Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2.30915	571.321763	4.389598	0.208217	0.645955	0.289445	1	3.413587	0.477466	0.293189	0.041377	0.030782	2	0	1	-0.119304	0.871501	1	USER_008703	0.18032	4.432594	0.872875	3.997335	15.395893	0.091366	15.595244	1.457665	0.015479	0.537757
2	761.114522	5.886269	0.735241	1.143652	0.200524	3	8.362589	0.882157	0.001433	0.726346	0.083816	0.607553	0.517748	0.440738	0.005457	0.428174	0	U_SYN_1717	0.522712	4.733051	0.914323	3	0.122821	0.084476	0.312505	0.384728	0.152487	4.371229
2	681.912084	3.024697	0.355454	0.376887	0.294067	0	5.007407	1	0.001905	0.358398	0.019632	0.008545	0.035128	0.003934	0.007214	0.811556	0	U_SYN_2696	0.28602	6.342583	0.266057	0	0.113756	0.087412	0.5733	0.013102	0.050252	1.432218
7	628.547905	2.618217	0.511844	1.359679	0.169901	2	9.275479	0.69588	0.00145	0.395605	0.032046	0.369852	0.301348	0.228034	0.005832	0.320161	0	U_SYN_1848	0.639067	1.793694	1.128668	4	0.188301	0.257314	0.21715	0.323008	0.634517	5.92765
7	570.629542	3.819723	0.588253	0.61304	0.388659	0	6.150063	0.934992	0.002644	0.516605	0.087189	0.028778	0.012086	0.189905	0.00632	0.69348	0	U_SYN_10623	0.490108	5.356954	0.374777	2	0.150075	0.248949	0.611267	0.038263	0.286085	3.014195
1.0308	474.798888	3.722253	0.328086	1	0.430095	2	6.543594	0.106405	0.255027	0.518339	0.493131	1	0	0	0.039788	0.407835	1	USER_005267	0.371715	1.423841	0.445916	4.954564	0.420107	0.253578	10.606659	-0.437794	0.555161	4.324007
7	629.80864	0.5	0.405723	1.836902	0.029117	3	8.551724	0.890827	0.004239	0.175938	0.00228	0.594982	0.437227	0.375869	0.0024	0.081549	1	U_SYN_12852	0.96243	0.258144	1.783418	5	0.676204	0.385307	0.008652	0.353332	0.857221	8.23044
0	729.322572	0.792256	0.389674	0.613579	0.674621	4	8.737113	0.885404	0.005132	0.222006	0.049848	0.81545	0.587069	0.63704	0.011479	0.693211	0	U_SYN_6622	0.463769	1.110257	0.199646	4	0.436729	0.101757	0.326202	0.466594	0	4.052001
0	754.520758	4.248798	0.184363	0.94129	0.408522	0	8.500761	0.986849	0.004084	0.530048	0.005596	0.152728	0.027174	0.240843	0.007075	0.529355	0	U_SYN_3435	0.289557	4.080323	0.556752	0	0.042394	0.050267	1.415723	0.059231	0	2.461452
0.768888	705.264992	8.102223	0.252774	0.897893	0.251674	0	1.805071	0.829397	0.175986	0.045667	0.387199	1	0	0	0.145854	0.514317	0	USER_005837	0.083201	13.127691	0.173963	1.625191	2.679779	0.021895	30.315512	-2.155655	0.952238	5.384293
6.886955	524.855575	4.36718	0.221125	0.770758	0.459387	2	5.284759	0.562321	0.343689	0.006809	0.317238	1	0	2	-0.072241	0.98968	0	USER_001526	0.052025	3.456428	0.698624	5.450852	4.25656	0.030756	11.80477	1.17609	0.684669	0.765962
7	590.027815	7.995872	0.646931	0.865796	0.222853	2	8.829361	0.758141	0.008765	0.812484	0.087003	0.398619	0.370715	0.408015	0.003647	0.567102	0	U_SYN_6771	0.531942	8.279049	0.672851	4	0.079909	0.251437	0.629135	0.327544	0.404038	4.696711
3.276244	541.195403	4.468303	0.360508	0.893448	0.546635	2	6.170473	0.367336	0.308719	0.074218	0.322378	1	0	0	-0.053003	0.157225	1	USER_006784	0.425921	4.470539	0.444888	6.376321	1.003207	0.239139	10.12885	1.669861	0.585061	6.475
0	616.225097	4.003502	0.527153	0.422749	0.476015	0	5.151691	0.958773	0.000516	0.445407	0.003789	0.093686	0.074209	0.286379	0.007284	0.788626	0	U_SYN_6992	0.291435	7.658556	0.221514	0	0.128464	0.123873	0.901118	0.06686	0	1.501381
14.951594	527.322743	4.469928	0.112952	0.761308	0.510322	0	5.13947	0.41413	0.341785	0.833	0.378997	2	0	0	-0.086812	0.392915	1	USER_005270	0.115078	3.303497	0.300082	1.549705	0.59603	0.067515	10.94412	-0.731749	0.586151	7.671531
1.223489	792.812644	0	0.405572	0.77572	0.318774	0	3.66002	0.848848	0.055176	0.750751	0.449651	0	0	0	0.066346	0.582786	1	USER_005582	0.279914	-0.03018	0.764695	0.028199	2.420981	0.029105	0	1.438052	0.199319	4.552935
1.598387	613.159449	6.779853	0	0.627337	0.154012	1	4.853403	0.644297	0.353625	0.998444	0.466417	0	0	0	0.198958	0.827587	0	USER_007708	0.099237	8.496632	0.072201	-0.196149	0.625154	0.042733	28.67839	0.277275	0.643154	7.888746
0.831583	681.13041	7.060218	0.086266	0.80035	0.386027	1	0.826288	0.653991	-0.02912	0.621142	0.357548	1	0	0	-0.013941	0.33342	1	USER_006376	0.110797	11.236788	0.619816	1.43587	2.880213	0.034019	21.673927	-0.277985	0.995132	9.860635
5	658.722989	0.5	0.84119	0.648625	0.435094	4	8.00618	0.838335	0.006119	0.246278	0.075806	0.724126	0.639834	0.604967	0.008497	0.675687	1	U_SYN_11601	0.815415	0.667891	0.366412	4	1.401984	0.283582	0.034549	0.473854	0.216208	6.528362
7	777.524701	3.864083	0.597776	3.065676	0	3	10	0.693498	0.006084	0.396625	0.003149	0.547039	0.457324	0.398464	0.004726	0	0	U_SYN_1117	0.982921	1.220618	3.065676	5	0.150798	0.129523	0	0.42391	1.430649	9.829212
10	353.163157	0.5	0.513611	0.80421	0.502797	3	8.432494	0.660281	0.009284	0.112263	0.045687	0.645111	0.464639	0.433179	0.009687	0.597895	1	U_SYN_1756	0.848259	0.552969	0.399856	5	0.856018	0.766266	0.122277	0.468813	0.53614	7.152935
3.323358	723.172959	9.032058	0.204555	0.774129	0.243036	2	2.208304	0.91471	0.09504	0.022446	0.129415	0	0	0	0.091928	0.20846	0	USER_001881	0.247794	15.772703	0.777258	2.705047	1.421097	0.05714	34.184701	-1.140946	0.571091	4.331607
0	507.113385	2.814825	0.29932	1.382708	0.254907	0	8.819285	1	0.004695	0.381975	0.045121	0.08392	0.048968	0.212381	0.005303	0.308646	0	U_SYN_6751	0.434952	1.898435	1.030246	0	0.102689	0.271162	0.502751	0.039866	0	3.835969
0	792.326492	3.101848	0.553602	1.034049	0.308577	0	8.066142	0.984975	0.002887	0.346329	0.022247	0.024257	0.037621	0.187182	0.00586	0.482976	0	U_SYN_870	0.435354	2.735198	0.714965	0	0.172901	0.045652	0.427273	0.024574	0	3.51163
2.902079	570.441342	5.953296	0.169524	0.959222	0.340928	1	1.371981	0.650135	0.263611	0.794482	0.092582	0	0	0	-0.072469	0.219276	0	USER_004741	0.27106	7.013966	0.661328	1.520968	2.432999	0.137777	19.618251	-1.218534	0.069042	0.60222
0	629.20524	6.293391	0.086795	0.113362	0.480546	0	3.551032	0.998828	0.003472	0.810345	0.018555	0.009962	0.069803	0.211654	0.008445	0.943319	0	U_SYN_9104	0.079993	29.496287	0.058886	0	0.013576	0.032113	2.761774	0.024399	0	0.284059
0	666.769153	3.835154	0.424551	2.76547	0.086093	0	9.991018	0.959788	0.006722	0.392149	0.050456	0.087931	0.038763	0.119707	0.002685	0	0	U_SYN_721	0.731283	1.338403	2.527382	0	0.107887	0.243625	0.190002	0.054093	0	7.306264
2	724.601959	1.716896	0.225499	0.692125	0.536166	3	6.16938	1	0.008165	0.222492	0.049496	0.646504	0.447702	0.394779	0.007185	0.653937	0	U_SYN_10997	0.356153	2.167455	0.321031	3	0.124112	0.081202	0.71296	0.328262	0.092283	2.197241
0.12976	811.493865	9.101751	0.028822	0.629021	0.168543	1	-1.955964	1	0.165392	0.017552	0.376614	1	0	0	-0.023157	0.576488	0	USER_002270	-0.140525	16.750028	0.506459	2.1345	0.270336	-0.009838	37.838574	0.300112	0.04167	8.87256
1.274007	530.190605	6.063296	0.188894	0.658881	0.335657	1	2.606384	0.594458	0.382594	0.371589	0.155125	0	0	0	0.067208	0.92397	0	USER_004727	0.099599	6.141683	0.956856	1.902175	0.34968	0.057914	20.140555	-0.000224	0.751771	6.106027
6.815088	617.984624	6.851889	0.320036	0.732584	0.350246	1	3.917959	0.79908	0.191615	0.034169	0.060408	0	0	0	0.118015	0.871673	0	USER_006461	0.198309	8.668457	0.045934	3.035055	0.62521	0.083656	22.260213	0.724252	0.032987	5.980159
2.098292	702.580262	8.506874	0.11331	0.908812	0.153066	0	2.060786	0.67745	0.029051	0.023225	0.464775	0	0	0	0.086655	0.456297	0	USER_007820	0.039765	13.302539	0.2534	-0.170613	0.71644	0.010658	36.023825	-1.092942	0.470313	3.149325
0	750.459787	2.146664	0.4413	0.547469	0.499505	0	5.999308	1	0.008199	0.414577	0.099884	0.060002	0.080128	0.126868	0.005906	0.726265	0	U_SYN_8347	0.330905	3.315469	0.274006	0	0.196424	0.059888	0.599077	0.042039	0	1.985199
11.216168	714.464041	1.231725	0.564367	1	0.277728	2	7.596771	0.69759	0.121412	0.243477	0.207226	1	1	1	0.04955	0.890484	1	USER_000588	0.628848	1.74922	0.990453	5.343393	0.951494	0.154966	4.448202	-0.547487	0.074387	6.564687
0	484.026464	7.126992	0.097654	1.14882	0.356751	0	8.437671	0.987807	0.007054	0.829838	0.036356	0.068832	0.030376	0.085121	0.006196	0.42559	0	U_SYN_10938	0.286734	5.706981	0.738977	0	0.013512	0.190795	2.294272	0.034639	0	2.419368
1.028289	742.616889	8.218989	0	0.743725	0.28499	0	2.021617	0.945197	0.057845	0.194172	0.049773	0	0	0	0.027051	0.813872	1	USER_005703	-0.075697	14.064466	0.564065	-0.292222	4.495876	-0.014779	29.383313	1.175811	0.261842	3.437282
2.76396	668.543742	8.787454	0.175997	0.705988	0.417606	1	1.600609	0.78887	0.140622	0.834493	0.496873	0	0	0	-0.146052	0.86495	0	USER_005784	-0.017289	12.939792	0.617196	2.952781	3.171422	-0.005704	25.588799	2.075394	0.896035	3.423547
5	534.387263	2.913629	0.661604	1.087878	0.547755	0	7.779959	0.869277	0.006133	0.436193	0.084882	0.027579	0.094115	0.131914	0.00921	0.456061	0	U_SYN_314	0.582422	2.452801	0.491988	0	0.219537	0.334218	0.540065	0.088797	0.362626	4.531219
1.692475	627.406002	5.354047	0.119631	0.572833	0.377846	2	2.160368	0.71862	0.065747	0.756124	0.054623	1	0	1	0.111008	0.728884	1	USER_008665	0.193054	6.543563	0.310248	4.996214	3.282222	0.078132	16.655202	-2.081722	0.71689	5.810141
6.666767	593.341143	6.33138	0.311461	0.882776	0.310471	2	2.932445	0.731202	0.272741	0.460683	0.128056	1	0	1	0.003631	0.374158	1	USER_005680	0.396345	7.245312	0.632968	4.387404	3.478906	0.184955	21.828359	0.168915	0.120077	6.492452
2.216476	481.203853	0	0.629158	0.565791	0.552348	5	8.91092	0.528159	0.226836	0.376362	0.313395	0	2	3	-0.005087	0.834452	1	USER_006666	0.389487	0.039532	0.490757	10.446034	1.883868	0.261166	0	0.863023	0.451262	9.437617
0	637.385845	3.629878	0.365649	1.540523	0.19017	0	8.874069	0.979197	0.006076	0.388337	0.047699	0.092756	0.051665	0.222309	0.00334	0.229739	0	U_SYN_5850	0.47142	2.212635	1.247561	0	0.098032	0.182238	0.437889	0.051647	0	4.183417
0	691.21143	1.200808	0.48386	0.420803	0.563336	1	6.469638	1	0.001897	0.223662	0.09133	0.26691	0.211222	0.214109	0.006542	0.789598	0	U_SYN_6129	0.383069	2.305684	0.18375	1	0.371969	0.110595	0.349147	0.14344	0	2.478321
2	708.372936	0.941158	0.184846	0.859181	0.503409	1	8.006676	1	0.001126	0.269662	0.016623	0.311455	0.179809	0.163506	0.00629	0.57041	0	U_SYN_5447	0.459384	0.98121	0.426661	1	0.177539	0.118293	0.38621	0.147379	0.114557	3.678137
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0.477435	611.64168	8.175529	0.050907	0.96624	0.347831	1	2.374171	0.777839	0.289063	0.02408	0.363949	0	0	0	0.092395	0.370309	0	USER_007306	0.16061	11.355795	0.034254	0.849077	4.78241	0.069605	26.659117	-0.097437	0.603097	8.91895
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10	687.763957	0.5	0.718378	1.276754	0.345374	5	9.392285	0.572694	0.009821	0.067167	0.004049	0.859688	0.775489	0.754107	0.003976	0.361623	1	U_SYN_5074	1.004197	0.363173	0.835796	7	1.197296	0.296213	0.048633	0.661475	0.85117	9.431709

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