credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
home_improvement
0.0963
481.42
11.552146
9.63
777
6,270
19,181
9.3
2
0
0
0
1
debt_consolidation
0.1189
497.46
11.388133
7.34
717
3,060.041667
15,648
45.8
1
0
0
1
1
debt_consolidation
0.1189
497.46
11.156193
18.28
717
6,960
4,826
58.1
1
1
0
0
1
credit_card
0.0963
481.42
10.571317
11.57
812
4,650.041667
1,140
9.7
1
0
0
0
1
credit_card
0.1158
495.21
11.512925
23.7
727
5,040
30,929
65.9
2
0
0
0
1
debt_consolidation
0.1474
487.84
10.308953
11.24
677
3,060.041667
23,762
94.3
1
0
0
1
1
all_other
0.0932
191.69
10.819858
5.28
732
3,810.041667
6,477
26
1
0
0
0
1
credit_card
0.0932
319.47
11.608236
10.29
752
4,410
28,840
34.3
0
0
0
0
1
all_other
0.1316
405.25
11.350407
12.01
752
3,749.041667
0
38.3
0
0
0
0
1
debt_consolidation
0.1632
529.71
11.407565
9.77
672
6,633
15,080
90.3
3
1
0
0
1
debt_consolidation
0.1411
342.29
10.126631
13.73
682
4,320
10,564
72.4
0
0
1
1
1
home_improvement
0.0932
127.79
11.236539
13.72
767
5,850
159
1.3
1
0
0
0
1
debt_consolidation
0.1347
508.84
10.744925
13.76
692
4,334
18,546
94.1
0
0
0
0
1
debt_consolidation
0.1347
169.62
11.082143
12.48
692
2,940
8,681
42.3
1
0
0
0
1
educational
0.1253
234.27
10.621327
2.46
747
4,978.041667
5,327
47.4
7
0
0
0
1
debt_consolidation
0.1537
261.35
11.0021
17.5
677
2,761.041667
16,422
76.6
0
0
0
0
1
debt_consolidation
0.1095
163.57
10.126631
12.48
732
3,810.041667
3,318
18.1
0
1
0
0
1
credit_card
0.1253
301.2
10.775617
20.59
722
11,100.04167
14,379
89.3
0
0
0
0
1
debt_consolidation
0.1442
257.87
10.714418
15.92
682
5,730.041667
9,562
21.9
1
0
0
1
1
home_improvement
0.1284
168.09
10.404263
17.67
702
2,550
5,051
51.5
2
0
0
0
1
small_business
0.1158
495.21
11.542484
20.26
722
5,700.041667
72,333
29.9
1
0
0
0
1
all_other
0.0768
62.39
10.778956
13.6
752
3,733
6,316
11.5
3
0
0
0
1
debt_consolidation
0.0963
192.57
10.83447
7.43
732
2,760.041667
11,629
37.6
0
0
0
0
1
debt_consolidation
0.1411
246.45
10.463218
6.99
677
2,640
10,606
62
0
0
0
0
1
debt_consolidation
0.1411
290.95
9.998616
10.15
682
6,720.041667
8,451
89.9
2
0
0
0
1
debt_consolidation
0.1189
497.46
11.0021
12.42
717
2,370.041667
31,563
40.5
3
0
0
0
1
credit_card
0.0963
320.95
11.24896
0
782
4,050
0
0
4
0
0
0
1
credit_card
0.0963
231.08
11.127263
19.11
727
6,210
35,333
66.9
3
0
0
0
1
debt_consolidation
0.08
188.02
10.1849
12.14
762
2,040.041667
1,491
5.5
0
0
0
0
1
major_purchase
0.1221
79.96
10.043249
9.5
712
1,380.041667
981
25.2
0
0
0
0
1
debt_consolidation
0.1568
227.51
10.968129
15.87
667
2,190
20,341
85.1
0
0
0
0
1
all_other
0.1474
207.23
10.373522
12.45
672
2,970
3,633
44.9
2
0
0
0
1
debt_consolidation
0.1347
81.42
10.341375
5.11
692
1,350.041667
5,727
54
1
0
0
0
1
debt_consolidation
0.1505
138.77
10.718852
7.67
667
3,060.041667
17,293
94.5
0
1
0
0
1
small_business
0.1663
354.7
11.350407
15.61
662
5,528.958333
66,526
93.6
3
0
0
0
1
small_business
0.16
263.68
10.819778
22.13
677
2,580
16,767
46.2
0
0
0
0
1
debt_consolidation
0.1316
506.56
10.840287
21.44
707
4,020
19,855
74.1
1
0
0
0
1
debt_consolidation
0.1379
408.91
11.580622
4.58
687
5,490
12,636
30.2
1
1
0
0
1
small_business
0.1189
497.46
11.512925
2.3
717
5,520
2,548
8.4
0
0
0
0
1
debt_consolidation
0.1442
154.73
10.448715
7.58
687
1,320.041667
3,952
44.1
1
0
0
0
1
major_purchase
0.1347
271.39
10.839581
4.35
687
3,844.041667
1,935
22.8
0
3
0
0
1
debt_consolidation
0.08
206.82
10.621327
10.74
752
4,800
7,112
50.4
1
0
0
0
1
debt_consolidation
0.1253
267.74
11.156251
20.67
712
5,339.958333
14,193
46.4
3
0
1
0
1
all_other
0.0768
155.96
10.604305
5.78
802
4,440
5,312
7.2
0
0
0
0
1
small_business
0.1284
504.27
11.661345
8.1
697
6,506
25,311
53.5
1
0
0
0
1
credit_card
0.1316
195.87
10.878047
5.52
702
2,040.041667
6,105
74.5
0
0
0
0
1
home_improvement
0.0932
134.18
11.225243
3.33
732
3,240
11,127
13.4
0
0
0
0
1
small_business
0.1095
327.14
11.461632
5.68
722
5,460
37,964
57.4
2
0
0
0
1
small_business
0.1442
330.08
11.338143
11.46
702
1,260.041667
4,040
20.2
0
0
0
0
1
all_other
0.1158
495.21
11.229674
9.81
742
6,480.041667
4,218
1.4
0
1
1
0
1
debt_consolidation
0.1126
295.77
11.350359
7.45
742
5,370.041667
8,827
34.3
1
0
0
0
1
debt_consolidation
0.1568
525.03
11.695247
19.87
682
5,010.041667
87,502
96.4
0
1
0
0
1
credit_card
0.0963
481.42
10.915088
16.56
782
4,980.041667
17,709
31.1
0
0
0
0
1
debt_consolidation
0.1284
242.05
10.373616
19.16
702
1,890
6,136
42.9
0
0
0
0
1
small_business
0.16
281.26
10.596635
23.13
662
3,090.041667
31,006
85.4
3
0
0
0
1
all_other
0.1442
515.74
11.608236
6.33
682
1,890
6,585
20.3
2
1
0
0
1
major_purchase
0.1411
273.84
10.518673
16.96
692
1,500
5,252
56.5
2
0
0
0
1
small_business
0.1095
490.71
11.289782
2.77
752
5,717.041667
11,002
20.9
1
0
0
0
1
debt_consolidation
0.1568
310.64
10.279318
19.53
692
3,738
21,894
99.5
0
0
0
0
1
debt_consolidation
0.1158
198.09
10.545341
23.08
732
7,050.041667
4,397
86.4
0
0
0
0
1
small_business
0.1347
508.84
11.81303
12.18
702
3,390.041667
65,230
68.9
1
0
0
0
1
debt_consolidation
0.1695
534.41
11.082204
22.85
682
2,670.041667
17,820
98.5
0
0
0
0
1
credit_card
0.1442
515.74
11.521846
11.22
682
3,450.041667
24,432
68.6
0
0
0
0
1
credit_card
0.1253
368.13
11.440355
19.35
692
5,449
32,307
83.3
0
0
0
0
1
all_other
0.0963
288.85
11.156251
8.45
737
4,890.041667
7,215
30.8
2
0
0
0
1
home_improvement
0.1347
508.84
11.156193
11.73
702
2,820.041667
8,417
43.4
1
0
0
0
1
debt_consolidation
0.1537
146.36
10.463103
6
662
1,470
8,597
56.9
1
0
0
0
1
educational
0.1379
170.38
11.225243
20.86
767
7,950.041667
38,511
22.9
2
0
0
0
1
all_other
0.0932
319.47
10.819778
0.36
777
3,092.041667
311
0.5
2
0
0
0
1
debt_consolidation
0.1347
203.54
11.225243
4.75
682
5,520
6,684
66.2
1
0
0
0
1
debt_consolidation
0.1411
342.29
10.778956
15
687
4,590.041667
11,011
57.1
0
2
0
0
1
debt_consolidation
0.1095
163.57
10.819778
6.38
717
3,630
4,044
18
0
0
1
0
1
debt_consolidation
0.1537
522.7
11.71994
6.52
677
2,880
92,391
72.6
0
0
0
0
1
major_purchase
0.08
206.04
10.714418
13.28
767
11,310
5,889
27.1
3
0
0
0
1
small_business
0.1126
492.95
10.933107
7.16
737
2,970
30,282
54.3
1
0
0
0
1
credit_card
0.1726
500.98
11.81303
9.33
672
1,650.041667
29,101
96.6
1
0
0
0
1
small_business
0.1253
100.4
10.126631
3.65
712
2,190
3,238
10.4
0
0
0
0
1
debt_consolidation
0.1411
513.44
11.0021
14.02
692
2,370.041667
20,002
52.2
3
0
0
1
1
credit_card
0.1505
346.92
11.127263
13.96
672
2,294.041667
6,365
25.2
1
1
0
0
1
small_business
0.1442
343.83
11.0021
11.26
682
6,540
4,395
57.8
2
0
1
1
1
all_other
0.1379
340.76
10.778956
4.95
687
3,150.041667
1,718
14.9
1
0
0
0
1
major_purchase
0.08
56.41
11.959699
0.18
797
12,153.04167
2,044
7.5
2
0
0
0
1
debt_consolidation
0.0963
231.08
10.842518
12.53
727
2,490
1,596
8.9
2
0
0
0
1
debt_consolidation
0.1253
401.6
10.819778
11.88
722
2,790.041667
7,085
41.7
1
0
0
1
1
major_purchase
0.08
219.36
11.479506
11.79
817
5,961.958333
1,254
3.8
0
0
0
0
1
credit_card
0.1253
301.2
10.819778
15.41
727
1,590.041667
6,183
31.5
1
0
0
0
1
debt_consolidation
0.1189
596.96
11.156251
11.23
747
4,440.958333
11,286
69.5
0
1
0
0
1
debt_consolidation
0.1347
644.53
11.71994
4.64
762
5,829
7,888
7.5
1
0
0
0
1
all_other
0.0963
192.57
11.082143
0.28
752
2,280.041667
1,070
16.5
0
0
0
0
1
credit_card
0.1189
497.46
11.918391
6.78
752
6,150
24,055
54.2
1
0
0
0
1
debt_consolidation
0.1537
348.47
10.596535
20.16
667
3,090.041667
10,393
78.7
3
0
0
0
1
debt_consolidation
0.1253
602.4
11.187251
11.37
732
5,100
14,940
40.2
2
0
0
0
1
all_other
0.1189
497.46
11.205041
4.05
782
2,760.041667
552
2.9
1
0
0
0
1
debt_consolidation
0.1316
354.59
10.915234
7
702
1,920.041667
10,720
63.4
1
0
0
0
1
all_other
0.0768
155.96
11.561716
14.09
777
3,960
3,272
5.8
3
0
0
0
1
debt_consolidation
0.1411
205.38
10.596635
19.67
667
3,240
5,155
56.6
1
0
0
1
1
debt_consolidation
0.08
125.35
11.407565
8.97
757
4,470.041667
51,498
31
0
0
0
0
1
all_other
0.1221
99.95
10.251324
6.44
712
2,940
5,064
72.3
2
0
0
0
1
debt_consolidation
0.1316
168.86
10.273947
23.12
707
2,490
7,058
94.3
3
0
0
0
1
debt_consolidation
0.1316
405.25
11.302204
20.5
702
3,240
57,822
78.5
0
0
0
1