Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
2.084986	692.565591	8.598016	0.206844	0.691244	0.2988	2	2.146415	0.646589	0.194677	0.358852	0.461138	0	0	0	0.059352	0.976637	1	USER_004116	0.080899	13.801905	0.316485	5.808342	6.058153	0.023157	30.144651	0.085056	0.589532	3.845501
1.234368	689.050237	7.388914	0.137666	0.573026	0.227937	0	3.071464	0.707987	0.157148	0.433193	0.130345	0	0	0	0.113504	0.266216	1	USER_003617	0.00775	11.040503	0.004462	2.112003	0.264641	0.002268	28.523552	-0.237554	0.875097	3.178004
7.489417	615.476591	0.883376	0.718275	0.717378	0.367345	4	7.554738	0.5901	0.343753	0.775629	0.13221	0	0	0	-0.122098	0.409194	1	USER_001752	0.57909	0.5933	0.395898	7.496682	0.767005	0.246927	2.794359	1.254208	0.841606	6.939832
0	733.81469	6.770258	0.25773	0.921501	0.390248	0	7.74407	1	0.000116	0.825048	0.050257	0.100625	0.083784	0.022321	0.004393	0.539249	0	U_SYN_7113	0.29073	6.627754	0.561887	0	0.037514	0.061416	1.961138	0.055323	0	2.251434
0.292162	566.515644	6.156542	0.151139	0.57172	0.417175	1	3.082356	0.628159	0.387835	0.721422	0.46012	1	0	1	0.298862	0.371607	0	USER_005443	0.148147	6.455756	0.258541	2.127099	2.02265	0.076359	17.940946	1.023725	0.383921	4.234971
2.150522	669.359107	6.630891	0.060732	0.603941	0.394673	0	0.049084	0.784928	0.182064	0.328698	0.070419	0	0	0	0.116762	0.428624	0	USER_007052	0.045095	10.069915	0.853667	0.418955	1.161015	0.014811	20.069281	-1.5288	0.078082	5.02181
0.2713	551.305976	5.840336	0.00968	0.718768	0.361471	2	3.631281	0.553348	0.055233	0.031149	0.007327	1	0	1	-0.112707	0.02946	0	USER_002743	-0.232471	7.506885	0.841374	5.590822	11.190257	-0.12625	18.646111	-0.120309	0.220917	7.045449
0.081668	512.321043	5.749684	0.249939	0.755652	0.401892	2	5.992581	0.432649	0.386627	0.483421	0.368598	1	0	2	0.266026	0.947189	1	USER_000241	0.222612	5.239592	0.865694	4.502934	1.325604	0.136675	17.194674	-0.669382	0.760907	7.854132
0	636.439876	8.712817	0.335288	2.202656	0.144955	0	10	1	0.004952	0.938195	0.033057	0.075996	0.028873	0.033634	0.005986	0	0	U_SYN_300	0.563812	3.783813	1.88337	0	0.038045	0.218923	0.839507	0.031461	0	5.638116
0	495.731801	4.425895	0.195549	1.00795	0.415553	0	7.658111	0.978694	0.000964	0.551589	0.081004	0.043336	0.043724	0.218392	0.005755	0.496025	0	U_SYN_14441	0.304445	3.994672	0.589093	0	0.043207	0.1961	1.479542	0.034641	0	2.331472
0.015745	730.208408	8.674623	0.063283	0.687173	0.139424	0	0.818269	0.864748	-0.038885	0.129961	0.381695	1	0	1	-0.20308	0.998359	0	USER_002049	0.229542	14.943921	0.620771	0.73558	3.956723	0.049995	37.325863	-0.374136	0.332779	4.854338
2	775.876124	3.389172	0.245155	1.987451	0.280647	0	10	0.836128	0.002507	0.39292	0.097476	0.109413	0.00772	0.056037	0.00587	0.006275	0	U_SYN_2915	0.568357	1.623594	1.429678	0	0.070262	0.076598	0.71798	0.100689	0.264993	5.683568
1.455885	561.267038	0	0.643173	0.58679	0.421867	7	11.613456	0.689411	0.134292	0.721846	0.199719	0	2	1	0.135138	0.368396	1	USER_001185	0.30853	-0.36432	0.193023	14.656106	5.301382	0.161968	0	-0.351575	0.583217	3.585651
3.093254	628.217139	6.724965	0.18663	0.615104	0.327822	0	2.574523	0.600706	-0.021338	0.918216	0.378731	2	0	0	0.117777	0.459669	0	USER_003980	0.226034	7.931821	0.636165	2.539566	9.882346	0.091146	22.601852	1.395246	0.26948	2.46433
0	703.030618	4.349455	0.21932	0.76033	0.398078	0	6.674731	0.921301	0.008149	0.503232	0.009445	0.067134	0.041878	0.252697	0.004973	0.619835	0	U_SYN_10841	0.262811	5.055564	0.45766	0	0.049291	0.070228	1.351686	0.064183	0	1.754196
0	655.798295	4.679254	0.666606	0.696063	0.508157	0	6.391776	0.969385	0.008274	0.46814	0.072679	0.115704	0.08156	0.287517	0.007498	0.651969	0	U_SYN_12033	0.381042	5.877996	0.342353	0	0.139479	0.134544	0.792742	0.071425	0	2.435535
7	548.533931	0.5	0.545715	0.292747	0.497132	3	9.201401	0.912951	0.006242	0.114857	0.042265	0.538484	0.504347	0.552203	0.009437	0.853627	0	U_SYN_14234	0.695597	1.273085	0.147213	5	0.909525	0.381271	0.11292	0.347669	0.136615	6.400469
6.648731	558.114823	5.409514	0.076849	0.753648	0.373528	4	2.429556	0.465188	0.189936	0.432955	0.038346	2	0	1	-0.078877	0.578932	1	USER_006328	0.016733	5.359541	0.925473	11.145307	3.462265	0.00888	16.944544	-0.622731	0.364296	4.961472
5	549.444403	1.818324	0.510979	2.11321	0.215837	1	10	0.797389	0.001484	0.288348	0.073606	0.231656	0.228299	0.354643	0.002363	0	0	U_SYN_1712	0.780194	0.821578	1.657102	1	0.266368	0.426348	0.191921	0.219031	0.704403	7.801936
7	549.428702	1.069361	0.710941	3.041305	0	5	10	0.653168	0.009223	0.231896	0.063616	0.939319	0.734247	0.744552	0.002064	0	1	U_SYN_8147	1.132577	0.340419	3.041305	7	0.607974	0.618946	0	0.640803	1.419276	11.32577
9.463162	558.715533	5.837385	0.30786	0.924585	0.308604	0	3.012526	0.682348	0.170897	0.523047	0.30154	1	0	1	-0.088853	0.751159	0	USER_007740	0.305434	6.851463	0.471646	-0.26836	1.440365	0.161761	20.179735	-1.94931	0.797896	9.280336
0.198039	637.766034	6.26753	0.136166	0.659774	0.412684	0	3.283743	0.719908	0.13031	0.613154	0.130669	2	0	1	0.035871	0.480995	0	USER_008095	0.102274	9.180702	0.497104	3.852794	4.275437	0.039465	18.405114	-0.279609	0.412535	0.007558
0.02638	640.015582	8.159667	0.228948	0.684831	0.145326	0	2.84888	0.831274	0.115704	0.781053	0.142742	0	0	0	0.062083	0.536515	0	USER_002279	0.022797	14.409458	0.883029	-1.203332	0.051363	0.008704	34.869283	0.65322	0.849865	3.879918
1.206921	592.658143	4.985009	0.406563	0.871959	0.399078	1	3.021476	0.554421	0.38048	0.533977	0.365432	2	0	0	0.120479	0.837578	1	USER_001981	0.352145	5.45957	0.655843	3.627571	2.955377	0.164767	14.978001	-1.444498	0.873635	1.869986
0	554.669953	2.956382	0.239609	0.605288	0.684087	0	6.183107	1	0.000287	0.459966	0.025642	0.035198	0.098252	0.099091	0.008993	0.697356	0	U_SYN_14341	0.258377	4.191735	0.191218	0	0.078396	0.138739	1.537832	0.040035	0	1.597574
0	503.529332	4.8657	0.687026	1.181221	0.343023	0	8.460204	1	0.006609	0.646181	0.022215	0.089994	0.07836	0.063428	0.004019	0.40939	0	U_SYN_3078	0.482628	3.797705	0.776035	0	0.138354	0.30403	0.522368	0.050506	0	4.083135
0.532442	640.300978	5.252442	0.224647	1	0.314186	1	3.916498	0.641362	0.341048	0.621692	0.275152	1	0	0	-0.001176	0.436204	0	USER_001726	0.243707	6.755568	0.021556	2.329753	5.882901	0.092918	18.010979	0.701311	0.749713	5.958361
2	532.779338	7.827328	0.160715	0.388872	0.27153	0	3.467398	0.813324	0.005692	0.88756	0.062698	0.004487	0.016242	0.206606	0.002901	0.805564	0	U_SYN_12620	0.191218	16.011007	0.283281	0	0.020274	0.110288	1.783779	0.080889	0.05185	0.663029
2	772.219418	2.071749	0.477297	3.454363	0	0	10	0.930562	0.004736	0.30531	0.015487	0.156346	0.064583	0.081071	0.001139	0	0	U_SYN_3209	0.966153	0.582875	3.454363	0	0.219775	0.136633	0	0.094054	0.460582	9.661533
0	685.952106	4.010496	0.100987	1.094363	0.478194	0	8.070222	1	0.003837	0.500396	0.088521	0.124583	0.072818	0.004312	0.007147	0.452818	0	U_SYN_8880	0.297825	3.357853	0.571045	0	0.024568	0.088832	1.724122	0.05922	0	2.403512
2.66863	628.092238	5.851316	0	0.848609	0.226121	2	2.796892	0.736804	-0.030893	0.250415	0.353538	0	0	1	0.152187	0.911892	0	USER_004467	-0.044328	8.337306	0.243301	4.216142	2.175388	-0.017885	22.641043	0.358474	0.17378	5.248854
7	759.493406	2.491349	0.921726	2.269351	0.268105	3	10	0.90395	0.008836	0.28985	0.022638	0.601051	0.510852	0.625093	0.003277	0	1	U_SYN_3623	0.947568	1.05149	1.660927	5	0.355693	0.155929	0.052283	0.371991	1.059031	9.475679
2	611.730486	2.948011	0.661015	1.508336	0.280408	0	7.255237	0.793308	0.00561	0.332851	0.03221	0.045004	0.064824	0.295795	0.004555	0.245832	0	U_SYN_10045	0.605588	1.832958	1.085387	0	0.216868	0.262351	0.28022	0.115625	0.201111	4.393687
0	487.174595	5.159505	0.636129	2.493855	0.139148	0	8.136988	0.912246	0.007415	0.61001	0.061751	0.064786	0.011172	0.192877	0.002572	0	0	U_SYN_1078	0.727636	1.989126	2.146841	0	0.120948	0.480009	0.261235	0.057889	0	5.920766
0	541.994252	1.838912	0.420641	2.28098	0.090996	1	9.887066	1	0.00421	0.380944	0.054206	0.185574	0.179283	0.132649	0.004096	0	0	U_SYN_12101	0.685539	0.772334	2.073421	1	0.216947	0.383909	0.096946	0.109457	0	6.77797
21.029894	556.683977	6.513721	0.185351	0.709891	0.547021	1	5.526891	0.424572	0.33074	0.262612	0.338411	1	0	0	0.169932	0.053727	1	USER_009562	0.195456	6.346485	0.970742	3.07089	0.484084	0.104237	14.752887	-0.344895	0.497759	6.149306
0	664.62148	3.166387	0.379767	1.034733	0.418262	0	5.707142	0.945005	0.007189	0.397455	0.062599	0.154768	0.080973	0.295117	0.005691	0.482633	0	U_SYN_439	0.382106	2.790424	0.601944	0	0.116265	0.12879	0.821424	0.09272	0	2.180735
5	617.358237	1.046266	0.527385	1.358643	0.448085	0	5.519052	0.790229	0.000651	0.124737	0.059304	0.055315	0.072179	0.264458	0.006247	0.320678	0	U_SYN_5888	0.704424	0.717287	0.749856	0	0.46009	0.297961	0.221569	0.122157	0.452881	3.887751
7.655428	632.334579	7.331311	0.218074	0.600815	0.435134	0	2.490187	0.674622	0.307829	0.932795	0.21365	0	0	1	0.202822	0.30838	1	USER_006796	0.136739	9.210685	0.167754	1.5623	0.850312	0.054115	20.706045	-1.363873	0.221411	3.086195
0	602.130781	3.005502	0.681373	1.625194	0.169396	0	7.196561	1	0.006942	0.472376	0.047174	0.198508	0.061359	0.191809	0.003702	0.187403	0	U_SYN_4338	0.593853	1.742124	1.349893	0	0.219408	0.267632	0.162219	0.07796	0	4.273696
1.646327	672.063119	7.428567	0.190229	0.788862	0.259633	1	3.330833	0.66925	0.313256	0.332506	0.449872	0	0	1	0.006773	0.453892	0	USER_007068	0.123298	8.973214	0.574403	1.006271	0.011602	0.039889	27.499321	1.056354	0.107882	7.936374
3.316877	680.461374	9.291032	0.103574	0.813919	0.188915	0	2.936199	1	0.051779	0.515754	0.286918	0	0	0	0.073208	0.024915	0	USER_002324	0.18392	15.698547	0.351127	0.825325	0.36632	0.056694	37.679072	0.161385	0.060576	8.827877
2.532191	478.430862	5.372807	0.422124	0.791596	0.436071	4	5.049776	0.30618	0.453869	0.821177	0.134113	1	0	1	-0.050852	0.437357	1	USER_003272	0.459901	3.622098	0.163679	9.217383	1.836306	0.3107	15.149401	-1.408511	0.895458	0.223151
8.126919	617.401114	7.61304	0.334485	0.891386	0.319633	3	4.277219	0.478874	0.173752	0.173059	0.186993	1	0	1	0.169724	0.673864	1	USER_007037	0.2077	8.721084	0.781334	6.820195	0.162146	0.087838	25.898288	-0.396847	0.844975	2.129456
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9.614164	414.001307	3.396294	0.441206	0.607181	0.542667	4	3.619672	0.324756	0.429875	0.765947	0.278205	1	0	0	0.060555	0.874892	1	USER_002876	0.133974	1.815246	0.435484	8.164108	0.103084	0.106205	7.766178	-0.648996	0.5015	9.2658
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0	804.183574	4.348787	0.531791	1.125949	0.347908	0	5.947344	1	0.006251	0.564861	0.025218	0.12429	0.033285	0.281729	0.007017	0.437026	0	U_SYN_14991	0.429683	3.547283	0.734222	0	0.119536	0.035794	0.708388	0.047273	0	2.555474
7	600.755589	1.15378	0.233098	1.139807	0.334422	3	9.49442	0.952396	0.005632	0.204011	0.051827	0.547848	0.447936	0.520048	0.005749	0.430097	0	U_SYN_4058	0.597408	0.930613	0.75863	5	0.185916	0.270728	0.295909	0.317777	0.53191	5.672044
5	817.36907	1.035527	0.371285	0.671261	0.587666	1	6.619302	0.792716	0.00207	0.284336	0.021703	0.315955	0.184124	0.137737	0.010125	0.66437	0	U_SYN_9254	0.521767	1.342642	0.276784	1	0.326971	0.030956	0.382601	0.232937	0.223754	3.453734
0.015775	740.490852	10.536429	0.266144	0.737142	0.25748	0	1.722242	0.943786	-0.128319	0.955618	0.253465	0	0	0	0.176139	0.948754	0	USER_006807	0.185807	17.566341	0.509925	0.405371	1.327832	0.036996	39.117552	0.700743	0.191445	1.486603
0	829.178227	5.210609	0.793563	0.954096	0.265015	4	9.699882	1	0.000045	0.656654	0.045013	0.722434	0.652038	0.469901	0.003218	0.522952	1	U_SYN_3461	0.466548	4.943201	0.701247	4	0.14943	0.017662	0.285067	0.412341	0	4.525465
0	659.560754	3.601332	0.425025	0.844157	0.351533	0	6.932102	1	0.004825	0.394764	0.083162	0.165668	0.031707	0.076117	0.004507	0.577922	0	U_SYN_977	0.350373	3.814337	0.547407	0	0.11483	0.121318	0.727912	0.059213	0	2.428824
2.259903	652.970484	9.517177	0.220606	0.851625	0.455506	0	0.634686	0.767608	0.110569	0.104724	0.185656	0	0	0	0.047321	0.757205	0	USER_005820	0.319574	16.44895	0.390465	-0.596127	1.973473	0.114483	25.910252	0.387711	0.687382	4.98218
2.340834	667.875165	0.037973	0.481679	0.719573	0.266104	4	5.60447	0.7542	0.206739	0.13153	0.339809	0	1	0	-0.080448	0.359749	1	USER_003915	0.560693	-0.394233	0.544371	8.65059	0.920685	0.185666	0.13934	-0.514934	0.535249	7.395957
0	604.123317	2.862944	0.552594	0.934908	0.255838	0	6.434904	1	0.009971	0.344818	0.041309	0.140333	0.08383	0.210619	0.003264	0.532546	0	U_SYN_9970	0.42026	2.766375	0.695724	0	0.186502	0.187877	0.327702	0.067249	0	2.704335
10	663.315453	1.954785	0.865661	1.10259	0.458447	5	10	0.778073	0.008772	0.298441	0.086567	0.936605	0.793191	0.661549	0.009494	0.448705	1	U_SYN_13674	0.77755	1.625479	0.597111	7	0.42129	0.263921	0.12039	0.60771	0.73506	7.7755
0.318901	774.850076	10.064688	0	0.772858	0.088758	0	-0.481465	0.953091	-0.098339	0.581353	0.121586	0	0	0	0.074119	0.05216	1	USER_007958	0.065656	20.031842	0.814773	0.573862	0.506787	0.008971	45.856824	-0.614698	0.222558	7.729834
5	543.089571	1.637002	0.741541	1.196091	0.263372	2	7.847683	0.876083	0.004765	0.312086	0.009105	0.431975	0.37043	0.270618	0.005596	0.401955	1	U_SYN_5157	0.676821	1.26303	0.881074	2	0.426909	0.377679	0.111432	0.290288	0.398697	5.31148
0	766.754387	10.307348	0	0.883136	0.163289	0	-1.696107	1	0.022191	0.761889	0.481911	0	0	0	0.124474	0.494059	0	USER_001174	0.162271	20.229107	0.671239	-0.93051	0.294358	0.024561	43.121363	0.445432	0.358066	5.895978
3.486198	748.903879	9.728499	0.278339	0.800302	0.126732	1	1.356178	0.782579	-0.015917	0.348236	0.470642	0	0	0	0.051831	0.174954	0	USER_008989	0.163938	15.24755	0.228839	2.746136	0.612473	0.030134	42.477918	-0.152918	0.959476	6.426973
0.893665	702.93031	7.370741	0.143522	0.664731	0.222124	0	1.220373	0.850624	0.269199	0.087045	0.198631	0	0	0	-0.078516	0.098108	0	USER_007103	0.154942	11.365801	0.654003	2.537987	2.200172	0.041432	28.667623	1.365733	0.331968	3.813648
2.630121	448.946004	1.32521	0.223699	0.808044	0.584833	5	5.570936	0.301423	0.19453	0.378531	0.465756	1	0	0	-0.044294	0.29959	1	USER_000122	0.148854	0.239397	0.946455	11.945677	1.496193	0.108543	2.750916	0.513121	0.038684	5.329625
5	571.583726	10	0.298071	0.302514	0.482788	0	4.663972	0.801027	0.000066	1.194584	0.052056	0.118889	0.041212	0.185491	0.005776	0.848743	0	U_SYN_9194	0.269726	24.843878	0.156464	0	0.029512	0.136538	3.388833	0.12762	0.100838	1.257994
7.379038	660.263671	6.723921	0.274417	0.759783	0.188531	1	2.243388	0.4574	0.076921	0.114346	0.131533	0	0	0	-0.026942	0.177901	0	USER_004425	0.237711	8.347088	0.052497	1.142097	1.527287	0.082004	27.281275	-0.407471	0.484003	3.25848
1.945678	481.679974	6.339699	0.396273	0.771855	0.557318	1	4.323282	0.349262	0.209474	0.830321	0.170908	1	0	1	0.127341	0.453581	0	USER_003527	0.479385	6.639365	0.610473	2.256502	3.396227	0.321031	14.032358	0.962268	0.558769	7.569591
0	773.286679	8.222901	0.430826	0.655002	0.512607	0	6.253683	0.994274	0.008185	0.988116	0.085046	0.10543	0.000366	0.132457	0.006021	0.672499	0	U_SYN_8164	0.284278	10.89123	0.319243	0	0.051764	0.039651	2.399133	0.034029	0	1.777787
5	682.093575	1.981791	0.349569	0.622035	0.418047	0	6.619368	0.730831	0.008034	0.313829	0.073673	0.044389	0.085405	0.299702	0.008854	0.688983	0	U_SYN_8623	0.425349	2.74473	0.361995	0	0.167918	0.129852	0.53887	0.146606	0.207345	2.815541
0	791.583176	10.274012	0	0.9622	0.03822	0	-0.633857	1	0.216918	0.769839	0.17948	0	0	0	-0.070306	0.155742	0	USER_008070	-0.105692	20.142171	0.043591	-0.213675	2.312344	-0.011226	49.406715	-0.084635	0.475237	5.046401
2	560.270682	2.107086	0.690059	1.210555	0.359635	0	6.598747	0.868442	0.003071	0.24496	0.036607	0.05131	0.025721	0.044042	0.008429	0.394722	0	U_SYN_11212	0.579746	1.607781	0.775197	0	0.312656	0.305399	0.234868	0.075732	0.161407	3.825597
3.36771	566.730853	4.78366	0.394339	0.63953	0.37056	2	3.410175	0.495595	0.184696	0.784724	0.493163	2	0	2	0.048967	0.845802	1	USER_007813	0.257894	4.441197	0.98068	5.424851	3.79297	0.132824	15.055132	-1.302598	0.224428	1.455389
7	539.624144	2.431232	0.635715	0.584659	0.387839	1	5.129045	0.787828	0.008324	0.336824	0.041157	0.278165	0.204605	0.305557	0.006462	0.707671	0	U_SYN_88	0.526659	3.551012	0.357906	3	0.251149	0.297204	0.343493	0.2297	0.272841	2.701259

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