Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2	582.899825	1.255761	0.416735	0.81736	0.43086	1	7.561633	1	0.009186	0.266225	0.091063	0.220021	0.175041	0.295555	0.007903	0.59132	0	U_SYN_14436	0.476011	1.368885	0.465192	1	0.307381	0.231169	0.31558	0.118519	0.108981	3.599423
0	735.407025	3.828225	0.511183	1.274697	0.197922	0	6.453238	1	0.001063	0.450143	0.046716	0.191833	0.04255	0.122487	0.003285	0.362651	0	U_SYN_14678	0.459208	2.784777	1.022407	0	0.130131	0.095676	0.370372	0.070315	0	2.963378
0	697.918753	10	0.363744	0.489436	0.494859	0	5.041019	1	0.004713	1.01819	0.041789	0.117513	0.044763	0.115947	0.004955	0.755282	0	U_SYN_11440	0.226812	16.965377	0.247234	0	0.036014	0.062716	3.148569	0.048683	0	1.143366
3.204442	451.330244	4.243903	0.308998	0.647691	0.602748	2	4.566859	0.377929	0.459863	0.121564	0.353022	1	0	0	0.368614	0.450597	1	USER_009477	0.13396	3.927773	0.861651	6.00722	0.580499	0.097102	8.429499	1.484455	0.619591	7.340858
0.669761	422.354254	3.256057	0.351763	0.84015	0.615476	1	6.101569	0.176149	0.321001	0.538932	0.257802	5	0	0	0.043816	0.21017	1	USER_001172	0.414023	1.857878	0.678811	7.384798	0.515876	0.321918	6.260166	0.650393	0.353763	8.023279
7.911787	604.611014	6.451954	0.057446	0.710948	0.408738	0	2.574734	0.580337	0.449794	0.539605	0.405291	1	0	0	-0.20634	0.841835	0	USER_007309	-0.022855	7.580005	0.462267	1.158803	0.542223	-0.010197	19.073987	-0.159258	0.852313	0.350818
0	639.49985	4.038847	0.117988	0.354045	0.466167	0	6.161434	1	0.00756	0.411723	0.060454	0.135366	0.080855	0.25008	0.005611	0.822977	0	U_SYN_7257	0.154528	8.895248	0.189001	0	0.028507	0.059142	1.660631	0.064866	0	0.952115
0	687.490769	5.292323	0.515902	1.220387	0.309826	0	6.350008	1	0.001992	0.58557	0.063389	0.157008	0.082475	0.291619	0.005612	0.389806	0	U_SYN_2580	0.435938	4.008159	0.84228	0	0.095673	0.128807	0.793774	0.071845	0	2.768209
0	752.165873	2.114873	0.239738	0.723407	0.479076	0	7.589296	1	0.007803	0.291028	0.093216	0.03018	0.023639	0.174297	0.007516	0.638296	0	U_SYN_7966	0.306902	2.568441	0.37684	0	0.10824	0.054592	0.770285	0.016146	0	2.329167
1.877849	639.849621	5.191904	0.174806	0.729316	0.290058	2	2.973699	0.840577	0.16975	0.63253	0.127494	1	0	0	-0.019059	0.598367	0	USER_007227	0.106131	6.733276	0.878838	4.974527	3.020815	0.040552	18.429752	-0.535529	0.27147	9.745807
0	690.265698	1.260897	0.387744	1.181568	0.303529	0	7.478208	0.875753	0.006002	0.193388	0.062726	0.198598	0.003116	0.075101	0.007214	0.409216	0	U_SYN_2156	0.499599	0.983871	0.822928	0	0.284918	0.145096	0.234322	0.110213	0	3.736102
0	647.612903	4.04393	0.485728	0.930936	0.299456	0	7.225695	0.958833	0.002268	0.571924	0.062803	0.043412	0.053685	0.271098	0.004084	0.534532	0	U_SYN_4340	0.380169	3.92258	0.652162	0	0.117214	0.139893	0.622773	0.045596	0	2.746986
2	598.119996	5.632224	0.071597	0.127734	0.529854	0	6.148774	1	0.002157	0.60653	0.032786	0.063394	0.024245	0.263412	0.006	0.936133	0	U_SYN_9562	0.121917	24.731567	0.060054	0	0.01249	0.055833	2.770593	0.026292	0.017031	0.749637
0.934891	734.06146	8.330132	0.105983	0.785897	0.096733	0	0.518796	1	0.225373	0.57179	0.392644	0	0	1	0.00747	0.680063	0	USER_009821	0.026828	15.236515	0.244471	1.745047	0.856529	0.005655	37.621679	-0.571125	0.428446	6.66923
7.725425	353.323234	0.65192	0.436399	0.513595	0.597576	0	4.803749	0.169755	0.598074	0.166925	0.284178	0	0	1	-0.110315	0.027049	0	USER_005225	0.162667	0.35532	0.277412	-0.205589	0.678161	0.146896	1.311743	-0.149285	0.280185	8.684185
2	488.781765	2.235501	0.438955	1.147909	0.314887	0	7.192365	0.940515	0.00005	0.265461	0.087003	0.104049	0.023492	0.145846	0.003964	0.426046	0	U_SYN_13743	0.486903	1.791398	0.786447	0	0.187949	0.319779	0.394937	0.062056	0.153055	3.501984
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10.812976	661.669091	1.190871	0.464454	0.87971	0.113381	3	5.8947	0.738682	0.055806	0.961798	0.103606	1	2	0	-0.04129	0.268248	1	USER_002065	0.329355	1.73721	0.762812	6.781461	0.918341	0.112778	5.279245	-1.206736	0.130154	4.951068
0	567.185986	6.686563	0.149006	0.604438	0.669412	0	5.54239	1	0.001259	0.746436	0.00809	0.171066	0.05235	0.187531	0.011505	0.697781	0	U_SYN_4530	0.195059	9.492057	0.19982	0	0.021956	0.100301	3.809103	0.067025	0	1.081095
0	650.981374	5.408852	0.257745	0.345299	0.432672	0	4.921944	1	0.004019	0.707884	0.088168	0.182799	0.084094	0.232659	0.005581	0.82735	0	U_SYN_3159	0.182689	12.146563	0.195898	0	0.046787	0.066106	1.737068	0.080068	0	0.899183
1.098133	690.327439	8.436542	0.091745	0.775661	0.235376	1	-0.250781	0.81927	-0.064548	0.855754	0.406475	0	0	1	0.1929	0.599006	0	USER_006353	0.052294	11.956218	0.770564	1.915539	0.527587	0.015182	32.253892	-0.977436	0.711002	3.347253
0	559.708999	2.246098	0.645637	1.394513	0.228163	0	7.833411	1	0.001942	0.273128	0.041052	0.080643	0.081368	0.06898	0.003505	0.302743	0	U_SYN_2987	0.557842	1.502896	1.076337	0	0.275196	0.29443	0.181603	0.048603	0	4.369803
2	532.330181	2.566736	0.594694	0.993998	0.504712	0	6.067966	0.876124	0.009036	0.258737	0.089517	0.099247	0.08272	0.136716	0.005121	0.503001	0	U_SYN_1882	0.492206	2.346199	0.492315	0	0.223004	0.284289	0.52506	0.104141	0.132533	2.986687
1.643959	615.536862	0.300474	0.406304	0.61864	0.108076	5	7.022626	0.650812	0.196666	0.698557	0.153706	0	2	1	0.100772	0.000611	1	USER_003324	0.126459	1.116473	0.21365	10.92662	1.690934	0.053909	1.340001	-0.817774	0.701705	1.228629
0	766.876892	6.546137	0.385831	0.920813	0.457613	0	7.163613	1	0.000318	0.799508	0.032928	0.039441	0.044972	0.145893	0.0061	0.539594	0	U_SYN_5974	0.330004	6.412673	0.499437	0	0.058053	0.049875	1.839803	0.025324	0	2.364024
0	544.065931	2.44284	0.413765	1.054829	0.312453	0	5.543682	1	0.002518	0.39442	0.001609	0.186001	0.017691	0.264732	0.003211	0.472586	0	U_SYN_3729	0.413748	2.115326	0.725244	0	0.162718	0.230145	0.447457	0.061107	0	2.293685
0	832.664708	5.78979	0.597167	1.17704	0.310073	0	7.921067	1	0.009872	0.693214	0.06066	0.09854	0.093503	0.249083	0.004429	0.41148	0	U_SYN_490	0.448515	4.533757	0.812071	0	0.10139	0.014137	0.72319	0.057613	0	3.552719
0	615.013734	0.721832	0.542929	0.326642	0.521485	1	6.634755	1	0.008654	0.241865	0.056392	0.336263	0.233468	0.168515	0.008215	0.836679	0	U_SYN_1181	0.471566	1.691892	0.156303	1	0.660633	0.201475	0.172053	0.170919	0	3.128724
7	796.068033	1.758184	0.465777	0.749865	0.300512	4	8.032682	0.859758	0.00233	0.284645	0.039167	0.722349	0.627913	0.675034	0.003632	0.625067	0	U_SYN_1375	0.537338	2.068779	0.524522	6	0.250662	0.05269	0.28226	0.461175	0.349937	4.316267
0	435.28679	0.682881	0.648719	1.280278	0.353408	0	8.237162	1	0.009177	0.230572	0.052955	0.051634	0.047902	0.27962	0.006356	0.359861	0	U_SYN_5014	0.706138	0.494742	0.827818	0	0.82863	0.532445	0.084777	0.029861	0	5.816572
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5.228366	607.804967	8.592809	0.190659	0.525447	0.202784	0	2.544945	0.659061	0.173522	0.989148	0.239729	0	0	2	-0.092009	0.724822	0	USER_008481	0.114238	11.01408	0.627911	0.683541	3.153138	0.050305	34.251629	0.438397	0.753401	8.749514
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