Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
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10	473.048976	3.455589	0.370748	0.441171	0.374378	0	5.435962	0.809808	0.006044	0.486154	0.095985	0.062049	0.099294	0.239251	0.004849	0.779415	0	U_SYN_1079	0.455708	6.385395	0.276006	2	0.104272	0.312327	0.81406	0.12448	0.294114	2.477212
0.536449	734.111023	6.893465	0.101601	0.980282	0.145964	0	2.597348	0.718088	0.101092	0.055151	0.491206	0	0	0	-0.031994	0.91655	0	USER_003610	0.031975	11.329751	0.74221	-0.437676	0.219295	0.006737	29.436347	1.435619	0.504271	9.83123
5.307533	506.01048	4.732244	0.072448	0.836467	0.270046	2	5.754173	0.543589	0.222211	0.102298	0.198475	0	0	0	0.128722	0.120126	0	USER_000451	-0.032167	4.587802	0.703695	3.028751	0.993145	-0.020118	17.271591	-0.65262	0.56411	1.291377
2.521437	579.332367	4.566724	0.279418	0.718585	0.342699	0	4.253279	0.518187	0.225922	0.364357	0.408211	2	0	0	-0.045462	0.871653	1	USER_007146	0.359004	5.063443	0.467997	1.171914	2.474886	0.176674	15.008572	-1.259253	0.094137	8.185861
1.239252	700.406494	0	0.406756	0.647491	0.139601	4	6.368369	0.867876	0.114301	0.757035	0.051534	0	1	0	0.073011	0.74089	1	USER_002726	0.35041	1.202125	0.814614	7.976006	1.404451	0.095307	0	-0.52316	0.175136	7.892971
1.64235	727.455788	7.73375	0.103487	0.80912	0.398449	1	3.304846	0.674964	0.271723	0.233099	0.133662	0	0	2	-0.05492	0.784973	1	USER_006996	0.028346	11.856971	0.293773	1.590527	1.116598	0.006316	23.261235	-0.496365	0.504135	2.233763
1.475813	583.141981	5.618042	0.096781	0.605273	0.222278	1	1.927765	0.816529	0.187314	0.171661	0.247903	0	0	0	0.011834	0.454354	0	USER_003203	0.288311	7.230993	0.670961	-0.039358	5.418703	0.139888	21.846371	0.523887	0.904538	4.903523
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2.391656	340.453173	0.332198	0.514861	0.680846	0.691235	1	6.752924	0.099408	0.460212	0.827978	0.138494	0	0	0	0.104786	0.527103	1	USER_000300	0.20313	0.509997	0.830772	1.671559	0.550095	0.18819	0.512856	-1.909377	0.604423	8.378374
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0.408189	693.359399	9.986745	0.194147	0.88589	0.207486	3	2.361606	0.811735	0.130017	0.526632	0.1965	0	0	0	0.076322	0.043802	1	USER_002615	0.003857	15.953362	0.046369	7.576739	4.926736	0.001099	39.573178	-0.342932	0.871273	9.6052
0	672.622628	4.111484	0.088446	0.526785	0.293406	0	6.217469	0.944475	0.006865	0.529961	0.06164	0.076236	0.020745	0.089126	0.003492	0.736608	0	U_SYN_9706	0.17938	6.559645	0.372223	0	0.021001	0.057851	1.099637	0.051304	0	1.115289
2	684.69603	3.622754	0.304703	0.672157	0.304117	0	6.018845	0.955015	0.008141	0.478839	0.029579	0.149757	0.008145	0.039445	0.007119	0.663922	0	U_SYN_2313	0.319566	4.691733	0.467743	0	0.081849	0.096046	0.766037	0.065365	0.089621	1.923418
5.794606	704.370196	7.785332	0.072688	0.731101	0.323779	2	1.534233	0.87774	0.31985	0.237271	0.351077	1	0	0	0.062382	0.896297	0	USER_007478	0.043236	11.012523	0.168424	4.29827	2.428763	0.011448	26.323012	-0.605749	0.291757	1.292493
9.7545	617.426827	8.424349	0.114684	0.562642	0.167774	1	1.725217	0.823238	0.141566	0.51896	0.24862	0	0	0	0.064673	0.132324	0	USER_004478	0.083455	12.218963	0.317595	2.022061	1.718514	0.03529	35.054818	-1.429125	0.754537	7.249028
0.646533	449.011244	6.263381	0.41264	0.377779	0.424968	2	3.809498	0.437077	0.1721	0.067463	0.12806	1	0	1	0.400068	0.485665	0	USER_005743	0.072428	3.277639	0.36745	3.87538	0.048461	0.052805	18.00821	0.548893	0.827347	7.855738
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10	530.055374	2.148843	0.476835	0.646829	0.509415	3	7.15292	0.70897	0.007954	0.403627	0.034912	0.586957	0.487483	0.425236	0.009005	0.676585	0	U_SYN_6559	0.561351	2.877287	0.317325	5	0.212036	0.326548	0.572684	0.438744	0.43122	4.015299
1.94556	806.13245	7.852691	0.146793	0.597842	0	0	1.660115	0.864072	0.003746	0.390435	0.252017	0	0	0	0.083037	0.540395	0	USER_004755	-0.074966	13.814112	0.910688	0.127291	0.492697	-0.005979	39.263456	-0.488873	0.14226	0.116378
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0	664.98722	1.525112	0.391281	0.273927	0.410448	2	6.973173	0.933208	0.000254	0.226535	0.06064	0.413135	0.290381	0.423509	0.007162	0.863037	0	U_SYN_5882	0.295238	4.078637	0.161494	2	0.240772	0.099314	0.381045	0.237771	0	2.058746
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7	602.130362	2.053018	0.475637	2.116152	0.106639	5	10	0.611011	0.002833	0.230277	0.027053	0.887926	0.786135	0.57797	0.001219	0	0	U_SYN_6103	0.798815	0.926388	1.890488	7	0.220917	0.360003	0.1148	0.657814	0.987538	7.988145
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0	618.624305	2.201545	0.647539	1.972637	0	0	8.652167	1	0.006592	0.410943	0.025017	0.078127	0.077306	0.129346	0.003694	0.013681	0	U_SYN_13009	0.675687	1.062195	1.972637	0	0.28135	0.28425	0	0.04663	0	5.846159
0	624.822093	4.732976	0.21267	1.607915	0.279417	0	7.650451	1	0.008653	0.574766	0.095977	0.060571	0.007025	0.063865	0.004921	0.196042	0	U_SYN_9082	0.426766	2.771201	1.158636	0	0.044004	0.174724	1.041223	0.020279	0	3.264955
0.101253	712.083279	7.539147	0.12214	0.853124	0.300383	2	2.212471	0.857829	0.384133	0.883359	0.495974	0	0	0	0.147228	0.512696	0	USER_006418	0.134244	10.38501	0.276376	4.318827	5.318609	0.033663	26.37259	-0.345827	0.025449	7.064031
4.194617	600.629391	6.306682	0.215494	0.839549	0.506736	1	6.146535	0.363288	0.288402	0.124272	0.407001	2	0	2	-0.130888	0.531025	0	USER_004339	0.227542	5.827659	0.175156	4.598777	0.073439	0.103168	15.554283	-0.507897	0.876643	0.523979
11.595351	648.495657	7.085542	0.368444	0.906496	0.24596	2	1.802849	0.761227	-0.014887	0.442235	0.382025	1	0	0	0.030425	0.016141	0	USER_000966	0.246546	9.57583	0.411334	3.967642	0.076688	0.090327	26.713901	-0.094955	0.547226	7.080891
1.164605	592.212323	5.627858	0.145916	0.829927	0.52613	1	2.437143	0.575058	0.203694	0.567381	0.138222	1	0	1	0.072797	0.434682	1	USER_009121	0.168014	6.540934	0.657115	4.105355	4.512556	0.078749	13.334351	-0.613445	0.902599	3.836349
0	612.101593	5.17393	0.152817	2.251016	0.102742	0	8.921525	1	0.00998	0.617565	0.067566	0.181939	0.028155	0.152939	0.001335	0	0	U_SYN_5540	0.533971	2.200721	2.019742	0	0.028976	0.230965	0.450344	0.063028	0	4.763834
5	583.690783	3.736969	0.606194	1.379004	0.336922	0	6.971511	0.838881	0.002201	0.444398	0.044427	0.19148	0.044038	0.035411	0.006321	0.310498	0	U_SYN_421	0.609784	2.526679	0.914388	0	0.157988	0.295256	0.495827	0.135103	0.459668	4.251114
0.272309	747.067496	10.221622	0	0.711528	0.15452	0	1.416752	0.90322	0.076816	0.717863	0.266798	0	0	1	-0.099276	0.982946	0	USER_001081	0.056863	17.715256	0.998678	-0.19825	1.942533	0.010642	43.21086	0.803991	0.767414	2.934304
0.275686	692.093392	9.819792	0.166002	0.599755	0.269558	0	2.083874	0.829738	0.158064	0.798623	0.302732	1	0	1	0.146858	0.177432	0	USER_003690	0.102338	14.750394	0.351713	0.416848	0.127432	0.029382	35.863932	0.327161	0.139131	2.061483
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7	609.572176	1.123613	0.697336	0.868705	0.233964	4	9.78486	0.904662	0.004639	0.278919	0.088163	0.670189	0.622516	0.450429	0.005171	0.565648	1	U_SYN_3956	0.686392	1.159912	0.665459	6	0.5699	0.300051	0.079566	0.425947	0.405396	6.716253
7	841.7848	5.010296	0.380423	0.928962	0.345163	0	7.505525	0.928382	0.000767	0.658918	0.00752	0.086885	0.010864	0.059615	0.007069	0.535519	0	U_SYN_5606	0.479056	4.86927	0.608319	2	0.074442	0.007156	1.071477	0.057972	0.433516	3.595567
0.780163	599.251842	6.14343	0.311982	0.709294	0.469556	3	2.637293	0.686937	0.258959	0.818399	0.21539	0	0	2	0.074527	0.551664	0	USER_007348	0.166559	6.99546	0.035911	5.956712	0.057364	0.075935	16.293742	-0.870912	0.224348	7.086067
0	790.236265	5.950781	0.512195	0.365522	0.627316	0	7.105794	0.930145	0.006851	0.780666	0.028488	0.074256	0.044229	0.201783	0.006988	0.817239	0	U_SYN_11380	0.259817	12.783028	0.136224	0	0.084649	0.028232	1.820984	0.063488	0	1.846203
0	666.959768	1.5289	0.071012	0.435686	0.539024	1	5.7058	1	0.009647	0.218816	0.010159	0.262114	0.171652	0.346566	0.008506	0.782157	0	U_SYN_1725	0.231223	2.854101	0.200841	1	0.043595	0.076951	0.765592	0.13013	0	1.319312
0	757.842619	2.080141	0.587495	0.911247	0.569284	0	4.836719	1	0.002795	0.276619	0.063611	0.09369	0.082726	0.285379	0.007345	0.544376	0	U_SYN_1184	0.450235	2.057006	0.392489	0	0.269476	0.075441	0.488485	0.052925	0	2.17766
0	600.967156	1.734304	0.279248	2.777756	0.058642	1	10	1	0.002078	0.332648	0.035571	0.300042	0.238693	0.135908	0.003059	0	0	U_SYN_9974	0.748359	0.602658	2.614863	1	0.152236	0.338847	0.073302	0.161621	0	7.483587
15.066193	654.716958	5.722374	0.104205	0.799126	0.323775	2	2.457906	0.518271	0.165739	0.661239	0.277571	1	0	0	-0.047607	0.254941	1	USER_001788	0.174721	7.02014	0.29447	5.125768	0.349893	0.062036	19.348058	-0.006429	0.119483	0.419339
2.581382	569.678105	6.649705	0.24948	0.984173	0.33689	1	2.661277	0.514994	0.31529	0.441236	0.496166	1	0	0	0.159923	0.377898	0	USER_004495	0.304045	7.905248	0.251506	1.648492	7.364538	0.154964	22.047422	-1.033165	0.800977	1.751019
0	474.221258	3.549488	0.680993	1.139382	0.378141	0	6.899302	1	0.002019	0.549655	0.035696	0.10414	0.001384	0.03674	0.006193	0.430309	0	U_SYN_904	0.486976	2.863918	0.708535	0	0.1866	0.332719	0.428173	0.031657	0	3.359797

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