Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
5.100597	733.467931	5.875462	0	0.785125	0.259676	1	2.660076	0.693323	-0.025212	0.196919	0.276162	0	0	0	-0.063917	0.245253	0	USER_003639	0.043928	10.662537	0.627648	2.642491	1.051614	0.009307	21.748722	0.029726	0.301389	5.831999
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0	594.695499	9.206568	0.444766	1.146662	0.42023	0	8.847407	1	0.000179	1.002399	0.072987	0.062621	0.009937	0.068548	0.007391	0.426669	0	U_SYN_9874	0.384252	7.384976	0.6648	0	0.047791	0.178366	2.148129	0.021768	0	3.399638
0.397295	536.92731	4.895247	0.201757	0.712242	0.573601	1	2.721651	0.475809	0.125955	0.485473	0.099938	1	0	0	-0.122875	0.779012	0	USER_004554	0.165407	5.581614	0.381824	1.21043	0.240411	0.094154	10.436637	-0.019118	0.965518	9.709857
0	631.668316	8.382131	0.181601	0.68036	0.6837	0	5.990755	0.902984	0.008037	1.010995	0.017645	0.048086	0.087481	0.280752	0.009536	0.65982	0	U_SYN_7400	0.214131	10.741359	0.215198	0	0.02141	0.085003	4.690135	0.079477	0	1.282808
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2.22566	718.466029	7.737816	0.303123	0.72405	0.279373	1	2.482884	0.692559	-0.011448	0.860794	0.488357	0	0	0	-0.076074	0.892515	0	USER_001646	0.281494	11.543916	0.680899	2.563735	0.004313	0.06732	27.880402	-0.305197	0.559065	7.707391
0.089171	644.605141	7.53731	0.170563	0.586853	0.441958	0	-0.169927	0.50131	0.001549	0.088133	0.350997	1	0	2	-0.124555	0.025512	0	USER_005445	0.184263	9.652847	0.945553	-0.42787	1.428787	0.068812	21.030685	-0.339158	0.686989	2.558642
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0	623.711753	1.620672	0.164576	0.850123	0.385323	1	9.054606	1	0.003946	0.181623	0.064051	0.224158	0.145404	0.326952	0.007925	0.574939	0	U_SYN_8120	0.335631	1.705751	0.522551	1	0.095646	0.13809	0.521708	0.110869	0	3.039006
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1.655346	461.778479	2.303984	0.28884	0.670162	0.570537	2	5.993975	0.523849	0.435646	0.639807	0.081786	3	0	0	0.016241	0.751294	1	USER_008078	0.166337	0.639549	0.907398	4.787815	0.283177	0.11741	4.947377	-1.413429	0.431862	7.191505
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5	594.931915	1.049739	0.312878	0.537908	0.644732	2	5.877387	0.853869	0.008907	0.190566	0.064102	0.339908	0.327337	0.3794	0.009527	0.731046	0	U_SYN_7777	0.475398	1.645596	0.191102	2	0.27213	0.220471	0.465044	0.258626	0.179303	2.794096
4.166526	538.110074	6.436818	0.240406	0.855634	0.403438	1	4.506066	0.489598	0.121411	0.130408	0.06971	0	0	1	0.178387	0.952615	1	USER_004315	0.27099	6.626501	0.241408	4.473598	2.235072	0.153671	19.199818	0.759918	0.174953	5.027337
0	738.985949	0.5	0.408386	0.701819	0.423568	0	6.219933	1	0.000984	0.092908	0.059647	0.079215	0.02035	0.141681	0.007839	0.649091	0	U_SYN_8004	0.596213	0.623582	0.404551	0	0.680643	0.120342	0.125294	0.02987	0	3.708404
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0	777.577182	2.355333	0.278425	0.771313	0.449892	0	5.426647	1	0.008631	0.328405	0.083059	0.175412	0.071813	0.127496	0.004765	0.614344	0	U_SYN_4389	0.319245	2.703201	0.424305	0	0.113396	0.042038	0.764614	0.074168	0	1.732431
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6.70977	615.197452	7.122892	0	0.61096	0.289821	1	-0.311593	0.727773	0.206289	0.780858	0.475145	0	0	0	-0.009019	0.12649	0	USER_005602	0.071822	10.488747	0.442413	3.097566	0.345604	0.030662	25.292648	1.306376	0.576439	6.878941
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2.782274	651.475605	5.188777	0.153143	0.760521	0.387586	0	3.550044	0.487915	0.332208	0.562691	0.059655	0	0	0	-0.143889	0.165165	0	USER_006919	0.210017	6.867893	0.531864	0.929313	1.089441	0.075806	15.8884	1.924097	0.98169	5.26219
2	743.902916	2.962972	0.500244	1.264329	0.447214	0	7.002692	0.865478	0.008046	0.419434	0.06976	0.006535	0.058706	0.152164	0.005679	0.367835	0	U_SYN_5791	0.508235	2.171743	0.698904	0	0.16332	0.09804	0.662218	0.073381	0.168577	3.559013
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3.665191	508.179018	6.234363	0.267628	0.672475	0.290466	2	4.98257	0.510419	0.359743	0.337063	0.443879	2	0	0	-0.057451	0.471831	1	USER_007912	0.403202	6.70456	0.608384	6.490196	0.35052	0.250587	22.11746	0.949096	0.824749	4.085132
5	728.436714	1.670879	0.507607	0.806748	0.434451	3	8.649098	0.743767	0.004943	0.310393	0.020145	0.641433	0.436694	0.391607	0.005696	0.596626	0	U_SYN_7392	0.52657	1.842717	0.456256	3	0.286642	0.116385	0.357435	0.425931	0.268916	4.554355
5	617.457873	0.5	0.749837	1.811212	0.319317	4	9.471772	0.964962	0.00175	0.236049	0.019524	0.751443	0.582719	0.494973	0.00393	0.094394	1	U_SYN_5855	1.020527	0.261614	1.232861	4	1.249728	0.431483	0.039941	0.414264	0.603737	9.666198
0.866017	582.020138	7.683493	0.107229	0.81135	0.372348	1	2.416958	0.791043	0.117991	0.018897	0.122189	0	0	0	0.035198	0.290334	0	USER_009548	0.203895	8.992412	0.866259	0.692019	0.19433	0.099345	24.1128	0.082866	0.901345	0.697047
0	697.868118	1.50065	0.164805	0.275066	0.487641	1	5.008904	0.892438	0.001359	0.33347	0.067495	0.252011	0.147882	0.159449	0.008797	0.862467	0	U_SYN_854	0.229404	4.001029	0.140932	1	0.102961	0.063454	0.611178	0.162993	0	1.149062
0	605.031588	5.191465	0.571479	0.474231	0.487838	0	4.673455	1	0.005017	0.676629	0.08739	0.058094	0.050151	0.284288	0.005346	0.762885	0	U_SYN_13877	0.304087	9.040734	0.242883	0	0.108	0.135439	1.085269	0.032473	0	1.421135
0	541.148278	0.5	0.1641	0.425203	0.714193	2	6.342356	0.958094	0.005808	0.137627	0.040924	0.324101	0.36823	0.276716	0.012039	0.787399	0	U_SYN_14555	0.467604	0.952013	0.121526	2	0.2735	0.262582	0.298497	0.224462	0	2.965711
0	589.009729	4.436834	0.294666	1.085045	0.396768	0	8.502085	1	0.009178	0.460031	0.005465	0.187746	0.019233	0.162393	0.004145	0.457478	0	U_SYN_4737	0.349492	3.744022	0.654534	0	0.06495	0.165844	1.241665	0.062094	0	2.971414
0.700613	614.038135	6.790344	0.033387	0.794895	0.381641	1	5.101532	0.774353	0.047223	0.413945	0.185174	0	0	0	-0.139084	0.834887	0	USER_002082	-0.048511	9.48	0.035203	1.450423	3.151125	-0.020812	20.994343	-1.241274	0.0455	8.622839
10.424495	453.684245	4.071259	0.358558	0.874198	0.31232	5	6.505226	0.267778	0.411004	0.882879	0.498046	1	0	1	-0.026533	0.311271	1	USER_005080	0.468067	2.744859	0.542329	11.217787	1.206568	0.337277	13.998618	-1.572408	0.348832	6.151717
0	719.718262	1.253306	0.426898	0.970198	0.442789	1	6.486955	1	0.0015	0.172278	0.082908	0.327837	0.145639	0.380591	0.007119	0.514901	0	U_SYN_1636	0.469895	1.171097	0.540605	1	0.315448	0.111307	0.318043	0.142043	0	3.048188
2.61754	478.782893	3.963092	0.518921	0.792503	0.387327	0	6.318441	0.209471	0.372036	0.35227	0.075976	0	0	3	0.153325	0.294822	0	USER_008664	0.476634	2.585852	0.824757	-0.47791	0.425107	0.321699	12.140393	-0.783033	0.685099	8.99922
0.429842	627.98735	6.324882	0.066416	0.69006	0.469055	0	3.680799	0.586774	0.34522	0.670766	0.30403	0	0	0	0.14675	0.71756	0	USER_008938	-0.157588	7.419095	0.086449	0.045006	2.863661	-0.063612	16.790832	0.945804	0.946805	6.078255
5	708.71144	4.85102	0.321937	1.299651	0.421823	0	7.934476	0.992768	0.008045	0.521204	0.056631	0.047657	0.000057	0.225424	0.007803	0.350174	0	U_SYN_11649	0.496907	3.465878	0.751428	0	0.065024	0.12765	1.387502	0.017207	0.433217	3.942696
10.520399	630.368473	8.524996	0.340925	0.75455	0.240918	2	2.675424	0.618929	-0.014845	0.973341	0.019542	1	0	0	0.106406	0.627121	0	USER_004965	0.316051	11.559263	0.183168	2.866311	2.629034	0.126209	32.355876	-0.772273	0.459988	6.808489
0.926497	640.299724	6.037454	0.199076	0.95371	0.362156	1	2.342432	0.6863	0.126926	0.366454	0.021841	0	0	0	0.274687	0.943309	0	USER_002675	0.253426	9.034516	0.394084	1.362785	0.067959	0.096625	19.254761	-1.006157	0.987754	7.486083
0	709.944102	5.725165	0.481355	0.885529	0.421696	0	7.430339	1	0.004126	0.658947	0.013077	0.017483	0.084341	0.088586	0.009047	0.557236	0	U_SYN_6585	0.355846	5.809233	0.512104	0	0.082634	0.090615	1.252156	0.030547	0	2.644056
0	575.722003	6.382696	0.741421	0.739435	0.333108	4	9.016654	0.895329	0.001596	0.644524	0.054564	0.735586	0.664874	0.688876	0.004549	0.630283	1	U_SYN_13808	0.401165	7.603566	0.493123	4	0.114369	0.200056	0.549772	0.462006	0	3.617162
5.010321	471.289472	5.297968	0.24157	0.646335	0.404279	3	4.838464	0.488692	0.405037	0.3981	0.119464	0	0	3	0.12191	0.534899	0	USER_003237	0.003712	4.367594	0.228636	6.455639	0.424196	0.002556	15.780551	-1.808631	0.705538	4.066138
0.106456	714.649429	9.083931	0.191262	0.643351	0.103104	2	0.829195	0.783365	0.113791	0.03446	0.471597	0	0	0	0.054795	0.76338	0	USER_006616	0.192121	13.657222	0.899312	4.723478	2.224802	0.047279	40.736698	0.125622	0.67347	8.897854
1.636617	698.538045	7.078551	0.231914	0.875557	0.098725	3	2.459804	0.511479	0.072918	0.339749	0.224056	0	0	0	0.20131	0.470515	1	USER_005147	0.072155	9.377673	0.750004	6.715387	0.216855	0.01987	31.898603	0.159861	0.893092	4.548049
0	603.207628	1.205934	0.467564	1.195582	0.42169	3	7.808959	1	0.008276	0.122249	0.083391	0.502659	0.437091	0.506645	0.007453	0.402209	0	U_SYN_3304	0.532533	0.930806	0.691417	3	0.35803	0.238954	0.27076	0.281925	0	4.158524
2.353364	618.189641	6.322071	0.206869	0.772125	0.372441	4	3.698197	0.633464	0.140488	0.631407	0.305664	1	0	0	-0.048267	0.70179	1	USER_002879	0.164584	7.72406	0.726169	11.746348	0.510755	0.069368	19.837372	-0.545146	0.465462	4.414974
0	557.569583	1.831637	0.916549	1.196841	0.239115	2	8.326926	0.932663	0.008359	0.339296	0.015669	0.408581	0.369877	0.387578	0.003135	0.401579	1	U_SYN_7994	0.617872	1.412383	0.910658	2	0.474493	0.328517	0.036549	0.260472	0	5.144975
0	850	1.250642	0.187883	2.268324	0.292074	3	10	1	0.005449	0.21689	0.00538	0.583312	0.455876	0.522274	0.00426	0	0	U_SYN_1998	0.658108	0.52807	1.605806	3	0.139107	0	0.29665	0.311756	0	6.581076
0	743.615359	2.875829	0.33197	1.626292	0.260117	0	9.211583	1	0.002747	0.475237	0.033904	0.174886	0.017016	0.070883	0.006889	0.186854	0	U_SYN_663	0.492058	1.665899	1.203267	0	0.111556	0.095177	0.49972	0.057571	0	4.532629

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