Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	750.875207	4.871769	0.655956	1.327342	0.502317	0	7.358533	1	0.000179	0.489242	0.02076	0.014757	0.045713	0.060026	0.009674	0.336329	0	U_SYN_9649	0.502482	3.413176	0.660595	0	0.131936	0.090561	0.841935	0.018141	0	3.697533
1.34186	721.010987	8.1999	0.161912	0.828833	0.121717	0	1.439652	0.980981	0.153369	0.327711	0.411272	0	0	0	-0.007146	0.875017	0	USER_007200	0.188741	15.465873	0.649042	0.354127	1.613907	0.044265	36.009166	-0.097245	0.795362	6.880607
0	850	1.174513	0.232901	0.702716	0.483016	1	5.589247	1	0.001791	0.171551	0.00346	0.205706	0.183242	0.159196	0.007767	0.648642	0	U_SYN_5744	0.367336	1.463173	0.363293	1	0.182738	0	0.435182	0.116684	0	2.053134
7.18372	552.349777	6.625891	0.213358	0.729458	0.218889	2	3.813027	0.588005	0.15017	0.970249	0.366577	0	0	0	0.12628	0.885686	1	USER_000747	0.291443	7.029201	0.748193	4.022989	0.831051	0.157724	25.87777	0.959204	0.088009	1.76511
0.125441	521.588539	4.327798	0.295247	0.794405	0.645108	1	2.992975	0.651753	0.204519	0.158362	0.008955	1	0	2	0.055033	0.108755	1	USER_002438	0.081783	4.933317	0.061219	2.898533	2.225897	0.048834	7.679497	-0.932756	0.261688	4.319413
6.346438	526.092556	5.523449	0.246584	0.839355	0.42031	1	3.728215	0.278454	0.346951	0.88552	0.16501	5	0	1	0.081694	0.379279	0	USER_000845	0.218122	5.115422	0.047855	6.400982	1.52444	0.128457	16.00943	0.078336	0.13641	7.730813
3.325186	764.069185	0	0.423385	0.95151	0.306683	2	6.714781	0.740998	0.003048	0.820382	0.402628	0	1	0	0.044285	0.620135	1	USER_005083	0.332412	1.033732	0.425474	3.298178	0.067346	0.051935	0	-0.17371	0.701902	0.523689
0	695.014976	3.74698	0.516546	0.540309	0.668942	0	5.823054	1	0.000638	0.49391	0.024982	0.053357	0.07258	0.106036	0.011284	0.729845	0	U_SYN_11951	0.315014	5.851829	0.178874	0	0.134273	0.088768	1.211785	0.037781	0	1.834345
0	610.092946	6.852337	0.51634	1.388145	0.41651	0	8.259488	1	0.000485	0.757583	0.032207	0.066821	0.09503	0.004277	0.007795	0.305927	0	U_SYN_929	0.461298	4.604616	0.809969	0	0.074269	0.201216	1.380397	0.048555	0	3.810088
1.52534	619.881815	5.724917	0.188452	0.749444	0.258126	0	4.480226	0.648328	0.227772	0.818464	0.385256	3	0	0	-0.091321	0.773863	0	USER_008952	0.052534	6.912991	0.610822	3.809932	4.062065	0.02198	21.235847	-0.123864	0.397463	6.80131
0	712.512046	0.766042	0.321162	0.509126	0.393736	1	4.775934	0.985368	0.009144	0.185284	0.029883	0.305931	0.217576	0.338479	0.006273	0.745437	0	U_SYN_8767	0.429109	1.257608	0.308665	1	0.370838	0.107268	0.20475	0.162905	0	2.049398
0.176759	593.375994	7.602077	0.248016	0.77317	0.345926	2	2.997022	0.431106	0.237098	0.080942	0.003589	2	0	1	0.005812	0.507492	1	USER_003213	0.29785	7.558405	0.83457	8.072308	0.090305	0.138974	24.861593	0.047361	0.99113	0.183317
2	636.828292	5.399145	0.758283	1.413624	0.223451	2	10	0.864198	0.008693	0.612514	0.060388	0.382188	0.374965	0.482333	0.004152	0.293188	0	U_SYN_11120	0.586579	3.567031	1.097749	2	0.137891	0.227349	0.291618	0.281467	0.188483	5.865792
10	584.760208	0.5	0.474361	1.407201	0.408123	3	9.589186	0.641901	0.003001	0.072601	0.050716	0.567536	0.465632	0.517042	0.006447	0.296399	1	U_SYN_14730	0.957082	0.331741	0.83289	5	0.790601	0.461557	0.107263	0.45319	0.938134	9.177635
2	630.296314	5.866468	0.625767	1.374155	0.366951	0	6.735258	0.763522	0.006554	0.656129	0.044655	0.098218	0.063531	0.094358	0.00721	0.312923	0	U_SYN_11738	0.536082	3.979547	0.869907	0	0.104881	0.214144	0.805615	0.143116	0.183221	3.610648
0	636.594856	5.770343	0.228348	1.328314	0.401932	0	6.615546	1	0.001808	0.66975	0.063238	0.04071	0.096162	0.28091	0.005518	0.335843	0	U_SYN_13790	0.368237	4.039969	0.794422	0	0.038899	0.142879	1.78968	0.041062	0	2.436086
7.271615	511.373039	2.035377	0.347536	0.806462	0.490814	4	3.76529	0.460627	0.006133	0.849707	0.410821	0	0	2	0.000718	0.831497	1	USER_008866	0.312576	2.129666	0.597434	6.811472	6.2696	0.192448	5.18193	-1.44715	0.728549	8.714593
9.624788	425.645733	2.23943	0.56414	0.865216	0.620406	2	7.195616	0.316459	0.638606	0.799699	0.124969	0	0	1	-0.01115	0.0979	1	USER_008540	0.355624	0.324389	0.668306	4.714727	1.755599	0.274383	4.250368	-0.203824	0.830371	6.714883
0	642.936602	2.062769	0.536851	0.378024	0.522412	0	6.960918	0.880075	0.002105	0.377162	0.061221	0.159793	0.006105	0.241356	0.005757	0.810988	0	U_SYN_2011	0.329134	4.315199	0.18054	0	0.248224	0.123912	0.499096	0.09774	0	2.291075
1.671581	658.822427	7.619764	0.086626	0.990725	0.231516	0	0.423624	0.721071	-0.005518	0.150034	0.306322	2	0	1	0.004781	0.037947	1	USER_002297	0.115732	11.954729	0.350036	3.100367	1.104731	0.040228	29.278332	0.189904	0.798224	8.5464
0	675.324242	8.44147	0.505247	0.458343	0.49578	0	5.540474	1	0.00289	0.994036	0.023694	0.066876	0.023528	0.014989	0.009618	0.770828	0	U_SYN_7611	0.266658	15.118784	0.231106	0	0.059152	0.084688	2.070596	0.027121	0	1.477411
11.539541	620.129432	6.355407	0.329779	0.896219	0.275667	1	2.842275	0.60103	0.341394	0.495916	0.297896	0	0	1	0.028435	0.006583	0	USER_004657	0.377461	7.848155	0.504941	1.127393	1.609093	0.157758	23.017153	-0.419653	0.848144	5.879128
0.18563	495.912729	2.212288	0.17499	0.592813	0.468786	3	5.088657	0.371211	0.348232	0.479637	0.101968	1	0	2	-0.10773	0.352419	1	USER_001028	0.182718	2.568057	0.43618	4.170565	10.006159	0.117633	5.875992	-0.060232	0.650514	9.235319
0.517157	726.313504	7.825151	0.256427	0.671562	0.111174	0	2.881564	0.563974	0.27808	0.184173	0.358769	0	0	1	0.006067	0.190736	0	USER_007006	0.115901	11.325751	0.866381	1.04706	4.407482	0.026064	34.775999	0.462627	0.388558	3.788804
15.633363	569.958306	5.260489	0.203039	0.710116	0.179291	1	4.795997	0.393374	0.328689	0.53388	0.491616	0	0	0	0.081455	0.90071	1	USER_009738	0.109136	4.487255	0.751237	2.967373	1.069283	0.055568	21.586658	-0.10321	0.148087	0.484609
1.095571	548.903919	6.531798	0.287191	0.754204	0.49515	1	4.591598	0.56976	0.142457	0.085339	0.158209	1	0	0	-0.110634	0.924915	0	USER_003990	0.101118	7.105524	0.774372	2.729701	1.722949	0.055357	16.487906	0.329709	0.538509	8.296278
8.50549	658.147525	10.762754	0.071647	0.672042	0.180416	0	0.691	0.816161	0.122996	0.098582	0.458766	1	0	0	0.045226	0.862772	0	USER_006312	0.134947	18.038605	0.823553	1.807148	1.859026	0.047073	44.104903	1.383795	0.416406	8.206396
0	665.854965	4.013527	0.420117	1.313828	0.406851	0	8.448265	0.86716	0.005331	0.465513	0.010148	0.189525	0.096789	0.079701	0.007541	0.343086	0	U_SYN_6564	0.437421	2.838767	0.779296	0	0.102131	0.146452	0.946895	0.13903	0	3.695445
1.187684	722.073062	10.619769	0	0.335478	0.415101	0	1.665528	0.798315	0.051945	0.213693	0.452771	0	0	0	0.474571	0.24013	0	USER_007598	-0.035774	18.228234	0.316258	1.305967	2.828693	-0.008321	31.05745	0.068064	0.050135	8.631557
3.233467	574.611636	5.37209	0.157929	0.911479	0.543542	2	3.320657	0.538513	0.347013	0.187768	0.084163	2	0	2	-0.044623	0.504066	1	USER_001390	-0.070473	5.341116	0.097606	6.839261	0.137715	-0.035286	12.260656	1.185614	0.647272	2.89222
10	640.485018	2.516687	0.893661	1.996122	0.278388	2	9.621907	0.571381	0.003954	0.309051	0.05964	0.46186	0.29638	0.309307	0.00768	0.001939	1	U_SYN_11172	0.943755	1.20064	1.440426	4	0.341524	0.359511	0.074502	0.398919	1.330748	9.080726
0	723.008009	2.832824	0.785263	0.917906	0.489839	4	5.857349	1	0.007626	0.440857	0.097209	0.813509	0.657265	0.531444	0.009564	0.541047	0	U_SYN_7835	0.487354	2.782992	0.46828	4	0.26775	0.112527	0.297975	0.441232	0	2.854601
0	719.529273	4.749917	0.211866	0.948019	0.474952	0	7.195692	1	0.009543	0.491966	0.049343	0.04297	0.016946	0.02747	0.005409	0.52599	0	U_SYN_3361	0.294401	4.53228	0.497756	0	0.043684	0.069838	1.778017	0.017975	0	2.118421
0	562.959046	4.08052	0.10765	0.994979	0.333085	0	7.047079	0.958284	0.00404	0.432522	0.018606	0.109166	0.066251	0.09876	0.004093	0.502511	0	U_SYN_12966	0.279132	3.726575	0.663566	0	0.02575	0.145677	1.212846	0.069311	0	1.967063
0	614.75473	3.750834	0.131757	0.805298	0.391476	0	6.462727	1	0.007868	0.509537	0.072208	0.144267	0.094266	0.251367	0.006415	0.597351	0	U_SYN_10135	0.252523	4.143203	0.490044	0	0.034215	0.108009	1.274894	0.07156	0	1.63199
7.712529	598.654173	5.747121	0.139813	0.863144	0.426846	3	4.346674	0.616565	0.189687	0.760199	0.17865	2	0	1	0.147345	0.518597	0	USER_009207	0.023811	6.434991	0.104582	7.686227	1.555182	0.010882	16.46993	0.653955	0.674945	6.718748
0.022258	608.728997	5.749364	0.22947	0.858537	0.50401	0	1.137856	0.662003	0.135236	0.87996	0.493453	0	0	2	-0.010111	0.110036	0	USER_003019	0.188062	6.565703	0.043998	-0.35744	0.678013	0.082498	14.258132	-0.740608	0.925359	2.963749
0	564.643372	5.986609	0.489774	1.718475	0.294365	0	8.558731	0.972245	0.009989	0.717563	0.045177	0.093936	0.091865	0.120782	0.007078	0.140763	0	U_SYN_1141	0.523486	3.292104	1.212616	0	0.080467	0.2716	0.899144	0.066842	0	4.480377
0.762686	740.287604	8.880885	0	0.772818	0.16374	0	2.544197	0.7567	0.241892	0.31048	0.153934	0	0	0	-0.007751	0.895605	0	USER_008229	0.309744	15.81709	0.092446	-1.231774	4.809112	0.061787	37.133635	-1.670494	0.485604	9.979116
1.002548	693.710618	7.039843	0	0.906667	0.451785	2	0.277158	0.712512	0.178519	0.855351	0.289528	0	0	2	0.04228	0.237817	1	USER_009139	0.063993	8.966915	0.850184	5.622451	1.259777	0.018184	19.296725	1.212407	0.618305	5.204054
4.50008	579.721611	6.252366	0.332888	0.672508	0.456797	0	5.117902	0.4492	0.243165	0.471945	0.450855	1	0	1	0.081532	0.464324	0	USER_000007	0.07012	6.812086	0.343543	0.2672	5.064602	0.034458	16.981513	-0.880235	0.95893	7.390015
0.441793	737.277351	7.180671	0.05766	0.622027	0.183309	1	1.280039	0.942243	0.00157	0.619662	0.048862	0	0	0	-0.021697	0.217854	0	USER_000434	0.009452	11.190546	0.894315	1.309826	0.482566	0.001937	29.321929	0.618572	0.284397	4.21958
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0	680.915772	1.240274	0.537781	0.964644	0.208116	1	7.874546	1	0.007909	0.281584	0.067402	0.262836	0.181199	0.170956	0.00326	0.517678	0	U_SYN_2658	0.503486	1.164967	0.763886	1	0.401247	0.154785	0.119309	0.13321	0	3.964724
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0	845.0929	10	0.196638	0.604952	0.548742	0	6.301729	0.971749	0.007581	1.164252	0.051239	0.116816	0.03932	0.003201	0.006678	0.697524	0	U_SYN_13749	0.199784	14.185363	0.272989	0	0.019469	0.001782	4.408387	0.058141	0	1.258983
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5	768.031784	4.730419	0.362623	0.666236	0.530053	0	5.786065	0.63472	0.002497	0.621525	0.014699	0.078578	0.014285	0.085684	0.008644	0.666882	0	U_SYN_9342	0.383438	6.173583	0.313095	0	0.075071	0.057145	1.598142	0.173971	0.222079	2.218599
0	697.894019	1.501582	0.771637	0.664908	0.579574	2	7.087356	1	0.009826	0.186894	0.029443	0.35627	0.355004	0.506435	0.008811	0.667546	1	U_SYN_12336	0.489349	1.963088	0.279545	2	0.481797	0.135333	0.198739	0.213382	0	3.468192
2	586.756096	3.882047	0.902077	2.275946	0.165875	2	10	0.941842	0.004492	0.578849	0.032913	0.482784	0.387921	0.502264	0.006103	0	0	U_SYN_4669	0.816038	1.633896	1.898424	2	0.226536	0.390576	0.063056	0.284475	0.303459	8.160377
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0	763.891061	4.713442	0.114485	0.299634	0.545543	0	4.625276	1	0.004731	0.540219	0.03605	0.127136	0.048449	0.219932	0.010328	0.850183	0	U_SYN_2282	0.135823	11.794382	0.136171	0	0.023785	0.021265	2.277001	0.052676	0	0.628218
14.750467	631.889979	6.62475	0.200101	0.890537	0.133892	1	2.947764	0.611532	0.238128	0.153315	0.359869	0	0	1	-0.078703	0.320258	1	USER_008348	0.162667	8.872529	0.267602	3.282621	0.450801	0.064508	28.688739	0.358555	0.093689	9.098608
0.498758	614.083648	8.854086	0.103918	0.751012	0.341918	2	1.42121	0.522646	0.165778	0.346626	0.399648	1	0	1	0.096617	0.217858	0	USER_005392	0.028495	12.165034	0.79713	4.286879	1.068953	0.012222	29.13358	-1.171325	0.171685	7.919315
0	590.451001	2.967965	0.503676	0.822623	0.427186	0	7.040548	0.929524	0.0041	0.333569	0.06214	0.077148	0.082477	0.113769	0.005671	0.588688	0	U_SYN_13392	0.380817	3.216877	0.47121	0	0.164173	0.17971	0.629276	0.076078	0	2.681162
0	585.415101	1.710024	0.55428	0.713165	0.521921	1	7.849546	1	0.000111	0.323012	0.078867	0.330111	0.214288	0.348667	0.005355	0.643418	0	U_SYN_6439	0.419413	2.102924	0.340949	1	0.306228	0.201764	0.397804	0.16332	0	3.292199
0	704.43227	3.117792	0.473728	0.354752	0.565082	0	5.73828	0.980447	0.004385	0.498177	0.025249	0.185648	0.046937	0.138953	0.008666	0.822624	0	U_SYN_6031	0.275223	6.856028	0.154288	0	0.147222	0.072843	0.927189	0.077597	0	1.579309
0	433.88379	4.330177	0.613844	2.027612	0.068354	0	8.224533	0.986865	0.00175	0.513067	0.082679	0.190081	0.08499	0.073461	0.003041	0	0	U_SYN_386	0.634821	2.035228	1.889017	0	0.13856	0.480289	0.114296	0.087775	0	5.221103
0	565.058253	4.293992	0.576834	0.635452	0.634077	0	4.863676	1	0.006585	0.492487	0.015796	0.086543	0.060435	0.047925	0.006531	0.682274	0	U_SYN_1628	0.345657	5.838578	0.232527	0	0.131278	0.179077	1.152163	0.044093	0	1.681164
0	670.862728	6.053386	0.295334	1.259561	0.32863	0	7.189441	1	0.009134	0.710904	0.099074	0.194441	0.047835	0.164996	0.006446	0.37022	0	U_SYN_11777	0.373015	4.452458	0.845631	0	0.047995	0.121492	1.401811	0.072683	0	2.681767
2.133495	585.134612	5.743685	0.201974	0.726146	0.364763	2	4.580198	0.381041	0.205999	0.827015	0.227485	1	0	0	0.001816	0.450631	0	USER_008200	0.285266	5.682229	0.206149	5.451544	0.016442	0.137377	18.24302	-1.531093	0.359489	7.952479
8.054013	604.525102	6.021654	0.040459	0.650475	0.328551	0	4.736892	0.522591	0.22569	0.021774	0.498608	0	0	1	0.082802	0.509834	0	USER_009166	0.037581	7.53174	0.588821	1.38549	0.618692	0.016773	20.216162	0.375383	0.308593	5.709913
0	623.159238	3.540442	0.515922	2.037002	0.144294	0	8.382273	1	0.004032	0.483626	0.083431	0.095514	0.005108	0.270754	0.005333	0	0	U_SYN_13851	0.617115	1.656733	1.743076	0	0.14172	0.254522	0.247297	0.030187	0	5.172829
0	724.812003	7.61546	0.201469	1.219379	0.203487	0	8.660191	0.919621	0.002544	0.841237	0.032161	0.156579	0.039356	0.200498	0.006682	0.390311	0	U_SYN_7718	0.330239	5.772005	0.971251	0	0.026112	0.075167	1.237438	0.090932	0	2.859929
0	662.99189	3.43204	0.640152	0.598663	0.377538	0	6.811903	0.870386	0.000145	0.441993	0.015403	0.064113	0.056799	0.290434	0.008147	0.700669	0	U_SYN_7544	0.368403	4.912299	0.372645	0	0.181242	0.125262	0.466264	0.088119	0	2.509524
5	850	6.452061	0.297712	1.06878	0.360527	0	7.151905	0.925192	0.006637	0.652248	0.065565	0.182994	0.030947	0.155594	0.006722	0.46561	0	U_SYN_11381	0.433594	5.520337	0.683456	0	0.045438	0	1.633623	0.094105	0.35626	3.101026
0	574.588752	2.547016	0.5494	0.906058	0.373597	0	6.033963	0.984025	0.003695	0.255231	0.021212	0.142037	0.003311	0.052763	0.005412	0.546971	0	U_SYN_4658	0.421589	2.531678	0.567557	0	0.207555	0.211109	0.428772	0.049995	0	2.543849
0	538.619111	4.88364	0.195101	1.043013	0.36373	0	6.959172	1	0.009179	0.534442	0.068517	0.009677	0.053804	0.14542	0.004963	0.478493	0	U_SYN_12497	0.307264	4.272601	0.663638	0	0.039148	0.173957	1.429764	0.019044	0	2.138306
5	540.759647	3.033957	0.363143	0.683665	0.424029	0	6.8291	0.928846	0.000068	0.473675	0.025151	0.132823	0.098657	0.265399	0.005777	0.658167	0	U_SYN_9101	0.409493	3.871496	0.393771	0	0.115873	0.23024	0.819308	0.097906	0.227888	2.796468
0	742.397433	5.145658	0.271138	0.528948	0.466896	0	5.615441	0.83785	0.005275	0.686747	0.016407	0.0295	0.057249	0.203094	0.006577	0.735526	0	U_SYN_10058	0.225258	8.181371	0.281984	0	0.051688	0.04407	1.751084	0.090885	0	1.264921
0	653.283581	3.510152	0.414543	0.935432	0.531169	0	6.463426	0.94872	0.003454	0.414388	0.030068	0.189739	0.027883	0.07482	0.006042	0.532284	0	U_SYN_1842	0.366849	3.390036	0.438559	0	0.114827	0.131209	1.091575	0.085799	0	2.3711
2.409904	534.445583	5.463591	0.035772	0.656472	0.510038	2	5.357875	0.461588	0.521253	0.304707	0.090736	2	0	1	0.225784	0.432422	1	USER_003881	0.147688	4.746703	0.56273	4.852716	0.374682	0.084734	13.384748	-0.130797	0.443253	1.068919
3.666341	703.160664	9.079899	0.202844	0.839214	0.153938	0	2.26576	0.836814	0.018826	0.039764	0.202278	0	0	0	0.079955	0.346989	0	USER_001585	0.143251	15.903911	0.411952	-2.631287	3.380527	0.038245	38.410782	0.379519	0.328353	4.643245
4.10663	578.309488	8.583541	0.207086	0.474032	0.435653	1	4.806588	0.46454	0.143338	0.877711	0.443683	0	0	1	0.632246	0.220878	1	USER_007455	0.041045	8.763687	0.282428	0.725244	0.385829	0.020276	24.220493	0.425011	0.172661	5.973817

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