Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
8.802643	726.858895	6.905134	0.342331	0.845496	0	0	2.841127	0.98208	0.130997	0.130853	0.132155	1	0	0	0.188506	0.731005	1	USER_004152	0.215502	10.695969	0.937458	0.453764	0.546576	0.048249	34.525668	0.353185	0.821839	1.79561
2	690.654214	4.382819	0.185088	0.408309	0.580667	0	4.451791	0.934689	0.009337	0.534891	0.046707	0.140341	0.019995	0.084922	0.00639	0.795845	0	U_SYN_4831	0.221803	8.622352	0.171218	0	0.041288	0.064261	2.073917	0.074225	0.054441	0.98742
5.98451	596.786928	7.566084	0.313165	0.764459	0.380744	0	3.012968	0.786802	0.120632	0.227716	0.022428	0	0	2	-0.100311	0.93182	0	USER_005607	0.208867	9.589109	0.573169	1.003195	1.79219	0.09616	23.426721	2.547561	0.581734	7.509353
0.780828	528.92656	3.761936	0.198539	0.812625	0.446194	1	4.510092	0.339438	0.321006	0.449333	0.00953	1	0	2	0.03062	0.877419	1	USER_001086	0.193729	3.607852	0.515416	3.60945	0.765917	0.113093	10.416909	1.516748	0.402607	6.284295
7	574.681109	1.63389	0.369937	2.079863	0.220338	2	8.519734	0.782455	0.007919	0.267073	0.065505	0.371886	0.289619	0.390275	0.002385	0	0	U_SYN_2106	0.782301	0.749538	1.62159	4	0.213357	0.391604	0.226828	0.285469	0.970603	6.664998
4.427617	487.269093	0	0.572072	0.88877	0.395711	3	10.044915	0.362179	0.225228	0.318348	0.369691	1	1	1	-0.019333	0.843623	1	USER_004063	0.30391	0.233616	0.203634	6.119405	0.557081	0.200432	0	1.064435	0.50354	3.203495
0.877947	625.437542	7.246748	0.161018	0.840652	0.325675	1	3.520789	0.525671	-0.010441	0.181378	0.157614	1	0	0	0.067465	0.743288	0	USER_000517	0.112613	9.630566	0.751216	2.217217	3.738183	0.04598	24.433317	-1.139229	0.727642	6.746524
5	509.799938	0.595299	0.533356	1.236687	0.2869	0	8.18289	0.841629	0.009654	0.095997	0.080017	0.169359	0.067478	0.21046	0.006516	0.381657	0	U_SYN_12880	0.79499	0.445354	0.881882	0	0.767089	0.491738	0.079699	0.1344	0.412229	6.505318
0.533147	578.378099	6.817972	0.239639	0.869066	0.215134	2	5.078813	0.497693	0.243392	0.588051	0.268631	0	0	4	0.04878	0.117262	1	USER_002771	0.156268	8.727877	0.059161	4.705805	2.881094	0.077174	26.755968	-0.837905	0.287633	9.302952
2.074792	709.286215	8.031974	0	0.970811	0.238246	0	0.88195	0.865308	-0.058292	0.692875	0.293304	0	0	0	-0.153247	0.573798	0	USER_009600	-0.024885	13.779745	0.291256	-0.532601	0.160193	-0.006367	30.59195	0.607577	0.344082	4.407173
1.248884	780.275796	8.09062	0.201455	0.941138	0.180681	0	1.883689	0.863219	-0.103844	0.262022	0.013232	0	0	0	0.066734	0.624468	0	USER_008648	0.133345	14.313341	0.927461	1.040087	1.863919	0.016904	33.14398	0.191225	0.572566	0.104931
0.906609	587.387426	5.877371	0.254545	0.702664	0.314377	1	4.166603	0.484758	0.215477	0.527738	0.47687	0	0	1	0.164081	0.59391	0	USER_007370	0.07283	6.972071	0.068134	1.585227	3.587774	0.034775	20.148313	0.315734	0.482118	1.592071
0	743.85958	0.727726	0.518376	0.60675	0.366876	1	7.436792	1	0.004688	0.243329	0.074185	0.323735	0.161547	0.25819	0.00562	0.696625	0	U_SYN_7083	0.518489	1.02968	0.384148	1	0.626266	0.100059	0.128587	0.145585	0	3.855893
0	747.191869	1.172253	0.367097	0.332545	0.416864	0	5.648074	1	0.006122	0.282923	0.027734	0.138037	0.055285	0.067054	0.006074	0.833728	0	U_SYN_13192	0.333839	2.710131	0.193919	0	0.288541	0.062403	0.309281	0.057997	0	1.88555
0	437.135088	3.25027	0.117526	0.749592	0.571468	0	7.556932	0.8539	0.006413	0.43145	0.053182	0.18959	0.057527	0.200331	0.009653	0.625204	0	U_SYN_1279	0.244873	3.825683	0.321224	0	0.035079	0.183817	1.639132	0.132575	0	1.850487
15	828.988432	10	0.636852	0.879259	0.320451	1	8.359507	0.471159	0.001749	1.108954	0.000575	0.17312	0.164671	0.35472	0.004696	0.560371	0	U_SYN_13221	0.686709	10.211805	0.5975	3	0.063055	0.026234	1.163709	0.312874	0.879259	5.740552
0	842.927	2.531116	0.373379	0.631859	0.588207	0	5.081293	0.934474	0.006891	0.44518	0.035586	0.071878	0.013831	0.282347	0.008786	0.684071	0	U_SYN_804	0.314399	3.458476	0.260195	0	0.141909	0.004043	0.932926	0.051923	0	1.597553
10	693.903383	1.655092	0.546053	0.898513	0.330306	3	9.13131	0.492342	0.000326	0.283832	0.040823	0.580964	0.505139	0.610992	0.004528	0.550743	1	U_SYN_14596	0.657473	1.657557	0.601729	5	0.311125	0.186599	0.248167	0.528894	0.599009	6.003587
6.646792	544.316679	4.062793	0.369853	0.716756	0.474488	1	2.412616	0.449486	0.315	0.024137	0.230258	1	0	2	-0.042378	0.984886	1	USER_002939	0.356863	3.691888	0.903417	3.220808	0.883911	0.19834	10.675229	-0.165134	0.956331	0.555933
0.169745	583.501684	3.654196	0.368259	0.748214	0.485579	5	3.984646	0.516801	0.21418	0.909819	0.400864	0	0	1	0.229397	0.467307	1	USER_005875	0.247543	3.645477	0.784793	10.270794	1.044937	0.119945	9.398984	0.663381	0.829645	6.61397
2	614.072097	3.273143	0.4921	0.348556	0.515318	0	5.706291	0.838108	0.000693	0.367453	0.07877	0.116805	0.026994	0.007225	0.007909	0.825722	0	U_SYN_11382	0.316633	7.297065	0.168939	0	0.145888	0.135823	0.85668	0.107897	0.046474	1.8068
0	801.901957	3.101964	0.255426	0.35081	0.549991	0	4.7704	0.851024	0.007509	0.407223	0.030176	0.029306	0.036093	0.138717	0.006526	0.824595	0	U_SYN_4566	0.209251	6.880865	0.157868	0	0.079772	0.018299	1.270283	0.07921	0	0.998213
1.564112	585.495089	5.020778	0.323721	0.871845	0.310726	3	4.878095	0.483226	0.147536	0.903759	0.180513	0	0	2	-0.018135	0.625957	0	USER_009594	0.297025	3.895964	0.689531	4.519702	2.492126	0.142845	17.30346	-0.174791	0.200088	0.807787
11.496726	590.432456	5.934269	0.237132	0.82873	0.348637	0	4.177535	0.503465	0.195078	0.460207	0.19953	0	0	1	0.336795	0.480009	0	USER_000358	0.280794	5.724512	0.812406	0.359133	4.461131	0.132518	19.326823	0.807368	0.986877	1.271825
10	646.781405	2.815669	1	1.523171	0.248713	3	10	0.611113	0.009048	0.476004	0.088084	0.552611	0.47964	0.495892	0.002706	0.238415	1	U_SYN_4841	0.873229	1.734672	1.144338	5	0.342974	0.322648	0	0.46523	1.015447	8.73229
9.737774	666.270143	9.8491	0.082043	0.735775	0.424521	1	1.251601	0.790065	0.280851	0.012923	0.499818	1	0	1	0.108078	0.630408	0	USER_004978	0.082975	15.226312	0.720093	3.495467	0.150615	0.027718	28.339767	-0.127846	0.837919	7.577717
0.05014	672.495738	5.138454	0.091707	0.818633	0.329482	1	2.896312	0.592129	0.163256	0.491265	0.106604	3	0	0	-0.024497	0.824894	0	USER_007419	0.077086	5.626935	0.478753	4.809969	1.83968	0.024878	17.227118	0.355071	0.532917	7.123402
0.076272	535.504191	4.570641	0.019789	0.61747	0.445064	2	3.32266	0.548686	0.225273	0.986427	0.276271	0	0	1	0.064489	0.841836	1	USER_008236	0.124565	4.67418	0.191854	3.46813	12.091497	0.071227	12.682057	1.22201	0.132708	5.856151
2	688.319039	2.124988	0.690615	1.770403	0.33302	0	9.610028	1	0.006068	0.317473	0.072319	0.130666	0.090148	0.048731	0.004101	0.114799	0	U_SYN_10112	0.691153	1.136113	1.180824	0	0.310391	0.203175	0.21894	0.066244	0.236054	6.642003
0	611.315904	1.759232	0.161344	0.395474	0.577682	2	8.571037	0.945404	0.005111	0.344776	0.097443	0.42166	0.373337	0.229809	0.009247	0.802263	0	U_SYN_8705	0.235069	3.550607	0.167015	2	0.08678	0.102013	0.852307	0.260337	0	2.014788
2.188954	609.12205	8.733804	0.133218	0.501442	0.275449	0	3.51114	0.543013	0.068836	0.020722	0.394054	0	0	1	0.507908	0.728576	0	USER_005561	0.172508	11.552756	0.368873	-0.795283	1.789518	0.075552	31.640432	1.214	0.437647	5.260658
0.037349	576.1586	6.230437	0.12752	0.873493	0.454294	0	2.330444	0.509269	0.189658	0.663939	0.166769	0	0	1	-0.071271	0.290924	1	USER_002692	0.155738	8.496955	0.251024	-0.945372	1.425486	0.077541	16.999929	-1.44871	0.558812	0.487787
0	633.822862	6.482937	0.513068	0.556516	0.648071	0	6.721615	1	0.001723	0.730437	0.036252	0.171702	0.056856	0.163485	0.007024	0.721742	0	U_SYN_13859	0.295605	9.874754	0.195854	0	0.077939	0.116187	2.045797	0.068567	0	1.986946
0	353.478947	9.072081	0.449113	0.880344	0.319676	0	7.70277	0.875825	0.009841	1.000519	0.078255	0.173386	0.006201	0.064209	0.005524	0.559828	0	U_SYN_9106	0.332608	9.253981	0.598918	0	0.048965	0.300267	1.597644	0.103546	0	2.562002
2	667.536524	0.745085	0.346489	1.578697	0.229134	1	8.634983	0.959166	0.007819	0.14418	0.027851	0.358336	0.184858	0.29544	0.004469	0.210651	0	U_SYN_3452	0.696349	0.443847	1.216963	1	0.410005	0.231015	0.11157	0.179292	0.210493	6.012959
14.672174	509.912313	3.272234	0.412818	0.686215	0.451222	1	6.880563	0.33128	0.290124	0.170644	0.16877	2	0	1	0.077071	0.852801	1	USER_005079	0.293408	3.581486	0.279979	5.455209	1.283224	0.181426	8.978647	0.783737	0.86677	7.285973
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0	467.183507	6.350566	0.11843	0.505667	0.500239	0	6.866443	1	0.006967	0.670735	0.021553	0.176428	0.02381	0.178409	0.006329	0.747166	0	U_SYN_2198	0.167668	10.485235	0.252713	0	0.01836	0.116702	2.80057	0.060071	0	1.151279
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2.181238	571.48059	0.059065	0.671122	0.879645	0.174006	4	8.07901	0.673907	0.326365	0.757909	0.335392	0	2	3	0.040796	0.996652	1	USER_006591	0.535911	0.364225	0.492641	9.39851	4.893329	0.271385	0.243937	0.889894	0.057675	6.037816
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7.472126	676.763015	6.338045	0.216609	1	0.389323	2	4.179079	0.614203	0.17154	0.441976	0.035046	1	0	0	-0.031499	0.048786	0	USER_008752	0.088368	8.240535	0.44551	4.444879	0.250617	0.027834	19.35249	-2.11454	0.770967	1.766437
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2	666.601885	1.953412	0.528952	1.941917	0.416956	0	9.888042	0.960266	0.009875	0.336681	0.089226	0.004788	0.085668	0.133187	0.005276	0.029042	0	U_SYN_3054	0.684468	0.956656	1.132222	0	0.257596	0.228237	0.383663	0.04303	0.258922	6.768045
0.898568	449.448569	2.563927	0.249717	0.704794	0.502201	0	5.151857	0.451567	0.362349	0.635659	0.180158	1	0	0	0.111664	0.995346	1	USER_005059	0.058323	1.75576	0.320518	0.180407	0.088061	0.042475	6.381604	0.826936	0.62206	8.825603
10	659.843762	2.245556	0.4077	0.657776	0.42351	2	9.087706	0.597874	0.003347	0.318835	0.099836	0.409244	0.333773	0.342691	0.009184	0.671112	0	U_SYN_7218	0.539133	2.963352	0.379201	4	0.173818	0.186399	0.563286	0.383756	0.438517	4.89948
5	574.771118	1.078862	0.695675	1.332318	0.339727	1	9.447326	0.652714	0.002094	0.133994	0.041083	0.251945	0.228261	0.388617	0.008367	0.333841	1	U_SYN_6722	0.744821	0.753229	0.879694	1	0.590124	0.372721	0.111541	0.282976	0.444106	7.036568
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5	685.706537	3.405003	0.599723	0.885287	0.518024	0	8.276964	0.891279	0.001425	0.51717	0.066536	0.028218	0.059161	0.199215	0.005907	0.557357	0	U_SYN_8519	0.514036	3.45585	0.426687	0	0.171105	0.15355	0.706038	0.069702	0.295096	4.254654
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0	703.413594	4.130264	0.679052	1.246506	0.361779	0	6.480554	1	0.00102	0.513456	0.002656	0.010519	0.032018	0.199646	0.004407	0.376747	0	U_SYN_7643	0.500295	3.067395	0.795546	0	0.160522	0.133339	0.479573	0.012761	0	3.24219
3.66234	637.121466	5.630983	0.187827	0.973893	0.132777	5	3.552216	0.802337	0.393213	0.703579	0.418114	2	0	1	-0.111307	0.867165	1	USER_001438	0.171303	7.186077	0.559588	10.811385	1.436473	0.066303	24.416583	1.031998	0.252412	9.22616
2	441.856284	5.044723	0.366607	0.923306	0.464129	0	7.759033	0.777047	0.003217	0.542322	0.025794	0.013168	0.072607	0.048192	0.008841	0.538347	0	U_SYN_14422	0.373518	4.929829	0.494773	0	0.071259	0.27718	1.483028	0.114914	0.123107	2.898138
0.265871	596.784534	6.004479	0.321608	0.692141	0.380605	1	4.30194	0.670243	0.474047	0.137516	0.087807	0	0	0	0.023013	0.438044	1	USER_004835	0.099546	6.711967	0.880689	1.739918	3.599326	0.04583	18.595726	-0.237931	0.0115	6.068414
9.240812	446.724979	2.884275	0.312954	0.613217	0.393455	1	5.576048	0.132405	0.260703	0.889679	0.096547	1	0	2	-0.076348	0.100262	0	USER_007689	-0.015907	1.375148	0.684103	2.769549	2.886894	-0.011663	8.747206	-0.121748	0.050189	2.535404
5	641.116786	2.192134	0.322649	0.542427	0.452228	0	5.919945	0.949127	0.003983	0.265915	0.025472	0.007937	0.092692	0.15892	0.009093	0.728787	0	U_SYN_10093	0.392535	3.412272	0.297126	0	0.140764	0.14908	0.671488	0.050538	0.180809	2.323785
0	486.369821	2.435875	0.843399	1.322739	0.093478	2	8.886535	1	0.007811	0.434958	0.079855	0.345914	0.356183	0.290424	0.005108	0.33863	1	U_SYN_1481	0.596436	1.712102	1.199092	2	0.332587	0.394331	0.035658	0.210629	0	5.300249
0	746.136036	0.732659	0.588685	1.357771	0.285792	2	8.754742	0.932996	0.004089	0.106411	0.051827	0.451422	0.38473	0.356719	0.007084	0.321115	0	U_SYN_4873	0.688354	0.502588	0.969731	2	0.706995	0.129991	0.086124	0.277647	0	6.026363
10	675.359294	1.00459	0.66349	0.565634	0.521276	5	8.558267	0.582531	0.004987	0.293885	0.040076	0.871843	0.80371	0.580639	0.005304	0.717183	1	U_SYN_13087	0.693236	1.509222	0.270783	7	0.600666	0.220122	0.17622	0.669654	0.377089	5.932902
11.011161	500.696714	4.041125	0.292216	0.693692	0.403161	1	5.243185	0.448539	0.267732	0.19978	0.056905	0	0	1	0.008154	0.825442	0	USER_001002	0.133242	4.041736	0.881749	1.697643	0.203866	0.084622	12.059503	1.630728	0.450101	4.020572
0	775.94018	3.940842	0.74916	1.610344	0.151767	2	10	1	0.001555	0.56535	0.017892	0.367445	0.312238	0.342837	0.006022	0.194828	0	U_SYN_8038	0.596312	2.304122	1.365948	2	0.185397	0.080296	0.150024	0.203905	0	5.963116
0	713.200832	8.725791	0.612938	0.594117	0.351329	0	6.971482	0.918008	0.007567	0.988619	0.094655	0.024935	0.034006	0.07272	0.006376	0.702941	0	U_SYN_12342	0.325366	12.571059	0.385387	0	0.069449	0.080927	1.186586	0.050479	0	2.268282
0.228244	615.57921	7.054067	0.251377	0.685291	0.303914	1	2.272366	0.502271	0.176339	0.605243	0.489848	2	0	1	0.0014	0.47934	0	USER_004719	0.198154	9.724106	0.971163	2.150148	0.541331	0.084457	24.551175	-0.592807	0.203776	2.328156
13.388203	334.088048	2.136484	0.497746	0.793845	0.518611	3	5.904073	0.027018	0.376676	0.642543	0.008566	0	0	2	-0.192408	0.088687	1	USER_007400	0.234189	1.601091	0.015922	6.25117	0.49331	0.219674	5.1424	0.501792	0.49286	3.935664
5.764346	575.828605	6.292791	0.111049	0.791755	0.216135	0	2.460186	0.655996	0.278171	0.971754	0.380256	0	0	0	0.117273	0.014088	0	USER_006310	0.110355	7.06076	0.606439	-0.158838	0.067584	0.055011	24.663496	-1.194721	0.298882	4.978065
10	798.615924	3.721887	0.643982	0.846697	0.415994	3	9.443294	0.781807	0.000414	0.552144	0.065399	0.48612	0.433794	0.601179	0.004322	0.576651	1	U_SYN_5797	0.614864	3.931444	0.494476	5	0.168498	0.057444	0.551217	0.363251	0.564465	5.806342
0	728.92225	3.497325	0.58687	1.133564	0.268851	0	7.144711	1	0.002002	0.404292	0.010691	0.004152	0.003655	0.233979	0.007543	0.433218	0	U_SYN_11485	0.458371	2.835139	0.828804	0	0.163141	0.100906	0.38845	0.002342	0	3.274925
2	643.288361	5.770222	0.273423	0.296118	0.341897	0	5.685309	1	0.007018	0.610065	0.077518	0.153585	0.076728	0.124565	0.003585	0.851941	0	U_SYN_5232	0.215321	14.56691	0.194876	0	0.046578	0.080926	1.433408	0.069094	0.039482	1.224166
1.899898	560.081311	5.366301	0.233955	0.782253	0.368063	0	5.462731	0.63808	0.316906	0.934195	0.473417	1	0	3	0.058568	0.273645	0	USER_006467	0.022484	4.966901	0.485075	0.340881	3.619971	0.011852	16.955816	1.240602	0.804645	6.798674
0	553.117589	5.36094	0.576838	1.031567	0.472511	0	6.586051	1	0.001727	0.589847	0.009635	0.190937	0.026782	0.292138	0.009301	0.484216	0	U_SYN_6645	0.415989	4.737623	0.544141	0	0.10563	0.224545	1.071913	0.065316	0	2.739722
1.476864	584.355989	6.065212	0.300762	0.832505	0.250152	2	2.447131	0.509976	0.133155	0.472901	0.323011	2	0	0	0.05598	0.701639	1	USER_000534	0.232093	6.715472	0.631074	7.7997	1.394546	0.112098	22.73995	0.490062	0.932784	3.054736
0	599.437941	4.084661	0.675591	1.088883	0.262482	0	9.754668	0.946276	0.008101	0.439107	0.085494	0.059814	0.045065	0.068347	0.006935	0.455558	0	U_SYN_5490	0.468248	3.435711	0.803071	0	0.161445	0.213318	0.347815	0.052953	0	4.5676
0	796.737599	1.788776	0.179907	1.584334	0.184044	3	9.485979	1	0.006162	0.209872	0.029487	0.561755	0.486051	0.537359	0.002631	0.207833	0	U_SYN_768	0.476728	1.062008	1.292748	3	0.09525	0.046167	0.269985	0.314342	0	4.522227
1.606906	673.082655	4.531441	0.324803	0.74977	0.31254	0	2.147636	0.613605	0.325805	0.20224	0.160827	0	0	0	0.072105	0.374098	1	USER_003449	0.144798	6.051297	0.750234	0.012487	1.592228	0.046577	15.575914	-0.285738	0.048826	8.031445

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