Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2	626.037212	5.427623	0.220284	0.926167	0.385816	0	5.950112	0.855559	0.005992	0.656842	0.001956	0.09114	0.085036	0.210674	0.007756	0.536916	0	U_SYN_13545	0.327501	5.289219	0.568837	0	0.039852	0.13336	1.632772	0.110629	0.123489	1.948666
0	680.100123	7.907909	0.664297	0.904111	0.319866	0	7.17201	1	0.002036	0.90285	0.083736	0.019403	0.017481	0.076843	0.007282	0.547944	0	U_SYN_3748	0.405087	7.875532	0.614917	0	0.082955	0.125135	0.849152	0.011065	0	2.905285
4.442968	698.157109	8.592928	0.039626	0.687698	0.141032	0	1.996568	0.714049	-0.082943	0.7631	0.256867	0	0	2	0.336288	0.219046	0	USER_005797	0.065379	13.335516	0.16618	-0.758752	1.264306	0.01805	36.905262	-0.023926	0.273686	7.738567
0	428.271629	2.427742	0.249534	0.414139	0.496669	0	8.119043	0.809022	0.000069	0.295433	0.04601	0.016574	0.074596	0.024894	0.006902	0.792931	0	U_SYN_5530	0.23681	4.721961	0.208449	0	0.098718	0.181581	0.904899	0.103742	0	1.92267
0.062641	629.949336	7.72538	0.18869	0.538294	0.376185	1	4.411486	0.657557	0.122014	0.694601	0.122602	0	0	1	0.137795	0.714371	0	USER_006959	0.083654	9.554058	0.375901	1.387722	0.38242	0.033469	24.096039	-1.0653	0.702302	4.024763
0	529.935627	4.970636	0.15579	0.535529	0.66508	0	5.714976	1	0.008995	0.650602	0.005399	0.03662	0.021602	0.248216	0.010677	0.732235	0	U_SYN_7526	0.193286	7.821256	0.179359	0	0.030724	0.11248	2.790847	0.017466	0	1.104623
7	631.554553	4.420597	0.550924	1.184853	0.449751	1	6.738398	0.598163	0.005787	0.641888	0.048659	0.17619	0.197908	0.132495	0.007578	0.407574	0	U_SYN_9474	0.58649	3.440547	0.651964	3	0.12187	0.232938	0.892838	0.272964	0.552931	3.952001
0.267082	773.301635	9.904465	0.114076	0.824069	0.195705	0	0.558932	0.954879	0.178461	0.499111	0.357648	0	0	0	0.268289	0.91036	0	USER_007248	0.122421	17.326829	0.418666	-1.201156	2.833293	0.017072	39.830553	1.74866	0.64785	4.740289
2	602.995481	2.672454	0.093075	1.450684	0.528584	0	6.859751	1	0.000698	0.279271	0.027725	0.128568	0.074297	0.21122	0.009707	0.274658	0	U_SYN_6776	0.430197	1.723403	0.683875	0	0.033571	0.193201	1.281139	0.060859	0.193425	2.951047
2	693.795226	1.691401	0.714872	0.948946	0.336815	3	9.381144	0.882654	0.000725	0.1814	0.095553	0.500274	0.436327	0.377769	0.004945	0.525527	1	U_SYN_1306	0.555895	1.612476	0.629327	3	0.399057	0.157879	0.162434	0.327919	0.126526	5.214932
0.301438	489.687618	5.79229	0.350008	0.657031	0.377099	2	5.716652	0.251239	0.196473	0.042008	0.415663	0	0	1	0.236707	0.585892	0	USER_008776	0.135735	4.248739	0.519072	3.411439	0.523792	0.088922	18.040107	1.30069	0.165154	4.20252
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0.38054	640.067836	5.827257	0.215886	0.680271	0.098996	1	4.486032	0.701917	0.051578	0.762932	0.294807	2	0	0	-0.000079	0.510974	0	USER_006976	0.358729	9.076674	0.859121	2.953389	8.97425	0.136925	26.251907	-0.366526	0.350432	4.485282
0.498145	781.090158	10.499624	0.041522	0.793605	0.127423	0	-0.712625	0.908837	0.263344	0.123233	0.017202	0	0	0	-0.052614	0.727248	0	USER_000707	-0.124343	20.365286	0.173985	0.321486	0.114223	-0.015579	45.808653	-0.290514	0.491535	8.134747
0	599.978414	4.290959	0.509015	2.58472	0.117124	0	9.323321	0.958719	0.007876	0.464845	0.021546	0.076683	0.018866	0.293818	0.003968	0	0	U_SYN_10230	0.715197	1.598289	2.281986	0	0.115923	0.325117	0.246757	0.045177	0	6.668007
1.619657	693.856801	6.971504	0.229863	0.748241	0.271934	2	1.085768	0.943569	0.241429	0.157384	0.349221	1	0	0	0.166651	0.259062	0	USER_003047	0.197584	10.538693	0.076165	5.093134	1.175486	0.056093	25.378589	-0.922453	0.232325	4.096927
5.545226	634.264838	7.896538	0.068744	0.607066	0.398839	1	4.825708	0.577023	0.289279	0.46261	0.138243	2	0	0	-0.059999	0.842102	0	USER_006834	0.001457	9.823974	0.364931	4.37022	1.556889	0.000571	23.735454	1.65414	0.801048	9.651845
0	685.36796	4.280202	0.360966	0.715075	0.409281	0	8.2159	1	0.007646	0.583814	0.046174	0.036935	0.071838	0.015883	0.004355	0.642462	0	U_SYN_10173	0.296965	5.251298	0.422408	0	0.082408	0.088891	1.119463	0.032632	0	2.439833
1.058926	511.621871	6.800291	0.415523	0.662916	0.352353	1	4.424733	0.643452	0.264053	0.143919	0.215836	1	0	1	-0.038614	0.209548	0	USER_001157	0.159229	7.986205	0.414273	2.125757	0.085517	0.097963	22.020947	-1.224082	0.631834	1.46808
7	733.498943	2.070395	0.250671	0.484559	0.3988	1	4.982843	0.595707	0.004685	0.291434	0.006619	0.169393	0.174827	0.193812	0.007205	0.757721	0	U_SYN_3627	0.404262	3.541807	0.291317	3	0.115496	0.085631	0.618701	0.264983	0.226127	2.014375
7	728.905747	5.523311	0.36652	1.294686	0.374705	0	8.729918	0.767964	0.00083	0.716393	0.075525	0.100936	0.01032	0.205475	0.006288	0.352657	0	U_SYN_13931	0.544459	3.960255	0.80956	2	0.065179	0.119874	1.311059	0.126191	0.604187	4.753086
0	743.861108	0.5	0.447895	1.724334	0.17605	1	8.010001	0.877117	0.003576	0.139558	0.084297	0.234638	0.150306	0.114265	0.003407	0.137833	0	U_SYN_2693	0.812569	0.274073	1.420765	1	0.746492	0.156809	0.048599	0.164637	0	6.508677
7	530.53724	1.781948	0.372725	1.738545	0.245163	5	10	0.773168	0.005137	0.265491	0.015164	0.984658	0.772244	0.751908	0.006446	0.130728	0	U_SYN_11252	0.705799	0.969216	1.312318	7	0.198053	0.409957	0.274036	0.617803	0.811321	7.057994
1.819015	754.599438	7.357154	0.043909	0.809299	0.081048	0	1.641194	0.824855	0.006465	0.318012	0.279699	0	0	0	0.009558	0.623912	1	USER_001312	0.021139	12.143128	0.952937	-0.347612	1.381666	0.003667	33.80436	0.533689	0.327702	2.198426
0	579.745837	2.814727	0.195259	1.128008	0.33268	0	7.248977	1	0.00913	0.322424	0.078741	0.134203	0.047122	0.206473	0.00484	0.435996	0	U_SYN_9789	0.352796	2.292107	0.752742	0	0.06699	0.173354	0.753563	0.054398	0	2.557413
0	513.124546	5.877104	0.248375	0.768236	0.424388	0	7.056308	1	0.003198	0.747395	0.023825	0.069072	0.073581	0.159275	0.004562	0.615882	0	U_SYN_10921	0.261621	6.769015	0.442206	0	0.041554	0.160243	1.87468	0.042796	0	1.846077
2	548.310549	1.331829	0.130493	2.504008	0	4	10	0.926128	0.004856	0.217073	0.022774	0.73891	0.654925	0.5861	0.003161	0	0	U_SYN_10817	0.719631	0.511454	2.504008	4	0.091138	0.394737	0	0.447699	0.333868	7.19631
2.096931	713.976112	9.200414	0.130368	0.707364	0.386218	0	1.798505	0.919926	-0.02493	0.805054	0.034203	0	0	0	0.139469	0.488951	1	USER_007299	0.022326	15.955881	0.174898	2.943961	2.609778	0.005522	28.235264	-0.032591	0.307286	3.549042
4.969649	537.365982	4.008803	0.17674	0.701358	0.22795	1	3.640487	0.409382	0.162363	0.060803	0.429716	1	0	0	0.075354	0.591381	0	USER_004541	0.183591	3.187153	0.333082	1.995845	2.306089	0.104358	15.474981	-0.085004	0.672562	9.166385
0	729.45448	7.731374	0.528942	0.997932	0.337984	0	5.534724	1	0.00592	0.886478	0.06928	0.111049	0.003895	0.184617	0.00835	0.501034	0	U_SYN_9914	0.383807	7.04176	0.660647	0	0.067541	0.08412	1.230914	0.034483	0	2.124267
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4.548581	488.670155	6.158833	0.331007	0.635887	0.362044	0	4.642923	0.472609	0.11345	0.317987	0.019448	0	0	2	0.104451	0.595438	0	USER_008052	0.243089	5.40631	0.368236	-1.22655	1.979118	0.159701	19.645323	0.493848	0.057317	2.667402
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0	685.398193	4.095105	0.704832	0.615203	0.515307	1	7.73378	0.990675	0.005062	0.445547	0.047732	0.327938	0.187959	0.163862	0.005198	0.692399	0	U_SYN_6910	0.382165	5.725795	0.298184	1	0.168013	0.114373	0.622874	0.158499	0	2.955579
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10	643.906049	8.329451	0.733914	0.483271	0.589302	5	8.257009	0.670831	0.005194	0.948442	0.071682	0.987828	0.770706	0.763963	0.008108	0.758365	1	U_SYN_8392	0.540555	14.280585	0.198478	7	0.087065	0.202555	1.306102	0.659228	0.322181	4.463364
3.13416	645.718561	7.303946	0.111543	0.75193	0.317163	1	3.012449	0.453478	0.350395	0.406627	0.426458	0	0	1	-0.032976	0.210014	0	USER_007662	0.080419	8.175175	0.492347	5.878217	2.833895	0.029869	24.937033	0.032547	0.15788	9.09477
3.37365	587.621975	5.250541	0.24878	0.838788	0.43886	1	4.539451	0.624761	0.238771	0.51832	0.008914	1	0	0	0.052069	0.461407	0	USER_004483	0.109122	4.937877	0.507343	4.848841	1.079339	0.052057	14.731445	-0.240275	0.216228	9.097385
0	740.114363	1.459382	0.222504	2.11066	0.096417	1	10	0.897001	0.003662	0.228329	0.084967	0.247073	0.168546	0.204705	0.003977	0	0	U_SYN_6184	0.617139	0.660157	1.907156	1	0.142687	0.123299	0.109401	0.165885	0	6.171389
5	729.502146	6.87197	0.506134	0.80393	0.342207	0	6.870253	0.76165	0.003423	0.884367	0.074924	0.047176	0.058446	0.105236	0.008356	0.598035	0	U_SYN_3561	0.441312	7.602329	0.528819	0	0.072596	0.096686	1.161394	0.127027	0.267977	3.031928
0	641.755404	4.064456	0.58937	1.340351	0.363745	0	6.174375	1	0.002285	0.445843	0.048649	0.13902	0.084706	0.285671	0.006512	0.329824	0	U_SYN_5892	0.492907	2.82185	0.852805	0	0.141524	0.186628	0.607086	0.067118	0	3.043392
5	477.408155	5.80235	0.329579	2.243728	0.094094	0	10	0.835439	0.002069	0.692859	0.005736	0.095361	0.030733	0.048898	0.00454	0	0	U_SYN_12666	0.681504	2.475693	2.032607	0	0.055839	0.461678	0.366027	0.103653	0.747909	6.81504
0	724.593222	1.629243	0.792017	3.63147	0	4	10	1	0.00223	0.207247	0.074623	0.764431	0.625439	0.515233	0.002757	0	1	U_SYN_13986	1.079557	0.436622	3.63147	4	0.458014	0.246152	0	0.416961	0	10.795568
0	642.765252	3.917835	0.551082	1.017215	0.309777	0	5.776573	0.92852	0.001675	0.419632	0.019981	0.044672	0.078062	0.125821	0.005632	0.491392	0	U_SYN_391	0.418546	3.506787	0.702105	0	0.137159	0.157704	0.544832	0.065412	0	2.417759
10	467.409891	0.628685	0.427513	0.918044	0.379028	5	10	0.726135	0.009323	0.184371	0.082121	0.910701	0.734405	0.794279	0.007829	0.540978	1	U_SYN_6736	0.78633	0.617542	0.57008	7	0.586692	0.546985	0.136417	0.603078	0.612029	7.863298
1.015865	568.540943	5.571723	0.369457	0.756554	0.227672	0	5.865143	0.534278	0.237827	0.053361	0.454318	0	0	0	0.095892	0.882398	0	USER_007002	0.393101	5.287687	0.981391	-0.434978	2.45484	0.201167	21.515983	0.607269	0.079126	3.000405
0	584.555427	4.90134	0.482226	0.959011	0.525035	0	6.90737	0.976236	0.006968	0.684771	0.006392	0.013517	0.098817	0.24356	0.008404	0.520494	0	U_SYN_5258	0.376459	4.628222	0.455497	0	0.096419	0.181689	1.332427	0.043206	0	2.600344
0.780276	767.538795	9.033808	0.023102	0.559286	0.070194	0	-0.290803	0.860083	-0.151494	0.531172	0.386895	1	0	0	-0.031046	0.071261	0	USER_000422	-0.017918	17.547231	0.849859	2.02727	8.638877	-0.002686	41.998452	0.096293	0.63553	2.212504
0	665.364913	10	0.211053	0.360874	0.517264	0	4.667136	0.891506	0.000259	1.057079	0.075434	0.030286	0.014236	0.061074	0.009691	0.819563	0	U_SYN_2695	0.155293	21.6979	0.174207	0	0.020896	0.052132	4.080938	0.056754	0	0.724772
15	582.366028	4.558576	1	1.01343	0.408808	4	10	0.66152	0.007737	0.544493	0.057926	0.72956	0.6547	0.735057	0.00428	0.493285	1	U_SYN_2027	0.845617	4.094176	0.599131	6	0.214658	0.411484	0	0.55067	1.01343	8.456175
0.76066	305.287942	1.899363	0.459564	0.716722	0.576565	2	7.291321	0.089692	0.466809	0.41356	0.126431	2	0	0	0.199806	0.766661	1	USER_006847	0.501492	0.120121	0.376278	6.947581	0.260431	0.496671	4.021282	0.659165	0.194657	3.34272
5	679.613359	1.337967	0.21642	1.398065	0.281265	2	8.292073	0.769959	0.009829	0.139185	0.082302	0.473027	0.299162	0.493865	0.006771	0.300967	0	U_SYN_2568	0.583624	0.89313	1.004838	2	0.150504	0.180803	0.294879	0.323673	0.466022	4.839456
5	826.556118	4.585711	0.514829	2.063512	0.130619	0	9.660451	0.861813	0.004695	0.627145	0.060147	0.116786	0.054274	0.18639	0.002895	0	0	U_SYN_8006	0.709834	2.119568	1.793979	0	0.109872	0.030257	0.290608	0.106593	0.687837	6.857317
0.554297	778.040798	9.903487	0.004153	0.943966	0.076088	0	3.010387	1	-0.001001	0.898447	0.166226	0	0	0	-0.065768	0.386429	0	USER_001216	0.005105	17.483086	0.025067	0.584603	1.587596	0.000668	45.749732	1.383036	0.797515	8.323119
2.481416	648.391612	8.326332	0.295379	0.620645	0.265414	0	1.184658	0.527607	0.117576	0.969659	0.482784	0	0	1	0.177015	0.159194	0	USER_001448	0.33737	11.871537	0.590552	-1.423786	0.323459	0.123667	30.582033	0.475761	0.86209	7.319266
3.634337	560.630948	5.905928	0.190657	0.832941	0.197518	3	3.800837	0.590516	0.075353	0.374609	0.466059	2	0	1	-0.015517	0.254045	1	USER_003446	0.052856	6.886989	0.558517	7.481568	1.681083	0.027809	23.697006	0.78444	0.718025	0.175684

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