Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
10	708.685154	0.5	0.829157	0.991413	0.485996	5	8.487033	0.76513	0.009532	0.072288	0.0247	0.89134	0.730893	0.723547	0.005303	0.504293	1	U_SYN_3801	0.980363	0.458122	0.50959	7	1.381928	0.251891	0.041515	0.580618	0.660942	8.320373
1.555364	686.432011	8.369336	0.154385	0.699495	0.402509	1	0.901962	0.700604	0.118952	0.847878	0.227688	1	0	0	0.097061	0.528439	0	USER_003451	-0.011026	11.819405	0.932783	2.88231	0.522957	-0.003279	25.003024	-0.008648	0.822559	7.194877
7	737.528143	2.72745	0.483679	0.670206	0.552913	3	9.716075	0.713873	0.000717	0.348018	0.020946	0.621213	0.506592	0.34421	0.01004	0.664897	0	U_SYN_10384	0.48988	3.541194	0.29964	5	0.171066	0.100178	0.778634	0.452792	0.312763	4.759712
0	593.14607	0.5	0.420088	0.246168	0.398443	2	5.965813	0.854277	0.009033	0.152411	0.010735	0.376702	0.317985	0.430097	0.006489	0.876916	0	U_SYN_5500	0.508593	1.444387	0.148084	2	0.700146	0.237517	0.115531	0.266695	0	3.034172
15	705.599705	0.5	0.871688	1.472623	0.34012	5	10	0.656747	0.006303	0.146323	0.045618	0.980054	0.7871	0.782449	0.006729	0.263688	1	U_SYN_8892	1.189364	0.31794	0.971755	7	1.452813	0.312263	0.021821	0.667448	1.472623	11.893643
0.612622	550.282556	5.658744	0.192366	0.819035	0.459624	0	3.878535	0.660528	0.334391	0.9599	0.470332	1	0	2	-0.162197	0.398834	1	USER_003596	0.159731	5.991039	0.812596	1.206614	1.41302	0.087044	15.289259	-2.509833	0.282373	9.032635
2	620.740525	3.64258	0.66371	0.694971	0.480354	0	5.312957	0.907118	0.006061	0.476297	0.005368	0.103852	0.013966	0.145426	0.009437	0.652514	0	U_SYN_3620	0.431546	4.582026	0.361139	0	0.17734	0.179884	0.588417	0.072498	0.092663	2.292787
0	667.087353	1.97948	0.484705	1.349294	0.430716	3	9.617084	1	0.00436	0.241227	0.032943	0.570408	0.479125	0.371093	0.006222	0.325353	1	U_SYN_13174	0.511448	1.365824	0.768131	3	0.23309	0.170092	0.439337	0.31486	0	4.91864
1.071914	735.674363	10.468004	0	0.770066	0.03552	0	0.700591	0.818223	-0.147239	0.657254	0.081056	0	0	0	-0.210186	0.447969	0	USER_002397	-0.156569	19.205592	0.751252	-1.213202	1.571021	-0.032545	50.480927	-0.058398	0.131549	5.787931
7	592.087116	2.43661	0.512437	0.895463	0.486198	2	10	0.729078	0.006499	0.394741	0.096025	0.334401	0.379937	0.273057	0.005844	0.552268	0	U_SYN_1322	0.551669	2.447715	0.460091	4	0.202016	0.258696	0.577604	0.32267	0.417883	5.516691
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0	772.832771	2.564039	0.203926	0.44641	0.485247	0	5.129837	1	0.004735	0.401653	0.027362	0.028183	0.064013	0.170931	0.004892	0.776795	0	U_SYN_6134	0.225534	4.692517	0.229791	0	0.076548	0.031643	0.990469	0.027659	0	1.156951
3.349043	468.789742	5.556294	0.558869	0.922725	0.56012	7	5.765484	0.432189	0.36853	0.732526	0.150682	2	0	0	-0.009659	0.16839	1	USER_004161	0.298442	4.067075	0.427371	17.600334	5.342344	0.206853	12.220515	-1.175223	0.349162	5.386331
0.861196	486.794115	3.137029	0.291084	0.663834	0.423879	1	3.376919	0.603294	0.315048	0.445301	0.301307	1	0	0	0.085814	0.45212	0	USER_000268	0.054105	2.81999	0.951166	2.818952	0.573064	0.03573	9.036535	-0.705519	0.97785	1.985662
0	647.423064	4.170472	0.560434	0.666687	0.573699	0	7.098516	0.986731	0.00832	0.559701	0.025619	0.025942	0.070935	0.197915	0.010639	0.666657	0	U_SYN_6455	0.348301	5.439604	0.284209	0	0.131235	0.128287	1.051704	0.034371	0	2.472419
0	624.758028	1.854122	0.525353	1.299514	0.156559	1	7.526038	1	0.008661	0.20561	0.018047	0.171913	0.178312	0.283092	0.006137	0.350243	0	U_SYN_13595	0.519857	1.324832	1.096064	1	0.268844	0.212897	0.13778	0.105067	0	3.912461
4.36579	649.988833	7.353219	0.064462	0.833551	0.244605	1	3.534047	0.742585	0.066398	0.638195	0.064364	2	0	1	-0.172273	0.861578	0	USER_008491	0.189281	8.836133	0.967318	4.952157	0.100251	0.068833	27.772915	-1.692963	0.748345	0.387301
0.001925	700.626504	6.526231	0.155452	0.947754	0.265805	0	2.06603	0.938899	0.109261	0.995647	0.013299	1	0	0	0.154504	0.270676	0	USER_003145	0.019232	10.133869	0.830956	0.666846	3.41714	0.005223	23.957636	1.202904	0.362788	0.199989
0.548466	597.152845	5.199232	0.194703	0.911799	0.375853	2	4.378442	0.49739	0.19477	0.392841	0.209228	0	0	1	-0.005394	0.77269	0	USER_002787	0.103105	5.272571	0.976456	3.507559	0.522638	0.047399	16.225431	0.064745	0.595062	2.574089
10	808.137597	1.337948	0.972425	0.858529	0.489952	5	7.92909	0.54234	0.008767	0.222912	0.002678	0.899523	0.727387	0.74269	0.008851	0.570736	1	U_SYN_12023	0.80252	1.395835	0.437891	7	0.676259	0.061083	0.018076	0.671137	0.572352	6.363256
10	749.501758	4.790334	0.414838	0.550131	0.715681	0	5.727856	0.622718	0.003998	0.501909	0.077655	0.154614	0.076187	0.136992	0.008797	0.724934	0	U_SYN_5711	0.475375	7.368259	0.156413	2	0.084828	0.086862	2.006142	0.220153	0.366754	2.722877
0	500.991732	2.373818	0.463806	0.764531	0.591593	0	7.584068	0.978813	0.00653	0.370016	0.073752	0.184533	0.065014	0.004087	0.007538	0.617735	0	U_SYN_8178	0.372894	2.745788	0.31224	0	0.187486	0.236624	0.752996	0.083339	0	2.828057
2.23258	549.985013	3.937613	0.163971	0.853937	0.42853	1	2.218787	0.573855	0.260439	0.074429	0.33274	1	0	3	0.017424	0.793441	1	USER_005141	0.143573	4.82396	0.247971	3.244181	0.791733	0.078317	11.251132	-1.083779	0.024702	8.430557
0	618.309295	2.889033	0.638051	0.798076	0.379226	0	6.535821	1	0.001464	0.428577	0.002222	0.166021	0.049369	0.103883	0.007345	0.600962	0	U_SYN_8540	0.417942	3.216912	0.495425	0	0.213464	0.17606	0.39655	0.064617	0	2.731593
1.903312	618.924663	6.26125	0.068223	0.841114	0.112205	0	0.682526	0.864257	0.188467	0.232131	0.158786	0	0	1	0.058736	0.558251	0	USER_000985	0.217402	8.249855	0.454738	1.857731	0.166047	0.091339	27.793539	0.480903	0.31938	7.551792
0	809.285206	10	0.412408	0.787932	0.480705	0	6.285539	1	0.00972	1.045877	0.083633	0.188628	0.040963	0.148206	0.005285	0.606034	0	U_SYN_7268	0.301111	11.262126	0.409169	0	0.040832	0.02229	2.824588	0.068877	0	1.892643
0	692.22475	4.900931	0.238281	1.617936	0.203556	0	7.784105	0.891429	0.003909	0.611008	0.074558	0.169426	0.000632	0.001721	0.004654	0.191032	0	U_SYN_10610	0.435064	2.852802	1.288596	0	0.047647	0.124804	0.759902	0.094446	0	3.386583
2.617351	632.616551	6.682412	0.164793	0.80436	0.297247	1	3.672663	0.488207	0.306967	0.66911	0.110182	0	0	0	0.224606	0.740235	1	USER_001851	0.062571	8.365252	0.92298	3.193718	0.599301	0.024731	23.48044	-1.227535	0.061164	9.679898
2	524.485093	2.017859	0.915306	1.835146	0.257446	1	8.859143	1	0.002647	0.300467	0.060823	0.352673	0.180754	0.213898	0.00297	0.082427	0	U_SYN_3458	0.776056	1.042743	1.362694	1	0.432184	0.459305	0.043998	0.160028	0.244686	6.87519
0	560.2411	5.948562	0.324663	1.682532	0.205154	0	8.122725	1	0.00037	0.731471	0.02334	0.096552	0.003161	0.013881	0.005349	0.158734	0	U_SYN_8441	0.466971	3.337142	1.337354	0	0.053676	0.246016	0.824161	0.029914	0	3.793078
2.068143	723.190552	8.869578	0	0.947031	0.122893	1	2.97884	0.89247	-0.008016	0.168769	0.385145	0	0	0	0.061293	0.204872	0	USER_004795	-0.066679	14.529428	0.694194	3.265182	0.600669	-0.015374	38.89785	0.684831	0.78108	0.382732
0	500.237213	1.707503	0.172796	0.37968	0.358705	3	6.25506	1	0.004569	0.266134	0.012229	0.494611	0.439586	0.553388	0.007813	0.81016	0	U_SYN_11153	0.238425	3.559671	0.243487	3	0.095599	0.151622	0.506654	0.280259	0	1.491361
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2.363564	657.474152	7.509531	0.221871	0.826866	0.304267	0	2.850511	0.678378	0.072758	0.607907	0.187323	0	0	2	0.005457	0.497689	0	USER_003675	0.021463	9.8427	0.276138	-0.20287	0.413717	0.007513	26.123145	0.517118	0.675747	8.545128
0	722.442818	1.289046	0.392819	0.489061	0.418213	1	7.236064	1	0.0002	0.18304	0.027576	0.251727	0.211315	0.375842	0.005119	0.75547	0	U_SYN_2305	0.359642	2.188307	0.284529	1	0.282798	0.083409	0.327328	0.138913	0	2.60239
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2	656.318367	3.589202	0.293583	1.079077	0.301982	0	7.697357	0.921666	0.009724	0.403819	0.049371	0.120629	0.078457	0.211454	0.004854	0.460462	0	U_SYN_5780	0.398103	3.044079	0.753215	0	0.079579	0.140191	0.765666	0.091059	0.143877	3.064338
5	735.419965	2.104048	0.444951	1.159506	0.429526	0	7.811195	0.902567	0.000279	0.397657	0.053221	0.017224	0.045004	0.033744	0.007649	0.420247	0	U_SYN_7534	0.556129	1.670534	0.661468	0	0.201879	0.115857	0.501621	0.057642	0.386502	4.34403
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1.08649	671.639517	6.156526	0.143769	0.852083	0.413345	0	1.829617	0.788551	0.042185	0.104081	0.246109	0	0	0	0.042751	0.155833	0	USER_008098	0.11318	8.8924	0.687177	-0.338156	0.708445	0.036703	18.058782	0.625843	0.362393	9.330355
0	671.101703	4.530128	0.263229	0.289874	0.275007	0	8.40251	0.722499	0.008617	0.48316	0.042298	0.138221	0.069137	0.035421	0.006648	0.855063	0	U_SYN_14006	0.180139	11.619455	0.210157	0	0.056851	0.058594	0.917881	0.173208	0	1.51362
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0.052722	722.582974	10.705912	0.040973	0.528791	0.213526	0	0.418619	0.98103	0.235369	0.764926	0.351511	0	0	0	0.414239	0.832773	0	USER_009833	-0.246174	18.642113	0.080897	-0.669971	2.458516	-0.05703	42.099596	-0.673132	0.231406	9.589277
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0	667.823974	3.790858	0.574821	0.650489	0.445472	0	5.551256	0.902317	0.009196	0.429313	0.011448	0.184274	0.046434	0.188185	0.008971	0.674755	0	U_SYN_4373	0.353947	5.051184	0.360715	0	0.147736	0.117237	0.718009	0.108286	0	1.964848
10	700.409383	6.115199	1	0.951218	0.374053	3	10	0.624644	0.001513	0.688632	0.089394	0.493653	0.449385	0.603921	0.008718	0.524391	1	U_SYN_2694	0.722423	5.817253	0.595412	5	0.160896	0.196487	0	0.433054	0.634145	7.224227
0.882237	601.874354	4.340404	0.393299	0.626939	0.425882	2	5.466509	0.510609	0.193961	0.212353	0.480398	0	0	0	-0.032572	0.823104	0	USER_001144	0.459742	4.174094	0.421862	0.841424	1.260603	0.207407	12.459515	-0.949671	0.068691	4.02697

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