Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	658.004127	1.174778	0.083362	0.973455	0.32707	2	7.449846	1	0.004323	0.16579	0.049599	0.497567	0.31579	0.497121	0.006292	0.513272	0	U_SYN_5509	0.37659	1.09439	0.655067	2	0.065393	0.131461	0.352204	0.244007	0	2.805534
0.450569	747.209251	9.531033	0.110415	0.8036	0.163162	0	-0.163311	0.875723	-0.0739	0.408382	0.124063	0	0	0	0.177156	0.215723	0	USER_008510	0.042772	16.493875	0.290305	0.04753	4.569782	0.007994	39.879658	0.840304	0.092899	5.286721
5.571684	630.409961	8.572031	0.038358	0.879991	0.280754	0	3.547317	0.735816	0.161352	0.705185	0.078043	1	0	2	-0.068811	0.542757	0	USER_005629	0.162297	11.75026	0.754741	-0.016975	0.201432	0.064798	30.827012	-1.635334	0.753214	1.370185
2.229416	764.317898	6.45105	0.050392	0.782754	0	0	2.094298	0.942373	0.100147	0.07291	0.071337	0	0	1	-0.063808	0.796355	0	USER_006130	0.111193	10.051714	0.074235	0.296022	3.320345	0.017322	32.255248	0.507472	0.145918	9.714514
5	671.75135	0.5	0.618907	0.916525	0.454996	0	7.071445	0.98874	0.00087	0.24565	0.031737	0.095742	0.059707	0.237238	0.004859	0.541737	0	U_SYN_2535	0.802311	0.491872	0.49951	0	1.031512	0.26002	0.086698	0.051139	0.305508	5.673495
0	762.572743	3.082622	0.372901	0.68574	0.301049	0	5.558043	0.874938	0.004205	0.476143	0.00315	0.096513	0.064521	0.202177	0.003271	0.65713	0	U_SYN_11069	0.31186	3.923206	0.479299	0	0.117168	0.049573	0.581961	0.098335	0	1.733329
2.108095	738.941063	9.358047	0.137339	0.826782	0.235412	0	-1.001141	0.907317	-0.000808	0.37928	0.13512	0	0	0	-0.103852	0.659267	0	USER_008308	0.178392	16.735608	0.585948	0.306547	2.67605	0.036022	35.775271	-0.157662	0.202528	4.273838
0	743.810936	4.464388	0.717461	0.472146	0.513539	2	8.300572	1	0.000528	0.608067	0.074523	0.339906	0.365275	0.415588	0.010129	0.763927	0	U_SYN_14680	0.353485	7.802885	0.229681	2	0.157187	0.068248	0.647759	0.211554	0	2.934128
5	585.347152	2.03499	0.444119	0.994628	0.318553	0	7.278938	0.811887	0.009408	0.291469	0.078246	0.163286	0.090613	0.083374	0.006192	0.502686	0	U_SYN_186	0.525839	1.85907	0.677786	0	0.208019	0.253027	0.360351	0.151415	0.331543	3.827546
0	707.90449	6.134893	0.178935	0.341819	0.579702	0	6.394167	0.946805	0.003491	0.744381	0.016819	0.150847	0.085791	0.258996	0.007217	0.829091	0	U_SYN_11971	0.154122	13.885535	0.143666	0	0.028699	0.039818	2.920041	0.092269	0	0.985481
0	488.284829	8.854673	0.124102	2.219517	0.014997	0	9.599496	1	0.008575	0.908015	0.045567	0.115778	0.011172	0.297624	0.00121	0	0	U_SYN_5558	0.503469	3.817465	2.186232	0	0.013859	0.331113	0.11631	0.038085	0	4.833045
0.658052	572.546298	6.407183	0.237176	0.5838	0.394216	2	5.075811	0.571834	0.295264	0.168617	0.214268	1	0	1	-0.094377	0.623289	0	USER_009479	0.143979	7.356141	0.978408	5.523569	3.007439	0.072632	19.406858	-0.837476	0.925629	9.066404
1.30016	636.067558	6.748338	0.351513	0.708324	0.398416	0	3.435153	0.646133	0.093409	0.950571	0.192752	1	0	1	-0.152984	0.457965	0	USER_006984	0.141216	9.155856	0.836084	1.439956	1.439763	0.054929	20.298465	0.240657	0.338418	7.234344
0	513.375337	1.051165	0.529623	1.165347	0.476155	1	8.501805	0.974325	0.008714	0.235246	0.057223	0.318789	0.241971	0.358672	0.007006	0.417326	0	U_SYN_6587	0.565693	0.830733	0.610462	1	0.460075	0.34623	0.235432	0.178498	0	4.809414
1.82132	432.693785	4.044938	0.304791	0.796416	0.694727	0	4.894841	0.24453	0.409259	0.091058	0.384206	4	0	3	0.080588	0.039245	1	USER_002618	0.300488	2.884255	0.621736	3.633862	0.860781	0.227992	6.174056	-0.947289	0.77333	0.502442
0.855146	500.381829	3.985365	0.390674	0.88741	0.607238	1	4.03199	0.325672	0.300091	0.682741	0.101435	2	0	1	0.00915	0.385514	1	USER_008231	0.374091	3.659637	0.259241	2.313887	3.983566	0.237798	7.826491	-0.159115	0.910309	1.764189
0.656464	625.883386	6.856068	0.209592	0.556376	0.496794	1	3.70742	0.559102	0.17552	0.460245	0.357685	1	0	0	0.098882	0.371292	1	USER_009940	0.083922	8.827936	0.85513	4.019095	1.644687	0.034197	17.250059	-1.427696	0.929905	7.302211
0	660.06755	7.386786	0.008347	0.476027	0.612213	0	6.847654	0.875137	0.008803	0.778509	0.084354	0.070698	0.081563	0.162806	0.007519	0.761987	0	U_SYN_3915	0.124423	12.823683	0.184597	0	0.001115	0.042967	4.484534	0.095624	0	0.852008
15	633.909506	4.572833	0.475019	0.757927	0.658962	1	6.7652	0.571302	0.001152	0.554494	0.066048	0.288496	0.196904	0.22261	0.008296	0.621036	0	U_SYN_446	0.636892	5.330093	0.258482	3	0.101656	0.25023	1.581935	0.317099	0.757927	4.308701
0.195714	408.167075	4.155535	0.277643	0.791239	0.454622	2	5.14801	0.297571	0.284898	0.124168	0.417685	1	0	0	-0.051664	0.626368	0	USER_008527	0.224936	2.254049	0.537835	4.195489	1.223426	0.180698	11.33169	0.303559	0.459111	7.401594
5	729.273969	6.555447	0.871962	0.755386	0.444404	0	6.962664	0.899673	0.002718	0.85519	0.021679	0.043822	0.09487	0.068085	0.008621	0.622307	0	U_SYN_14031	0.542716	7.663732	0.41969	0	0.131015	0.119127	0.37301	0.081739	0.251795	3.778751
3.690856	606.067607	5.772507	0.132712	0.832388	0.155248	1	1.833335	0.698581	0.131689	0.806866	0.047711	0	0	0	0.009631	0.855602	0	USER_002228	-0.074225	7.689293	0.013898	0.825813	0.520028	-0.03292	24.38169	0.890891	0.883095	0.225412
0	595.061662	5.195814	0.577362	1.193343	0.277505	0	5.091274	0.927167	0.003354	0.554602	0.040169	0.17641	0.021238	0.064456	0.003753	0.403328	0	U_SYN_7124	0.449643	4.017351	0.862185	0	0.109022	0.20842	0.609386	0.088428	0	2.289255
0	705.537966	1.984552	0.577819	2.50634	0.230537	2	10	0.821137	0.000854	0.316259	0.08299	0.434743	0.373926	0.43624	0.006681	0	0	U_SYN_2440	0.770558	0.761432	1.928537	2	0.277191	0.202393	0.193153	0.314146	0	7.705578
0	658.882296	2.775979	0.283996	2.296374	0.064805	0	9.64289	1	0.002095	0.463274	0.008404	0.031355	0.089172	0.134734	0.003441	0	0	U_SYN_3103	0.614015	1.158408	2.147558	0	0.098747	0.213362	0.128806	0.036158	0	5.920879
0	714.445116	3.500867	0.221987	2.450264	0.190998	0	10	0.834432	0.00803	0.541012	0.000806	0.064603	0.073216	0.119606	0.001993	0	0	U_SYN_11088	0.612191	1.372747	1.982268	0	0.061648	0.150883	0.520226	0.107573	0	6.121912
0	530.492944	4.963697	0.520832	0.446056	0.287447	0	4.767812	1	0.005554	0.556096	0.035879	0.026768	0.082631	0.121309	0.006531	0.776972	0	U_SYN_7692	0.284958	9.09009	0.317839	0	0.102856	0.165538	0.683677	0.03282	0	1.358624
0	463.416024	3.569807	0.363825	0.702753	0.551206	0	7.103242	1	0.005973	0.454832	0.005034	0.049715	0.094587	0.11676	0.008515	0.648624	0	U_SYN_6094	0.304197	4.446957	0.315391	0	0.09914	0.213814	1.251802	0.043291	0	2.160783
0	556.221333	8.593961	0.281462	1.626124	0.222327	0	8.291723	0.843086	0.008769	1.044425	0.055704	0.016669	0.017295	0.235676	0.00656	0.186938	0	U_SYN_9486	0.432668	4.978762	1.264593	0	0.032374	0.231107	1.372888	0.072955	0	3.587562
0.398254	736.625093	8.858067	0.042831	0.605071	0.177916	1	0.479894	0.863214	0.109133	0.606572	0.296942	0	0	1	0.142613	0.755491	0	USER_003537	0.0406	15.633705	0.959461	1.734088	1.855361	0.008369	36.410366	-0.046852	0.546188	8.741371
2.291735	692.59682	10.582865	0.066769	0.799733	0.075898	0	1.627229	0.771139	0.094109	0.07129	0.421396	1	0	0	0.070842	0.096359	0	USER_007440	-0.025057	17.423769	0.41426	1.710963	0.867321	-0.007171	48.898218	0.160052	0.330739	2.181147
7	636.294118	3.203947	0.460819	0.424629	0.483399	3	6.835884	0.763245	0.008564	0.393469	0.032482	0.66573	0.48295	0.5026	0.006977	0.787685	0	U_SYN_13223	0.423705	6.107068	0.219364	5	0.139475	0.164633	0.835075	0.439306	0.19816	2.896401
2.299221	718.45432	7.766839	0	0.891188	0.270639	1	1.352678	0.748536	-0.090396	0.814085	0.484443	0	0	0	-0.106859	0.474237	0	USER_001913	0.102979	12.597873	0.876204	1.465798	1.055802	0.02463	28.324141	0.300102	0.852535	5.98624
0	733.817722	0.690204	0.646633	1.270899	0.283671	3	9.908954	0.894455	0.001581	0.223532	0.03512	0.620808	0.52406	0.4782	0.005103	0.364551	1	U_SYN_687	0.701269	0.503468	0.910381	3	0.818312	0.148136	0.069186	0.385678	0	6.948841
7	653.136842	0.80293	0.331351	0.588177	0.463947	3	7.679245	0.747066	0.005197	0.183291	0.063078	0.551169	0.461319	0.464148	0.008756	0.705912	0	U_SYN_5208	0.578542	1.16675	0.315294	5	0.366973	0.207079	0.249083	0.40492	0.274482	4.442764
0.906956	617.977709	7.070243	0.210301	0.736334	0.259689	1	3.282182	0.726714	0.13396	0.404263	0.490412	1	0	1	-0.071484	0.718624	0	USER_002160	0.114467	9.312787	0.876352	2.494224	1.132223	0.048289	26.170896	0.43403	0.942093	2.17197
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16.101757	600.447005	5.822106	0.160729	0.82102	0.258421	1	3.677102	0.703731	0.144707	0.311147	0.078616	1	0	1	0.080038	0.479285	0	USER_009372	0.14443	6.681506	0.970129	2.4164	0.044577	0.065533	21.58777	-0.13712	0.213234	3.395359
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5	774.749672	1.080102	0.327024	0.63798	0.467736	2	6.137543	0.877917	0.005199	0.186317	0.013606	0.396771	0.338821	0.500554	0.009181	0.68101	0	U_SYN_10335	0.49518	1.463594	0.339573	2	0.277115	0.06775	0.33999	0.269511	0.21266	3.039187
1.676183	556.284726	5.865342	0.194721	0.760715	0.2689	1	3.738552	0.659043	0.247524	0.259235	0.048381	0	0	2	-0.132211	0.570603	0	USER_009435	0.039815	8.138675	0.327457	1.689342	1.961653	0.021262	21.44077	1.123898	0.404873	8.449329
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5	582.318926	3.666496	0.639276	1.778425	0.194654	0	9.110711	0.934771	0.003956	0.3735	0.093193	0.012506	0.08506	0.076313	0.005163	0.110787	0	U_SYN_11905	0.700568	1.951898	1.432248	0	0.169727	0.340961	0.257448	0.055361	0.592808	6.382669
5.734804	512.026366	6.671919	0.145064	0.88405	0.312424	2	3.604607	0.36091	0.392267	0.028878	0.427421	0	0	0	-0.034432	0.971499	1	USER_009495	0.094322	5.608185	0.702332	3.939439	3.645388	0.057961	22.937269	-0.562633	0.739015	2.632545
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0	847.818578	7.459611	0	0.781314	0	0	0.957831	1	-0.000623	0.500768	0.095343	0	0	0	0.017977	0.817723	0	USER_003263	-0.00794	15.465789	0.898579	-0.106827	1.5219	-0.000031	37.298057	1.075791	0.489373	9.491424
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5	590.450959	1.931728	0.31802	2.244491	0.170438	2	8.187255	0.718613	0.008913	0.272357	0.066827	0.419509	0.386756	0.51045	0.004702	0	0	U_SYN_12453	0.742743	0.823943	1.861944	2	0.156527	0.350506	0.224535	0.354434	0.748164	6.081023
0	663.161537	1.994671	0.515102	0.694263	0.501365	4	7.741716	1	0.005976	0.386509	0.063374	0.715938	0.587783	0.695944	0.005172	0.652869	0	U_SYN_6079	0.388864	2.511349	0.346183	4	0.245911	0.132099	0.484927	0.391116	0	3.010471
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7	594.210774	6.675614	0.46096	0.666421	0.456955	2	6.194294	0.908141	0.004009	0.667832	0.085668	0.327679	0.386428	0.384299	0.005247	0.66679	0	U_SYN_11349	0.44109	8.710117	0.361897	4	0.068032	0.205138	1.644316	0.250976	0.310996	2.73224
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3.45362	534.041251	3.864067	0.474054	0.618921	0.443494	2	4.178526	0.485359	0.239293	0.832848	0.087309	3	0	0	0.232672	0.697853	1	USER_000408	0.358931	3.455243	0.106021	8.018063	2.915035	0.206195	10.751883	-0.295858	0.035691	8.569013
7.460346	508.211865	2.997626	0.106955	0.800589	0.354295	4	6.32569	0.218299	0.319799	0.765256	0.331555	1	0	1	0.012127	0.253558	1	USER_008188	0.056147	1.31584	0.284813	9.33135	1.770776	0.034892	9.677908	-2.19307	0.261786	0.343808
0	508.300986	2.685977	0.150786	1.27283	0.490977	0	6.04391	0.97009	0.006441	0.312736	0.039499	0.024386	0.035735	0.26093	0.006508	0.363585	0	U_SYN_4134	0.37159	1.956526	0.6479	0	0.054123	0.230858	1.119903	0.03	0	2.245856
6.381904	559.302826	4.376866	0.091787	0.548948	0.481364	1	3.32603	0.460945	0.358519	0.723153	0.495877	0	0	1	0.236577	0.614806	0	USER_002033	-0.07365	3.384864	0.120838	1.344986	0.824259	-0.038927	11.35	0.494521	0.772602	9.18053
0	623.796478	5.821814	0.291962	0.803363	0.433238	0	6.516766	1	0.004897	0.653447	0.040952	0.065609	0.082555	0.254534	0.007333	0.598319	0	U_SYN_9275	0.282035	6.444603	0.455315	0	0.049303	0.115995	1.785837	0.044449	0	1.837953
0	635.982207	2.363766	0.360506	0.504216	0.630966	0	5.578441	1	0.003106	0.401347	0.069859	0.07208	0.068064	0.29642	0.009576	0.747892	0	U_SYN_861	0.290172	3.912118	0.186073	0	0.146323	0.112912	0.953778	0.042043	0	1.618705
0	763.262246	5.066997	0.696441	2.167945	0.026555	0	9.945869	0.940142	0.004525	0.601221	0.005723	0.021833	0.013318	0.114454	0.003679	0	0	U_SYN_13404	0.681229	2.23418	2.110375	0	0.134786	0.107433	0.040845	0.034488	0	6.775409
5.115143	613.009264	7.464796	0.220564	0.801428	0.404865	1	1.998505	0.66219	0.208051	0.179004	0.040514	0	0	0	0.059307	0.909786	0	USER_001575	0.165316	8.895498	0.313224	2.471987	0.261645	0.071233	22.212799	0.974547	0.82311	7.231424
5	557.70231	1.488415	0.444025	0.620335	0.593293	4	8.868141	0.738569	0.007972	0.185173	0.060545	0.715427	0.622464	0.457233	0.008837	0.689833	0	U_SYN_1942	0.483186	2.066283	0.252294	4	0.27954	0.256789	0.490963	0.50594	0.206778	4.284963
10	710.691371	5.711136	0.745073	0.79306	0.58553	4	7.622691	0.715374	0.00234	0.769155	0.074136	0.692292	0.674125	0.737184	0.007533	0.60347	1	U_SYN_10295	0.616551	6.395017	0.328699	6	0.128215	0.156165	0.852487	0.523775	0.528707	4.699775
0	721.266203	0.5	0.259255	0.576175	0.537623	1	5.798863	0.835365	0.001487	0.052929	0.035748	0.169657	0.219409	0.312152	0.010175	0.711913	0	U_SYN_4331	0.526345	0.739454	0.26641	1	0.432091	0.123197	0.199121	0.182574	0	3.052201
0	633.605018	4.957215	0.149064	0.33178	0.491281	0	7.70256	1	0.005057	0.671333	0.044788	0.048385	0.027925	0.095551	0.006905	0.83411	0	U_SYN_14119	0.150623	11.480869	0.168783	0	0.029475	0.059262	2.072357	0.022893	0	1.16018
10	618.549961	1.387077	0.995139	1.03712	0.203816	5	8.950038	0.646866	0.005055	0.311412	0.044343	0.978859	0.755998	0.720575	0.005423	0.48144	1	U_SYN_3970	0.840458	1.219816	0.825738	7	0.669191	0.35368	0.001374	0.661711	0.691414	7.522129
0.14162	664.801613	6.228049	0.167235	0.711172	0.195714	2	1.689405	0.942172	0.151511	0.874952	0.324299	0	0	0	0.141652	0.934049	0	USER_006686	0.115488	10.1178	0.603979	4.231644	4.571223	0.038888	25.045656	0.022973	0.991076	6.264107
3.7548	515.671499	2.113965	0.360571	0.750085	0.523634	0	5.278477	0.373383	0.351697	0.020338	0.250259	0	0	0	-0.100125	0.013347	0	USER_007384	0.520186	1.340512	0.707867	-1.418876	3.009734	0.316205	5.035109	0.463636	0.468288	8.558445
0	655.155222	2.232445	0.238319	0.474601	0.39486	0	6.310337	0.932387	0.002682	0.305073	0.004499	0.088488	0.064502	0.255952	0.004919	0.7627	0	U_SYN_12851	0.252163	3.88521	0.2872	0	0.102176	0.089332	0.671424	0.072942	0	1.591232
0	513.613685	8.858958	0.234614	1.172337	0.361287	0	6.088869	0.966783	0.004591	1.052423	0.053022	0.094672	0.04131	0.149765	0.005217	0.413831	0	U_SYN_13193	0.327176	6.962744	0.748787	0	0.026188	0.200104	2.449716	0.054081	0	1.99213
0	838.785899	6.129653	0.366635	0.9178	0.475412	0	6.108763	1	0.001645	0.724006	0.095809	0.16918	0.015303	0.200545	0.00742	0.5411	0	U_SYN_2775	0.325655	6.02245	0.481467	0	0.058853	0.00664	1.845695	0.055345	0	1.989351
2	543.195286	7.117291	0.556482	1.117016	0.333403	0	8.421846	0.89967	0.004365	0.905555	0.045042	0.108176	0.088901	0.18068	0.004549	0.441492	0	U_SYN_4145	0.458059	5.84815	0.744599	0	0.077104	0.255518	1.052436	0.099255	0.148935	3.857702
3.033824	441.019854	4.811312	0.344838	0.815546	0.483995	2	3.165572	0.650503	0.157919	0.572986	0.367275	2	0	0	0.072426	0.551651	1	USER_007777	0.277701	3.631929	0.239579	3.845789	1.047076	0.206499	12.413314	-0.379472	0.774068	0.977232
5.245863	469.00525	0	0.474678	0.8085	0.621239	4	9.840913	0.161939	0.369862	0.867215	0.167433	3	2	1	0.212628	0.80339	1	USER_004001	0.314246	0.014024	0.888093	9.937746	1.677206	0.217684	0	0.836529	0.064473	2.457457
0	622.888485	0.748266	0.205015	1.895591	0.049003	0	9.062298	1	0.002117	0.098731	0.074776	0.176143	0.030579	0.189849	0.001175	0.052205	0	U_SYN_2411	0.676398	0.37496	1.802701	0	0.241687	0.279305	0.02915	0.062017	0	6.129718
21.649708	616.672353	5.601922	0.073577	0.735251	0.42882	3	2.158422	0.458026	0.19151	0.042676	0.283972	0	0	0	-0.009683	0.041719	1	USER_002478	0.14949	5.454412	0.308524	7.721218	4.979144	0.063418	15.998525	0.234986	0.871345	7.285231
2.292043	491.701097	2.680597	0.287883	0.865442	0.374376	1	5.122651	0.444156	0.177355	0.219833	0.076934	2	0	1	0.091462	0.521853	0	USER_000457	0.229937	2.577607	0.153759	4.144743	2.808281	0.149793	8.385231	0.422505	0.314948	9.938948
5	671.743908	0.911104	0.202013	2.152858	0.058565	0	8.760697	0.797117	0.004227	0.220437	0.04667	0.105499	0.071453	0.134715	0.001946	0	0	U_SYN_1546	0.788979	0.404422	2.026775	0	0.199794	0.25571	0.04258	0.134239	0.717619	6.912004

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