Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
7.744164	375.305129	1.82821	0.498458	0.803244	0.615044	3	5.091725	0.308817	0.428161	0.61326	0.371461	2	0	1	0.090778	0.747341	1	USER_007415	0.596562	0.9919	0.696215	8.916359	0.232692	0.514881	3.518899	0.787072	0.226271	6.968105
2	785.679969	3.162703	0.081678	1.986298	0.066477	0	8.131629	0.861015	0.001089	0.427766	0.043898	0.163925	0.025186	0.251559	0.001787	0.006851	0	U_SYN_11637	0.523062	1.51594	1.854255	0	0.025034	0.06117	0.193074	0.112327	0.26484	4.253345
0	847.994837	2.559027	0.85006	0.630908	0.240568	2	10	1	0.005525	0.310371	0.082842	0.379999	0.367729	0.307186	0.006922	0.684546	0	U_SYN_6090	0.456415	3.501161	0.479132	2	0.319688	0.001664	0.092306	0.224318	0	4.564151
7	748.46558	3.688931	0.415851	1.170284	0.395216	2	8.308729	0.965808	0.003072	0.432491	0.006738	0.518435	0.368055	0.476316	0.004811	0.414858	0	U_SYN_6238	0.551597	2.904021	0.707769	4	0.109754	0.101829	0.851646	0.279624	0.546133	4.583073
2.778855	667.858567	6.693658	0.169241	0.658954	0.291739	0	2.764528	0.633372	0.18663	0.737495	0.381271	1	0	1	0.040528	0.170168	0	USER_000183	0.089548	10.241737	0.257328	1.460646	1.532454	0.029655	23.704271	-1.123745	0.770848	4.158932
0	714.880182	2.330498	0.408655	0.63406	0.555133	0	6.357685	1	0.002213	0.394645	0.084255	0.159912	0.0068	0.149555	0.009614	0.68297	0	U_SYN_7350	0.331696	3.174806	0.282073	0	0.168136	0.081489	0.765044	0.050013	0	2.10882
1.472185	536.479793	4.542693	0.360251	0.706459	0.513423	3	5.784579	0.348181	0.348054	0.08471	0.451654	2	0	1	-0.084055	0.454224	1	USER_002144	0.074421	3.652355	0.705561	6.755098	1.061738	0.042423	11.05186	0.327503	0.375871	5.637812
0	663.25081	3.029066	0.321352	0.30714	0.544348	0	7.206547	1	0.00812	0.330225	0.019834	0.029852	0.054059	0.078286	0.007086	0.84643	0	U_SYN_6254	0.22175	7.439858	0.139949	0	0.102699	0.075294	1.119001	0.025173	0	1.598055
3.213771	595.997254	4.054144	0.245714	0.947616	0.540467	3	4.358294	0.400695	0.294169	0.168593	0.283986	3	0	0	0.027598	0.303412	0	USER_003290	0.124556	4.117692	0.964794	9.415394	0.550559	0.057523	9.315066	0.486271	0.600709	5.14114
0	850	3.748185	0.667691	1.472979	0.13463	0	10	0.951512	0.002186	0.389478	0.028482	0.068118	0.091058	0.190443	0.002617	0.26351	0	U_SYN_12234	0.546876	2.382857	1.274672	0	0.173508	0	0.167689	0.067148	0	5.468758
2	734.338345	6.896044	0.334986	1.63018	0.238897	0	9.088652	0.860806	0.007945	0.868796	0.052103	0.094293	0.005868	0.169226	0.003641	0.18491	0	U_SYN_12015	0.495119	3.985739	1.240734	0	0.047882	0.104121	1.095574	0.085726	0.217357	4.499968
5	696.538408	6.213894	0.81593	2.182532	0.200297	2	10	0.765605	0.001968	0.783876	0.008709	0.391225	0.298935	0.277537	0.004267	0	0	U_SYN_3818	0.812961	2.722369	1.745376	2	0.129228	0.226833	0.229099	0.300806	0.727511	8.129614
2	792.623426	2.625761	0.455763	0.293914	0.424927	0	3.687838	0.751856	0.003438	0.349436	0.055877	0.168802	0.008831	0.277931	0.00685	0.853043	0	U_SYN_6269	0.308886	6.665821	0.169022	0	0.167206	0.032223	0.607236	0.152548	0.039189	1.139121
0	783.363856	1.789066	0.325852	1.095846	0.434181	3	9.007844	1	0.00238	0.300494	0.076973	0.679549	0.443897	0.549869	0.006516	0.452077	0	U_SYN_4300	0.422797	1.496067	0.620051	3	0.172494	0.051225	0.523663	0.337034	0	3.808492
10	579.015734	4.245258	0.641951	0.550631	0.52958	1	4.953194	0.600827	0.003325	0.462485	0.059331	0.353635	0.19956	0.163393	0.00858	0.724684	0	U_SYN_5569	0.548739	6.524829	0.259028	3	0.147736	0.270363	0.804969	0.325628	0.367087	2.718009
0	810.213122	3.06967	0.484506	1.219243	0.292099	0	4.436267	1	0.00538	0.358424	0.028521	0.063153	0.099594	0.279569	0.003689	0.390378	0	U_SYN_14388	0.452299	2.326841	0.863104	0	0.152857	0.032719	0.462216	0.048824	0	2.006517
2	850	0.707987	0.738742	1.059424	0.454464	3	7.083862	0.828165	0.007062	0.201647	0.069252	0.593688	0.469826	0.506653	0.009029	0.470288	1	U_SYN_7941	0.721036	0.610636	0.577954	3	0.9143	0	0.084061	0.387788	0.141257	5.107722
2	525.632689	5.995051	0.707193	1.626167	0.373811	1	9.289366	0.830522	0.004818	0.668198	0.083835	0.309463	0.167242	0.395146	0.007814	0.186917	0	U_SYN_4164	0.610205	3.473042	1.018288	1	0.116027	0.359874	0.656185	0.210803	0.216822	5.668417
3.333604	607.423909	6.682285	0.291288	0.697758	0.368753	1	4.171632	0.514285	0.251845	0.025756	0.433331	0	0	1	-0.038844	0.687974	0	USER_007355	0.146309	6.488711	0.480834	0.621856	0.007867	0.064529	21.090871	-0.256542	0.179443	8.905936
15.155119	456.902238	3.880624	0.32619	0.719874	0.50135	1	5.660274	0.203146	0.252535	0.399627	0.117225	1	0	1	0.071599	0.979104	1	USER_004963	0.103514	2.007879	0.216538	3.344845	1.690191	0.073984	9.675358	-0.6312	0.987586	7.224523
3.253176	622.326932	4.827164	0.238453	0.755459	0.160429	0	0.069257	0.677585	0.157993	0.707877	0.152872	2	0	0	0.021854	0.126011	0	USER_004216	0.220124	6.364749	0.308458	3.213647	0.306931	0.09112	20.263735	0.059888	0.207781	9.823606
0.555808	694.200021	9.301486	0.33834	0.641809	0.188285	1	2.39736	0.905193	0.071576	0.999822	0.376919	0	0	1	0.261857	0.099469	0	USER_006833	0.360997	15.703741	0.86159	1.07463	7.629053	0.10226	37.750798	-0.345347	0.458461	5.21539
1.317799	674.996138	7.275099	0.170263	0.81901	0.284185	0	1.646286	0.694828	0.217237	0.004528	0.408555	0	0	0	-0.127748	0.383341	0	USER_004856	0.057179	9.929917	0.76272	-1.390826	1.15617	0.018194	26.038115	-1.11868	0.952168	0.176743
10.687601	613.687695	9.304069	0.153973	0.772391	0.203928	2	2.523624	0.693358	0.301844	0.951367	0.216335	0	0	0	0.017034	0.9755	1	USER_007711	0.253534	11.557368	0.283524	6.279461	1.969565	0.108933	37.03354	-0.262254	0.471706	9.635643
8.707353	609.300743	0	0.593748	0.771333	0.304849	3	7.779515	0.571493	-0.020934	0.281471	0.16566	1	0	0	0.01856	0.380699	1	USER_001521	0.527136	0.446059	0.468505	6.847434	0.914848	0.230693	0	-0.711984	0.357565	5.210036
0	593.109515	1.107022	0.498091	0.714156	0.490409	3	9.089085	1	0.000489	0.19106	0.002225	0.5004	0.487264	0.402718	0.006075	0.642922	0	U_SYN_7043	0.457956	1.359717	0.363928	3	0.412661	0.213899	0.272483	0.296299	0	4.162398
2	563.858727	8.370876	0.274711	1.756269	0.149385	0	7.611081	0.922795	0.005108	1.02899	0.049857	0.089366	0.045159	0.096805	0.004579	0.121866	0	U_SYN_4892	0.497278	4.509517	1.493908	0	0.03243	0.258712	0.906963	0.07124	0.234169	3.78482
0	823.397665	10.056442	0	0.793741	0.054147	0	-0.333656	1	-0.015663	0.508069	0.10077	0	0	0	0.055912	0.0274	0	USER_003564	-0.154441	20.035712	0.87861	-1.480283	2.799163	-0.00747	47.559594	-1.301983	0.488678	9.634741
0	795.567486	2.086807	0.677893	1.191562	0.348145	0	6.25197	0.834245	0.007496	0.305832	0.020053	0.085342	0.075857	0.289418	0.004456	0.404219	0	U_SYN_10320	0.533138	1.615723	0.776725	0	0.309992	0.052764	0.234014	0.114662	0	3.333163
5.790663	633.952025	7.74829	0.201126	0.956418	0.19881	3	3.337975	0.70288	0.159654	0.047551	0.09059	0	0	1	0.017222	0.989336	1	USER_009114	0.195606	10.153075	0.784144	6.57163	0.875869	0.076837	31.039255	-0.123159	0.700663	9.721792
0	769.628601	11.185252	0.072618	0.672311	0.20141	0	1.039905	0.75001	0.062953	0.834888	0.337417	0	0	0	-0.060133	0.408396	0	USER_004561	0.078341	22.544273	0.005369	0.194057	8.293586	0.011448	44.662141	0.963943	0.959831	9.783612
2	689.337834	5.242696	0.470863	0.321392	0.509375	0	6.153054	0.865327	0.00148	0.617467	0.02986	0.052129	0.077295	0.273497	0.007357	0.839304	0	U_SYN_4854	0.282972	12.441377	0.157683	0	0.088132	0.08266	1.413059	0.092696	0.042852	1.74114
2	745.586061	2.367851	0.980967	1.731123	0.134681	0	8.155044	0.879303	0.008135	0.246579	0.081662	0.146364	0.009453	0.179964	0.003115	0.134438	0	U_SYN_4637	0.761557	1.293114	1.497974	0	0.397498	0.144577	0.00607	0.095024	0.230816	6.21053
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0	536.483987	3.556419	0.040708	0.527758	0.61812	0	5.374848	1	0.007275	0.524002	0.094607	0.044133	0.090198	0.221705	0.006611	0.736121	0	U_SYN_9550	0.172462	5.66527	0.20154	0	0.011133	0.098308	2.108807	0.040299	0	0.926958
0.705944	445.084837	2.49149	0.420689	0.944887	0.321668	4	5.909668	0.174952	0.406581	0.22499	0.215386	2	0	0	0.078554	0.852618	1	USER_009032	0.527654	1.655953	0.962487	10.359698	2.803366	0.388464	8.450294	0.014653	0.157511	7.573692
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0.855314	633.244051	8.594918	0.039201	0.835353	0.230106	1	1.989815	0.583199	0.240118	0.050833	0.499728	1	0	0	0.065767	0.273936	0	USER_002715	0.027577	10.840176	0.656779	2.32309	2.965917	0.010868	33.085894	2.518154	0.511785	2.397916
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0	628.247062	5.720959	0.549528	0.467507	0.649946	0	6.607559	1	0.002152	0.714667	0.059916	0.111251	0.002366	0.261289	0.008712	0.766247	0	U_SYN_8580	0.292718	10.080861	0.163653	0	0.094405	0.11802	1.674997	0.034085	0	1.934154
15	704.037413	0.5	0.901538	1.223623	0.383799	5	9.249376	0.671959	0.007429	0.22513	0.081502	0.988628	0.762594	0.699101	0.004892	0.388188	1	U_SYN_8427	1.148519	0.377751	0.753998	7	1.502563	0.304802	0.018895	0.656583	1.223623	10.623087
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0	539.791544	5.375602	0.743623	1.183727	0.551376	1	6.905557	0.890086	0.006267	0.656867	0.019522	0.31001	0.176276	0.281461	0.009622	0.408137	0	U_SYN_3419	0.496358	4.187498	0.531048	1	0.135807	0.279954	0.759895	0.189851	0	3.427629
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0	732.927369	7.144908	0.202173	0.428648	0.60661	0	6.304416	1	0.002057	0.734011	0.069639	0.148438	0.041591	0.131489	0.010188	0.785676	0	U_SYN_4544	0.173987	13.51543	0.168626	0	0.027906	0.037035	3.457919	0.057009	0	1.096888
1.226427	573.201076	6.938846	0.124613	0.761513	0.253092	2	3.85184	0.439365	0.264304	0.620779	0.327018	1	0	0	-0.115591	0.392543	1	USER_006949	0.04285	8.382962	0.076645	4.085252	1.759185	0.021565	25.913407	0.354292	0.20067	4.028755
3.043568	491.39765	5.589134	0.038334	0.78089	0.361643	4	4.217332	0.593729	0.212923	0.163426	0.26837	0	0	3	0.073662	0.387779	1	USER_002100	-0.091717	4.352339	0.901057	7.728194	1.882227	-0.0598	17.83931	0.397568	0.273394	9.702061
1.788744	573.50694	6.251351	0.068013	0.699996	0.089689	2	4.111921	0.677736	0.320216	0.320915	0.158578	1	0	0	-0.027632	0.781678	0	USER_006164	0.12242	8.116433	0.868882	4.438058	2.425947	0.061542	28.453355	1.502321	0.537085	7.452758
5	549.232694	1.927221	0.191442	0.236752	0.575936	1	5.268196	0.838625	0.003781	0.268927	0.074508	0.307738	0.188578	0.23012	0.00747	0.881624	0	U_SYN_12338	0.30344	5.722965	0.100398	1	0.094436	0.165936	0.897463	0.213445	0.078917	1.598584
0	662.944664	2.775992	0.344478	0.447891	0.365636	0	5.408006	0.969593	0.008708	0.383392	0.098113	0.046018	0.009089	0.051127	0.003963	0.776055	0	U_SYN_2048	0.262463	5.06669	0.284126	0	0.119777	0.089264	0.665357	0.028695	0	1.419399
5	562.286606	3.092758	0.5586	1.263799	0.389623	0	7.458697	0.811333	0.006232	0.409888	0.002226	0.125095	0.000802	0.172885	0.007884	0.3681	0	U_SYN_5997	0.582982	2.267751	0.771394	0	0.174958	0.304967	0.531891	0.113236	0.421266	4.348283
5.584377	541.208241	6.085484	0.401032	0.82426	0.498231	2	3.958631	0.415715	0.220751	0.282034	0.458331	3	0	1	-0.089786	0.668411	1	USER_007984	0.380207	5.929016	0.979709	6.985535	1.172249	0.213463	15.267547	0.177533	0.129863	6.347761
0.188792	543.638922	5.578858	0.093714	0.569015	0.192405	1	4.699047	0.587362	0.171264	0.108155	0.00905	1	0	2	0.109057	0.300125	0	USER_008629	0.087285	5.318689	0.339735	2.603472	0.996856	0.048619	22.527285	1.201941	0.436741	0.316404
12.804295	431.420608	3.244464	0.320687	0.681525	0.637484	3	5.056862	0.310359	0.336976	0.564015	0.448259	0	0	0	0.2444	0.48932	1	USER_000444	0.231133	1.444973	0.066306	5.523831	4.054532	0.175904	5.880845	-0.018572	0.979671	1.793077
0	692.079889	2.993948	0.416039	1.968532	0.283901	0	8.338422	1	0.001443	0.444781	0.004834	0.184604	0.006423	0.176441	0.003812	0.015734	0	U_SYN_13456	0.58316	1.447378	1.409663	0	0.134468	0.167441	0.496359	0.057308	0	4.862636
0.344274	682.921157	6.685638	0.154512	0.793557	0.323875	0	1.410315	0.615389	0.191607	0.394828	0.009821	2	0	1	0.115229	0.775927	1	USER_005562	0.148402	9.452166	0.140559	3.329541	2.049508	0.045082	22.601651	-1.558859	0.58359	9.882961
7	566.911734	3.570237	0.592867	2.028997	0.176986	0	9.388429	0.801878	0.001556	0.381799	0.066852	0.121019	0.081211	0.092868	0.004841	0	0	U_SYN_4809	0.778152	1.676957	1.669893	2	0.161534	0.400519	0.25726	0.139918	0.946865	7.305625
0	739.780528	4.955651	0.140233	0.567584	0.565409	0	7.412749	0.945186	0.000793	0.613674	0.08227	0.161484	0.09698	0.127944	0.006419	0.716208	0	U_SYN_10916	0.195146	7.423266	0.246667	0	0.027738	0.039107	2.409041	0.099465	0	1.446571
7	708.783512	2.44572	0.770371	0.707657	0.595793	3	7.703776	0.903248	0.004022	0.377092	0.023415	0.505331	0.462149	0.489681	0.007791	0.646172	0	U_SYN_3636	0.591206	3.028168	0.28604	5	0.302614	0.151796	0.334602	0.328945	0.33024	4.554518
1.328677	555.073545	5.859749	0.362981	0.828854	0.29658	2	2.359949	0.627901	0.282426	0.214764	0.033381	2	0	1	0.004728	0.583892	1	USER_008524	0.580656	7.224773	0.62807	5.039125	3.901382	0.311365	20.609334	0.763778	0.280351	2.894367
3.486647	473.094118	2.18215	0.347713	0.793525	0.455091	1	4.911798	0.486662	0.251528	0.373142	0.154588	0	0	1	0.063751	0.686461	1	USER_008574	0.199501	2.03947	0.811521	0.709119	2.532242	0.136714	5.945364	0.654403	0.280536	7.290362
1.046072	762.692851	8.769212	0.162447	0.766275	0.374277	0	-0.240168	1	0.044974	0.17911	0.197564	0	0	0	-0.056561	0.007735	0	USER_002844	0.241199	17.124178	0.119082	1.849086	0.6991	0.038288	27.435486	-0.014183	0.924998	1.129704
1.890262	587.60603	4.079554	0.022659	0.811234	0.526184	1	3.075004	0.841401	0.256677	0.886378	0.473158	2	0	1	0.006736	0.856168	1	USER_000106	0.054369	4.553297	0.110209	4.283325	1.925352	0.025938	9.66479	1.35493	0.270585	1.923165
5	682.781872	1.273935	0.584469	0.855937	0.473989	3	6.870467	0.734196	0.009344	0.146915	0.022146	0.568772	0.516876	0.37273	0.005658	0.572031	0	U_SYN_5989	0.592096	1.332655	0.450232	3	0.425398	0.180017	0.250911	0.432016	0.285312	4.067973
5	631.527409	1.760598	0.236922	0.580881	0.402311	3	8.252511	0.863583	0.004304	0.184539	0.046071	0.526576	0.456734	0.546245	0.00508	0.709559	0	U_SYN_9860	0.394745	2.585763	0.347187	3	0.127337	0.156802	0.540494	0.34956	0.193627	3.25764
0.414015	502.343788	4.847333	0.249113	0.992085	0.478114	1	4.868912	0.481196	0.395452	0.311211	0.094353	4	0	0	-0.027322	0.360129	1	USER_003384	0.261852	5.15756	0.955351	5.626026	6.137723	0.165517	12.648764	0.995002	0.504889	6.036532
2	620.768285	2.492287	0.416309	0.963878	0.187493	0	6.705518	0.802963	0.007355	0.372003	0.065319	0.132061	0.060408	0.018189	0.00264	0.518061	0	U_SYN_12763	0.43482	2.342643	0.783158	0	0.160595	0.181227	0.272751	0.136556	0.128517	2.915696
1.246408	607.779479	5.01113	0.232608	0.709189	0.357287	0	2.689445	0.646511	0.279014	0.748949	0.118498	1	0	0	-0.031552	0.755313	0	USER_000158	0.119495	6.29554	0.93088	0.699924	4.293962	0.052626	16.103596	-0.464681	0.963674	8.910235

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