Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0.523982	645.476559	7.629562	0.192623	0.560125	0.355413	0	4.26223	0.548033	0.27167	0.621403	0.104594	0	0	0	0.299299	0.518739	0	USER_009117	0.126639	11.143449	0.48571	0.165423	0.646566	0.047092	24.589585	0.895606	0.501884	4.642712
5	662.034992	1.808448	0.584754	0.65259	0.544307	0	4.712844	0.77662	0.004963	0.362574	0.005159	0.143887	0.003495	0.158909	0.008844	0.673705	0	U_SYN_5694	0.510742	2.402965	0.297381	0	0.306403	0.174548	0.408748	0.133567	0.21753	2.407045
0	681.428932	0.757977	0.444267	1.048712	0.436831	1	8.664692	1	0.005941	0.157726	0.020471	0.182419	0.145794	0.164534	0.004981	0.475644	0	U_SYN_5119	0.576129	0.65985	0.590602	1	0.517808	0.176579	0.184008	0.098464	0	4.991979
2	759.047217	0.5	0.251951	0.289477	0.614618	3	6.509736	0.861718	0.009804	0.127712	0.03735	0.533059	0.497957	0.510298	0.008813	0.855262	0	U_SYN_1134	0.506814	1.283773	0.111559	3	0.419919	0.083811	0.229882	0.364618	0.038597	3.299226
7	730.677404	0.683508	0.672173	1.703416	0.237239	4	10	0.687392	0.001484	0.075163	0.098986	0.753118	0.624316	0.572519	0.003011	0.148292	1	U_SYN_10996	0.937597	0.379008	1.299299	6	0.857901	0.203412	0.053159	0.538273	0.794927	9.375971
0	634.462701	3.204854	0.219674	0.325128	0.42466	0	5.146125	1	0.007787	0.347009	0.08773	0.151147	0.027066	0.062967	0.004827	0.837436	0	U_SYN_10278	0.191445	7.538566	0.187059	0	0.06647	0.075024	1.062004	0.053464	0	0.985198
10	774.269648	0.5	0.763173	0.944176	0.278362	5	10	0.649977	0.009646	0.216637	0.017	0.94242	0.808115	0.835772	0.005663	0.527912	1	U_SYN_10451	0.95112	0.478846	0.681354	7	1.271955	0.130961	0.032962	0.66517	0.629451	9.511204
7	850	5.242028	0.315065	0.775023	0.496954	2	6.140656	0.825634	0.006913	0.676976	0.069027	0.413525	0.333658	0.408777	0.006065	0.612488	0	U_SYN_4017	0.426963	5.990729	0.389873	4	0.058978	0	1.784288	0.293901	0.361678	2.621833
0	594.17224	1.804965	0.38308	0.490521	0.616731	0	5.371492	1	0.008166	0.208588	0.004327	0.191276	0.073629	0.19298	0.01017	0.75474	0	U_SYN_10409	0.318017	3.056566	0.188002	0	0.201096	0.147923	0.686741	0.079472	0	1.708226
0	850	2.295773	0.213942	1.125003	0.377067	0	7.819171	1	0.00118	0.339274	0.065436	0.012423	0.058728	0.101078	0.005104	0.437499	0	U_SYN_2424	0.372664	1.874096	0.700801	0	0.0893	0	0.68046	0.021345	0	2.91392
2	605.27549	0.518236	0.14417	1.197392	0.321833	3	8.461569	0.886824	0.002759	0.105411	0.059403	0.630262	0.473163	0.410637	0.008171	0.401304	0	U_SYN_4138	0.64623	0.399444	0.812032	3	0.233195	0.287543	0.14274	0.376298	0.159652	5.468123
5	488.714907	1.855283	0.393327	0.84012	0.670267	3	8.644998	0.880542	0.000527	0.345975	0.098006	0.565449	0.4648	0.588193	0.007345	0.57994	1	U_SYN_12048	0.488309	1.973454	0.277015	3	0.201161	0.320761	0.75442	0.356858	0.28004	4.221429
0	808.689966	4.088943	0.317896	0.378516	0.567393	0	5.202481	0.923975	0.007737	0.596124	0.036086	0.157715	0.03818	0.288939	0.00735	0.810742	0	U_SYN_859	0.218817	8.545054	0.163748	0	0.075889	0.016435	1.582508	0.089178	0	1.13839
0	615.030125	8.001868	0.590194	0.71194	0.338471	0	5.45294	0.939374	0.00831	0.988542	0.079979	0.114619	0.023251	0.170417	0.006549	0.64403	0	U_SYN_2962	0.344132	9.85524	0.470969	0	0.072847	0.147019	1.10992	0.065611	0	1.876531
0	545.581282	6.293495	0.33662	1.485996	0.454008	0	8.954726	0.752626	0.003103	0.828253	0.098471	0.060079	0.099435	0.245345	0.0082	0.257002	0	U_SYN_2426	0.429467	3.968165	0.811341	0	0.05265	0.237705	1.895476	0.146804	0	3.84576
8.230779	406.461985	0.601857	0.530814	0.87084	0.551785	2	8.099383	0	0.388662	0.343474	0.221131	2	0	1	0.102435	0.787031	1	USER_008163	0.465634	-0.059262	0.669496	7.882891	0.712803	0.375502	1.348806	-1.050084	0.519552	2.907909
1.929969	598.856474	7.162151	0.197489	0.686134	0.395501	0	3.327399	0.393067	0.482312	0.883772	0.250103	0	0	0	-0.02503	0.40467	1	USER_002748	0.081884	7.836462	0.563754	0.595716	0.785556	0.03739	21.647578	-0.248212	0.297073	4.636302
0	683.262078	1.118976	0.461144	0.658972	0.526167	3	9.041028	0.894536	0.008609	0.135817	0.077982	0.518228	0.530258	0.431653	0.006558	0.670514	0	U_SYN_7674	0.43421	1.47433	0.312243	3	0.378304	0.131635	0.317261	0.356732	0	3.925702
1.425392	685.358557	8.877872	0.143066	0.912566	0.260553	0	-0.502608	0.675079	0.026747	0.453772	0.433132	0	0	1	0.095642	0.246823	0	USER_003163	0.074667	13.969505	0.525109	-1.435031	1.030441	0.022351	32.823594	1.266016	0.040696	6.169769
9.950031	591.703267	5.712268	0.277565	0.821469	0.331831	2	5.839289	0.604039	0.2633	0.651715	0.039558	0	0	0	0.098344	0.919386	1	USER_004874	0.351032	6.830205	0.186363	4.426698	1.120248	0.164855	19.083789	1.148329	0.672758	6.86853
0	821.593743	0	0.431594	0.672986	0.18691	3	5.046278	0.917075	-0.04779	0.420754	0.495341	0	0	0	0.230662	0.117149	1	USER_008930	0.278307	-0.336619	0.836422	3.759016	4.435562	0.014374	0	-0.722819	0.379514	7.558836
7.643335	536.336745	6.523532	0.256961	0.726093	0.264076	1	5.752226	0.689337	0.291448	0.210121	0.107073	0	0	1	0.051689	0.224719	1	USER_003485	0.292318	7.502988	0.651121	2.851734	1.096311	0.166708	24.004119	1.383018	0.322939	2.200582
0.122142	505.364488	4.779867	0.13328	0.818336	0.509233	0	5.380733	0.370792	0.275354	0.869775	0.320254	1	0	1	-0.040837	0.993559	0	USER_003202	-0.064441	3.808436	0.617841	0.229506	0.285741	-0.040379	11.729012	-1.30277	0.536163	4.286021
2.070552	784.078961	8.27837	0.053337	0.868104	0.201957	0	0.721271	0.941849	0.057767	0.909876	0.069266	1	0	0	0.086214	0.649755	0	USER_001753	-0.097308	14.895821	0.981297	1.339026	0.01896	-0.011663	33.032487	0.764257	0.219805	6.890408
0	608.906492	5.516606	0.289505	1.047672	0.480338	0	6.794037	0.759147	0.003908	0.592934	0.029585	0.035872	0.084885	0.065251	0.007737	0.476164	0	U_SYN_4937	0.331995	4.806779	0.544436	0	0.051544	0.14553	1.882694	0.132568	0	2.255583
0	736.540327	1.544358	0.304019	1.111608	0.416629	0	8.935613	1	0.00716	0.265438	0.01083	0.023876	0.069221	0.133907	0.007714	0.444196	0	U_SYN_10896	0.435155	1.274635	0.64848	0	0.184886	0.089768	0.447811	0.027929	0	3.88838
2	473.936356	4.18388	0.673225	1.32753	0.277856	0	7.509603	0.788359	0.001807	0.532471	0.016162	0.169411	0.025393	0.223949	0.003153	0.336235	0	U_SYN_5285	0.55416	2.930853	0.958668	0	0.157153	0.378908	0.379882	0.143098	0.177004	4.161522
5	462.330967	1.409652	0.622215	1.261816	0.53387	2	7.031897	0.738453	0.000994	0.335702	0.045588	0.481878	0.368452	0.480142	0.008111	0.369092	1	U_SYN_8367	0.671509	1.035126	0.588171	2	0.412158	0.473315	0.28431	0.359718	0.420605	4.721979
0	631.016487	4.510465	0.761491	0.631381	0.382249	4	7.185393	1	0.002224	0.622987	0.042685	0.791933	0.613828	0.742818	0.004824	0.68431	1	U_SYN_12905	0.398103	6.167053	0.390037	4	0.165166	0.158505	0.411218	0.421728	0	2.860527
0	850	5.247315	0.203278	0.697419	0.512893	0	6.362349	0.94589	0.006429	0.712126	0.020469	0.196437	0.084289	0.057438	0.008352	0.65129	0	U_SYN_2093	0.237869	6.58037	0.339718	0	0.038015	0	2.144225	0.105862	0	1.513407
1.116084	660.536606	6.639743	0.145214	0.697393	0.347697	2	2.90068	0.51741	0.182829	0.43744	0.49292	0	0	0	0.049855	0.410604	1	USER_008000	0.271364	9.504702	0.192117	4.863488	3.23878	0.093479	21.655626	0.067149	0.015516	9.474591
0	817.480168	10	0.232339	0.764816	0.315818	0	6.465398	0.92242	0.00856	1.115481	0.045726	0.083909	0.020242	0.203523	0.007671	0.617592	0	U_SYN_11336	0.242467	11.563154	0.523274	0	0.023004	0.014336	2.42441	0.062277	0	1.567644
0	705.778672	0.5	0.783083	0.871787	0.475285	2	9.055495	0.999013	0.002745	0.093185	0.02953	0.465073	0.368553	0.498787	0.005508	0.564107	0	U_SYN_11683	0.742616	0.514516	0.457439	2	1.305138	0.194729	0.051549	0.250483	0	6.724752
10	684.963054	0.766648	0.848843	0.483782	0.456773	5	10	0.604129	0.0026	0.171089	0.028688	0.934261	0.729827	0.837931	0.008325	0.758109	1	U_SYN_7817	0.782184	1.313243	0.262804	7	0.979455	0.234708	0.052933	0.657575	0.322521	7.821835
2	412.243017	1.95874	0.328208	0.430899	0.536996	1	5.084873	0.97897	0.004987	0.348195	0.075347	0.286878	0.215393	0.358988	0.010286	0.784551	0	U_SYN_1920	0.321789	3.689481	0.199508	1	0.159422	0.256119	0.706615	0.159093	0.057453	1.636255
0	581.03445	2.403926	0.591537	1.105574	0.402737	0	7.997831	1	0.008404	0.336204	0.092429	0.15264	0.025842	0.186249	0.007261	0.447213	0	U_SYN_82	0.478451	1.994009	0.660319	0	0.236244	0.233976	0.395453	0.053545	0	3.826567
1.20334	733.424574	11.424622	0.015021	0.591727	0.161088	0	0.775453	0.85933	-0.110085	0.561896	0.028448	0	0	0	0.015133	0.705847	0	USER_002200	-0.122175	19.619505	0.299806	1.071274	1.262671	-0.025896	47.921258	1.283993	0.776478	3.580151
7	546.056904	9.597667	0.198214	0.393961	0.393111	3	8.014625	0.786099	0.001868	0.969752	0.032893	0.656631	0.506539	0.620743	0.007956	0.803019	0	U_SYN_13318	0.29888	19.429993	0.239091	5	0.020439	0.165168	3.025092	0.434511	0.183849	2.395412
6.638561	579.08611	0	0.691739	0.670192	0.329076	1	9.127413	0.498297	0.276719	0.126466	0.201902	1	0	0	0.093029	0.471618	1	USER_008375	0.600513	0.455279	0.443262	2.645426	4.447453	0.295795	0	-0.039013	0.237107	6.392834
0	664.623528	1.156751	0.244914	0.98788	0.494374	1	6.153232	0.970366	0.00234	0.231331	0.01567	0.254841	0.159919	0.367068	0.005123	0.50606	0	U_SYN_4396	0.430191	1.063307	0.499498	1	0.194879	0.144995	0.431809	0.136282	0	2.647064
2	725.550491	0.886558	0.461598	1.268962	0.279167	2	9.237204	0.882146	0.001264	0.252713	0.068235	0.362761	0.290235	0.349596	0.004684	0.365519	0	U_SYN_8475	0.634997	0.647613	0.91471	2	0.467887	0.143682	0.133253	0.24304	0.169195	5.865596
4.819279	472.528689	4.504482	0.289517	0.91693	0.612007	1	5.891737	0.370822	0.261981	0.657478	0.394314	0	0	0	0.118588	0.316704	1	USER_005504	0.121427	3.464449	0.988056	2.561145	1.905377	0.083337	8.738537	-0.162607	0.583671	3.474953
5.648181	639.632389	8.562801	0.203388	0.598153	0.040727	0	2.572981	0.551014	0.348875	0.050238	0.297163	0	0	0	0.057214	0.255495	0	USER_003845	0.221874	11.133274	0.4806	-0.770398	2.864862	0.084864	41.070299	1.112537	0.455752	9.542292
0	660.728587	4.481066	0.387395	0.955499	0.508713	0	6.512044	1	0.00288	0.52172	0.054552	0.151433	0.098418	0.082122	0.006091	0.52225	0	U_SYN_1813	0.350976	4.245447	0.469424	0	0.084564	0.120781	1.396481	0.074955	0	2.285573
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0	500.950713	1.777566	0.147823	1.109285	0.425591	2	6.905725	1	0.009402	0.224652	0.006601	0.478418	0.369811	0.510899	0.004999	0.445357	0	U_SYN_2994	0.372725	1.469931	0.637183	2	0.078731	0.236544	0.644686	0.254469	0	2.573934
0.290051	415.366429	1.900437	0.352146	0.718899	0.454803	0	5.437048	0.314326	0.395936	0.087486	0.25652	3	0	0	-0.13023	0.542099	0	USER_008726	0.199248	0.80395	0.698832	3.578119	0.316547	0.157455	5.18056	-0.77857	0.042204	4.988609
2.148462	623.611929	6.490142	0.335269	0.78999	0.323859	1	3.480802	0.551223	0.182878	0.148249	0.353289	1	0	0	0.139009	0.698446	0	USER_000674	0.227205	8.081201	0.558656	1.735529	0.939884	0.093521	21.941244	-1.021742	0.970533	2.227322
3.316279	592.781617	9.043231	0	0.836784	0.228496	0	2.723177	0.553783	0.056421	0.856618	0.333296	0	0	5	0.223278	0.685084	0	USER_000438	0.104251	10.830259	0.961572	0.086998	1.581215	0.048755	34.884431	0.738588	0.842721	6.762753
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0	746.22177	2.0817	0.51418	1.013459	0.42708	0	6.816732	1	0.007365	0.405462	0.013703	0.127586	0.02701	0.193197	0.005196	0.493271	0	U_SYN_13032	0.448618	1.86958	0.580631	0	0.235679	0.084649	0.431919	0.046379	0	3.058106
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10	670.425494	0.5	0.803955	0.782514	0.392336	5	8.228719	0.636278	0.006235	0.196794	0.043741	0.83085	0.783562	0.586258	0.005068	0.608743	1	U_SYN_8399	0.931023	0.566563	0.475506	7	1.339925	0.303978	0.038458	0.629812	0.521676	7.661124
0.410205	710.652431	7.506649	0.033441	0.62706	0.073769	0	2.601764	0.711717	0.049046	0.015676	0.101758	0	0	0	0.089504	0.948862	0	USER_007693	-0.044109	12.622514	0.82122	0.826104	1.755307	-0.011175	34.764439	-1.868581	0.8622	4.648422
2	814.382593	2.857833	0.321496	1.903251	0.126907	0	8.250123	0.847193	0.007272	0.309933	0.084743	0.11119	0.065489	0.100247	0.001831	0.048375	0	U_SYN_13065	0.584716	1.426598	1.661715	0	0.108693	0.037866	0.246079	0.114127	0.253767	4.823979
2	748.522017	7.424691	0.523293	0.663127	0.447	0	6.317838	0.896509	0.000793	0.783547	0.084282	0.022846	0.070821	0.261374	0.005467	0.668436	0	U_SYN_7162	0.356193	9.729298	0.366709	0	0.069543	0.065719	1.582113	0.069496	0.088417	2.250367
3.371093	675.016255	8.468541	0.03997	0.720304	0.189924	1	0.940145	0.932059	0.098425	0.034864	0.08503	0	0	0	0.065022	0.112796	0	USER_005186	-0.024824	14.917562	0.998231	2.004257	1.17234	-0.007898	34.30081	0.500602	0.466227	8.253129
0	612.521621	1.030704	0.202818	0.202916	0.711922	0	4.209936	0.907633	0.007153	0.290356	0.014564	0.150014	0.079275	0.292789	0.008597	0.898542	0	U_SYN_14256	0.278309	3.402607	0.058456	0	0.179373	0.120168	0.584957	0.105734	0	1.171665
2	609.79039	3.623247	0.943965	0.998522	0.483556	2	9.260898	0.914986	0.005352	0.414252	0.062354	0.370996	0.36146	0.394448	0.005756	0.500739	0	U_SYN_11737	0.57661	3.298294	0.515681	2	0.253533	0.251832	0.098176	0.253742	0.133136	5.33993
4.896214	554.785579	6.753979	0.14853	0.484982	0.325838	2	3.093053	0.280168	0.201576	0.213171	0.070944	1	0	1	0.167065	0.209	1	USER_000441	0.01802	7.550569	0.310141	6.27367	2.285008	0.009672	22.766393	-0.628388	0.519104	7.122239
0	621.29178	0.5	0.525166	0.781464	0.500761	2	6.82328	0.809792	0.00971	0.130198	0.005766	0.401788	0.374127	0.356536	0.006956	0.609268	0	U_SYN_1988	0.647176	0.567238	0.390137	2	0.875276	0.269117	0.118889	0.308858	0	4.415862
0	690.388809	3.288169	0.158118	0.494231	0.395309	0	5.662713	0.939797	0.003441	0.457191	0.066288	0.199487	0.034676	0.074886	0.005296	0.752884	0	U_SYN_7737	0.205311	5.533484	0.298857	0	0.046668	0.059582	1.094314	0.09433	0	1.162615
0.778414	700.120151	6.989175	0.103343	0.771178	0.216374	2	1.248825	0.598846	0.090639	0.085722	0.038599	0	0	0	0.016777	0.28654	0	USER_001901	0.204194	10.355632	0.004729	3.374686	2.656479	0.055645	27.384496	1.265718	0.751888	6.01136
10	578.048049	4.835702	0.404148	0.992532	0.626367	1	7.375903	0.716607	0.002426	0.484983	0.097083	0.317413	0.177109	0.178848	0.007307	0.503734	0	U_SYN_10561	0.560272	4.426143	0.370842	3	0.081882	0.277031	1.804792	0.261714	0.661688	4.13251
0	850	10	0.505092	0.952166	0.332851	0	5.871811	1	0.005771	1.188746	0.031861	0.109613	0.032606	0.04166	0.004731	0.523917	0	U_SYN_201	0.361763	9.504208	0.635236	0	0.050009	0	1.647308	0.042666	0	2.124202
19.183602	582.818448	3.471444	0.228541	0.631992	0.496996	1	6.263517	0.461303	0.41841	0.764428	0.329425	1	0	0	-0.072306	0.257141	1	USER_008852	0.260762	4.089764	0.7578	2.663818	3.297652	0.126674	8.730744	-0.233825	0.747523	5.465729
23.890086	597.004365	5.247469	0.150258	0.885579	0.317779	0	3.199503	0.60661	0.036843	0.070755	0.357808	1	0	0	-0.051646	0.17211	1	USER_004145	-0.028209	6.594147	0.416615	0.431629	0.831981	-0.012976	17.899676	-1.499487	0.860232	9.091386
1.110394	760.521503	8.412624	0.091944	0.789029	0.166881	2	-0.838668	0.866762	0.124329	0.070952	0.132985	1	0	1	-0.097096	0.248545	0	USER_000166	0.07068	14.503688	0.185439	3.828154	15.411627	0.011499	35.043585	0.354217	0.634071	2.470413
0	631.944971	1.877003	0.171786	0.931337	0.387547	2	7.464382	0.962105	0.002369	0.208538	0.08919	0.381686	0.38553	0.513046	0.005856	0.534331	0	U_SYN_4855	0.338967	1.819969	0.570401	2	0.086892	0.134388	0.602464	0.245323	0	2.530176
0.263354	466.423625	3.327832	0.428079	0.910737	0.603468	3	6.003679	0.209971	0.43073	0.496501	0.239116	2	0	1	0.132995	0.922728	1	USER_008557	0.399039	2.28017	0.207412	10.203746	3.841724	0.278295	6.597952	-0.017612	0.209154	1.285119
0	495.000082	4.325519	0.199704	0.780405	0.424265	0	5.986967	0.979693	0.005464	0.62267	0.093046	0.00288	0.026061	0.109304	0.007884	0.609797	0	U_SYN_9741	0.261185	4.913099	0.449307	0	0.045126	0.168583	1.468676	0.016805	0	1.563704
0	675.781471	2.260611	0.298698	0.534221	0.62279	0	4.804701	0.786146	0.004045	0.357658	0.003023	0.081806	0.027755	0.147659	0.00951	0.732889	0	U_SYN_12502	0.281177	3.564387	0.201514	0	0.126534	0.089066	0.987353	0.11841	0	1.350973
0.065499	806.170304	9.645757	0.084945	0.689835	0.1397	0	-0.727738	1	0.124721	0.519424	0.400897	0	0	0	-0.044365	0.186418	0	USER_000950	0.094443	18.84372	0.6367	0.806048	7.042295	0.007526	41.491224	-1.027986	0.313038	4.283495
1.176868	536.268635	5.859653	0.283713	0.866505	0.425449	3	5.036805	0.605343	0.163369	0.436304	0.171331	0	0	0	0.142565	0.376544	1	USER_003822	0.306588	6.141769	0.867999	7.727151	4.24183	0.174884	16.833344	0.912705	0.408057	9.476259

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