Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2	661.842455	2.886344	0.339964	0.530482	0.574261	0	6.851774	1	0.007345	0.442983	0.042561	0.11232	0.081014	0.222322	0.009318	0.734759	0	U_SYN_12869	0.315057	4.577994	0.225847	0	0.113839	0.107782	1.094019	0.058	0.070731	2.1587
0	588.012893	0.833929	0.21686	2.200535	0.136558	1	10	1	0.000118	0.168633	0.025474	0.196619	0.23469	0.135434	0.00357	0	0	U_SYN_5867	0.719314	0.362494	1.900035	1	0.232202	0.342638	0.089184	0.129393	0	7.193141
15	504.452652	7.115547	0.632965	1.154036	0.326031	2	6.15242	0.437754	0.002415	0.899599	0.053279	0.385502	0.352882	0.395211	0.008114	0.422982	0	U_SYN_4761	0.748415	5.674118	0.777784	4	0.087722	0.470205	0.85148	0.446414	1.154036	4.604561
0	850	1.991822	0.317107	1.256452	0.533286	0	7.860248	1	0.004699	0.205708	0.096772	0.133604	0.001911	0.242266	0.010127	0.371774	0	U_SYN_882	0.442033	1.468407	0.586404	0	0.151593	0	0.725376	0.040654	0	3.474487
10	781.014439	0.5	0.927182	2.089797	0.05918	5	10	0.797217	0.003719	0.188744	0.019444	0.831775	0.780256	0.712128	0.001323	0	1	U_SYN_13893	1.229447	0.228332	1.966122	7	1.545303	0.154207	0.002155	0.564722	1.393198	12.294472
7.61952	660.332856	7.338252	0	0.796819	0.122245	1	2.044536	0.708371	0.129612	0.917903	0.083936	1	0	0	0.090584	0.8602	1	USER_008173	-0.09309	10.702046	0.577125	3.050025	6.665292	-0.032102	32.20595	-0.157228	0.442891	4.05246
0	613.891284	8.20612	0.084394	0.513608	0.441506	0	5.98243	1	0.002777	0.917131	0.024258	0.134462	0.096552	0.158478	0.006784	0.743196	0	U_SYN_557	0.152119	13.373552	0.286847	0	0.01016	0.065303	3.317283	0.069304	0	0.910039
0	412.911463	2.206347	0.45622	0.811562	0.40887	0	6.785815	0.991631	0.00301	0.222476	0.05724	0.046175	0.017525	0.130094	0.004485	0.594219	0	U_SYN_1960	0.385896	2.420402	0.479739	0	0.197811	0.306674	0.490549	0.022458	0	2.618618
0	594.090543	5.106055	0.447291	0.452453	0.464997	0	6.260068	1	0.006103	0.57081	0.032413	0.095605	0.036412	0.081739	0.00844	0.773773	0	U_SYN_13331	0.263095	9.242514	0.242064	0	0.085917	0.122415	1.312298	0.039605	0	1.646991
0	773.620498	2.743223	0.302845	1.764492	0.019256	0	8.432269	1	0.007276	0.287544	0.04761	0.008717	0.085085	0.192279	0.001851	0.117754	0	U_SYN_1207	0.514095	1.471297	1.730515	0	0.106515	0.071393	0.036827	0.028141	0	4.334986
0	580.068113	3.774438	0.17326	0.372168	0.761927	0	6.217502	1	0.002051	0.498873	0.091515	0.115926	0.028138	0.078485	0.011207	0.813916	0	U_SYN_7684	0.178032	7.993845	0.088603	0	0.044719	0.087375	2.377577	0.043219	0	1.106914
2.734706	578.319049	6.589007	0.146559	0.732523	0.375009	2	3.582825	0.421241	0.203097	0.862717	0.43799	1	0	1	0.10812	0.166708	0	USER_001859	0.126764	6.297006	0.88894	4.975344	6.742661	0.062617	20.590359	-0.630048	0.767769	9.691181
0	567.748036	2.96285	0.461904	0.955543	0.313169	0	7.462204	0.976836	0.008107	0.32385	0.020067	0.043495	0.080376	0.204004	0.005426	0.522229	0	U_SYN_12021	0.394979	2.806944	0.656297	0	0.150809	0.202697	0.499284	0.046427	0	2.94741
5	701.306334	3.120418	0.557495	0.937822	0.296093	0	7.430691	0.813407	0.007838	0.343281	0.022561	0.033872	0.045531	0.207202	0.00766	0.531089	0	U_SYN_10485	0.516917	3.006697	0.66014	0	0.173113	0.13975	0.408845	0.098458	0.312607	3.841049
0.732208	563.977592	5.273219	0.264248	0.694655	0.336253	3	4.211078	0.390966	0.275755	0.811761	0.226774	2	0	0	-0.185333	0.264218	0	USER_004595	0.159096	4.236442	0.972918	8.733434	1.78994	0.082736	17.500407	-1.556607	0.12191	2.67408
5	645.537238	2.295222	0.591516	0.899715	0.514902	0	6.825945	0.753408	0.00355	0.253471	0.050961	0.15854	0.067118	0.288317	0.008564	0.550142	0	U_SYN_3630	0.540897	2.295876	0.43645	0	0.246957	0.201079	0.482752	0.166334	0.299905	3.692136
2	693.966972	4.638687	0.400997	0.770564	0.30223	0	7.733152	0.841773	0.001748	0.61465	0.015215	0.051012	0.067133	0.013072	0.007754	0.614718	0	U_SYN_1708	0.356618	5.328368	0.537677	0	0.084622	0.101171	0.839772	0.098735	0.102742	2.757779
5	697.900262	3.785913	0.385649	0.466523	0.5361	0	5.827056	0.724524	0.004914	0.562143	0.064838	0.037492	0.004266	0.188235	0.006183	0.766738	0	U_SYN_1140	0.360467	6.682712	0.21642	0	0.099243	0.099685	1.246904	0.122718	0.155508	2.100463
2.283873	499.05699	4.600615	0.195417	0.870841	0.349308	2	3.089902	0.490504	0.451995	0.88959	0.157018	3	0	1	-0.04679	0.919245	1	USER_004546	0.267943	3.997577	0.482227	6.56289	0.097105	0.170969	14.967918	-0.116621	0.175815	2.275123
0	509.630162	5.166742	0.53667	1.088158	0.341121	0	8.318262	1	0.000677	0.706536	0.01151	0.061131	0.047775	0.132208	0.004664	0.455921	0	U_SYN_6207	0.416607	4.348531	0.716964	0	0.101898	0.257819	0.816611	0.032672	0	3.465445
0.363241	564.993028	4.362908	0.247484	0.808517	0.430759	3	4.142174	0.501511	0.240535	0.02676	0.073799	3	0	1	-0.063516	0.828782	1	USER_007972	0.121798	4.941343	0.6084	10.068905	4.410677	0.063115	12.417721	1.57633	0.191355	5.112723
3.050866	502.322834	4.412287	0.18323	0.812986	0.398418	2	3.658961	0.445538	0.209914	0.519424	0.247104	0	0	0	0.132847	0.930015	0	USER_005114	0.036357	3.520425	0.716292	4.133864	0.181374	0.022983	13.271752	-0.105807	0.021758	6.567135
0.284473	523.264395	6.939526	0.07759	0.779603	0.401941	3	1.924108	0.62158	0.287395	0.361372	0.383332	0	0	0	-0.006533	0.317209	1	USER_007040	0.127657	7.285131	0.357181	5.508318	1.946851	0.075837	20.751242	0.677889	0.301479	8.700536
0	650.50854	1.741515	0.549721	0.677341	0.400105	1	7.076863	1	0.002727	0.301985	0.038356	0.346805	0.216248	0.271327	0.008086	0.661329	0	U_SYN_2660	0.408991	2.240348	0.406333	1	0.298515	0.148346	0.31375	0.168916	0	2.894371
2	606.932487	2.933545	0.623663	1.370902	0.442617	0	9.704599	0.784046	0.008976	0.486102	0.076984	0.162241	0.044966	0.082921	0.004459	0.314549	0	U_SYN_14852	0.567209	1.994385	0.764118	0	0.205589	0.250673	0.488649	0.148544	0.182787	5.504534
5	649.84855	1.817218	0.235151	0.207063	0.483391	3	5.613088	0.849674	0.008749	0.326513	0.09227	0.528372	0.504812	0.475111	0.006963	0.896468	0	U_SYN_1307	0.316276	5.918054	0.106971	3	0.122652	0.115097	0.671863	0.370086	0.069021	1.775285
0.035818	627.173324	7.281347	0.248771	0.771716	0.352534	3	2.610054	0.633161	0.041609	0.199888	0.463833	1	0	0	0.114926	0.302928	1	USER_003951	0.084266	9.113385	0.964478	6.30029	1.335939	0.034139	23.572119	-0.58831	0.083474	1.180695
2.368529	692.141607	8.750596	0	0.804005	0.215997	1	0.545305	0.721936	0.039476	0.698312	0.344394	1	0	0	0.176798	0.721467	1	USER_001212	0.159389	14.496257	0.076804	3.729918	0.521636	0.045747	34.302456	1.798147	0.64569	4.834781
0	510.706736	2.639617	0.383571	0.778194	0.411575	0	5.990014	0.958132	0.008667	0.415712	0.031485	0.136005	0.063057	0.173638	0.005243	0.610903	0	U_SYN_12452	0.343713	3.005733	0.457909	0	0.140009	0.212035	0.669689	0.076466	0	2.058845
1.352442	556.087613	3.606129	0.167591	0.745116	0.450659	2	2.805472	0.419587	0.252914	0.913814	0.025303	0	0	0	-0.085988	0.660258	1	USER_004218	0.20947	1.651703	0.266752	4.81906	4.247472	0.111938	9.904967	-0.115526	0.32421	7.665132
0	559.560488	1.248913	0.209285	0.624124	0.281588	1	5.307348	1	0.005396	0.138796	0.098708	0.302473	0.207647	0.188897	0.004337	0.687938	0	U_SYN_6905	0.335878	1.724723	0.448378	1	0.155151	0.177368	0.278078	0.153036	0	1.78262
0	734.866095	4.338931	0.342206	1.466384	0.241602	0	8.850179	1	0.004533	0.561206	0.031002	0.011357	0.017619	0.161685	0.007172	0.266808	0	U_SYN_11927	0.440994	2.770031	1.112102	0	0.077092	0.092315	0.689563	0.008693	0	3.90288
0	540.575217	0.5	0.030941	0.973074	0.3882	0	6.857933	1	0.007749	0.071851	0.075655	0.078562	0.06786	0.087631	0.006224	0.513463	0	U_SYN_14072	0.53723	0.465951	0.595327	0	0.051569	0.302241	0.188094	0.043927	0	3.684291
5	621.875709	1.461824	0.756738	0.945692	0.50398	5	9.153154	0.676289	0.00455	0.324839	0.02171	0.893791	0.72966	0.651503	0.005586	0.527154	0	U_SYN_9429	0.644215	1.397949	0.469082	5	0.484522	0.267202	0.179219	0.61652	0.315231	5.8966
0	683.305844	5.698041	0.118695	0.414488	0.525585	0	6.542913	0.924447	0.009021	0.593183	0.09901	0.002542	0.077002	0.166685	0.007935	0.792756	0	U_SYN_2151	0.153001	11.075165	0.19664	0	0.020472	0.046371	2.639334	0.054085	0	1.00107
1.527275	590.515584	6.645114	0.108459	0.765296	0.358966	0	1.546425	0.683478	0.03863	0.703581	0.004866	0	0	0	0.194414	0.81359	0	USER_005219	0.14072	9.628098	0.07587	-0.361552	0.356309	0.06639	21.298715	-0.642488	0.359263	4.044448
2.533724	543.237814	4.640937	0.221328	0.898524	0.385296	5	2.448209	0.467197	0.19922	0.469438	0.318903	0	0	1	-0.033844	0.975323	1	USER_009622	0.176656	4.441782	0.53442	9.153268	3.388324	0.09853	14.264017	2.700029	0.435636	0.137567
0.29859	673.453202	8.551616	0.217451	0.727637	0.073361	0	2.028859	0.776146	0.004018	0.299133	0.408179	0	0	0	0.17789	0.95635	0	USER_007698	0.233074	14.334185	0.616361	-1.063707	0.186838	0.074815	39.621318	1.727873	0.69111	9.349362
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0.763903	657.251377	7.347935	0.232293	0.678083	0.208018	3	3.202955	0.866627	-0.067387	0.780242	0.218567	0	0	0	0.152492	0.641375	1	USER_000996	0.137155	11.095224	0.595763	6.668422	4.698143	0.048066	29.09716	-0.734523	0.415587	6.976878
0	658.112458	1.531284	0.423176	1.512583	0.446777	2	8.084028	0.880523	0.000616	0.24958	0.029313	0.38913	0.373289	0.304227	0.004972	0.243708	0	U_SYN_1627	0.552072	0.949585	0.836796	2	0.259413	0.19261	0.39463	0.276517	0	4.462967
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7	816.880808	5.896966	0.231425	0.752619	0.225256	2	9.072829	0.905562	0.004922	0.6902	0.06286	0.483647	0.313248	0.440102	0.002694	0.62369	0	U_SYN_785	0.393301	6.916295	0.583087	4	0.03859	0.023683	1.020919	0.276844	0.351222	3.568356
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3.233022	550.266994	4.02289	0.256004	0.54277	0.547842	3	6.667914	0.07666	0.307941	0.282523	0.244443	1	0	2	-0.124873	0.232356	1	USER_009332	-0.067751	3.261588	0.820311	6.286182	1.535241	-0.036922	9.094903	0.921577	0.268196	5.928869
0.107668	774.412761	9.525752	0.141362	0.764132	0.22375	0	0.031903	1	0.189983	0.365256	0.412721	0	0	0	0.098602	0.594367	0	USER_003556	0.133068	18.810495	0.497569	0.437235	0.69833	0.018288	36.971824	-0.742868	0.80961	0.737054
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1.44481	671.415623	8.154833	0.167436	0.736111	0.142936	1	2.049687	0.776873	0.076929	0.998406	0.215613	1	0	1	-0.059532	0.489008	0	USER_005393	0.009201	12.01582	0.119857	3.092178	2.282456	0.002987	34.946072	0.398102	0.889277	7.669651
2.849987	593.437926	3.748869	0.406201	0.673399	0.513727	0	5.753608	0.387175	0.252399	0.062118	0.037288	0	0	0	0.039179	0.396845	0	USER_005724	0.361976	4.097165	0.058646	0.638204	0.407299	0.168853	9.114874	-0.891929	0.058295	9.85778
6.343879	585.100693	4.38731	0.090643	0.690035	0.34106	1	5.650244	0.382576	0.31393	0.718045	0.139115	2	0	2	0.252935	0.48014	1	USER_002294	0.068095	4.811569	0.282657	4.173617	4.113943	0.032797	14.45486	0.077442	0.613012	2.040152
2	736.451587	1.609305	0.4581	1.020432	0.424901	0	6.973	0.823028	0.008295	0.183257	0.034951	0.056168	0.075444	0.237577	0.007694	0.489784	0	U_SYN_14138	0.498523	1.436325	0.586849	0	0.268004	0.102921	0.370549	0.110272	0.136058	3.476201
0.67475	790.578905	8.375847	0.152416	0.815595	0.193574	0	1.558069	0.812898	0.08164	0.369682	0.340214	0	0	0	0.024819	0.009243	0	USER_003693	0.099891	13.898047	0.747768	-1.102158	0.296621	0.010792	33.772518	-1.34175	0.256145	3.392576
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11.128409	608.780496	8.520649	0.024925	0.735857	0.096867	2	0.612521	0.720964	0.115113	0.469107	0.12983	1	0	0	-0.061963	0.825074	0	USER_001346	0.039381	11.443965	0.313923	6.086435	0.015274	0.017272	38.476416	0.617908	0.950636	5.313362
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0	645.854204	9.934096	0.244574	0.782443	0.381389	0	6.849943	1	0.005823	1.022714	0.048225	0.155121	0.040663	0.157317	0.004158	0.608779	0	U_SYN_4458	0.249793	11.257493	0.484028	0	0.024374	0.092717	2.862123	0.058735	0	1.711067
7	562.030432	3.530661	0.437517	0.359564	0.672054	0	5.186564	0.847025	0.001159	0.419264	0.067258	0.034536	0.092192	0.171843	0.006736	0.820218	0	U_SYN_14325	0.398254	7.682632	0.117917	2	0.120506	0.208518	1.334657	0.099208	0.167797	2.065571
0	666.869274	6.348482	0.299797	1.046565	0.263366	0	7.315937	1	0.002265	0.719918	0.092475	0.178521	0.035537	0.109668	0.004308	0.476718	0	U_SYN_7597	0.330267	5.536959	0.770935	0	0.046491	0.109967	1.170721	0.064217	0	2.416213
5	481.197816	7.020771	0.186397	0.872075	0.535802	0	7.265553	0.830816	0.004468	0.861821	0.061788	0.136257	0.063152	0.281136	0.00922	0.563962	0	U_SYN_9370	0.358421	7.222455	0.404815	0	0.026177	0.240339	3.060566	0.127496	0.290692	2.604128
0	761.643075	5.038595	0.451699	1.536433	0.3836	0	10	1	0.002827	0.66582	0.091623	0.15676	0.013215	0.17304	0.008384	0.231783	0	U_SYN_4652	0.481717	3.07901	0.947058	0	0.087903	0.077387	1.059759	0.050992	0	4.817175
0	561.467357	1.812457	0.215483	0.614942	0.621364	2	6.398958	0.988414	0.009426	0.193678	0.068566	0.508544	0.371067	0.48731	0.006555	0.692529	0	U_SYN_442	0.292211	2.53511	0.232839	2	0.112673	0.153295	0.883521	0.268518	0	1.869845
3.202482	535.336626	3.070987	0.268515	0.693684	0.350123	2	4.068316	0.597548	0.181713	0.810701	0.057339	1	0	1	0.154557	0.820258	1	USER_004799	-0.018657	1.689529	0.103549	4.245604	5.331518	-0.010674	9.978827	0.835804	0.911658	5.741115
0	804.14684	2.543424	0.300079	0.678188	0.537379	0	7.571346	0.951485	0.006453	0.351607	0.005631	0.073234	0.034316	0.034193	0.009335	0.660906	0	U_SYN_9591	0.301321	3.268393	0.313744	0	0.113519	0.025121	0.956639	0.051671	0	2.281404
0	805.616301	11.959653	0	0.886954	0.058304	0	-0.309561	0.945925	0.015942	0.719243	0.48293	0	0	0	0.145458	0.477402	0	USER_008408	0.091357	23.416157	0.687654	0.875252	2.027127	0.007372	56.311799	-0.770463	0.089949	4.677993
1.765258	735.790707	9.528474	0	0.663414	0.141334	1	1.596624	0.870532	0.037429	0.756443	0.118361	0	0	1	0.085772	0.295475	0	USER_006948	0.098869	15.206523	0.224231	2.198087	0.792857	0.02053	40.908898	-1.320676	0.98016	8.738137

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