Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	483.5211	0.884143	0.540843	2.245436	0.223268	5	10	0.995319	0.000885	0.246675	0.015426	0.898865	0.806217	0.664092	0.006276	0	1	U_SYN_6972	0.814563	0.376963	1.744101	5	0.549557	0.542764	0.090638	0.513397	0	8.145626
0	407.45171	0.599713	0.312058	0.746582	0.355781	1	6.208176	0.997795	0.001365	0.236183	0.009452	0.172452	0.191192	0.300558	0.005518	0.626709	0	U_SYN_11087	0.528765	0.708393	0.480962	1	0.44598	0.425462	0.146784	0.109975	0	3.282668
12.747266	513.943857	4.420069	0.38195	0.848867	0.434929	4	5.831708	0.307834	0.323568	0.211966	0.294055	1	0	0	-0.024428	0.056444	0	USER_004238	0.302868	3.382228	0.824215	8.33931	0.869887	0.185056	12.488257	-0.386867	0.862372	3.903846
0.407945	665.316994	5.946605	0.078458	0.819066	0.337282	0	0.079483	0.708203	0.275524	0.993784	0.026374	2	0	1	-0.119325	0.583669	1	USER_000721	0.102348	8.454673	0.606025	2.528664	0.294741	0.034367	19.704609	0.88104	0.822253	7.510437
5	730.523986	5.081962	0.531557	0.427365	0.587314	0	5.507461	0.817266	0.006088	0.525703	0.008241	0.098447	0.085275	0.2376	0.008655	0.786317	0	U_SYN_1200	0.383536	9.636516	0.176367	0	0.102578	0.083315	1.398166	0.12821	0.142455	2.112307
0	606.90562	4.135594	0.54058	1.493642	0.399188	0	7.791725	0.806952	0.000861	0.590623	0.073515	0.13872	0.075478	0.128388	0.005308	0.253179	0	U_SYN_6121	0.508121	2.595058	0.897399	0	0.127628	0.224584	0.758447	0.141479	0	3.959142
0.566456	671.984346	0	0.524552	0.676779	0.513807	6	7.914314	0.689792	0.235088	0.558057	0.277801	0	0	2	0.238145	0.395195	0	USER_000748	0.331682	-0.122758	0.38601	13.10514	1.569576	0.107354	0	1.438971	0.160993	9.95244
15	430.80147	3.317219	0.80874	1.044776	0.348354	4	10	0.547476	0.003623	0.385845	0.092828	0.820527	0.605891	0.660074	0.003959	0.477612	1	U_SYN_12127	0.810105	2.8977	0.680825	6	0.236666	0.617445	0.221013	0.608935	1.044776	8.101046
0.259172	748.001175	8.229825	0	0.968688	0.249685	0	2.118537	0.843225	-0.038426	0.166325	0.408966	0	0	1	-0.00833	0.31433	0	USER_007005	-0.0439	13.146493	0.68633	0.404827	0.638102	-0.008141	30.874789	0.02765	0.509188	4.643501
2	651.652641	8.61049	0.349418	2.135507	0.183642	0	8.602681	0.820361	0.009793	0.961264	0.041147	0.109196	0.052201	0.249125	0.002453	0	0	U_SYN_14125	0.594888	3.851695	1.743337	0	0.040115	0.214535	1.028733	0.120274	0.284734	5.117628
5	493.625891	5.918277	0.750871	0.814319	0.488252	3	10	0.625586	0.009264	0.62888	0.066826	0.650559	0.506337	0.382973	0.007972	0.59284	1	U_SYN_13622	0.521357	6.472879	0.416726	3	0.124765	0.337815	0.719884	0.496834	0.27144	5.213574
0	565.0205	1.087956	0.080951	0.479216	0.493752	2	5.330068	0.811159	0.009293	0.1989	0.010394	0.326495	0.382099	0.298574	0.008049	0.760392	0	U_SYN_6296	0.288485	1.878324	0.242602	2	0.068143	0.149477	0.493695	0.288115	0	1.537644
2	686.543184	2.927611	0.20708	2.082436	0.286711	0	10	0.757747	0.00548	0.370037	0.054011	0.134246	0.047927	0.162572	0.003926	0	0	U_SYN_3927	0.58467	1.341442	1.485378	0	0.068397	0.17376	0.665561	0.151553	0.277658	5.846697
2	527.413623	0.668837	0.205591	0.490366	0.531084	1	6.650371	0.932977	0.001884	0.164741	0.07795	0.238127	0.174197	0.235039	0.007879	0.754817	0	U_SYN_14387	0.459884	1.13292	0.229941	1	0.267405	0.269731	0.282181	0.150506	0.065382	3.058397
6.942549	549.256736	4.851934	0.358788	0.498257	0.390172	1	4.158849	0.73871	0.433738	0.593795	0.061292	2	0	1	0.376292	0.726315	1	USER_008517	0.217231	6.041603	0.517169	2.547877	3.881169	0.118783	14.794223	0.759855	0.183555	3.996995
5	573.104009	6.009502	0.337755	0.196938	0.531334	0	4.459935	0.783711	0.000394	0.604857	0.058612	0.046773	0.050001	0.296827	0.007797	0.901531	0	U_SYN_3606	0.27345	20.238247	0.092298	0	0.055284	0.137668	2.114583	0.115548	0.065646	1.219569
0	844.015663	1.082059	0.602444	0.997298	0.542605	0	6.557126	1	0.006527	0.134534	0.085759	0.011203	0.023694	0.238954	0.007652	0.501351	0	U_SYN_2330	0.549389	0.986112	0.45616	0	0.509656	0.005978	0.233417	0.010469	0	3.602413
15	727.139443	2.331217	0.860508	1.240915	0.24376	4	8.324578	0.600132	0.000878	0.265407	0.086864	0.742249	0.675879	0.573053	0.004877	0.379542	1	U_SYN_11707	0.888599	1.738526	0.93843	6	0.353941	0.198498	0.079267	0.585386	1.240915	7.39721
5	544.653097	5.182908	0.288632	0.46916	0.313905	0	5.450439	0.962951	0.008458	0.541577	0.072428	0.196023	0.082235	0.289106	0.007285	0.76542	0	U_SYN_2187	0.318279	9.106247	0.321888	0	0.054635	0.176701	1.157355	0.098297	0.156387	1.734763
0	702.863482	3.19599	0.064286	0.591369	0.416288	0	5.370984	0.926888	0.004534	0.459995	0.067878	0.071967	0.068839	0.101859	0.00547	0.704316	0	U_SYN_195	0.198239	4.622699	0.345189	0	0.019504	0.053033	1.244922	0.071487	0	1.064741
5	745.726308	1.644791	0.371464	0.362287	0.609546	1	7.191055	0.796498	0.004456	0.249964	0.007827	0.161814	0.145494	0.182605	0.010597	0.818857	0	U_SYN_12356	0.398524	3.557945	0.141456	1	0.212899	0.075556	0.630154	0.173593	0.120762	2.865805
0.208446	522.18658	5.353947	0.452488	0.6773	0.14858	1	5.43715	0.434825	0.350801	0.072566	0.110092	2	0	0	-0.00069	0.882833	1	USER_002186	0.302478	4.385271	0.174943	3.918973	1.883812	0.180284	22.792295	1.623486	0.552872	3.951851
1.794519	551.33981	6.938398	0.256936	0.697337	0.372917	1	3.365265	0.506124	0.266862	0.599549	0.464823	1	0	0	-0.032068	0.825204	0	USER_000954	0.153809	7.071675	0.76902	3.759657	1.076041	0.083521	21.75477	-1.0678	0.662927	5.269563
2	848.497688	3.386508	0.151934	2.698559	0	0	10	0.818853	0.002905	0.381167	0.097761	0.174244	0.068163	0.039471	0.003246	0	0	U_SYN_14638	0.682656	1.21009	2.698559	0	0.043578	0.001865	0	0.145181	0.359808	6.826559
2	733.922514	1.026061	0.567839	1.298565	0.337238	1	9.849316	1	0.000027	0.195877	0.00834	0.200899	0.243245	0.386659	0.00425	0.350717	0	U_SYN_2668	0.647675	0.733653	0.86064	1	0.50427	0.136692	0.149539	0.133243	0.173142	6.379156
3.695282	578.847196	4.839993	0.383405	0.795776	0.578826	0	3.663932	0.590418	0.478997	0.768868	0.155823	1	0	0	0.15127	0.217393	1	USER_001625	0.372166	3.878236	0.893976	0.874723	0.689886	0.18348	10.192397	0.417271	0.65336	8.739485
0.973913	758.464593	12.279451	0.080987	0.814667	0.121338	0	2.004897	1	0.030005	0.801184	0.02564	0	0	0	0.066505	0.218013	0	USER_003452	0.019386	22.195165	0.482231	1.00764	0.068398	0.003226	53.947411	-0.779611	0.882571	2.330755
0	826.984999	9.343213	0	0.740275	0.105301	0	0.009528	1	0.020426	0.351076	0.400049	0	0	0	-0.043892	0.741184	0	USER_000195	-0.184176	19.951294	0.87505	-0.189075	0.237207	-0.007707	41.796826	2.758227	0.90314	5.95345
0	602.398225	8.956367	0.585598	1.201633	0.440137	0	8.912076	1	0.003454	1.031079	0.023729	0.036142	0.038306	0.110701	0.00844	0.399183	0	U_SYN_2761	0.43809	6.880869	0.672749	0	0.064661	0.197222	1.633587	0.022334	0	3.90429
0	661.263668	10	0.162053	1.138379	0.448295	0	7.028544	1	0.003821	1.08555	0.063268	0.026491	0.03312	0.046355	0.004964	0.430811	0	U_SYN_2032	0.296094	8.075075	0.62805	0	0.016045	0.101607	3.756471	0.017883	0	2.081107
1.631362	698.112784	9.093937	0.047976	0.681807	0.276496	0	1.116626	0.752184	0.088844	0.293753	0.224727	1	0	0	-0.078527	0.825401	1	USER_002028	0.168751	14.120932	0.072259	0.513985	0.907619	0.046602	32.897502	-1.010823	0.210569	4.138667
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0	602.185328	0.5	0.590875	0.740096	0.393888	1	7.903227	0.981295	0.009308	0.160428	0.004669	0.225612	0.229716	0.21742	0.006309	0.629952	0	U_SYN_8312	0.658615	0.59517	0.448581	1	0.984792	0.296754	0.080575	0.14408	0	5.205184
2	773.828321	2.328088	0.479415	1.96481	0.269776	0	10	0.885879	0.002432	0.278349	0.091904	0.095443	0.012214	0.202479	0.0053	0.017595	0	U_SYN_11173	0.659156	1.127507	1.434751	0	0.197446	0.091289	0.32696	0.077945	0.261975	6.591558
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10	760.867442	10	0.976977	0.950139	0.350243	3	8.360465	0.674134	0.007306	1.14047	0.046089	0.5929	0.474421	0.443833	0.005933	0.524931	1	U_SYN_869	0.702923	9.522551	0.617359	5	0.09673	0.113915	0.080635	0.450543	0.633426	5.876763
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5	636.338131	6.697565	0.635779	0.612087	0.434659	0	4.622835	0.77239	0.009351	0.853021	0.005759	0.006299	0.066786	0.086779	0.005369	0.693956	0	U_SYN_10626	0.442574	9.40554	0.346038	0	0.09353	0.171929	1.060303	0.11297	0.204029	2.045944
2	755.840291	1.878945	0.867094	1.159426	0.32132	4	10	1	0.00181	0.362525	0.039211	0.713144	0.605508	0.45056	0.004132	0.420287	1	U_SYN_11949	0.633077	1.491906	0.78688	4	0.438159	0.108382	0.080241	0.395596	0.15459	6.330773
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7	434.073106	2.321514	0.329335	0.80524	0.479154	2	6.875764	0.765134	0.002428	0.374722	0.024719	0.497957	0.376188	0.342217	0.007361	0.59738	0	U_SYN_5283	0.482442	2.56453	0.419406	4	0.136004	0.364837	0.746022	0.35619	0.375778	3.317154
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1.622255	551.967849	5.596665	0.099261	0.651275	0.307693	0	4.682262	0.326223	0.372457	0.088205	0.364151	2	0	1	0.096274	0.450025	0	USER_002910	0.089551	6.472038	0.738472	0.262462	0.060103	0.048526	19.37305	1.307976	0.072574	1.927829
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2	601.341433	10	0.482756	0.933011	0.288593	0	5.621443	0.921933	0.005156	1.134923	0.085031	0.138122	0.022058	0.197521	0.005	0.533494	0	U_SYN_1551	0.391231	9.680436	0.663751	0	0.047798	0.176878	1.492729	0.079281	0.124402	2.199283
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5	732.887515	10	0.975077	1.269543	0.204452	1	7.716504	0.757305	0.000123	1.112464	0.082834	0.331643	0.157085	0.189515	0.00272	0.365228	0	U_SYN_14631	0.666234	7.301704	1.009983	1	0.096542	0.141862	0.050955	0.243697	0.423181	5.140997
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0.589816	751.498748	7.166549	0.064529	1	0.103004	2	2.761876	0.913713	0.13321	0.390847	0.466332	0	0	0	0.118228	0.156203	0	USER_003730	-0.014256	12.208892	0.814406	3.892558	0.635616	-0.002553	32.141832	1.237119	0.696371	3.484553

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