Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
5	636.755528	2.234495	0.438747	1.094556	0.403398	0	6.849128	0.844628	0.002959	0.410335	0.006795	0.147486	0.067948	0.190569	0.006227	0.452722	0	U_SYN_8346	0.536207	1.870565	0.653015	0	0.187941	0.207897	0.505909	0.126779	0.364852	3.67255
0.183739	712.003808	7.301598	0.061933	0.761625	0.172409	0	2.030544	0.887023	0.042545	0.935935	0.149103	0	0	1	0.061515	0.166891	1	USER_002245	0.147135	12.399496	0.606814	-0.339788	1.235789	0.036916	30.213688	0.118155	0.677411	4.514337
0	735.845884	10	0.148245	0.656833	0.381487	0	5.395409	0.88515	0.009849	1.0071	0.045248	0.08026	0.07823	0.060792	0.006566	0.671584	0	U_SYN_7797	0.195642	13.212959	0.406259	0	0.014678	0.040606	3.249339	0.093487	0	1.055568
0	741.202367	1.833537	0.356142	1.387109	0.368223	3	9.09858	0.996356	0.007492	0.255153	0.077362	0.605547	0.455099	0.47865	0.007005	0.306445	0	U_SYN_6089	0.487702	1.232954	0.876343	3	0.184192	0.096474	0.434701	0.319651	0	4.437394
0	636.881985	0.5	0.558054	0.490426	0.405494	3	6.55453	0.874893	0.002611	0.195093	0.086135	0.503102	0.472269	0.385989	0.008322	0.754787	0	U_SYN_2080	0.598835	0.846847	0.291561	3	0.93009	0.232041	0.089603	0.342654	0	3.92508
5	579.514849	6.318522	0.385973	0.849189	0.271967	0	8.145313	0.803512	0.000129	0.789548	0.009448	0.112651	0.00712	0.052043	0.004408	0.575406	0	U_SYN_7928	0.41679	6.65676	0.618238	0	0.060134	0.204973	1.05516	0.114527	0.283063	3.394882
0	725.654079	3.219413	0.22179	0.387003	0.517504	0	5.286991	0.916992	0.007272	0.348673	0.09921	0.061526	0.003159	0.22912	0.00932	0.806498	0	U_SYN_13853	0.204189	6.610657	0.186727	0	0.066816	0.046164	1.296544	0.052609	0	1.079548
2.204889	498.094893	3.062693	0.329169	0.790121	0.567507	3	4.958374	0.315357	0.32216	0.782154	0.148231	3	0	1	-0.009784	0.644205	1	USER_006673	0.106377	2.872287	0.946584	9.185504	2.428021	0.068063	6.622967	-0.197923	0.293467	3.045605
0	510.410977	4.563909	0.061863	0.719067	0.327669	0	8.171459	1	0.003967	0.652068	0.076633	0.143381	0.050398	0.034637	0.006432	0.640466	0	U_SYN_7933	0.205255	5.57208	0.483451	0	0.013264	0.126731	1.402939	0.058134	0	1.677231
0	365.362568	10	0.425876	0.530922	0.465833	0	5.09916	0.968063	0.000315	1.015893	0.0495	0.038634	0.028411	0.197064	0.008185	0.734539	0	U_SYN_10846	0.253749	15.849813	0.283601	0	0.042166	0.223593	2.67446	0.032888	0	1.293907
2	836.441366	1.711962	0.191451	1.201384	0.399472	1	7.471588	0.926815	0.007031	0.284431	0.011973	0.287055	0.243521	0.161121	0.005149	0.399308	0	U_SYN_12177	0.44809	1.315493	0.721465	1	0.105659	0.011046	0.552951	0.188447	0.160185	3.347941
5	588.826996	4.897397	0.291041	0.3783	0.595341	0	5.628074	0.820302	0.001563	0.651134	0.019797	0.025659	0.086575	0.163625	0.009356	0.81085	0	U_SYN_9316	0.302993	10.239177	0.153082	0	0.058239	0.143879	2.067056	0.10555	0.1261	1.705268
7.347334	427.325038	1.88287	0.419608	0.626884	0.665515	4	4.45487	0.346419	0.264715	0.333373	0.349132	1	0	0	-0.009101	0.168041	1	USER_006133	0.29999	1.094248	0.833086	7.176616	2.12597	0.230542	3.14896	0.178315	0.192825	0.774678
3.008129	554.248354	3.792501	0.181893	0.737741	0.514722	2	3.872674	0.649434	0.401822	0.469316	0.322342	2	0	0	0.157564	0.999678	1	USER_006531	0.088742	2.805305	0.393356	6.079121	0.634065	0.047719	9.202087	0.419828	0.940584	8.179935
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0	656.353796	3.199786	0.189706	2.653772	0.172682	0	9.415877	1	0.009282	0.392606	0.069516	0.022233	0.090274	0.084447	0.005704	0	0	U_SYN_5209	0.648276	1.161965	2.195513	0	0.05749	0.228248	0.447724	0.033752	0	6.104089
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1.191281	593.522913	6.329885	0.064567	0.871836	0.437425	0	5.793698	0.490645	0.300682	0.703633	0.062274	1	0	1	0.098083	0.565703	1	USER_001825	-0.052781	6.130302	0.302415	1.512734	2.505222	-0.024613	17.805185	0.131037	0.834753	7.662985
2	603.148007	4.574925	0.593388	0.418551	0.416445	0	5.467314	1	0.00394	0.623622	0.064197	0.055512	0.012165	0.15892	0.005141	0.790724	0	U_SYN_10622	0.344508	8.822514	0.244247	0	0.12693	0.154623	0.77468	0.020303	0.055807	1.883533
0.450672	796.374361	9.521598	0.108708	0.78583	0.309844	0	0.210929	0.822635	0.200299	0.558126	0.11627	0	0	0	0.126677	0.388324	1	USER_006422	0.011468	18.361102	0.967302	1.822875	5.250856	0.001118	32.856951	0.168868	0.744214	6.05635
0.862412	746.043398	9.734713	0.206122	0.823483	0.162078	0	-0.653777	1	0.111284	0.911717	0.154602	1	0	0	-0.116	0.119413	0	USER_009973	0.341279	17.984838	0.448535	-0.814005	0.098606	0.064506	40.784643	0.841668	0.85376	8.68732
5	463.713641	4.489841	0.4749	0.515181	0.450944	0	7.466484	0.99192	0.005211	0.455822	0.045029	0.024881	0.049084	0.165727	0.005662	0.742409	0	U_SYN_1478	0.389081	7.298404	0.282864	0	0.103468	0.273266	1.063152	0.025422	0.171727	2.905064
0	738.844693	2.755795	0.529778	0.925494	0.275082	0	7.019877	0.978009	0.008109	0.431687	0.037107	0.052619	0.054076	0.060344	0.002978	0.537253	0	U_SYN_692	0.414065	2.687285	0.670908	0	0.18551	0.083683	0.356461	0.040805	0	2.906687
4.255882	561.759564	6.248028	0.086641	0.674452	0.536251	1	2.917565	0.476384	0.081518	0.013322	0.032153	0	0	1	0.179117	0.708142	1	USER_006110	0.022563	6.112821	0.685034	1.858139	2.492021	0.011824	14.487588	1.218101	0.830662	1.765591
0	617.192963	6.188889	0.566942	0.982572	0.230593	0	5.533506	1	0.007122	0.793871	0.052385	0.114677	0.002091	0.089665	0.00353	0.508714	0	U_SYN_6365	0.398399	5.71684	0.755998	0	0.09015	0.168637	0.618022	0.03503	0	2.204544
0.257815	760.308166	9.705301	0.096179	0.702576	0.138961	0	0.764749	0.948867	-0.023792	0.039632	0.316047	0	0	0	-0.007003	0.299226	0	USER_007045	-0.011359	19.019967	0.594673	-1.399034	0.224074	-0.001852	41.783224	-0.855318	0.743391	4.034732
1.535859	661.708191	7.023147	0.341362	0.63398	0.234334	0	1.697834	0.753031	0.162723	0.622851	0.122725	1	0	1	-0.113163	0.99156	0	USER_003539	0.113717	7.772099	0.813365	-0.729611	1.005789	0.038931	26.886934	0.117268	0.855664	1.35235
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3.452388	589.696466	5.955214	0.115044	0.620318	0.540768	2	4.049186	0.614622	0.214738	0.578656	0.213891	1	0	1	-0.074027	0.407254	1	USER_002303	0.072473	7.383177	0.67211	4.47401	0.324111	0.0343	13.674131	-0.001105	0.072464	1.109311
10	779.105223	8.370844	0.475845	1.432313	0.412884	1	9.912567	0.725364	0.001034	0.932788	0.094793	0.249674	0.144568	0.316886	0.005221	0.283844	0	U_SYN_4386	0.652826	5.462883	0.840934	3	0.056174	0.084149	1.811576	0.228127	0.954875	6.471187
7	769.000457	6.667099	0.467615	1.66156	0.138792	2	9.197492	0.651949	0.00222	0.816013	0.054416	0.398863	0.353681	0.426905	0.0061	0.16922	0	U_SYN_12744	0.642151	3.784769	1.430949	4	0.069101	0.094571	0.492637	0.364984	0.775395	5.90618
10	697.658415	2.897075	0.362382	0.500054	0.430089	2	8.654121	0.873847	0.001541	0.471374	0.09573	0.44854	0.298409	0.496422	0.005444	0.749973	0	U_SYN_10310	0.475457	4.828023	0.284986	4	0.120912	0.131694	0.794472	0.274546	0.333369	4.114664
2.315319	619.398357	7.271338	0.131266	0.904955	0.17949	2	1.856305	0.576142	0.403353	0.100819	0.153898	2	0	0	0.009991	0.147789	1	USER_002667	0.199415	10.864884	0.917471	6.786129	1.409913	0.08361	29.831045	-0.04676	0.649022	6.263679
3.574638	446.930493	5.054528	0.349485	0.662038	0.468908	2	3.189101	0.441852	0.324953	0.906591	0.15762	2	0	1	0.140395	0.164029	1	USER_006787	0.38372	4.976208	0.053173	7.38053	7.01607	0.281211	13.422087	0.341631	0.714437	1.459815
0	491.135583	2.656249	0.402502	1.717132	0.236067	0	8.956825	0.938402	0.008975	0.44969	0.022112	0.120413	0.016288	0.156055	0.005427	0.141434	0	U_SYN_8693	0.536739	1.461782	1.311774	0	0.146033	0.350212	0.374662	0.06565	0	4.80748
5.772276	571.705393	5.270407	0.00928	0.539684	0.34279	0	3.542135	0.558359	0.229046	0.100813	0.335519	1	0	1	0.294722	0.026706	1	USER_002027	0.003178	5.556334	0.018843	0.119817	1.629048	0.001608	17.318828	0.570862	0.533043	2.184753
0	756.746785	2.976479	0.333462	0.710698	0.614114	0	6.290972	1	0.000202	0.423304	0.07589	0.139758	0.056192	0.105644	0.006889	0.644651	0	U_SYN_1539	0.307188	3.671503	0.274248	0	0.108391	0.052084	1.218363	0.058785	0	1.932508
0	630.622368	0.984944	0.18553	0.577951	0.278411	2	7.966829	0.955841	0.004967	0.259754	0.018984	0.359601	0.288295	0.448856	0.00378	0.711024	0	U_SYN_9121	0.355591	1.452824	0.417043	2	0.171005	0.141834	0.223343	0.212033	0	2.83293
0	587.062579	5.059361	0.279976	0.579723	0.453491	0	6.480066	1	0.007786	0.678575	0.072265	0.064892	0.039661	0.122123	0.007729	0.710138	0	U_SYN_1211	0.238702	7.443268	0.316824	0	0.054266	0.114116	1.652005	0.031366	0	1.546804
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1.738497	477.490165	1.507031	0.738376	0.812397	0.601683	4	11.157309	0.203302	0.36004	0.580055	0.179634	0	1	1	0.177182	0.834487	1	USER_006501	0.653602	1.280077	0.585969	9.03235	1.773777	0.442679	3.001379	-0.31835	0.577352	6.829829
5	565.163346	4.828389	0.387023	0.463767	0.591729	0	4.333218	0.71681	0.004962	0.488258	0.048146	0.071403	0.048066	0.079729	0.009951	0.768117	0	U_SYN_2560	0.349441	8.56452	0.189343	0	0.078529	0.18097	1.751335	0.149117	0.154589	1.514206
7	663.754183	5.728278	0.389291	0.490546	0.619814	1	7.418806	0.851117	0.00947	0.595535	0.012368	0.160892	0.23449	0.369894	0.007847	0.754727	0	U_SYN_13107	0.389212	9.699964	0.186499	3	0.066793	0.131798	2.168303	0.178168	0.228922	2.887488
0	643.342655	4.266286	0.381163	0.591368	0.565341	0	6.583231	1	0.004018	0.571784	0.00402	0.005816	0.086661	0.286984	0.009835	0.704316	0	U_SYN_13029	0.278428	6.170793	0.257043	0	0.087297	0.104617	1.492576	0.027743	0	1.832956
5	650.611866	2.207771	0.55105	0.453382	0.452118	0	4.991851	0.906597	0.001815	0.287256	0.017238	0.198691	0.043329	0.223022	0.007889	0.773309	0	U_SYN_11569	0.442655	3.989595	0.2484	0	0.23878	0.160473	0.44813	0.109967	0.151127	2.209669
0	442.041188	3.410441	0.596774	0.978195	0.457203	0	7.90241	0.975878	0.007641	0.486361	0.064908	0.127899	0.046082	0.031219	0.005089	0.510903	0	U_SYN_12668	0.431644	3.163104	0.530961	0	0.17	0.320169	0.628736	0.061843	0	3.411027
15	612.92294	2.968982	0.735256	0.818978	0.585441	5	9.232414	0.54543	0.002656	0.380079	0.005722	0.924614	0.792519	0.800541	0.008899	0.590511	1	U_SYN_390	0.749541	3.230742	0.339515	7	0.239577	0.323089	0.460168	0.696968	0.818978	6.920071
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0.516435	496.05099	6.078572	0.272325	0.533549	0.286793	1	4.163205	0.373258	0.470618	0.737341	0.128397	1	0	1	0.156271	0.873839	1	USER_002576	0.255812	4.857543	0.220568	2.163787	0.244226	0.164626	21.676415	0.186784	0.151211	1.293433
0	666.138705	10	0.232641	0.314486	0.457167	0	5.55268	1	0.007472	1.16729	0.029214	0.020736	0.064048	0.065751	0.009242	0.842757	0	U_SYN_10064	0.152492	24.12624	0.170714	0	0.023034	0.050977	3.508114	0.025435	0	0.846737
10	566.625276	1.393067	0.374089	0.937266	0.42791	3	7.591185	0.630265	0.009709	0.211999	0.0913	0.546815	0.441759	0.463059	0.006888	0.531367	1	U_SYN_3590	0.633632	1.343018	0.536201	5	0.250551	0.326464	0.37311	0.444466	0.624844	4.810021
0	675.236592	5.994939	0.634719	1.090209	0.315671	0	6.914757	0.761352	0.007643	0.789034	0.001311	0.059837	0.000743	0.2783	0.008025	0.454896	0	U_SYN_11350	0.441272	5.036879	0.746061	0	0.104139	0.140215	0.691268	0.113633	0	3.051287
0	790.106936	3.10034	0.534715	0.981836	0.484533	0	7.223614	0.959305	0.007153	0.385247	0.097939	0.083362	0.06816	0.275701	0.006575	0.509082	0	U_SYN_8435	0.419275	2.865813	0.506104	0	0.167081	0.045658	0.698959	0.061735	0	3.028681
0	850	6.20593	0.607071	2.582751	0.085103	0	8.965991	1	0.005599	0.644803	0.089263	0.039007	0.071259	0.080512	0.001233	0	0	U_SYN_6719	0.730388	2.313271	2.362951	0	0.09627	0	0.207523	0.03308	0	6.548649
24.657053	501.492504	6.144625	0.212703	0.754438	0.35927	0	5.390532	0.335245	0.179907	0.717853	0.111304	1	0	2	0.205494	0.369905	1	USER_000540	0.107465	5.262759	0.846084	1.452819	0.09206	0.068095	19.685221	0.993817	0.818853	5.834542
0.742986	690.351934	7.727203	0.084503	0.833196	0.248673	0	1.382302	0.790468	0.141301	0.905381	0.371487	0	0	0	0.010572	0.347346	0	USER_001890	0.037045	11.329347	0.46529	0.411581	2.135227	0.010753	29.028281	-1.332232	0.018989	2.322227
2	480.298019	2.857898	0.075567	0.978251	0.364981	0	7.111492	0.860965	0.008677	0.452081	0.014188	0.101784	0.092555	0.285932	0.008561	0.510874	0	U_SYN_14693	0.325936	2.650494	0.621208	0	0.025548	0.219089	0.964256	0.113915	0.130433	2.317891
0	720.125564	4.97198	0.657286	2.028509	0.098494	0	9.030411	1	0.003668	0.562813	0.034385	0.001686	0.015716	0.191796	0.004634	0	0	U_SYN_946	0.64232	2.335898	1.828714	0	0.129592	0.151674	0.16783	0.005221	0	5.800413
5.901346	674.801895	6.006673	0.146952	0.737582	0.301296	0	1.694262	0.70005	0.312538	0.609431	0.453768	0	0	3	0.054573	0.852839	0	USER_000576	0.122649	8.113959	0.96394	1.653128	1.03155	0.039069	20.984444	-0.985231	0.942386	3.281712
0	658.144723	1.615484	0.186135	0.871792	0.615459	1	7.385454	0.987279	0.006784	0.309241	0.066608	0.18794	0.230358	0.35672	0.006549	0.564104	0	U_SYN_14327	0.346784	1.662376	0.33524	1	0.108503	0.120968	0.809197	0.130577	0	2.561157
2.434781	655.284517	7.482395	0.062661	0.606075	0.371897	0	1.765876	0.818547	0.084869	0.328668	0.124588	0	0	0	-0.003708	0.988666	0	USER_008216	0.030853	12.048506	0.562158	-1.178462	2.02699	0.010923	23.498579	-0.451952	0.405831	6.822503
0.411944	542.446195	6.211135	0.227018	0.717173	0.526755	1	4.415548	0.660219	0.247497	0.391589	0.129653	0	0	2	-0.074755	0.891052	0	USER_004721	0.119956	7.601718	0.172253	2.35006	0.284179	0.067078	14.696932	0.331779	0.335271	4.008565
0	849.33835	2.490484	0.400672	1.103353	0.340101	0	6.832112	0.973111	0.004175	0.373754	0.073283	0.142896	0.049118	0.053221	0.006513	0.448324	0	U_SYN_2547	0.418078	2.069622	0.728102	0	0.154671	0.000503	0.50764	0.06836	0	2.856354
3.222041	499.791072	5.41405	0.300903	1	0.32772	3	4.821089	0.417412	0.310169	0.384604	0.383019	0	0	0	0.0542	0.034662	1	USER_003157	0.128021	5.688482	0.405551	6.748128	0.036144	0.081517	18.198791	0.75366	0.326009	9.159314
10	760.81979	2.013267	0.677333	1.89481	0.234973	1	9.618137	0.707738	0.001465	0.338857	0.019319	0.320359	0.148633	0.202766	0.006365	0.052595	1	U_SYN_13007	0.876802	1.009253	1.44958	3	0.320515	0.14217	0.152642	0.257603	1.263206	8.433203
7	720.911439	4.121099	0.438319	1.138903	0.389635	0	6.212915	0.922573	0.002861	0.474585	0.072521	0.003985	0.042123	0.004455	0.008076	0.430548	0	U_SYN_272	0.546657	3.326409	0.695147	2	0.10384	0.128304	0.901905	0.044803	0.531488	3.396336
5	585.727841	5.329014	0.578863	0.989835	0.491243	0	4.230362	0.915721	0.003236	0.668458	0.028413	0.040126	0.032489	0.015193	0.007832	0.505082	0	U_SYN_3618	0.508465	4.889742	0.503586	0	0.106624	0.244315	1.10247	0.055496	0.329945	2.150991
8.800339	537.753605	5.816825	0.351043	0.876671	0.543139	2	4.03787	0.287801	0.37187	0.055602	0.409178	1	0	1	0.105062	0.96691	1	USER_003765	0.36363	4.29366	0.411652	6.035961	2.325146	0.20644	13.287392	-0.032367	0.18233	5.77235
0.335081	720.130583	8.702831	0.102606	0.709274	0.075002	1	1.95924	0.912804	0.080935	0.37408	0.449446	0	0	1	0.055504	0.754698	0	USER_005984	0.1545	15.060214	0.089265	4.711285	1.094587	0.036481	40.250515	-0.429782	0.015907	3.796054
0	646.574318	3.551359	0.448406	0.265276	0.495257	0	6.461712	0.927833	0.007571	0.415199	0.034428	0.060695	0.089698	0.209248	0.006038	0.867362	0	U_SYN_7008	0.242351	9.722392	0.133896	0	0.122805	0.089637	0.970163	0.073985	0	1.566004
0.459129	621.427153	6.77223	0.05505	0.602729	0.375158	0	5.485101	0.491833	0.250571	0.319833	0.114873	0	0	1	0.229211	0.073752	0	USER_006739	0.018278	6.91527	0.445606	-0.406626	4.047905	0.007596	21.157861	-1.327687	0.265092	3.24015
0	709.203181	2.222047	0.178191	0.957388	0.403709	0	6.982308	1	0.002954	0.398667	0.063662	0.08579	0.082164	0.213538	0.004163	0.521306	0	U_SYN_9269	0.331066	2.101449	0.570882	0	0.076739	0.084751	0.737213	0.050386	0	2.311603
3.992551	433.052462	3.476956	0.536183	0.760895	0.617345	6	7.127238	0.366563	0.518316	0.877762	0.302555	2	0	0	0.000134	0.918847	0	USER_008407	0.289218	1.700125	0.205793	13.641884	0.639326	0.219252	6.652367	0.35592	0.755324	7.611094
7	810.954166	10	0.203354	0.855071	0.441277	2	9.501747	0.97256	0.005628	1.066268	0.057896	0.448857	0.318144	0.400331	0.005462	0.572464	0	U_SYN_4633	0.391822	10.470424	0.477748	4	0.020134	0.027816	3.515414	0.241076	0.399033	3.722998

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