Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	537.286742	5.422308	0.326588	1.188207	0.525976	0	6.651115	1	0.001799	0.654919	0.029424	0.043472	0.070503	0.021332	0.006334	0.405897	0	U_SYN_10539	0.371834	4.209191	0.563238	0	0.05914	0.211414	1.920575	0.034192	0	2.473113
7	756.113176	3.354433	0.684166	0.813325	0.445144	1	8.347391	0.791274	0.000073	0.387081	0.007636	0.268742	0.171891	0.218008	0.004561	0.593338	0	U_SYN_8841	0.565811	3.672771	0.451278	3	0.198054	0.096586	0.471606	0.21568	0.379552	4.723048
2	743.54944	4.849633	0.230256	1.423083	0.357556	0	8.016295	0.900809	0.008714	0.612443	0.019585	0.018519	0.058987	0.094289	0.008569	0.288459	0	U_SYN_6859	0.434101	3.18409	0.914252	0	0.04652	0.084019	1.334746	0.062928	0.189744	3.479878
2	551.605193	2.540439	0.47464	1.74829	0.217167	0	7.958393	1	0.001343	0.317161	0.089993	0.144128	0.047821	0.044513	0.005211	0.125855	0	U_SYN_10973	0.607795	1.37448	1.368619	0	0.179758	0.329751	0.289841	0.057585	0.233105	4.837071
7.76536	565.41052	8.102997	0.236702	0.827602	0.221477	3	2.414096	0.592937	0.143186	0.503839	0.293833	0	0	0	-0.043964	0.864009	1	USER_005689	0.127436	10.901095	0.618127	5.725446	1.382248	0.06594	31.541853	-0.777322	0.15732	7.388972
2	793.200967	4.766027	0.212627	0.457806	0.550617	0	4.883396	0.940483	0.003542	0.51971	0.013251	0.158929	0.035733	0.094633	0.006825	0.771097	0	U_SYN_10625	0.23645	8.544243	0.20573	0	0.043696	0.024418	2.066269	0.082206	0.061041	1.154681
0	764.089598	5.961069	0.212659	0.426835	0.500186	0	5.546659	0.954806	0.000297	0.721196	0.090282	0.040919	0.005652	0.08727	0.009327	0.786583	0	U_SYN_954	0.182162	11.314871	0.213338	0	0.035086	0.028454	2.347569	0.032049	0	1.010391
0	500.214133	1.314583	0.62826	1.207967	0.372627	1	9.172519	1	0.007706	0.328397	0.034244	0.280417	0.150639	0.310528	0.003829	0.396017	0	U_SYN_7404	0.571456	1.005058	0.757845	1	0.444131	0.363431	0.182097	0.129317	0	5.241688
10	835.667234	0.60378	0.550028	1.129443	0.431355	2	9.925763	0.659383	0.007898	0.077854	0.0739	0.371263	0.308429	0.420432	0.005318	0.435278	0	U_SYN_5944	0.875077	0.4911	0.642252	4	0.781534	0.022804	0.117192	0.340154	0.752962	8.685806
5.992494	667.135243	6.916612	0.232987	0.897831	0.338722	0	1.23032	0.782981	0.170231	0.951552	0.217397	0	0	0	-0.067948	0.125472	0	USER_001999	0.15126	10.6979	0.485068	-0.083383	4.099389	0.050291	22.869029	-0.387865	0.825017	5.634563
1.550967	604.703111	1.759628	0.596886	0.769786	0.464554	3	8.718017	0.679879	0.39203	0.72604	0.294364	0	0	0	0.101698	0.535756	1	USER_003959	0.558969	1.867618	0.49183	6.985567	2.419417	0.249297	4.710931	-0.433118	0.972342	8.355125
7	587.640312	4.498383	0.490774	0.857874	0.29428	1	7.48962	0.628633	0.004388	0.588026	0.077935	0.194884	0.153193	0.243494	0.006571	0.571063	0	U_SYN_53	0.5023	4.696214	0.605419	3	0.106727	0.239606	0.674105	0.25297	0.400341	3.76204
0	497.855791	0.636356	0.238608	1.228112	0.398299	3	7.810838	0.890531	0.009287	0.079934	0.038881	0.533693	0.456985	0.383806	0.008611	0.385944	0	U_SYN_6410	0.588812	0.479143	0.738956	3	0.324039	0.376994	0.192983	0.340991	0	4.599119
4.906136	336.191587	0.377292	0.30464	0.764078	0.574654	1	7.255235	0.111713	0.547051	0.828398	0.028487	1	0	1	0.207598	0.79802	1	USER_004724	0.364803	-0.851643	0.828548	4.080329	0.950498	0.340798	0.802399	-2.501276	0.830325	1.094963
0	727.508941	4.92507	0.444537	0.649078	0.40272	0	5.641655	0.980034	0.005438	0.527336	0.036457	0.127297	0.014483	0.125235	0.006137	0.675461	0	U_SYN_3516	0.302977	6.574843	0.387681	0	0.088464	0.067476	1.10172	0.05052	0	1.709292
1.212782	599.09452	7.822497	0.217017	0.713818	0.317753	3	6.064672	0.668015	0.217173	0.129304	0.188738	0	0	0	0.06898	0.962456	0	USER_004275	0.132667	8.760573	0.015275	6.101522	1.851656	0.060522	26.684389	-0.330795	0.444696	6.123866
9.75208	410.926832	1.650076	0.56419	0.598437	0.569871	5	7.493201	0	0.469302	0.97613	0.207749	3	0	2	0.037437	0.01881	1	USER_005029	0.326422	0.473368	0.31647	13.637738	0.198591	0.260588	3.548729	1.202271	0.378861	4.812211
0	652.464157	5.619215	0.664093	3.160899	0	0	10	0.991846	0.009275	0.69336	0.008945	0.167662	0.080797	0.253576	0.00149	0	0	U_SYN_11748	0.866377	1.723211	3.160899	0	0.116116	0.311165	0	0.077799	0	8.663774
7	725.321345	0.5	0.636843	0.751003	0.439318	3	7.980863	0.902568	0.000128	0.120675	0.037417	0.511256	0.466264	0.421319	0.006048	0.624498	1	U_SYN_489	0.814587	0.587542	0.421074	5	1.061405	0.184657	0.079771	0.332229	0.350468	6.501105
2	569.932226	0.829406	0.240459	0.493861	0.499862	1	7.194479	0.88618	0.002071	0.132972	0.029823	0.168299	0.201528	0.299157	0.008818	0.75307	0	U_SYN_13145	0.426101	1.396634	0.246998	1	0.258723	0.216977	0.314897	0.156476	0.065848	3.065575
0.535565	619.398056	5.138043	0.280825	0.87787	0.284099	0	3.657337	0.564563	0.157804	0.420795	0.13047	3	0	1	0.139878	0.369878	0	USER_000935	0.138339	7.391091	0.660805	2.177031	0.474686	0.058002	18.391649	-0.855941	0.884094	8.537631
3.711036	469.816901	5.72107	0.359687	0.679076	0.60903	1	4.182338	0.34093	0.327501	0.523062	0.167951	0	0	0	0.162166	0.487629	1	USER_003196	0.305686	3.536128	0.304868	3.220217	3.527959	0.211303	11.183832	-0.89259	0.41956	9.484153
2.558515	666.312938	5.793803	0.176136	0.549407	0.151285	0	2.768324	0.628834	0.091035	0.13475	0.372149	0	0	0	-0.040429	0.141079	0	USER_007562	0.187926	7.94091	0.749885	-1.459358	2.140689	0.062763	24.586436	-0.997578	0.588841	3.304249
6.977572	563.72948	4.699854	0.350085	0.729558	0.409395	3	5.952568	0.333513	0.238359	0.416017	0.234174	0	0	1	0.216172	0.799587	1	USER_002374	0.183544	3.6902	0.263373	4.976817	0.69174	0.095533	13.878798	0.111068	0.491512	9.736045
7.810719	540.464679	4.443919	0.288109	0.925825	0.341989	3	4.261774	0.374984	0.376806	0.05057	0.043043	1	0	0	-0.077336	0.439592	1	USER_009561	0.269025	3.837379	0.475577	7.184238	2.557553	0.151405	14.620735	0.791035	0.655089	0.717073
6.814484	480.88605	3.170155	0.409432	0.795649	0.614881	2	5.614741	0.199659	0.455604	0.973542	0.439406	2	0	1	0.035631	0.233969	1	USER_006645	0.409921	1.880008	0.272606	5.690562	0.327265	0.275104	6.104439	0.084371	0.628489	8.699606
2	587.218125	6.812044	0.586801	1.396139	0.430557	0	8.932304	0.777921	0.001942	0.794017	0.080255	0.167595	0.049136	0.121945	0.00454	0.301931	0	U_SYN_11705	0.524203	4.553084	0.795021	0	0.084895	0.250456	1.211902	0.153851	0.186152	4.682341
5	476.160242	1.800672	1	0.803543	0.358284	3	6.583384	0.800125	0.005016	0.249611	0.073958	0.604338	0.454323	0.364946	0.0074	0.598228	1	U_SYN_2972	0.665935	1.992901	0.515646	3	0.52613	0.452642	0	0.397548	0.267848	4.384103
0.925524	547.674351	5.167113	0.175991	0.739546	0.322288	1	3.262827	0.523453	0.0617	0.723139	0.090348	1	0	2	0.127537	0.714549	0	USER_008083	0.14134	5.257983	0.157323	2.148293	3.968726	0.077692	17.509069	0.21992	0.152305	1.005213
0	416.404638	1.626804	0.197189	1.067079	0.367825	0	6.399488	0.934554	0.005305	0.233911	0.006108	0.188644	0.087168	0.240491	0.00733	0.466461	0	U_SYN_2942	0.388393	1.393911	0.674581	0	0.114193	0.306192	0.480385	0.108922	0	2.48552
0	618.277161	1.363433	0.286624	1.330826	0.348588	2	7.229789	1	0.008124	0.239558	0.033233	0.466323	0.361818	0.391516	0.005348	0.334587	0	U_SYN_3163	0.488817	0.952899	0.866916	2	0.195857	0.205946	0.339051	0.248442	0	3.534046
5	608.578922	0.5	0.458414	0.450224	0.444984	1	5.396499	0.7483	0.001397	0.052298	0.053931	0.268128	0.239316	0.271751	0.005113	0.774888	0	U_SYN_2618	0.660902	0.908721	0.249882	1	0.764023	0.290101	0.120499	0.252914	0.150075	3.566558
8.36139	661.648615	5.491911	0.128459	0.913117	0.338707	3	2.995732	0.65724	0.218292	0.36035	0.492665	0	0	1	0.16977	0.874415	1	USER_004996	0.048165	7.19293	0.909433	6.168764	2.051693	0.016495	18.15882	-1.239791	0.379728	0.416143
0	597.03918	1.886038	0.500949	0.962717	0.333294	1	8.409742	0.973444	0.006434	0.208543	0.040839	0.230847	0.207897	0.264831	0.006616	0.518642	0	U_SYN_8235	0.443531	1.774733	0.641849	1	0.252236	0.203993	0.313706	0.142246	0	3.729983
7	850	2.439015	0.702086	0.814832	0.570119	2	5.790702	0.807044	0.000718	0.275743	0.055346	0.356316	0.316846	0.337015	0.009272	0.592584	0	U_SYN_11618	0.592363	2.666081	0.350281	4	0.276519	0	0.414258	0.279131	0.380255	3.430197
6.301618	644.005898	6.135189	0.242907	0.67045	0.169444	2	2.763281	0.717034	-0.031558	0.641912	0.175926	1	0	0	0.192245	0.545625	1	USER_005176	0.016705	7.685804	0.229569	4.945416	1.15574	0.006257	25.478078	0.479717	0.28342	3.14298
0	573.503965	4.287271	0.455085	0.578428	0.524893	0	5.657931	0.919241	0.000939	0.434124	0.066493	0.170808	0.017351	0.015795	0.009879	0.710786	0	U_SYN_11763	0.297798	6.319415	0.274815	0	0.103729	0.149709	1.226254	0.088751	0	1.684918
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5	650.545784	1.242202	0.845365	2.292395	0.163545	4	10	0.744823	0.009018	0.258197	0.051753	0.7602	0.664219	0.484662	0.001813	0	1	U_SYN_1892	0.961097	0.519229	1.917485	4	0.629834	0.348536	0.031415	0.529396	0.764132	9.610973
1.891814	580.121497	4.28384	0.311241	0.840823	0.566277	0	4.626791	0.516308	0.328787	0.914961	0.3517	1	0	1	0.003434	0.580037	1	USER_009168	0.150782	3.280842	0.652024	0.843734	4.24935	0.073987	9.28999	-0.427809	0.608966	1.253674
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5	603.750085	1.429358	0.713741	0.722088	0.489507	2	8.517513	0.999446	0.009041	0.167062	0.026527	0.409677	0.373047	0.483175	0.00856	0.638956	0	U_SYN_4177	0.589314	1.738691	0.368621	2	0.466693	0.263852	0.20029	0.235039	0.240696	5.019487
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7	521.938785	2.704432	0.753612	0.846133	0.489805	5	9.407975	0.677847	0.004905	0.322484	0.017996	0.851542	0.746085	0.765663	0.009719	0.576933	0	U_SYN_2581	0.606626	2.858406	0.431693	7	0.268722	0.361837	0.326376	0.60815	0.394862	5.707121
1.234758	650.413773	7.758299	0.1303	0.523845	0.303399	1	2.080789	0.675986	0.222579	0.916092	0.173084	0	0	2	-0.052203	0.650305	0	USER_007873	-0.052955	11.132675	0.860523	2.395208	0.085984	-0.019216	27.022201	-1.228361	0.173475	8.06545
0	678.799431	3.617462	0.032449	1.661738	0.263871	0	8.289451	1	0.006887	0.364931	0.023206	0.09362	0.057757	0.091834	0.007265	0.169131	0	U_SYN_11999	0.395882	2.053348	1.223253	0	0.008729	0.123228	0.923571	0.045413	0	3.281648
0	653.176971	1.472332	0.350546	0.720114	0.516994	1	9.176993	0.834928	0.005854	0.309648	0.033834	0.170248	0.152061	0.356167	0.009859	0.639943	0	U_SYN_8385	0.376386	1.795276	0.34782	1	0.222947	0.134694	0.494356	0.162721	0	3.454094
0	823.39791	9.794522	0.002861	0.935385	0.064386	0	0.066886	0.977827	0.046267	0.857898	0.353977	0	0	0	0.026569	0.190454	1	USER_003991	0.157004	19.929557	0.865246	-1.06801	5.030071	0.007594	45.819476	0.886775	0.248819	8.005308
0	676.136574	1.923065	0.298778	0.33002	0.571692	2	5.441491	0.940522	0.002458	0.330725	0.034523	0.48571	0.350138	0.4811	0.009339	0.83499	0	U_SYN_10674	0.254497	4.472035	0.14135	2	0.147686	0.080451	0.770924	0.274546	0	1.384845
2	607.938066	1.011779	0.463198	1.06418	0.305834	3	7.621814	0.791721	0.003247	0.122405	0.067768	0.534961	0.490745	0.571819	0.004604	0.46791	0	U_SYN_9447	0.571687	0.869091	0.738718	3	0.416628	0.251607	0.166106	0.391024	0.141891	4.357294
5	668.324191	0.862949	0.59584	0.520406	0.495208	3	7.437334	0.942247	0.002944	0.221641	0.006762	0.493607	0.477626	0.435834	0.008186	0.739797	1	U_SYN_2104	0.590528	1.390942	0.262697	3	0.618765	0.195063	0.172713	0.314471	0.173469	4.391957
5.141219	639.434919	6.061834	0.236639	0.671997	0.205748	2	3.724142	0.460365	0.178866	0.353531	0.290369	1	0	2	0.025116	0.004355	1	USER_009132	0.024321	7.807351	0.559247	4.208051	1.563596	0.009311	24.073112	-1.155967	0.411862	6.833835
0.01275	690.972318	7.36271	0.071866	0.908509	0.163611	1	1.573077	0.815437	0.216636	0.064168	0.372019	1	0	0	0.00768	0.915399	1	USER_006549	0.183731	12.05751	0.939651	3.120788	2.338161	0.053124	30.790434	1.88147	0.868872	1.560399
0	565.640339	0.5	0.377282	2.065423	0.226809	1	10	0.932707	0.005596	0.214366	0.038164	0.338619	0.183009	0.278019	0.005697	0	0	U_SYN_3764	0.859602	0.230902	1.596966	1	0.628803	0.444429	0.070619	0.183405	0	8.596023
0	620.1016	0.949425	0.585978	0.521253	0.276741	0	5.054629	0.903336	0.002849	0.109816	0.03881	0.03414	0.036541	0.008284	0.005933	0.739373	0	U_SYN_4234	0.470625	1.528241	0.377001	0	0.558381	0.19672	0.108782	0.05987	0	2.378834
0	520.769663	5.897145	0.406088	1.208615	0.317722	0	8.460888	0.941311	0.005529	0.651947	0.062829	0.095301	0.070715	0.126175	0.008157	0.395692	0	U_SYN_4994	0.396899	4.5064	0.824612	0	0.067714	0.237584	1.112783	0.07328	0	3.358115
4.978024	448.181232	2.955939	0.563987	0.758252	0.569508	3	6.390389	0.306163	0.31762	0.936676	0.499541	2	0	0	0.155097	0.986928	1	USER_006679	0.468915	2.09571	0.818536	8.385875	1.241075	0.34258	6.362545	-1.157305	0.625623	5.357084
0	645.645433	3.603878	0.303631	0.326564	0.273235	0	5.790532	0.959932	0.008248	0.454271	0.076358	0.198511	0.082406	0.00944	0.00574	0.836718	0	U_SYN_5057	0.2104	8.448619	0.237335	0	0.081977	0.078175	0.685719	0.100302	0	1.218326
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0	809.7675	7.232052	0.725143	0.67778	0.492193	3	7.290311	1	0.008332	0.890323	0.003807	0.535386	0.455744	0.603967	0.00578	0.66111	0	U_SYN_4434	0.380376	9.298327	0.344181	3	0.0989	0.027825	0.978371	0.297339	0	2.773062
0	636.108286	2.715565	0.270772	1.2236	0.334046	0	7.123977	1	0.002742	0.444055	0.013456	0.115208	0.008972	0.109235	0.006729	0.3882	0	U_SYN_11676	0.396985	2.051651	0.814861	0	0.09617	0.154385	0.6615	0.037254	0	2.828113
10	623.34527	1.643536	0.61876	1.208201	0.363762	2	8.956284	0.596893	0.003459	0.302896	0.093101	0.449165	0.359207	0.518115	0.00862	0.3959	1	U_SYN_717	0.741978	1.256334	0.768703	4	0.354888	0.305769	0.227927	0.403754	0.805467	6.645362
0	595.434461	1.358049	0.155003	0.957682	0.364416	4	9.57391	1	0.003391	0.282202	0.075185	0.731542	0.581961	0.496522	0.006006	0.521159	1	U_SYN_3816	0.375207	1.283986	0.608688	4	0.106309	0.173663	0.418184	0.394051	0	3.592199

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