Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
4.507737	553.674757	3.877725	0.087674	0.778461	0.329267	3	4.114698	0.400405	0.267731	0.622463	0.436881	2	0	0	0.040455	0.592778	1	USER_005700	0.078337	2.823458	0.904726	6.409167	3.771154	0.042206	13.004593	-0.2994	0.696421	5.991749
0	773.661974	2.687742	0.341057	3.767478	0	0	10	0.970463	0.004608	0.325706	0.093349	0.046707	0.081127	0.136203	0.002169	0	0	U_SYN_3180	0.927555	0.69496	3.767478	0	0.122342	0.128741	0	0.050165	0	9.275553
2.268834	607.478293	6.865489	0.042983	0.703181	0.229141	2	3.149597	0.645514	0.048579	0.413055	0.350074	0	0	0	0.141407	0.079662	0	USER_000089	0.030695	9.547988	0.464182	5.017094	1.779234	0.013535	26.461638	0.046932	0.58868	8.572108
0.465251	566.534754	5.171275	0.224356	0.69195	0.297405	1	0.9905	0.811587	0.177334	0.943895	0.141358	1	0	1	0.044613	0.422233	0	USER_002806	0.04834	5.49481	0.101413	3.769029	1.53647	0.024914	18.16656	1.954512	0.338045	6.695765
2	570.966862	0.983969	0.350304	2.103785	0.174059	2	9.967433	1	0.000601	0.256253	0.068541	0.481082	0.342568	0.272202	0.004904	0	0	U_SYN_8275	0.750355	0.44649	1.737602	2	0.323168	0.38068	0.111272	0.247095	0.280505	7.479115
0	619.866814	3.161136	0.322785	1.697436	0.188517	0	8.178349	1	0.005113	0.494632	0.033767	0.068328	0.097404	0.053639	0.002527	0.151282	0	U_SYN_9065	0.497651	1.758692	1.37744	0	0.098979	0.208229	0.403572	0.049719	0	4.069965
0	671.057075	3.680245	0.610973	0.390511	0.471786	0	5.183247	1	0.00305	0.483357	0.02899	0.116524	0.004033	0.273869	0.004803	0.804744	0	U_SYN_11030	0.314301	7.502873	0.206274	0	0.161623	0.102258	0.675463	0.036167	0	1.629098
0.265593	702.885915	7.018823	0.122303	1	0.212218	0	0.676457	0.548118	0.119713	0.924478	0.037832	0	0	0	0.084259	0.871032	0	USER_007287	0.197102	10.55907	0.652055	0.920642	0.029973	0.052721	27.646509	0.055046	0.420389	9.19026
2	677.103425	1.095557	0.187714	0.563605	0.319175	1	6.414471	0.890133	0.002415	0.145559	0.046351	0.245778	0.232345	0.188659	0.003425	0.718198	0	U_SYN_4557	0.376321	1.650918	0.383716	1	0.157009	0.118299	0.284036	0.187384	0.075147	2.413901
0	654.22496	1.990697	0.500852	0.557507	0.524978	3	8.005636	0.919252	0.004301	0.365984	0.051795	0.493538	0.528004	0.448033	0.007259	0.721246	0	U_SYN_7812	0.357419	3.027642	0.264828	3	0.239562	0.127225	0.521646	0.338762	0	2.861365
0	572.41285	2.976513	0.664892	1.278631	0.531562	0	8.047685	1	0.001105	0.345826	0.051006	0.185039	0.066448	0.082186	0.009156	0.360684	0	U_SYN_12839	0.520202	2.159035	0.598959	0	0.216119	0.262548	0.530209	0.075446	0	4.186426
0	730.112858	5.938211	0.36421	0.51212	0.452139	0	5.999346	1	0.003659	0.628086	0.085832	0.119207	0.085126	0.016288	0.008269	0.74394	0	U_SYN_6297	0.244809	9.70105	0.280571	0	0.060317	0.053363	1.707031	0.0613	0	1.468696
6.951956	594.678289	5.678703	0.102051	0.596308	0.288054	0	2.86759	0.504936	0.245719	0.100122	0.260937	2	0	0	0.04935	0.471198	0	USER_009814	0.003709	6.259981	0.794659	2.283986	0.16697	0.001722	20.214643	-1.62581	0.038462	9.129894
5	616.488293	2.464036	0.639423	2.258956	0.180084	0	7.969067	0.918389	0.008197	0.295083	0.041106	0.166902	0.000659	0.08498	0.001893	0	0	U_SYN_14534	0.82162	1.044545	1.852154	0	0.249381	0.348833	0.16	0.082913	0.752985	6.547546
1.010098	700.022895	7.730151	0	1	0.22909	1	3.790409	0.787931	0.204248	0.014156	0.326051	0	0	0	-0.144022	0.627809	0	USER_009621	-0.022642	11.509027	0.881521	0.810533	1.554279	-0.006174	29.796253	0.514988	0.324817	8.987254
0	752.755271	0.891087	0.368511	0.690213	0.331891	1	4.650288	1	0.000196	0.284481	0.067957	0.209417	0.180246	0.210798	0.007976	0.654893	0	U_SYN_1132	0.450395	1.127654	0.461137	1	0.371825	0.079634	0.186759	0.116899	0	2.094465
0	598.996183	7.828655	0.755793	0.863534	0.499609	3	6.975995	1	0.009345	0.841615	0.076257	0.51347	0.493177	0.557268	0.006529	0.568233	0	U_SYN_10642	0.42467	8.124939	0.432105	3	0.095324	0.193807	0.955158	0.301994	0	2.962494
2	624.589129	5.590166	0.460126	0.977745	0.36154	0	4.882853	1	0.007312	0.74375	0.09325	0.144126	0.086324	0.242175	0.006455	0.511127	0	U_SYN_10521	0.408735	5.186908	0.624251	0	0.080863	0.167515	1.091124	0.069135	0.130366	1.995793
7.017736	473.119062	6.306094	0.132069	0.638123	0.352793	1	3.572212	0.623344	0.395079	0.42997	0.017156	0	0	1	0.217478	0.137244	0	USER_006839	0.163043	5.461416	0.653071	3.339478	2.274628	0.111723	20.406757	-1.058673	0.837266	8.058074
4.042294	683.529964	5.759882	0.030494	0.695861	0.412894	1	4.000274	0.63644	0.243796	0.325186	0.337494	1	0	2	0.047684	0.338685	1	USER_008957	-0.031746	8.459839	0.144482	3.840468	2.462056	-0.009609	16.908306	0.006699	0.57065	4.486379
10	572.702657	4.789124	0.602254	1.133478	0.272919	3	9.654986	0.672679	0.001699	0.5615	0.042239	0.639946	0.439268	0.583552	0.004325	0.433261	1	U_SYN_2871	0.648279	3.882618	0.82413	5	0.123182	0.326847	0.519872	0.454692	0.755652	6.259123
2	673.103033	1.927916	0.33996	0.514845	0.508051	1	5.80581	0.947896	0.004976	0.358885	0.040941	0.23756	0.181565	0.398061	0.009029	0.742578	0	U_SYN_12996	0.34358	3.135615	0.253277	1	0.16764	0.110506	0.646496	0.146579	0.068646	1.994762
2.530827	676.954987	8.415735	0.05672	0.928802	0.308997	0	1.620235	0.844824	0.081156	0.970102	0.110773	0	0	1	0.14852	0.344291	0	USER_004164	-0.044097	11.941573	0.090445	-0.193384	0.165344	-0.013874	29.0765	1.259314	0.253884	2.791183
7	786.674674	5.926857	0.791625	0.685985	0.340309	2	7.191402	0.759297	0.005552	0.624479	0.092751	0.331465	0.33002	0.256901	0.004217	0.657007	0	U_SYN_1772	0.547869	7.540674	0.452538	4	0.13135	0.06308	0.420285	0.294727	0.320126	3.939949
0	788.809003	4.858422	0.185022	3.698998	0	0	10	0.956939	0.001554	0.586105	0.041503	0.192874	0.026526	0.04529	0.001783	0	0	U_SYN_10593	0.835641	1.27887	3.698998	0	0.037315	0.09297	0	0.083044	0	8.356415
0	463.102592	0.955411	0.2885	2.680515	0	1	10	0.961862	0.000842	0.178689	0.07685	0.20365	0.226359	0.125164	0.004731	0	1	U_SYN_1913	0.812153	0.343609	2.680515	1	0.273353	0.571309	0	0.144258	0	8.121528
0	850	4.66779	0.430994	0.774227	0.249347	0	7.098475	1	0.007369	0.530146	0.073506	0.113734	0.009141	0.026748	0.002762	0.612887	0	U_SYN_14212	0.326092	5.339335	0.581175	0	0.090397	0	0.662267	0.036863	0	2.314753
5.352663	485.981878	3.030307	0.345286	0.830926	0.235752	4	6.624733	0.251101	0.302754	0.348255	0.060258	1	0	0	0.082932	0.108401	1	USER_009539	0.2873	2.065048	0.11163	9.453033	1.26682	0.19015	11.579535	-0.210179	0.234114	9.119938
0	802.467674	3.655779	0.318074	1.382228	0.383914	0	6.5317	1	0.006338	0.466566	0.02219	0.145385	0.062757	0.040693	0.006416	0.308886	0	U_SYN_9256	0.425119	2.466408	0.851571	0	0.084689	0.03674	0.957087	0.062442	0	2.77675
8.23816	560.534676	6.684126	0.253724	0.777945	0.244542	1	3.198739	0.586361	-0.002499	0.460669	0.184423	1	0	0	0.116216	0.12122	1	USER_005170	0.097761	8.127313	0.057129	4.172318	0.458471	0.051451	25.247891	-1.012003	0.352222	9.264912
0	440.689185	6.020822	0.317177	0.475752	0.448691	0	6.455905	1	0.006114	0.742291	0.08815	0.153185	0.026923	0.119406	0.007454	0.762124	0	U_SYN_12602	0.222979	10.457321	0.262286	0	0.051819	0.165941	1.844637	0.054032	0	1.439531
2.107606	635.876565	6.267663	0.20668	0.696924	0.366249	0	4.343962	0.675202	0.281843	0.184926	0.482429	0	0	0	-0.106292	0.683761	0	USER_009540	0.214863	8.339921	0.300962	0.158145	2.41874	0.083649	19.860688	-0.281021	0.231665	4.704595
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0.398861	705.725374	6.407666	0.114997	0.660654	0.268066	3	1.72333	0.534722	0.042022	0.550999	0.499813	0	0	1	0.05726	0.918208	1	USER_004392	0.099667	11.27735	0.363716	5.251854	2.712022	0.026144	23.449946	-0.31437	0.61013	6.637587
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3.370198	519.789501	6.142682	0.174952	0.75134	0.362522	0	2.570945	0.667673	0.298602	0.952537	0.058919	2	0	0	0.015737	0.941763	1	USER_009952	-0.013593	7.317965	0.266633	2.693856	0.418658	-0.008161	19.579135	2.805864	0.502453	7.330247
4.750438	597.740139	7.576131	0.265892	0.695379	0.303556	0	4.389745	0.557141	0.241629	0.557151	0.38876	0	0	0	0.039487	0.399886	0	USER_005127	0.203928	9.149151	0.624672	0.435639	0.253522	0.093532	26.381751	-0.889946	0.619889	4.098234
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0.299249	539.955507	5.800788	0.290672	0.736855	0.316754	0	4.744793	0.52809	0.434808	0.535741	0.105485	1	0	3	0.127544	0.379789	0	USER_004702	0.32203	6.326245	0.206421	1.080362	0.491128	0.181534	19.816829	-1.023136	0.562339	2.220838
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10	632.047017	1.274988	0.667019	0.786867	0.450774	5	8.983716	0.654398	0.00717	0.195392	0.02547	0.876357	0.741831	0.81013	0.007307	0.606566	1	U_SYN_1196	0.702935	1.437632	0.432168	7	0.485109	0.278558	0.191374	0.623697	0.524578	6.314968
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4.05299	651.196213	7.399679	0.19896	0.885682	0.443132	1	3.731782	0.709896	0.036657	0.567295	0.240909	0	0	0	-0.049244	0.246785	0	USER_005331	0.249774	9.378216	0.691428	0.647935	8.037854	0.090284	20.603229	0.012777	0.597821	4.715721
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0	607.072578	1.786369	0.359247	0.586083	0.615963	2	6.783934	0.939001	0.008899	0.267658	0.048331	0.449387	0.305383	0.236318	0.007941	0.706959	0	U_SYN_11128	0.331014	2.603723	0.225077	2	0.190444	0.146204	0.705045	0.250831	0	2.24558
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5	846.965668	2.515237	0.207175	0.835819	0.434392	0	7.232388	0.693117	0.003773	0.286732	0.027843	0.05388	0.058548	0.238152	0.009157	0.58209	0	U_SYN_5722	0.405791	2.687738	0.472746	0	0.079219	0.002239	0.86624	0.156482	0.278606	2.93484
10.001282	523.32054	5.455777	0.358575	0.729196	0.395689	0	3.47937	0.48477	0.411434	0.531275	0.354307	6	0	1	0.018409	0.710702	1	USER_007134	0.22769	3.86153	0.760093	6.495766	3.480586	0.13524	16.484933	-0.276709	0.860792	3.939808
5	677.490211	1.851667	0.365586	3.134237	0	2	10	0.911009	0.008297	0.205261	0.008083	0.424079	0.360137	0.273971	0.00427	0	0	U_SYN_10695	0.939	0.572521	3.134237	2	0.18732	0.294521	0	0.270861	1.044746	9.389997
2.983499	672.33302	9.097598	0.118346	0.837351	0.226586	0	-0.366648	0.737499	0.003382	0.084636	0.256574	1	0	0	-0.032273	0.891694	0	USER_008053	0.055447	15.078758	0.763331	-0.161582	5.899921	0.017911	35.181058	2.13725	0.624073	2.20178
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0.995655	669.927875	8.241186	0.140653	0.823317	0.503269	0	3.072383	0.846521	0.236239	0.227668	0.318164	0	0	1	0.023672	0.644353	0	USER_003601	0.138497	11.10125	0.085307	-2.436157	0.68585	0.045344	20.468266	2.041939	0.090035	9.778488
5	660.032296	6.001914	0.617587	0.804907	0.214518	0	5.802453	0.759174	0.002375	0.655435	0.043595	0.010609	0.018685	0.066561	0.004074	0.597547	0	U_SYN_10410	0.479034	6.632633	0.632239	0	0.101212	0.165456	0.492365	0.105119	0.268302	2.779572
3.246872	622.386612	7.606488	0.309704	0.723109	0.358192	2	3.438074	0.633856	0.312656	0.298752	0.092544	0	0	0	0.097856	0.887214	1	USER_004710	0.210137	10.038884	0.334989	4.492475	2.735868	0.086964	24.409533	-0.480785	0.606239	3.480496
0	787.079183	2.259295	0.350066	0.268971	0.458148	0	5.482407	1	0.002525	0.385047	0.086133	0.146504	0.047688	0.244438	0.008406	0.865514	0	U_SYN_4009	0.243585	6.123225	0.145743	0	0.148377	0.027867	0.672741	0.058258	0	1.335433
2.198419	644.379251	0	0.555422	0.707835	0.271108	0	7.977112	0.673537	0.17411	0.269092	0.273839	1	1	0	0.251164	0.973731	1	USER_000515	0.419877	-0.599499	0.130925	0.847438	4.738831	0.156974	0	0.436751	0.074419	1.053563
7	751.779597	2.647248	0.44154	0.55679	0.571625	1	5.908742	0.787508	0.002106	0.309058	0.065198	0.25312	0.157395	0.291297	0.005994	0.721605	0	U_SYN_3583	0.45662	4.030587	0.238515	3	0.160721	0.081544	0.84508	0.208152	0.259835	2.69805
0.633447	612.083703	6.76377	0.229415	0.549724	0.389643	0	3.125786	0.5582	0.166464	0.599216	0.058168	0	0	1	0.165674	0.562892	0	USER_009725	0.299355	8.761447	0.508445	-0.055595	2.791808	0.129493	20.641581	-0.176679	0.793873	4.376909
0.111134	783.702702	8.502701	0.025473	0.678537	0.068512	0	1.742063	1	-0.061925	0.569284	0.413173	0	0	0	-0.018502	0.091974	0	USER_003020	-0.214867	15.573564	0.103343	-1.947774	7.100164	-0.0259	39.600837	0.329062	0.831573	1.830426
0.471765	670.645875	7.504244	0.160317	0.88903	0.32296	2	2.22177	0.616638	0.138137	0.475141	0.130753	0	0	0	-0.127813	0.76556	0	USER_005003	-0.057102	11.372253	0.487487	3.654482	0.510117	-0.018621	25.403377	-1.819928	0.169277	1.480685
0.955627	509.651259	4.776283	0.257562	0.620655	0.459475	1	4.982877	0.319245	0.214125	0.855501	0.161037	1	0	0	0.14518	0.404505	0	USER_003852	0.041046	4.442867	0.203559	2.676969	2.900075	0.0254	12.908508	-0.188112	0.715707	4.869745
2	594.427954	4.123642	0.440515	1.682219	0.35833	0	8.431467	0.736919	0.004672	0.501941	0.085324	0.05536	0.057728	0.099297	0.0075	0.15889	0	U_SYN_12424	0.555951	2.313768	1.07943	0	0.104298	0.258337	0.826708	0.139158	0.224296	4.687483
0	733.136425	4.101811	0.151248	1.203331	0.497832	0	7.046581	0.835146	0.001439	0.54147	0.003658	0.104475	0.040892	0.297058	0.0067	0.398335	0	U_SYN_8277	0.333639	3.147176	0.604275	0	0.035996	0.070891	1.73316	0.109552	0	2.351016
0	461.147659	5.305095	0.242844	0.972394	0.457572	0	6.348622	0.907612	0.007335	0.667616	0.086572	0.091476	0.047502	0.189045	0.00511	0.513803	0	U_SYN_3667	0.304334	4.946965	0.527454	0	0.044929	0.215165	1.837967	0.078648	0	1.932102
2	567.296243	10	0.667215	0.807358	0.38413	0	7.067199	0.973173	0.000602	1.185123	0.06655	0.112182	0.019457	0.155877	0.006263	0.596321	0	U_SYN_12474	0.421438	11.021008	0.497227	0	0.066061	0.216622	1.278328	0.050223	0.107648	2.978386
0	548.332562	4.391948	0.735924	1.225552	0.200833	2	8.713086	0.968127	0.003824	0.491171	0.017035	0.428624	0.384328	0.252068	0.003342	0.387224	0	U_SYN_12782	0.510412	3.313297	0.97942	2	0.163832	0.279954	0.232928	0.256635	0	4.447262
0	663.172529	2.393933	0.511063	0.979913	0.449543	0	6.264806	0.938884	0.003273	0.303154	0.095365	0.197967	0.083981	0.203514	0.009105	0.510044	0	U_SYN_10211	0.429496	2.216784	0.539399	0	0.204923	0.145894	0.526182	0.109031	0	2.69071
0	577.438254	2.823143	0.298998	0.531455	0.393373	0	3.758939	1	0.003997	0.447391	0.054711	0.155672	0.030026	0.191093	0.008531	0.734272	0	U_SYN_3423	0.26441	4.470851	0.322395	0	0.102286	0.131033	0.778496	0.055709	0	0.993901
0	644.908227	4.948493	0.316124	0.499416	0.440654	0	6.654009	1	0.007922	0.589761	0.097279	0.106156	0.007461	0.125346	0.005963	0.750292	0	U_SYN_10717	0.234336	8.255531	0.279346	0	0.062617	0.087383	1.491243	0.034085	0	1.559274
0	787.517906	7.606123	0.52592	1.358279	0.353912	0	8.77298	1	0.001785	0.871386	0.072563	0.024084	0.066729	0.262126	0.003762	0.32086	0	U_SYN_8199	0.455385	5.21582	0.877567	0	0.068247	0.051734	1.276176	0.027244	0	3.995087
7.4315	557.81935	3.610475	0.294243	0.609309	0.400803	1	3.07097	0.702348	0.284063	0.363449	0.066358	1	0	0	0.025619	0.136432	1	USER_003793	0.157864	4.492683	0.577483	3.547313	2.174217	0.083863	10.816928	0.258254	0.35584	2.023329
0.094828	725.888159	8.007566	0.061402	0.741837	0.347086	1	1.196563	0.77368	0.108739	0.061366	0.349416	1	0	0	0.146347	0.292357	0	USER_004596	0.175977	11.998935	0.371199	4.064741	0.739695	0.039711	26.141242	-0.278953	0.755758	3.554321
2.744872	451.652488	3.017163	0.388955	0.688125	0.435935	0	4.770601	0.307612	0.264898	0.078954	0.270535	4	0	1	0.115442	0.691374	1	USER_009089	0.271979	2.416873	0.161398	3.447535	0.398588	0.196986	8.509379	1.705145	0.219989	0.659236
2	692.679019	1.173191	0.404095	0.322741	0.415295	2	5.67911	0.830759	0.006633	0.127242	0.059109	0.405555	0.347349	0.313387	0.005663	0.838629	0	U_SYN_5366	0.382862	2.775198	0.188709	2	0.317388	0.109513	0.290337	0.293568	0.043032	2.174318
0.612488	623.378358	6.57129	0.322015	0.791411	0.446363	1	3.455887	0.64327	0.141846	0.322018	0.468736	1	0	1	-0.185006	0.444639	0	USER_002313	0.428596	6.762679	0.653997	2.471607	0.797471	0.176598	18.190554	1.315603	0.513286	9.539114
7	749.029955	0.5	0.409225	0.452898	0.493692	2	6.138032	0.946671	0.004873	0.089621	0.026919	0.507409	0.29035	0.338421	0.009519	0.773551	0	U_SYN_2895	0.68668	0.904327	0.229306	4	0.682042	0.126062	0.145831	0.26066	0.211352	4.214866

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