.493932	0.197465	1.400806
15	784.64806	0.5	0.554117	0.834834	0.28247	1	6.381107	0.675296	0.001879	0.166071	0.025359	0.170382	0.220408	0.234876	0.005839	0.582583	0	U_SYN_6117	0.966535	0.534854	0.599019	3	0.923529	0.114845	0.062974	0.247119	0.834834	6.167566

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