Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
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0.484402	704.904781	9.393241	0.211361	0.66083	0.139419	1	-0.348839	0.848104	-0.043362	0.664425	0.279135	0	0	0	-0.048265	0.239512	0	USER_008744	0.221085	16.970156	0.97288	1.815737	0.66745	0.058324	40.418208	0.153342	0.356522	4.163103
10	714.247445	7.829813	0.494416	0.821083	0.468334	1	8.259505	0.627883	0.00773	0.803407	0.074805	0.192115	0.198055	0.264756	0.005343	0.589459	0	U_SYN_7060	0.537762	8.500663	0.436542	3	0.062349	0.132732	1.853961	0.265898	0.547388	4.441652
5.003607	560.966098	4.733573	0.345334	0.805612	0.368926	1	4.586753	0.521831	0.281815	0.26103	0.356469	1	0	1	0.021253	0.9183	0	USER_001548	0.22823	5.36361	0.555446	3.101795	0.900459	0.119938	14.936186	-0.08313	0.077205	8.122632
2	572.255224	8.767874	0.405153	2.169173	0.240359	0	9.133721	1	0.006353	0.975754	0.050906	0.033897	0.096551	0.292124	0.005491	0	0	U_SYN_14863	0.617934	3.863907	1.647794	0	0.045688	0.312051	1.2536	0.039134	0.289223	5.644037
7	850	1.727609	0.824238	0.631015	0.313388	5	8.365804	0.873757	0.007413	0.289215	0.093118	0.90835	0.773764	0.748418	0.007119	0.684492	1	U_SYN_10390	0.622907	2.363301	0.433262	7	0.450993	0	0.09516	0.555131	0.294474	5.211118
0	481.57752	0.5	0.14124	0.345983	0.546191	2	7.16913	1	0.002693	0.197618	0.054583	0.4212	0.314542	0.323834	0.008094	0.827009	0	U_SYN_11347	0.444902	1.12112	0.15701	2	0.235401	0.298022	0.234523	0.220723	0	3.18956
15	650.746384	0.5	0.891155	0.658207	0.655014	5	9.245688	0.516392	0.007038	0.228507	0.097497	0.905921	0.724142	0.749535	0.011154	0.670897	1	U_SYN_12212	1.032321	0.659451	0.227072	7	1.485258	0.373989	0.035647	0.682462	0.658207	9.54452
0	681.12617	1.061154	0.577598	0.418961	0.493444	3	7.409304	1	0.004094	0.24919	0.055222	0.670582	0.471605	0.421733	0.009086	0.790519	0	U_SYN_3317	0.429314	2.044766	0.212227	3	0.497434	0.131818	0.221179	0.342656	0	3.180917
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10	663.897565	7.632399	0.672195	1.032502	0.220304	1	8.043598	0.573649	0.006198	0.895985	0.056664	0.280438	0.196126	0.177161	0.006795	0.483749	1	U_SYN_7865	0.634024	6.739411	0.805038	3	0.086932	0.214534	0.551187	0.31351	0.688335	5.099836
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1.573934	758.736991	8.226145	0	0.732954	0.056913	1	2.210626	0.763549	0.023483	0.307261	0.115787	0	0	0	0.056766	0.179466	0	USER_002718	0.011647	14.278547	0.642112	-0.564652	9.104631	0.001933	38.789846	-0.770299	0.538589	7.749802
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3.978815	728.070056	8.480118	0.083145	1	0.228698	0	2.833949	0.893609	0.152234	0.556859	0.215824	0	0	0	0.128086	0.499134	0	USER_008310	0.119985	15.307648	0.632494	0.026826	3.454448	0.0266	32.703678	0.517092	0.585195	3.815795
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0.346444	763.753763	8.795572	0.141315	0.650736	0.129719	0	0.251416	0.995234	-0.036003	0.678786	0.370854	0	0	0	0.231806	0.504945	0	USER_008999	0.251887	15.26613	0.674414	-0.168445	0.748478	0.039499	38.273088	0.304905	0.859123	6.514476
0	677.008441	2.505537	0.374738	0.85506	0.370387	0	7.452367	0.931375	0.005721	0.265785	0.026422	0.172737	0.087899	0.189895	0.008095	0.57247	0	U_SYN_706	0.360193	2.623434	0.538357	0	0.143824	0.113292	0.580254	0.105641	0	2.684291
2	625.370986	7.742035	0.801519	1.305022	0.343009	1	7.83511	0.697871	0.00783	0.791042	0.056186	0.27121	0.175051	0.288207	0.00744	0.347489	1	U_SYN_3491	0.566964	5.510259	0.857388	1	0.102208	0.231557	0.527085	0.25473	0.174003	4.442222
0.715207	506.116126	3.573527	0.326399	0.689781	0.569739	0	4.971113	0.43431	0.3387	0.470546	0.305781	0	0	2	0.046215	0.61182	0	USER_000339	0.233127	3.289884	0.169504	1.930342	0.468371	0.145761	7.687741	-0.369183	0.85192	3.776402
5	721.077403	8.501921	0.288186	2.140176	0.117409	0	10	0.862318	0.001342	0.991045	0.025227	0.196417	0.095133	0.151085	0.004343	0	0	U_SYN_4573	0.637742	3.795202	1.8889	0	0.033503	0.14949	0.710536	0.142538	0.713392	6.377416
0	626.421168	1.070512	0.52063	1.365327	0.242407	1	7.419895	1	0.007624	0.292543	0.070614	0.211952	0.18898	0.315519	0.006884	0.317337	0	U_SYN_13247	0.60012	0.730562	1.034361	1	0.444788	0.243953	0.124397	0.12028	0	4.452825
0.497969	666.811944	5.546601	0.105716	0.831813	0.185481	1	2.841259	0.543128	0.24345	0.436869	0.398939	1	0	0	0.079383	0.655938	0	USER_000823	-0.04709	8.105225	0.810014	3.914721	2.08062	-0.015684	22.589064	0.876875	0.218981	5.0204
9.860425	644.892555	7.124316	0	0.693743	0.185924	1	1.787948	0.633272	0.106997	0.690855	0.076499	0	0	0	0.176628	0.287948	0	USER_005754	-0.223963	9.553498	0.018413	1.548369	0.110502	-0.083521	28.998664	-0.818304	0.925734	0.525692
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0	636.757442	1.479086	0.144066	0.603279	0.411544	0	4.515983	0.821638	0.00778	0.257161	0.095288	0.19328	0.07894	0.007289	0.006697	0.698361	0	U_SYN_5580	0.290531	2.103129	0.355003	0	0.091234	0.112643	0.521015	0.153011	0	1.312034
0	686.539621	3.787658	0.235823	0.73097	0.480398	0	4.810261	1	0.002844	0.397256	0.005435	0.162625	0.088475	0.279574	0.009627	0.634515	0	U_SYN_3151	0.268386	4.558115	0.379813	0	0.060659	0.079764	1.390484	0.07533	0	1.291006
0	696.042227	10	0.920417	1.580262	0.192492	1	7.696215	1	0.001863	1.032468	0.013208	0.167632	0.169812	0.334922	0.002674	0.209869	0	U_SYN_6617	0.61198	5.951452	1.276074	1	0.09113	0.171307	0.153191	0.101233	0	4.709926
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2.56051	547.021042	5.780743	0.335112	0.843755	0.36987	3	3.385479	0.724003	0.248483	0.990369	0.2609	1	0	1	0.20607	0.741302	1	USER_004248	0.174752	6.415144	0.488091	7.66163	0.854131	0.096266	18.213106	1.48225	0.758255	4.940715
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1.095783	677.432512	7.278341	0.061138	0.546116	0.252125	0	3.184845	0.717432	-0.026011	0.736852	0.408625	1	0	0	-0.029486	0.102389	1	USER_003390	0.165815	11.302969	0.212328	0.219356	1.548649	0.052026	27.21646	0.753589	0.924592	8.608619
0	848.740088	0.940813	0.265518	1.385968	0.191259	1	8.245124	0.986289	0.008088	0.155055	0.076529	0.185711	0.161722	0.351369	0.006329	0.307016	0	U_SYN_7795	0.549006	0.633132	1.120889	1	0.255106	0.001258	0.132162	0.109714	0	4.526626
2.151466	599.070994	0	0.534178	0.870322	0.466802	0	8.591637	0.648679	0.264736	0.949672	0.03313	0	0	0	-0.03232	0.459887	1	USER_008115	0.267115	0.386273	0.872995	-0.646927	0.086178	0.121867	0	1.726546	0.926107	3.344896
15	609.640666	10	0.455695	0.542706	0.399671	3	6.714277	0.499144	0.005792	1.066537	0.074142	0.582732	0.473443	0.36646	0.005131	0.728647	0	U_SYN_3407	0.565052	15.559215	0.325802	5	0.045118	0.246937	2.17543	0.517195	0.542706	3.793914
5.38448	620.193419	7.24704	0.2176	0.839854	0.272484	2	2.737647	0.657154	0.305301	0.357468	0.120288	1	0	0	0.097168	0.218018	0	USER_006022	0.097056	8.057801	0.265056	5.914998	1.936018	0.040553	26.361693	-1.720854	0.774585	3.776017
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0	628.025625	4.664299	0.117334	1.259091	0.144899	0	6.804848	1	0.001052	0.616233	0.06817	0.174566	0.02063	0.123943	0.00459	0.370455	0	U_SYN_8963	0.328997	3.431927	1.07665	0	0.024628	0.13278	0.59655	0.058559	0	2.238776
0	725.6727	5.718558	0.314692	0.284303	0.540422	0	5.37503	0.903777	0.004428	0.619387	0.069662	0.136913	0.071456	0.252306	0.008669	0.857849	0	U_SYN_1997	0.185641	14.880345	0.130659	0	0.054084	0.041964	2.117899	0.101	0	0.997826
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2.682008	658.073899	9.453949	0.160468	0.824298	0.150573	0	1.516712	0.862093	0.024856	0.312854	0.318488	0	0	0	0.036471	0.798545	0	USER_006197	0.173196	14.173034	0.022006	-0.288351	3.703037	0.060438	40.152199	0.21436	0.676482	1.161931
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5	842.494051	0.990305	0.473238	1.960974	0.126229	2	8.787177	0.773473	0.00766	0.220599	0.00511	0.492653	0.30387	0.459255	0.002109	0.019513	0	U_SYN_4002	0.817601	0.480503	1.713442	2	0.434041	0.011158	0.065848	0.329568	0.653658	7.184405
3.297003	449.790789	3.212454	0.233324	0.712914	0.55475	3	3.84128	0.280753	0.437844	0.87687	0.073769	4	0	3	-0.081987	0.616149	1	USER_005293	0.182098	2.049171	0.805344	9.233785	4.494263	0.132504	7.151726	0.035454	0.074906	9.001698
0	850	4.133201	0.148716	1.891016	0.2542	0	9.22185	1	0.009815	0.553322	0.015816	0.129872	0.081552	0.08672	0.006728	0.054492	0	U_SYN_4753	0.470064	2.075926	1.410319	0	0.035131	0	0.894411	0.063427	0	4.334856
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0.470721	520.372612	3.638612	0.251383	0.645356	0.590842	1	4.46485	0.518133	0.356796	0.363591	0.27831	1	0	0	-0.175769	0.527286	1	USER_001956	0.144161	3.185029	0.067893	4.246282	0.618413	0.086399	7.443838	0.43687	0.804521	8.340765
0	624.032204	6.618631	0.621568	1.18438	0.165805	0	7.148497	1	0.005142	0.67522	0.055654	0.052048	0.099599	0.049766	0.006565	0.40781	0	U_SYN_3681	0.453114	5.153173	0.988003	0	0.092514	0.186162	0.415292	0.045494	0	3.239086
2	689.212813	7.408137	0.774704	1.778606	0.197945	0	10	0.949951	0.006458	0.851008	0.034257	0.077993	0.082651	0.05942	0.006293	0.110697	0	U_SYN_7448	0.65477	3.943422	1.426541	0	0.103182	0.191416	0.330375	0.068213	0.237148	6.547701
3.540184	582.746561	4.649143	0.226486	0.782575	0.25211	1	3.842833	0.506417	0.281732	0.474878	0.091514	1	0	0	0.102881	0.281257	0	USER_003399	0.190716	4.254185	0.018566	2.227221	0.451701	0.092672	17.385247	0.588225	0.868242	4.687478
15	613.673646	0.5	0.637587	1.412353	0.184035	3	8.635152	0.530804	0.006627	0.173785	0.063601	0.506891	0.473073	0.363453	0.003868	0.293824	1	U_SYN_13135	1.10708	0.330611	1.152431	5	1.062645	0.475695	0.033348	0.481667	1.412353	9.559803
10	824.705914	2.642513	0.78103	1.959385	0.246136	5	10	0.713741	0.000573	0.41488	0.006642	0.933134	0.759614	0.598508	0.006241	0.020308	1	U_SYN_3985	0.899112	1.283157	1.477109	7	0.284786	0.041349	0.142422	0.622328	1.306257	8.991118
1.69129	623.608807	6.553674	0.075299	0.809766	0.483511	1	2.874697	0.499422	0.444352	0.073935	0.08217	3	0	0	-0.120302	0.518269	1	USER_004984	0.040565	8.206261	0.623894	5.206112	0.936127	0.016697	16.924489	0.211365	0.634446	9.536173
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0.891716	649.736658	6.629885	0.11916	0.867846	0.145488	1	2.661712	0.831238	-0.0328	0.956805	0.040086	0	0	2	0.189304	0.9864	0	USER_004146	0.204274	8.92601	0.125172	1.532917	4.552382	0.074379	28.326573	-1.245609	0.396561	0.798759
0	611.376291	3.897796	0.27539	0.492421	0.483144	0	6.35527	0.960783	0.003765	0.588115	0.012034	0.085609	0.052028	0.187931	0.007062	0.753789	0	U_SYN_4277	0.231129	6.579434	0.254511	0	0.068886	0.100278	1.364583	0.056978	0	1.468887
5	633.578622	6.781774	0.397597	1.335359	0.370727	0	7.217613	0.888613	0.005328	0.727664	0.094521	0.064724	0.0067	0.282664	0.00696	0.332321	0	U_SYN_3666	0.515413	4.724793	0.840305	0	0.057775	0.202812	1.514552	0.065982	0.44512	3.720054
0	707.490604	6.928344	0.103584	0.518892	0.518602	0	4.628195	1	0.001542	0.845625	0.059627	0.171975	0.013957	0.1045	0.007702	0.740554	0	U_SYN_8412	0.16331	11.19476	0.249793	0	0.014738	0.042315	3.22087	0.05578	0	0.75583
4.031315	520.734116	5.12985	0.229695	0.722696	0.599895	1	6.60462	0.610871	0.339311	0.253158	0.460081	3	0	0	0.148304	0.140192	1	USER_009581	0.064816	5.279308	0.093403	3.838467	0.325167	0.038803	10.262401	1.013808	0.55425	5.633653
0	519.317866	2.592608	0.549509	1.011327	0.419339	0	7.880333	1	0.000244	0.344097	0.02495	0.027152	0.02632	0.038912	0.004204	0.494337	0	U_SYN_6520	0.441395	2.332895	0.587238	0	0.20408	0.265385	0.489766	0.016042	0	3.478342
0.167264	850	10.072192	0	0.880039	0.079308	0	1.875042	1	-0.013527	0.356316	0.447026	0	0	0	0.115773	0.764336	0	USER_007950	-0.129602	19.888606	0.917292	-0.138987	2.413539	-0	46.366923	0.97584	0.786083	9.165022
6.7455	376.677214	1.998721	0.234147	0.82208	0.406336	1	7.198952	0.220827	0.372134	0.745149	0.290576	1	0	1	0.106341	0.728713	0	USER_002607	0.41536	0.959379	0.776746	2.659431	0.550787	0.357453	5.932847	-1.441917	0.103828	7.055396
0.13614	693.794534	8.0306	0.125189	0.668875	0.117447	0	3.20272	0.799728	0.27336	0.329621	0.050615	2	0	1	0.165244	0.652921	0	USER_000464	0.032999	12.658721	0.706846	2.179267	0.331162	0.009372	35.437148	1.201817	0.208879	2.158947
5	664.275159	10	0.324102	0.5314	0.505411	0	6.632187	0.915683	0.006673	1.008004	0.023269	0.016635	0.013288	0.164095	0.006926	0.7343	0	U_SYN_11831	0.323313	15.837816	0.262825	0	0.032089	0.109177	3.416063	0.042704	0.177133	2.14427
0.292511	662.41749	7.371422	0.272583	0.827535	0.291863	0	3.397256	0.777715	0.164024	0.204402	0.431487	0	0	3	0.030784	0.209486	1	USER_001928	0.410335	8.555221	0.683546	0.351688	2.141269	0.139948	26.0999	0.702099	0.375726	0.839671
0	701.009873	0.993909	0.370312	1.638948	0.187746	4	10	0.998834	0.002505	0.257397	0.002239	0.745151	0.624508	0.451919	0.006278	0.180526	0	U_SYN_1204	0.621714	0.571558	1.331241	4	0.338521	0.168417	0.117502	0.411364	0	6.217136
0	648.838989	4.494994	0.8809	1.022265	0.497824	1	7.050446	0.940975	0.005984	0.624556	0.060791	0.2959	0.242248	0.342447	0.007079	0.488867	0	U_SYN_2883	0.512249	4.005286	0.513357	1	0.191709	0.187354	0.266512	0.185054	0	3.611582
0	550.982496	5.325734	0.653722	1.000399	0.402352	0	6.123193	0.960089	0.004087	0.730318	0.087432	0.100573	0.022288	0.048803	0.007148	0.4998	0	U_SYN_8613	0.433058	4.839819	0.597887	0	0.120485	0.23544	0.742011	0.052823	0	2.651697
0	649.47734	10	0.284102	0.560361	0.458676	0	4.31973	1	0.007113	1.141871	0.077586	0.134547	0.063058	0.258945	0.005151	0.719819	0	U_SYN_9257	0.217105	15.143222	0.303337	0	0.028129	0.079154	3.283654	0.059282	0	0.937835
0	667.966604	2.900247	0.27581	1.744733	0.194154	0	7.78742	1	0.00261	0.427288	0.02436	0.013323	0.011906	0.175748	0.002254	0.127634	0	U_SYN_7242	0.498351	1.572177	1.405985	0	0.091929	0.164939	0.407788	0.007569	0	3.880866
5	637.420737	2.286486	0.551287	1.298711	0.274395	0	8.256092	0.750045	0.002826	0.406951	0.002915	0.10441	0.032509	0.299723	0.006934	0.350644	0	U_SYN_2637	0.608933	1.634709	0.942351	0	0.231004	0.235358	0.281523	0.141058	0.432904	5.027411
0.001973	761.10324	9.759666	0.063171	0.743485	0.099351	0	-1.325401	0.852791	0.127088	0.50575	0.090712	0	0	0	0.040237	0.124905	0	USER_007834	-0.076785	17.56837	0.017264	1.231693	2.848338	-0.012411	43.950186	-0.910035	0.339592	9.670126
13.562929	576.853948	7.087528	0.24175	0.625327	0.247236	0	2.288951	0.557718	0.235454	0.995696	0.433489	0	0	0	0.202291	0.497898	0	USER_008327	0.142902	8.298424	0.374524	1.235905	2.020767	0.070969	26.676194	3.155806	0.345668	3.09187
2	573.083768	3.490682	0.64269	0.97837	0.476279	0	6.147679	0.984933	0.003549	0.523339	0.001365	0.009395	0.088824	0.055381	0.008106	0.510815	0	U_SYN_877	0.484181	3.236998	0.512393	0	0.178988	0.243777	0.594041	0.035493	0.130449	2.976588
10.069491	509.677129	3.770399	0.271173	0.764414	0.422262	0	5.957781	0.421195	0.272552	0.472094	0.143752	1	0	1	0.152826	0.146094	1	USER_009686	0.134604	2.802564	0.137132	0.610088	7.643097	0.083289	10.891521	-0.683878	0.364346	7.231958
0	592.277904	5.792379	0.595195	0.695687	0.482619	0	6.059596	0.945935	0.003386	0.705659	0.068431	0.001157	0.006336	0.150202	0.0077	0.652156	0	U_SYN_4379	0.351638	7.279717	0.359935	0	0.101011	0.164773	1.131638	0.023874	0	2.130785
10	731.384057	5.360331	0.684684	0.721765	0.442444	4	7.424637	0.639791	0.000402	0.686318	0.035505	0.818633	0.666572	0.604881	0.005423	0.639117	1	U_SYN_11957	0.586386	6.522946	0.402425	6	0.125392	0.126463	0.747819	0.589645	0.481177	4.353703

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