Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
10	636.535591	2.825502	0.343635	1.635512	0.260382	2	7.904457	0.575256	0.001272	0.372886	0.049383	0.421215	0.32767	0.239193	0.005309	0.182244	0	U_SYN_5185	0.698557	1.628051	1.209655	4	0.117462	0.271122	0.482894	0.394563	1.090341	5.521717
0	656.617883	8.92801	0.208178	1.377014	0.438224	0	7.088021	1	0.002674	0.988683	0.069191	0.11931	0.07237	0.016794	0.005578	0.311493	0	U_SYN_8549	0.36001	6.044633	0.773574	0	0.023059	0.126581	3.097977	0.057504	0	2.551755
0	567.705137	1.515557	0.179165	1.434687	0.38203	1	8.23934	0.919338	0.004616	0.252466	0.035017	0.187979	0.185004	0.189063	0.004551	0.282657	0	U_SYN_5242	0.464483	0.987535	0.886593	1	0.1109	0.238402	0.475254	0.14416	0	3.827035
0.380027	591.427459	5.806381	0.329055	0.734699	0.247222	1	2.856594	0.596159	0.240147	0.426678	0.267138	2	0	0	0.027384	0.666639	1	USER_003514	0.153453	8.031112	0.573076	4.787189	0.215627	0.072143	21.854589	1.390823	0.458055	5.992186
0	727.493611	9.426167	0.355125	0.45314	0.363566	0	4.000086	0.987284	0.003856	1.029385	0.099399	0.126746	0.071355	0.210554	0.0047	0.77343	0	U_SYN_2092	0.21816	17.041201	0.288393	0	0.037279	0.048593	2.210011	0.064517	0	0.87266
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0	574.147674	2.619761	0.352059	2.782677	0.238988	0	9.536207	1	0.009947	0.366092	0.079963	0.072455	0.051155	0.144533	0.005247	0	0	U_SYN_11948	0.735689	0.908795	2.117651	0	0.129445	0.368985	0.405669	0.037083	0	7.015682
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30	395.2101	1.165025	0.358197	0.729844	0.431067	4	7.87843	0.285466	0.527244	0.37898	0.268154	0	0	3	-0.042278	0.977863	1	USER_006694	0.171119	-0.412722	0.589301	7.470032	0.760876	0.141496	3.314102	-0.008712	0.78256	2.409989
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4.589306	590.568465	7.262036	0.291661	0.87162	0.321724	1	2.382712	0.706846	0.255648	0.892715	0.126939	1	0	2	-0.067901	0.988787	1	USER_006955	0.310083	9.721193	0.092239	1.429444	0.770795	0.146264	24.628326	1.370051	0.036202	5.543938
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0.145963	828.170686	10.50983	0	0.805281	0.125858	0	-0.000475	0.961554	-0.138982	0.057177	0.421976	0	0	0	-0.005429	0.553263	0	USER_007158	0.069684	20.271511	0.548039	-0.310968	2.129752	0.002766	45.935437	-0.438431	0.9048	9.52382
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4.048317	568.044091	8.265505	0.200174	0.39783	0.221732	2	4.271502	0.689855	0.088899	0.916071	0.279367	1	0	0	0.410246	0.9846	0	USER_004559	0.128973	9.182449	0.421307	5.726796	2.626508	0.066118	32.163889	0.172083	0.548701	0.980714
1.009082	724.189881	8.318316	0.12049	0.887508	0.185959	1	0.72337	1	0.025573	0.795883	0.323575	0	0	0	0.157807	0.033828	0	USER_000038	0.12455	15.637052	0.048969	0.860888	0.609369	0.02849	33.857236	-0.117239	0.59934	5.29733
1.833232	716.575167	8.25094	0.106437	0.634767	0.125505	0	1.169005	0.836096	0.320683	0.263286	0.232777	0	0	0	0.062295	0.630667	0	USER_008096	-0.049246	12.87346	0.796059	0.230288	1.988599	-0.011947	36.077014	-2.125432	0.747665	9.646622
3.845202	617.615236	7.21839	0.272409	0.806793	0.328475	3	3.132516	0.620863	0.124146	0.438829	0.010768	0	0	0	0.08618	0.581117	1	USER_007395	0.252242	8.557098	0.548216	6.788241	0.191508	0.106577	24.236639	0.70635	0.997501	6.484422
0	611.536987	1.777487	0.107749	0.192802	0.53094	0	5.568214	0.953269	0.00556	0.356695	0.090367	0.001911	0.027808	0.123586	0.00712	0.903599	0	U_SYN_8448	0.17741	6.070608	0.090436	0	0.05739	0.07692	0.842052	0.027608	0	0.987859
0	717.776657	3.534506	0.349795	0.791713	0.469763	0	5.163989	1	0.000146	0.510243	0.014054	0.167668	0.082666	0.155793	0.007455	0.604144	0	U_SYN_11390	0.318309	3.963726	0.419795	0	0.096243	0.076523	1.079588	0.0751	0	1.643745
3.580879	544.453713	5.424372	0.144277	0.89595	0.546806	4	3.744625	0.57662	0.288686	0.238177	0.393135	1	0	1	0.004129	0.036959	1	USER_009879	0.194582	6.402622	0.947845	10.83602	3.988065	0.108098	12.291472	0.522199	0.788305	4.713315
10	608.086621	2.053009	0.78907	0.44562	0.60045	4	8.565065	0.792442	0.008813	0.271438	0.011987	0.793798	0.649845	0.622685	0.010046	0.77719	1	U_SYN_7295	0.618738	3.76271	0.178047	6	0.366496	0.272147	0.26002	0.516116	0.29708	5.299533
3.291903	610.995074	5.361731	0.225172	1	0.316479	0	2.913436	0.477704	0.119137	0.394807	0.219624	2	0	3	0.061419	0.033875	0	USER_003619	0.153327	6.408116	0.633257	1.543631	9.316789	0.066629	18.324276	-0.532338	0.957472	3.384969
0	768.712725	9.100677	0.728963	0.561292	0.575021	1	5.666808	1	0.009984	1.096296	0.095929	0.260531	0.185935	0.241048	0.008209	0.719354	0	U_SYN_8068	0.352685	13.761959	0.238537	1	0.079229	0.052125	1.418359	0.13394	0	1.998598
2	725.1921	4.643215	0.315275	1.429655	0.410758	0	7.81732	0.964528	0.007244	0.480705	0.083659	0.002009	0.028894	0.205626	0.005714	0.285172	0	U_SYN_12935	0.462679	3.035465	0.842413	0	0.066469	0.104993	1.305932	0.02346	0.190621	3.61691
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0.400978	536.050377	5.872188	0.438299	0.736031	0.385715	1	3.072852	0.381368	0.14796	0.434182	0.188969	0	0	0	-0.065528	0.792753	1	USER_005620	0.353471	7.142972	0.827589	1.246115	0.787425	0.201767	18.035971	-0.323467	0.848279	1.952456
7	680.586027	3.447951	0.750633	0.482558	0.454097	5	8.900984	0.701218	0.003422	0.419129	0.036518	0.966861	0.771507	0.600144	0.00688	0.758721	0	U_SYN_9764	0.518072	5.918637	0.26343	7	0.211568	0.159579	0.390435	0.641024	0.225194	4.611352
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0	712.528951	7.371804	0.411083	1.170505	0.175085	0	6.840976	1	0.009718	0.929766	0.06173	0.135818	0.062237	0.069425	0.002162	0.414748	0	U_SYN_3906	0.384193	5.802264	0.965567	0	0.055018	0.096028	0.760111	0.059416	0	2.628255
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0	749.578351	2.838459	0.716623	1.306364	0.368723	1	8.919492	1	0.009293	0.403616	0.066877	0.17979	0.224196	0.124132	0.003891	0.346818	0	U_SYN_5845	0.544322	2.018296	0.824678	1	0.243877	0.099385	0.296584	0.121196	0	4.85508
0.846379	616.169519	4.320502	0.14234	0.836343	0.169247	1	2.542806	0.632844	0.191981	0.213547	0.459111	0	0	0	0.049285	0.08522	0	USER_009626	0.129851	5.263348	0.144473	1.36939	1.208057	0.055206	17.946344	-0.26646	0.664661	1.366704
9.257723	480.424826	2.395934	0.332705	0.849816	0.576363	1	4.177157	0.471293	0.323325	0.480304	0.427453	0	0	1	0.02331	0.22299	1	USER_005501	0.321835	1.631398	0.623747	-0.606829	0.246577	0.216259	5.075031	1.10151	0.092694	0.387936
0	809.864759	1.506207	0.587023	1.87002	0.18655	1	8.704628	1	0.001787	0.249173	0.048782	0.321475	0.222891	0.373061	0.003368	0.06499	0	U_SYN_1137	0.674628	0.764564	1.521168	1	0.365472	0.04923	0.116039	0.16331	0	5.872387
3.451597	714.708697	0.460467	0.5704	0.677517	0.32358	3	7.289821	0.780406	-0.027159	0.185896	0.216753	0	1	0	-0.048516	0.192405	1	USER_004151	0.535043	0.523094	0.120393	5.501209	0.112335	0.131612	1.557344	0.612711	0.241491	6.059236
1.686533	585.07126	4.871749	0.028512	0.716344	0.438745	2	2.552389	0.508141	0.336493	0.974909	0.468253	2	0	1	-0.002021	0.082745	1	USER_003108	0.051563	5.183362	0.470191	5.194903	2.200166	0.024837	13.671464	-0.270705	0.558387	1.742157
2	720.08291	10	0.470538	0.546905	0.453694	0	6.570768	0.870972	0.000297	1.067925	0.093145	0.100846	0.09071	0.021328	0.007832	0.726548	0	U_SYN_13324	0.310344	15.458222	0.298777	0	0.046588	0.073307	2.402138	0.109078	0.072921	2.039201
0	732.470174	3.150409	0.609801	0.349203	0.571064	0	5.730804	1	0.005602	0.429509	0.055135	0.024455	0.019962	0.249043	0.007003	0.825398	0	U_SYN_2490	0.314312	7.013328	0.149786	0	0.187607	0.067165	0.702001	0.013325	0	1.801259
1.621995	528.348279	4.487361	0.156585	0.685726	0.342651	1	3.435498	0.575442	0.304156	0.163115	0.200052	1	0	1	0.119682	0.673354	0	USER_001165	0.150848	5.102092	0.280287	3.768741	3.20539	0.088219	14.748808	0.890255	0.407921	7.356716
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0	739.523522	2.748033	0.414889	0.716377	0.436165	0	6.363083	1	0.001552	0.295285	0.070324	0.195292	0.012932	0.269328	0.006994	0.641812	0	U_SYN_14482	0.337966	3.366134	0.403919	0	0.145675	0.067886	0.701311	0.062467	0	2.150505
0	576.381329	1.771299	0.191014	1.340681	0.391337	2	6.599438	1	0.002202	0.300095	0.092501	0.395775	0.351317	0.390587	0.006881	0.329659	0	U_SYN_13127	0.432318	1.229487	0.816023	2	0.102075	0.215073	0.560769	0.224128	0	2.853056
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0.945869	522.969861	5.429571	0.140786	0.835076	0.301292	4	4.132495	0.614503	0.272725	0.249308	0.150378	0	0	0	0.036317	0.851221	1	USER_000072	0.20806	5.014859	0.191138	6.44416	2.332564	0.123713	18.968424	-0.126855	0.737898	2.71905
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2	737.104529	5.892895	0.443619	0.435084	0.52023	0	7.161233	0.840032	0.004637	0.702949	0.093701	0.044393	0.091424	0.123022	0.010194	0.782458	0	U_SYN_7084	0.293475	11.013026	0.20874	0	0.074024	0.06024	1.705675	0.104732	0.058011	2.101645
1.538198	632.165116	7.066752	0.14121	0.703179	0.286778	0	1.29017	0.860388	0.043015	0.571937	0.152079	1	0	0	0.032409	0.815324	0	USER_001499	0.224326	10.694229	0.018859	0.115949	2.164413	0.088847	25.200814	1.602461	0.90688	6.431112
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5.690637	495.71347	4.059374	0	0.85033	0.303161	3	3.84546	0.513446	0.363958	0.026474	0.199875	1	0	2	0.034248	0.5178	1	USER_000688	-0.057824	3.576784	0.756061	8.466975	1.183229	-0.037247	14.143657	-2.062712	0.613387	4.055529
0.129956	661.68019	5.141896	0.040739	0.856952	0.249785	1	2.869989	0.684666	0.133375	0.262362	0.053451	0	0	0	-0.051518	0.786182	0	USER_004503	0.119229	8.095444	0.068167	2.801312	1.121084	0.040824	19.287634	-0.12114	0.524657	9.56628
30	565.787658	4.206744	0.356946	0.797327	0.302377	1	5.171735	0.528095	0.30945	0.081425	0.47682	0	0	1	-0.285582	0.668639	1	USER_005642	0.246387	4.23708	0.603664	1.851578	0.388964	0.127321	14.673609	-0.524646	0.1856	0.11752
10	695.303966	0.5	0.229753	0.857619	0.491026	0	8.049252	0.372632	0.00593	0.147468	0.032323	0.050433	0.055639	0.179855	0.009099	0.571191	1	U_SYN_364	0.773783	0.522128	0.436506	2	0.382922	0.217638	0.189106	0.282769	0.571746	6.228374
0	727.078315	3.454445	0.342428	0.607941	0.413471	0	7.194616	0.987612	0.003322	0.395746	0.090356	0.14614	0.092442	0.149885	0.00596	0.69603	0	U_SYN_9094	0.280584	4.879567	0.356575	0	0.096338	0.062709	0.939219	0.07653	0	2.018697
0.38493	748.93176	7.939239	0.135944	0.829284	0.319319	1	0.056755	0.741306	0.192235	0.395647	0.318802	2	0	0	0.291662	0.807496	0	USER_004203	0.154488	12.14736	0.507416	2.078956	2.691004	0.028389	27.020463	-1.127209	0.990549	0.791764
11.44975	390.138793	1.287735	0.347039	0.743106	0.717418	1	5.882987	0.308906	0.433474	0.204682	0.147604	0	0	2	0.03327	0.553132	1	USER_006898	0.154431	0.770206	0.116108	1.406005	2.601796	0.129121	1.819453	0.870381	0.004316	9.124425
13.034959	550.721802	6.708545	0.138926	0.71693	0.423136	0	4.197007	0.5201	0.25347	0.678846	0.106768	2	0	0	0.000844	0.526383	1	USER_003354	0.089537	7.296982	0.519028	2.761195	0.105287	0.048721	19.349587	-1.046099	0.27166	8.431712
1.812713	577.171689	5.020863	0.175632	0.553431	0.323261	2	3.633002	0.557714	0.183706	0.604023	0.159594	0	0	2	-0.042136	0.152187	0	USER_006083	-0.009168	5.7688	0.963584	4.625223	0.885113	-0.004548	16.98906	-2.307264	0.677464	1.211297
5	456.991313	3.176145	0.657495	0.688203	0.547099	0	4.506428	0.71419	0.008237	0.326752	0.005014	0.130136	0.022603	0.170848	0.010092	0.655898	1	U_SYN_3802	0.495936	4.029601	0.311688	0	0.200692	0.354377	0.59516	0.160145	0.229401	2.234902
9.451816	626.918638	0	0.40375	0.880242	0.196553	2	6.959327	0.580781	0.124124	0.873721	0.227284	1	0	0	-0.15211	0.185401	1	USER_000309	0.46812	-0.51407	0.373843	5.728347	1.97224	0.189871	0	-0.027722	0.599518	1.837827
0	593.129429	4.887437	0.609993	1.848766	0.268232	0	7.224342	1	0.000729	0.578461	0.099052	0.037361	0.003036	0.291383	0.007057	0.075617	0	U_SYN_3536	0.592852	2.507965	1.352868	0	0.122306	0.276884	0.511286	0.012119	0	4.282965
0	668.847899	3.620237	0.565205	1.137495	0.579233	0	6.913699	0.975183	0.003563	0.560982	0.047788	0.12553	0.061505	0.066759	0.006844	0.431253	0	U_SYN_3825	0.450821	2.925456	0.478621	0	0.151927	0.148486	0.911747	0.066037	0	3.116837
0	720.554856	1.004455	0.249874	0.629292	0.393668	0	7.099035	1	0.002252	0.110561	0.066397	0.012715	0.092856	0.237123	0.006436	0.685354	0	U_SYN_6642	0.381905	1.377302	0.38156	0	0.226242	0.089883	0.296617	0.031671	0	2.711158
2.128454	544.389169	4.108202	0.207175	0.749956	0.175756	1	3.41374	0.526271	0.21559	0.285093	0.270355	3	0	0	-0.026324	0.510515	0	USER_008279	0.188237	4.557587	0.70613	5.147375	1.696652	0.104595	16.930808	-0.063479	0.50183	1.2776
0	522.208689	3.359337	0.448926	0.759717	0.446454	0	4.896748	1	0.001349	0.406792	0.014838	0.08475	0.079639	0.203513	0.00466	0.620142	0	U_SYN_12991	0.344436	3.907492	0.420538	0	0.129772	0.205278	0.826495	0.049317	0	1.686614
2.020857	587.275812	4.730232	0.049201	0.962275	0.23524	0	1.885464	0.543667	0.292228	0.941137	0.433348	1	0	0	0.023588	0.84914	0	USER_003330	0.141477	5.939573	0.436486	0.996994	0.045898	0.067581	18.087463	-0.90388	0.255266	7.404786
0.925411	529.957808	6.504929	0.363804	0.605035	0.253019	3	4.04758	0.594323	0.341836	0.269385	0.061014	1	0	1	0.062382	0.374484	0	USER_005878	0.217219	6.468683	0.414627	6.965864	3.684143	0.126399	24.295298	0.31209	0.381114	1.938027
6.997521	681.601503	9.317155	0.1629	0.750497	0.234554	1	0.906878	0.778968	0.194361	0.146345	0.466412	0	0	0	0.04267	0.386211	0	USER_006911	0.090277	13.947086	0.918382	3.378142	2.819471	0.027641	35.658878	1.861154	0.214081	6.33019
0	698.984076	5.558463	0.308952	1.219852	0.426331	0	7.403499	0.808503	0.007409	0.600674	0.054788	0.168842	0.05299	0.063938	0.006173	0.390074	0	U_SYN_13527	0.372001	4.211428	0.699791	0	0.0546	0.102142	1.637609	0.143148	0	2.754112
0	667.056603	6.062027	0.226797	0.264499	0.588407	0	6.584154	0.977814	0.00268	0.686854	0.082521	0.175785	0.060006	0.098613	0.009217	0.867751	0	U_SYN_7269	0.153396	16.631129	0.108866	0	0.036806	0.051023	2.757967	0.079612	0	1.009981
4.742007	720.040121	6.46311	0	0.671812	0.256292	3	2.693516	0.779818	0.200849	0.516597	0.183203	0	0	0	-0.096701	0.176484	1	USER_007151	-0.16786	10.376975	0.633755	5.68221	1.272921	-0.039664	24.033347	0.802691	0.599606	8.843363
0	589.834757	3.199079	0.65633	0.753163	0.413915	0	4.445814	0.815562	0.002436	0.407205	0.065627	0.161123	0.075667	0.02351	0.005369	0.623419	0	U_SYN_7929	0.408155	3.749669	0.441417	0	0.198943	0.193068	0.45507	0.144812	0	1.814579
0	780.703543	2.722787	0.378074	0.913111	0.522984	0	7.55126	0.989674	0.004609	0.296769	0.05753	0.00253	0.095149	0.18289	0.007901	0.543444	0	U_SYN_12982	0.366896	2.687551	0.435568	0	0.133937	0.046227	0.885607	0.033434	0	2.77053
7	691.015157	5.808734	0.674609	2.639743	0.099631	1	10	0.823079	0.007824	0.766347	0.042391	0.306626	0.205874	0.175794	0.002298	0	1	U_SYN_7166	0.90418	2.120175	2.376743	3	0.114172	0.261365	0.188314	0.224518	1.23188	9.041796

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