Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
1.124284	523.976024	1.283177	0.800763	0.686129	0.416302	4	8.097985	0.474681	0.415768	0.538187	0.171266	0	0	1	0.154494	0.758532	1	USER_007906	0.580277	1.69597	0.784541	7.860089	3.883245	0.343971	3.744943	-0.29087	0.523653	2.074224
0	648.392611	4.356364	0.21664	0.592272	0.491092	0	4.698506	1	0.006179	0.613905	0.011843	0.038398	0.084375	0.292984	0.009526	0.703864	0	U_SYN_9832	0.228326	6.292849	0.301412	0	0.048614	0.083695	1.675902	0.036832	0	1.072791
0	521.563059	1.462088	0.119763	0.366172	0.333272	0	8.313206	0.99827	0.00524	0.28854	0.004353	0.072184	0.05359	0.091149	0.005787	0.816914	0	U_SYN_6979	0.237197	3.136368	0.244137	0	0.076669	0.141644	0.428915	0.038424	0	1.971869
0.337649	689.315239	9.66183	0.090275	0.749005	0.06939	1	2.27131	0.739822	0.392524	0.524484	0.409058	0	0	0	0.028949	0.983897	0	USER_003211	0.129734	15.615067	0.138514	3.775089	0.483365	0.037902	44.956997	2.093619	0.747442	1.755481
5	738.947095	5.732948	0.408815	0.792822	0.571438	0	6.299882	0.757189	0.009443	0.633325	0.004925	0.137354	0.032016	0.288993	0.005744	0.603589	0	U_SYN_11824	0.415497	6.421152	0.339774	0	0.070087	0.083895	1.936738	0.147935	0.264274	2.617581
0.71731	811.927613	8.319199	0.172763	0.877966	0.23186	0	1.14378	0.916545	0.061251	0.131463	0.341655	1	0	1	0.061755	0.279409	0	USER_004393	0.140484	15.308773	0.201768	-0.036235	1.293871	0.009725	31.951567	-2.175367	0.693204	5.345523
0	517.164821	4.367066	0.517481	0.367218	0.550591	0	4.171576	0.912878	0.002451	0.570975	0.005911	0.083878	0.060257	0.007656	0.009842	0.816391	0	U_SYN_2376	0.27346	9.346946	0.165031	0	0.115844	0.165486	1.160201	0.078089	0	1.14076
0.189703	618.101416	7.673666	0.277089	0.762023	0.275901	1	4.496711	0.548917	0.256442	0.412617	0.017162	2	0	0	0.059368	0.812956	0	USER_005223	0.360392	9.446537	0.957482	3.982133	2.558386	0.151953	27.782485	0.023564	0.108221	4.852712
2.001994	769.772211	10.301837	0	0.81737	0.062991	1	0.173918	0.991578	0.04254	0.119203	0.287032	0	0	0	0.154171	0.684085	0	USER_002630	0.011387	18.143661	0.955842	1.748976	5.877154	0.001661	48.264547	-0.94638	0.423802	5.919913
0	476.834248	6.000521	0.282701	0.469956	0.492534	0	4.747624	1	0.005908	0.673702	0.01911	0.033639	0.093931	0.019813	0.007814	0.765022	0	U_SYN_11483	0.211586	10.528033	0.238487	0	0.04634	0.143557	2.119948	0.038271	0	1.004529
5	833.046847	2.678063	0.376821	0.811551	0.265587	0	6.756573	0.8351	0.002778	0.405683	0.01822	0.133924	0.07733	0.196651	0.007147	0.594225	0	U_SYN_6511	0.447349	2.93792	0.596013	0	0.135642	0.013789	0.443242	0.129336	0.270517	3.022546
7	590.205065	10	0.700618	1.472004	0.535519	3	9.882119	0.687263	0.003168	1.155172	0.020876	0.505851	0.474551	0.561198	0.010177	0.263998	0	U_SYN_13279	0.664388	6.361306	0.683718	5	0.069368	0.313827	1.603246	0.419215	0.686935	6.565564
2.572288	512.746888	5.880505	0.294474	0.933495	0.43076	3	2.319135	0.399628	0.243921	0.08674	0.275074	1	0	0	-0.15531	0.233987	1	USER_009786	0.27481	4.735508	0.919306	8.465412	1.93093	0.16851	16.737089	-0.532785	0.048431	0.438391
7	611.274595	2.631321	0.553212	2.181095	0.046144	2	9.82059	0.760447	0.006535	0.406815	0.002561	0.390469	0.354448	0.317942	0.002773	0	0	U_SYN_14473	0.815407	1.153534	2.080452	4	0.202544	0.353924	0.054248	0.319296	1.017845	8.007782
5	761.752055	1.50294	0.50406	1.399718	0.169891	3	9.756762	0.766178	0.009118	0.225762	0.026909	0.48424	0.485299	0.565379	0.003657	0.300141	0	U_SYN_5439	0.655932	1.002148	1.161919	3	0.314459	0.105245	0.126631	0.38439	0.466573	6.399774
2	756.427587	0.589581	0.116123	1.502795	0.3881	1	8.409851	1	0.007726	0.240752	0.016873	0.279375	0.172066	0.183353	0.003949	0.248602	0	U_SYN_10759	0.665427	0.367846	0.91956	1	0.168397	0.11321	0.202246	0.135432	0.200373	5.596143
0	531.810603	5.47952	0.203107	1.551435	0.386819	0	9.374785	0.953634	0.001102	0.558749	0.045685	0.008685	0.091712	0.286571	0.004702	0.224283	0	U_SYN_6493	0.407064	3.318036	0.95131	0	0.036402	0.235497	1.689079	0.048666	0	3.816142
0	620.407246	7.899228	0.466832	2.798864	0.051252	0	10	0.865174	0.007523	0.814376	0.062288	0.156761	0.099526	0.033273	0.00215	0	0	U_SYN_8964	0.724825	2.724939	2.655417	0	0.05836	0.302572	0.215853	0.130816	0	7.248248
0	782.240432	1.481182	0.46674	1.297952	0.420023	4	9.7325	0.809417	0.006477	0.273718	0.075505	0.701979	0.66143	0.679011	0.005947	0.351024	0	U_SYN_5510	0.5261	1.059537	0.752783	4	0.295184	0.064815	0.331757	0.485256	0	5.120269
0	609.733179	3.681206	0.563639	1.586256	0.423853	0	7.031013	1	0.00297	0.567659	0.02904	0.068311	0.099078	0.241514	0.006863	0.206872	0	U_SYN_5330	0.539236	2.183064	0.913917	0	0.149063	0.235565	0.680849	0.050217	0	3.791377
1.239682	576.994887	0	0.679219	0.852088	0.548516	3	8.997296	0.514161	0.182937	0.418048	0.417875	1	2	2	0.105648	0.828207	1	USER_007580	0.806767	0.584079	0.708534	7.40826	0.347377	0.400457	0	-0.307939	0.478699	9.130445
0	580.84386	4.805814	0.143205	1.304017	0.370907	0	7.884667	0.866545	0.006159	0.492264	0.007272	0.021762	0.038747	0.033166	0.004508	0.347991	0	U_SYN_4531	0.344533	3.422902	0.820348	0	0.029191	0.168606	1.527245	0.071535	0	2.716528
0	850	4.993545	0.41611	0.462362	0.378837	0	6.621786	0.880327	0.006485	0.588538	0.092263	0.031564	0.04412	0.160827	0.005425	0.768819	0	U_SYN_9866	0.256571	8.879585	0.287202	0	0.081694	0	1.104569	0.070574	0	1.698958
8.164218	474.496073	1.701443	0.325634	0.801134	0.495568	2	5.111071	0.347372	0.189344	0.893559	0.168696	1	0	0	0.104208	0.339681	1	USER_000587	0.117312	1.573314	0.862063	6.274249	4.674488	0.080093	4.291308	0.909617	0.131312	7.375585
0.725256	551.0293	6.414406	0.0738	0.745094	0.353175	1	3.705358	0.67	0.265799	0.056893	0.420573	1	0	0	0.162692	0.054912	1	USER_001749	0.152174	7.366972	0.967257	3.773469	3.21955	0.082719	20.744999	0.675368	0.109689	7.423032
7	592.064251	0.5	0.492054	2.44893	0.045318	4	10	0.848172	0.009423	0.072727	0.096772	0.725187	0.640244	0.72568	0.002713	0	1	U_SYN_10142	1.110736	0.196161	2.337949	6	0.820091	0.520906	0.01151	0.47036	1.142834	11.107357
0	544.675484	1.879373	0.4973	0.96781	0.325296	0	7.421261	1	0.005747	0.372905	0.078531	0.059801	0.025326	0.263805	0.003421	0.516095	0	U_SYN_12089	0.443794	1.760026	0.652986	0	0.251241	0.246366	0.307327	0.025538	0	3.293511
5.198394	510.939037	5.528115	0.120731	0.628346	0.435846	2	4.618825	0.658026	0.271167	0.132233	0.482294	0	0	0	-0.103852	0.516785	1	USER_001531	0.09617	4.212171	0.42693	5.080399	0.05994	0.059287	15.593551	-0.26978	0.672019	5.242876
2.020858	689.619089	6.552405	0.17	0.942333	0	2	0.123883	0.774948	0.240839	0.099579	0.347781	0	0	0	0.185486	0.231625	0	USER_003052	0.301097	9.443351	0.937191	4.179691	0.16701	0.0878	32.762025	-1.236598	0.114497	8.59648
0	691.069531	1.687587	0.420432	0.988424	0.258931	2	6.976959	1	0.001768	0.199983	0.007883	0.4599	0.384989	0.283858	0.007245	0.505788	0	U_SYN_11280	0.435697	1.550488	0.73249	2	0.235195	0.125901	0.253253	0.253467	0	3.03984
4.463229	631.459862	7.00253	0.20549	0.581196	0.044921	3	1.769607	0.667369	0.077778	0.405047	0.036358	1	0	0	0.060383	0.642706	1	USER_008542	0.069228	10.459816	0.155658	8.536159	2.745248	0.027507	33.439856	0.254345	0.007372	9.119769
0	739.834613	0.724945	0.483822	0.307487	0.547167	1	6.466894	0.829876	0.00927	0.260661	0.015062	0.3439	0.205645	0.30869	0.006958	0.846257	0	U_SYN_7788	0.449084	1.779064	0.13924	1	0.58649	0.089952	0.20475	0.232913	0	2.904181
0	717.414401	6.16696	0.41775	0.577844	0.42569	0	5.522627	0.920468	0.009979	0.684031	0.062546	0.100134	0.061718	0.057924	0.004951	0.711078	0	U_SYN_3456	0.272807	9.097907	0.331862	0	0.066659	0.065764	1.52853	0.080369	0	1.506612
0.313852	435.493584	2.427113	0.208924	0.808567	0.810336	2	5.725876	0.373698	0.337533	0.348839	0.337114	1	0	2	0.275298	0.444347	0	USER_004655	0.21794	1.59168	0.903918	5.231933	2.70513	0.16425	2.301684	-1.980436	0.179684	3.009578
0	546.917487	4.692765	0.182783	1.037692	0.414898	0	6.826243	1	0.003182	0.513216	0.000703	0.036924	0.015864	0.114433	0.008051	0.481154	0	U_SYN_4940	0.304103	4.124812	0.607156	0	0.038137	0.167579	1.591136	0.015836	0	2.075879
0	533.962702	4.365626	0.020449	1.863945	0.296501	0	8.305332	0.868357	0.004567	0.45183	0.086194	0.005156	0.036522	0.18269	0.007683	0.068027	0	U_SYN_9223	0.42371	2.222886	1.311284	0	0.004579	0.24347	1.267943	0.065161	0	3.519054
0.021928	549.613813	9.763869	0.181763	0.449366	0.41347	2	4.193068	0.62553	0.15841	0.691272	0.365853	0	0	1	0.373131	0.371135	1	USER_008612	0.029405	10.939544	0.031968	3.31491	0.117235	0.01606	28.63403	1.541754	0.330379	1.069233
5	748.528923	4.826579	0.545802	1.502325	0.372557	0	7.396382	0.849847	0.00009	0.57679	0.065208	0.156607	0.078419	0.072661	0.005304	0.248837	0	U_SYN_14916	0.604802	3.012234	0.942623	0	0.110787	0.111582	0.816727	0.130569	0.500775	4.473345
1.87116	702.139532	7.032902	0.122517	0.866236	0.219569	0	1.900985	0.791406	0.059204	0.487989	0.312005	1	0	1	0.043794	0.933347	0	USER_005310	0.110832	11.715293	0.005715	2.233388	0.434928	0.029796	27.443473	1.700492	0.872774	2.995379
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0	526.630584	3.503177	0.324656	1.241025	0.224756	0	8.008713	1	0.008679	0.408106	0.030845	0.152997	0.087025	0.248503	0.003304	0.379487	0	U_SYN_8080	0.401108	2.612312	0.962098	0	0.090103	0.235829	0.531739	0.072007	0	3.212362
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1.674447	520.517925	1.810402	0.440601	0.600038	0.460929	2	4.977001	0.318306	0.472552	0.452276	0.181407	0	0	0	0.24879	0.057756	1	USER_001052	0.334466	0.449418	0.898134	3.621811	1.693665	0.200365	4.879677	-0.407832	0.255722	4.787017
2	569.506363	3.523697	0.111444	0.608131	0.488879	0	4.687838	0.80599	0.004964	0.407696	0.080301	0.179548	0.015632	0.209748	0.006834	0.695935	0	U_SYN_14828	0.250252	4.976055	0.310828	0	0.030754	0.127625	1.530681	0.136158	0.081084	1.173139
7	515.511322	3.843873	0.341565	1.180801	0.440801	2	8.428507	0.791968	0.006299	0.492646	0.031529	0.49271	0.308944	0.520446	0.005425	0.409599	0	U_SYN_5542	0.529341	3.001147	0.660303	4	0.086606	0.321925	1.115641	0.323709	0.551041	4.461556
2.333408	712.359838	7.031118	0.28314	0.838143	0.153192	1	2.257947	0.866013	0.060182	0.889495	0.374167	0	0	1	-0.127274	0.138337	0	USER_007391	0.343949	12.318519	0.067611	2.780916	1.920963	0.086075	29.770036	0.030149	0.799722	7.54438
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7	850	0.5	0.231374	2.015825	0.232225	2	10	0.869349	0.005389	0.215652	0.050275	0.383406	0.366136	0.426345	0.005694	0	0	U_SYN_7758	0.94591	0.236314	1.547701	4	0.385623	0	0.089247	0.277123	0.940718	9.459105
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0.702826	616.77956	5.754714	0.107343	0.74494	0.244415	1	0.030434	0.68126	0.197347	0.690361	0.254743	1	0	0	-0.010616	0.986212	1	USER_003677	0.040099	7.99462	0.625231	3.182903	0.419581	0.017003	21.740869	-0.730726	0.265552	7.78765
0	740.316759	5.579784	0.18705	0.671149	0.51791	0	8.950728	1	0.000836	0.667235	0.010547	0.052324	0.008672	0.201498	0.009002	0.664425	0	U_SYN_6548	0.225557	7.235674	0.323554	0	0.032933	0.044982	2.349285	0.018299	0	2.018903
0	496.581904	2.03376	0.590027	1.146844	0.344486	0	7.266284	0.93384	0.00421	0.209334	0.012478	0.134547	0.055034	0.233393	0.006776	0.426578	0	U_SYN_4481	0.500108	1.631126	0.751773	0	0.27652	0.321359	0.287228	0.083338	0	3.633927
0	659.882405	2.571842	0.13942	0.901979	0.627594	0	7.8536	0.828165	0.004165	0.37653	0.079664	0.027932	0.08707	0.296182	0.010263	0.549011	0	U_SYN_3716	0.297076	2.566764	0.335903	0	0.052181	0.10269	1.389038	0.103235	0	2.333119
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2	554.915467	1.926536	0.75628	0.797284	0.41294	4	7.297944	0.841874	0.002362	0.35533	0.018804	0.749996	0.63319	0.71458	0.008941	0.601358	0	U_SYN_9956	0.525031	2.147075	0.468053	4	0.373189	0.281688	0.19389	0.478206	0.106305	3.83165
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0	666.954041	8.456974	0.228395	0.68326	0.566753	0	6.186698	1	0.001398	1.026262	0.057657	0.008099	0.033797	0.103356	0.008764	0.65837	0	U_SYN_5693	0.228543	10.797151	0.29602	0	0.026691	0.076062	3.698313	0.012569	0	1.413927

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