Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	544.154951	7.961344	0.33814	0.284039	0.578072	0	4.365879	1	0.004171	0.981928	0.042634	0.088404	0.005886	0.001295	0.007254	0.857981	0	U_SYN_6953	0.183059	20.73057	0.119844	0	0.041946	0.101796	3.046035	0.028287	0	0.799215
2	637.28372	5.225011	0.502749	0.996867	0.546081	0	6.804194	0.970064	0.002753	0.719276	0.011742	0.05585	0.007242	0.250756	0.006693	0.501566	0	U_SYN_3135	0.427757	4.763577	0.452497	0	0.094413	0.165438	1.418795	0.030902	0.132916	2.91054
5	729.951885	4.530389	0.683075	1.460824	0.228021	0	7.253077	0.871702	0.004723	0.558991	0.06827	0.130847	0.043949	0.214514	0.004301	0.269588	0	U_SYN_13232	0.64028	2.902563	1.127725	0	0.14752	0.139753	0.327391	0.103758	0.486941	4.644
4.190571	665.331457	5.902198	0.20269	0.777345	0.2938	0	3.199892	0.654753	0.268503	0.541924	0.4396	0	0	2	0.033756	0.023059	0	USER_000627	0.16713	7.135973	0.066395	1.229128	1.186006	0.056116	20.840676	0.563456	0.146834	8.249425
0.676202	755.267395	9.038512	0	0.762182	0.407637	0	2.144809	0.717708	-0.052102	0.034802	0.37467	0	0	0	0.029101	0.830344	0	USER_009023	0.024911	14.836016	0.185261	-1.162358	2.058935	0.004291	26.770401	-0.802154	0.812809	6.77154
0	531.091629	2.098244	0.239458	0.68078	0.420264	0	8.257935	1	0.0002	0.336524	0.097498	0.150309	0.068206	0.21059	0.007295	0.65961	0	U_SYN_14715	0.298975	2.68737	0.394673	0	0.108931	0.173356	0.670658	0.065555	0	2.468915
10	597.240266	2.721044	0.455531	0.757899	0.723099	2	6.900181	0.759929	0.007347	0.365281	0.056345	0.435032	0.302508	0.27613	0.011138	0.62105	0	U_SYN_3805	0.559135	3.171753	0.209863	4	0.161476	0.256958	1.071289	0.31729	0.505266	3.858132
7.296516	617.717858	7.454493	0.141626	0.803052	0.162311	1	3.11751	0.52124	0.11243	0.758969	0.066613	2	0	0	0.081923	0.784865	0	USER_008371	0.235553	10.015437	0.667854	4.134964	2.598918	0.099481	31.222723	-0.07616	0.451948	7.885037
0.26907	715.688567	10.090105	0.102156	0.683808	0.09726	0	0.932892	0.898505	0.001867	0.363824	0.370444	0	0	0	0.006225	0.334917	0	USER_005372	0.136902	17.613729	0.552951	1.349247	1.887663	0.033432	45.543694	-0.735219	0.099673	7.039142
6.766157	647.199666	6.277369	0.338634	0.802686	0.443087	3	3.890582	0.75774	0.157841	0.173285	0.131706	1	0	3	0.156565	0.248762	1	USER_000160	0.324278	8.26752	0.041853	7.981134	0.06223	0.11957	17.479757	0.44911	0.796989	3.24002
0	645.53136	6.437903	0.17721	0.372041	0.710944	0	5.930862	0.8879	0.009471	0.805406	0.077781	0.12107	0.047277	0.16016	0.008997	0.81398	0	U_SYN_6774	0.158162	13.638441	0.107541	0	0.027105	0.058798	3.7659	0.095344	0	0.938037
1.751637	463.088615	6.527606	0.286425	0.865215	0.396739	1	5.328928	0.418628	0.38065	0.325645	0.251502	0	0	1	0.101304	0.325617	0	USER_004678	0.098619	4.605768	0.263426	2.018385	0.439583	0.069376	19.689234	0.209288	0.407364	8.764989
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16.310464	527.428673	3.813	0.481608	0.529813	0.330785	1	5.300985	0.317401	0.597706	0.033433	0.062441	2	0	1	0.129773	0.176776	1	USER_001848	0.360183	2.711727	0.31845	3.578044	2.897825	0.211245	12.758588	0.05032	0.951796	6.960766
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1.918985	691.421905	7.023654	0.055063	0.752897	0.248597	0	1.410985	0.813347	0.258786	0.918927	0.463339	1	0	0	0.144623	0.633873	0	USER_003643	-0.062034	10.644673	0.351818	0.512413	0.457811	-0.017886	26.38799	-0.926187	0.768236	6.42902
0	723.481134	2.496152	0.381396	0.712507	0.461002	0	8.194152	0.937637	0.008955	0.250897	0.043532	0.111112	0.018019	0.268637	0.005742	0.643746	0	U_SYN_3327	0.333957	3.072161	0.38404	0	0.146908	0.076822	0.711846	0.063685	0	2.736497
15	612.026887	1.711155	0.623131	1.45701	0.468526	3	9.265156	0.560081	0.005187	0.306696	0.026113	0.55817	0.512702	0.423933	0.006839	0.271495	1	U_SYN_7382	0.888768	1.099001	0.774363	5	0.344052	0.384551	0.302143	0.497229	1.45701	8.234576
0	569.727828	3.713478	0.689104	0.512529	0.301906	0	6.198097	0.888032	0.007381	0.494847	0.011732	0.09745	0.021869	0.000201	0.004217	0.743735	0	U_SYN_1262	0.361683	6.06253	0.357793	0	0.180702	0.184308	0.348553	0.080583	0	2.241744
4.947139	541.632601	6.878459	0	0.74377	0.362855	2	3.485133	0.661044	0.25159	0.554665	0.380153	0	0	1	-0.099061	0.8017	1	USER_002359	-0.001945	9.117858	0.449181	4.454759	2.471399	-0.00109	21.912882	-1.928179	0.238841	0.095688
1.621993	724.702589	8.875796	0.128649	0.865545	0.168057	0	1.262138	0.710105	0.334758	0.680462	0.220087	0	0	0	0.192746	0.359193	0	USER_006208	0.163091	14.197668	0.980591	0.327284	7.273363	0.037154	36.920783	-0.182056	0.191769	6.96163
0	693.397208	2.853811	0.37783	1.017604	0.390546	0	5.473652	1	0.007566	0.445769	0.073735	0.05842	0.038459	0.166667	0.008872	0.491198	0	U_SYN_13117	0.384579	2.553508	0.620182	0	0.127913	0.109502	0.693437	0.029064	0	2.105052
5	585.071134	1.761245	0.375445	0.286082	0.589646	2	6.693282	1	0.003789	0.223259	0.046757	0.36907	0.365405	0.305177	0.007035	0.856959	0	U_SYN_13455	0.377305	4.561848	0.117395	2	0.201717	0.181743	0.648608	0.220343	0.095361	2.525407
2	493.222765	1.151319	0.469962	0.429506	0.384837	1	7.453771	0.810844	0.003234	0.273344	0.013656	0.214654	0.219557	0.289966	0.004047	0.785247	0	U_SYN_6582	0.426721	2.174328	0.264216	1	0.375573	0.276808	0.234844	0.205926	0.057267	3.18068
3.803711	600.827587	7.827786	0.248353	0.696411	0.254779	1	2.853633	0.550179	0.23654	0.128022	0.138325	0	0	0	-0.058717	0.89746	1	USER_003771	0.255742	9.263109	0.143634	1.772584	0.460293	0.115862	29.167153	0.262954	0.239319	3.982837
0	677.121148	1.095415	0.185054	1.164185	0.451884	2	8.370485	0.918535	0.005921	0.279513	0.076387	0.455975	0.337913	0.392455	0.009381	0.417907	0	U_SYN_5021	0.455659	0.866498	0.638108	2	0.154803	0.143225	0.403399	0.270752	0	3.81409
5	657.110386	3.994579	0.549641	2.047464	0.101931	0	10	0.639951	0.008866	0.5954	0.028129	0.160475	0.061772	0.267482	0.004882	0	0	U_SYN_12583	0.72323	1.860138	1.838765	0	0.134236	0.253643	0.183373	0.210693	0.682488	7.232302
2	537.526894	4.436593	0.56814	1.039059	0.35942	0	4.82733	1	0.001993	0.500963	0.04978	0.10381	0.083143	0.153299	0.006491	0.48047	0	U_SYN_14995	0.46234	3.894963	0.6656	0	0.125235	0.26267	0.688645	0.056086	0.138541	2.231866
0	813.913213	1.953928	0.649205	0.364719	0.408331	0	6.437721	1	0.00469	0.331147	0.066691	0.088066	0.084363	0.203191	0.004421	0.817641	0	U_SYN_11413	0.36508	4.204538	0.215793	0	0.31608	0.023954	0.279882	0.051729	0	2.350281
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20.141795	456.599176	4.46993	0.596126	0.74229	0.528107	2	6.420884	0.283481	0.139879	0.245827	0.275747	5	0	1	0.139798	0.372839	1	USER_005409	0.429122	3.196594	0.772166	7.570736	0.995738	0.30694	10.546635	-0.366906	0.81082	8.626822
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0	458.216734	3.27858	0.193304	1.084198	0.376544	0	7.986916	1	0.003384	0.478311	0.058185	0.160562	0.089934	0.262211	0.006226	0.457901	0	U_SYN_6336	0.334027	2.768608	0.67595	0	0.057215	0.237939	0.995889	0.075149	0	2.667848
10	671.179242	4.155464	0.613508	0.893821	0.353559	1	7.726774	0.853166	0.003029	0.590615	0.080307	0.330359	0.209901	0.119091	0.00512	0.553089	1	U_SYN_6982	0.609815	4.1813	0.577803	3	0.144169	0.198268	0.567835	0.220812	0.595881	4.711903
2	595.183712	2.152012	0.428143	1.962507	0.223833	0	9.280436	0.883467	0.003307	0.333757	0.078771	0.110451	0.022368	0.144932	0.004235	0.018746	0	U_SYN_10066	0.649754	1.043396	1.523234	0	0.190116	0.301032	0.275458	0.086459	0.261668	6.029998
10	621.878754	3.338607	0.82598	1.375723	0.477539	3	10	0.607611	0.008832	0.407219	0.0272	0.667525	0.520166	0.395171	0.006459	0.312139	1	U_SYN_917	0.781102	2.262354	0.718761	5	0.240208	0.323974	0.277442	0.513263	0.917149	7.811017
0.560309	665.044991	8.02695	0.193938	0.826412	0.230234	1	2.067727	0.61191	0.213777	0.984093	0.112794	1	0	0	0.102623	0.43382	0	USER_003889	0.169156	11.70976	0.534547	2.230609	1.355468	0.056884	30.894381	-0.282998	0.835447	9.117846
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3.273604	602.487947	6.269905	0.442839	0.942371	0.425461	1	3.219585	0.411817	0.168211	0.54324	0.311226	0	0	3	0.119548	0.986394	0	USER_002832	0.546254	5.868473	0.206973	1.25344	0.170257	0.245826	18.011533	1.357166	0.051025	1.300484
5	691.362638	3.935364	0.467302	1.052683	0.341039	0	7.609723	0.945768	0.003492	0.564971	0.064562	0.0559	0.009079	0.083663	0.0058	0.473658	0	U_SYN_3414	0.500289	3.414089	0.693677	0	0.115802	0.144299	0.71494	0.041187	0.350894	3.807063
1.352286	646.538537	6.054276	0.173217	0.754813	0.273243	2	1.47127	0.60073	0.207376	0.267642	0.132364	0	0	1	-0.042956	0.681279	1	USER_007491	0.091118	8.652331	0.118367	4.805758	2.027303	0.033707	21.999929	0.926658	0.304036	3.846077
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0	712.493949	0.992176	0.445873	0.740221	0.452739	2	6.594622	1	0.006157	0.240242	0.025003	0.368788	0.347798	0.329129	0.0083	0.629889	0	U_SYN_7031	0.464927	1.180851	0.405094	2	0.408243	0.116237	0.248912	0.214976	0	3.066018
2	633.002081	8.331419	0.458182	0.57199	0.32211	0	6.625131	0.891553	0.008644	0.938921	0.085431	0.180999	0.003712	0.065798	0.003423	0.714005	0	U_SYN_6837	0.315573	12.398136	0.387746	0	0.054342	0.124507	1.454038	0.098792	0.076265	2.090715
2	514.032091	2.368862	0.609657	0.714546	0.569057	0	6.634837	0.969103	0.009261	0.348139	0.010174	0.165023	0.098792	0.117889	0.008675	0.642727	0	U_SYN_13878	0.446815	2.9082	0.307928	0	0.246938	0.272937	0.52619	0.091503	0.095273	2.964546
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0	726.059765	9.400667	0.104693	0.779827	0.22562	0	0.316596	0.923539	0.076822	0.118029	0.431118	0	0	0	0.147162	0.597408	0	USER_004345	0.308574	19.201576	0.026901	-0.420582	0.196435	0.069536	36.398464	0.205683	0.060073	7.55978
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0	675.565865	0.5	0.272933	0.439103	0.584985	0	7.968162	1	0.006302	0.051814	0.046248	0.142388	0.058951	0.232404	0.010601	0.780449	0	U_SYN_14232	0.503034	0.927467	0.182234	0	0.454889	0.159539	0.212661	0.060402	0	4.008255
1.064472	652.625396	8.695741	0.166744	0.759765	0.305394	0	2.683126	0.555621	0.224921	0.653974	0.104386	0	0	0	-0.004016	0.431906	0	USER_004923	0.045957	12.439105	0.124086	0.611943	2.159414	0.016492	30.200564	1.572551	0.764972	8.325743
0	572.451735	3.624357	0.54678	0.844692	0.61814	0	8.398234	0.957683	0.000206	0.55752	0.008465	0.175052	0.018552	0.160683	0.00733	0.577654	0	U_SYN_2217	0.386673	3.836549	0.322554	0	0.146812	0.195128	1.015375	0.075008	0	3.24737
0.417078	434.759047	3.625322	0.318974	0.858401	0.371403	0	5.554213	0.18847	0.362393	0.894226	0.455567	3	0	2	0.125089	0.452841	0	USER_008693	0.27955	1.946858	0.805853	4.212141	1.953129	0.211056	11.394324	-0.631921	0.846372	8.167013
1.237431	572.556698	5.934337	0.209792	0.867584	0.36623	1	3.133394	0.617901	0.265402	0.486555	0.432979	0	0	1	-0.027907	0.064352	1	USER_005864	0.086505	6.898619	0.260551	0.52602	2.498618	0.043637	18.805017	-1.407755	0.646791	8.748216
0	509.156851	0.852755	0.375342	1.394739	0.325216	3	10	1	0.000976	0.252788	0.094584	0.673382	0.498986	0.380886	0.003693	0.302631	1	U_SYN_2827	0.601468	0.570504	0.941147	3	0.393954	0.372739	0.173236	0.35171	0	6.014679
0.16428	333.753571	0.687916	0.496144	0.837215	0.568926	1	7.946775	0.352677	0.58696	0.554993	0.34805	1	0	0	-0.086864	0.29054	0	USER_007748	0.3896	0.099705	0.318233	3.292001	1.398044	0.36569	1.482713	0.182167	0.532384	8.016388
0	449.026663	2.237723	0.073306	1.244301	0.332349	0	8.736366	0.945105	0.006276	0.334304	0.044286	0.110899	0.048659	0.246623	0.006372	0.377849	0	U_SYN_4996	0.356405	1.6646	0.830759	0	0.031358	0.259835	0.689187	0.069825	0	3.113689
4.627248	637.010014	6.725091	0.380799	0.750646	0.285622	2	2.755632	0.725696	0.18639	0.77738	0.299267	0	0	1	0.073456	0.044754	1	USER_002722	0.373106	9.430308	0.495886	5.142047	0.023136	0.144487	24.0213	-0.389685	0.385359	6.524662
0	594.487484	7.525488	0.173598	0.097452	0.391929	0	3.194172	0.97923	0.007736	0.756432	0.075744	0.007714	0.067895	0.023681	0.007353	0.951274	0	U_SYN_3262	0.097797	38.113056	0.059258	0	0.022765	0.045434	2.437441	0.03099	0	0.312382
0.668846	702.358504	9.269777	0.122074	0.7561	0.18721	2	-0.351149	0.779795	0.085416	0.957772	0.24382	0	0	1	-0.006688	0.48365	0	USER_006290	0.309739	17.112687	0.13437	4.73108	1.24257	0.083146	37.671925	-0.226933	0.680646	5.437173
0	532.77175	10	0.120377	1.650921	0.249726	0	9.030136	1	0.005476	1.087351	0.033314	0.183016	0.024119	0.18909	0.006431	0.17454	0	U_SYN_6838	0.386099	5.711281	1.238643	0	0.011919	0.222694	2.196644	0.06214	0	3.486529
2.193031	458.487045	3.806579	0.309361	0.586416	0.516595	2	5.913144	0.45099	0.215887	0.572357	0.121121	1	0	3	-0.083371	0.940614	0	USER_008249	0.214524	2.300342	0.836796	7.067513	1.140276	0.152707	9.200597	-0.494362	0.420317	6.47142
0	604.099554	5.723489	0.442592	0.821085	0.594184	0	5.734417	0.962395	0.006627	0.723541	0.043247	0.048307	0.054968	0.253389	0.007132	0.589457	0	U_SYN_5741	0.331338	6.213854	0.333209	0	0.076001	0.148139	1.895637	0.046025	0	1.900031
0	627.921085	2.251627	0.167582	2.263289	0.160407	0	10	0.846352	0.002678	0.24442	0.072106	0.153238	0.06662	0.097292	0.004788	0	0	U_SYN_650	0.58798	0.952751	1.900241	0	0.071262	0.237414	0.30065	0.127417	0	5.879797
0	532.40202	4.616061	0.564503	0.620763	0.419396	0	5.398218	1	0.007029	0.556323	0.007471	0.050712	0.0689	0.171969	0.004563	0.689619	0	U_SYN_11094	0.335912	6.404412	0.360417	0	0.119698	0.193972	0.843104	0.035883	0	1.813324
1.13681	580.90099	6.569282	0.263311	0.779405	0.469035	0	1.517883	0.59363	0.119416	0.338059	0.139516	1	0	0	0.064929	0.288539	0	USER_003642	0.209654	8.42925	0.882071	2.220902	9.422095	0.102578	17.440295	2.389412	0.748833	9.998776
0.389306	815.512816	9.538974	0.027069	0.67184	0.061014	0	0.786516	1	0.095023	0.601774	0.129873	0	0	0	0.101264	0.251766	0	USER_000407	-0.161626	17.243816	0.010358	-0.731237	0.758442	-0.010135	44.784835	-0.485432	0.667637	4.89835
0	750.899148	8.956094	0.466355	0.247423	0.442535	0	3.837098	0.909555	0.009355	0.926401	0.040607	0.023621	0.037573	0.054061	0.005188	0.876288	0	U_SYN_5395	0.211476	25.778619	0.13793	0	0.051496	0.038104	2.115041	0.054536	0	0.811453
0	679.716715	3.055061	0.283876	0.934182	0.465334	0	6.661266	1	0.009616	0.468454	0.069745	0.185448	0.071669	0.123787	0.008023	0.532909	0	U_SYN_7082	0.335389	2.954084	0.499476	0	0.089975	0.103839	1.018058	0.077135	0	2.234118
1.121392	726.874493	9.353845	0.1417	0.562395	0.17092	2	-0.866227	0.64546	0.046375	0.952456	0.346275	0	0	0	0.037521	0.123537	0	USER_007111	0.151525	16.909576	0.904324	3.256416	0.211154	0.033921	38.775408	-0.234912	0.212646	7.472341
0	742.409813	2.019422	0.253312	0.435253	0.741972	0	5.945378	0.887959	0.008787	0.397678	0.033013	0.022589	0.03314	0.176766	0.009069	0.782374	0	U_SYN_3521	0.257409	3.772839	0.112307	0	0.119519	0.050354	1.118804	0.061535	0	1.530396
0	700.535463	2.367367	0.193631	0.809515	0.358003	0	6.679672	0.986715	0.008195	0.25767	0.009666	0.092955	0.092011	0.238991	0.005708	0.595242	0	U_SYN_10922	0.30105	2.602888	0.519706	0	0.078477	0.081812	0.683418	0.060804	0	2.010917
0.183868	584.610817	7.345303	0.38266	0.906597	0.301259	2	5.361057	0.481631	0.334377	0.559906	0.039624	0	0	1	-0.01506	0.291515	1	USER_006737	0.369354	8.191254	0.577404	1.540255	4.435581	0.178223	25.662321	-1.789059	0.842949	1.376839
0	601.341875	3.985575	0.654228	0.592955	0.614133	0	5.920413	1	0.000265	0.461083	0.008144	0.056143	0.022697	0.053938	0.009959	0.703522	0	U_SYN_4478	0.363812	5.751561	0.228802	0	0.160131	0.164482	0.846337	0.023652	0	2.153918
0	614.81262	5.706737	0.358355	0.704533	0.616257	0	6.244199	1	0.008241	0.753759	0.020305	0.181442	0.096396	0.268946	0.010766	0.647734	0	U_SYN_5660	0.282856	7.093231	0.27036	0	0.061714	0.120953	2.256547	0.083351	0	1.766208

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