Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2	490.980868	4.472429	0.676061	0.708802	0.542168	0	6.344788	0.781467	0.005253	0.578595	0.074678	0.129814	0.004502	0.219671	0.008066	0.645599	0	U_SYN_4090	0.428319	5.529698	0.324512	0	0.147856	0.279591	0.785489	0.127708	0.094507	2.717594
0.932522	513.671998	4.137226	0.115068	0.739724	0.548062	2	3.968392	0.435702	0.193008	0.469913	0.33705	0	0	0	0.033722	0.685183	1	USER_001314	-0.107799	3.76391	0.050037	4.54722	0.779729	-0.06592	9.348846	1.103712	0.606287	5.650731
1.707499	416.736597	4.889105	0.426597	0.723892	0.275135	1	3.641702	0.354484	0.236129	0.543476	0.456165	1	0	0	0.087678	0.807898	0	USER_003706	0.514618	4.713941	0.088187	2.473244	6.499327	0.405391	17.719709	-0.169524	0.668709	9.706027
0.05793	600.507279	5.529911	0.204439	0.891109	0.382739	0	4.391297	0.739169	0.254039	0.958652	0.41218	2	0	1	0.049447	0.750579	1	USER_008051	0.20674	5.827849	0.3992	-0.150091	0.025268	0.093782	17.067001	0.516985	0.817666	3.365338
1.279718	699.454005	7.227514	0.101204	0.810006	0.226594	0	2.121029	1	0.002137	0.967182	0.118831	0	0	0	0.20287	0.112698	0	USER_008393	0.076496	10.858412	0.057663	2.386653	0.731662	0.020939	27.949033	0.442996	0.411954	2.662133
4.063701	496.243211	6.990747	0.244582	0.868675	0.367371	1	5.226166	0.497911	0.327293	0.060004	0.099524	0	0	1	-0.196336	0.653826	0	USER_005581	0.173252	6.335252	0.359311	3.791286	0.09603	0.111435	22.112754	1.232608	0.22596	2.447483
0.154568	712.095393	9.85323	0.023673	0.936123	0.115289	0	0.757171	0.723221	0.123383	0.402303	0.423802	0	0	0	0.077266	0.480482	0	USER_004933	0.069197	16.815378	0.336147	-1.481518	7.332583	0.01735	43.586326	-1.215429	0.441589	3.173335
0	554.448123	8.79174	0.468995	0.918383	0.204781	0	5.375578	0.888744	0.004547	0.9823	0.045331	0.027398	0.007999	0.282086	0.006479	0.540809	0	U_SYN_9650	0.346868	8.633041	0.730315	0	0.052745	0.186395	0.956013	0.055122	0	1.864615
0	540.30482	3.958671	0.701475	0.673616	0.586249	0	8.101963	0.974138	0.004002	0.548969	0.029265	0.056046	0.048393	0.060758	0.008655	0.663192	0	U_SYN_8363	0.394443	5.117101	0.278709	0	0.172834	0.222104	0.692808	0.041677	0	3.195761
0.77447	623.248889	6.153493	0.256375	0.918497	0.301047	3	4.448112	0.571462	0.235077	0.887979	0.07932	0	0	0	-0.02155	0.051218	0	USER_005587	0.079242	7.758188	0.264288	5.627455	1.526701	0.032669	21.505007	-1.235522	0.685331	9.408655
0	788.566223	9.315612	0	0.725533	0.116754	0	-1.003931	0.981596	0.103976	0.989688	0.187057	0	0	0	0.0153	0.735915	0	USER_009152	-0.03927	18.632095	0.244169	-0.452967	0.97981	-0.004386	41.139868	-0.524233	0.543464	8.43742
5	589.956332	2.802855	0.478279	1.420519	0.361153	0	6.570823	0.715117	0.006004	0.380637	0.072937	0.124189	0.067143	0.234435	0.004894	0.289741	0	U_SYN_12418	0.596485	1.843354	0.907495	0	0.164762	0.282022	0.528117	0.171353	0.473506	3.919399
7	678.305955	1.303092	0.902104	1.183181	0.426254	5	10	0.694724	0.000872	0.305536	0.021263	0.94365	0.75762	0.769642	0.007448	0.408409	1	U_SYN_13350	0.78981	1.015517	0.678845	7	0.64294	0.246556	0.054376	0.632492	0.552151	7.898099
0.968113	563.88797	5.053681	0.440075	0.539461	0.40939	3	3.849001	0.449808	0.372674	0.084433	0.092609	0	0	1	0.21804	0.852786	0	USER_008735	0.311409	3.796659	0.748531	7.928862	0.596337	0.161996	14.923761	0.764793	0.069758	4.485795
15.647126	486.776949	3.648351	0.341221	0.785505	0.48467	2	3.623579	0.353694	0.349115	0.529376	0.315749	1	0	0	0.086896	0.845785	1	USER_007569	0.341186	4.36985	0.901563	6.249591	0.826468	0.225321	9.400518	-0.901785	0.414373	1.53409
16.351543	608.276728	3.91177	0.294914	0.527127	0.338727	3	3.677597	0.746631	0.346251	0.891652	0.1564	1	0	0	0.090517	0.61867	1	USER_003023	0.022482	3.361908	0.546931	7.439765	2.122835	0.009881	12.933744	0.201877	0.211426	0.349908
0	624.072403	0.649327	0.564202	1.509732	0.140146	2	8.801318	1	0.00585	0.208063	0.040422	0.340579	0.333935	0.23568	0.001521	0.245134	0	U_SYN_9130	0.738113	0.403375	1.298149	2	0.752946	0.3032	0.039658	0.202354	0	6.496371
0	637.935697	2.327393	0.383545	1.154007	0.300704	0	7.804418	1	0.004623	0.234932	0.070284	0.127112	0.000703	0.092512	0.005869	0.422997	0	U_SYN_60	0.428258	1.855966	0.806992	0	0.158007	0.165124	0.43143	0.038344	0	3.342301
7	850	4.185077	0.653525	0.638932	0.386515	2	8.438274	0.882312	0.003313	0.504563	0.040738	0.347884	0.329532	0.398965	0.007355	0.680534	0	U_SYN_1240	0.510517	5.663684	0.391975	4	0.152512	0	0.560457	0.2503	0.298168	4.307886
8.263592	615.204656	4.806491	0.337714	0.676424	0.271005	3	1.46717	0.605537	0.161502	0.849339	0.320756	0	0	1	0.086938	0.834141	1	USER_007144	0.295635	5.816347	0.577803	4.986016	1.453378	0.126207	17.519537	-1.939564	0.750276	1.10781
2	478.625643	3.417749	0.171019	0.654291	0.450742	0	6.959925	0.886293	0.008623	0.395943	0.096949	0.13551	0.03989	0.264123	0.006904	0.672854	0	U_SYN_5136	0.279019	4.531074	0.359375	0	0.048616	0.188401	1.277064	0.098103	0.087239	1.941948
0	850	10	0.146807	0.996035	0.373804	0	7.268183	0.934229	0.003031	1.081994	0.047806	0.126224	0.035526	0.269719	0.008003	0.501982	0	U_SYN_2343	0.263051	9.123793	0.623713	0	0.014535	0	3.189272	0.074833	0	1.911904
2.190732	699.027	8.324442	0.045412	0.765801	0.328971	0	2.29534	0.784836	0.184872	0.442855	0.317935	2	0	1	-0.07578	0.06725	0	USER_000048	0.10313	13.043977	0.450758	1.687779	0.573151	0.028309	27.929694	0.264476	0.580427	0.720391
5	850	0.967026	0.545732	0.466238	0.543254	2	7.047068	1	0.009793	0.177719	0.030064	0.487823	0.378925	0.263046	0.00761	0.766881	0	U_SYN_2120	0.544404	1.70781	0.212952	2	0.511452	0	0.238645	0.260025	0.155413	3.836452
0	552.754936	0.5	0.205661	0.849511	0.426305	0	8.496076	1	0.007596	0.173032	0.085823	0.168918	0.04351	0.118637	0.008227	0.575244	0	U_SYN_1524	0.564934	0.526587	0.48736	0	0.342768	0.305316	0.169316	0.063728	0	4.79972
2	735.599729	2.156754	0.375514	0.627079	0.436788	0	7.264924	0.96393	0.004454	0.283975	0.006967	0.198114	0.07626	0.176652	0.004771	0.686461	0	U_SYN_7617	0.366693	2.966329	0.353178	0	0.166396	0.076272	0.588293	0.09674	0.08361	2.663996
0	850	2.29882	0.473299	0.489321	0.45654	0	4.722949	1	0.005116	0.359532	0.013782	0.109473	0.073387	0.280112	0.008186	0.75534	0	U_SYN_153	0.323228	3.900795	0.265927	0	0.197305	0	0.552774	0.054858	0	1.52659
2	613.120414	7.494595	0.099184	0.493029	0.531144	0	5.405852	0.935913	0.006052	0.894916	0.069466	0.195864	0.036185	0.281892	0.006186	0.753486	0	U_SYN_14536	0.194695	12.63783	0.231159	0	0.01306	0.083853	3.585889	0.09525	0.065737	1.052495
2	754.173285	2.621502	0.759565	1.066719	0.406547	1	6.328346	0.927674	0.000493	0.353499	0.056587	0.332419	0.242314	0.277153	0.00871	0.46664	0	U_SYN_481	0.554702	2.2469	0.633047	1	0.279098	0.096646	0.256247	0.20135	0.142229	3.510347
0	580.296853	1.889104	0.275969	1.35445	0.549728	2	9.601008	0.999817	0.00531	0.22888	0.017275	0.487911	0.297074	0.478292	0.010294	0.322775	0	U_SYN_6122	0.454229	1.298844	0.609871	2	0.138741	0.22274	0.751901	0.235569	0	4.361053
0	631.884912	1.127992	0.154064	1.15491	0.49434	2	9.207516	0.739313	0.004173	0.265465	0.089277	0.51036	0.346052	0.505192	0.008611	0.422545	0	U_SYN_12652	0.440069	0.898862	0.583992	2	0.12546	0.174519	0.471704	0.361199	0	4.051942
3.888447	356.438893	4.682686	0.485816	0.904978	0.628939	3	6.005578	0.308642	0.365214	0.616477	0.01313	1	0	3	-0.012461	0.171133	1	USER_008485	0.582006	2.522671	0.107034	7.599623	2.032578	0.522283	8.687814	-0.768211	0.346277	0.562384
0	613.458228	0.697217	0.168251	3.519388	0.07955	2	10	0.985574	0.005096	0.118851	0.046459	0.37081	0.361605	0.44955	0.002792	0	0	U_SYN_12112	1.005226	0.192634	3.23942	2	0.211048	0.432323	0.046132	0.225495	0	10.052257
3.03435	722.295081	7.98719	0.108806	0.732191	0.138099	1	6.12251	0.685428	0.159396	0.505464	0.182499	1	0	0	0.238849	0.770889	0	USER_000850	0.292518	12.872842	0.061242	-0.013725	0.556842	0.06792	34.420816	-0.061111	0.025038	1.320058
0	579.563968	6.823745	0.178735	0.887473	0.47649	0	6.952426	0.904781	0.001813	0.691507	0.054389	0.163892	0.01141	0.209845	0.006046	0.556264	0	U_SYN_1762	0.260001	6.910313	0.4646	0	0.025815	0.127843	2.670302	0.090678	0	1.807638
0	763.110797	10.314402	0.067037	0.830345	0.260888	0	-1.029802	1	0.088211	0.750434	0.005062	0	0	0	0.014279	0.356971	0	USER_000826	0.150014	21.031691	0.668532	-0.808295	0.417183	0.023699	38.1175	1.00699	0.168998	1.216054
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7	574.687905	2.471908	0.604745	0.536498	0.604307	2	5.576936	0.545132	0.005822	0.304699	0.026033	0.387377	0.343585	0.466823	0.007843	0.731751	0	U_SYN_8942	0.506486	3.883609	0.212288	4	0.235135	0.25353	0.590429	0.401236	0.250366	2.824641
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0	656.310712	2.070392	0.124643	0.582278	0.677543	0	6.704445	0.937844	0.008611	0.228759	0.043542	0.023929	0.03202	0.077533	0.011263	0.708861	0	U_SYN_5941	0.245998	3.034526	0.18776	0	0.057429	0.086631	1.227933	0.041647	0	1.64928
10	487.854738	2.990401	0.546933	0.739709	0.456258	2	8.294638	0.460578	0.000828	0.472255	0.051259	0.356276	0.305965	0.308701	0.005974	0.630146	0	U_SYN_3067	0.576738	3.561236	0.402211	4	0.176978	0.379751	0.618161	0.414441	0.493139	4.783835
5.335654	526.393488	4.546657	0.439915	0.831959	0.443114	2	5.032157	0.446265	0.176605	0.534423	0.370087	1	0	1	-0.028898	0.631865	1	USER_008822	0.26031	3.662372	0.012844	6.618911	2.8499	0.15316	12.659849	-1.456471	0.090853	0.976308
2	813.828118	5.118418	0.720917	1.842989	0.318825	4	10	0.927579	0.009634	0.646145	0.084509	0.698683	0.63184	0.660825	0.006833	0.078506	0	U_SYN_3629	0.663199	2.634302	1.255398	4	0.138149	0.043617	0.45543	0.428125	0.245732	6.631986
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2	693.676775	2.917807	0.954172	1.406085	0.268387	2	8.776405	0.939336	0.002585	0.39248	0.044198	0.393936	0.33253	0.349732	0.002991	0.296958	0	U_SYN_3028	0.673742	1.937346	1.02871	2	0.316181	0.191494	0.035888	0.242205	0.187478	5.913031
0	668.111229	2.93583	0.741058	1.00473	0.431058	4	10	1	0.001302	0.420632	0.043799	0.673676	0.664132	0.627887	0.005665	0.497635	0	U_SYN_2969	0.489143	2.65751	0.571633	4	0.244104	0.161763	0.327695	0.401342	0	4.89143
5	646.271878	1.719951	0.309809	0.428407	0.702838	1	5.406301	0.973974	0.002041	0.314571	0.038105	0.247656	0.205394	0.146009	0.010013	0.785796	0	U_SYN_11664	0.388517	3.254972	0.127306	1	0.170229	0.143912	0.834336	0.146326	0.142802	2.10044
0	551.696701	1.184609	0.288817	0.326064	0.45636	1	5.093367	1	0.005863	0.195886	0.078479	0.214131	0.235402	0.188997	0.004714	0.836968	0	U_SYN_8646	0.307547	2.780358	0.177261	1	0.224828	0.166804	0.384472	0.13486	0	1.56645
3.848552	587.949124	8.614655	0.359529	0.757629	0.257254	0	4.824254	0.529518	0.166141	0.147363	0.154314	2	0	0	-0.159947	0.403541	0	USER_000156	0.055431	10.248047	0.294137	4.212477	0.529497	0.026411	31.992503	0.340619	0.377685	6.783803
1.661576	693.035754	6.827165	0.16864	0.967785	0.232349	0	3.41511	0.859807	0.258302	0.696629	0.387293	0	0	2	0.052779	0.116356	0	USER_007520	0.089734	10.562366	0.939679	0.747156	2.419331	0.025609	26.204394	0.166585	0.218851	3.627125
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5.120253	674.895071	6.035306	0.301227	0.721926	0.340064	2	2.294915	0.814308	0.105554	0.357823	0.440965	0	0	0	0.036741	0.673958	0	USER_002029	0.142559	8.226965	0.447102	2.23767	0.191833	0.045387	19.914571	-0.770536	0.802186	7.800062
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0	822.978739	4.592732	0.570746	1.664902	0.053515	0	7.499228	1	0.008416	0.552796	0.005576	0.151594	0.022246	0.037972	0.003258	0.167549	0	U_SYN_7992	0.546823	2.602259	1.575804	0	0.121623	0.026865	0.105503	0.052152	0	4.100754
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0.493562	597.978364	6.066415	0.255813	0.562618	0.350199	1	4.501315	0.690933	0.111717	0.222092	0.301794	1	0	0	0.078159	0.696553	0	USER_000988	0.19034	7.035443	0.085182	3.929491	1.031926	0.087218	19.709805	-1.45233	0.85736	8.710082
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0	519.521425	10	0.289477	1.170175	0.469548	0	6.215278	0.986208	0.009358	1.133447	0.044997	0.034213	0.016741	0.197551	0.006819	0.414912	0	U_SYN_12875	0.34068	7.872929	0.620722	0	0.028661	0.204705	3.336242	0.020803	0	2.117422
0.072599	673.889297	8.189531	0.063159	0.82118	0.296822	0	-0.689144	0.749383	0.049449	0.904006	0.426733	0	0	0	0.233426	0.906052	0	USER_008525	0.282605	13.026996	0.124189	0.031001	2.07071	0.090491	28.793481	-0.772501	0.870964	9.784136
0.657899	573.300642	0	0.711376	0.760286	0.518058	1	8.223789	0.728062	0.174761	0.646534	0.434408	0	0	0	-0.163552	0.993101	1	USER_007180	0.544445	-0.01813	0.715126	1.807739	1.663074	0.273905	0	0.569614	0.926301	0.868935
0	499.442866	3.439027	0.802692	1.988467	0.03329	0	8.072187	0.979659	0.007349	0.456698	0.081677	0.052864	0.095084	0.20841	0.004399	0.005766	0	U_SYN_7184	0.695014	1.646675	1.922271	0	0.226811	0.442985	0.022589	0.052521	0	5.610281
0	549.146919	2.319376	0.368556	0.339293	0.626032	0	5.755649	0.903593	0.005508	0.244904	0.002427	0.116241	0.031571	0.239237	0.0093	0.830354	0	U_SYN_5475	0.261091	5.279794	0.126884	0	0.152335	0.142818	0.916859	0.082906	0	1.502751
13.413683	739.841513	8.756793	0.231266	0.785019	0.311163	0	2.486855	0.857097	-0.083991	0.567332	0.388277	1	0	0	0.009934	0.397878	0	USER_008365	0.242495	13.041273	0.303205	0.652079	0.155521	0.048569	30.160036	0.210431	0.69286	9.765622
7.632027	551.115553	4.529116	0.301709	0.631157	0.398575	2	3.32758	0.474759	0.204275	0.268376	0.351213	1	0	0	0.185957	0.151915	1	USER_001458	0.043783	4.506879	0.184314	7.793076	1.804172	0.023793	13.619623	1.569148	0.915237	0.691139
0	563.132308	3.640098	0.755986	0.862341	0.478382	1	10	1	0.00029	0.54794	0.053901	0.216277	0.179747	0.226319	0.006256	0.56883	0	U_SYN_8996	0.452739	3.782547	0.449812	1	0.20213	0.236138	0.424915	0.118807	0	4.527386
5	639.812364	1.810763	0.198663	0.233525	0.382595	2	4.342651	0.988441	0.007162	0.25248	0.04601	0.485988	0.323752	0.283958	0.008255	0.883237	0	U_SYN_11372	0.310974	5.429162	0.14418	2	0.10397	0.118842	0.555158	0.247546	0.077842	1.350452
0	563.326977	4.113516	0.611782	0.607324	0.344844	0	6.689013	1	0.008123	0.567216	0.092738	0.156296	0.031269	0.276683	0.004173	0.696338	0	U_SYN_8633	0.352466	5.815607	0.397892	0	0.145195	0.183714	0.550695	0.05627	0	2.357648
1.748507	768.527715	8.739291	0.144115	0.824859	0.143848	0	-0.617707	1	0.121953	0.643374	0.290639	0	0	0	0.085798	0.81751	1	USER_008193	0.196163	16.255926	0.169035	0.964408	3.366142	0.029058	37.410809	-0.546324	0.190555	4.908845
3.405347	465.822439	3.63209	0.179058	0.671876	0.228457	1	4.598592	0.360452	0.314515	0.954544	0.058478	0	0	2	-0.064716	0.362706	0	USER_003435	0.197399	3.084682	0.936648	2.305362	0.63096	0.137884	14.011559	-0.836121	0.60606	3.891759
0.792451	673.307795	7.624605	0.205228	0.766348	0.230251	0	2.040147	0.661833	0.034306	0.763528	0.20684	0	0	0	-0.035101	0.854498	0	USER_003925	0.2567	10.957502	0.746106	2.187123	2.475098	0.082467	29.345143	0.618982	0.315732	1.049136
1.487743	523.969926	4.822045	0.510479	0.716122	0.442316	4	4.934134	0.524916	0.311706	0.671433	0.280417	1	0	0	0.048592	0.384415	1	USER_002685	0.279996	3.119199	0.243978	10.206288	1.331014	0.165977	13.445892	0.185088	0.868221	9.656663
3.845748	575.140214	5.188059	0.244953	0.801719	0.538511	3	4.190605	0.516239	0.411868	0.949452	0.419012	2	0	0	-0.06912	0.711505	1	USER_007261	0.125668	5.079585	0.158018	7.453716	3.95888	0.062802	11.971157	0.739264	0.527178	5.321333
2	647.638202	1.210497	0.726807	0.8807	0.467205	4	9.262457	0.958254	0.002724	0.138186	0.09973	0.76357	0.629966	0.491808	0.009282	0.55965	0	U_SYN_1304	0.586796	1.23432	0.469232	4	0.554604	0.2159	0.154504	0.43476	0.117427	5.435172
0	565.339516	4.334159	0.026798	1.406562	0.382242	0	7.800444	0.970916	0.009522	0.561039	0.045614	0.152014	0.09938	0.145795	0.006803	0.296719	0	U_SYN_8428	0.334456	2.876854	0.868915	0	0.006043	0.173103	1.612301	0.087052	0	2.608906
15	649.353841	0.5	0.596136	1.321385	0.407434	4	8.716439	0.655773	0.007395	0.201454	0.097334	0.835094	0.589464	0.690026	0.005616	0.339307	1	U_SYN_4033	1.076451	0.35177	0.783008	6	0.99356	0.392701	0.082274	0.565058	1.321385	9.382821
0	850	2.136906	0.282451	1.217608	0.363304	0	5.830021	1	0.006621	0.402596	0.000924	0.009015	0.076641	0.268491	0.006316	0.391196	0	U_SYN_2599	0.417666	1.621807	0.775247	0	0.126268	0	0.557066	0.025697	0	2.435002
0	595.162438	3.033046	0.05946	1.907024	0.190195	0	9.550326	1	0.001326	0.438195	0.093579	0.084463	0.087747	0.186083	0.002618	0.046488	0	U_SYN_12808	0.463079	1.511215	1.544317	0	0.018978	0.214563	0.54257	0.051663	0	4.422551
0	674.611771	2.104153	0.173052	0.993856	0.412028	0	6.852485	0.805787	0.009229	0.39819	0.06929	0.171501	0.033477	0.070555	0.004402	0.503072	0	U_SYN_2573	0.341424	1.923611	0.584359	0	0.078512	0.108876	0.71694	0.139179	0	2.339606
0	742.482621	0.602743	0.43874	0.805949	0.383542	1	7.366827	1	0.003667	0.104991	0.044833	0.241389	0.243171	0.182631	0.006146	0.597025	0	U_SYN_3186	0.577411	0.665317	0.496834	1	0.624324	0.112876	0.129751	0.145368	0	4.253685

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