Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2	621.241585	2.849633	0.167328	0.272319	0.659199	0	5.84569	0.982641	0.005856	0.366931	0.004414	0.059526	0.067818	0.186937	0.010997	0.86384	0	U_SYN_3868	0.212467	7.653738	0.092807	0	0.056728	0.08837	1.564155	0.045147	0.036309	1.242017
0	553.460384	3.117604	0.72507	1.206075	0.399049	2	8.747214	1	0.009758	0.39524	0.007585	0.477949	0.306261	0.466798	0.008131	0.396963	0	U_SYN_5054	0.520894	2.387002	0.724792	2	0.225345	0.280847	0.342033	0.235263	0	4.556373
0	692.935071	2.86292	0.708457	3.35637	0	4	10	1	0.001204	0.465035	0.043898	0.656719	0.579767	0.528564	0.003478	0	1	U_SYN_5889	0.951312	0.828303	3.35637	4	0.239108	0.271669	0	0.370946	0	9.51312
5	496.853957	5.364804	0.135513	0.355936	0.608044	0	5.833386	0.975977	0.007572	0.712151	0.036819	0.00485	0.007647	0.145048	0.009302	0.822032	0	U_SYN_14376	0.248439	11.766571	0.139511	0	0.024797	0.159519	2.819987	0.013358	0.118645	1.44924
8.148155	551.443838	5.661739	0.049522	0.855243	0.419485	1	2.655904	0.560486	0.255869	0.110399	0.407672	2	0	0	0.015222	0.439317	1	USER_004086	0.205101	6.849476	0.794233	3.898139	3.000639	0.111335	16.43362	-0.813006	0.028785	3.669183
2.639137	461.072137	3.57315	0.368099	0.89466	0.437572	2	4.884384	0.281947	0.17028	0.001873	0.437497	2	0	0	0.117027	0.690315	0	USER_008785	0.374179	2.648316	0.586028	6.116029	2.912591	0.264598	10.0482	0.686129	0.535809	7.61734
0.215913	672.530357	8.183276	0.03132	0.389252	0.363662	1	2.745936	0.667798	0.094207	0.451301	0.361604	0	0	1	0.291409	0.470564	0	USER_001715	-0.134182	12.038126	0.184814	-0.508737	9.244212	-0.043297	26.036638	0.159345	0.523104	6.453956
0	651.718385	10	0.652874	0.540437	0.515187	0	4.784476	0.992642	0.004922	1.06576	0.03405	0.126562	0.080651	0.186815	0.007495	0.729781	0	U_SYN_3808	0.323751	15.614333	0.262011	0	0.064641	0.116716	1.788349	0.065107	0	1.548981
1.803281	663.040811	1.466286	0.662877	0.962849	0.346931	5	5.570744	0.685685	0.247299	0.931227	0.284859	3	0	0	0.152815	0.534813	1	USER_007620	0.555823	2.434849	0.899549	14.071086	3.307259	0.188939	4.787928	0.728583	0.002914	8.525326
0	786.176091	1.426555	0.187609	0.264104	0.563203	1	6.137663	0.893783	0.004127	0.170483	0.050157	0.223282	0.16533	0.237259	0.009857	0.867948	0	U_SYN_935	0.240117	3.91799	0.11536	1	0.122897	0.027864	0.652707	0.159071	0	1.473759
5	488.763188	3.021109	0.437215	0.520902	0.596479	0	6.410151	0.858042	0.001396	0.394772	0.077813	0.140195	0.086733	0.059619	0.008121	0.739549	0	U_SYN_10651	0.399425	4.865679	0.210195	0	0.140083	0.26234	1.014154	0.124862	0.173634	2.560373
5	560.930391	1.217923	0.309114	0.415133	0.534679	3	8.557416	0.901986	0.005414	0.163712	0.019694	0.668513	0.444191	0.497827	0.008103	0.792434	1	U_SYN_1774	0.427515	2.36429	0.19317	3	0.234547	0.224694	0.449903	0.373017	0.138378	3.658422
2.747391	580.150767	5.200685	0.161255	0.810944	0.314294	4	2.791868	0.51798	0.087582	0.796141	0.260536	0	0	1	0.199226	0.62285	1	USER_007255	0.003982	5.793384	0.256098	8.967203	0.316886	0.001954	17.830693	0.520895	0.171558	6.689199
0	420.054448	1.906221	0.649928	0.773143	0.366977	1	6.339392	1	0.009805	0.239859	0.052772	0.164704	0.188274	0.233686	0.003788	0.613429	0	U_SYN_3744	0.449297	2.183173	0.489417	1	0.323956	0.351224	0.244889	0.105893	0	2.848268
0.428393	634.873387	7.962594	0.107047	0.995815	0.325172	0	2.168276	0.739052	0.277357	0.439648	0.165429	2	0	0	0.133134	0.763919	0	USER_002373	0.03012	12.725065	0.791304	3.012669	1.656979	0.011781	26.86691	0.134781	0.947402	2.164055
10	671.359657	3.541505	0.217511	0.305113	0.447369	2	5.816546	0.615921	0.005657	0.355775	0.027187	0.333349	0.325734	0.324973	0.008302	0.847444	0	U_SYN_5443	0.381198	8.74202	0.168615	4	0.059731	0.123813	1.239743	0.351357	0.203409	2.217257
7.593735	562.869688	5.599379	0.133365	0.923715	0.270729	1	4.289905	0.697073	0.101759	0.900887	0.446731	0	0	0	0.092227	0.577402	0	USER_007856	-0.008722	6.33607	0.984532	1.294019	2.574156	-0.004553	20.417312	1.686401	0.789784	4.027038
0	691.095333	5.139235	0.241595	3.016703	0	0	10	0.94172	0.002231	0.601932	0.083326	0.060266	0.032646	0.161757	0.003304	0	0	U_SYN_13969	0.713993	1.648933	3.016703	0	0.046113	0.206285	0	0.051185	0	7.139927
0	501.107774	6.862693	0.617537	0.77931	0.546467	0	6.544665	1	0.003187	0.800007	0.065706	0.022329	0.097517	0.238512	0.005961	0.610345	0	U_SYN_1875	0.369848	7.804633	0.353443	0	0.088692	0.234613	1.434326	0.035954	0	2.42053
0	619.300595	6.823191	0.519089	2.048513	0.04828	0	8.166577	0.957583	0.00568	0.711822	0.041004	0.139685	0.059536	0.028341	0.003081	0	0	U_SYN_3760	0.594318	3.175773	1.949612	0	0.074978	0.249289	0.158422	0.076733	0	4.853542
3.007888	579.561672	9.008593	0.161658	0.61233	0.216127	2	1.704799	0.585581	0.137665	0.501424	0.169927	0	0	0	-0.046618	0.339037	1	USER_009578	0.092512	13.090318	0.368356	5.504344	3.890131	0.045489	35.307963	-1.589997	0.140883	2.098775
0	639.386799	0.5	0.372033	0.678024	0.590605	1	6.883808	1	0.00355	0.121039	0.011935	0.338868	0.155974	0.246681	0.00816	0.660988	0	U_SYN_3052	0.580548	0.642654	0.27758	1	0.620054	0.222311	0.18544	0.148453	0	3.996381
1.182792	681.089414	6.970826	0.144864	0.656676	0.155385	1	2.072978	0.999252	-0.001353	0.035317	0.399496	1	0	0	-0.032512	0.071359	1	USER_005125	0.149742	11.04584	0.696171	2.38715	0.57652	0.045987	29.438309	-0.966058	0.048967	5.322107
0	653.560197	6.301579	0.604168	1.98267	0.276524	0	9.131724	1	0.00953	0.761619	0.032938	0.041715	0.05292	0.286048	0.005275	0.008665	0	U_SYN_13654	0.609027	3.025722	1.434415	0	0.094378	0.217522	0.689751	0.028391	0	5.561464
10	820.412963	4.557584	0.423384	0.356757	0.51075	1	5.392977	0.818205	0.000317	0.501976	0.05772	0.27829	0.225642	0.118376	0.005883	0.821622	0	U_SYN_13146	0.441307	9.978144	0.174543	3	0.090902	0.02374	1.34224	0.223898	0.237838	2.379959
7.911921	573.313043	4.821206	0.277103	0.78871	0.39973	2	3.53646	0.584737	0.246295	0.21855	0.186019	2	0	1	0.119574	0.288187	1	USER_008377	0.196613	4.560538	0.496217	6.536146	0.332	0.09891	14.470116	0.902257	0.859329	1.628754
0	783.545306	6.169668	0.475159	1.403433	0.298543	0	7.019837	0.861269	0.006838	0.656638	0.00224	0.013415	0.021377	0.226902	0.007709	0.298284	0	U_SYN_4615	0.455134	4.103721	0.984448	0	0.075787	0.054992	0.96671	0.06593	0	3.194965
4.916103	514.577644	3.624866	0.403057	0.67582	0.482938	1	5.987399	0.373253	0.336374	0.560604	0.332267	2	0	0	0.065182	0.780262	1	USER_000812	0.236744	4.032008	0.850049	4.854758	4.222267	0.14438	9.371409	-1.592882	0.716482	2.08337
0	666.09755	4.419403	0.261353	1.891001	0.145339	0	7.664576	1	0.000951	0.496596	0.028447	0.183687	0.040754	0.21512	0.004439	0.0545	0	U_SYN_3321	0.50086	2.219689	1.616165	0	0.057829	0.167471	0.474441	0.067332	0	3.838877
0	801.99419	10.680453	0	0.755297	0.021319	0	1.409556	0.980967	0.132903	0.870712	0.079136	0	0	0	-0.1381	0.319574	0	USER_007702	0.082268	20.723593	0.044339	0.76333	1.995167	0.007181	52.263804	0.80004	0.190144	7.275049
2	727.462564	2.563235	0.739581	1.520313	0.213129	3	7.766062	1	0.004707	0.44682	0.039998	0.66131	0.467122	0.573457	0.003366	0.239843	0	U_SYN_3311	0.641034	1.581938	1.19629	3	0.2777	0.142819	0.142267	0.33853	0.202708	4.978307
3.255346	593.462386	6.354766	0.361564	0.839117	0.296946	3	3.498701	0.594417	0.058644	0.85005	0.253613	0	0	0	-0.035844	0.290183	1	USER_007119	0.304245	7.946839	0.495405	6.584512	3.547206	0.14191	22.338719	1.020459	0.123506	1.828858
5.250508	424.181627	2.949207	0.465608	0.823971	0.59477	3	5.372482	0.03757	0.521245	0.748849	0.139704	2	0	2	-0.032805	0.025944	1	USER_007028	0.523552	0.877312	0.0222	8.275703	4.093087	0.405342	5.975539	1.669006	0.4873	4.286295
2.756539	637.071648	6.560289	0.148192	0.720648	0.418654	0	3.184132	0.477031	0.083481	0.564888	0.251182	3	0	0	0.109726	0.513707	1	USER_007247	0.085866	8.477681	0.525702	2.126913	0.52206	0.033242	19.068982	0.681729	0.944186	8.257226
0	657.23996	2.323121	0.240773	0.620491	0.388633	0	7.21216	0.964832	0.001503	0.298368	0.048676	0.001945	0.014612	0.105729	0.004794	0.689754	0	U_SYN_12743	0.278868	3.224356	0.379348	0	0.099365	0.097736	0.685461	0.019035	0	2.011243
7	603.067182	4.435897	0.610288	0.59011	0.537317	1	6.227307	0.854842	0.009238	0.616038	0.040607	0.187073	0.214995	0.380594	0.008794	0.704945	0	U_SYN_12871	0.485201	6.427809	0.273034	3	0.134546	0.21784	0.928871	0.178683	0.275385	3.021497
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0	807.684983	4.204375	0.385288	0.516216	0.498792	0	7.010148	1	0.009947	0.567547	0.047198	0.137095	0.038499	0.100885	0.009355	0.741892	0	U_SYN_4912	0.265294	6.822889	0.258732	0	0.089511	0.020411	1.289116	0.052678	0	1.859751
0	578.644351	1.178671	0.789947	1.150012	0.438997	3	7.368534	0.92842	0.004333	0.175396	0.013507	0.553246	0.44002	0.546664	0.005617	0.424994	0	U_SYN_13860	0.623399	0.942928	0.64516	3	0.617788	0.307569	0.108688	0.326612	0	4.593536
0	520.125831	3.51204	0.604253	0.51056	0.255419	0	5.782209	1	0.004881	0.518536	0.030442	0.142425	0.026593	0.082686	0.003331	0.74472	0	U_SYN_5463	0.338758	5.752159	0.380154	0	0.167289	0.203177	0.355002	0.050706	0	1.958771
2.007072	779.977072	9.460723	0.031723	0.720659	0.291591	0	1.17478	0.916399	-0.094984	0.842692	0.447057	0	0	0	-0.053959	0.602417	0	USER_003184	-0.050246	16.39788	0.106863	0.058527	0.062166	-0.006397	33.510288	0.139801	0.244339	9.554624
0	794.929243	2.898856	0.392957	0.60064	0.517072	0	5.99583	0.957661	0.009888	0.408304	0.03042	0.02488	0.0423	0.221866	0.006335	0.69968	0	U_SYN_5482	0.304707	4.137443	0.290066	0	0.131036	0.03051	0.909907	0.03709	0	1.826973
0	538.224205	1.808117	0.182819	0.507507	0.381382	1	6.069124	1	0.009974	0.227404	0.095023	0.268631	0.222385	0.208372	0.004238	0.746246	0	U_SYN_12605	0.261163	2.976289	0.313953	1	0.095811	0.148044	0.563514	0.147305	0	1.585028
0.12208	530.41383	4.097044	0.009664	0.809256	0.387691	0	4.363776	0.590176	0.228401	0.321048	0.052355	1	0	0	0.026706	0.008801	0	USER_007854	0.093055	5.463297	0.395919	0.635802	0.888551	0.054071	12.543284	0.442968	0.846673	6.952295
0.412707	523.854383	5.351921	0.213991	0.718779	0.282766	2	4.458166	0.453865	0.386221	0.307741	0.003548	0	0	1	0.11772	0.706379	1	USER_003352	0.219192	5.221139	0.991541	4.096024	4.149779	0.129979	19.192904	-1.725884	0.101534	3.74955
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8.272895	353.558933	2.8504	0.351893	0.724846	0.535559	0	7.739467	0.226079	0.48966	0.610904	0.44914	1	0	2	0.129417	0.32513	1	USER_000200	0.300082	0.375674	0.258717	1.322008	7.819859	0.27086	6.619211	-0.151542	0.084536	8.387968
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2.271222	517.030334	3.653463	0.444996	0.717279	0.337262	1	3.220406	0.497868	0.196099	0.609544	0.426489	0	0	0	0.052563	0.665529	0	USER_002543	0.225177	4.057343	0.983716	2.102719	6.426116	0.136322	12.106445	-0.202649	0.457943	5.895789
16.848673	598.732268	6.059952	0.234874	0.646255	0.270265	1	4.054694	0.483065	0.248127	0.911906	0.146641	1	0	0	0.108081	0.475554	1	USER_007061	0.169374	7.43598	0.115831	3.759401	3.071704	0.077379	22.110796	-0.392344	0.1362	1.946153
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2	572.709634	4.710145	0.195572	0.866287	0.498763	0	5.252975	0.886349	0.00106	0.59464	0.094847	0.004314	0.046707	0.15553	0.008279	0.566856	0	U_SYN_10288	0.313508	4.874478	0.434215	0	0.040658	0.158059	1.889802	0.060767	0.115505	1.646848
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10	375.851057	3.801033	0.786623	0.654153	0.467817	3	6.655368	0.679059	0.009013	0.476433	0.053772	0.496301	0.528799	0.447068	0.005007	0.672924	1	U_SYN_6796	0.618086	5.040138	0.348129	5	0.201645	0.532845	0.379424	0.435906	0.436102	4.11359
2	629.684363	9.8628	0.400798	0.540067	0.39967	0	7.066997	0.908823	0.006636	1.008405	0.093236	0.194442	0.095687	0.054666	0.005206	0.729966	0	U_SYN_5808	0.288327	15.409002	0.324219	0	0.040229	0.115496	2.361975	0.12351	0.072009	2.037609
0.03844	491.695167	3.72539	0.272398	0.870477	0.584406	1	6.546195	0.254652	0.477815	0.294928	0.34876	1	0	0	0.025463	0.702903	1	USER_002839	0.208377	2.498231	0.499143	2.351866	0.499239	0.13575	7.741252	0.059107	0.891445	4.296577
2	497.856702	2.038862	0.187234	1.023238	0.349916	0	7.156828	0.924334	0.008901	0.246919	0.072946	0.104405	0.039356	0.047655	0.005915	0.488381	0	U_SYN_5410	0.394326	1.815165	0.665191	0	0.087539	0.252471	0.579852	0.073395	0.136432	2.82212
0	639.535338	1.470352	0.17981	0.419559	0.496334	0	6.217999	0.929052	0.000929	0.192048	0.045964	0.072706	0.022139	0.033987	0.006348	0.790221	0	U_SYN_8333	0.265215	2.830002	0.211317	0	0.114503	0.101488	0.598563	0.056833	0	1.649105
5	606.031799	7.521309	0.793062	2.241764	0.059614	3	9.903707	0.791542	0.003203	0.912818	0.038527	0.649866	0.500949	0.599646	0.000881	0	1	U_SYN_2800	0.812513	3.211813	2.108124	3	0.104058	0.360414	0.092786	0.428627	0.747255	8.046895
7	781.910103	0.5	0.737079	1.656588	0.470503	5	10	0.763202	0.008438	0.199484	0.081741	0.983935	0.739182	0.564653	0.004832	0.171706	1	U_SYN_9836	1.025775	0.284643	0.877158	7	1.228465	0.126991	0.061853	0.611654	0.773074	10.257745
0	672.36797	2.948357	0.761533	0.851601	0.400185	3	7.321715	1	0.006859	0.442899	0.086641	0.510129	0.484796	0.362866	0.006825	0.5742	0	U_SYN_10332	0.464389	3.098313	0.510803	3	0.249818	0.149983	0.281365	0.298477	0	3.400125
0	723.448166	0.5	0.372993	0.666912	0.499475	2	5.782927	1	0.001188	0.192944	0.099961	0.361264	0.372095	0.406605	0.007628	0.666544	0	U_SYN_12728	0.578614	0.651965	0.333806	2	0.621655	0.133136	0.156587	0.220008	0	3.34608
0	825.066167	9.593433	0.091956	0.67449	0.1501	0	-1.759865	0.802456	-0.0081	0.451836	0.438862	0	0	0	0.07652	0.365984	1	USER_008679	0.138433	19.192739	0.932603	-0.782993	4.314833	0.006276	40.767281	-0.431773	0.192584	8.216704
5	600.437233	3.735447	0.187031	0.377286	0.441918	0	7.696389	0.809298	0.007465	0.572322	0.023476	0.095372	0.044168	0.161746	0.006997	0.811357	0	U_SYN_13778	0.283712	7.82643	0.210557	0	0.048764	0.128734	1.342017	0.118143	0.125762	2.183556
0	453.803315	3.521577	0.557857	2.09035	0.049285	0	7.691538	1	0.006168	0.356718	0.097779	0.181489	0.039725	0.212426	0.003154	0	0	U_SYN_7815	0.640652	1.607769	1.987327	0	0.154037	0.461498	0.076739	0.066364	0	4.927598
0	657.857322	10	0.201026	1.566946	0.206709	0	10	0.99031	0.003276	1.028321	0.046874	0.027356	0.033368	0.122846	0.005172	0.216527	0	U_SYN_4378	0.393499	5.998996	1.243043	0	0.019904	0.137469	1.651555	0.022093	0	3.934988
0	553.072002	6.935781	0.351663	0.50165	0.523437	0	7.758246	1	0.006841	0.696259	0.014625	0.171466	0.043564	0.218565	0.006448	0.749175	0	U_SYN_8921	0.234255	11.527926	0.239068	0	0.049982	0.126467	2.353752	0.064509	0	1.817409
4.371275	548.522684	6.127407	0.390165	0.858428	0.297765	0	4.473004	0.431262	0.321952	0.610793	0.019844	1	0	1	0.066046	0.784368	1	USER_006259	0.443927	5.584242	0.895662	1.493738	3.753286	0.243334	21.514397	-0.308563	0.083341	5.622978
0	590.994333	3.065239	0.323924	0.489473	0.335107	0	5.953561	1	0.00077	0.497654	0.055184	0.035278	0.041167	0.26502	0.005044	0.755264	0	U_SYN_6716	0.258258	5.199966	0.325447	0	0.102338	0.121619	0.694455	0.022933	0	1.537555
5.199925	573.22546	6.71465	0.241656	0.791327	0.437784	2	2.723085	0.568402	0.128213	0.348185	0.099143	1	0	0	0.009787	0.778999	1	USER_005120	0.246528	7.212352	0.77551	5.446339	0.050036	0.124059	18.875429	-0.51323	0.318404	0.44552
2	523.124899	1.807722	0.490541	0.981065	0.426159	1	7.400351	0.953015	0.00964	0.184974	0.047773	0.292265	0.214712	0.289225	0.00529	0.509467	0	U_SYN_2261	0.488212	1.672167	0.562975	1	0.257134	0.290154	0.392475	0.170887	0.130809	3.612943
2	561.541105	1.494111	0.714936	0.802425	0.364545	4	8.319172	0.954953	0.005812	0.184397	0.081103	0.669157	0.621036	0.732107	0.006052	0.598787	0	U_SYN_7429	0.540428	1.655661	0.509905	4	0.448486	0.283439	0.155266	0.405077	0.10699	4.495912
0.816155	678.639167	6.191056	0.197647	0.683908	0.326553	2	1.728543	0.743599	0.129102	0.77403	0.063266	0	0	0	-0.013233	0.386293	1	USER_005389	0.111336	8.571642	0.473007	2.846985	1.637359	0.034688	20.846742	0.695896	0.940119	2.725533
5	605.720906	1.621757	0.758521	1.624964	0.322814	4	9.005164	0.781796	0.003048	0.332871	0.020336	0.76638	0.60666	0.502644	0.003629	0.187518	1	U_SYN_9302	0.76871	0.940169	1.100402	4	0.440551	0.341418	0.12642	0.499193	0.541655	6.922356
4.763139	446.40497	3.581825	0.512165	0.84783	0.72247	1	4.948998	0.290809	0.393822	0.079606	0.108081	1	0	1	0.114355	0.512317	1	USER_008832	0.584092	1.554416	0.701881	1.621177	0.098722	0.428612	4.970323	0.257002	0.49083	1.657091
2	652.000322	3.842318	0.596284	1.288856	0.311145	0	7.480524	1	0.003484	0.48276	0.037826	0.0942	0.0112	0.253154	0.007245	0.355572	0	U_SYN_11190	0.527388	2.766535	0.887834	0	0.151252	0.189859	0.48265	0.03162	0.171847	3.945138
3.532059	519.079567	3.818257	0.284009	0.795135	0.590255	0	4.192365	0.373342	0.510751	0.621836	0.201583	2	0	1	-0.065984	0.957556	0	USER_003778	0.199365	2.571819	0.785795	2.392833	1.775649	0.119952	7.822563	0.264019	0.846292	6.0455
2.555499	689.548106	7.443815	0.134568	0.648752	0.132781	3	3.214076	0.785325	0.116797	0.086901	0.125131	0	0	1	0.230089	0.415146	1	USER_002569	0.050312	10.828604	0.586433	7.1786	1.693612	0.014677	32.277086	0.689691	0.455661	4.662259
5	752.719479	0.5	0.447097	0.76199	0.414763	0	6.477279	0.793841	0.004495	0.139042	0.013446	0.17694	0.009631	0.036608	0.006587	0.619005	0	U_SYN_2007	0.71986	0.580053	0.445945	0	0.745162	0.127324	0.114662	0.138435	0.253997	4.662737

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