Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
5	652.807618	3.957269	0.395254	0.755344	0.409975	0	7.860109	0.748633	0.007852	0.485653	0.004913	0.131911	0.077049	0.135661	0.004968	0.622328	0	U_SYN_11692	0.418939	4.626524	0.445671	0	0.097419	0.150203	0.98113	0.163235	0.251781	3.292908
0	418.61405	1.421466	0.362308	1.411384	0.303386	1	8.810532	1	0.004258	0.273634	0.080654	0.238336	0.193846	0.136267	0.006982	0.294308	0	U_SYN_2050	0.522421	0.940506	0.983189	1	0.238131	0.409755	0.275007	0.129655	0	4.60281
1.658189	456.252038	3.930223	0.478661	0.701119	0.536825	0	5.813012	0.351687	0.378252	0.216446	0.290205	1	0	1	0.046961	0.474379	0	USER_005144	0.258151	1.852364	0.233127	0.460735	0.846828	0.184812	9.1019	1.351728	0.743603	4.038175
7	631.239086	3.866264	0.454507	1.78584	0.246591	3	9.651688	0.794096	0.007538	0.40148	0.014518	0.585945	0.489955	0.429002	0.006629	0.10708	0	U_SYN_10816	0.683945	2.050155	1.345468	5	0.114593	0.272037	0.520064	0.405131	0.833392	6.601228
0	712.56229	9.871243	0.289076	0.41358	0.693608	0	7.072428	1	0.006069	1.124336	0.099625	0.148955	0.060949	0.125734	0.007127	0.79321	0	U_SYN_12676	0.189496	19.220446	0.126718	0	0.028991	0.047353	4.867538	0.062971	0	1.3402
7.140573	482.315447	2.267304	0.125009	0.658364	0.456847	1	5.951279	0.451431	0.543591	0.107292	0.277775	3	0	1	0.043648	0.477602	1	USER_005819	0.045879	0.919154	0.647345	5.86612	4.427291	0.030671	6.157462	-0.932185	0.919052	9.329445
0	742.039616	6.67012	0.537576	2.096842	0.234116	0	9.722923	1	0.007983	0.745457	0.018062	0.005469	0.065051	0.244013	0.005538	0	0	U_SYN_3430	0.610183	3.036232	1.605936	0	0.079404	0.119774	0.722114	0.021156	0	5.932759
2.518962	368.46434	0	0.454197	0.731865	0.697962	3	6.464291	0.038249	0.369588	0.232534	0.260027	1	0	0	0.035913	0.72545	1	USER_008435	0.366639	-0.620381	0.658193	7.18858	1.704078	0.321	0	0.531816	0.559925	2.44749
0	627.189532	5.647745	0.441176	0.532718	0.426786	0	4.794215	1	0.008991	0.71946	0.081125	0.048842	0.009399	0.132074	0.009158	0.733641	0	U_SYN_7069	0.273692	8.926169	0.305361	0	0.076756	0.110876	1.346977	0.017472	0	1.312141
2	666.069287	9.124766	0.108451	1.478912	0.335579	0	8.699313	1	0.002945	0.969709	0.062195	0.100977	0.031305	0.268906	0.006907	0.260544	0	U_SYN_4361	0.389999	5.779146	0.98262	0	0.011757	0.130423	2.729995	0.039685	0.197188	3.39272
7	520.712627	0.5	0.5429	1.199218	0.360274	2	7.317466	0.792455	0.009518	0.09929	0.036421	0.486215	0.317967	0.249803	0.007003	0.400391	0	U_SYN_10616	0.876047	0.384847	0.767171	4	0.904834	0.524493	0.082341	0.324273	0.559635	6.410444
2.061145	531.855653	6.281952	0.224725	0.831431	0.245216	0	5.891203	0.465302	0.322073	0.536945	0.348026	1	0	1	0.035346	0.916501	0	USER_003155	0.126205	5.369511	0.39227	0.295561	1.456017	0.073003	23.707588	-1.295237	0.810529	9.621462
9.852088	607.620277	6.307915	0.144577	0.689004	0.201216	1	4.365712	0.772948	0.046746	0.118616	0.022649	1	0	0	0.072657	0.276304	0	USER_004895	0.041167	7.23744	0.554753	3.542426	0.254545	0.018142	25.193322	0.641776	0.840731	5.148414
5	589.810284	0.5	0.997525	0.919609	0.259559	5	10	0.826797	0.005106	0.078038	0.082958	0.819412	0.814404	0.835923	0.004929	0.540195	1	U_SYN_271	0.916513	0.490384	0.680917	5	1.662542	0.433577	0.000321	0.559426	0.306536	9.165127
0	756.082869	3.029546	0.267472	1.147718	0.259859	0	7.795275	1	0.001573	0.338139	0.077784	0.162398	0.098731	0.216471	0.003606	0.426141	0	U_SYN_12984	0.373692	2.428068	0.849473	0	0.085467	0.063811	0.576687	0.078339	0	2.913034
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0.641202	763.472595	8.162474	0.001526	0.824166	0.326245	1	2.89779	0.563413	0.207488	0.151387	0.479784	0	0	0	0.065086	0.619055	0	USER_003416	-0.038364	13.098176	0.123361	1.995899	2.317404	-0.006036	27.497536	-0.33123	0.518236	1.99443
0	727.600286	3.901379	0.643968	0.470856	0.51989	0	5.897492	1	0.008982	0.425366	0.099168	0.045606	0.026068	0.091429	0.00714	0.764572	0	U_SYN_12316	0.337344	6.834265	0.226062	0	0.160936	0.075074	0.722136	0.021502	0	1.989485
1.426798	636.984132	7.036137	0.098742	0.596099	0.130546	1	2.308343	0.53994	0.069363	0.829729	0.276705	0	0	0	-0.014864	0.633569	0	USER_009714	-0.183193	7.78784	0.720343	0.284009	3.949004	-0.070951	30.587985	0.471191	0.463053	5.715449
0	509.686159	2.926335	0.537921	1.201564	0.401211	0	7.976902	1	0.001218	0.46301	0.098452	0.148621	0.04792	0.075532	0.006322	0.399218	0	U_SYN_9005	0.467776	2.248321	0.719484	0	0.177747	0.289437	0.542517	0.058962	0	3.7314
0.351802	727.17893	8.792638	0.136962	0.755064	0.306577	0	2.082502	0.573978	0.081099	0.227281	0.17607	0	0	1	0.118598	0.807193	0	USER_009587	0.147031	14.57824	0.295383	1.428423	7.797216	0.032834	30.485065	0.622368	0.76682	8.030518
2	850	1.127789	0.571728	0.508659	0.48366	3	8.569309	0.759472	0.001025	0.161507	0.013903	0.59041	0.509819	0.349183	0.008592	0.745671	0	U_SYN_3810	0.476145	1.852908	0.262641	3	0.465657	0	0.233608	0.42628	0.067821	4.080231
0	696.063812	2.285608	0.706521	1.004802	0.525558	3	9.282994	0.979787	0.003694	0.390391	0.098017	0.663	0.473006	0.489965	0.008591	0.497599	0	U_SYN_13919	0.496753	2.068794	0.47672	3	0.29616	0.139033	0.352533	0.348887	0	4.611352
1.224045	676.80158	8.606169	0.147036	0.788376	0.296745	0	-0.497063	0.693565	0.077662	0.240846	0.182677	0	0	0	0.067928	0.409448	1	USER_000775	0.247316	13.911608	0.969322	-1.367623	1.18166	0.077881	30.261665	-0.635706	0.50065	2.959201
7	602.240005	6.162023	0.224922	0.889046	0.518222	1	7.179119	0.897338	0.005354	0.686661	0.028231	0.343908	0.219159	0.306644	0.006716	0.555477	0	U_SYN_9996	0.417224	6.230271	0.428323	3	0.035918	0.187948	2.475051	0.209985	0.414888	2.995304
5	583.955263	0.731103	0.424421	0.958648	0.424367	0	7.64319	1	0.008221	0.158459	0.099673	0.060977	0.079756	0.017019	0.004325	0.520676	0	U_SYN_4346	0.6597	0.690601	0.551829	0	0.510671	0.319108	0.178577	0.04222	0.319549	5.04221
0	630.427502	2.58105	0.116543	0.886624	0.507417	0	7.920627	1	0.002139	0.453986	0.021604	0.038915	0.06942	0.230634	0.005334	0.556688	0	U_SYN_545	0.286885	2.616044	0.436736	0	0.043469	0.114531	1.157035	0.032501	0	2.272312
0.035345	642.695303	8.994943	0.188832	0.663763	0.156441	0	2.107485	0.928856	0.143152	0.658701	0.057855	2	0	1	0.019245	0.071734	0	USER_004625	0.06828	13.824636	0.974229	-0.065576	2.908038	0.025736	37.93881	-1.226817	0.016984	6.386279
0	793.574006	3.435751	0.336637	0.623772	0.523412	0	3.987663	1	0.008128	0.405282	0.056223	0.005364	0.082694	0.116713	0.006444	0.688114	0	U_SYN_8502	0.282311	4.747004	0.297282	0	0.09521	0.028963	1.192934	0.026418	0	1.12576
0	816.303138	10	0.53049	1.076335	0.445943	0	6.68268	0.904389	0.005794	1.136395	0.033416	0.128509	0.093092	0.06865	0.008055	0.461833	0	U_SYN_11713	0.394216	8.500982	0.596351	0	0.052524	0.024152	2.093746	0.104725	0	2.634419
0.45691	570.366614	7.857545	0.118374	0.653708	0.334516	2	1.699565	0.577832	0.125023	0.90269	0.198588	1	0	0	0.193065	0.550357	1	USER_000229	0.143315	11.32652	0.685617	5.887332	0.59635	0.072865	26.145353	-0.001267	0.463772	6.753578
0	514.09335	1.35157	0.390215	0.78061	0.590341	0	6.144369	1	0.003149	0.300867	0.030344	0.072788	0.084924	0.250419	0.006747	0.609695	0	U_SYN_9323	0.410968	1.534811	0.319784	0	0.268823	0.250995	0.48654	0.047314	0	2.525142
5	630.379834	2.125595	0.417302	1.726497	0.123415	0	7.910215	0.829581	0.007772	0.320713	0.034827	0.042286	0.028926	0.055065	0.004896	0.136752	0	U_SYN_13737	0.660354	1.163755	1.513421	0	0.187501	0.263685	0.152859	0.089532	0.575499	5.223539
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0.039994	606.0178	6.932331	0.281517	0.498379	0.188548	0	3.059656	0.572057	0.10064	0.213822	0.007098	0	0	0	0.050796	0.747276	0	USER_002304	0.141785	8.467022	0.97471	-0.809543	3.737798	0.062896	28.126285	0.157579	0.898301	3.67326
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0	686.358427	1.560386	0.446513	0.862213	0.359818	2	5.772189	0.959131	0.001758	0.265032	0.083011	0.515626	0.377417	0.329442	0.00637	0.568893	0	U_SYN_6737	0.426851	1.621664	0.551974	2	0.268921	0.127001	0.310758	0.284261	0	2.463862
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0.251874	734.874159	7.539864	0.028585	0.622022	0.339267	2	2.246027	0.890873	0.06649	0.265635	0.06441	0	0	0	0.050469	0.428632	0	USER_008683	0.102338	12.14021	0.429255	3.503128	7.357551	0.021421	24.909183	-0.067268	0.302361	2.790557
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0	542.710988	5.94275	0.274904	0.859177	0.292784	0	5.934959	0.897446	0.005855	0.665487	0.092072	0.197681	0.040676	0.065519	0.003666	0.570412	0	U_SYN_11918	0.287404	6.195679	0.607623	0	0.045493	0.160575	1.261627	0.112529	0	1.705731
4.595196	552.934446	4.73581	0.242192	0.747844	0.496897	2	6.350584	0.540123	0.251502	0.347923	0.335414	0	0	1	0.168999	0.298564	1	USER_006771	0.303397	4.664194	0.589349	3.69164	0.743576	0.163871	11.91301	-0.336668	0.321629	7.14914
1.03246	488.985566	3.070186	0.226343	0.735321	0.571521	0	3.903541	0.451141	0.186832	0.323516	0.291312	1	0	0	0.01222	0.617152	0	USER_007993	0.078319	2.422254	0.857038	1.570938	3.757082	0.051408	6.577555	-0.334473	0.465401	9.174275
1.101952	563.41117	4.732095	0.037188	0.863414	0.426798	0	3.585171	0.492639	0.413235	0.857475	0.266205	1	0	1	0.031835	0.997479	0	USER_000896	0.125387	5.027989	0.706523	1.009723	0.33188	0.065336	13.562228	-0.237318	0.561005	8.133496
0	685.356615	1.308317	0.557537	2.347104	0.087591	2	10	0.960712	0.00326	0.300076	0.084925	0.363421	0.332764	0.408465	0.003111	0	0	U_SYN_5319	0.778695	0.534639	2.14152	2	0.395889	0.233104	0.050705	0.224571	0	7.786954
0	719.738748	3.345835	0.648718	0.917172	0.306157	0	7.392684	1	0.005383	0.482119	0.011316	0.19242	0.033169	0.260525	0.004955	0.541414	0	U_SYN_7119	0.436091	3.28935	0.636373	0	0.188262	0.103283	0.359836	0.067677	0	3.223883
0	623.702509	2.046258	0.304592	0.540401	0.491446	0	4.906395	1	0.009291	0.295857	0.081031	0.130752	0.04403	0.123533	0.007178	0.729799	0	U_SYN_2421	0.292643	3.195274	0.274823	0	0.141918	0.120408	0.69932	0.052435	0	1.435824
4.415967	722.649325	6.403915	0.047183	0.765871	0.109212	0	0.630197	0.690486	-0.050539	0.387446	0.112184	0	0	0	0.173474	0.813544	0	USER_006988	0.137177	11.015197	0.877407	-1.102876	0.412953	0.031763	28.522659	-0.60694	0.222393	6.453784
0	817.204177	6.738619	0.435149	1.596439	0.475733	0	8.384591	1	0.000389	0.764429	0.052808	0.116019	0.064551	0.201844	0.007196	0.201781	0	U_SYN_1750	0.479078	3.972215	0.836959	0	0.063631	0.028567	1.810793	0.054171	0	4.016873
0	776.336408	5.867629	0.378801	0.304145	0.456005	0	6.438212	0.839554	0.005498	0.652256	0.067315	0.158437	0.098728	0.141081	0.007593	0.847928	0	U_SYN_11344	0.207983	14.518625	0.165453	0	0.063476	0.027856	1.662122	0.141328	0	1.339041
17.186005	509.765711	0	0.644688	0.72186	0.323694	3	10.120442	0.446128	0.267998	0.256864	0.041923	3	0	2	-0.024717	0.578977	1	USER_004092	0.54158	0.326906	0.555262	10.652446	1.494176	0.335026	0	1.608619	0.449278	3.070098
5	608.562023	10	0.467837	1.186145	0.37809	0	8.014106	0.967934	0.005291	1.10653	0.089155	0.194469	0.04409	0.215412	0.004337	0.406927	0	U_SYN_12254	0.497382	7.775173	0.737675	0	0.04632	0.21834	2.012058	0.084395	0.395382	3.986072
11.664201	493.143714	2.455783	0.331259	0.655008	0.43127	2	5.643626	0.413973	0.249628	0.944037	0.43248	0	0	0	-0.019739	0.252789	1	USER_009651	0.117068	2.805747	0.140663	4.580088	2.814689	0.075957	6.983382	1.477392	0.297085	6.770424
0	805.834996	2.165201	0.371284	1.150747	0.503923	0	6.653059	1	0.000691	0.38844	0.005828	0.120714	0.059568	0.191668	0.006372	0.424626	0	U_SYN_338	0.429827	1.731126	0.57086	0	0.163908	0.034515	0.685988	0.054085	0	2.859666
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0	479.265705	1.844884	0.207626	0.593116	0.612844	2	8.948338	1	0.009256	0.346859	0.017789	0.423757	0.360497	0.309871	0.008162	0.703442	0	U_SYN_1341	0.283745	2.661726	0.229628	2	0.106755	0.191262	0.895879	0.235276	0	2.539046
0.772416	472.379409	2.073489	0.405177	0.714668	0.61144	3	6.37738	0.417002	0.382992	0.010185	0.086387	1	0	2	0.063982	0.879936	1	USER_009437	0.369817	0.138649	0.728613	7.175384	3.428847	0.25391	4.028374	-0.111836	0.342587	5.830969
0	737.199347	0.982358	0.589157	0.743989	0.574652	1	7.259208	1	0.000336	0.105518	0.077418	0.332325	0.219452	0.246329	0.009124	0.628005	0	U_SYN_3640	0.510327	1.163946	0.316455	1	0.544327	0.104664	0.231927	0.165533	0	3.704566
10.517121	388.525659	3.701381	0.341412	0.764727	0.388636	2	6.611493	0.233255	0.37998	0.840202	0.17005	1	0	0	0.104199	0.221465	1	USER_001713	0.454291	1.058601	0.860213	5.115116	0.012573	0.38117	11.314463	0.749848	0.615819	7.022332
3.015679	651.787579	6.59956	0.10881	0.67157	0.462125	0	3.467263	0.709865	0.23144	0.869672	0.408772	0	0	0	-0.075675	0.341389	0	USER_006520	0.14659	8.670419	0.557698	0.96526	0.023555	0.052829	17.748699	-0.176336	0.788614	5.087349
0	713.319518	1.095951	0.672103	2.252888	0.125737	2	8.947307	1	0.000003	0.289999	0.053026	0.389517	0.38317	0.383239	0.001995	0	1	U_SYN_3004	0.819439	0.46579	1.969616	2	0.561982	0.203639	0.045185	0.231806	0	7.331776
0	700.826732	1.049269	0.479874	1.118552	0.286386	1	7.674174	1	0.007438	0.131252	0.005213	0.309623	0.207003	0.180329	0.003775	0.440724	0	U_SYN_6960	0.541696	0.861078	0.798214	1	0.417547	0.146921	0.156296	0.154988	0	4.15707

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