Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
5	610.870011	5.771476	0.521639	0.526948	0.489156	0	5.567291	0.857704	0.006506	0.610414	0.090877	0.145956	0.017109	0.26966	0.007887	0.736526	0	U_SYN_755	0.395944	9.205669	0.269188	0	0.088843	0.172149	1.350487	0.105838	0.175649	2.204336
0.085398	640.932027	6.511547	0.040772	0.769591	0.155654	0	1.188829	0.930884	0.118965	0.024623	0.434406	0	0	2	0.02455	0.376946	1	USER_009236	-0.078221	9.399567	0.380176	-1.714191	7.003994	-0.029734	27.489987	-0.76193	0.363073	8.981773
2.112919	673.709639	5.492406	0.228498	0.665653	0.175991	1	0.927004	0.952472	0.092656	0.332664	0.284299	0	0	1	0.061208	0.888104	0	USER_003695	0.157662	8.474835	0.652757	2.126876	2.756747	0.050535	22.628946	-2.271394	0.904975	0.106838
13.526387	470.032707	3.530409	0.328867	0.84164	0.520414	1	5.980031	0.29341	0.297627	0.773802	0.190872	1	0	2	0.216187	0.980389	1	USER_000802	0.215724	2.06422	0.873661	3.324673	0.881035	0.149033	8.465671	0.67806	0.07916	4.168592
10.097225	615.104748	0	0.479085	0.57812	0.385718	3	7.379177	0.769504	0.221681	0.255946	0.003753	4	0	0	-0.031352	0.8213	1	USER_009415	0.270784	-0.418188	0.756884	8.800955	0.968846	0.115647	0	0.998102	0.656135	2.679426
2.759074	663.68036	6.30294	0.090927	0.743371	0.122498	0	3.746387	0.697168	0.090044	0.416626	0.114301	0	0	0	-0.179721	0.60352	0	USER_005705	-0.029439	9.938672	0.309031	-1.689378	0.020609	-0.009973	27.65422	1.483074	0.960575	8.346522
2	679.248419	1.785363	0.412325	1.91246	0.242152	2	10	1	0.001754	0.215028	0.008411	0.415022	0.383178	0.245635	0.002679	0.04377	0	U_SYN_6200	0.65227	0.887155	1.449354	2	0.218698	0.202502	0.254069	0.23946	0.254995	6.522699
8.352238	638.459626	5.873976	0.188264	0.796968	0.427965	0	4.557903	0.620629	0.256844	0.588928	0.372176	1	0	0	-0.014755	0.916868	0	USER_001453	0.221107	6.803636	0.835247	0.26788	1.07058	0.085042	16.800592	-0.347682	0.231756	5.139562
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0.886757	721.118741	8.732832	0.194303	0.748119	0.095133	1	-0.265267	0.806913	0.083287	0.968147	0.345914	2	0	0	0.094404	0.196925	0	USER_000047	0.07102	13.88819	0.520185	4.10515	1.208354	0.016642	39.510277	0.016149	0.865583	5.296209
4.959838	525.72346	6.717149	0.230599	0.833165	0.387672	1	4.327515	0.510064	0.365758	0.928133	0.0096	0	0	2	-0.088713	0.58164	0	USER_003517	0.146554	7.109193	0.2495	0.825599	2.870646	0.086407	20.565498	1.281253	0.116357	8.486811
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4.666287	553.616837	4.828748	0.342508	0.891251	0.417525	3	4.816749	0.420837	0.356645	0.972606	0.068622	4	0	1	-0.04045	0.255219	1	USER_008969	0.255055	4.235292	0.94653	9.535992	1.122309	0.137443	14.063115	-0.220841	0.619944	7.772494
9.764847	565.083507	4.501224	0.265431	0.752339	0.308219	2	4.401988	0.622955	0.325319	0.826792	0.207444	0	0	2	0.159863	0.199612	1	USER_000653	0.219193	4.964413	0.966104	2.64963	0.898122	0.113549	15.569296	0.792956	0.236439	0.0611
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10	682.202048	5.338247	1	2.061706	0.163783	5	10	0.547034	0.002946	0.725208	0.042151	0.85828	0.794945	0.592644	0.002488	0	1	U_SYN_5961	0.949118	2.46946	1.724034	7	0.183883	0.289564	0	0.677154	1.374471	9.491178
11.6912	542.291756	6.625187	0.173524	0.802933	0.461487	1	4.564937	0.67441	0.245184	0.438631	0.020075	1	0	1	0.129927	0.19781	1	USER_007882	0.243241	6.763051	0.298567	3.975326	1.705518	0.136086	17.838743	-0.348323	0.066341	4.529587
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0	713.711904	7.900736	0.74841	0.999838	0.514578	4	7.730145	0.879034	0.009919	0.801407	0.069398	0.702178	0.60913	0.737439	0.006784	0.500081	0	U_SYN_1269	0.449488	7.183546	0.485344	4	0.093543	0.111382	1.022849	0.441779	0	3.47461
5	620.067303	0.5	0.475011	1.685617	0.378386	2	8.524305	0.773794	0.00895	0.181217	0.067227	0.323185	0.342794	0.376117	0.004046	0.157192	0	U_SYN_13733	0.91296	0.280015	1.047803	2	0.791685	0.381672	0.099324	0.290276	0.561872	7.782349
5	532.630119	1.981716	0.561931	0.596	0.659385	1	6.038986	0.925713	0.001509	0.335607	0.028279	0.258158	0.14996	0.208122	0.00808	0.702	0	U_SYN_12697	0.483854	2.847293	0.203006	1	0.269936	0.279201	0.572431	0.15215	0.198667	2.921986
1.770038	583.923031	8.262764	0.100144	0.756033	0.28834	1	2.620905	0.527301	0.00699	0.4007	0.494139	0	0	1	-0.024544	0.627492	0	USER_005382	0.055165	9.738459	0.721478	2.546426	0.934229	0.026687	29.401403	0.538805	0.002191	7.56549
0	724.627839	2.957538	0.425903	1.191313	0.360137	0	9.712984	1	0.00919	0.415894	0.020595	0.05786	0.085824	0.010245	0.003967	0.404344	0	U_SYN_6998	0.431445	2.290335	0.762277	0	0.139296	0.098348	0.611482	0.043105	0	4.190623
0	760.252696	1.824847	0.389303	1.987792	0.075302	3	10	0.941946	0.006586	0.289106	0.034974	0.619351	0.457888	0.388069	0.004051	0.006104	0	U_SYN_11283	0.618254	0.874056	1.838108	3	0.202251	0.100885	0.083918	0.346393	0	6.182537
5	606.188507	6.65383	0.348346	0.601894	0.490941	0	6.308427	0.927927	0.001815	0.840552	0.019037	0.170315	0.031577	0.236691	0.006891	0.699053	0	U_SYN_8669	0.354495	9.479818	0.3064	0	0.051578	0.157146	2.128718	0.089397	0.200631	2.236309
2.481874	586.781985	6.479449	0.261737	0.758815	0.276019	1	2.970555	0.636412	0.108124	0.123416	0.17735	0	0	1	-0.070552	0.612959	1	USER_009143	0.170673	8.340242	0.450444	1.836762	3.96812	0.081681	23.45498	0.062615	0.602555	0.137951
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10	610.900056	8.324878	0.435114	0.594621	0.653061	1	6.23296	0.700872	0.005728	0.847461	0.073389	0.223869	0.201719	0.274039	0.009413	0.70269	0	U_SYN_7288	0.473198	11.984785	0.206297	3	0.051646	0.205712	3.071087	0.247328	0.396414	2.949421
10	658.164471	0.682866	0.686714	1.802818	0.189468	2	10	0.5903	0.004543	0.218695	0.033495	0.400949	0.343647	0.358373	0.004912	0.098591	1	U_SYN_5204	1.022049	0.358871	1.461241	4	0.87718	0.356483	0.040533	0.387259	1.201878	10.220493
10	680.340467	4.986257	0.512357	0.573903	0.404622	4	6.759691	0.658827	0.001159	0.654555	0.069104	0.694885	0.627271	0.645729	0.004699	0.713048	1	U_SYN_13708	0.507809	7.399071	0.341689	6	0.100734	0.156645	0.983845	0.533116	0.382602	3.432633
0	762.728112	3.014857	0.632875	0.787099	0.373141	0	6.65252	0.844117	0.002636	0.371711	0.068354	0.000289	0.041791	0.12671	0.004929	0.60645	0	U_SYN_6923	0.411491	3.398557	0.4934	0	0.20318	0.065294	0.413003	0.074977	0	2.737451
4.032129	528.987608	5.165856	0.3128	0.622342	0.374098	2	3.603742	0.534547	0.285848	0.019716	0.04335	0	0	0	-0.146118	0.165863	0	USER_009157	0.208206	5.694067	0.588389	2.550487	0.123474	0.121521	16.166592	-1.384456	0.468654	0.012499
10	734.686973	3.670158	0.351932	0.544602	0.51848	1	7.673796	0.580129	0.004567	0.403802	0.059694	0.30466	0.164913	0.376095	0.006819	0.727699	0	U_SYN_11998	0.467548	5.693678	0.262237	3	0.093347	0.098026	1.233212	0.30882	0.363068	3.58787
0	675.054463	1.855582	0.355831	1.29197	0.367895	1	9.050759	1	0.00356	0.356904	0.072016	0.200104	0.217356	0.185026	0.006389	0.354015	0	U_SYN_11197	0.467415	1.333062	0.816661	1	0.181956	0.148677	0.439748	0.125238	0	4.230457
5	511.105948	3.05327	0.649416	0.796112	0.375776	0	7.616767	0.847935	0.004031	0.366533	0.087271	0.128023	0.021538	0.188903	0.007551	0.601944	0	U_SYN_13968	0.517474	3.407241	0.496952	0	0.20595	0.318852	0.402241	0.105694	0.265371	3.941476
12.720575	638.286942	5.642947	0.253206	0.932668	0.276924	2	2.920327	0.488606	0.281621	0.673864	0.360619	1	0	1	0.079671	0.885025	0	USER_006569	0.267961	6.658507	0.604897	4.802554	5.168246	0.103147	20.4014	2.357332	0.41543	8.364331
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10	731.368997	10	0.519358	2.430952	0	2	10	0.561443	0.008452	1.055275	0.008123	0.382312	0.367446	0.459006	0.003319	0	0	U_SYN_11017	0.8618	3.951082	2.430952	4	0.051422	0.185884	0	0.40035	1.620635	8.617999
2	592.739172	0.5	0.310697	0.406417	0.572994	2	6.242238	0.867518	0.007311	0.231639	0.045296	0.320095	0.35633	0.283448	0.008763	0.796792	0	U_SYN_11789	0.547826	0.987329	0.173542	2	0.517829	0.256244	0.197483	0.25592	0.054189	3.419659
7	497.489436	1.613917	0.188041	1.211429	0.331962	2	7.617742	0.796121	0.006227	0.270684	0.044394	0.341967	0.349093	0.248214	0.007927	0.394286	0	U_SYN_4726	0.55539	1.230656	0.809281	4	0.109714	0.355965	0.435014	0.28887	0.565333	4.230816
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1.794208	699.761558	8.509708	0.049169	0.82654	0.179277	1	1.902199	0.828585	0.075347	0.302808	0.481715	0	0	1	0.012153	0.251859	0	USER_001855	0.09959	13.941224	0.065226	2.590543	2.155965	0.027204	34.92058	-0.908099	0.01246	3.760141
5	655.775415	2.200881	0.803656	1.307363	0.322825	3	9.2369	0.783607	0.003811	0.29636	0.02532	0.536045	0.455558	0.399995	0.007181	0.346319	0	U_SYN_1641	0.689493	1.563833	0.885314	3	0.349282	0.243484	0.139502	0.384038	0.435788	6.368773
3.140314	562.618403	5.351814	0.165475	0.822094	0.386616	0	4.332982	0.387742	0.488662	0.267152	0.055901	1	0	0	0.017208	0.593708	0	USER_008462	0.04995	4.832848	0.090514	0.14304	1.054928	0.026099	16.413581	-0.934773	0.947708	3.885941
2	804.288811	1.909529	0.706228	0.85363	0.447353	3	9.569101	0.825642	0.009506	0.237728	0.061046	0.656484	0.466627	0.473583	0.006577	0.573185	1	U_SYN_1172	0.52212	2.00238	0.471756	3	0.35144	0.043394	0.25095	0.406677	0.113817	4.996221
0	733.173314	8.922394	0.381398	1.161441	0.276049	0	9.439237	0.864333	0.007177	0.965824	0.091247	0.063433	0.068471	0.276113	0.007028	0.419279	0	U_SYN_4500	0.368875	7.073176	0.840827	0	0.042272	0.078353	1.523626	0.093838	0	3.481895
0	619.849066	0.915644	0.515668	0.541493	0.445223	3	7.468828	0.915479	0.001479	0.211051	0.051659	0.641587	0.512613	0.589865	0.009305	0.729254	0	U_SYN_13465	0.459918	1.427365	0.300408	3	0.507726	0.192456	0.197445	0.380069	0	3.435052
6.204845	521.248047	5.632857	0.333044	0.797325	0.368779	1	4.735771	0.715409	0.36459	0.928494	0.428278	0	0	1	0.187498	0.421367	0	USER_008208	0.286993	5.644504	0.124813	2.341619	2.169799	0.171545	17.777897	0.40997	0.182562	0.969568
4.390796	692.935778	8.819959	0.103245	0.865411	0.306988	1	1.6342	0.660214	0.100152	0.098698	0.008311	0	0	2	-0.013429	0.068189	0	USER_004572	0.084024	11.278109	0.688516	1.689131	0.834816	0.023995	30.5617	0.020797	0.737485	1.262622
10	544.114199	4.9082	1	1.677309	0.190196	2	9.65498	0.548506	0.005398	0.561452	0.005054	0.461836	0.330047	0.402205	0.002443	0.161346	1	U_SYN_3364	0.875396	2.761592	1.358291	4	0.199673	0.486857	0	0.418163	1.118206	8.451933
0.048956	661.253857	8.511632	0.122478	0.994265	0.226928	0	0.273327	0.62195	0.243042	0.658396	0.308312	1	0	0	0.006405	0.726422	0	USER_004513	-0.009887	11.928307	0.104711	1.387249	0.737183	-0.003393	32.900501	0.15526	0.493454	8.265453
0	526.520525	7.450784	0.650959	0.901022	0.402857	0	7.807147	0.955021	0.004233	0.922878	0.058465	0.12658	0.072071	0.107476	0.005651	0.549489	0	U_SYN_12665	0.401979	7.44318	0.538039	0	0.086211	0.236422	1.047682	0.077587	0	3.138311
0	433.732099	4.144417	0.276748	0.601072	0.438663	0	6.304855	0.795223	0.0027	0.552433	0.033121	0.180534	0.06954	0.088263	0.006809	0.699464	0	U_SYN_1410	0.250359	5.911544	0.337404	0	0.065203	0.189485	1.314873	0.156933	0	1.57848
0	573.942113	4.104379	0.779143	1.17059	0.339696	3	8.941989	0.948744	0.001807	0.424031	0.091655	0.661581	0.521008	0.531095	0.005381	0.414705	0	U_SYN_12479	0.51543	3.230294	0.772945	3	0.185317	0.258707	0.307928	0.375279	0	4.608973
3.89334	657.51459	6.736141	0.228186	0.809516	0.317463	2	4.162244	0.660152	0.250322	0.816399	0.120681	1	0	1	-0.136009	0.411233	1	USER_005010	0.152355	8.610516	0.908675	5.913474	3.420996	0.05332	22.988327	0.26645	0.664796	8.505828
0	653.35516	9.909927	0.316083	1.045734	0.422024	0	6.698085	1	0.004024	1.150472	0.076983	0.032136	0.050302	0.211785	0.006081	0.477133	0	U_SYN_6666	0.323952	8.649412	0.60441	0	0.031577	0.115824	2.860296	0.024731	0	2.169856
7	716.753609	3.910715	0.638116	1.172656	0.349373	3	6.544227	0.821889	0.00146	0.535431	0.02588	0.505602	0.515098	0.485541	0.007932	0.413672	1	U_SYN_11332	0.615832	3.072876	0.762962	5	0.159103	0.149195	0.494441	0.377455	0.54724	4.030147
3.356651	521.891688	5.309546	0.11681	0.884146	0.469904	2	5.486357	0.354114	0.332679	0.031023	0.301284	0	0	4	0.023583	0.830701	0	USER_002199	0.05952	4.59762	0.804751	3.995945	0.487901	0.035507	14.072841	-1.408896	0.819446	7.180388
0	725.852254	5.004855	0.070819	1.982379	0.259212	0	8.131946	0.725979	0.006405	0.548324	0.098385	0.164307	0.031618	0.046241	0.005737	0.00881	0	U_SYN_14900	0.4569	2.403431	1.468523	0	0.013873	0.103133	1.205443	0.168386	0	3.715486
0	732.466862	10	0.261564	1.365462	0.175245	0	7.904671	0.963369	0.006207	1.064059	0.073869	0.014509	0.061529	0.0482	0.002552	0.317269	0	U_SYN_2131	0.371364	6.823787	1.126172	0	0.025897	0.079359	1.294071	0.037464	0	2.935507
0	723.856604	2.146304	0.724382	0.846763	0.687536	3	8.160421	1	0.002728	0.353133	0.012929	0.612455	0.441989	0.412403	0.008081	0.576618	0	U_SYN_1797	0.475702	2.266992	0.264583	3	0.322477	0.109103	0.406719	0.316333	0	3.881931
0.629426	529.366567	3.970399	0.156964	0.55638	0.367395	4	3.299048	0.616106	0.125947	0.685527	0.241067	0	0	0	0.089107	0.014679	1	USER_000378	0.118553	3.479781	0.706247	8.652347	2.560832	0.069113	12.558478	-0.619832	0.806447	2.029287
0	588.714201	3.201606	0.298602	0.789136	0.381738	0	7.609392	1	0.005907	0.398849	0.065388	0.129018	0.044215	0.043323	0.005672	0.605432	0	U_SYN_7727	0.307984	3.600805	0.487892	0	0.090441	0.146313	0.857232	0.05197	0	2.343574
0	709.70561	5.997796	0.364399	0.783706	0.5368	0	7.026566	1	0.009729	0.792925	0.099066	0.059306	0.029135	0.155884	0.007619	0.608147	0	U_SYN_4575	0.298859	6.787098	0.363013	0	0.059759	0.076233	2.046391	0.026532	0	2.099956
0	535.75181	2.992005	0.4908	1.489052	0.145454	0	6.805007	1	0.001033	0.304071	0.085271	0.006986	0.071931	0.096169	0.004236	0.255474	0	U_SYN_5190	0.509733	1.882887	1.272464	0	0.158732	0.291241	0.221603	0.023675	0	3.46874
2	740.249166	4.482561	0.557529	2.537217	0.18394	0	10	1	0.005431	0.538579	0.043219	0.151331	0.027226	0.081027	0.004276	0	0	U_SYN_8167	0.758346	1.699731	2.070522	0	0.121663	0.151326	0.364827	0.053567	0.338296	7.583458

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