Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
7	594.067802	0.5	0.14984	0.379145	0.651673	1	5.728009	0.53452	0.004068	0.203539	0.091679	0.356214	0.228059	0.213433	0.011152	0.810428	0	U_SYN_13050	0.594114	1.043526	0.132066	3	0.249734	0.27646	0.277013	0.361474	0.176934	3.403092
0.213373	754.653483	8.930842	0.043326	0.804664	0.076832	0	-0.290362	0.91379	0.072565	0.912864	0.06276	0	0	0	-0.014514	0.410977	1	USER_007298	-0.073211	16.533562	0.345629	0.82	2.598449	-0.012692	41.22334	0.23854	0.730311	4.218421
0	540.207364	5.639438	0.199504	1.309405	0.321669	0	7.089214	0.927	0.002314	0.648752	0.060744	0.046374	0.079823	0.088653	0.003405	0.345298	0	U_SYN_3664	0.356579	4.001291	0.88821	0	0.03476	0.200846	1.452125	0.067059	0	2.527864
2.216446	749.627947	8.604973	0.070103	0.618623	0.167107	0	1.067037	0.671348	0.063375	0.692301	0.155136	3	0	0	-0.027463	0.302145	0	USER_003045	0.133086	14.004075	0.890214	1.481067	1.001796	0.024287	35.835089	-0.56986	0.480582	8.390498
10	414.408108	1.403659	0.228899	0.543935	0.634926	2	7.626123	0.734345	0.007909	0.178975	0.073075	0.360284	0.310413	0.296168	0.01044	0.728032	0	U_SYN_508	0.510466	2.179815	0.198577	4	0.152228	0.404281	0.68722	0.307471	0.362623	3.892873
0	609.384858	0.5	0.183205	0.465308	0.471999	0	6.081113	1	0.00638	0.18115	0.093448	0.095139	0.098921	0.045862	0.00659	0.767346	0	U_SYN_166	0.481357	0.884473	0.245683	0	0.305342	0.210585	0.192763	0.058218	0	2.927183
5	568.906678	4.031059	0.520996	1.590264	0.164644	0	8.083912	0.81814	0.008316	0.455257	0.009244	0.02634	0.035628	0.092962	0.002904	0.204868	0	U_SYN_13689	0.622765	2.384869	1.328436	0	0.126117	0.318282	0.31791	0.091334	0.530088	5.034381
15.236766	577.44862	5.064275	0.222308	0.920407	0.468008	1	3.919678	0.354222	0.331208	0.592673	0.283525	0	0	0	-0.06705	0.79137	1	USER_007789	0.007132	4.760263	0.460106	1.837012	2.802501	0.003534	13.470781	0.83769	0.733913	2.340862
12.688607	585.079387	6.656942	0.194232	0.874408	0.275913	1	1.983696	0.529723	0.328865	0.44373	0.407976	0	0	1	0.1178	0.297195	0	USER_009299	0.001534	7.921611	0.401231	2.716369	1.291775	0.000739	24.101022	-0.621068	0.958589	3.293482
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5	674.634795	8.112168	0.558892	1.01961	0.465546	0	5.806825	0.6979	0.003139	0.835068	0.000218	0.126574	0.061114	0.009006	0.006301	0.490195	0	U_SYN_2610	0.495944	7.245528	0.544935	0	0.068057	0.15813	1.665881	0.177147	0.33987	2.879859
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6.071513	526.275141	1.952612	0.330971	0.700859	0.580516	1	4.193994	0.334524	0.455759	0.769564	0.037047	0	0	0	0.074007	0.64384	1	USER_006779	0.335172	1.693365	0.419327	3.114851	2.094333	0.197279	4.095446	-1.317627	0.897437	5.843282
0	532.758839	7.129043	0.423307	1.067827	0.239947	0	6.900859	1	0.007784	0.785562	0.079011	0.042593	0.067084	0.234951	0.005071	0.466086	0	U_SYN_11108	0.368224	6.104535	0.811605	0	0.058556	0.212392	0.986489	0.032903	0	2.541059
10	563.47894	1.511189	0.596855	0.83758	0.603614	3	7.028321	0.675672	0.009464	0.282249	0.053886	0.517921	0.478282	0.501958	0.009084	0.58121	1	U_SYN_11156	0.670704	1.611797	0.332005	5	0.370444	0.349402	0.367739	0.428592	0.558387	4.713926
0	685.666761	5.837129	0.125417	1.140532	0.098303	0	6.346756	0.983675	0.009115	0.587565	0.086928	0.044538	0.020694	0.132131	0.001807	0.429734	0	U_SYN_152	0.299418	4.705343	1.028415	0	0.021124	0.089462	0.501841	0.0261	0	1.900333
5	559.262111	7.308014	0.176872	0.75951	0.440016	0	6.847976	0.682103	0.007391	0.74816	0.027997	0.06652	0.024086	0.246255	0.006952	0.620245	0	U_SYN_13422	0.331961	8.502538	0.425314	0	0.023876	0.17548	2.646884	0.15434	0.25317	2.273263
0	695.262403	4.225672	0.352557	0.577056	0.567533	0	6.639792	1	0.009609	0.519869	0.063722	0.031324	0.098714	0.070219	0.006164	0.711472	0	U_SYN_2832	0.267414	6.241246	0.249558	0	0.081504	0.075235	1.552702	0.039011	0	1.775573
0.14522	782.771977	9.136473	0	0.808519	0.103159	0	-0.541131	1	0.126565	0.250118	0.491568	0	0	0	-0.013098	0.879657	0	USER_009870	0.021638	17.402454	0.930338	1.170708	0.451065	0.002645	40.969837	-0.801513	0.077906	8.625106
1.575984	583.629656	6.480065	0.458352	0.806812	0.284595	1	2.594962	0.517946	0.209092	0.186901	0.303085	1	0	0	0.191686	0.772027	0	USER_006061	0.484945	8.676796	0.170267	4.653621	0.849278	0.234863	23.179351	0.354197	0.022045	1.862717
0	764.947706	5.256364	0.641694	1.575225	0.198543	0	8.12596	0.94923	0.002901	0.721909	0.001982	0.126178	0.095738	0.138552	0.004802	0.212387	0	U_SYN_3551	0.544892	3.137706	1.262475	0	0.1198	0.084262	0.373934	0.086883	0	4.427771
1.050476	491.754595	4.96637	0.402687	0.800317	0.449905	1	5.08723	0.465353	0.223405	0.140642	0.460655	1	0	1	0.023267	0.842985	1	USER_005106	0.526821	4.52425	0.191551	3.434238	0.025179	0.343147	13.659888	0.897136	0.68743	5.564764
1.126334	660.313344	7.14454	0.165496	0.813291	0.22456	0	3.021345	0.288356	0.355377	0.972964	0.46277	0	0	0	-0.159702	0.686942	0	USER_006827	0.154087	9.574052	0.123396	1.793865	2.783086	0.053142	27.700826	-0.344267	0.451601	0.14831
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0.790016	693.130037	5.570949	0.244865	0.905384	0.253282	4	3.307511	0.715377	0.068232	0.758333	0.329627	2	0	1	-0.046266	0.427585	1	USER_004459	0.298666	7.680576	0.784776	9.803056	0.341298	0.085185	20.799644	0.91334	0.818851	9.253264
13.732123	456.231295	3.523745	0.383688	0.718138	0.480541	1	3.91031	0.097173	0.452794	0.350334	0.045444	0	0	4	-0.088009	0.663641	1	USER_007586	0.328913	2.16431	0.678089	2.076983	0.917413	0.235483	9.152211	-1.205932	0.000547	6.755065
2.563544	474.183171	2.636907	0.311025	0.739944	0.50606	4	6.557792	0.402449	0.190184	0.210304	0.066237	1	0	3	0.2259	0.799601	1	USER_007258	0.258638	2.418989	0.5559	9.306435	0.596653	0.176728	6.512366	1.43183	0.596381	8.155935
0.252525	711.787151	9.085166	0	0.728319	0.006626	0	0.079813	0.779901	-0.140588	0.778639	0.352472	0	0	0	-0.033486	0.206539	0	USER_006304	0.047068	16.074305	0.83378	-0.923861	0.597197	0.011828	45.124858	1.278574	0.510369	5.059648
0	541.311769	10	0.179619	1.461823	0.283265	0	8.677531	1	0.008898	1.135896	0.042595	0.009898	0.074762	0.209728	0.007126	0.269088	0	U_SYN_14300	0.366052	6.402774	1.04774	0	0.017784	0.205447	2.323849	0.025398	0	3.17643
5.370288	573.541146	3.607079	0.300432	0.806814	0.366679	0	6.44193	0.406063	0.306118	0.231652	0.269157	0	0	2	0.180235	0.922422	0	USER_000523	0.199001	3.281287	0.116217	0.148683	2.276489	0.100028	11.422191	0.38637	0.230739	5.877478
0	662.090592	4.832996	0.113788	1.719306	0.275636	0	7.070823	0.853895	0.007523	0.64031	0.091917	0.145441	0.012329	0.107379	0.004535	0.140347	0	U_SYN_14270	0.418541	2.656505	1.245404	0	0.023067	0.142996	1.180564	0.105773	0	2.959429
0	680.178883	10	0.263855	1.343211	0.378165	0	7.972461	1	0.001618	1.040645	0.042039	0.136391	0.06515	0.000937	0.007022	0.328395	0	U_SYN_12327	0.367601	6.928996	0.835255	0	0.026124	0.113502	2.783845	0.060463	0	2.930682
0	716.192956	3.384286	0.485356	0.953637	0.415218	0	8.030227	1	0.005393	0.357841	0.042205	0.048976	0.059206	0.141188	0.00861	0.523181	0	U_SYN_11546	0.393735	3.212003	0.55767	0	0.139299	0.09579	0.723185	0.032455	0	3.16178
2.512575	667.187743	7.004563	0.294542	0.789806	0.273017	0	1.63532	0.444962	0.099609	0.634903	0.094884	0	0	0	-0.159779	0.913538	0	USER_000639	0.000045	10.565848	0.626176	1.785223	0.352997	0.000015	25.461002	-0.298971	0.130544	4.194083
2.786924	460.104976	5.472297	0.361012	0.670661	0.30709	1	5.624809	0.400707	0.322373	0.920576	0.072535	1	0	3	0.025705	0.391153	0	USER_000042	0.228726	3.874955	0.335087	3.08191	3.286033	0.162144	18.959034	1.11415	0.707304	8.75973
7	760.107439	0.929043	0.485967	0.81952	0.511191	3	7.578771	0.757771	0.005337	0.098603	0.041975	0.655225	0.499992	0.432826	0.009423	0.59024	0	U_SYN_14208	0.64405	1.010356	0.400588	5	0.472252	0.105264	0.244124	0.443457	0.382443	4.881104
0	656.747003	6.881228	0.340325	0.385638	0.481268	0	4.125668	1	0.001805	0.748832	0.044465	0.146186	0.076675	0.067115	0.009775	0.807181	0	U_SYN_2468	0.207873	14.169471	0.200042	0	0.048749	0.07304	2.184656	0.066858	0	0.857617
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5	654.494896	1.809049	0.221877	0.611035	0.503946	2	7.482103	0.809201	0.009959	0.290513	0.073002	0.33643	0.309775	0.267357	0.005051	0.694482	0	U_SYN_11757	0.393534	2.544247	0.303107	2	0.116224	0.139887	0.709385	0.270181	0.203678	2.944465
0	679.469836	1.947756	0.129877	0.380602	0.467356	1	6.520349	0.959214	0.002418	0.337223	0.009504	0.351899	0.199671	0.143389	0.008401	0.809699	0	U_SYN_13869	0.212752	4.052739	0.202725	1	0.063424	0.065965	0.792069	0.181785	0	1.387214
0.388922	767.111625	10.480371	0.118159	0.77029	0.208289	1	0.420213	0.839171	0.201183	0.948062	0.386559	0	0	0	-0.226787	0.204556	0	USER_001998	0.113084	18.296075	0.209397	0.540469	0.113858	0.017042	41.487114	1.52096	0.039574	2.476891
0	605.432326	1.382028	0.42696	0.7204	0.307794	2	7.657391	0.726384	0.009887	0.262982	0.071365	0.465537	0.342706	0.402476	0.00433	0.6398	0	U_SYN_9583	0.407118	1.684577	0.498666	2	0.288092	0.181033	0.243759	0.351919	0	3.117465
2	542.414144	1.702132	0.285165	0.411065	0.680267	2	7.302863	0.89326	0.001888	0.347587	0.043986	0.356947	0.32811	0.429616	0.009786	0.794468	0	U_SYN_6696	0.318742	3.330561	0.131431	2	0.158238	0.178256	0.82771	0.248213	0.054809	2.32773

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