Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
13.101251	711.31768	8.239528	0.039022	0.693431	0.233928	1	3.695491	0.634832	0.336257	0.264241	0.3494	0	0	2	0.170889	0.960917	0	USER_007344	0.330405	12.52422	0.297065	2.091766	3.290966	0.083312	31.560347	1.010225	0.868008	6.038197
0	516.417315	0.5	0.580155	0.649483	0.563938	1	7.106126	1	0.004538	0.216223	0.048187	0.293205	0.164609	0.219025	0.006299	0.675259	0	U_SYN_3576	0.637276	0.667127	0.283215	1	0.966925	0.386517	0.118383	0.137344	0	4.528566
7	743.33423	0.5	0.594467	1.109095	0.331025	3	9.401732	0.942549	0.008941	0.15109	0.087722	0.494929	0.458675	0.382439	0.008065	0.445453	0	U_SYN_9796	0.873493	0.413533	0.741956	5	0.990779	0.169403	0.067121	0.309061	0.517578	8.212343
0	850	0.5	0.224107	1.829439	0.143573	1	9.960978	0.920457	0.004492	0.152302	0.040036	0.266429	0.242094	0.140489	0.001438	0.085281	0	U_SYN_4974	0.766453	0.259143	1.56678	1	0.373511	0	0.055699	0.184374	0	7.634622
2	536.068833	3.218461	0.271056	0.759336	0.374087	0	7.701163	0.99609	0.001917	0.37331	0.057397	0.088697	0.077078	0.194775	0.008529	0.620332	0	U_SYN_10261	0.333453	3.74529	0.475278	0	0.081681	0.19033	0.877636	0.051296	0.101245	2.567975
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4.939827	636.97487	7.925996	0.055847	0.709576	0.437231	1	1.167801	0.712486	0.298411	0.213427	0.473249	0	0	0	0.060178	0.926552	0	USER_008499	0.276737	10.799543	0.855297	3.247821	0.00768	0.107185	22.302515	-0.765744	0.502738	2.408233
0	632.475664	1.414713	0.145204	0.336289	0.527462	0	7.022189	1	0.008604	0.32909	0.03469	0.077525	0.010048	0.163331	0.009967	0.831856	0	U_SYN_2796	0.242857	3.242608	0.158909	0	0.095862	0.09605	0.637856	0.026272	0	1.705388
15.815353	407.19208	2.795816	0.398986	0.921604	0.579265	3	7.132415	0.361838	0.331421	0.892282	0.012868	1	0	0	0.001577	0.959441	1	USER_000624	0.405127	0.255903	0.17603	7.313434	3.62299	0.32617	5.881494	0.148194	0.878397	2.930608
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0	814.241925	2.492714	0.552083	0.574917	0.364287	0	5.686692	1	0.005184	0.380071	0.059316	0.163717	0.01603	0.270064	0.003707	0.712542	0	U_SYN_6912	0.357748	3.693365	0.365482	0	0.212936	0.023259	0.406738	0.053924	0	2.0344
0	687.983346	3.002621	0.420114	0.277684	0.70598	0	4.180831	0.914282	0.008457	0.362157	0.037953	0.054385	0.039537	0.266214	0.011377	0.861158	0	U_SYN_5846	0.246033	7.950079	0.081645	0	0.135406	0.072475	1.229237	0.062464	0	1.028621
0	754.286541	1.482418	0.259502	1.242573	0.462217	2	9.136923	0.986807	0.000976	0.206071	0.097373	0.348068	0.352411	0.487169	0.005367	0.378714	0	U_SYN_7481	0.452754	1.104163	0.668234	2	0.163991	0.07879	0.507389	0.215421	0	4.136778
3.919281	502.50681	5.221302	0.353236	0.666896	0.306122	1	4.986762	0.506806	0.023118	0.237752	0.201701	0	0	0	0.102218	0.236218	0	USER_003497	0.042919	5.169439	0.434413	1.186163	1.28611	0.027116	18.114719	-3.148052	0.610882	3.653557
2.816032	411.458548	3.539171	0.323885	0.786235	0.412724	3	5.628801	0.274363	0.387862	0.759976	0.295142	0	0	0	0.007495	0.108195	1	USER_005005	0.341993	2.68364	0.731322	4.70244	0.561602	0.272688	10.392356	-0.30861	0.248631	5.722965
0.074449	723.120175	7.750996	0.150034	0.744264	0.127784	1	1.825485	0.937683	0.001061	0.55628	0.043841	1	0	0	0.121493	0.580105	0	USER_007312	0.139723	11.013022	0.768951	0.041151	3.876727	0.032233	33.802696	1.506945	0.165799	2.692496
0	675.2213	7.112105	0.11086	0.221356	0.4788	0	4.631279	1	0.009519	0.814636	0.081434	0.00236	0.07896	0.139115	0.00866	0.889322	0	U_SYN_1325	0.10526	22.131563	0.115371	0	0.015371	0.03345	3.02777	0.024396	0	0.48749
11.25188	593.725429	6.131571	0.290649	0.802903	0.246594	2	1.128086	0.64635	0.190365	0.204466	0.248469	0	0	1	0.061274	0.494594	1	USER_003200	0.280843	8.176491	0.070796	4.652281	2.08264	0.13086	23.09781	-0.737703	0.933716	7.890966
2.530794	578.980822	4.986042	0.307308	0.820893	0.370752	1	3.310026	0.45042	0.22696	0.694265	0.324583	0	0	1	0.091633	0.544178	0	USER_009206	0.250321	5.393874	0.462801	1.586831	0.467023	0.123349	15.687289	0.464628	0.937212	7.320267
0	752.435179	5.425904	0.49456	1.330093	0.168982	0	7.57042	0.992094	0.00737	0.691828	0.04856	0.037871	0.034764	0.249198	0.006455	0.334953	0	U_SYN_6165	0.45058	3.794091	1.105331	0	0.089498	0.079929	0.463429	0.024953	0	3.411079
0	718.810802	7.54049	0.614237	0.648257	0.453632	0	5.588276	1	0.003944	0.793415	0.019006	0.110318	0.013677	0.147482	0.005982	0.675871	0	U_SYN_5999	0.340099	10.077406	0.354187	0	0.080392	0.081122	1.319544	0.037199	0	1.900567
7.696753	485.221374	5.814773	0.349129	0.87204	0.450189	3	4.745877	0.489633	0.082871	0.954693	0.17845	2	0	0	-0.139455	0.156617	1	USER_005646	0.310756	4.385954	0.583623	7.339927	1.349983	0.206104	15.985122	1.572993	0.706991	7.528884
2	484.761594	3.076047	0.688796	2.109622	0.180416	0	8.066883	0.940966	0.00246	0.364798	0.096888	0.040557	0.054988	0.079558	0.00414	0	0	U_SYN_12081	0.731535	1.392114	1.729012	0	0.216872	0.48579	0.172709	0.052278	0.281283	5.901205
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0.431455	599.291432	6.65286	0.168352	0.787014	0.450791	0	2.674398	0.558446	0.16006	0.387404	0.289332	1	0	0	0.255514	0.746529	0	USER_008901	0.199723	7.888471	0.240005	2.095548	1.568402	0.09104	18.269043	0.196154	0.389548	5.662049
0	664.05089	2.814665	0.473952	1.058693	0.366403	0	7.140888	1	0.006879	0.327842	0.092039	0.051284	0.096731	0.266104	0.004517	0.470654	0	U_SYN_2725	0.422543	2.429172	0.670785	0	0.162609	0.142857	0.542515	0.044404	0	3.01733
12.773613	581.654456	7.358272	0.39144	0.891339	0.346532	2	4.123119	0.656389	0.197365	0.406691	0.140995	1	0	0	0.083108	0.602935	1	USER_003976	0.587939	7.914042	0.194752	3.542842	0.85226	0.286856	24.041981	0.908153	0.487842	2.269504
2.289407	788.027821	8.003556	0	0.950544	0.368569	1	0.119862	0.756717	0.142601	0.262125	0.393732	1	0	1	0.065471	0.084101	0	USER_003653	0.131879	13.073926	0.75635	2.258884	6.486771	0.01486	25.268447	-0.001752	0.896265	6.590963
1.284425	632.016838	5.338912	0.246303	0.692505	0.304833	0	2.129622	0.903529	0.145842	0.421883	0.183612	0	0	0	0.042675	0.075262	0	USER_001183	0.052048	7.203988	0.215404	-1.828022	0.971773	0.020628	18.557171	0.657026	0.940054	3.688629
0	549.426076	2.767957	0.816207	0.641664	0.470692	1	5.721234	0.942861	0.002919	0.330631	0.09155	0.31606	0.217933	0.227466	0.008444	0.679168	0	U_SYN_12843	0.442931	3.732091	0.339638	1	0.284595	0.242061	0.239455	0.183054	0	2.534112
0	667.192085	3.210835	0.31736	1.109606	0.396979	0	7.46469	0.800773	0.00715	0.393093	0.07997	0.002289	0.003707	0.207333	0.005816	0.445197	0	U_SYN_7753	0.377537	2.654447	0.669116	0	0.095855	0.125485	0.870115	0.081489	0	2.818197
10	675.057249	2.042214	0.584559	0.336354	0.66782	3	7.089607	0.78663	0.009287	0.247198	0.018915	0.669089	0.480711	0.365635	0.011638	0.831823	0	U_SYN_10322	0.536	4.680176	0.11173	5	0.272876	0.17049	0.566592	0.430288	0.224236	3.800027
0.196382	737.225828	9.099275	0.07128	0.879205	0.318489	1	0.830492	0.704714	0.137264	0.390173	0.332919	0	0	0	0.034748	0.338376	0	USER_000617	0.034551	15.518313	0.007256	1.901976	0.458905	0.007084	31.006274	-0.363074	0.722709	8.870332
0.743506	627.668894	6.073402	0.094533	0.749333	0.267104	0	1.924519	0.650517	-0.068237	0.583535	0.266628	2	0	1	-0.127449	0.526448	0	USER_006603	-0.08701	8.965417	0.352553	3.102616	1.993728	-0.035173	22.255867	0.156662	0.297964	7.094543
7	621.652401	3.38819	0.412343	2.795408	0.147512	2	10	0.705884	0.008934	0.510274	0.026971	0.455435	0.320911	0.262221	0.004744	0	0	U_SYN_11751	0.880121	1.170194	2.383052	4	0.118211	0.365406	0.29371	0.35055	1.304524	8.801208
0.44894	739.748544	9.065835	0	0.84432	0.18857	0	0.594074	1	0.153896	0.479896	0.393647	0	0	0	0.177157	0.659888	0	USER_001895	0.082391	15.532951	0.799485	-2.546182	4.380989	0.016516	36.781454	0.198905	0.951957	1.747452
2	815.504222	2.890081	0.638713	0.867729	0.262671	0	7.174992	0.985794	0.004854	0.400342	0.048008	0.153665	0.01026	0.066302	0.005287	0.566135	0	U_SYN_11187	0.472047	2.986456	0.639802	0	0.21361	0.029607	0.274268	0.05486	0.115697	3.386937
0	645.200547	0.5	0.306764	2.037521	0.11643	0	8.132988	1	0.005277	0.161073	0.009706	0.053982	0.050208	0.259681	0.001653	0	0	U_SYN_14625	0.832867	0.233916	1.800292	0	0.511274	0.310129	0.040357	0.031257	0	6.773697
0	850	4.547618	0.659238	0.783384	0.314081	0	5.797431	0.993114	0.009409	0.615262	0.039041	0.064171	0.081242	0.007736	0.006589	0.608308	0	U_SYN_2609	0.397481	5.147951	0.537338	0	0.141844	0	0.486717	0.046379	0	2.304369
0	790.860467	10.84258	0.101788	0.899562	0	0	-0.525968	1	-0.112261	0.079006	0.369281	0	0	0	0.186252	0.497157	0	USER_006102	0.123763	22.159858	0.085202	-1.094606	1.236467	0.013308	54.212901	-1.094776	0.015293	4.176926
0	815.191434	1.582317	0.503886	0.686345	0.448445	3	9.163452	0.911973	0.006771	0.301526	0.07512	0.669693	0.529633	0.583022	0.004708	0.656828	0	U_SYN_2879	0.407318	2.012244	0.378557	3	0.299519	0.025778	0.352034	0.395008	0	3.732442
2	773.130054	1.168335	0.620296	1.58802	0.347691	1	9.978811	0.854653	0.009823	0.174761	0.059449	0.320927	0.200943	0.195651	0.005755	0.20599	0	U_SYN_12554	0.70138	0.692133	1.03588	1	0.489064	0.098027	0.154243	0.2147	0.211736	6.998937
30	546.810625	5.350207	0.403251	0.760645	0.706863	6	6.624615	0.347606	0.315543	0.140785	0.379288	0	0	0	0.071872	0.931715	1	USER_007870	0.24917	3.649249	0.281388	12.41708	0.175885	0.137356	7.841724	2.423243	0.259225	0.966408
8.609325	716.736026	9.767937	0.102756	0.526481	0.260878	1	1.010951	0.749811	0.025614	0.409931	0.195331	0	0	1	-0.020915	0.700651	1	USER_001383	0.114588	14.812296	0.494744	1.264626	2.110135	0.027764	36.098491	2.076992	0.674027	3.08472
2	750.711443	9.237118	0.603233	0.707048	0.410973	0	5.031191	1	0.004458	1.086158	0.088678	0.069708	0.011216	0.289046	0.004612	0.646476	0	U_SYN_9731	0.383799	11.445558	0.416471	0	0.064606	0.069285	1.506209	0.024277	0.094273	1.930968
0	434.296327	2.79316	0.582564	1.544656	0.276758	0	10	0.975213	0.002962	0.426693	0.037916	0.061047	0.095069	0.144354	0.003252	0.227672	0	U_SYN_3263	0.552829	1.698325	1.117159	0	0.201359	0.417842	0.322691	0.05675	0	5.528288
7	643.560246	2.578529	0.346516	1.455126	0.451484	2	8.563671	0.581603	0.004637	0.329796	0.027838	0.447253	0.37375	0.260333	0.005313	0.272437	0	U_SYN_2754	0.609648	1.658084	0.79816	4	0.129368	0.228828	0.760762	0.41366	0.679059	5.220824
0.11559	728.332343	8.586878	0.080825	1	0.085565	0	-0.361065	0.854838	0.202394	0.187387	0.000801	0	0	0	-0.060436	0.480728	0	USER_001737	0.10097	15.378958	0.752263	0.649277	1.988724	0.022336	39.260707	0.631155	0.621377	7.804324
5	557.797567	1.2772	0.709751	0.43162	0.545629	4	8.725673	0.758195	0.00782	0.315194	0.021209	0.802043	0.591837	0.482907	0.007455	0.78419	1	U_SYN_3572	0.544471	2.402468	0.196115	4	0.515358	0.289265	0.202268	0.514886	0.143873	4.750879
5.562493	513.239472	4.064801	0.320189	0.741609	0.314917	3	3.681472	0.368653	0.011015	0.687996	0.003511	2	0	2	-0.085575	0.720717	1	USER_007710	0.000219	3.570206	0.329704	8.043278	2.278089	0.000134	13.923624	-0.535823	0.764129	3.117449
2	611.489462	7.362585	0.601069	0.571098	0.63409	0	7.998796	1	0.001464	0.853555	0.012548	0.196612	0.020238	0.279311	0.008006	0.714451	0	U_SYN_14134	0.361341	10.97096	0.208971	0	0.080544	0.156697	1.862423	0.065055	0.076146	2.890291
4.460001	641.465336	7.6666	0.142712	0.735148	0.117622	1	1.157582	0.744528	-0.024359	0.231168	0.358793	0	0	0	0.122868	0.430365	0	USER_009289	0.31725	11.747382	0.019948	1.49355	7.836324	0.120286	33.824188	-0.727264	0.767026	5.563239
0	689.740403	4.58333	0.067286	0.469086	0.447456	0	4.975575	0.732133	0.002832	0.588031	0.055424	0.181746	0.032845	0.180883	0.006087	0.765457	0	U_SYN_9530	0.156708	8.053846	0.25919	0	0.014367	0.045662	1.912847	0.171524	0	0.77971
0	641.677842	10	0.492358	0.621963	0.315869	0	6.987728	1	0.000018	1.116263	0.008628	0.099037	0.033578	0.175029	0.005246	0.689018	0	U_SYN_13371	0.291902	13.851122	0.425504	0	0.048748	0.110563	1.603484	0.039785	0	2.039733
0	583.044767	1.225628	0.497705	0.771932	0.4435	1	6.73531	0.895951	0.002129	0.226046	0.029614	0.173981	0.237495	0.257201	0.007224	0.614034	0	U_SYN_4480	0.45457	1.405645	0.42958	1	0.375448	0.220636	0.273031	0.165062	0	3.061669
0	671.795818	1.250319	0.278183	0.24005	0.531528	1	5.843094	0.995877	0.008639	0.288851	0.046063	0.279155	0.1794	0.299755	0.006244	0.879975	0	U_SYN_10249	0.279578	3.676869	0.112457	1	0.206013	0.090585	0.479705	0.139216	0	1.633601
0	659.782649	1.099106	0.565791	0.786103	0.542652	1	6.217115	1	0.000485	0.302129	0.018536	0.187531	0.180995	0.197379	0.006129	0.606948	0	U_SYN_4487	0.493749	1.240382	0.359523	1	0.471844	0.170763	0.258976	0.110558	0	3.069692
0.782119	642.530834	7.819107	0.224091	0.70247	0.181352	0	1.124287	0.699394	0.039672	0.902716	0.078732	0	0	0	-0.000018	0.044947	0	USER_002976	0.263893	11.400025	0.191755	-1.992856	0.198341	0.099545	32.005485	-1.085222	0.260909	5.141075
0	569.586231	4.240807	0.455792	0.582237	0.290516	0	5.019242	1	0.00401	0.5498	0.080924	0.073627	0.036687	0.051348	0.003612	0.708881	0	U_SYN_6027	0.299259	6.216029	0.413088	0	0.105002	0.152575	0.670477	0.033094	0	1.502056
2	514.621724	10	0.221075	0.859197	0.383907	0	5.417182	0.92247	0.004904	1.087314	0.095468	0.149241	0.076608	0.238653	0.006506	0.570402	0	U_SYN_7030	0.297964	10.425389	0.529345	0	0.021889	0.181692	2.99035	0.098767	0.11456	1.614124
0	653.037868	2.694951	0.413164	0.4223	0.718078	0	6.158784	0.992018	0.003748	0.4435	0.079552	0.191308	0.060859	0.215966	0.008696	0.78885	0	U_SYN_11146	0.279967	5.159774	0.119056	0	0.147825	0.10026	1.135638	0.078843	0	1.724255
5.487878	496.717285	3.988787	0.367004	0.675897	0.325169	0	4.470177	0.395883	0.296361	0.438679	0.311523	0	0	1	-0.019753	0.864179	1	USER_000204	0.300811	3.400683	0.951414	0.204205	4.32893	0.193221	13.458783	0.884819	0.3886	7.223543
2	701.155553	2.366372	0.554256	0.385943	0.677964	0	5.533217	0.902248	0.004404	0.342044	0.024154	0.062757	0.078727	0.131489	0.00798	0.807028	0	U_SYN_3926	0.364556	4.869646	0.124288	0	0.224725	0.098658	0.715114	0.081546	0.051459	2.017169
10	817.165944	0.5	0.954083	0.883705	0.250054	5	9.967713	0.818988	0.003016	0.195118	0.08097	0.959273	0.753597	0.676363	0.007215	0.558148	1	U_SYN_9192	0.996299	0.508282	0.662731	7	1.590138	0.059477	0.005741	0.586266	0.589137	9.930824
0.256928	543.319489	0.556852	0.771851	0.713335	0.46635	2	9.714145	0.50525	0.324482	0.377099	0.420169	0	0	0	0.104227	0.279781	1	USER_001345	0.626651	1.655258	0.087379	5.043754	2.662561	0.349421	1.485822	0.768586	0.696095	6.663675
1.108379	586.034605	5.1756	0.007145	0.820206	0.455939	2	3.084428	0.552769	0.111215	0.443243	0.054753	1	0	1	0.22997	0.210027	0	USER_004486	0.070765	5.814884	0.06463	5.124226	2.171036	0.033963	14.079202	0.54398	0.326461	6.541553
2.1506	460.190836	0.772791	0.845683	0.811936	0.587016	10	9.234439	0.256019	0.355991	0.650395	0.283859	2	1	0	0.031812	0.693845	1	USER_004101	0.5261	0.731003	0.336182	21.290378	0.010259	0.37287	1.595752	1.898008	0.655866	1.944061
5.994765	703.354895	9.82136	0.28501	0.845328	0.263868	1	-0.508549	0.799111	0.238027	0.712834	0.186693	0	0	1	0.073077	0.364785	0	USER_009609	0.203987	16.689923	0.028493	2.966323	2.891385	0.054389	36.149093	-1.135478	0.155866	9.42248
0	850	12.130382	0	0.854928	0.089595	0	2.202398	1	0.004189	0.743504	0.410589	0	0	0	-0.084645	0.185668	0	USER_002664	0.196191	23.934376	0.127071	0.492271	0.318296	0	55.217796	-0.371099	0.971136	9.269241
0	635.171686	6.748094	0.607694	1.244486	0.32365	0	7.74182	1	0.006122	0.712318	0.035732	0.163198	0.035949	0.167631	0.006937	0.377757	0	U_SYN_3582	0.460411	5.019088	0.841709	0	0.088739	0.179835	0.856804	0.059744	0	3.564416

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