Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
3.633954	548.616907	6.037181	0.403606	0.945743	0.494945	0	4.091262	0.459845	0.267639	0.6256	0.072367	1	0	1	0.029939	0.218961	0	USER_005314	0.487381	6.484174	0.651092	1.073326	3.311896	0.26707	15.24553	-1.340447	0.067188	6.234275
10	786.818902	1.119794	0.480708	1.126361	0.32323	2	9.096893	0.703462	0.005762	0.211107	0.088145	0.328826	0.335336	0.445436	0.006655	0.436819	0	U_SYN_6183	0.733447	0.913102	0.762287	4	0.394089	0.084254	0.187959	0.317864	0.750908	6.672086
0	701.913065	2.713541	0.459472	1.350278	0.30982	0	7.330452	0.919822	0.006783	0.292214	0.085939	0.14725	0.004149	0.040331	0.005954	0.324861	0	U_SYN_11303	0.478982	1.871049	0.931935	0	0.163307	0.128965	0.454427	0.077491	0	3.511155
15	544.369187	0.5	0.589811	1.277213	0.441899	4	10	0.362935	0.007318	0.189665	0.070248	0.644259	0.640528	0.504602	0.005234	0.361393	1	U_SYN_1591	1.065719	0.363052	0.712814	6	0.983019	0.592212	0.090631	0.640262	1.277213	10.657194
0.842139	725.620315	8.747963	0	0.895656	0.41511	0	0.293648	0.885394	0.135726	0.936962	0.004932	2	0	0	0.071181	0.348888	0	USER_009249	-0.054292	14.327264	0.801251	2.92846	1.184258	-0.012278	25.582997	0.426412	0.578134	0.064298
11.20589	512.273498	3.705716	0.201062	0.816801	0.415648	1	3.653339	0.61719	0.264467	0.360124	0.063253	1	0	1	0.012336	0.378223	1	USER_003546	0.230535	3.605899	0.51785	3.519614	1.416658	0.14156	10.827207	-1.458791	0.990674	6.238446
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2.662445	672.702391	9.379965	0.181901	0.740496	0.193305	0	1.466659	0.755597	-0.079416	0.5834	0.164592	0	0	1	0.046587	0.335368	0	USER_001701	0.122542	15.76534	0.887798	-0.057532	0.280214	0.039503	37.833861	0.68342	0.323931	0.63747
0	451.186819	3.629906	0.318057	1.378405	0.150156	0	8.008739	1	0.003627	0.502145	0.05508	0.133064	0.032525	0.189641	0.004803	0.310797	0	U_SYN_14559	0.424719	2.455285	1.171429	0	0.085272	0.30797	0.371695	0.049677	0	3.401462
0	850	2.012891	0.365699	0.45999	0.307569	0	5.614935	0.818792	0.002434	0.26927	0.035206	0.017439	0.076343	0.192417	0.005369	0.770005	0	U_SYN_9516	0.296365	3.594513	0.318511	0	0.17308	0	0.392698	0.100618	0	1.664069
0	566.739278	1.955369	0.490223	0.653952	0.503069	1	8.334438	1	0.001391	0.207245	0.088213	0.344871	0.158088	0.158885	0.007795	0.673024	0	U_SYN_5233	0.375163	2.593492	0.324969	1	0.238509	0.193217	0.501461	0.150888	0	3.126777
6.601588	652.019798	3.662627	0.13631	0.908598	0.30001	1	3.318501	0.601249	0.115403	0.495714	0.020299	1	0	1	-0.112225	0.379066	1	USER_008607	0.113607	4.34546	0.022573	3.006461	0.105638	0.040895	12.819008	-0.063101	0.869968	0.121375
1.870084	657.66005	7.812662	0.180687	0.744038	0.208949	1	2.927199	0.627369	-0.012345	0.900236	0.413165	0	0	0	0.029582	0.613414	0	USER_006452	0.108515	11.10843	0.382677	2.117974	2.500596	0.037949	30.901074	-0.571075	0.830794	3.710888
2.976039	553.45416	1.049432	0.676917	0.812686	0.480473	5	8.391954	0.574418	0.180754	0.600742	0.142521	2	1	0	0.11875	0.092463	1	USER_005420	0.642395	1.582613	0.221155	12.615078	0.746105	0.346363	2.72604	-0.999262	0.797457	1.660366
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0	717.102601	4.455477	0.196767	2.294833	0.168519	0	10	0.966182	0.002105	0.498747	0.025021	0.047276	0.060068	0.000406	0.004334	0	0	U_SYN_3020	0.5619	1.860454	1.908109	0	0.043194	0.135773	0.603095	0.045731	0	5.619
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0	707.343379	3.6353	0.531604	3.280892	0.020959	0	10	1	0.00093	0.449887	0.071587	0.137682	0.050063	0.132867	0.003357	0	0	U_SYN_8228	0.869203	1.075249	3.212127	0	0.142319	0.22545	0.035689	0.056323	0	8.692028
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7	652.86807	3.114416	0.564286	1.126898	0.39003	1	8.127308	1	0.006539	0.432293	0.055477	0.342981	0.160409	0.398404	0.007414	0.436551	0	U_SYN_13913	0.596885	2.538447	0.687374	3	0.175549	0.213937	0.529269	0.151017	0.525886	4.851069
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2.428337	399.067992	2.456384	0.603326	0.707067	0.670572	6	9.268373	0.073731	0.354678	0.791973	0.326541	2	0	2	-0.034395	0.078332	1	USER_006754	0.336384	0.145945	0.780186	15.153918	1.558861	0.275793	4.046013	-1.163827	0.906856	7.745506
0	699.353431	0.78691	0.616977	1.105129	0.343185	1	7.947115	0.868594	0.00811	0.200497	0.095528	0.202169	0.185827	0.316826	0.006552	0.447435	0	U_SYN_14663	0.631621	0.652967	0.725865	1	0.695648	0.173003	0.103438	0.168961	0	5.019566
2	583.122176	4.084828	0.271898	0.773126	0.68746	0	7.778939	0.743447	0.004923	0.572085	0.06909	0.126101	0.003779	0.05234	0.01085	0.613437	0	U_SYN_4133	0.323986	4.678394	0.241633	0	0.064972	0.157209	2.044624	0.141585	0.103083	2.52027
0	809.476199	10	0.365454	0.742668	0.3419	0	6.519696	0.804035	0.0028	1.155558	0.026166	0.173928	0.052525	0.228816	0.008352	0.628666	0	U_SYN_974	0.277972	11.867071	0.48875	0	0.036184	0.020481	2.169514	0.146322	0	1.81229
0	654.167142	7.332634	0.818864	2.789396	0.087454	0	9.76709	0.958363	0.005063	0.783468	0.091046	0.16984	0.022668	0.070858	0.001127	0	0	U_SYN_7291	0.830447	2.537774	2.545452	0	0.110171	0.295689	0.116157	0.074407	0	8.111046
2.359973	685.200028	0.017207	0.613969	0.700312	0.353217	2	7.967363	0.768949	0.276268	0.183257	0.014881	0	0	1	-0.17097	0.733061	0	USER_000585	0.371072	-0.444842	0.755881	3.98213	0.836914	0.111187	0.055645	-0.057485	0.786117	6.53607
0.066641	460.179324	2.981743	0.294173	0.680643	0.48561	2	5.49172	0.288105	0.191707	0.694622	0.307526	2	0	0	-0.107257	0.388714	0	USER_002338	0.338635	2.7226	0.454158	5.787713	0.659806	0.240013	7.668901	-1.903325	0.218852	0.214137
0	644.535306	1.920192	0.697937	1.255986	0.210938	3	7.666806	1	0.000996	0.308962	0.045322	0.512577	0.486991	0.498584	0.003764	0.372007	1	U_SYN_9752	0.559579	1.416085	0.991051	3	0.345481	0.209043	0.122348	0.29987	0	4.290182
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9.96177	678.427189	6.68321	0.004908	0.749359	0.042201	1	2.157504	0.677568	0.073934	0.193998	0.284003	0	0	1	-0.015199	0.807756	1	USER_005229	0.042554	11.098709	0.034921	2.442079	1.376974	0.013275	32.005851	-0.803747	0.880899	6.411103
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1.026782	544.185542	4.668405	0.35813	0.844043	0.454193	1	4.672145	0.428147	0.294103	0.948366	0.088368	2	0	0	0.06192	0.251443	0	USER_007786	0.32271	4.588971	0.189229	4.086329	0.853051	0.179435	12.740238	-0.184368	0.234196	4.566345
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0	672.494415	1.988774	0.575139	0.747484	0.398693	1	6.943946	0.918853	0.005422	0.341721	0.026174	0.297675	0.160656	0.170882	0.006866	0.626258	0	U_SYN_14899	0.417788	2.346682	0.449467	1	0.275348	0.134836	0.336876	0.169958	0	2.9011
15.911808	485.147685	4.17311	0.274629	0.483668	0.487846	1	5.426846	0.300083	0.349709	0.029867	0.402565	0	0	0	0.329216	0.941119	1	USER_000512	0.285592	3.518509	0.314792	2.480754	7.143377	0.189452	10.686377	0.504903	0.92202	6.226443
0	731.168339	2.453978	0.379405	1.092416	0.418978	0	6.38456	0.863257	0.004702	0.358159	0.067414	0.182398	0.055031	0.045982	0.005443	0.453792	0	U_SYN_14561	0.410614	2.057988	0.634718	0	0.148554	0.088716	0.638073	0.125926	0	2.621589
0	564.802875	7.254932	0.104422	1.066261	0.453045	0	6.554512	1	0.002512	0.909993	0.008832	0.040744	0.099859	0.085003	0.007736	0.46687	0	U_SYN_1868	0.271771	6.220678	0.583197	0	0.014198	0.140924	2.943597	0.042181	0	1.781329
10	641.716162	2.307941	0.822287	1.175906	0.369818	5	10	0.520454	0.005794	0.404665	0.065723	0.975566	0.799331	0.658061	0.004675	0.412047	1	U_SYN_8202	0.764926	1.808865	0.741035	7	0.34149	0.289676	0.151681	0.724288	0.783937	7.649258
10	635.415557	5.457178	0.717451	0.603477	0.563017	5	8.296118	0.581186	0.004696	0.721749	0.011309	0.923145	0.755183	0.67776	0.006015	0.698262	1	U_SYN_806	0.57192	7.757441	0.263709	7	0.129103	0.223137	0.868128	0.671024	0.402318	4.744716
0	677.80796	10	0.469847	0.5928	0.402449	0	5.815701	0.85758	0.003887	1.124926	0.069662	0.177612	0.000164	0.142282	0.006035	0.7036	0	U_SYN_4805	0.279316	14.434172	0.354228	0	0.04652	0.087447	2.133596	0.110301	0	1.62442
3.706347	445.279479	3.931174	0.440761	0.759377	0.56495	3	5.163232	0.014553	0.396432	0.882122	0.182044	1	0	3	0.065619	0.644471	1	USER_008516	0.438019	1.16533	0.486701	6.562433	2.125817	0.322318	8.551282	-0.836666	0.295948	0.943673
15	642.909189	0.5	0.680101	1.458631	0.227988	3	9.761123	0.572804	0.009349	0.15757	0.082003	0.581931	0.492002	0.358807	0.005916	0.270684	1	U_SYN_12260	1.12909	0.320794	1.126081	5	1.133502	0.425135	0.036466	0.493058	1.458631	11.021187
0.092213	522.782081	5.229575	0.128601	0.706051	0.595601	0	4.750835	0.463668	0.089374	0.741417	0.180173	2	0	1	0.162372	0.303253	0	USER_008937	-0.062271	4.404643	0.511729	2.016496	0.494137	-0.037047	10.574171	0.458953	0.506924	5.231493
1.350556	636.916355	7.273323	0.258074	0.866918	0.357913	1	2.921	0.667103	-0.068231	0.529039	0.132117	1	0	0	0.296078	0.050611	1	USER_009948	0.127187	8.526532	0.567192	3.612873	1.462401	0.049275	23.350537	-1.192297	0.607855	1.111086
0	449.785728	3.107168	0.122286	0.355246	0.446329	0	5.139067	0.952416	0.000249	0.50269	0.089564	0.097212	0.001881	0.138837	0.006702	0.822377	0	U_SYN_10426	0.170095	6.825244	0.19669	0	0.038129	0.123772	1.217232	0.048761	0	0.874131
0	769.088593	1.361551	0.219473	1.105604	0.265277	0	9.65618	0.819379	0.008823	0.30545	0.018596	0.047901	0.060974	0.043596	0.006939	0.447198	0	U_SYN_9155	0.423804	1.129352	0.812313	0	0.150164	0.062346	0.281917	0.104911	0	4.092324
10.285926	563.357019	5.67203	0.125633	0.788931	0.33074	8	4.406412	0.672841	0.278736	0.910541	0.380682	1	0	0	0.076488	0.35879	1	USER_000152	0.162133	5.627467	0.526246	16.542889	4.592181	0.084499	18.980322	-0.225093	0.137236	7.272537
2	742.885125	0.5	0.433002	0.51526	0.508992	0	6.735737	0.87414	0.002764	0.194371	0.093346	0.111936	0.058787	0.051285	0.006081	0.74237	0	U_SYN_4494	0.606286	0.812665	0.252997	0	0.72167	0.118077	0.144299	0.101561	0.068701	4.083783
0	694.637424	6.755642	0.613373	0.540533	0.457145	0	5.203801	1	0.002529	0.695168	0.077466	0.006296	0.041093	0.230432	0.004919	0.729733	0	U_SYN_2632	0.321292	10.546901	0.293431	0	0.08947	0.090758	1.194023	0.014217	0	1.671937
0	723.015716	0.501668	0.58889	1.79164	0.150484	1	8.93535	0.821164	0.0097	0.074404	0.022281	0.265349	0.18229	0.377016	0.002111	0.10418	0	U_SYN_14286	0.867404	0.265203	1.522026	1	0.978762	0.200267	0.031036	0.205826	0	7.750559
0	411.49912	4.231941	0.384475	1.508424	0.249029	0	7.383873	0.954487	0.007229	0.511985	0.09883	0.1928	0.049485	0.23222	0.00456	0.245788	0	U_SYN_7832	0.463196	2.63111	1.132783	0	0.088753	0.369294	0.648688	0.090891	0	3.420179
0	793.499117	9.361641	0	0.785193	0.078794	0	0.451843	0.923267	-0.074534	0.719911	0.178105	0	0	0	0.015948	0.752897	1	USER_005772	0.058858	17.698121	0.803652	0.53235	1.716733	0.006046	43.120008	-1.904841	0.754702	2.35724
0	761.326006	8.990094	0.470441	1.761216	0.40837	0	9.256379	1	0.005145	0.930203	0.025952	0.013923	0.011405	0.138786	0.00796	0.119392	0	U_SYN_14269	0.515378	4.830227	1.041989	0	0.051753	0.083092	1.944159	0.007598	0	4.770529
0	504.998364	6.519936	0.586988	0.773069	0.370868	0	6.636935	0.829689	0.000552	0.810841	0.08299	0.166787	0.094674	0.192211	0.008291	0.613465	0	U_SYN_145	0.360922	7.467835	0.486363	0	0.08867	0.226398	0.998676	0.146563	0	2.395417
0.12377	607.997665	7.342682	0.19249	0.733287	0.355762	2	1.211397	0.726752	0.152946	0.515024	0.246363	1	0	0	0.097967	0.031643	0	USER_007851	0.038491	9.860996	0.826506	4.866155	1.01731	0.016936	23.652166	0.309193	0.218274	5.040579
10	654.668173	2.801579	0.92541	1.380201	0.349643	3	10	0.860943	0.005016	0.372656	0.069631	0.486623	0.445933	0.366577	0.008289	0.3099	1	U_SYN_2033	0.822591	1.892702	0.897624	5	0.318933	0.292142	0.073064	0.335389	0.920134	8.225913
5	591.024076	8.244317	0.276312	0.522022	0.308701	0	6.770817	0.876077	0.003244	0.862439	0.058189	0.160369	0.029974	0.263425	0.00397	0.738989	0	U_SYN_1165	0.311266	13.254052	0.360873	0	0.033114	0.146565	1.841808	0.106672	0.174007	2.107528

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