Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2	640.738117	0.728866	0.591654	0.484175	0.548103	2	4.284542	0.913531	0.003376	0.19283	0.061618	0.463053	0.332844	0.431965	0.010049	0.757913	0	U_SYN_14122	0.555625	1.247685	0.218797	2	0.713811	0.211402	0.163132	0.273357	0.064557	2.380597
0	557.778072	10	0.232993	2.190721	0.219401	0	8.822133	1	0.009119	1.014861	0.001089	0.097819	0.007775	0.215965	0.005486	0	0	U_SYN_1296	0.527844	4.365439	1.710073	0	0.023069	0.28045	1.682825	0.031678	0	4.65671
0	591.082095	2.694061	0.29798	1.413953	0.218548	0	9.498118	1	0.00286	0.40911	0.06734	0.106793	0.094841	0.152319	0.003041	0.293023	0	U_SYN_3642	0.443765	1.779488	1.104937	0	0.106648	0.208907	0.413336	0.06049	0	4.214934
1.102251	659.397928	8.598129	0.157476	0.956234	0.135362	2	0.930654	0.655334	0.212983	0.314067	0.140108	0	0	0	-0.141863	0.589161	1	USER_006503	0.271372	12.695271	0.563819	3.961224	3.232661	0.094044	37.171358	-0.129288	0.14813	9.147148
8.38225	579.843426	6.355755	0.332004	0.797113	0.537516	3	4.046857	0.50193	0.258834	0.813951	0.405391	1	0	0	-0.013436	0.525345	1	USER_007932	0.332073	7.361994	0.384828	8.680265	1.903059	0.163112	14.697174	0.495936	0.444641	2.44688
0.100085	627.769449	6.967834	0.084177	0.977593	0.384048	5	3.06821	0.735079	0.206337	0.773456	0.003233	0	0	1	0.086685	0.947398	1	USER_009615	-0.087158	7.974948	0.467151	12.030663	0.911126	-0.035217	21.459244	0.308904	0.432523	4.638114
8.559524	693.396762	6.739971	0.049305	0.789075	0.190116	1	2.331	0.682703	0.152346	0.59784	0.220131	2	0	1	-0.089934	0.556634	1	USER_009381	0.127377	10.175509	0.199046	3.865085	0.390256	0.036268	27.292975	0.031497	0.607162	5.843543
0	618.493639	3.46781	0.420447	0.456439	0.603818	0	6.207075	0.794525	0.003547	0.470817	0.072851	0.111701	0.037889	0.274126	0.00917	0.771781	0	U_SYN_8548	0.273479	6.232149	0.180833	0	0.117844	0.115113	1.213541	0.127067	0	1.697502
0	518.672771	3.274329	0.510097	0.490832	0.47926	0	6.405854	0.992675	0.006656	0.460458	0.073155	0.061331	0.022769	0.118636	0.005481	0.754584	0	U_SYN_5451	0.310467	5.541894	0.255596	0	0.15117	0.187029	0.768782	0.02816	0	1.988804
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6.003399	677.387761	7.504728	0.029908	0.910866	0.368428	0	-2.077756	0.819915	0.136954	0.85178	0.088876	0	0	0	-0.064567	0.55352	0	USER_000449	0.07156	13.324538	0.068958	-1.101622	2.110451	0.022458	23.698884	0.510409	0.65762	0.735046
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0	753.422667	6.647008	0.485788	0.963493	0.493426	0	6.886211	1	0.002013	0.77829	0.05464	0.050749	0.042189	0.118917	0.009179	0.518254	0	U_SYN_9738	0.368078	6.250169	0.48808	0	0.072001	0.064633	1.686515	0.027881	0	2.534661
5	560.700948	0.5	0.319604	0.375968	0.640048	3	7.063609	0.749807	0.000502	0.233861	0.058334	0.497365	0.525527	0.521047	0.007431	0.812016	0	U_SYN_14385	0.604408	1.050491	0.135331	3	0.532674	0.317918	0.217743	0.406945	0.125323	4.269304
2	688.365502	8.867641	0.383228	0.555464	0.548513	0	4.916891	0.930971	0.00074	1.06706	0.038007	0.017534	0.018725	0.115752	0.007956	0.722268	0	U_SYN_6474	0.288364	13.528799	0.250785	0	0.042735	0.084745	2.999988	0.038489	0.074062	1.417853
0	817.663534	0.574151	0.266986	0.555695	0.509899	2	8.472006	0.850451	0.008748	0.167491	0.066908	0.49318	0.386363	0.292921	0.008712	0.722152	0	U_SYN_8811	0.487905	0.875636	0.272347	2	0.396034	0.028686	0.214596	0.323682	0	4.13353
0	766.872279	10	0.29869	0.325307	0.415619	0	6.225857	0.858958	0.004731	1.133364	0.067176	0.020647	0.031201	0.156235	0.008289	0.837346	0	U_SYN_492	0.17447	23.512413	0.190103	0	0.029573	0.02637	2.914778	0.071971	0	1.086228
0	734.584384	2.479418	0.386695	0.335951	0.566773	0	6.809044	0.93588	0.001044	0.317158	0.035383	0.149328	0.066659	0.298665	0.009738	0.832024	0	U_SYN_11691	0.260736	5.687373	0.145543	0	0.149916	0.054714	0.861857	0.090444	0	1.775361
2.238322	620.712057	5.173138	0.189241	0.707671	0.351232	1	2.590014	0.614946	0.187755	0.068383	0.007806	2	0	0	0.029408	0.763618	0	USER_009100	0.235086	5.205906	0.026428	4.727089	1.989744	0.098004	16.780844	-1.62519	0.145321	3.685456
0	563.510389	2.054042	0.711215	2.217304	0.08664	3	10	0.911771	0.003428	0.334812	0.047307	0.601765	0.513039	0.460393	0.001798	0	1	U_SYN_1116	0.749674	0.886393	2.025196	3	0.330177	0.390498	0.051393	0.369733	0	7.496739
5	563.307476	0.5	0.509844	0.676557	0.538073	1	6.312908	0.799894	0.000341	0.230814	0.069344	0.168369	0.215412	0.171796	0.009233	0.661722	0	U_SYN_5637	0.721598	0.643868	0.31252	1	0.84974	0.37614	0.13187	0.195177	0.225519	4.555382
0	565.496149	8.163583	0.523772	1.36515	0.277894	0	9.090696	0.97943	0.009831	0.905958	0.087012	0.06125	0.094121	0.184648	0.007677	0.317425	0	U_SYN_5085	0.454364	5.57184	0.985783	0	0.063383	0.235033	1.080378	0.054839	0	4.130487
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0	557.285701	3.886983	0.90226	1.202579	0.297421	2	8.161771	0.990039	0.00311	0.479017	0.063556	0.320335	0.31846	0.415356	0.006477	0.398711	0	U_SYN_11486	0.561357	2.984068	0.844907	2	0.226301	0.298759	0.112994	0.195623	0	4.581667
6.394088	649.283546	0.160803	0.663252	0.776795	0.346161	4	6.010965	0.714754	0.193776	0.725676	0.272392	0	1	0	0.046283	0.148946	1	USER_006561	0.538633	0.516875	0.315637	8.700783	0.765665	0.196568	0.525695	1.224087	0.375597	6.907649
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10	700.641034	7.977379	0.524622	1.070532	0.406314	2	6.862587	0.618996	0.006786	0.920842	0.016451	0.484037	0.322601	0.245673	0.008843	0.464734	0	U_SYN_9915	0.596254	6.815173	0.635559	4	0.06495	0.16192	1.540854	0.394393	0.713688	4.091842
0	639.859217	2.389332	0.095879	0.305851	0.604045	0	6.355632	1	0.000226	0.330789	0.081083	0.116921	0.060369	0.239097	0.006945	0.847074	0	U_SYN_215	0.170277	5.887214	0.121103	0	0.038516	0.065058	1.304885	0.053187	0	1.082216
0	525.133658	3.57914	0.557618	1.026806	0.525774	0	7.784892	0.914393	0.002624	0.537376	0.083181	0.162209	0.075669	0.06853	0.009747	0.486597	0	U_SYN_1072	0.427007	3.176359	0.486938	0	0.151562	0.252219	0.832484	0.105606	0	3.324203
0	618.329207	5.128395	0.224556	0.630451	0.466136	0	6.294638	1	0.002172	0.56113	0.081888	0.030155	0.041602	0.057094	0.008517	0.684774	0	U_SYN_8682	0.23171	7.02086	0.336575	0	0.042949	0.097601	1.853722	0.021527	0	1.458529
1.508611	584.226546	6.15933	0.186657	0.62264	0.261496	0	2.410685	0.716507	0.291392	0.697681	0.141682	1	0	2	0.144415	0.714814	0	USER_008915	-0.023518	6.608397	0.515945	1.586421	0.909049	-0.011364	22.743458	1.62486	0.954507	6.769645
9.745368	587.708203	8.041228	0.419997	0.84001	0.367118	1	3.166429	0.56965	-0.00938	0.597371	0.061311	1	0	1	0.055637	0.4984	0	USER_004867	0.289538	10.478496	0.406302	2.256744	0.314691	0.138079	25.445761	-1.17284	0.996583	9.792182
0	624.959201	5.881125	0.38426	0.319878	0.483574	0	6.092079	1	0.009087	0.746041	0.065645	0.145896	0.071239	0.071121	0.006374	0.840061	0	U_SYN_7006	0.212692	14.006755	0.165193	0	0.064245	0.087026	1.751142	0.06514	0	1.295736
5	561.467244	6.785227	0.349958	0.714923	0.377116	0	7.722999	0.843268	0.008592	0.801523	0.049041	0.1364	0.046453	0.036859	0.006774	0.642538	0	U_SYN_13379	0.37702	8.326217	0.445314	0	0.050827	0.197786	1.663338	0.117548	0.238308	2.911723
5.2141	620.323935	6.440778	0	0.652385	0.375706	2	3.174639	0.727836	0.043803	0.076641	0.12244	0	0	1	0.050776	0.258832	0	USER_005148	0.096364	7.657184	0.914417	3.340162	0.638442	0.040241	20.104682	1.441728	0.994709	0.084396
0	448.015015	6.766907	0.220799	1.534139	0.282689	0	8.971104	1	0.0063	0.819974	0.07238	0.12985	0.05394	0.280316	0.002914	0.232931	0	U_SYN_8652	0.402193	4.140963	1.100454	0	0.032154	0.293955	1.490558	0.055137	0	3.608113
0	760.34975	4.285253	0.637141	1.085971	0.577622	0	7.811397	1	0.008396	0.440672	0.011308	0.093442	0.051743	0.024002	0.010185	0.457015	0	U_SYN_13705	0.453944	3.613287	0.45869	0	0.145292	0.073993	0.898169	0.043555	0	3.545935
13.400312	518.79664	4.252608	0.278343	0.788348	0.414272	0	5.916623	0.476746	0.447669	0.584366	0.303792	1	0	0	-0.071001	0.921712	1	USER_000384	0.154095	3.997529	0.992423	2.028705	0.850693	0.092794	12.454367	-0.94079	0.983722	3.717479
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0	687.181681	2.069544	0.398509	0.370607	0.500323	0	8.005479	0.855888	0.009837	0.402343	0.073431	0.192993	0.05971	0.20724	0.006747	0.814696	0	U_SYN_10601	0.285859	4.397602	0.185184	0	0.183683	0.084624	0.622809	0.133456	0	2.288441
2	694.726656	3.625383	0.454214	0.898138	0.506877	0	6.59951	1	0.006328	0.473139	0.087971	0.150802	0.017378	0.283939	0.005466	0.550931	0	U_SYN_7659	0.409577	3.632147	0.442893	0	0.121924	0.11563	1.002948	0.050454	0.119752	2.703011
2	624.638152	3.43457	0.127082	0.505299	0.427421	0	6.347147	0.951947	0.007897	0.531467	0.061252	0.062733	0.014536	0.250097	0.007618	0.747351	0	U_SYN_13401	0.235768	5.674173	0.289323	0	0.035954	0.096606	1.28145	0.042402	0.067373	1.496455
0	657.166414	2.66734	0.021204	0.565382	0.613247	0	7.540503	1	0.005638	0.3005	0.052348	0.008653	0.088292	0.239713	0.006456	0.717309	0	U_SYN_5690	0.191709	4.008733	0.218663	0	0.007662	0.067215	1.601054	0.029083	0	1.445584
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7	766.190862	1.059955	0.447114	0.373124	0.568738	4	7.895998	0.749914	0.001283	0.243699	0.016772	0.732557	0.656753	0.537632	0.0074	0.813438	0	U_SYN_9171	0.521179	2.240334	0.160914	6	0.385458	0.079417	0.3333	0.516827	0.174124	4.115231
7	543.212377	1.675805	0.693632	0.802396	0.422637	3	8.888328	0.774803	0.006938	0.361826	0.070374	0.598736	0.479157	0.379854	0.004624	0.598802	1	U_SYN_10847	0.621194	1.857061	0.463274	5	0.390601	0.346499	0.216988	0.413446	0.374452	5.521375
0	756.395585	0.826418	0.745562	0.74503	0.49771	3	8.487501	1	0.002144	0.175095	0.042113	0.552591	0.440611	0.629774	0.009202	0.627485	0	U_SYN_11908	0.58856	0.977975	0.374221	3	0.804779	0.100167	0.104655	0.297961	0	4.995402
2	737.473962	3.075802	0.398757	0.906534	0.565285	0	5.092083	1	0.00511	0.450754	0.043525	0.122766	0.067033	0.083331	0.006732	0.546733	0	U_SYN_630	0.40391	3.055836	0.394084	0	0.125561	0.082637	1.045384	0.05694	0.120871	2.056743
5.207889	647.687482	7.931207	0.105695	0.77646	0.221518	0	2.354668	0.700792	0.411155	0.251703	0.478374	0	0	0	-0.058496	0.31584	0	USER_008319	0.290537	10.807054	0.413601	-0.531298	2.260033	0.106871	30.871529	0.988833	0.051864	4.818799
0	679.100963	4.413264	0.649618	1.607401	0.037666	0	7.78148	1	0.008427	0.569904	0.086064	0.122676	0.04639	0.032201	0.002583	0.1963	0	U_SYN_8707	0.560679	2.584785	1.546856	0	0.143935	0.174217	0.058244	0.05072	0	4.362915
5.708843	593.199233	6.573329	0.355389	0.824658	0.422287	0	3.052833	0.643463	0.182658	0.490074	0.035117	3	0	0	0.071536	0.932541	0	USER_006977	0.403942	7.566645	0.827652	2.699823	0.618497	0.188605	18.987498	0.902957	0.423716	0.963092
0	397.416831	0.964631	0.450967	0.752615	0.300729	1	7.564553	1	0.002604	0.260576	0.02355	0.268094	0.241035	0.311509	0.00505	0.623693	0	U_SYN_6614	0.473671	1.13138	0.526282	1	0.42359	0.389774	0.15927	0.152739	0	3.583113
7	503.64969	3.489083	0.409273	0.748377	0.468124	2	8.246557	0.974324	0.000615	0.493985	0.003155	0.44277	0.308657	0.282502	0.007016	0.625812	0	U_SYN_5243	0.468182	4.112657	0.398044	4	0.114033	0.294827	0.964847	0.235699	0.349243	3.860889
7	502.13264	5.002774	0.865268	0.717993	0.528868	3	8.542806	0.614717	0.001159	0.619775	0.043747	0.583087	0.517365	0.472925	0.007661	0.641004	0	U_SYN_1102	0.582373	6.115915	0.338269	5	0.169568	0.368343	0.356476	0.484249	0.335063	4.975101
1.57276	559.901079	4.516353	0.047437	0.984784	0.559557	1	3.857907	0.579065	0.10695	0.546791	0.095862	2	0	1	0.178806	0.446815	1	USER_004660	-0.056865	4.674678	0.847109	4.285284	0.324413	-0.029994	9.945984	-0.859868	0.735406	7.019656
2	761.763244	4.987319	0.555017	1.071653	0.418275	0	7.568155	1	0.008847	0.638205	0.053862	0.142249	0.048655	0.297359	0.008381	0.464174	0	U_SYN_2204	0.460149	4.256652	0.623408	0	0.109098	0.073822	0.928266	0.057271	0.142887	3.482479
1.899323	602.4135	6.44775	0.251832	0.660198	0.331803	0	4.20518	0.640237	0.246562	0.32709	0.18363	2	0	0	0.166978	0.885707	0	USER_009734	0.203258	7.270963	0.87037	2.174796	1.52835	0.091498	21.541822	1.277257	0.688242	4.152093
5	760.511354	10	0.575451	3.776452	0	0	10	0.51914	0.002976	1.053929	0.088244	0.00519	0.058334	0.275399	0.001698	0	0	U_SYN_12903	1.047728	2.579679	3.776452	0	0.056975	0.170472	0	0.211401	1.258817	10.477276
2	619.168563	2.37925	0.37636	1.058825	0.316046	0	6.660465	0.709905	0.005478	0.402027	0.060234	0.027883	0.059953	0.049943	0.005445	0.470588	0	U_SYN_11477	0.445342	2.053158	0.724187	0	0.151804	0.186907	0.468948	0.142389	0.141177	2.966188
2	626.80816	1.892802	0.607815	0.476053	0.559956	1	7.225917	1	0.007998	0.251486	0.017914	0.188025	0.208362	0.242131	0.008498	0.761973	0	U_SYN_11308	0.417916	3.285811	0.209484	1	0.305005	0.169592	0.415672	0.118916	0.063474	3.019828
0	625.288176	2.856299	0.595791	2.467712	0.007585	0	10	0.883532	0.004117	0.416035	0.063703	0.139508	0.072602	0.226024	0.001856	0	0	U_SYN_13767	0.739932	1.112391	2.448993	0	0.201533	0.302312	0.008758	0.11022	0	7.399317
4.939916	488.445337	3.828669	0.21631	0.797908	0.446452	2	3.384511	0.287141	0.26355	0.842703	0.191405	0	0	0	-0.005043	0.985073	0	USER_000064	0.237871	3.720433	0.805821	2.97124	2.903229	0.15637	10.596754	1.180146	0.855044	8.623911
0	587.587978	3.696786	0.378759	0.59635	0.566402	0	6.090532	0.936162	0.007105	0.433186	0.001624	0.108221	0.020731	0.21032	0.009278	0.701825	0	U_SYN_12512	0.285574	5.308808	0.258576	0	0.099758	0.136251	1.300797	0.064221	0	1.739296
0.330631	722.632353	9.85384	0.021693	0.777149	0.209742	0	0.590159	0.837887	-0.095227	0.556291	0.339005	1	0	0	-0.008756	0.796249	0	USER_009989	0.078287	17.974193	0.280376	-0.702783	1.065955	0.01813	38.935386	-0.976953	0.513632	7.793353
8.658286	651.256187	6.020727	0.222635	0.797972	0.368076	0	2.707295	0.667756	0.078297	0.520705	0.420949	3	0	1	0.066789	0.726276	0	USER_003591	0.053297	7.152546	0.452703	2.89007	8.677585	0.019259	19.02321	-1.230247	0.600019	3.594687
1.820581	683.925488	0	0.540854	0.749493	0.116059	2	6.181873	0.934293	0.064747	0.469845	0.111114	0	0	0	0.04835	0.226005	1	USER_005936	0.396378	0.182522	0.506988	4.826491	0.033527	0.119688	0	-0.913713	0.640896	2.349443
0.651768	715.078672	9.308883	0.074176	0.848614	0.027027	0	1.333755	0.530787	-0.095564	0.432841	0.391916	0	0	0	0.088197	0.741692	0	USER_005786	0.15444	14.776282	0.799957	-0.81436	0.295329	0.037886	45.286438	0.103309	0.857619	2.347201
8.869055	451.090017	2.854066	0.223475	0.885494	0.668543	1	5.685341	0.116695	0.147181	0.540921	0.39581	1	0	2	0.02891	0.068692	0	USER_005102	0.337456	1.733353	0.053758	1.750248	0.646375	0.244754	4.729995	-0.086934	0.155395	7.711368

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