Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0	626.867767	0.58262	0.127415	1.094958	0.245205	1	5.18145	0.931904	0.003105	0.237601	0.031134	0.189779	0.231495	0.176427	0.00722	0.452521	0	U_SYN_11093	0.550205	0.487565	0.826469	1	0.186656	0.223215	0.124659	0.153621	0	2.850858
2	655.10763	0.5	0.378403	2.641326	0.074808	1	10	0.791826	0.007944	0.143752	0.0004	0.230799	0.232303	0.403703	0.000761	0	0	U_SYN_4014	1.015119	0.182394	2.443733	1	0.630671	0.359707	0.02325	0.2222	0.352177	10.151193
15	755.328713	2.877127	0.94105	1.204543	0.352109	4	9.770542	0.438322	0.000127	0.398708	0.04796	0.687339	0.647968	0.595858	0.006305	0.397729	1	U_SYN_7455	0.890402	2.205468	0.780413	6	0.316093	0.153265	0.05972	0.625263	1.204543	8.699714
0	751.105002	8.119846	0.212333	0.865651	0.570159	0	7.784152	1	0.005399	0.830254	0.026243	0.1719	0.082257	0.004151	0.008776	0.567174	0	U_SYN_12913	0.261162	8.408672	0.372092	0	0.025832	0.046959	3.646586	0.076247	0	2.032922
0	598.668691	10	0.371206	0.551554	0.331612	0	7.483976	1	0.00301	1.133818	0.09153	0.045076	0.024954	0.136837	0.003323	0.724223	0	U_SYN_3863	0.241475	15.347923	0.368652	0	0.036753	0.110346	2.085158	0.021009	0	1.807191
6.289759	548.078686	4.589904	0.3739	0.850749	0.438267	1	6.346514	0.508755	0.2102	0.794212	0.198729	2	0	0	0.01873	0.652238	1	USER_004117	0.334789	3.605512	0.41222	5.31074	2.634076	0.183782	12.8915	-0.891484	0.368453	3.332827
2	583.373661	1.912623	0.430759	0.663513	0.428131	1	7.261411	0.867326	0.001106	0.282247	0.060725	0.336262	0.217451	0.325018	0.00655	0.668244	0	U_SYN_1895	0.401303	2.505032	0.379442	1	0.214029	0.194542	0.466125	0.219184	0.088468	2.914026
0	729.393512	3.854625	0.292575	1.507697	0.269419	0	7.597676	1	0.00112	0.39072	0.047383	0.015491	0.059069	0.057532	0.006549	0.246152	0	U_SYN_5442	0.439886	2.397607	1.101494	0	0.073983	0.09646	0.734669	0.022368	0	3.342108
0	634.067142	2.90671	0.218042	1.195414	0.456162	0	8.771326	0.927677	0.001064	0.297746	0.031464	0.185097	0.042894	0.239431	0.009025	0.402293	0	U_SYN_569	0.371013	2.243847	0.650112	0	0.072518	0.145662	1.036821	0.097327	0	3.254278
0.561529	512.035302	7.162906	0.237764	0.677079	0.494724	1	4.451464	0.539352	0.295472	0.582363	0.294541	0	0	1	0.394538	0.925632	0	USER_008093	0.277063	6.716632	0.96305	1.401887	0.774415	0.17025	18.096221	1.942493	0.193476	3.626086
0.328842	639.878162	7.794013	0.267324	0.682527	0.216099	0	4.220067	0.476445	0.150577	0.674709	0.15165	1	0	1	0.122512	0.655054	0	USER_007238	0.056464	11.509305	0.675583	2.029727	1.515611	0.021571	30.548677	-1.4245	0.005263	0.295478
0	498.672053	0.748781	0.292639	0.657141	0.623981	0	6.087797	1	0.008046	0.189152	0.034808	0.1891	0.043102	0.15795	0.007792	0.67143	0	U_SYN_1816	0.454852	0.988959	0.247098	0	0.344776	0.290549	0.330497	0.069661	0	2.769046
1.103977	690.980306	0	0.500283	0.756368	0.27113	7	6.995292	0.793419	0.057938	0.044065	0.194744	0	0	0	0.009031	0.608819	1	USER_004778	0.452606	-0.369958	0.677932	14.329871	1.444415	0.13086	0	0.900872	0.204776	0.158408
0.008691	742.400533	9.356918	0.163358	0.86183	0.250646	0	1.113522	0.819945	0.147904	0.08139	0.47755	0	0	0	0.077017	0.072268	0	USER_004711	0.462262	17.652355	0.089862	0.229714	0.156087	0.090435	35.058226	-0.126216	0.147516	1.381264
4.623727	606.998149	5.969611	0.351663	0.865683	0.546767	1	4.276316	0.474701	0.157367	0.447433	0.396518	1	0	0	0.160852	0.622761	1	USER_009976	0.075831	5.921193	0.554231	3.383128	2.661336	0.033504	13.528127	-0.927312	0.600574	8.978692
0	850	3.473854	0.773044	1.435199	0.272361	5	10	1	0.007997	0.379246	0.003298	0.920374	0.76219	0.777535	0.003906	0.2824	1	U_SYN_6102	0.574915	2.262803	1.044307	5	0.216305	0	0.214732	0.504769	0	5.74915
0	724.290331	1.461611	0.187896	0.667922	0.590103	1	6.010469	1	0.00518	0.171302	0.034227	0.334129	0.206905	0.285852	0.006657	0.666039	0	U_SYN_2975	0.318026	1.903332	0.27378	1	0.120322	0.072689	0.70044	0.16231	0	1.911487
6.110212	710.031307	8.622488	0.17802	0.958871	0.133768	0	3.023278	0.679412	0.171743	0.6186	0.076209	0	0	1	0.026838	0.844981	0	USER_002364	0.180924	12.917004	0.064697	1.994059	1.034514	0.046043	37.345368	-0.985814	0.248606	7.087627
0	655.139197	1.497934	0.420966	0.611843	0.326427	0	6.947908	0.95281	0.000823	0.270101	0.046925	0.143679	0.032919	0.067469	0.003356	0.694078	0	U_SYN_10492	0.37382	2.104303	0.412121	0	0.263444	0.132442	0.283128	0.071855	0	2.597268
0	711.840722	5.657055	0.449061	1.002455	0.131752	0	7.184726	0.714093	0.000814	0.68343	0.034093	0.045075	0.054493	0.185969	0.002432	0.498772	0	U_SYN_190	0.369949	5.131323	0.87038	0	0.078002	0.092931	0.410631	0.144233	0	2.657985
1.692171	746.562513	9.969083	0.016056	0.582355	0.172534	0	1.542552	0.919363	0.044961	0.751754	0.296437	0	0	0	0.195709	0.978345	0	USER_006472	0.093159	18.459658	0.300195	-0.168619	0.638215	0.01752	41.245404	0.885004	0.300675	0.32417
0	715.336838	3.568212	0.523153	1.874451	0.309711	0	10	1	0.002633	0.550212	0.040757	0.087369	0.001302	0.243219	0.006303	0.062774	0	U_SYN_699	0.586359	1.807192	1.293912	0	0.142618	0.143565	0.526971	0.026601	0	5.863587
9.400038	624.87986	7.423078	0.485967	0.763562	0.280494	0	3.193857	0.635279	0.103169	0.40753	0.188073	0	0	0	0.135148	0.775328	0	USER_009703	0.305976	9.067819	0.823924	0.131658	1.416252	0.125239	26.704751	-1.820443	0.362982	4.673033
1.850613	763.771893	8.447432	0.151234	0.827549	0.103451	0	-1.653061	0.846101	0.195839	0.614153	0.135892	1	0	0	0.039134	0.356887	0	USER_001990	0.208371	13.714865	0.006214	2.845868	1.142352	0.032668	37.867673	-0.216379	0.736923	7.63042
0	514.217599	2.520499	0.238025	0.560206	0.695448	0	5.829856	1	0.002142	0.334754	0.041889	0.048949	0.00964	0.192992	0.007093	0.719897	0	U_SYN_12468	0.25977	3.817748	0.170612	0	0.090832	0.158593	1.335648	0.017576	0	1.514422
0	728.599281	3.804201	0.716518	1.127778	0.209824	0	7.264996	1	0.004364	0.517726	0.098292	0.10059	0.037872	0.284972	0.003914	0.436111	0	U_SYN_301	0.491738	3.098444	0.891143	0	0.183525	0.108541	0.226279	0.041539	0	3.572473
5	686.752905	4.523393	0.272124	0.737005	0.235359	0	7.001143	0.801736	0.006774	0.467668	0.022639	0.135367	0.091863	0.253579	0.007236	0.631497	0	U_SYN_3420	0.372297	5.404259	0.563544	0	0.058858	0.110502	0.774913	0.147475	0.245668	2.606501
0	773.711329	9.851314	0.052069	0.743826	0.226682	0	0.470358	0.933717	0.233996	0.128566	0.341269	0	0	0	-0.050085	0.582175	0	USER_003711	0.051621	19.612659	0.106739	0.266328	1.086457	0.00716	38.090984	-0.418275	0.082757	4.467893
7	686.89172	2.398253	0.342062	1.410889	0.283289	2	9.256366	0.867741	0.009197	0.27244	0.015844	0.503841	0.327368	0.354545	0.004171	0.294555	0	U_SYN_1060	0.604852	1.587312	1.0112	4	0.136921	0.179375	0.447003	0.302266	0.658415	5.598736
7	659.505522	0.972091	0.517575	1.192355	0.358328	3	10	0.684938	0.002145	0.281235	0.002282	0.512296	0.531268	0.586351	0.007571	0.403822	0	U_SYN_14434	0.720295	0.752185	0.765101	5	0.482772	0.249477	0.168042	0.439094	0.556433	7.202949
5	682.20472	8.419416	0.349349	0.44583	0.510941	0	5.836669	0.76043	0.001146	0.981426	0.077891	0.013257	0.098457	0.270175	0.005225	0.777085	0	U_SYN_10757	0.317446	15.424976	0.218037	0	0.041006	0.096847	2.798986	0.129343	0.14861	1.85283
15	631.001858	0.5	0.582595	0.391847	0.575889	3	9.053863	0.51283	0.007235	0.060372	0.031202	0.610915	0.463669	0.606006	0.008683	0.804077	1	U_SYN_3444	0.886481	1.016576	0.166187	5	0.970991	0.352978	0.12019	0.517243	0.391847	8.026078
1.573121	440.333446	2.410417	0.38516	0.648801	0.328724	1	5.709667	0.491449	0.328914	0.056785	0.394288	0	0	1	0.151426	0.989589	0	USER_002453	0.402891	1.931594	0.300345	3.214357	0.602768	0.300093	8.090273	1.013636	0.266273	4.370509
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2.243475	524.466077	6.560612	0.312056	0.685418	0.117794	1	5.33108	0.599027	0.31779	0.241619	0.293072	1	0	2	-0.047028	0.112154	1	USER_008723	0.227628	7.319798	0.925888	2.72614	4.585907	0.134729	28.939054	0.817169	0.775841	3.087543
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0	825.404305	2.430242	0.517902	0.452267	0.315131	0	5.656221	0.995484	0.006723	0.330679	0.009453	0.001196	0.005626	0.059248	0.004979	0.773866	0	U_SYN_13446	0.324868	4.400483	0.309744	0	0.204685	0.014528	0.369212	0.003853	0	1.837525
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0	609.724271	1.324925	0.55523	1.88921	0.311423	2	10	0.975113	0.004707	0.204905	0.090088	0.350648	0.372406	0.305883	0.003457	0.055395	0	U_SYN_3987	0.684769	0.666056	1.300866	2	0.389655	0.299152	0.183518	0.226871	0	6.847691
3.085146	562.618323	6.816226	0.26934	0.758376	0.381518	3	3.877236	0.508695	0.324097	0.118122	0.469866	2	0	1	0.138049	0.771716	0	USER_006295	0.224731	7.780077	0.519055	7.0945	0.532792	0.117425	21.078571	-0.581008	0.713604	3.477491
1.826489	573.531427	5.302491	0.031391	0.915021	0.427471	0	2.163057	0.599371	0.237218	0.079706	0.023047	0	0	1	-0.084388	0.6059	0	USER_005877	0.02742	4.788102	0.100665	0.535214	2.973892	0.013783	15.179156	-1.257933	0.05838	8.85352
2.993059	555.532182	5.863588	0.17255	0.928313	0.439013	3	4.715703	0.523638	0.118539	0.531191	0.385778	2	0	0	0.02003	0.00274	1	USER_008328	0.17381	5.131366	0.879167	8.185039	0.664473	0.093057	16.446973	-1.745906	0.142455	1.53194
0	795.540948	2.584436	0.737955	1.053431	0.290079	1	5.726232	1	0.004914	0.358359	0.045161	0.289075	0.201114	0.154181	0.006155	0.473285	0	U_SYN_5699	0.506576	2.240651	0.747853	1	0.274901	0.050159	0.196453	0.147057	0	2.900773
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0	451.370939	2.560152	0.469572	1.742086	0.173081	0	7.548116	0.870274	0.009019	0.302698	0.075563	0.075682	0.038133	0.247761	0.001921	0.128957	0	U_SYN_2869	0.564473	1.389812	1.440564	0	0.176521	0.409118	0.235039	0.086035	0	4.260704
5	694.509726	0.5	0.445833	1.124294	0.301499	2	6.989052	0.771665	0.00918	0.063627	0.053488	0.404862	0.336032	0.51353	0.007072	0.437853	0	U_SYN_11969	0.791942	0.408399	0.78532	2	0.743055	0.22389	0.08354	0.313602	0.374765	5.534923
2.684747	685.877406	7.539784	0.097467	0.868206	0.280507	1	1.160389	0.892971	0.026469	0.376126	0.090047	1	0	1	0.024689	0.407413	0	USER_005817	0.100631	11.566382	0.827489	2.676209	1.646206	0.030029	27.1241	0.207001	0.926081	2.464563
0.715147	699.258418	9.714605	0.179198	0.672183	0.370525	0	2.01092	0.581331	-0.132926	0.310963	0.09399	1	0	0	-0.17376	0.978387	0	USER_006357	0.222303	15.884464	0.872216	2.614617	4.867504	0.060928	30.575509	-0.749549	0.716622	2.963332
7	662.606572	1.222571	0.655926	0.694667	0.560515	4	8.023026	0.998605	0.004377	0.18707	0.020334	0.790898	0.599276	0.501868	0.005695	0.652667	1	U_SYN_14207	0.626932	1.53847	0.305295	6	0.495948	0.213605	0.235783	0.41761	0.324178	5.029889
0	608.175108	5.245233	0.563254	0.741024	0.372194	0	4.258286	1	0.003469	0.564509	0.031849	0.008899	0.057985	0.133326	0.004759	0.629488	0	U_SYN_2961	0.354598	6.236725	0.465219	0	0.105375	0.15591	0.852634	0.020065	0	1.509978
2	489.707609	1.858041	0.597878	0.636276	0.519309	1	7.666813	0.863255	0.008673	0.314949	0.003541	0.251404	0.229654	0.211985	0.006033	0.681862	0	U_SYN_14172	0.448762	2.523567	0.305852	1	0.305345	0.293973	0.388006	0.199016	0.084837	3.440571
10	615.700577	0.625198	0.400235	1.356738	0.258212	1	6.526078	0.643985	0.005054	0.212235	0.084953	0.327246	0.185812	0.335866	0.004822	0.321631	1	U_SYN_2200	0.867205	0.429177	1.006411	3	0.551898	0.369428	0.096822	0.296323	0.904492	5.659447
3.222111	454.021891	4.968934	0.301228	0.882889	0.623296	1	4.792251	0.349262	0.228032	0.864784	0.496192	1	0	2	0.095635	0.530835	1	USER_001482	0.280105	3.333041	0.16713	2.678122	3.401354	0.201664	9.35909	-0.319339	0.576236	5.24958
0	459.892557	3.622071	0.469928	0.720859	0.335306	0	5.711146	1	0.006163	0.497903	0.049716	0.069127	0.004846	0.176062	0.004579	0.639571	0	U_SYN_5592	0.338884	4.412538	0.47915	0	0.126254	0.240366	0.643774	0.022192	0	1.935414
0	703.972368	9.544648	0.420898	3.192914	0	0	10	1	0.009338	1.081182	0.097905	0.177839	0.046745	0.11769	0.002122	0	0	U_SYN_2557	0.785589	2.898541	3.192914	0	0.043641	0.208578	0	0.067375	0	7.855893
5.662383	692.940134	0.368101	0.661926	0.652796	0.300531	5	7.416702	0.765739	0.280213	0.289806	0.152166	1	1	1	0.076247	0.243025	1	USER_000586	0.33084	0.224254	0.451681	11.952375	1.804544	0.094476	1.287378	0.573815	0.158758	4.282601
2.042447	634.587269	7.107834	0.160534	0.700302	0.283196	2	1.253562	0.454663	0.158762	0.55009	0.19695	0	0	2	0.042412	0.213869	0	USER_005583	0.132804	9.395755	0.014487	4.8953	0.392067	0.052014	25.474623	-2.511012	0.111033	3.072622
0	488.764237	0.558625	0.760808	1.382516	0.38409	4	10	0.971331	0.007717	0.165926	0.060578	0.806542	0.580334	0.616977	0.004126	0.308742	1	U_SYN_9637	0.808409	0.376809	0.851506	4	1.155147	0.530957	0.051321	0.427531	0	8.084088
0	607.480705	2.511183	0.503865	1.066699	0.51148	0	7.530097	1	0.007799	0.420735	0.009152	0.186743	0.051324	0.123562	0.00717	0.466651	0	U_SYN_5539	0.441093	2.152384	0.521104	0	0.192964	0.194497	0.637246	0.07142	0	3.321472
5.816705	455.295791	4.433302	0.369988	0.606623	0.576207	1	6.982027	0.31723	0.400699	0.69142	0.452506	1	0	1	0.102837	0.384755	1	USER_003032	0.095747	3.695917	0.378944	2.706422	0.026936	0.068712	9.394005	0.404986	0.479375	0.687965
10	710.043308	0.5	0.713111	1.830649	0.021577	5	9.887355	0.609067	0.009066	0.074444	0.077278	0.962696	0.737798	0.591503	0.004985	0.084675	1	U_SYN_12874	1.113396	0.25898	1.79115	7	1.188518	0.283322	0.003095	0.666521	1.220433	11.008545
0	739.660129	2.984871	0.253317	1.002991	0.473235	0	7.303644	1	0.000835	0.452914	0.082033	0.146151	0.039027	0.250923	0.008037	0.498505	0	U_SYN_12183	0.341426	2.706162	0.52834	0	0.082116	0.068496	1.054724	0.055554	0	2.493653
5.543742	585.781884	5.060842	0.191178	0.952379	0.323833	0	3.318233	0.391351	0.105596	0.532911	0.495531	1	0	0	-0.071499	0.523251	1	USER_007581	0.240471	5.667519	0.582037	2.847108	1.184182	0.115522	17.109859	-0.014216	0.686394	7.424152
7	634.064143	2.236733	0.267095	0.410128	0.464962	2	8.134827	0.830084	0.001026	0.271009	0.00437	0.460069	0.337276	0.492496	0.006471	0.794936	0	U_SYN_6295	0.387744	4.384647	0.219434	4	0.114303	0.152232	0.762218	0.30717	0.191393	3.154229
0	727.185049	8.567302	0.14496	1.596004	0.186521	0	7.471808	0.972698	0.002741	0.912492	0.019863	0.034951	0.023601	0.062522	0.006677	0.201998	0	U_SYN_4499	0.385764	5.051464	1.298316	0	0.016725	0.086141	1.366337	0.028486	0	2.882354
2	521.858502	1.54751	0.668895	0.667224	0.610855	2	6.942424	0.98406	0.003261	0.350578	0.005676	0.413875	0.353536	0.493455	0.010747	0.666388	1	U_SYN_1154	0.495509	2.017024	0.259647	2	0.406004	0.295631	0.312995	0.236599	0.088963	3.440032

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