Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	678.332359	10	0.025663	0.463096	0.474417	0	8.0655	0.974696	0.003171	1.048509	0.084177	0.142144	0.019465	0.184963	0.006916	0.768452	0	U_SYN_8175	0.12012	17.758974	0.243395	0	0.002541	0.037492	4.622425	0.058604	0	0.968828
0	680.955565	1.506742	0.309843	0.640174	0.450965	2	7.250569	1	0.006952	0.199601	0.058209	0.364511	0.301701	0.518522	0.006617	0.679913	0	U_SYN_404	0.345463	2.03566	0.351478	2	0.192839	0.106179	0.468954	0.199864	0	2.504804
2	511.407333	1.294865	0.247723	0.783078	0.498467	2	7.084882	0.938913	0.004653	0.182985	0.047877	0.401629	0.306971	0.329263	0.007609	0.608461	0	U_SYN_384	0.414315	1.46631	0.39274	2	0.177596	0.255062	0.485555	0.237015	0.10441	2.935376
0	664.116625	2.079699	0.335327	0.608681	0.454205	0	6.230797	1	0.00315	0.365676	0.031971	0.048482	0.016831	0.088754	0.004566	0.695659	0	U_SYN_8702	0.31409	2.934603	0.332215	0	0.153841	0.106153	0.627857	0.019594	0	1.957033
0	707.635602	8.809568	0.062934	0.400452	0.418768	0	7.007738	0.975506	0.00246	1.064451	0.014521	0.031724	0.028242	0.222502	0.005125	0.799774	0	U_SYN_7266	0.121418	17.603209	0.232756	0	0.007064	0.031428	3.456989	0.027787	0	0.850869
7	526.813145	4.149824	0.455578	0.925515	0.644003	0	5.821629	0.874172	0.001895	0.570378	0.066068	0.024783	0.030697	0.171846	0.00766	0.537243	0	U_SYN_10344	0.508837	4.046577	0.32948	2	0.107199	0.298999	1.454969	0.066975	0.431907	2.96226
7.843032	514.201449	5.144026	0.206094	0.877859	0.248839	0	3.665111	0.508516	0.284175	0.090387	0.187941	0	0	1	0.087512	0.881025	0	USER_003017	0.283531	4.127253	0.95779	-0.382991	0.150539	0.173108	19.319951	-0.250757	0.690336	8.294915
0.750549	618.459731	4.9427	0.130393	0.809987	0.467106	1	3.942851	0.625735	0.166106	0.127819	0.099705	0	0	1	0.085731	0.319747	0	USER_005384	0.094841	5.84852	0.549396	-0.007677	0.328406	0.039926	13.169669	0.829147	0.764595	3.016594
5	522.769499	6.5572	0.394292	0.40317	0.467045	0	4.362626	1	0.00334	0.80787	0.087047	0.03234	0.081617	0.03442	0.006823	0.798415	0	U_SYN_13772	0.328964	13.031772	0.214872	0	0.059228	0.195722	1.854987	0.034187	0.13439	1.435148
0.00732	513.210665	4.596764	0.410413	0.952597	0.418697	1	5.605373	0.402048	0.528307	0.374947	0.224725	0	0	1	-0.025719	0.553088	0	USER_006168	0.306425	4.275727	0.969741	2.268913	2.766464	0.187637	13.360561	1.418711	0.44493	0.739792
0	744.12564	4.488724	0.430201	1.222323	0.376587	0	7.676724	1	0.006006	0.611804	0.052469	0.020958	0.087288	0.22056	0.00703	0.388838	0	U_SYN_6938	0.41711	3.394573	0.762012	0	0.093752	0.080293	0.963186	0.032474	0	3.202039
0	566.261792	4.811236	0.359497	0.528758	0.378949	0	5.107968	1	0.002961	0.594274	0.077727	0.140214	0.043349	0.194199	0.007767	0.735621	0	U_SYN_6970	0.254324	7.651972	0.328386	0	0.073199	0.131202	1.167772	0.055069	0	1.299077
3.912828	662.604136	8.697692	0.044624	0.79793	0.065668	0	0.571507	0.951871	0.076421	0.165577	0.128304	0	0	0	0.001349	0.782032	0	USER_005309	0.140321	13.886177	0.289262	-2.387527	3.183964	0.04781	40.632663	-0.658361	0.776476	8.377079
10	580.630351	2.009149	0.528486	0.743377	0.317188	1	8.641609	0.684409	0.006799	0.258138	0.063192	0.184419	0.148907	0.287012	0.006997	0.628312	0	U_SYN_4158	0.602046	2.382268	0.507587	3	0.250569	0.29486	0.300485	0.226234	0.495585	5.202648
9.587831	484.510107	0	0.501784	0.69113	0.559783	5	8.478011	0.2953	0.24899	0.885099	0.172129	0	1	3	-0.182928	0.429832	1	USER_008833	0.565152	0.81651	0.780382	10.480746	0.819151	0.375559	0	0.312519	0.879587	9.96886
2.077393	618.345272	5.797472	0.151739	0.671483	0.309192	0	3.046521	0.619877	0.026895	0.60928	0.001071	3	0	0	-0.051281	0.13988	0	USER_009380	0.156579	7.561212	0.389878	2.487062	0.920759	0.06595	20.024713	0.251957	0.805803	1.990544
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0	636.668419	2.431152	0.309353	1.157353	0.432289	0	7.02705	0.985868	0.005541	0.407201	0.041546	0.057944	0.075856	0.136605	0.007275	0.421324	0	U_SYN_2193	0.403292	1.933548	0.657042	0	0.122218	0.156427	0.725843	0.045793	0	2.833952
7	533.279051	1.501622	0.390546	1.210099	0.350423	3	8.725588	0.540213	0.006935	0.345924	0.015761	0.510451	0.481632	0.35891	0.005945	0.394951	0	U_SYN_1015	0.624057	1.14619	0.786053	5	0.243844	0.359367	0.320696	0.481539	0.564713	5.445263
7	783.045167	4.561081	0.486626	1.210352	0.332721	0	7.681581	0.688218	0.007433	0.651402	0.001297	0.169981	0.035036	0.194257	0.008163	0.394824	0	U_SYN_5124	0.570967	3.480807	0.807642	2	0.104402	0.069507	0.77908	0.186218	0.564831	4.385927
4.656043	745.192432	8.89433	0	0.648552	0.319671	2	1.150047	0.666087	0.023704	0.707182	0.126638	1	0	1	0.046934	0.027222	0	USER_008802	-0.105357	12.480407	0.940049	3.756284	0.29279	-0.020077	30.255355	-1.779082	0.177134	9.521343
3.138225	584.504263	7.19495	0.120248	0.921914	0.208935	1	3.608607	0.489948	0.26448	0.589816	0.106775	1	0	1	0.051981	0.284936	1	USER_008793	0.147825	8.203798	0.183863	3.192414	4.677208	0.071358	28.458356	0.364732	0.729648	1.653177
2.26086	470.957166	4.843781	0.362365	0.955461	0.521655	0	5.800696	0.32778	0.312362	0.065007	0.347815	0	0	1	0.119	0.887459	0	USER_004255	0.349953	4.525814	0.901254	-0.623075	0.490241	0.241177	11.585003	-0.597325	0.951141	4.283784
2	651.929088	3.1495	0.415888	1.429559	0.350851	0	8.063124	0.985611	0.00583	0.331007	0.07078	0.007736	0.014419	0.073212	0.007096	0.28522	0	U_SYN_9	0.512226	2.05909	0.927997	0	0.127985	0.184468	0.645446	0.012402	0.190608	4.130144
0	649.877496	7.574151	0.604169	1.576268	0.303154	0	9.171688	0.961883	0.004567	0.886367	0.041339	0.190826	0.078965	0.153606	0.00746	0.211866	0	U_SYN_10136	0.522566	4.518462	1.098415	0	0.078728	0.19014	0.908881	0.096184	0	4.792811
1.816727	625.802472	9.031396	0.298764	0.68966	0.349582	1	1.574163	0.612024	0.149665	0.254264	0.35547	0	0	0	-0.016908	0.057016	0	USER_003222	0.210995	13.536887	0.261068	1.448589	0.821754	0.086008	29.370907	0.668684	0.216175	5.753846
5	678.98112	0.552945	0.447076	0.954753	0.482086	0	6.387343	0.732694	0.009072	0.13392	0.066236	0.027494	0.033237	0.027896	0.007711	0.522624	0	U_SYN_4804	0.731378	0.524241	0.49448	0	0.684707	0.227417	0.147391	0.125142	0.318251	4.671561
2.331847	558.304174	5.801551	0.181854	0.621291	0.259074	0	4.045297	0.622951	0.179384	0.761891	0.350882	0	0	4	0.043895	0.406444	0	USER_001639	-0.104735	6.187941	0.317988	-1.064375	8.161386	-0.055547	21.492589	0.716631	0.232374	6.744395
4.79455	680.209284	6.321614	0.212522	0.961676	0.419318	0	2.751783	0.462045	0.14426	0.629944	0.115092	1	0	2	-0.058177	0.891845	0	USER_008410	0.296738	7.173545	0.953941	1.81207	0.301861	0.091606	18.354235	0.385313	0.82008	4.558544
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0	549.203777	4.895506	0.228956	0.183498	0.668316	0	5.159875	1	0.000596	0.571957	0.089341	0.113544	0.006279	0.205401	0.010963	0.908251	0	U_SYN_1581	0.145422	17.268208	0.060863	0	0.045832	0.079532	2.522662	0.035947	0	0.750361
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13.758172	419.397241	4.383795	0.481093	0.725635	0.554978	1	7.917783	0.209465	0.369724	0.411171	0.217044	0	0	2	0.007507	0.726609	1	USER_006447	0.265237	2.587861	0.762053	2.268139	1.958028	0.207658	9.754436	0.078204	0.773098	7.586869
0	716.309402	2.176387	0.185	0.86384	0.44491	0	5.551126	0.965076	0.009588	0.405807	0.082195	0.130867	0.026188	0.062999	0.005016	0.56808	0	U_SYN_11023	0.316127	2.258037	0.479509	0	0.081269	0.076842	0.789161	0.061086	0	1.754859
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2	673.422041	2.280422	0.274664	0.917928	0.546964	0	6.509547	0.936587	0.006916	0.321111	0.064744	0.182493	0.092385	0.217038	0.010179	0.541036	0	U_SYN_1353	0.390003	2.240259	0.415854	0	0.115384	0.125211	0.904719	0.107828	0.12239	2.538745
0	590.957305	1.875261	0.268388	0.444953	0.507525	3	7.704826	0.99618	0.00658	0.24701	0.001603	0.491314	0.434231	0.450457	0.006879	0.777523	0	U_SYN_13323	0.270759	3.441142	0.219128	3	0.135875	0.127524	0.696306	0.279192	0	2.086154
0	673.855753	2.829181	0.251513	0.385417	0.519672	0	4.026272	0.850469	0.002598	0.428653	0.009095	0.152448	0.082786	0.13414	0.007357	0.807292	0	U_SYN_7114	0.220816	5.828352	0.185126	0	0.085865	0.070719	1.10046	0.130383	0	0.889065
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1.187473	618.672419	7.489568	0	0.859579	0.066348	1	1.674551	0.971253	0.053595	0.194532	0.298604	1	0	0	0.04384	0.388688	1	USER_004087	-0.190688	12.363993	0.061912	5.433061	1.384741	-0.080203	34.963234	1.389942	0.639313	7.438763
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2	549.745804	3.008283	0.290886	0.576827	0.609611	0	5.788552	0.855786	0.001751	0.432637	0.006333	0.147612	0.026419	0.000417	0.009139	0.711587	0	U_SYN_8053	0.306975	4.444687	0.225187	0	0.093584	0.167583	1.300431	0.109895	0.07691	1.776943
0	629.8	0.5	0.178017	0.536502	0.541252	1	6.667764	0.84812	0.007431	0.053124	0.029223	0.290612	0.196897	0.385341	0.009245	0.731749	0	U_SYN_11829	0.494039	0.785544	0.246119	1	0.296696	0.197795	0.22245	0.207005	0	3.294135
0	541.52412	3.944375	0.624617	0.894799	0.594599	0	6.910178	1	0.008541	0.437991	0.028124	0.05798	0.09772	0.173995	0.006347	0.552601	0	U_SYN_9588	0.415796	3.964998	0.362752	0	0.154441	0.233206	0.880393	0.04671	0	2.873227
1.089142	672.934691	8.662888	0.01129	0.585053	0.14209	2	4.146833	0.746008	0.158035	0.227216	0.446683	0	0	0	0.059369	0.020287	0	USER_004968	-0.035168	12.182993	0.03907	3.245726	1.484639	-0.011322	37.159912	1.603364	0.193367	5.318489
1.15117	715.502932	8.953476	0.121179	0.722076	0.121675	0	2.024447	0.725848	0.054183	0.095144	0.204379	1	0	2	-0.058675	0.482827	0	USER_009317	0.235312	12.789837	0.623392	-0.463553	0.028376	0.057543	39.320321	-1.37449	0.20654	0.475336
0	668.844008	2.64799	0.449359	0.574416	0.524315	0	6.085759	1	0.005339	0.282704	0.030382	0.183171	0.034885	0.104238	0.008852	0.712792	0	U_SYN_5645	0.322471	3.926347	0.273241	0	0.163523	0.106214	0.764501	0.065417	0	1.962482
3.046795	575.206757	3.97251	0.154066	0.848882	0.403295	2	5.425927	0.720916	0.252531	0.19819	0.465495	1	0	0	-0.089683	0.650719	1	USER_004760	0.03511	4.13215	0.387981	3.486897	1.053764	0.017542	11.852089	1.422618	0.682836	4.669745
2.277109	434.120509	3.006589	0.403529	0.977219	0.568982	4	7.040231	0.249921	0.439699	0.086616	0.452711	0	0	0	0.107711	0.372486	1	USER_002640	0.543654	1.734069	0.020541	8.488688	0.744113	0.411081	6.479471	-0.332154	0.203581	8.478821
2	582.848939	4.635028	0.228727	0.349326	0.439824	0	5.616025	1	0.008084	0.646661	0.085642	0.014651	0.047573	0.082593	0.004459	0.825337	0	U_SYN_6190	0.220722	10.315516	0.195684	0	0.048305	0.107211	1.572313	0.018667	0.046577	1.239579
5.596716	498.86859	4.651897	0.239702	0.97627	0.508674	5	3.699092	0.231225	0.492292	0.356829	0.124025	3	0	2	-0.092745	0.982729	1	USER_000761	0.288875	2.390918	0.294346	14.513228	2.487597	0.184424	11.427995	-0.166275	0.383796	3.100077
0	516.120079	0.819284	0.36325	0.333259	0.53688	2	7.037036	1	0.009133	0.247399	0.083272	0.504455	0.356208	0.342077	0.010121	0.83337	0	U_SYN_11704	0.393187	1.89098	0.154339	2	0.395145	0.238686	0.280079	0.258199	0	2.766874
0	793.328217	3.653517	0.800795	1.249571	0.317741	1	9.204396	0.883557	0.007468	0.492316	0.077116	0.190267	0.180043	0.13565	0.004862	0.375214	0	U_SYN_13843	0.543436	2.707169	0.852531	1	0.213345	0.055995	0.231252	0.15767	0	5.002
2.728999	555.106101	6.721154	0.207015	0.642786	0.485871	2	4.554787	0.810814	0.092544	0.072272	0.140664	0	0	2	0.18412	0.413496	0	USER_006732	0.186183	8.020384	0.506276	2.870874	0.643937	0.099826	17.277694	2.037418	0.436232	9.812484
0	821.654032	6.989721	0.471436	1.407614	0.181543	0	7.00703	1	0.003579	0.776342	0.069318	0.003222	0.049015	0.282729	0.005412	0.296193	0	U_SYN_11003	0.451163	4.63628	1.152071	0	0.066496	0.023252	0.670715	0.015671	0	3.161315
2.735718	583.936363	4.589284	0.169098	1	0.336748	1	3.200321	0.555526	0.305973	0.637666	0.013634	1	0	0	0.023097	0.74533	1	USER_005559	0.112105	5.298778	0.63178	2.366918	0.265772	0.054231	15.219264	1.754009	0.932839	8.744344
7	619.123821	10	0.520655	1.635705	0.378087	1	8.753258	0.723897	0.002098	1.058371	0.009965	0.209102	0.213846	0.163564	0.004921	0.182148	0	U_SYN_4910	0.64314	5.761348	1.017266	3	0.05155	0.269974	1.81234	0.237325	0.763329	5.629566
7	790.943442	1.568995	0.687646	0.475421	0.634843	3	9.40663	0.772886	0.00753	0.172791	0.087718	0.616865	0.475042	0.497609	0.008871	0.76229	0	U_SYN_1852	0.561211	2.726691	0.173603	5	0.412012	0.06026	0.311125	0.418417	0.221863	5.279101
2.473084	660.032446	8.373682	0.039324	0.290806	0.219324	0	1.434415	0.599118	0.148952	0.132318	0.072148	1	0	0	0.717652	0.083932	0	USER_007700	0.152221	11.72645	0.382319	1.581183	3.223777	0.052577	32.685661	-1.628662	0.361358	5.584724
5	667.732836	6.638388	0.67855	1.06051	0.373891	0	6.182518	0.805352	0.009773	0.749393	0.0023	0.022412	0.011365	0.139074	0.00465	0.469745	0	U_SYN_12972	0.545348	5.720234	0.663995	0	0.100699	0.180725	0.797849	0.087992	0.353503	3.371622
0.916316	647.575506	8.477732	0.25245	0.757855	0.174378	0	1.325073	0.746427	0.214906	0.09367	0.309293	0	0	1	-0.00562	0.849612	0	USER_009819	0.284095	12.496139	0.015585	0.747905	0.679384	0.10456	34.997011	0.186884	0.228493	9.943075
0	470.934901	0.521927	0.205616	0.212344	0.287445	1	7.167857	1	0.005583	0.157223	0.016046	0.214348	0.224585	0.129626	0.007291	0.893828	0	U_SYN_2105	0.425735	1.671	0.151307	1	0.330611	0.29342	0.119178	0.13168	0	3.051606
5.266146	635.46609	7.798443	0.227363	0.794431	0.258318	0	1.810952	0.734271	0.129341	0.070499	0.169002	0	0	0	0.270738	0.238147	0	USER_001517	0.153126	11.163023	0.530821	-0.312429	1.185945	0.059728	28.919842	0.177243	0.43348	8.271095
0	704.787524	0.5	0.690148	0.56241	0.652956	1	7.096807	1	0.000636	0.230619	0.067139	0.234644	0.241453	0.146045	0.00726	0.718795	0	U_SYN_13428	0.65286	0.754819	0.195181	1	1.150247	0.17237	0.10116	0.142829	0	4.63322
0	716.73831	5.905575	0.264339	0.526186	0.37115	0	5.792412	0.99174	0.00377	0.641441	0.076393	0.140104	0.067884	0.172897	0.00622	0.736907	0	U_SYN_5029	0.217841	9.431029	0.330892	0	0.044016	0.052782	1.612462	0.0657	0	1.261826
0.994488	615.785169	6.364903	0.213706	0.831124	0.405768	1	2.859077	0.84671	0.051563	0.627781	0.219443	0	0	0	0.004876	0.982963	0	USER_002312	0.072151	9.427	0.955676	2.331539	0.188938	0.030725	18.911153	1.685606	0.674909	4.423347
0	788.557523	1.152718	0.344164	1.734991	0.301457	3	8.762373	0.91481	0.005049	0.224708	0.079063	0.547841	0.506071	0.384413	0.005705	0.132505	1	U_SYN_823	0.6099	0.628188	1.211966	3	0.274734	0.068134	0.227899	0.350249	0	5.344173
4.435899	684.617407	7.550145	0.197242	0.558384	0.278952	1	1.060629	0.822639	0.115954	0.279403	0.222337	0	0	0	0.105036	0.109759	0	USER_008960	-0.066397	11.052906	0.274148	3.014824	0.938388	-0.019965	27.220079	-1.928689	0.026059	5.566133
2	575.289725	10	0.125854	0.696644	0.550315	0	5.180485	0.817863	0.009151	1.084237	0.015624	0.150349	0.02998	0.129908	0.00609	0.651678	0	U_SYN_1531	0.236887	12.552659	0.313271	0	0.012461	0.118319	4.810554	0.126953	0.092886	1.227189
2	560.366667	0.996813	0.335044	0.284438	0.644729	2	7.527228	0.823719	0.003063	0.12842	0.064861	0.463132	0.302659	0.355883	0.007234	0.857781	0	U_SYN_1214	0.379747	2.592911	0.101053	2	0.30547	0.199977	0.42735	0.30025	0.037925	2.858444
2	561.607705	3.599809	0.250718	0.849309	0.231883	0	8.168716	0.869356	0.003529	0.363528	0.061355	0.183936	0.090414	0.197286	0.006743	0.575345	0	U_SYN_504	0.339134	3.79203	0.652369	0	0.067765	0.177825	0.62545	0.134563	0.113241	2.770291
0	850	3.58451	0.534719	0.619201	0.49447	0	6.656444	0.834208	0.0021	0.532211	0.001875	0.111562	0.08965	0.00654	0.007832	0.690399	0	U_SYN_14683	0.338537	4.984015	0.313025	0	0.145126	0	0.824678	0.126681	0	2.253455
0	602.18133	0.5	0.331519	1.201486	0.246298	2	8.444267	1	0.003262	0.124936	0.055866	0.492263	0.314357	0.503573	0.004598	0.399257	0	U_SYN_10188	0.673086	0.384176	0.905563	2	0.552531	0.303279	0.082323	0.241986	0	5.68372
0	810.569011	2.287248	0.598394	0.775075	0.389736	0	5.424048	0.97004	0.002147	0.377639	0.052701	0.027248	0.070229	0.217004	0.005049	0.612462	0	U_SYN_6530	0.418312	2.613772	0.473	0	0.250663	0.02999	0.358001	0.041227	0	2.268944
3.184022	559.180202	4.904197	0.18914	0.757584	0.477424	2	2.895786	0.441844	0.259795	0.875327	0.380671	2	0	2	0.101238	0.967184	1	USER_004456	0.221605	5.157876	0.299667	6.740629	0.000325	0.117177	12.814075	-0.805009	0.856913	7.813793

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