Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
11.195132	664.221184	6.537386	0.343899	0.764424	0.269836	0	2.131724	0.731905	0.254567	0.013491	0.271075	0	0	1	0.116322	0.959014	0	USER_007410	0.307574	7.144335	0.753232	-2.867591	2.015515	0.103892	23.866817	1.446488	0.953068	2.780221
4.589032	550.492532	6.600545	0.499717	0.8065	0.538879	1	4.158084	0.544923	0.270506	0.204936	0.250883	0	0	2	0.160416	0.362777	0	USER_005887	0.383605	6.26555	0.366286	-0.133976	0.270669	0.208895	15.218259	1.436374	0.93419	8.056888
0	539.421971	10	0.435073	0.49374	0.551523	0	7.878664	0.899168	0.003903	1.197185	0.042319	0.029475	0.035708	0.009446	0.005977	0.75313	0	U_SYN_13782	0.249072	16.8424	0.221431	0	0.043077	0.140648	3.115704	0.059888	0	1.962353
0	677.448291	6.36398	0.310119	0.469367	0.534222	0	6.580669	0.902573	0.000126	0.660131	0.088793	0.118259	0.08689	0.228227	0.007871	0.765316	0	U_SYN_12427	0.21785	11.177287	0.218621	0	0.047977	0.068346	2.345443	0.100516	0	1.433598
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0.650916	682.857416	8.257475	0	0.653449	0.011255	1	-0.577622	0.94249	0.122168	0.685089	0.389043	1	0	0	0.124249	0.285147	0	USER_008202	0.146031	13.665205	0.503696	3.593813	0.969885	0.044378	40.822683	0.358474	0.236817	3.534261
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0	653.935575	1.814215	0.200363	0.405858	0.601879	2	7.971228	1	0.006259	0.377555	0.029846	0.397091	0.358916	0.408965	0.00782	0.797071	0	U_SYN_1273	0.245762	3.586414	0.16158	2	0.104671	0.087609	0.873154	0.226802	0	1.959025
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5	726.351257	3.180909	0.4839	1.428173	0.363621	0	8.362309	0.8809	0.001608	0.493618	0.020815	0.048711	0.057629	0.201237	0.004574	0.285914	0	U_SYN_12580	0.591763	2.081511	0.908859	0	0.14749	0.133038	0.596944	0.079542	0.476058	4.948507
2.633347	611.833663	6.560822	0.164813	0.36669	0.130483	3	1.791417	0.566961	0.138888	0.555696	0.01297	1	0	1	0.158738	0.156736	1	USER_008620	0.013601	7.385224	0.241621	7.365281	2.223124	0.00589	28.523739	-0.474032	0.654382	3.673644
12.53794	513.670297	6.079259	0.268711	0.839085	0.361829	2	5.758729	0.424627	0.284756	0.811737	0.353856	0	0	3	0.117732	0.213301	1	USER_006811	0.226161	6.280353	0.845576	3.543081	0.54248	0.138299	19.398039	-0.969174	0.237496	0.406898
0	636.602153	5.608446	0.404184	1.251144	0.379089	0	7.784889	0.935621	0.002756	0.679063	0.06347	0.087403	0.040398	0.255051	0.008444	0.374428	0	U_SYN_12225	0.40652	4.150886	0.776849	0	0.070805	0.157728	1.266765	0.064092	0	3.164712
0	731.753451	4.282109	0.405327	0.323807	0.572992	0	5.568926	0.780965	0.000712	0.486357	0.085398	0.103433	0.043174	0.124676	0.005915	0.838097	0	U_SYN_1051	0.232	10.103915	0.138268	0	0.092496	0.049878	1.459098	0.131596	0	1.291989
0	585.815574	1.729758	0.589019	1.115571	0.578003	1	8.702344	1	0.001434	0.244805	0.075143	0.203177	0.14505	0.268893	0.005891	0.442215	0	U_SYN_14519	0.509124	1.423001	0.470767	1	0.321911	0.24455	0.410901	0.104468	0	4.430572
0	554.383194	4.161265	0.473278	3.743871	0	0	10	0.857895	0.005114	0.585242	0.034669	0.184938	0.063105	0.204174	0.002959	0	0	U_SYN_11410	0.937692	1.082571	3.743871	0	0.111065	0.503996	0	0.131255	0	9.376921
0	619.162153	3.673324	0.384268	1.340703	0.385207	0	7.750982	1	0.008815	0.422793	0.016187	0.055305	0.072491	0.092578	0.007417	0.329649	0	U_SYN_9221	0.436425	2.549675	0.824254	0	0.101838	0.18317	0.871256	0.038339	0	3.382719
5	589.541991	1.759098	0.89371	0.617079	0.544511	3	9.989886	0.870969	0.004756	0.220201	0.020839	0.553107	0.497698	0.538207	0.006948	0.69146	0	U_SYN_10234	0.599108	2.453143	0.281073	3	0.480722	0.283713	0.10181	0.366854	0.205693	5.985018
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5	689.726634	3.111446	0.750646	1.221597	0.142741	2	9.900769	0.834858	0.002229	0.403805	0.057984	0.359868	0.364841	0.431778	0.001871	0.389201	0	U_SYN_9062	0.63179	2.354307	1.047225	2	0.233741	0.184108	0.110746	0.28347	0.407199	6.255211
2	581.444543	2.336119	0.332989	1.030221	0.286088	0	7.549546	0.80217	0.002367	0.430665	0.0025	0.053855	0.043971	0.254592	0.006344	0.484889	0	U_SYN_1874	0.428039	2.066958	0.735487	0	0.136688	0.209004	0.445788	0.10848	0.137363	3.231497
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5	596.817772	5.969387	0.672725	0.6125	0.476056	0	4.438517	0.710455	0.002349	0.778926	0.084442	0.113606	0.034819	0.018197	0.007351	0.69375	0	U_SYN_13682	0.45727	8.378091	0.320915	0	0.110839	0.210496	0.930039	0.160345	0.204167	2.029599
12.996679	459.160676	4.220089	0.282971	0.855035	0.490927	1	4.303575	0.290039	0.336404	0.979064	0.161786	1	0	0	0.000695	0.638105	1	USER_009074	0.332714	2.224903	0.768939	2.480243	1.265578	0.236432	10.741672	-0.559192	0.825062	2.182004
0	750.662463	1.696649	0.695401	0.844744	0.444163	0	6.981094	0.96551	0.008981	0.346295	0.096219	0.150091	0.044142	0.048636	0.004792	0.577628	0	U_SYN_5831	0.488888	1.795882	0.46954	0	0.387055	0.0883	0.229542	0.072066	0	3.41297
4.384008	660.01541	8.599775	0.09043	0.64488	0.192949	2	1.360134	0.763746	-0.250666	0.609445	0.259852	0	0	1	0.222377	0.320549	0	USER_007566	-0.083326	12.965922	0.777838	4.830594	0.654679	-0.028783	34.702287	1.178337	0.619912	7.295374
7	577.254608	3.698181	0.662094	0.645399	0.345599	2	8.029549	0.799381	0.000885	0.49886	0.022933	0.394958	0.327192	0.282303	0.006733	0.677301	0	U_SYN_191	0.520365	4.961346	0.422349	4	0.174319	0.258049	0.431874	0.296892	0.301186	4.178294
0	623.234423	3.7414	0.701067	0.884359	0.435169	3	9.05003	0.64706	0.009801	0.490334	0.061868	0.496938	0.488399	0.4221	0.005988	0.557821	1	U_SYN_12901	0.439256	3.80085	0.499513	3	0.182503	0.181106	0.486706	0.436777	0	3.975281
0	646.853778	3.361913	0.332084	1.595501	0.42145	0	7.860225	0.980351	0.002413	0.480696	0.061661	0.171924	0.04051	0.235355	0.006602	0.202249	0	U_SYN_13233	0.476497	1.982843	0.923078	0	0.095925	0.175997	0.946356	0.07159	0	3.745373
2	631.824419	1.071375	0.471185	0.516418	0.439373	2	8.331035	0.829834	0.005383	0.302701	0.091885	0.49139	0.306451	0.396908	0.004791	0.741791	0	U_SYN_12629	0.455379	1.738066	0.289518	2	0.402249	0.180641	0.248931	0.307419	0.068856	3.793775
2	472.797217	6.650318	0.764083	1.375702	0.273895	2	8.433716	0.835167	0.006815	0.828035	0.004198	0.334383	0.303554	0.224238	0.004421	0.312149	0	U_SYN_4485	0.573994	4.506545	0.998904	2	0.113192	0.393658	0.42972	0.257314	0.183427	4.840899
10	835.40238	4.520838	0.288148	1.429254	0.387122	0	7.142312	0.520613	0.008668	0.525152	0.03504	0.001083	0.079199	0.161177	0.006911	0.285373	0	U_SYN_9783	0.615577	2.956238	0.875959	2	0.062358	0.016338	1.245822	0.21584	0.952836	4.396646
15	757.593412	0.5	0.998777	1.505496	0.261568	5	9.51022	0.410488	0.000883	0.223746	0.093836	0.823425	0.773717	0.682886	0.004788	0.247252	1	U_SYN_3924	1.234066	0.31143	1.111707	7	1.664628	0.207338	0.00016	0.714948	1.505496	11.736235
10	616.464293	3.939039	0.982743	2.12075	0.094352	3	9.565131	0.498369	0.000092	0.401012	0.022803	0.669281	0.471604	0.473761	0.004073	0	1	U_SYN_9940	0.96849	1.773743	1.920653	5	0.243311	0.411231	0.006414	0.542918	1.413833	9.263729
1.249186	483.643993	4.245525	0.250879	0.77067	0.489838	1	4.375469	0.597525	0.23937	0.028957	0.166024	1	0	0	0.030802	0.356224	1	USER_009348	0.333647	4.044789	0.64753	4.207429	1.626391	0.222243	10.829532	0.967775	0.958835	5.044464
0.097142	688.140917	8.984212	0.067184	0.596888	0.108178	0	3.143189	0.76272	-0.071201	0.477814	0.171105	1	0	0	0.05184	0.763987	0	USER_005513	0.040665	14.735918	0.524873	2.297697	2.220805	0.011967	40.061611	-0.231834	0.162387	7.877375
1.571947	445.520783	3.922026	0.472896	0.877531	0.468265	0	6.574292	0.324377	0.427437	0.479246	0.204028	0	0	1	-0.026198	0.394096	1	USER_004992	0.447916	1.907214	0.486322	1.489422	0.022097	0.329405	10.427392	0.538374	0.723051	1.305818
5.329316	666.440539	6.884627	0.088024	0.659105	0.321886	0	3.477084	0.719652	0.136427	0.58237	0.026228	0	0	1	0.074461	0.960185	1	USER_000198	0.06499	9.014395	0.065243	0.935075	1.161675	0.02169	23.342825	-0.731071	0.548136	9.515374
5.189702	582.148957	7.80736	0.192928	0.637879	0.299407	2	4.408672	0.561723	0.353793	0.692569	0.193803	1	0	1	0.253993	0.544512	0	USER_001061	0.160532	8.757893	0.915427	3.464704	1.184819	0.07818	27.348894	0.788267	0.414643	5.980754
10.9416	616.453654	5.520064	0.327543	0.828911	0.512606	1	5.18053	0.704153	0.153038	0.638407	0.42495	0	0	0	0.039595	0.359247	1	USER_004497	0.270783	7.346719	0.448194	2.924697	3.739032	0.114983	13.452241	0.675731	0.338585	9.296828
0	493.812143	3.705693	0.564817	1.564556	0.311954	0	6.807931	0.917457	0.001096	0.414423	0.088387	0.193872	0.095772	0.204127	0.005405	0.217722	0	U_SYN_3303	0.534909	2.226235	1.076486	0	0.148414	0.346415	0.503074	0.11991	0	3.641625
0.641847	627.495095	6.865555	0.10259	0.862631	0.295627	0	3.306674	0.604954	0.107856	0.057959	0.055828	3	0	0	0.193777	0.000966	0	USER_000549	-0.067482	9.45162	0.866983	4.421544	0.276065	-0.0273	24.179543	-0.317058	0.074592	9.01026
3.783975	487.249379	3.738336	0.324673	0.839735	0.499761	1	5.320989	0.295547	0.347534	0.247846	0.029647	1	0	2	0.032136	0.194335	1	USER_003074	0.35314	3.033002	0.39736	5.275192	5.23872	0.232912	9.350303	-1.211707	0.663626	8.880812
2	847.465236	4.198478	0.358096	0.808326	0.403161	0	7.774136	0.999983	0.003116	0.591199	0.038607	0.114828	0.05687	0.010728	0.005772	0.595837	0	U_SYN_13304	0.355622	4.622214	0.482441	0	0.083308	0.001639	1.086527	0.051516	0.107777	2.764656
0.329815	505.053934	0.25847	0.688373	0.963688	0.522354	3	7.526992	0.713669	0.354439	0.071078	0.089367	0	1	1	-0.105014	0.028071	1	USER_004692	0.818527	-0.432401	0.886691	4.777877	3.832495	0.513359	0.617286	1.134247	0.514305	9.120651
1.793414	438.690981	4.401969	0.269661	0.612158	0.477681	2	5.251927	0.28948	0.289428	0.042794	0.194279	3	0	0	0.203758	0.447165	1	USER_002888	0.069963	2.035639	0.831417	6.905545	2.995822	0.052321	11.49617	-0.816265	0.342863	8.17302
2	766.328213	4.367505	0.450616	0.476028	0.660025	0	4.716882	0.831808	0.0088	0.488118	0.045381	0.194967	0.041081	0.077232	0.011259	0.761986	0	U_SYN_1806	0.315158	7.5821	0.161838	0	0.100865	0.047945	1.58369	0.138091	0.06347	1.486564
0	566.439876	10	0.394805	0.448178	0.599494	0	5.422478	0.998801	0.007673	1.129232	0.037419	0.133812	0.05068	0.298019	0.008588	0.775911	0	U_SYN_3871	0.227879	18.242257	0.179498	0	0.03909	0.117486	3.628103	0.055827	0	1.23567
0	739.040801	8.281444	0.388617	0.837754	0.537271	0	5.540319	0.959661	0.003034	0.962231	0.039802	0.106889	0.016779	0.197042	0.006489	0.581123	0	U_SYN_3791	0.307998	8.831146	0.387653	0	0.046366	0.062137	2.720273	0.053236	0	1.706409
2.821252	653.038352	8.109255	0.11965	0.847995	0.115839	1	1.393157	0.81683	0.19231	0.194418	0.198707	0	0	0	0.23275	0.920892	0	USER_008445	0.255663	11.49815	0.154471	0.217777	1.912357	0.091556	35.849417	0.163912	0.840587	4.894765
5	523.576602	2.52586	0.548103	0.49642	0.374085	0	6.149798	0.703569	0.009796	0.434648	0.02292	0.160674	0.019509	0.271228	0.003813	0.75179	0	U_SYN_14154	0.43988	4.235036	0.310717	0	0.208733	0.261068	0.426992	0.172627	0.165473	2.705175
10	749.808417	10	0.422721	0.884795	0.464056	0	7.428246	0.621816	0.007354	1.013783	0.079615	0.095766	0.010119	0.13181	0.007763	0.557603	0	U_SYN_2786	0.523577	10.154401	0.4742	2	0.041854	0.095378	2.6789	0.183039	0.589863	3.88926
0	646.569164	3.800761	0.359047	1.337563	0.288073	0	7.245488	0.913111	0.009286	0.549498	0.030732	0.119494	0.017351	0.279675	0.006687	0.331218	0	U_SYN_9259	0.426499	2.643891	0.952247	0	0.092045	0.157751	0.701778	0.075809	0	3.090192

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