Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2	759.024428	4.393203	0.391377	2.18904	0.253412	0	8.634229	0.899573	0.004259	0.582209	0.006829	0.096779	0.050461	0.005049	0.003072	0	0	U_SYN_1861	0.639733	1.919234	1.634311	0	0.087104	0.105818	0.677574	0.084343	0.291872	5.5236
0	665.463996	10	0.512934	0.473131	0.518518	0	7.112204	1	0.00014	1.18676	0.008476	0.064219	0.09262	0.112417	0.008869	0.763434	0	U_SYN_10891	0.268309	17.448016	0.227804	0	0.050786	0.090023	2.525521	0.047051	0	1.908265
1.72396	534.855198	5.631417	0.275228	0.750382	0.55487	0	5.049196	0.546222	0.341213	0.048911	0.426189	4	0	2	-0.014286	0.365857	1	USER_009839	0.250973	5.647137	0.785305	5.080604	8.962216	0.143805	12.533553	0.480509	0.79744	6.067245
0.075159	804.694415	8.93392	0	0.600831	0.222305	0	0.126737	0.894837	0.104174	0.90378	0.060025	0	0	0	-0.007393	0.494422	0	USER_002488	0.071116	17.694495	0.349527	-0.843218	7.786858	0.005858	34.739345	0.438869	0.122725	4.777334
7	587.274254	4.233214	0.69907	0.813742	0.311735	0	8.552729	0.742452	0.001553	0.510636	0.009183	0.149465	0.091354	0.168035	0.006835	0.593129	0	U_SYN_9225	0.558624	4.632834	0.56007	2	0.161328	0.266845	0.39712	0.175265	0.379746	4.777763
10	649.77538	6.271294	0.734038	1.235006	0.520409	3	8.714814	0.583162	0.004617	0.627151	0.027507	0.492389	0.443112	0.407722	0.007198	0.382497	1	U_SYN_1	0.698603	4.697577	0.592298	5	0.11521	0.254323	0.868004	0.447385	0.823337	6.088198
0	739.959874	3.549768	0.146955	0.308416	0.608408	0	3.658996	0.979311	0.004366	0.473408	0.022911	0.131968	0.041447	0.255098	0.008684	0.845792	0	U_SYN_2706	0.160568	8.691555	0.120773	0	0.040264	0.032125	1.842327	0.0603	0	0.587517
0	634.178519	8.108785	0.263049	0.907338	0.496213	0	7.318149	1	0.007506	0.851832	0.018269	0.140737	0.089996	0.006695	0.008899	0.546331	0	U_SYN_13327	0.284747	8.049712	0.457106	0	0.032045	0.111735	2.965256	0.06922	0	2.083818
0	653.466143	4.528225	0.371771	1.047299	0.343852	0	6.36689	1	0.002109	0.627486	0.015672	0.058751	0.05239	0.263086	0.005878	0.476351	0	U_SYN_10691	0.364204	3.946858	0.687183	0	0.080327	0.130143	0.978178	0.033342	0	2.318847
2	679.677251	1.672712	0.124728	1.018449	0.362795	0	6.896103	0.955797	0.0025	0.364466	0.085681	0.111559	0.049302	0.204667	0.007028	0.490775	0	U_SYN_9196	0.39393	1.495563	0.648961	0	0.07036	0.121991	0.531161	0.065939	0.135793	2.716579
2	613.099981	1.147321	0.386298	0.848779	0.497121	1	7.164022	1	0.006757	0.152989	0.042557	0.315715	0.162767	0.201427	0.00855	0.575611	0	U_SYN_6957	0.485989	1.209261	0.426833	1	0.309702	0.209329	0.35003	0.143545	0.113171	3.481634
0	593.036992	0.746432	0.826051	0.659407	0.446598	5	7.497834	0.971415	0.003149	0.25525	0.0507	0.841023	0.811706	0.642018	0.006523	0.670297	1	U_SYN_2155	0.615983	0.982915	0.364917	5	0.975921	0.28779	0.057987	0.507253	0	4.618536
0	843.065826	3.559453	0.348069	1.694883	0.439358	0	8.324173	0.779581	0.006544	0.555198	0.098195	0.06939	0.091276	0.120065	0.004446	0.152558	0	U_SYN_4011	0.49805	1.983111	0.950223	0	0.095115	0.006279	1.019538	0.136367	0	4.145857
5	804.010782	1.268252	0.389782	0.83811	0.404938	2	8.727172	0.910419	0.008429	0.237142	0.051489	0.410635	0.343425	0.319041	0.007647	0.580945	0	U_SYN_534	0.530729	1.351923	0.498727	2	0.284876	0.044378	0.313385	0.262051	0.27937	4.631759
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6.889926	581.359666	6.306812	0.297056	1	0.475792	3	3.027504	0.558793	0.147999	0.029253	0.063047	2	0	0	0.09978	0.671662	1	USER_001969	0.244857	6.956957	0.352854	7.86357	5.407398	0.119597	16.5304	-0.022276	0.519152	9.373394
10	577.774593	2.405406	0.909279	0.804888	0.41386	3	8.972432	0.743076	0.00627	0.357922	0.090355	0.574306	0.521946	0.407916	0.006274	0.597556	1	U_SYN_11875	0.713589	2.658237	0.471777	5	0.362927	0.353194	0.090313	0.431645	0.536592	6.402626
0	486.656259	3.406204	0.366005	0.657413	0.478791	0	7.60419	0.893604	0.00685	0.457919	0.08062	0.194792	0.050857	0.256392	0.008163	0.671294	0	U_SYN_12352	0.298326	4.497158	0.342649	0	0.104388	0.197081	1.033957	0.116253	0	2.268525
0.706782	618.153636	6.121307	0.035023	0.681181	0.22691	1	3.111036	0.809895	0.136623	0.694142	0.015485	0	0	0	0.205521	0.327968	1	USER_000323	0.098081	9.163422	0.444469	1.864996	2.193906	0.041345	23.661605	0.625441	0.403622	5.186055
1.398218	587.016067	6.603259	0.213902	0.702006	0.413446	2	2.49906	0.840263	0.133998	0.801905	0.344832	1	0	0	-0.004429	0.303596	1	USER_006099	0.179759	8.523731	0.584985	5.274541	1.840766	0.085952	19.365836	-0.131295	0.416973	9.277822
0.938375	648.181249	5.600164	0.124904	0.68558	0.217799	5	3.464239	0.622826	0.264261	0.482015	0.459639	0	0	0	-0.209435	0.793952	1	USER_004297	0.117316	7.276582	0.75083	9.423257	0.372335	0.043048	21.902272	0.026703	0.863856	4.736843
6.962657	625.90251	6.232362	0.20417	0.835621	0.356626	1	3.015465	0.662606	0.226804	0.95619	0.04963	0	0	1	-0.000619	0.53806	1	USER_005614	0.341063	7.42497	0.514874	2.439847	1.008213	0.138966	20.048694	-1.150715	0.512859	9.256444
2	484.013215	5.323981	0.355877	0.6352	0.569876	0	6.03083	0.923073	0.007685	0.627964	0.018391	0.115273	0.0023	0.043093	0.007645	0.6824	0	U_SYN_8683	0.310677	7.241538	0.273215	0	0.065612	0.206734	1.954274	0.066043	0.084693	1.873638
2	481.109833	1.250792	0.442392	1.977386	0.21307	0	7.203081	0.782443	0.009458	0.171705	0.052107	0.184822	0.032043	0.25313	0.004263	0.011307	0	U_SYN_9743	0.716256	0.602099	1.556065	0	0.327506	0.4804	0.148606	0.152082	0.263651	5.159251
0	726.286356	1.40639	0.203651	1.097091	0.386613	1	9.206272	1	0.00749	0.146686	0.057062	0.163552	0.170913	0.121345	0.003948	0.451454	0	U_SYN_14260	0.413281	1.17484	0.672941	1	0.135191	0.092961	0.432998	0.100339	0	3.804779
18.782316	388.589027	1.14867	0.508715	0.822063	0.537865	3	9.851343	0.168057	0.29878	0.185196	0.063134	2	0	2	-0.050266	0.108991	1	USER_000124	0.503608	-0.127132	0.673925	8.240941	2.387228	0.422492	2.654206	0.031141	0.622069	6.586776
0	672.204355	8.720403	0.523279	2.401449	0.168373	0	10	1	0.005542	0.950738	0.038824	0.133752	0.032838	0.074044	0.004266	0	0	U_SYN_9088	0.659948	3.48614	1.997111	0	0.059326	0.213338	0.699959	0.049977	0	6.599483
5.331642	603.81343	6.285394	0.217913	0.847826	0.475199	1	2.570541	0.43286	0.100417	0.504173	0.024805	1	0	0	0.032123	0.32427	1	USER_001562	0.107995	6.815553	0.856763	2.832741	0.23666	0.04834	16.492903	1.885053	0.815373	1.073735
5	702.077644	3.300301	0.617309	0.994384	0.308604	0	4.135473	0.869648	0.002065	0.383644	0.086439	0.095146	0.085153	0.09157	0.006732	0.502808	0	U_SYN_6464	0.542888	3.01567	0.687513	0	0.181545	0.14601	0.389766	0.10623	0.331461	2.245098
1.777374	719.601607	7.33668	0	0.989338	0.280256	1	0.393336	0.788545	0.055831	0.655754	0.347502	0	0	0	0.238732	0.426941	0	USER_007202	-0.177546	11.876942	0.424723	1.78277	1.850955	-0.042094	26.40264	0.436655	0.833598	3.291473
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0	719.839912	4.04239	0.496579	0.828549	0.423798	0	7.169779	0.94513	0.007404	0.428925	0.083706	0.143399	0.053683	0.003738	0.008289	0.585725	0	U_SYN_1910	0.362965	4.353446	0.477412	0	0.119878	0.085897	0.862438	0.081073	0	2.602379
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5	801.67448	3.791881	0.541573	0.451956	0.582472	0	6.167223	0.800808	0.004136	0.544176	0.024356	0.119666	0.039059	0.133762	0.009113	0.774022	0	U_SYN_10050	0.404252	6.869901	0.188704	0	0.139155	0.035519	1.012511	0.127295	0.150652	2.493114
7	637.264233	2.020974	0.68025	1.586795	0.341216	0	7.243928	0.702931	0.003471	0.215963	0.099356	0.069789	0.043858	0.166432	0.005697	0.206603	0	U_SYN_3779	0.75573	1.198115	1.045355	2	0.320725	0.292311	0.220496	0.152922	0.740504	5.474456
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0	771.754802	2.642325	0.41794	0.514154	0.591254	0	5.401115	1	0.004788	0.337765	0.095636	0.078413	0.027516	0.177791	0.009681	0.742923	0	U_SYN_4961	0.301144	4.302382	0.210158	0	0.152403	0.042842	0.909344	0.031779	0	1.626511
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5	517.721703	4.099612	0.433886	0.555146	0.510743	0	6.222896	0.925513	0.00332	0.411299	0.095178	0.145087	0.01335	0.086767	0.008939	0.722427	0	U_SYN_11445	0.388819	6.257551	0.271609	0	0.103316	0.234902	1.185356	0.077326	0.185049	2.419578
5	680.669694	2.560998	0.735227	0.592142	0.531774	5	9.198271	1	0.006447	0.370501	0.082207	0.948568	0.775365	0.744025	0.009713	0.703929	0	U_SYN_918	0.514156	3.700104	0.277256	5	0.276298	0.158295	0.360587	0.51718	0.197381	4.729349
0	715.144805	2.771907	0.297371	0.729969	0.520428	0	7.313199	0.868741	0.00122	0.444546	0.015427	0.065229	0.040728	0.022494	0.009182	0.635015	0	U_SYN_13390	0.304845	3.33977	0.350073	0	0.103545	0.074745	1.013597	0.08429	0	2.229394
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