Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
3.187613	653.464803	6.315991	0	0.796441	0.218783	1	-0.314766	0.733142	0.175173	0.805005	0.270814	1	0	0	-0.190144	0.651299	1	USER_002421	0.05763	9.242148	0.789167	2.64395	4.040458	0.020593	24.670787	0.954282	0.646374	4.665057
0.084001	468.82148	4.450898	0.266851	0.891024	0.671414	2	5.601046	0.320315	0.313804	0.728678	0.22645	1	0	0	-0.043268	0.203291	1	USER_007637	0.14818	2.209836	0.075342	4.781724	3.445236	0.102696	7.312514	-0.136885	0.404363	9.810023
0.042957	675.33711	9.62276	0.041987	0.806382	0.284364	2	2.849703	0.789274	-0.105925	0.524335	0.324066	0	0	0	0.174053	0.778582	0	USER_009928	0.205594	14.991306	0.219865	4.232392	0.342695	0.06529	34.431967	0.000937	0.683173	1.252882
0.448201	660.167607	1.011943	0.439754	0.633996	0.229184	7	6.006924	0.676669	0.091087	0.076312	0.025452	0	3	0	0.383415	0.510128	1	USER_004033	0.190509	1.386678	0.749932	15.889464	0.222926	0.065754	3.900107	-0.203043	0.117956	0.054726
0	746.862379	1.738484	0.703738	0.762188	0.415719	2	5.519256	1	0.000308	0.282869	0.085516	0.358843	0.313488	0.510363	0.008308	0.618906	0	U_SYN_10473	0.472344	2.016362	0.445332	2	0.382782	0.088575	0.214115	0.2017	0	2.60699
0	741.265914	7.619521	0.13015	0.226114	0.540064	0	7.14852	0.941197	0.003454	0.92393	0.039045	0.100461	0.003862	0.123513	0.006972	0.886943	0	U_SYN_14933	0.110176	23.364628	0.103998	0	0.01686	0.021782	3.579461	0.054818	0	0.787595
4.460429	557.97743	6.551186	0.116977	1	0.447179	0	3.220527	0.4842	0.364446	0.277562	0.021473	0	0	0	-0.248748	0.439427	0	USER_004363	0.1018	6.95901	0.523797	-0.777399	8.763839	0.054051	18.108171	-1.493807	0.23057	4.516469
12.617672	576.919903	4.976681	0.308532	0.633493	0.296837	0	3.30469	0.435836	0.247748	0.943274	0.047815	3	0	1	0.039098	0.098324	0	USER_003931	0.183124	4.416529	0.90212	2.871486	3.578032	0.090923	17.497077	1.474792	0.157338	2.241116
0	451.347286	4.06367	0.313147	1.408155	0.508892	0	8.159894	0.846072	0.002462	0.545179	0.099411	0.033681	0.095628	0.196122	0.005694	0.295923	0	U_SYN_5132	0.42361	2.694465	0.691556	0	0.075209	0.307042	1.42039	0.100364	0	3.456611
2	584.543506	1.099398	0.163849	2.711992	0.024049	3	10	1	0.002645	0.133581	0.051849	0.611808	0.459267	0.423522	0.004354	0	1	U_SYN_2159	0.798303	0.390968	2.646771	3	0.136609	0.3853	0.022107	0.321322	0.361599	7.983033
0	533.7183	3.08837	0.387079	1.844717	0.315014	0	8.480703	1	0.009348	0.355322	0.024202	0.175866	0.092405	0.117196	0.006505	0.077642	0	U_SYN_11329	0.547795	1.588082	1.263606	0	0.121404	0.315014	0.596297	0.080481	0	4.645688
2	689.14595	9.043844	0.131536	0.466561	0.612547	0	5.570492	0.931436	0.009883	0.932685	0.045261	0.048213	0.00322	0.236835	0.006637	0.76672	0	U_SYN_14042	0.194646	15.962706	0.180771	0	0.014385	0.056926	4.811094	0.042855	0.062208	1.084272
15	750.350486	7.591678	0.837496	1.786854	0.259571	5	10	0.416443	0.009919	0.775025	0.072947	0.908786	0.73906	0.625731	0.004808	0.106573	1	U_SYN_14566	0.934622	4.023458	1.323039	7	0.108883	0.169336	0.320226	0.727777	1.786854	9.346219
0	850	3.830457	0.204224	0.653482	0.442473	0	9.229493	1	0.001574	0.56051	0.086465	0.009528	0.099087	0.219743	0.007335	0.673259	0	U_SYN_6445	0.242848	5.083673	0.364334	0	0.051959	0	1.348741	0.032585	0	2.241367
0	712.286148	4.251792	0.621163	1.569083	0.316652	0	9.048687	1	0.004324	0.447535	0.047024	0.017379	0.025853	0.176866	0.007961	0.215459	0	U_SYN_3967	0.546124	2.547382	1.07223	0	0.142737	0.136743	0.510042	0.01297	0	4.941701
2	628.204909	1.591646	0.152575	1.590301	0.298109	3	10	0.929103	0.002852	0.244398	0.072788	0.626414	0.43717	0.377107	0.003887	0.20485	0	U_SYN_1428	0.522061	0.941635	1.116218	3	0.090193	0.210528	0.402089	0.347434	0.21204	5.220607
7	729.290537	0.5	0.363119	1.245391	0.116465	2	8.234765	0.721028	0.003072	0.097266	0.082785	0.458212	0.323829	0.328883	0.002265	0.377305	0	U_SYN_3081	0.831347	0.371639	1.100346	4	0.605199	0.182457	0.037087	0.346201	0.581182	6.845949
2	581.61398	2.252266	0.24477	0.621642	0.43897	0	6.562243	1	0.007806	0.28337	0.006694	0.044852	0.009817	0.173366	0.007229	0.689179	0	U_SYN_2520	0.322784	3.121028	0.34876	0	0.104057	0.15751	0.746678	0.016401	0.082886	2.118187
0	850	10	0.37638	1.247602	0.381131	0	8.681277	0.990866	0.009112	1.151899	0.058507	0.157905	0.013368	0.04079	0.006794	0.376199	0	U_SYN_11754	0.382236	7.420588	0.772103	0	0.037265	0	2.376809	0.055035	0	3.318299
0	665.916526	2.389716	0.686127	1.700897	0.313242	0	8.37513	1	0.004174	0.341593	0.012424	0.155319	0.062755	0.279506	0.005231	0.149552	0	U_SYN_10047	0.626348	1.326959	1.168104	0	0.275584	0.209637	0.234953	0.065422	0	5.245744
2.988332	688.134888	7.08116	0	0.807419	0.208577	1	0.109257	0.6878	0.033303	0.539297	0.311977	0	0	0	0.144334	0.482462	0	USER_008263	0.02635	10.919154	0.69431	2.977684	3.188814	0.007755	28.020967	-1.30636	0.425945	4.651222
1.776094	584.143185	6.981346	0.200922	0.777183	0.397207	3	2.968313	0.520835	0.128953	0.354575	0.155154	0	0	0	0.067214	0.627201	1	USER_007626	0.2513	7.481429	0.591093	6.015453	0.395338	0.121472	21.041532	-1.242587	0.42643	3.581518
0	737.675999	1.386736	0.915067	1.524501	0.381764	3	10	0.996341	0.000365	0.153443	0.072513	0.510774	0.465481	0.458279	0.007044	0.23775	1	U_SYN_6019	0.713943	0.853638	0.942501	3	0.615487	0.145805	0.044964	0.29434	0	7.13943
0.502602	705.379165	8.255741	0.153794	0.938033	0.214947	0	3.090702	1	0.152743	0.445594	0.302299	0	0	0	0.145311	0.430848	0	USER_001832	0.216965	13.599982	0.942628	-0.630037	0.118773	0.05705	32.405976	-0.645904	0.431524	4.270638
1.513197	604.61778	4.702983	0.228924	0.652576	0.489765	2	3.628892	0.65492	0.245744	0.54264	0.180385	0	0	0	0.028947	0.757058	1	USER_001898	0.09014	5.227738	0.133075	3.953538	0.262155	0.040216	11.998137	-1.387186	0.316994	4.479202
0	621.050992	1.947636	0.29254	1.332591	0.222291	1	9.093867	0.957317	0.007499	0.306902	0.038199	0.22923	0.17735	0.303542	0.005874	0.333704	0	U_SYN_3727	0.451954	1.35952	1.036369	1	0.142867	0.188135	0.306289	0.139047	0	4.110009
0	674.578502	0.5	0.167681	1.287342	0.442685	2	8.083432	0.986303	0.005346	0.238262	0.065153	0.381226	0.341252	0.439173	0.005158	0.356329	0	U_SYN_8553	0.641106	0.360401	0.717456	2	0.279468	0.20448	0.184227	0.222222	0	5.182337
1.070989	598.914636	4.422194	0.078888	0.828188	0.400342	2	4.810293	0.504695	0.451367	0.176572	0.115185	0	0	0	0.060336	0.344336	1	USER_008662	0.082028	4.192649	0.994228	5.090253	4.810196	0.037447	13.259023	0.806625	0.708522	4.951831
0	593.119458	5.753688	0.482909	0.89809	0.358718	0	6.931944	0.961967	0.005107	0.754435	0.004386	0.183616	0.017747	0.131158	0.007551	0.550955	0	U_SYN_9496	0.358657	5.764698	0.575929	0	0.082496	0.167513	1.067252	0.075622	0	2.486191
0	729.785183	4.820453	0.405644	0.392447	0.627677	0	4.679728	1	0.001185	0.510462	0.063245	0.148064	0.034885	0.161846	0.007721	0.803776	0	U_SYN_6251	0.240829	9.788772	0.146117	0	0.08244	0.052639	1.798336	0.054885	0	1.127015
5	839.072985	2.731836	0.429752	0.693127	0.343884	0	7.10218	0.755429	0.006008	0.376361	0.084891	0.075996	0.020317	0.109977	0.008089	0.653437	0	U_SYN_5926	0.438177	3.444387	0.454772	0	0.151758	0.008705	0.53571	0.126722	0.231042	3.112009
4.329606	655.359014	9.070132	0.106076	0.76206	0.049933	0	1.27167	0.739322	0.236341	0.997701	0.13736	0	0	1	0.051186	0.471314	0	USER_003844	0.129025	13.735486	0.493329	0.835443	0.830691	0.045661	43.086147	-0.383565	0.24845	2.666133
2.081504	660.160531	6.812453	0.060468	0.820079	0.218255	0	3.300901	0.684887	-0.026043	0.82076	0.317996	1	0	0	0.040904	0.665111	0	USER_001406	0.019149	10.187654	0.007015	0.805459	0.998251	0.00661	26.628004	-0.66554	0.489666	3.067921
9.44712	459.57496	4.603777	0.389938	0.813793	0.571585	2	4.973911	0.386179	0.309369	0.478042	0.282272	1	0	1	-0.015598	0.002266	1	USER_003450	0.169277	3.061976	0.964551	3.963462	0.530948	0.120164	9.861633	0.625953	0.636496	9.507487
1.701083	589.84552	6.923375	0.157675	0.587757	0.492853	1	3.47615	0.490933	0.49628	0.245183	0.340322	3	0	0	0.329747	0.920136	0	USER_003037	0.063257	6.484658	0.908116	4.307123	0.163314	0.029921	17.555859	0.970593	0.410369	2.908252
0	734.546053	2.438295	0.618302	1.305791	0.257984	0	7.912445	1	0.002846	0.331021	0.019007	0.078317	0.085177	0.191378	0.002977	0.347105	0	U_SYN_8894	0.525442	1.734465	0.968917	0	0.243589	0.110299	0.240104	0.049048	0	4.157529
2	522.571278	3.792816	0.274168	0.38641	0.580721	0	4.704227	1	0.004415	0.511987	0.018114	0.185784	0.068985	0.007506	0.006353	0.806795	0	U_SYN_8706	0.250909	7.797565	0.162014	0	0.070429	0.149373	1.598695	0.076431	0.051521	1.180334
0	588.923734	4.94811	0.149973	0.222437	0.741931	0	4.422925	0.861269	0.008702	0.507448	0.094502	0.159233	0.054643	0.214678	0.007547	0.888782	0	U_SYN_1376	0.129098	15.345976	0.057404	0	0.029709	0.061281	3.12058	0.119655	0	0.570992
2	729.034901	10	0.243036	1.825358	0.307674	0	7.651497	1	0.001825	1.14817	0.090713	0.137111	0.014639	0.20946	0.004055	0.087321	0	U_SYN_1724	0.497784	5.193838	1.263744	0	0.024063	0.109481	2.328979	0.045525	0.243381	3.808796
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0	635.662974	3.319822	0.462969	0.63446	0.481188	0	3.975594	1	0.008589	0.342473	0.078318	0.014345	0.02875	0.173531	0.005971	0.68277	0	U_SYN_10517	0.324265	4.520087	0.329165	0	0.135378	0.126367	0.857884	0.012929	0	1.289147
1.071284	644.020421	6.001022	0.187668	0.632527	0.438159	0	2.739578	0.534457	0.441865	0.043679	0.058369	0	0	1	-0.082316	0.77742	0	USER_005567	0.160345	7.687029	0.906312	-0.676154	0.206872	0.06005	16.858111	-2.619489	0.965867	3.897495
0.095894	746.153126	9.377318	0.106762	0.796856	0.296071	0	1.849967	0.824086	0.077343	0.121744	0.02444	0	0	0	0.077554	0.410282	0	USER_009810	0.137562	17.067391	0.648568	-0.813577	1.533055	0.025973	33.004821	1.873173	0.244228	4.736484
2	768.759182	2.924903	0.833381	0.82378	0.403082	2	8.238531	0.893399	0.001885	0.410064	0.070901	0.3821	0.303033	0.384369	0.007225	0.58811	0	U_SYN_4082	0.520888	3.166233	0.491729	2	0.275507	0.076941	0.196439	0.24818	0.109837	4.291355
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2.520318	619.027406	6.454285	0.07131	0.631275	0.219004	3	1.657535	0.804581	0.121576	0.432953	0.214658	0	0	0	0.115331	0.168378	1	USER_001140	0.261248	7.697248	0.784316	5.989479	0.076893	0.109711	25.203849	2.699209	0.626036	4.692119
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5	720.902978	2.446838	0.596611	0.628187	0.13278	0	6.285785	0.691887	0.002751	0.312568	0.07477	0.166676	0.075617	0.079847	0.003174	0.685907	0	U_SYN_4583	0.483149	3.36018	0.544776	0	0.234256	0.113406	0.131057	0.195933	0.209396	3.036973
6.584208	594.984722	5.215566	0.139441	0.788297	0.474437	2	3.606549	0.596591	0.12087	0.624458	0.435262	4	0	0	0.147677	0.975136	1	USER_007168	0.035648	4.867671	0.825106	7.423075	2.567992	0.016528	13.705547	0.610312	0.764859	1.884152
0	677.20269	3.048519	0.528792	0.996176	0.567637	0	6.222443	1	0.005199	0.388977	0.031428	0.068631	0.090589	0.272363	0.009555	0.501912	0	U_SYN_12232	0.421395	2.781049	0.43071	0	0.167949	0.132392	0.815403	0.047766	0	2.622104
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0.081355	490.616854	3.253722	0.313766	0.854911	0.541356	1	6.246876	0.10821	0.219177	0.079343	0.488727	1	0	4	-0.01968	0.871754	1	USER_001905	0.237076	2.154649	0.124444	0.344026	0.514584	0.154911	7.461503	-0.773564	0.433647	5.769534
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0	653.474123	0.5	0.287303	0.246575	0.384867	1	7.064663	1	0.007621	0.169006	0.054955	0.276074	0.230022	0.397066	0.006202	0.876713	0	U_SYN_3983	0.468839	1.44269	0.151676	1	0.478838	0.167526	0.137147	0.151829	0	3.312191
0	588.893729	6.456609	0.47601	1.550049	0.0916	0	8.396193	0.861439	0.005418	0.704701	0.071	0.176238	0.043093	0.197761	0.003342	0.224976	0	U_SYN_14686	0.483316	3.91298	1.408065	0	0.0726	0.229449	0.309901	0.121224	0	4.058018
5	737.316929	4.498578	0.644677	1.494383	0.198783	0	7.045858	0.776548	0.006911	0.523232	0.065269	0.188472	0.033371	0.158335	0.00276	0.252808	0	U_SYN_6303	0.635771	2.821516	1.197325	0	0.14019	0.130256	0.317745	0.155934	0.498128	4.479555
0	728.039559	0.5	0.344855	0.335886	0.580265	1	6.877663	1	0.0019	0.107852	0.043177	0.295819	0.171948	0.225757	0.008076	0.832057	0	U_SYN_9908	0.503967	1.14709	0.140983	1	0.574758	0.111753	0.190079	0.14033	0	3.466115
2	679.128367	0.5	0.491761	0.904228	0.503384	1	6.207619	0.846239	0.002423	0.124729	0.091912	0.29376	0.148059	0.359016	0.008163	0.547886	0	U_SYN_780	0.701707	0.497895	0.449054	1	0.819601	0.218003	0.12792	0.19405	0.120564	4.35593
1.642661	491.4182	3.675354	0.261545	0.59708	0.500263	3	5.09038	0.326918	0.296861	0.74738	0.414512	0	0	0	0.093382	0.409083	1	USER_002153	0.194725	2.678065	0.002833	5.524974	1.200739	0.126954	9.183543	0.873514	0.033277	6.131498
1.852418	385.03366	2.377575	0.265447	0.947461	0.650783	5	5.796665	0.132933	0.39284	0.415451	0.239684	2	0	0	-0.055476	0.654746	1	USER_006991	0.429962	0.631002	0.167802	12.198653	3.134735	0.363487	4.151451	-1.024494	0.454675	6.499637
0	584.189119	5.562369	0.63875	1.042079	0.37363	0	6.651586	1	0.001786	0.746562	0.023427	0.097903	0.052775	0.27608	0.004289	0.478961	0	U_SYN_5978	0.435362	4.87039	0.652726	0	0.112806	0.210407	0.750775	0.045203	0	2.895845
2.462962	510.421185	3.05464	0.163778	0.68322	0.376844	0	5.883353	0.509264	0.251894	0.123185	0.423815	2	0	0	0.047342	0.995477	1	USER_005131	0.345598	4.202671	0.820774	1.915533	0.434385	0.213378	9.517582	0.313194	0.271052	6.012198
0	561.203706	3.394791	0.25755	0.662306	0.582718	0	7.075954	1	0.003114	0.536008	0.042489	0.100176	0.021338	0.184326	0.007861	0.668847	0	U_SYN_2196	0.266954	4.453319	0.276368	0	0.073695	0.140173	1.468719	0.036454	0	1.888956
0	735.023305	6.048666	0.147169	1.362694	0.514658	0	7.521825	1	0.004426	0.726245	0.088771	0.018124	0.067892	0.053837	0.007761	0.318653	0	U_SYN_14089	0.349217	4.135293	0.661373	0	0.023935	0.073003	2.654855	0.025805	0	2.626748
1.049413	635.627663	0	0.673464	0.944431	0.597883	3	9.943519	0.622747	0.172225	0.648856	0.239129	1	2	0	0.090855	0.285591	1	USER_009859	0.708762	0.281871	0.66124	8.050763	2.593712	0.276253	0	-1.422807	0.615389	2.42382
1.974751	417.675093	1.238008	0.248706	0.649873	0.619465	4	8.425268	0.051396	0.33554	0.957653	0.004742	2	0	1	0.09763	0.737273	1	USER_005669	0.179315	0.527659	0.169093	8.818923	0.880552	0.14095	2.355524	-1.210389	0.140883	4.395896

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