Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
9.383081	531.37839	5.243894	0.566717	0.649003	0.214772	1	5.444139	0.368222	0.447973	0.702144	0.036973	0	0	1	0.018267	0.811641	1	USER_006554	0.406718	5.260889	0.47692	3.328312	0.962242	0.235617	20.58826	-1.576843	0.327246	6.019315
2	850	7.117128	0.3573	0.759091	0.47833	0	6.034406	0.958504	0.00786	0.828293	0.0897	0.163845	0.07477	0.023978	0.008501	0.620454	0	U_SYN_2321	0.32672	8.284484	0.395995	0	0.049507	0	2.18797	0.088183	0.101212	1.971561
6.961385	690.856093	6.460116	0.108059	0.80294	0.185813	0	3.01627	0.732383	0.138955	0.783588	0.458923	0	0	0	0.032807	0.511423	1	USER_002296	0.070125	8.380261	0.398112	-0.384259	4.286997	0.020291	26.298728	1.521713	0.313794	7.826043
0	508.919771	2.26276	0.312871	0.322561	0.490058	0	5.859515	1	0.007568	0.313389	0.099982	0.154986	0.01874	0.274295	0.007209	0.83872	0	U_SYN_151	0.24302	5.354877	0.164487	0	0.132418	0.150708	0.761946	0.052118	0	1.42398
11.354273	603.801618	6.57453	0.128154	0.771769	0.256017	3	1.844818	0.653964	0.156047	0.323449	0.444158	0	0	0	-0.088107	0.149143	1	USER_009235	0.23224	9.781384	0.861411	5.670367	2.611524	0.103958	24.456691	0.31484	0.872236	1.259499
9.816918	584.102998	7.511405	0.159551	0.802887	0.264166	0	2.016599	0.777385	0.059061	0.132436	0.129368	0	0	1	0.00059	0.080756	0	USER_006498	0.165645	11.305097	0.873088	-0.663508	0.547372	0.080081	27.635731	-1.172458	0.232215	1.310515
3.108363	733.817057	8.918955	0	0.714577	0.202385	1	-0.249048	0.874277	0.146768	0.007703	0.412491	0	0	0	0.056039	0.849293	0	USER_005940	-0.053933	15.988689	0.563441	2.275364	0.814869	-0.011393	35.569456	0.462971	0.46176	7.489292
2	563.479095	4.067631	0.492164	0.857967	0.529662	0	6.174491	0.876758	0.006988	0.464123	0.047854	0.106517	0.080752	0.044539	0.005452	0.571017	0	U_SYN_1364	0.407231	4.246109	0.403534	0	0.118092	0.212146	1.094118	0.105478	0.114396	2.514446
0.025296	649.558458	7.167657	0	0.748699	0.430756	0	2.048166	0.703295	0.011084	0.010944	0.183338	0	0	0	0.056147	0.485901	0	USER_003122	0.068794	10.955514	0.676876	-0.546764	1.990853	0.025071	20.400722	2.074825	0.639196	1.174868
6.196785	572.129726	5.362455	0.281502	0.824961	0.25964	1	4.499895	0.640256	0.288168	0.900471	0.043022	5	0	1	-0.267465	0.397216	1	USER_000696	0.326268	5.307834	0.011056	7.688288	0.429324	0.164837	19.850733	0.639173	0.692879	3.905871
0	636.632409	7.747359	0.379754	1.109255	0.491665	0	8.407697	0.969143	0.009992	0.798106	0.097725	0.193829	0.016985	0.066087	0.007822	0.445372	0	U_SYN_3720	0.361264	6.406719	0.563873	0	0.048393	0.140149	2.362582	0.075587	0	3.037395
0	700.332877	2.304133	0.474964	0.548989	0.426582	0	6.276083	1	0.002691	0.317332	0.009642	0.018967	0.069641	0.095028	0.008392	0.725506	0	U_SYN_7127	0.335477	3.550344	0.3148	0	0.197562	0.091291	0.516059	0.026582	0	2.105482
5	545.213369	2.666869	0.802578	1.75857	0.415505	4	10	0.931023	0.007351	0.37826	0.064864	0.708698	0.665402	0.560791	0.004595	0.120715	1	U_SYN_9533	0.764771	1.434903	1.027876	4	0.290067	0.423804	0.218763	0.439821	0.58619	7.647712
0.807183	627.279383	8.008643	0.109836	1	0.322583	1	2.942329	0.584457	-0.00089	0.092821	0.36101	1	0	0	-0.004284	0.344229	0	USER_002272	-0.078291	11.485661	0.169127	1.56037	0.909509	-0.031704	27.125952	-0.144234	0.441821	0.031248
0	592.960326	4.23334	0.625477	0.914041	0.423357	0	5.56276	0.999398	0.004162	0.494852	0.057313	0.02502	0.041134	0.14961	0.007995	0.542979	0	U_SYN_5471	0.416605	4.174722	0.527075	0	0.144341	0.194698	0.671226	0.020087	0	2.317474
1.501489	641.941525	7.526617	0	0.738945	0.328668	0	0.876105	0.850194	-0.067305	0.780137	0.352272	0	0	1	0.008189	0.328244	0	USER_005138	-0.010279	10.810799	0.337024	-1.061511	3.225101	-0.003888	25.264282	-0.160771	0.687727	5.932121
0	669.736846	2.00908	0.385765	0.715577	0.508809	0	6.429083	0.885928	0.001794	0.250515	0.028217	0.139255	0.006418	0.170169	0.00935	0.642212	0	U_SYN_4823	0.353673	2.463385	0.351485	0	0.182907	0.115917	0.627894	0.08933	0	2.273792
9.070066	638.433419	8.380394	0.23274	0.764279	0.339701	1	2.252958	0.615718	0.039723	0.714068	0.337518	1	0	1	-0.009797	0.225107	0	USER_000479	0.204583	10.707515	0.391629	1.790653	2.668046	0.078696	27.667826	-0.605027	0.316803	0.228689
0	543.548203	9.49136	0.880637	1.207276	0.508877	2	8.400095	0.989358	0.003217	1.004449	0.056766	0.346386	0.366877	0.238053	0.008734	0.396362	0	U_SYN_12653	0.526499	7.260409	0.592922	2	0.091816	0.293357	0.576514	0.218236	0	4.422637
0	843.033355	13.253911	0	0.377805	0	0	1.360499	1	0.253187	0.978475	0.377953	0	0	0	0.54365	0.07919	0	USER_001727	0.07202	26.558403	0.795495	-2.174177	9.549864	0.000912	66.269557	-0.114482	0.993958	4.33237
2	492.665305	0.5	0.376973	0.768138	0.318215	1	8.45652	0.930833	0.007713	0.100504	0.069046	0.267639	0.207774	0.298759	0.007511	0.615931	0	U_SYN_4136	0.640053	0.575946	0.523705	1	0.628288	0.415842	0.099128	0.170291	0.102418	5.412619
10	641.927506	3.336331	0.369236	0.403542	0.596969	1	9.109719	0.754324	0.002692	0.425654	0.093154	0.207368	0.169757	0.177108	0.008877	0.798229	0	U_SYN_12388	0.449681	6.625729	0.16264	3	0.107451	0.17012	1.256283	0.211408	0.269028	4.096466
0	719.516602	0.720203	0.503428	2.098606	0.234338	1	8.787155	0.96024	0.003901	0.220524	0.036971	0.320297	0.221235	0.406793	0.006547	0	0	U_SYN_2121	0.814592	0.327573	1.606823	1	0.613785	0.193256	0.083807	0.178363	0	7.157943
7	651.481601	0.5	0.598792	1.02054	0.513624	2	7.725559	0.787103	0.009649	0.163848	0.036425	0.473824	0.370773	0.257953	0.007084	0.48973	0	U_SYN_6858	0.857079	0.446213	0.496366	4	0.997987	0.309356	0.103035	0.338538	0.476252	6.621415
0	537.164866	6.197079	0.038088	0.17571	0.499884	0	2.175224	1	0.004111	0.777442	0.004461	0.173341	0.044277	0.101236	0.009344	0.912145	0	U_SYN_992	0.078329	22.476837	0.087875	0	0.006049	0.044553	2.979829	0.065285	0	0.170383
2	594.40865	5.898054	0.128936	0.667216	0.503412	0	5.931689	0.981369	0.005956	0.755535	0.070081	0.083021	0.042532	0.066258	0.006289	0.666392	0	U_SYN_13273	0.245468	7.687608	0.331332	0	0.021496	0.114072	2.586318	0.045118	0.088962	1.456041
1.390568	784.231673	10.098653	0.083815	0.866457	0.165526	1	0.22606	0.766389	-0.083681	0.478957	0.221158	0	0	0	0.105753	0.271769	0	USER_000871	0.313943	18.132333	0.298426	2.852743	4.768365	0.037541	42.135332	0.896117	0.18592	8.02238
3.739273	732.234284	8.946412	0.159832	0.771776	0.051346	1	3.594782	0.730285	0.02387	0.840099	0.39317	1	0	0	0.067308	0.388733	0	USER_001149	-0.076711	14.358058	0.50795	4.880696	4.713815	-0.016425	42.435226	-0.628386	0.013063	2.277772
1.279354	648.817467	7.768789	0.160877	0.815286	0.218649	2	2.205402	0.647065	0.143208	0.328202	0.134669	1	0	2	0.06866	0.928747	0	USER_004303	0.222663	10.463908	0.923448	3.462815	1.032574	0.081447	30.350773	-0.762077	0.91335	1.282073
4.642973	525.615847	5.058513	0.364154	0.706963	0.470219	2	4.52247	0.499764	0.409169	0.453996	0.25706	1	0	0	-0.08727	0.286804	1	USER_000630	0.239876	5.134317	0.588104	4.181725	2.094888	0.141476	13.399525	1.827075	0.574419	5.784362
0	603.620273	10	0.496837	1.293241	0.352103	0	5.803441	0.934889	0.004421	1.177876	0.048583	0.094967	0.094933	0.030635	0.00789	0.35338	0	U_SYN_7366	0.427501	7.17751	0.837887	0	0.049192	0.191505	1.771651	0.083014	0	2.480979
6.871258	594.113376	7.043253	0.3591	0.828353	0.486236	1	0.035792	0.506633	0.139355	0.19851	0.201491	3	0	1	-0.007011	0.714682	1	USER_002849	0.316668	7.725246	0.550971	4.052314	0.291632	0.147329	18.092846	-1.202418	0.481838	3.155172
5.149182	545.717739	4.69673	0.16647	0.721038	0.349208	1	2.97627	0.587264	0.160183	0.106919	0.427659	1	0	0	-0.032513	0.750248	1	USER_008387	0.014984	5.034069	0.484354	2.637627	0.630737	0.00829	15.282969	0.098018	0.643411	6.280061
2	714.51835	8.094258	0.329942	1.027928	0.349716	0	6.516669	0.978105	0.007806	0.893491	0.001486	0.19315	0.012909	0.177	0.006141	0.486036	0	U_SYN_3565	0.368976	7.176219	0.668445	0	0.040265	0.09089	1.896729	0.070576	0.137057	2.404492
0	768.928345	1.964409	0.202183	1.052168	0.2837	1	7.029702	1	0.007469	0.332577	0.042915	0.227449	0.146738	0.215138	0.006251	0.473916	0	U_SYN_5840	0.367968	1.704968	0.753667	1	0.097937	0.05424	0.444627	0.112256	0	2.586708
9.798621	630.074127	6.859528	0.256176	0.812282	0.431799	0	2.610805	0.609438	0.213245	0.204243	0.14683	1	0	0	0.022429	0.479947	1	USER_001667	0.335872	8.62996	0.981091	0.790516	7.713915	0.134303	19.487965	0.026871	0.732932	6.530924
4.831259	678.070712	6.674229	0.172693	0.805166	0.254152	0	3.777007	0.621965	0.18845	0.4385	0.191361	2	0	0	-0.275778	0.499432	1	USER_009093	0.035784	9.253614	0.18294	1.710467	2.579353	0.011186	24.889801	2.211123	0.118767	0.133069
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14.033711	500.430266	2.279744	0.441971	0.838644	0.311453	2	6.461453	0.387179	0.303379	0.337292	0.323816	1	0	0	-0.11291	0.807075	1	USER_001075	0.507138	1.868571	0.070956	3.947907	5.09901	0.322327	7.848556	-0.672835	0.170477	8.396046
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7	595.427396	3.752125	0.709321	1.49734	0.280505	4	10	0.605181	0.005675	0.459872	0.051384	0.65162	0.641536	0.695306	0.005439	0.25133	0	U_SYN_5338	0.704184	2.348984	1.077329	6	0.184138	0.325938	0.305937	0.545875	0.698759	7.041836
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5	545.591406	0.923698	0.625191	0.846305	0.334485	1	7.957607	0.907019	0.008561	0.183201	0.04994	0.250679	0.223979	0.299674	0.007239	0.576848	0	U_SYN_6937	0.652189	0.97611	0.563228	1	0.610719	0.360967	0.115802	0.17959	0.282102	5.18986
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0	493.607074	4.233194	0.817906	0.981691	0.210674	1	7.432566	0.966345	0.002927	0.586249	0.062586	0.218819	0.224737	0.225675	0.005849	0.509154	0	U_SYN_5529	0.487865	3.913495	0.774875	1	0.188754	0.316131	0.162395	0.146529	0	3.626092
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5	774.572508	1.075685	0.782055	2.094029	0.202998	5	10	0.745077	0.008756	0.286784	0.072556	0.842667	0.7546	0.571635	0.004823	0	1	U_SYN_11360	0.923536	0.490278	1.668946	5	0.665191	0.126655	0.047591	0.581149	0.69801	9.235359
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