Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
7	613.848677	7.149552	0.52905	0.470356	0.383842	2	7.663531	0.660555	0.007728	0.815871	0.069145	0.350629	0.345305	0.471762	0.004975	0.764822	0	U_SYN_10150	0.420374	12.535234	0.289814	4	0.072977	0.180494	1.292428	0.344558	0.2195	3.22155
2	664.634092	1.884101	0.651912	0.76047	0.401948	1	8.400897	0.981107	0.0037	0.227712	0.088055	0.273459	0.148854	0.370168	0.005381	0.619765	0	U_SYN_9576	0.488469	2.189618	0.4548	1	0.328568	0.164628	0.263611	0.134251	0.101396	4.103578
0	677.566808	1.75237	0.778182	2.343434	0.257595	3	9.975433	1	0.004423	0.278671	0.070552	0.663795	0.476687	0.543367	0.007238	0	1	U_SYN_13116	0.810111	0.717175	1.739777	3	0.420101	0.253982	0.100129	0.342145	0	8.081211
1.109088	619.178396	8.51542	0.120002	0.772852	0.289952	0	2.240966	0.835074	0.076557	0.126105	0.40433	0	0	0	0.33671	0.569054	0	USER_008003	0.068596	12.481139	0.701044	-0.283655	0.483546	0.028788	30.231775	-1.201288	0.87221	0.126102
10	844.730423	6.694065	0.41213	1.982316	0.356793	3	10	0.778324	0.007144	0.696119	0.046667	0.538353	0.504543	0.451556	0.003922	0.008842	0	U_SYN_3709	0.749539	3.214722	1.27504	5	0.06066	0.007181	1.404066	0.401539	1.321544	7.495395
9.799024	517.183747	6.78723	0	0.6807	0.566389	0	3.876719	0.449639	0.430544	0.980965	0.174331	0	0	2	-0.13475	0.909007	1	USER_009485	0.050555	7.112283	0.280449	2.881633	0.170033	0.030592	14.715086	-0.900217	0.646812	2.746277
3.232959	504.134568	2.266611	0.256093	0.893086	0.547627	2	4.59161	0.486438	0.310305	0.356068	0.124895	1	0	0	0.122846	0.245794	1	USER_006233	0.067283	1.909294	0.234297	6.29327	1.130188	0.042311	5.126768	-1.542275	0.462027	2.521942
0	501.174179	1.870027	0.529082	0.920839	0.359747	0	8.091195	1	0.002586	0.305581	0.089025	0.131523	0.032401	0.047915	0.008273	0.53958	0	U_SYN_4748	0.444414	1.831853	0.58957	0	0.268566	0.28186	0.316804	0.049177	0	3.59584
0.519035	550.658705	3.663777	0.125057	0.87695	0.450852	2	4.001618	0.479576	0.147978	0.901771	0.285352	3	0	1	0.016065	0.645319	0	USER_005652	0.030772	2.929896	0.187219	7.860151	1.250796	0.016748	10.059777	1.941034	0.823195	1.16677
0	690.98088	3.75562	0.299793	1.311257	0.253356	0	8.061004	0.973901	0.002575	0.556488	0.046785	0.009183	0.079878	0.297938	0.006149	0.344372	0	U_SYN_11714	0.404062	2.661189	0.979042	0	0.077755	0.116825	0.666253	0.037158	0	3.257142
4.799923	483.962068	3.90238	0.468251	0.856119	0.54164	1	6.559625	0.382954	0.469526	0.800075	0.327488	2	0	0	0.090258	0.621127	1	USER_000485	0.578162	2.911151	0.016281	4.462458	2.053405	0.384781	8.943478	2.262225	0.48082	0.668981
1.098748	656.290049	7.084634	0.112517	0.63908	0.386188	3	0.89647	0.51874	0.193514	0.936673	0.099746	0	0	0	0.148968	0.995541	1	USER_009853	0.122895	10.540723	0.098889	5.222697	1.132363	0.043284	21.743179	0.590676	0.37919	7.295288
0.867927	706.698245	9.573647	0.110019	0.571736	0.342292	1	2.312847	0.580748	0.041206	0.202913	0.038158	0	0	1	0.382579	0.673674	0	USER_005570	0.08596	15.295535	0.565202	1.765689	0.363806	0.022397	31.48334	-0.696489	0.833438	8.088221
0	656.215091	3.772782	0.157262	0.821421	0.294766	0	4.923211	0.904455	0.001249	0.455817	0.055967	0.089829	0.060579	0.207707	0.004779	0.58929	0	U_SYN_5301	0.263105	4.094527	0.579294	0	0.040607	0.092702	0.937199	0.083341	0	1.295323
5.988566	651.664649	8.34976	0.15743	0.715651	0.292449	0	1.253746	0.847583	0.0921	0.577971	0.368098	1	0	0	0.197874	0.032655	0	USER_004307	0.163475	12.295674	0.768219	2.237512	0.149849	0.058951	29.539416	-0.968156	0.562158	0.965491
0	608.599476	5.08266	0.35289	0.632872	0.318645	0	5.721174	0.924384	0.006779	0.633452	0.017518	0.181228	0.057959	0.032707	0.005291	0.683564	0	U_SYN_6588	0.271032	6.935261	0.43121	0	0.068091	0.118959	1.048036	0.102003	0	1.55062
2	596.283574	1.35503	0.373019	0.599077	0.548284	1	6.392017	0.9608	0.007864	0.203924	0.043881	0.287193	0.16483	0.309556	0.005866	0.700461	0	U_SYN_1810	0.409175	1.938313	0.270613	1	0.256365	0.188754	0.46581	0.151287	0.079877	2.615456
1.554772	771.77727	8.676677	0.177337	0.779658	0.375265	0	-1.013022	0.926865	0.082805	0.075264	0.261022	0	0	0	0.096642	0.593524	0	USER_004870	0.063957	14.824769	0.940388	-0.09428	0.330749	0.009096	27.103109	0.542175	0.482368	1.0188
0.997552	698.662069	0.245123	0.543073	0.475729	0.060428	0	7.884975	0.765467	0.197135	0.428098	0.045052	1	0	0	0.26957	0.576074	1	USER_008803	0.408478	0.777855	0.578172	1.720185	2.208408	0.112397	1.151556	-0.389787	0.801068	4.437626
7	850	10	0.6892	1.452588	0.188231	2	8.306649	0.661318	0.000424	1.131707	0.039956	0.505879	0.302103	0.37928	0.004386	0.273706	0	U_SYN_3141	0.65708	6.440857	1.179166	4	0.068238	0	0.585023	0.377867	0.677875	5.45813
10	729.21374	4.593781	0.66423	1.81394	0.30203	1	9.887936	0.48638	0.005213	0.541669	0.026725	0.161782	0.232023	0.204164	0.007053	0.09303	1	U_SYN_1324	0.804667	2.400169	1.266077	3	0.141513	0.176714	0.465866	0.32359	1.209294	7.956494
0	699.271542	0.987524	0.730883	1.008635	0.246487	5	10	1	0.002321	0.176393	0.083362	0.87549	0.759228	0.831887	0.006661	0.495683	1	U_SYN_4312	0.604896	0.890757	0.760019	5	0.672062	0.165773	0.065506	0.490416	0	6.048958
7	765.42348	0.5	0.547529	1.195233	0.303955	3	8.246045	0.695366	0.0081	0.199541	0.078274	0.498158	0.466421	0.539928	0.007303	0.402384	0	U_SYN_7494	0.876639	0.386031	0.831936	5	0.912548	0.134806	0.068765	0.411227	0.557775	7.2288
2	635.084601	6.890613	0.681075	0.644789	0.336633	0	6.802165	0.849384	0.000865	0.800114	0.003634	0.068874	0.091556	0.25528	0.007226	0.677606	0	U_SYN_8691	0.40189	9.251771	0.427731	0	0.097427	0.157041	0.739782	0.108376	0.085972	2.733722
3.232203	687.680399	6.735065	0.009886	0.801693	0.396033	1	-0.952656	0.829102	0.02576	0.424831	0.186091	0	0	0	-0.054098	0.480567	0	USER_009384	0.11247	10.012453	0.997991	0.953684	1.844845	0.033193	20.338769	-0.60255	0.075837	6.534879
0	672.742127	5.982037	0.375162	1.132262	0.455283	0	7.370639	1	0.006964	0.769933	0.083353	0.014747	0.033482	0.125459	0.005699	0.433869	0	U_SYN_9580	0.371885	4.854517	0.616763	0	0.061684	0.119854	1.701757	0.014469	0	2.741028
0	695.746869	3.222938	0.797047	0.798797	0.505044	1	6.893161	0.994452	0.005655	0.438099	0.057013	0.321711	0.202527	0.223304	0.00853	0.600602	0	U_SYN_13807	0.459061	3.585835	0.395369	1	0.239862	0.128748	0.330352	0.159491	0	3.164383
7.864486	690.618559	9.266255	0.529309	0.54214	0.036437	2	1.394978	0.679424	0.167317	0.868442	0.40874	2	0	2	0.04268	0.034988	0	USER_006925	0.225427	13.332892	0.000843	6.604539	1.902083	0.065325	44.64311	-0.223536	0.436743	0.486826
2.194065	572.683502	6.092971	0.131274	0.953304	0.173091	4	3.682776	0.476647	0.242513	0.732774	0.391879	1	0	0	-0.143649	0.122427	1	USER_007556	0.081453	6.823563	0.93542	8.762316	0.205317	0.04107	25.191674	-1.197549	0.049964	2.705155
5.613183	528.276202	3.808183	0.247949	0.841198	0.403088	2	5.314466	0.467384	0.284177	0.914525	0.089316	1	0	2	-0.072223	0.123108	1	USER_002924	0.195605	2.266867	0.288375	5.114912	1.04944	0.11442	11.365748	0.249102	0.61622	8.263185
2.269313	549.467871	7.096723	0.171996	0.836973	0.241252	4	4.864973	0.68301	0.257017	0.028184	0.031809	2	0	1	-0.024826	0.134312	0	USER_004065	0.1053	9.111769	0.560397	10.854965	3.180874	0.057538	26.923137	-0.194272	0.55491	9.688428
0.212849	561.6956	6.55448	0.025328	0.857257	0.308774	1	1.496151	0.576464	0.036761	0.17634	0.172316	1	0	0	0.031291	0.921093	0	USER_009857	-0.149635	8.554825	0.033352	2.678502	3.667575	-0.078437	22.653151	0.691096	0.74449	8.733295
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1.529981	446.04252	2.949043	0.327883	0.867478	0.430066	2	6.774435	0.233731	0.446146	0.970966	0.024394	3	0	1	0.033219	0.409679	1	USER_002575	0.503967	2.000484	0.429829	6.079429	0.226033	0.370148	8.403797	0.077462	0.061964	9.933681
5	709.910163	3.91936	0.707514	0.993791	0.522367	1	7.782176	0.705044	0.008012	0.516791	0.078718	0.178774	0.1948	0.392102	0.008116	0.503104	0	U_SYN_13964	0.560772	3.583279	0.474668	1	0.176026	0.142833	0.598819	0.230054	0.331264	4.364023
1.692669	598.836966	6.42407	0.219062	0.789269	0.298945	2	2.043232	0.57758	0.210678	0.826417	0.117763	0	0	0	0.020235	0.277881	1	USER_006677	0.113315	8.713416	0.819043	3.110708	1.291592	0.051747	22.518125	1.493588	0.042249	5.829685
0	631.081966	0.693657	0.392037	1.978416	0.235293	2	10	0.921737	0.003841	0.113082	0.082991	0.332641	0.297428	0.472217	0.003247	0.010792	0	U_SYN_1542	0.765292	0.333743	1.512908	2	0.493963	0.304611	0.099227	0.220326	0	7.652925
5	511.61712	2.277401	0.456108	1.747224	0.344262	0	7.237051	0.998592	0.004189	0.371731	0.075427	0.113274	0.045821	0.276785	0.003834	0.126388	0	U_SYN_11493	0.670403	1.232878	1.145721	0	0.191852	0.41246	0.426423	0.048292	0.582408	4.851738
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5	608.454952	6.760274	0.997133	1.270696	0.32547	3	9.419522	0.813133	0.00827	0.859492	0.031752	0.619734	0.531124	0.624999	0.005831	0.364652	1	U_SYN_7056	0.682432	4.932	0.857123	3	0.145349	0.299706	0.006308	0.420004	0.423565	6.428188
5	769.613372	1.788827	0.441284	0.812615	0.461125	2	8.754697	1	0.005783	0.263523	0.082131	0.355425	0.325273	0.437113	0.008761	0.593693	0	U_SYN_2539	0.500794	1.960111	0.437898	2	0.233629	0.073195	0.460869	0.204209	0.270872	4.384301
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9.440474	300	1.627274	0.617054	0.771164	0.465855	3	7.553385	0.170874	0.500737	0.219576	0.346605	3	0	0	-0.001374	0.014076	1	USER_009704	0.644186	0.275806	0.524524	8.622093	2.449219	0.644186	4.346006	-0.10166	0.665124	2.523539
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0	592.824575	6.587634	0.064876	0.980985	0.311933	0	8.757023	1	0.002889	0.697726	0.06157	0.038505	0.092512	0.106179	0.007854	0.509508	0	U_SYN_13923	0.245566	6.094104	0.674984	0	0.009701	0.114825	1.921583	0.039305	0	2.150425
0	697.584038	3.255594	0.287523	0.538062	0.589578	0	6.057073	1	0.004732	0.345826	0.069681	0.053681	0.027852	0.133527	0.007102	0.730969	0	U_SYN_14512	0.253471	5.102318	0.220833	0	0.085685	0.070242	1.367547	0.02446	0	1.535293
0	616.496211	6.729099	0.321875	0.373187	0.429682	0	6.744089	0.77802	0.003126	0.85978	0.086691	0.029876	0.027739	0.290127	0.006764	0.813407	0	U_SYN_7186	0.200486	14.220807	0.212835	0	0.047133	0.085117	1.960712	0.106077	0	1.352097
0	572.785104	3.230765	0.548436	0.764713	0.518867	0	7.143635	1	0.005731	0.45595	0.045642	0.081165	0.047356	0.141383	0.007225	0.617643	0	U_SYN_698	0.37752	3.736227	0.367929	0	0.164658	0.19028	0.756974	0.038556	0	2.696863
4.963427	549.85996	5.774271	0.047397	0.642132	0.372382	1	4.608456	0.566539	0.203899	0.665761	0.162041	2	0	1	0.144554	0.033716	0	USER_005876	0.038946	5.621592	0.119506	2.78904	0.969786	0.021253	18.120178	0.849971	0.087882	1.085578
17.633505	437.769017	2.784098	0.402508	0.730984	0.528073	2	6.50126	0.135843	0.406572	0.300118	0.146162	1	0	0	-0.044657	0.35754	1	USER_002749	0.102863	1.845491	0.97671	5.460696	2.018785	0.077097	6.569452	1.121423	0.709982	5.206555
3.067141	560.611163	5.841402	0.180491	0.754455	0.356179	2	4.665102	0.561398	0.2591	0.045925	0.49897	0	0	0	-0.139391	0.660846	0	USER_009416	0.121166	5.564822	0.472305	3.899825	0.027373	0.063753	18.804085	-0.990422	0.923795	1.953275
0	801.204862	1.678974	0.10207	0.664841	0.305845	2	7.710815	1	0.007536	0.176127	0.056261	0.340721	0.319177	0.285657	0.006082	0.66758	0	U_SYN_14191	0.276014	2.195194	0.461502	2	0.057376	0.024487	0.461092	0.197969	0	2.12829
2	602.066696	1.792619	0.65224	1.306042	0.423999	2	8.551243	1	0.002342	0.366419	0.037452	0.354879	0.318681	0.267215	0.005256	0.346979	1	U_SYN_8787	0.602554	1.274939	0.752282	2	0.344623	0.271624	0.264321	0.202068	0.174139	5.152588
0	661.399359	1.49034	0.384525	0.927252	0.47584	2	6.857409	1	0.002586	0.213872	0.078607	0.371571	0.383944	0.414394	0.008308	0.536374	0	U_SYN_14397	0.426567	1.450803	0.486028	2	0.241788	0.146274	0.436473	0.226655	0	2.925145
0	711.60444	3.775945	0.400522	0.916608	0.434319	0	5.50407	0.988805	0.004136	0.474277	0.041869	0.129856	0.012865	0.286002	0.005194	0.541696	0	U_SYN_12144	0.355079	3.714257	0.518508	0	0.103335	0.089348	0.983123	0.047294	0	1.954378
0	771.612725	9.281246	0.283659	0.94211	0.43587	0	6.349257	0.997643	0.009777	1.000346	0.027072	0.139173	0.068225	0.090115	0.008768	0.528945	0	U_SYN_13584	0.294839	8.906209	0.531472	0	0.030237	0.042021	2.897901	0.063162	0	1.872007
1.666023	629.661907	7.553891	0.040902	0.786434	0.174087	1	3.087696	0.592192	0.084295	0.166461	0.320576	1	0	0	0.092682	0.64891	0	USER_007301	0.160334	11.343977	0.567393	3.090451	2.916097	0.064232	31.194271	-0.851548	0.246422	2.831223
0.365933	509.384198	4.420859	0.214543	0.735553	0.482058	1	5.700918	0.323279	0.286117	0.458229	0.110009	0	0	2	0.0677	0.855473	0	USER_006352	0.368265	3.750994	0.156917	1.552329	0.338523	0.228067	11.448743	-0.909749	0.201703	9.655769
0	704.250423	1.437355	0.441152	0.974034	0.356006	0	8.005214	0.902917	0.006046	0.328169	0.081651	0.097693	0.055062	0.076446	0.007016	0.512983	0	U_SYN_2914	0.457246	1.338277	0.627272	0	0.286955	0.12117	0.285966	0.08466	0	3.660351
5	620.396431	0.989259	0.696159	0.564471	0.483869	2	6.163387	0.691656	0.009393	0.145923	0.010652	0.489809	0.341334	0.502905	0.005725	0.717764	0	U_SYN_14552	0.605353	1.488791	0.291341	2	0.639113	0.252711	0.14544	0.372681	0.188157	3.731026
2	530.628122	3.831303	0.294674	0.63927	0.329103	0	4.932036	0.862392	0.001814	0.527927	0.057627	0.115507	0.093872	0.022063	0.007984	0.680365	0	U_SYN_10518	0.30713	5.182547	0.428885	0	0.074956	0.178343	0.889341	0.117857	0.085236	1.514776
0	598.017478	3.998723	0.672959	0.835475	0.553643	0	6.510859	0.959858	0.000913	0.556172	0.004141	0.145424	0.028178	0.258827	0.009183	0.582262	0	U_SYN_5644	0.417778	4.274536	0.37292	0	0.164187	0.191405	0.724025	0.068137	0	2.720096
0.471678	638.743452	8.17007	0.134204	0.734518	0.345441	3	3.597022	0.543706	0.130066	0.137628	0.089245	1	0	1	-0.042306	0.638997	1	USER_005150	-0.028182	10.478162	0.414959	7.350521	3.953708	-0.010825	26.738954	0.354139	0.95994	6.276454
0	691.531148	3.723319	0.426855	1.810258	0.248374	0	9.335687	1	0.003481	0.425959	0.085452	0.137004	0.092863	0.272116	0.007113	0.094871	0	U_SYN_3440	0.542419	1.949118	1.360637	0	0.111645	0.156285	0.53003	0.06896	0	5.063851
0	647.223127	2.113987	0.175223	1.351683	0.15541	0	6.266334	1	0.004138	0.406512	0.087997	0.014321	0.058921	0.244081	0.006527	0.324159	0	U_SYN_12043	0.413238	1.456232	1.141618	0	0.079144	0.152355	0.270968	0.021973	0	2.589488

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