Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	403.631588	2.21587	0.590296	0.379351	0.645297	0	4.993618	1	0.009963	0.360804	0.093463	0.036389	0.069942	0.249339	0.006651	0.810324	0	U_SYN_11113	0.33932	4.622645	0.134557	0	0.254892	0.275385	0.585833	0.031899	0	1.694433
0	722.93698	0.805191	0.279134	0.551575	0.532358	3	6.526415	1	0.008289	0.15759	0.030244	0.540219	0.45846	0.523061	0.009758	0.724213	0	U_SYN_6001	0.415003	1.235761	0.257939	3	0.308371	0.095876	0.308999	0.299604	0	2.708483
0	762.296937	6.474756	0.276358	0.241593	0.47652	0	5.643795	0.843236	0.004514	0.762559	0.094166	0.07358	0.07699	0.135215	0.00738	0.879203	0	U_SYN_4897	0.161645	18.954584	0.126469	0	0.042033	0.025776	2.232691	0.107876	0	0.912294
2	651.670738	4.574298	0.146769	0.577679	0.479092	0	6.239738	1	0.004404	0.650358	0.065313	0.013972	0.030887	0.09116	0.006751	0.71116	0	U_SYN_5583	0.242354	6.749946	0.300918	0	0.031399	0.087392	1.869865	0.013458	0.077024	1.512223
0	659.336519	10	0.599848	1.542458	0.332239	0	7.598293	0.939785	0.000098	1.136751	0.023444	0.063309	0.031285	0.088752	0.003385	0.228771	0	U_SYN_7867	0.508248	6.088434	1.029993	0	0.059391	0.17619	1.329461	0.052464	0	3.861818
0	752.488643	4.304288	0.726761	0.600101	0.511122	3	8.660136	0.936771	0.009257	0.611805	0.041359	0.63243	0.523641	0.494298	0.005284	0.699949	0	U_SYN_1128	0.383459	6.148092	0.293376	3	0.165012	0.067985	0.601129	0.372113	0	3.320807
0.253108	531.610904	4.785085	0.160713	0.947293	0.189745	2	3.978516	0.349615	0.165786	0.183817	0.163485	2	0	0	0.021643	0.343167	1	USER_005137	0.11593	3.382553	0.539937	7.593233	0.47093	0.067111	19.3857	1.240983	0.969183	0.312398
0	685.952316	5.638853	0.250462	0.480949	0.564469	0	7.003887	0.991307	0.004411	0.661682	0.057433	0.079194	0.078747	0.069089	0.005823	0.759526	0	U_SYN_10400	0.206178	9.706287	0.209468	0	0.043643	0.061497	2.38575	0.050859	0	1.44405
0	548.115753	10	0.281697	1.978698	0.145075	0	8.838651	0.996481	0.009421	1.160778	0.024898	0.169803	0.02402	0.013451	0.006394	0.010651	0	U_SYN_1567	0.500051	4.810703	1.691638	0	0.027891	0.274468	1.04208	0.059555	0	4.419774
0	649.866992	0.528801	0.485501	0.833689	0.704505	1	4.97192	1	0.006767	0.082401	0.048903	0.25776	0.166531	0.366758	0.009929	0.583156	0	U_SYN_10298	0.630454	0.566357	0.246351	1	0.772106	0.229408	0.191673	0.127287	0	3.134566
2	820.970803	1.932096	0.405433	0.503267	0.568999	3	8.713854	0.827558	0.000837	0.302441	0.071206	0.554963	0.462425	0.436379	0.007583	0.748367	0	U_SYN_1706	0.360704	3.202722	0.216909	3	0.199515	0.019038	0.653643	0.374193	0.067102	3.143121
0	703.564023	3.214176	0.362895	0.516866	0.656148	0	5.209656	1	0.001143	0.472348	0.05677	0.148815	0.029651	0.017942	0.011227	0.741567	0	U_SYN_3153	0.272588	5.210496	0.177725	0	0.109498	0.072576	1.343639	0.05354	0	1.420092
0	539.308295	3.633012	0.274022	0.241624	0.633686	0	5.235556	1	0.007945	0.477278	0.086315	0.051172	0.052329	0.055135	0.007074	0.879188	0	U_SYN_10364	0.184108	10.634522	0.08851	0	0.073405	0.104001	1.671338	0.03105	0	0.963905
0	629.029789	0.905167	0.285374	0.800964	0.639921	3	8.695407	0.989587	0.002617	0.228595	0.092131	0.652031	0.43271	0.549085	0.006857	0.599518	0	U_SYN_11523	0.444777	1.004665	0.288411	3	0.283907	0.178695	0.413936	0.329587	0	3.867517
2	516.165817	4.102894	0.736827	1.385166	0.503927	2	7.689317	0.878949	0.000572	0.50322	0.01907	0.487424	0.317832	0.355769	0.007854	0.307417	0	U_SYN_7299	0.585668	2.762583	0.687143	2	0.175314	0.355483	0.544126	0.289997	0.184689	4.503383
1.064376	712.855356	7.038521	0	0.851299	0.336958	0	0.754236	0.945781	0.171308	0.699329	0.230393	1	0	0	-0.154394	0.696364	0	USER_006155	-0.065611	10.968102	0.310484	2.621801	1.994377	-0.01636	23.334159	0.146687	0.607675	7.483607
5.248735	439.823875	2.414612	0.433266	0.76904	0.558759	1	6.588304	0.319997	0.142843	0.455395	0.325167	1	0	1	0.017439	0.32982	0	USER_009510	0.369764	1.623069	0.06554	2.210773	0.050925	0.275761	5.327133	0.756852	0.670885	0.402373
7	729.296161	5.568127	0.258027	1.100078	0.251983	0	5.677607	0.676676	0.004105	0.563596	0.013288	0.046221	0.055178	0.105137	0.00414	0.449961	0	U_SYN_6240	0.472709	4.639805	0.822877	2	0.045522	0.103741	1.041043	0.15975	0.51337	2.683854
0	571.902471	7.285648	0.086868	0.171905	0.382773	0	5.466201	0.904274	0.002176	0.784047	0.075045	0.080834	0.046477	0.087756	0.004015	0.914048	0	U_SYN_9824	0.087521	26.79483	0.106104	0	0.011762	0.044253	2.546496	0.076484	0	0.478407
7	635.284469	9.184163	0.520739	0.895522	0.504032	1	6.203648	0.759784	0.006016	1.032065	0.041709	0.239191	0.193287	0.263185	0.005524	0.552239	0	U_SYN_2925	0.496868	9.225472	0.444151	3	0.056089	0.193973	2.218551	0.22583	0.41791	3.082395
0	750.637827	7.015958	0.709128	1.291529	0.507898	5	10	0.892486	0.006861	0.769851	0.056243	0.834206	0.734836	0.634973	0.010031	0.354235	1	U_SYN_10490	0.49915	5.041905	0.635564	5	0.099653	0.090176	1.036492	0.513718	0	4.9915
0.836325	601.958294	5.532858	0.2226	0.832131	0.285424	0	3.809146	0.588958	0.268213	0.450144	0.238564	2	0	1	-0.117816	0.407153	1	USER_009691	0.335	6.920648	0.5161	2.176097	3.272796	0.15108	19.768227	-0.315014	0.246476	4.106457
0	639.086142	5.244535	0.158171	1.144968	0.392537	0	7.507545	1	0.004647	0.716968	0.005081	0.181933	0.052505	0.048277	0.007762	0.427516	0	U_SYN_12444	0.313867	4.212585	0.695526	0	0.029595	0.120361	1.733052	0.070331	0	2.356367
5	648.841022	3.584494	0.437405	0.76644	0.281808	0	6.161283	0.773832	0.001964	0.479289	0.03044	0.119383	0.094255	0.012659	0.004555	0.61678	0	U_SYN_2721	0.438791	4.137035	0.550451	0	0.118715	0.160485	0.568298	0.154559	0.25548	2.703517
10	550.400289	5.91823	0.480691	0.480591	0.299836	1	7.710047	0.758004	0.006401	0.739517	0.034908	0.29601	0.239866	0.403101	0.006101	0.759705	0	U_SYN_7509	0.473558	10.193466	0.336492	3	0.079872	0.25796	0.921514	0.257561	0.320394	3.651152
1.145591	639.844218	6.184197	0.143502	0.78942	0.41586	0	1.65197	0.79635	0.210057	0.130999	0.193702	0	0	0	-0.032817	0.92043	0	USER_006904	0.160167	8.391954	0.420964	-1.483142	1.780786	0.0612	18.062184	-1.484648	0.181453	1.56392
2.947671	573.326911	5.483318	0.24334	0.693116	0.212093	0	3.186882	0.493861	0.183429	0.831869	0.231706	0	0	1	0.008888	0.439589	1	USER_004828	0.193464	6.813773	0.163508	0.224679	1.749929	0.097321	21.601735	0.963937	0.374398	2.363144
1.262537	602.740615	4.153913	0	0.805281	0.391966	1	2.477874	0.547401	0.161073	0.447506	0.472264	1	0	1	-0.048817	0.196894	0	USER_007047	-0.003134	3.629359	0.038889	2.27377	0.262525	-0.001409	12.628595	0.546481	0.012162	7.792821
5	703.037869	1.467061	0.746025	0.761026	0.268863	3	8.820086	0.783913	0.002795	0.269686	0.062213	0.564326	0.432675	0.539237	0.007039	0.619487	0	U_SYN_13799	0.60364	1.703853	0.556414	3	0.476066	0.161295	0.100178	0.385535	0.253675	5.324156
13.133499	582.455227	6.134042	0.330981	0.610736	0.443347	2	3.911575	0.445716	0.4272	0.751245	0.223664	1	0	0	0.273796	0.571065	0	USER_000154	0.078342	6.309302	0.700012	5.522	0.387206	0.038109	17.072674	1.843099	0.087499	0.258128
1.320582	595.857467	6.569986	0.150431	0.702057	0.357174	1	2.987938	0.506643	0.217957	0.16527	0.103119	1	0	1	0.050993	0.370158	1	USER_005959	0.019008	7.259053	0.981522	1.077571	1.079894	0.008783	21.116801	-1.095747	0.185	5.678458
0	636.784911	7.668672	0.270024	0.412429	0.351508	0	5.991482	1	0.001393	0.85173	0.080946	0.039059	0.091671	0.049133	0.006963	0.793785	0	U_SYN_14783	0.189237	14.965327	0.267457	0	0.034758	0.073361	1.967724	0.039219	0	1.133813
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5.20907	474.341518	2.296213	0.459907	0.864996	0.604929	2	4.266581	0.222829	0.316363	0.915963	0.055909	2	0	1	-0.114277	0.132694	0	USER_000706	0.375354	2.276247	0.250276	4.57974	0.062414	0.256372	4.535835	-1.029592	0.882188	1.209114
6.415425	554.548635	6.294825	0.212815	0.657278	0.332681	1	2.943746	0.406668	0.308466	0.593022	0.417106	3	0	1	0.005977	0.667258	1	USER_003445	-0.006096	6.703219	0.317422	5.215257	0.544802	-0.003274	21.003279	-0.318057	0.159478	3.149644
10	572.531594	8.18687	0.249911	0.844243	0.35944	0	6.41213	0.644907	0.007485	0.886478	0.056764	0.142752	0.096673	0.170661	0.005567	0.577879	0	U_SYN_3775	0.467956	8.670302	0.540788	2	0.030157	0.236078	2.207276	0.213865	0.562829	3.000598
6.377072	503.586438	3.496936	0.196075	0.723149	0.441695	2	2.973534	0.309083	0.263566	0.420065	0.120313	0	0	1	-0.035492	0.756709	1	USER_001374	0.099898	3.128242	0.177549	4.404245	0.744293	0.06292	9.761788	0.676368	0.559432	7.248541
0	643.911402	1.416755	0.719102	0.877649	0.236613	3	9.153199	0.916599	0.007235	0.269188	0.042961	0.566012	0.514497	0.512646	0.006929	0.561175	0	U_SYN_5596	0.523121	1.449145	0.669986	3	0.474106	0.196017	0.094164	0.357513	0	4.78823
0.717462	641.226842	7.842116	0.222968	0.634573	0.086114	0	1.853424	0.693838	0.060913	0.086229	0.090266	0	0	1	0.103488	0.889775	1	USER_008734	0.073286	11.425249	0.555308	2.79023	1.00153	0.027818	35.834021	-1.141011	0.723301	2.68225
5	563.984122	2.40892	0.43226	1.522184	0.349457	0	7.5367	0.838999	0.00964	0.436393	0.092806	0.097434	0.093019	0.228936	0.007905	0.238908	0	U_SYN_9297	0.61383	1.484986	0.990246	0	0.172289	0.31921	0.477931	0.121536	0.507395	4.626256
1.000294	407.406385	2.335836	0.339411	0.836676	0.549828	3	5.562497	0.293433	0.293165	0.367836	0.440495	0	0	1	-0.062739	0.672639	1	USER_008674	0.294468	1.797767	0.828649	7.883722	10.142049	0.236963	5.257645	-1.369098	0.896772	0.173675
7	737.930729	3.698506	0.731562	0.691125	0.550937	4	6.450547	0.754762	0.006733	0.498965	0.065866	0.759013	0.619454	0.696825	0.010102	0.654437	0	U_SYN_4174	0.550346	4.674993	0.310359	6	0.192592	0.11214	0.546981	0.511635	0.322525	3.550032
1.183499	758.227096	8.942896	0	0.808114	0.226001	0	0.695509	0.992129	0.016907	0.543155	0.376448	0	0	1	-0.059509	0.970967	0	USER_005145	0.017239	16.507313	0.255591	1.689387	1.402086	0.002876	34.608945	-0.003313	0.544678	6.916049
0	653.321018	1.984654	0.496185	0.680322	0.401994	1	7.880717	1	0.009523	0.216688	0.016657	0.275413	0.240217	0.321592	0.005921	0.659839	0	U_SYN_8737	0.380859	2.543379	0.406836	1	0.238018	0.136194	0.401954	0.154689	0	3.001442
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2.997426	594.957626	7.503461	0.026251	0.728667	0.184548	2	2.090488	0.697505	0.253934	0.649255	0.150805	1	0	2	0.025376	0.936578	0	USER_008713	0.202719	9.656669	0.520552	5.241969	0.689573	0.094004	30.593573	-0.430236	0.203652	4.645898
2	768.064323	1.287542	0.344976	0.505213	0.509857	0	5.945561	0.835886	0.006442	0.138056	0.009253	0.061153	0.076266	0.266685	0.005377	0.747394	0	U_SYN_8543	0.388675	2.127421	0.247626	0	0.248624	0.057902	0.429999	0.106871	0.067362	2.310891
0	672.271606	3.70083	0.352844	1.788376	0.111995	0	9.284964	1	0.005637	0.54958	0.014826	0.178426	0.032011	0.17678	0.001338	0.105812	0	U_SYN_983	0.516149	1.959795	1.588087	0	0.092833	0.16679	0.268229	0.063131	0	4.792421
0	619.014778	4.137812	0.520317	0.954357	0.510429	0	7.569328	1	0.009169	0.477799	0.031149	0.112811	0.00449	0.066481	0.008086	0.522821	0	U_SYN_8033	0.394161	3.924487	0.467226	0	0.12278	0.165537	1.013119	0.03519	0	2.983532
5	592.520677	0.647664	0.398653	0.378758	0.636361	2	7.123042	0.937001	0.003002	0.148654	0.063065	0.452361	0.315023	0.443113	0.00739	0.810621	0	U_SYN_5480	0.562847	1.352801	0.137731	2	0.533198	0.263494	0.247844	0.255415	0.126253	4.009185
0	475.532498	1.836837	0.329528	0.686718	0.444783	2	7.253512	0.830982	0.006134	0.366805	0.080689	0.434529	0.352096	0.387734	0.004992	0.656641	0	U_SYN_14894	0.339463	2.334811	0.381277	2	0.170137	0.231124	0.547771	0.303594	0	2.4623
0	534.755553	1.354567	0.432652	1.163728	0.357545	1	8.318012	1	0.008546	0.208714	0.056997	0.235254	0.227348	0.310388	0.004238	0.418136	0	U_SYN_10486	0.500039	1.071881	0.747643	1	0.297444	0.286608	0.274777	0.13878	0	4.159333
0	682.995879	0.989726	0.049919	0.747818	0.501594	0	6.947963	1	0.001239	0.210342	0.015548	0.172631	0.027543	0.14047	0.007488	0.626091	0	U_SYN_4657	0.348072	1.167381	0.372717	0	0.045809	0.10569	0.471659	0.060052	0	2.418389
0	669.483882	7.281545	0.468073	0.84337	0.582737	0	7.035521	1	0.009597	0.826099	0.095165	0.106796	0.099763	0.11213	0.007594	0.578315	0	U_SYN_6414	0.33619	7.718656	0.351907	0	0.063411	0.110341	2.257085	0.061968	0	2.365275
6.337023	577.640776	7.524945	0.197962	0.846981	0.588934	2	2.502384	0.599113	0.113758	0.853454	0.185693	0	0	0	0.088442	0.136132	1	USER_000386	0.062005	9.58478	0.708836	4.667843	0.664765	0.030705	15.46625	-1.215443	0.629862	1.173384
2	554.002748	3.239669	0.368892	1.476241	0.452531	0	9.296198	1	0.001511	0.357231	0.096618	0.108236	0.069032	0.00796	0.004529	0.261879	0	U_SYN_3150	0.505802	2.055313	0.808196	0	0.110458	0.272211	0.925237	0.053181	0.196832	4.702036
1.042264	554.618715	4.023752	0.266049	0.775936	0.505084	0	3.934185	0.507792	0.045527	0.218183	0.285374	1	0	0	-0.063242	0.495211	0	USER_004827	0.171782	4.724292	0.341317	1.4811	0.0763	0.092257	9.957105	0.319996	0.690778	4.0716
4.698007	445.275252	3.298384	0.394994	0.985213	0.282575	1	5.995436	0.361336	0.396415	0.958253	0.327889	2	0	4	0.007742	0.573522	0	USER_000861	0.36278	1.825858	0.786444	2.907937	1.755579	0.266956	11.831719	0.763911	0.781209	4.264793
0	577.452829	9.138761	0.509779	0.380044	0.29178	0	5.066449	1	0.007365	1.010241	0.041117	0.006181	0.001106	0.197801	0.003144	0.809978	0	U_SYN_9265	0.25059	19.037331	0.269155	0	0.055178	0.124178	1.30718	0.002186	0	1.269603
5	465.457612	4.962292	0.355825	1.156418	0.320205	0	7.03451	0.819856	0.009009	0.53838	0.088986	0.028063	0.016312	0.200492	0.006248	0.421791	0	U_SYN_5969	0.477539	3.949556	0.786127	0	0.070289	0.33388	1.023562	0.08537	0.385473	3.359252
2	605.184238	3.270714	0.409473	0.857482	0.257407	0	5.423153	0.88892	0.009911	0.516782	0.039271	0.054633	0.022745	0.099193	0.002814	0.571259	0	U_SYN_14998	0.393673	3.415953	0.636761	0	0.12148	0.175232	0.497167	0.067645	0.114331	2.134949
0	507.525409	3.592713	0.182819	1.130061	0.4652	0	6.091484	1	0.002156	0.50683	0.02437	0.191186	0.095344	0.000465	0.007814	0.43497	0	U_SYN_11891	0.335019	2.920761	0.604356	0	0.049508	0.20861	1.365779	0.085959	0	2.04076
0	807.660711	8.100728	0	1	0	0	0.61878	0.983528	-0.054703	0.230977	0.368813	0	0	0	0.067939	0.115144	1	USER_000454	0.134843	16.646149	0.065174	-0.397451	0.182452	0.01038	40.503638	0.126962	0.549379	5.177159
3.942602	767.790203	8.91048	0.32678	0.753104	0.319673	1	3.276975	1	-0.010913	0.668809	0.414238	1	0	0	0.040118	0.468512	1	USER_002724	0.259069	14.935437	0.515536	2.023205	3.215552	0.038724	30.31018	-0.265667	0.975301	7.683772
2.887046	577.691606	4.929956	0.222465	0.765131	0.287702	3	4.680651	0.607803	0.226827	0.478994	0.391918	1	0	0	-0.061021	0.690051	1	USER_009338	0.160893	5.177999	0.675152	6.152549	2.719645	0.079659	17.557981	-1.404496	0.41	3.008852
0	772.116575	5.800816	0.180742	0.803533	0.647642	0	6.363805	1	0.00974	0.739545	0.037585	0.013486	0.05369	0.218233	0.007072	0.598234	0	U_SYN_1391	0.248823	6.420151	0.283131	0	0.03063	0.035235	3.077832	0.020153	0	1.583459
9.311319	613.881601	5.450461	0.214855	0.915219	0.219347	3	4.358607	0.627815	0.150774	0.988292	0.170593	1	0	0	0.154571	0.467872	1	USER_005118	0.194363	5.765907	0.701708	6.421809	2.517542	0.083441	21.274597	0.206478	0.000022	4.697229
0	590.775562	4.832062	0.495164	0.780766	0.381665	0	4.658504	1	0.007257	0.547844	0.08937	0.116353	0.00279	0.02109	0.005691	0.609617	0	U_SYN_7437	0.345253	5.486205	0.482775	0	0.100397	0.162724	0.931033	0.035743	0	1.608364
0.175381	722.184575	9.246753	0	0.754108	0.216384	1	2.045604	0.812023	0.136986	0.556606	0.44633	0	0	2	-0.040692	0.782652	0	USER_006186	-0.068005	16.33087	0.841723	0.36036	2.852167	-0.015804	36.229503	0.532544	0.071169	2.517261
0	709.132016	3.552989	0.291814	2.380892	0.214958	0	10	0.83779	0.001649	0.456782	0.092956	0.130715	0.047645	0.030872	0.00569	0	0	U_SYN_8802	0.618472	1.432142	1.869101	0	0.079884	0.158405	0.540871	0.118392	0	6.184723
4.469668	529.598296	5.75466	0.136982	0.711422	0.575761	1	6.043882	0.57435	0.26404	0.438474	0.256742	1	0	1	0.154079	0.307585	1	USER_006369	0.15621	4.794793	0.418147	2.67785	1.598771	0.091	12.206754	-2.286765	0.450742	8.036741
0	667.392351	0.5	0.597251	1.586279	0.177336	3	7.89065	1	0.005285	0.223238	0.011816	0.631724	0.525356	0.430143	0.00557	0.206861	1	U_SYN_371	0.829764	0.296511	1.304975	3	0.995418	0.275493	0.035711	0.347124	0	6.547379
0	692.653929	0.5	0.527773	1.972398	0.112664	2	10	0.782685	0.003808	0.216891	0.053968	0.475789	0.317848	0.407947	0.003808	0.013801	0	U_SYN_6146	0.886145	0.241266	1.75018	2	0.879621	0.253512	0.026602	0.325017	0	8.861447
7.05513	594.192965	5.804975	0.17002	0.899611	0.436747	2	3.441981	0.773789	0.258839	0.813638	0.018083	1	0	0	-0.09682	0.172362	0	USER_005928	0.08405	7.451086	0.297723	6.68703	0.568834	0.039092	16.348336	-0.830857	0.914039	0.436698
0	567.210713	0.5	0.408913	0.634321	0.446646	0	6.668704	1	0.007762	0.095914	0.064286	0.169744	0.022708	0.170338	0.007518	0.682839	0	U_SYN_9775	0.582872	0.680901	0.351004	0	0.681522	0.299691	0.132003	0.057736	0	3.886998
0.581637	742.883026	9.932934	0.043529	0.921092	0.154155	0	-1.701116	0.810892	0.023248	0.021129	0.143246	1	0	0	-0.148609	0.872184	0	USER_002796	0.025831	17.416948	0.70255	0.463966	1.411411	0.005031	42.008594	-0.075763	0.109122	8.531747

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