credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
educational
0.1189
39.8
9.798127
14.07
787
5,621.041667
14
2.8
0
0
0
0
1
debt_consolidation
0.1442
687.66
11.472103
7.09
707
4,771
10,047
70.3
0
0
0
0
1
debt_consolidation
0.16
210.95
10.038193
18.62
662
1,740.041667
5,040
71
2
0
0
0
1
debt_consolidation
0.08
141.02
9.903688
13.74
777
10,411.04167
3,223
4
0
0
0
0
1
all_other
0.1316
472.79
10.858999
7.13
717
3,120.041667
8,358
46.2
2
0
0
0
1
all_other
0.1442
371.34
10.434116
6.78
732
1,170
932
15.5
0
0
0
0
1
debt_consolidation
0.1568
665.03
10.935533
22.25
692
5,880
13,303
95
1
0
0
0
1
credit_card
0.0963
417.23
10.714418
8.16
787
6,630
176
0.3
3
0
0
0
1
all_other
0.1253
334.67
10.308953
17.76
732
1,950.041667
312
3.6
1
0
0
0
1
debt_consolidation
0.1221
333.15
11.32237
1.42
747
2,670.041667
4,399
18.4
0
0
0
0
1
credit_card
0.1411
154.03
10.29201
18.1
672
4,440
4,321
56.5
2
2
0
0
1
debt_consolidation
0.1632
565.02
11.082143
20.22
687
5,340.041667
16,731
96.2
1
0
1
0
1
debt_consolidation
0.1347
203.54
9.998616
7.31
712
3,780.041667
6,095
73.4
2
0
0
0
1
all_other
0.1695
285.02
12.425208
8.46
662
5,100
47,014
96.5
3
0
0
0
1
all_other
0.1284
100.86
11.082019
4.89
687
5,520
2,305
31.6
1
0
0
1
1
debt_consolidation
0.1379
477.06
11.373663
17.26
702
6,960
43,998
87.6
0
0
0
1
1
debt_consolidation
0.1284
302.57
10.714418
9.68
712
6,720.041667
2,058
4.2
0
1
0
0
1
home_improvement
0.1442
550.13
11.362149
4.35
687
6,900
13,171
25.3
3
1
0
0
1
credit_card
0.1474
328.1
10.748798
19.81
672
7,050.041667
28,594
67
2
0
0
0
1
debt_consolidation
0.1853
706.5
11.0021
13.88
662
1,590.041667
0
0
1
0
0
0
1
all_other
0.1189
49.75
10.239817
5.62
752
1,560.041667
47
1.6
2
0
0
0
1
debt_consolidation
0.1221
359.81
11.326596
12.68
717
6,810.041667
23,722
51.8
0
0
0
1
1
small_business
0.1253
836.66
12.334906
7.9
747
4,680
9,393
16
1
0
0
0
1
debt_consolidation
0.0963
385.14
12.254863
13.14
762
9,503.958333
56,967
28.3
2
0
0
0
1
all_other
0.1221
133.26
10.714418
19.81
712
3,090.041667
9,754
61.3
1
0
0
0
1
home_improvement
0.1316
185.74
10.122623
23.52
692
2,850.041667
22,479
86.8
2
0
0
1
1
debt_consolidation
0.1474
248.67
9.852194
15.47
697
1,260.041667
7,249
47.1
0
0
0
0
1
debt_consolidation
0.0963
577.7
10.551742
4.05
772
14,167
8,259
42.8
2
0
0
0
1
debt_consolidation
0.1347
508.84
11.461674
11.89
702
4,500.041667
31,565
68.3
0
0
0
1
1
educational
0.1695
171.01
9.615805
9.36
662
1,267.041667
2,368
84.6
1
0
0
1
1
debt_consolidation
0.1442
481.36
11.736069
13.27
682
8,473
30,160
33.1
2
1
0
0
1
credit_card
0.1347
169.62
11.314475
15.2
682
5,334.041667
28,637
63.3
0
1
0
0
1
debt_consolidation
0.1316
236.4
10.433998
18.85
697
2,641
566
8.2
3
2
0
1
1
small_business
0.1284
403.42
11.225243
22.45
732
4,410
11,194
32.9
3
0
0
0
1
credit_card
0.1253
267.73
10.757988
9.32
712
4,472
3,489
42.5
1
0
0
0
1
all_other
0.1537
278.77
11.225243
10.03
667
3,390.041667
2,646
22.2
2
0
0
0
1
debt_consolidation
0.1379
477.06
10.819778
3.7
707
2,580
14,499
63
3
1
0
0
1
all_other
0.1568
525.03
10.308953
2.68
682
1,201.041667
3,004
27.1
2
0
0
0
1
major_purchase
0.0737
111.77
11.034954
3.5
777
6,630
5,514
19.5
0
0
0
0
1
all_other
0.1379
340.76
10.915088
19.83
707
1,500
7,284
29
0
0
0
0
1
all_other
0.1379
511.14
11.277203
3.08
752
4,380
2,149
17.5
7
0
0
0
1
debt_consolidation
0.1284
705.98
11.127263
18.09
727
3,870.041667
22,289
49.8
1
0
0
0
1
home_improvement
0.0963
481.42
11.695247
2.93
802
4,442
7,265
11.7
0
0
0
0
1
debt_consolidation
0.1189
431.14
10.933643
20.11
737
5,040.041667
12,755
64.4
0
0
0
0
1
all_other
0.1379
286.24
11.407565
15.05
682
4,980.041667
26,295
70.3
0
1
0
0
1
small_business
0.0932
223.63
10.819778
7.8
742
3,720
5,749
33.8
0
0
0
0
1
debt_consolidation
0.1348
678.49
11.647456
14.67
702
5,041.041667
22,908
59.2
3
0
0
0
1
small_business
0.0963
77.03
10.043249
2.14
727
5,340.041667
948
13.5
1
0
1
0
1
all_other
0.1474
690.74
11.225243
0.32
702
2,820.041667
2,229
14.1
0
0
0
0
1
debt_consolidation
0.0932
319.47
10.645425
24.37
757
3,390.041667
1,711
24.1
2
0
0
0
1
debt_consolidation
0.1284
228.61
10.878047
11.59
707
2,046.041667
7,398
70.5
1
0
0
0
1
small_business
0.1505
277.53
10.621327
10.62
682
3,270
6,933
82.5
1
0
0
0
1
small_business
0.1284
840.45
11.156251
3.02
757
7,830.041667
2,906
4.5
0
1
0
0
1
credit_card
0.0963
192.57
10.348173
22.46
732
2,640
11,049
28.3
0
0
0
0
1
credit_card
0.16
351.58
11.626254
17.94
662
4,320
15,206
38
2
1
0
0
1
all_other
0.1695
160.33
10.839581
5.65
662
2,611
1,925
96.2
0
1
0
0
1
small_business
0.08
112.81
10.463103
9.74
737
3,360
9,376
41.5
0
0
0
0
1
credit_card
0.1316
303.94
10.434116
21.46
717
5,490
12,439
55.8
0
0
0
0
1
all_other
0.08
125.35
10.950807
12.21
767
3,900.041667
60,506
31.9
2
0
0
0
1
debt_consolidation
0.1189
90.38
9.809177
10.55
727
2,430.041667
7,226
51.6
0
0
0
0
1
debt_consolidation
0.1284
168.09
10.497505
11.59
707
1,650.041667
4,516
30.9
0
0
0
0
1
debt_consolidation
0.1568
525.03
11.350501
22.16
672
2,970
24,143
59.5
1
0
0
1
1
credit_card
0.0963
320.95
10.30092
7.38
777
5,100
2,770
9.1
0
1
0
0
1
debt_consolidation
0.1189
497.46
11.156251
6.19
747
2,700.041667
16,476
43.1
0
0
0
0
1
credit_card
0.1568
420.02
11.736101
10.54
667
4,860.041667
15,187
87.3
0
1
0
0
1
home_improvement
0.1392
382.34
10.412712
18.07
682
3,300
6,720
88.4
3
0
0
1
1
debt_consolidation
0.0737
108.66
11.082143
7.68
782
5,340.041667
4,991
7.7
0
0
0
0
1
credit_card
0.0963
115.54
10.373491
15.11
717
2,753.958333
12,811
41.5
1
0
0
0
1
debt_consolidation
0.1379
340.76
11.0021
15.14
697
4,800
10,852
64.2
1
0
1
1
1
debt_consolidation
0.1347
135.7
11.0021
17.86
682
3,750
1,267
31.7
0
0
0
1
1
credit_card
0.1253
381.52
10.819778
14.5
722
4,680.041667
8,775
48
0
0
0
0
1
all_other
0.1442
515.74
10.95954
21.54
682
2,280
4,649
43.4
0
0
0
0
1
credit_card
0.1442
515.74
11.561716
15.61
697
2,040.041667
12,352
34.7
1
0
1
0
1
debt_consolidation
0.0963
481.42
12.154779
9.64
772
8,520.041667
12,228
17.5
1
0
0
0
1
debt_consolidation
0.1537
69.7
11.066576
15.45
667
4,080
16,181
96.3
1
1
0
0
1
home_improvement
0.1379
511.14
10.714418
6.72
697
3,841.041667
14,244
29.6
0
0
0
0
1
educational
0.1253
200.8
10.085809
11.85
702
4,441
153
25.5
1
0
0
0
1
debt_consolidation
0.1347
183.19
10.260602
18.18
687
2,730.041667
3,647
66.3
0
0
0
0
1
debt_consolidation
0.1411
219.07
10.714418
16.05
692
2,970
8,959
90.5
0
0
0
0
1
debt_consolidation
0.1568
525.03
10.927735
22.3
677
3,150.041667
28,473
88.3
1
0
0
0
1
small_business
0.1253
150.6
11.074421
22.47
717
9,780
8,596
90.5
0
0
0
0
1
debt_consolidation
0.16
527.36
11.03489
7.39
672
7,800.041667
11,307
50
3
0
0
0
1
small_business
0.0963
160.48
10.434116
0.39
747
3,480.041667
1,063
6.2
4
0
0
0
1
small_business
0.1505
520.37
11.289782
11.38
677
4,410
31,724
90.4
2
0
0
1
1
major_purchase
0.1284
151.29
10.596635
1.95
722
4,442
337
3
2
0
0
0
1
all_other
0.1442
279.36
9.392662
0
687
5,193
0
0
0
1
0
0
1
small_business
0.1537
174.24
10.714418
7.55
692
1,440
11,369
80.6
0
0
0
0
1
debt_consolidation
0.0963
192.57
10.819778
9.1
732
3,660
1,825
15.6
2
0
0
0
1
small_business
0.08
219.36
11.77529
3.78
762
5,010.041667
20,488
24.7
1
0
0
0
1
small_business
0.08
313.37
11.338572
2.63
802
4,320.041667
5,390
10.4
0
0
0
0
1
debt_consolidation
0.1442
206.3
9.980449
18.39
677
1,890
11,297
85.6
1
0
0
0
1
debt_consolidation
0.1411
205.38
10.463218
16.76
677
3,600
1,243
22.6
0
1
0
0
1
debt_consolidation
0.0963
320.95
11.277153
19.9
752
3,300
4,474
82.9
4
0
0
1
1
all_other
0.1695
178.14
11.608236
14.95
677
6,990
49,238
48.3
0
4
0
0
1
debt_consolidation
0.1347
407.08
10.964398
17.74
697
5,910
11,401
83.2
0
0
0
1
1
small_business
0.0963
385.14
11.350407
22.11
752
5,550
13,073
16.5
0
0
0
0
1
debt_consolidation
0.1531
487.42
11.082143
23.13
682
3,750.041667
13,641
97.4
0
0
1
0
1
credit_card
0.0963
192.57
12.611538
5.74
727
6,201
132,103
14.2
0
0
1
0
1
all_other
0.0932
51.12
10.341742
19.21
727
4,620.041667
714
10.1
3
0
1
0
1
debt_consolidation
0.1411
342.29
10.915016
16.52
682
7,950.041667
18,707
73.4
1
0
0
0