credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
educational
0.1221
69.97
10.085809
19.35
687
13,410
0
0
0
0
0
0
1
all_other
0.0932
287.53
11.350359
0
812
4,800
1,343
3.1
1
0
0
0
1
debt_consolidation
0.0932
332.25
11.489657
6.3
762
5,400
42,307
38
1
0
0
0
1
debt_consolidation
0.08
137.88
10.404263
10.76
747
3,300
433
7.3
0
0
0
0
1
all_other
0.1189
318.38
10.474467
21.15
707
3,575
30,332
44.4
3
0
0
0
1
educational
0.1218
666
11.965274
8.95
727
7,157.958333
31,340
61.3
3
0
0
0
1
debt_consolidation
0.1126
492.95
11.034954
5.46
787
5,820
17,911
32.6
2
0
0
1
1
all_other
0.1347
101.77
10.819778
19.75
672
6,960
17,015
53.8
1
0
0
0
1
debt_consolidation
0.1284
50.43
10.922335
23.09
672
4,560.958333
31,698
79.2
3
0
0
0
1
small_business
0.0963
471.79
11.314475
4.71
762
6,809.958333
3,629
17.9
0
1
0
0
1
debt_consolidation
0.1158
825.34
11.478748
19.57
752
4,229.958333
17,091
38.8
1
0
0
0
1
all_other
0.1158
594.25
11.532728
11.35
727
5,550
32,831
66.6
1
0
0
1
1
all_other
0.1221
333.15
10.714418
0
707
2,640
4,924
23.8
0
1
0
0
1
home_improvement
0.0932
159.74
10.819858
1.39
777
6,930
2,294
6.1
0
0
0
0
1
credit_card
0.1411
479.21
11.0021
22.14
677
5,699.958333
14,180
58.6
1
0
0
0
1
credit_card
0.1221
832.88
11.350407
17.59
727
3,330
34,155
45.5
0
0
0
0
1
home_improvement
0.0768
124.77
10.844803
18.07
797
5,520
3,832
6.6
0
0
0
0
1
debt_consolidation
0.0932
111.82
11.0021
16.92
727
2,069.958333
3,160
33.3
1
0
0
0
1
debt_consolidation
0.1379
681.51
12.429216
5.4
687
6,779.958333
11,356
78.7
1
0
0
0
1
debt_consolidation
0.1095
229
10.229909
13.68
717
2,100
4,635
60.2
3
0
0
0
1
home_improvement
0.1316
101.32
10.802429
0.56
717
1,259.958333
1,672
53.9
2
0
0
0
1
all_other
0.1095
163.57
11.60368
15.75
717
4,680
34,267
67.5
2
0
0
0
1
debt_consolidation
0.1158
429.18
10.635855
17.37
717
3,630
14,391
34.4
2
0
0
0
1
major_purchase
0.1379
477.06
10.896739
6.71
687
4,800
16,826
81.3
2
0
0
1
1
credit_card
0.1253
259.37
11.706455
24.54
702
6,270
72,544
93.6
0
0
0
0
1
debt_consolidation
0.1221
333.15
10.596635
4.59
742
4,020
5,784
52.6
1
0
0
0
1
debt_consolidation
0.1537
261.35
11.225243
7.09
667
5,850
25,908
97.4
1
0
1
0
1
debt_consolidation
0.1158
396.17
10.950807
13.89
722
2,759.958333
7,636
26.9
1
0
0
1
1
debt_consolidation
0.1221
666.3
11.512925
8.89
722
5,400
20,636
22.6
2
1
0
0
1
home_improvement
0.1221
499.73
11.512925
9.19
712
2,309.958333
24,204
30
2
0
0
0
1
debt_consolidation
0.1316
506.56
10.871611
6.52
692
3,630
10,372
50.1
0
0
0
0
1
all_other
0.0963
205.41
10.668955
21.01
727
3,720
2,210
11.9
1
0
0
0
1
major_purchase
0.08
112.81
10.463218
2.23
737
4,589.958333
5,015
8.2
1
0
0
0
1
home_improvement
0.0894
301.83
11.356272
6.27
747
3,449.958333
6,382
9.4
0
0
0
0
1
debt_consolidation
0.0932
191.69
10.33475
5.57
752
4,949.958333
8,143
18.4
0
0
0
0
1
small_business
0.1565
419.84
11.082143
11.94
712
6,897
13,583
26.6
0
0
0
1
1
debt_consolidation
0.1221
259.86
10.985293
11.69
692
2,069.958333
7,133
63.7
1
0
0
0
1
educational
0.1253
167.34
10.308953
0
697
1,860
0
0
1
1
0
1
1
credit_card
0.1474
86.35
9.798127
6.93
662
2,520
4,299
17.1
1
0
0
1
1
credit_card
0.0932
159.74
11.05089
13.79
737
3,630
5,163
28.1
1
0
0
0
1
all_other
0.1158
99.05
11.552146
15.18
712
7,139.958333
21,072
94.6
1
0
0
0
1
debt_consolidation
0.0932
127.79
10.621327
17.82
747
3,990
24,764
32
0
0
0
1
1
debt_consolidation
0.1221
133.26
10.596635
13.26
692
3,630
6,172
22.2
0
0
0
0
1
debt_consolidation
0.1316
148.59
10.848949
6.69
707
6,419.958333
11,374
68.1
1
1
0
1
1
small_business
0.08
156.69
9.472705
16.8
762
3,660
1,970
7.5
0
0
0
0
1
all_other
0.0963
152.45
10.308953
12.52
727
2,550
6,070
30.3
3
0
0
1
1
small_business
0.1695
178.14
10.819778
21.7
687
4,619.958333
5,800
66.7
2
1
0
1
1
debt_consolidation
0.1316
344.46
10.645425
14.57
697
2,850
8,504
87.7
2
0
0
0
1
all_other
0.1253
301.2
11.348051
21.4
692
5,040
7,407
45.4
1
0
0
0
1
debt_consolidation
0.08
156.69
11.454957
16.21
747
8,969.958333
78,532
36.9
3
0
0
0
1
major_purchase
0.1148
494.53
11.289782
0.66
752
2,789.958333
513
7
3
0
0
0
1
all_other
0.1221
283.18
10.495598
9.23
722
1,487
364
12.1
1
0
0
0
1
home_improvement
0.0932
319.47
10.933178
12.62
777
3,330
798
4.9
0
0
0
0
1
educational
0.0932
332.25
10.616437
14.47
752
2,970
3,741
10.2
1
0
0
0
1
small_business
0.0963
288.85
11.429544
15.85
732
4,589.958333
27,458
63.4
0
0
0
0
1
debt_consolidation
0.1632
565.02
10.950807
5.64
662
4,770
19,607
76.9
0
0
0
0
1
home_improvement
0.1221
499.73
10.714418
14.51
712
5,699.958333
5,786
48.6
3
0
1
1
1
debt_consolidation
0.1505
312.23
11.03489
23.75
677
3,570
15,149
92.9
1
0
0
0
1
debt_consolidation
0.1126
262.91
11.415643
8.04
722
6,300
7,670
57.7
1
0
0
0
1
debt_consolidation
0.1379
681.51
11.322426
14.94
692
4,499.958333
36,449
45.1
0
0
0
1
1
educational
0.0932
47.93
11.082143
5.94
742
5,880
2,232
38.5
0
0
0
0
1
credit_card
0.1284
403.42
10.463218
11.21
687
8,100
8,568
48.1
1
4
0
1
1
credit_card
0.0932
223.63
10.518673
23.42
737
4,680
22,450
52.9
1
0
0
0
1
major_purchase
0.1411
273.84
10.714418
8.8
702
1,410
0
0
2
0
0
0
1
debt_consolidation
0.1126
328.64
11.429544
2.54
717
6,749.958333
12,809
26.3
3
0
1
0
1
home_improvement
0.1537
871.16
13.017003
0.13
687
2,520
4,853
14.8
2
0
0
0
1
debt_consolidation
0.1505
346.92
10.714418
11.92
667
4,020
29,482
80.3
1
0
0
1
1
credit_card
0.1253
200.8
10.621327
11.24
682
1,890
9,469
65.8
0
1
0
0
1
all_other
0.1221
333.15
11.429587
10.45
702
3,419.958333
17,328
45.7
0
0
0
1
1
debt_consolidation
0.1379
817.82
11.81303
5.72
707
6,060.958333
24,146
58.9
0
0
0
0
1
credit_card
0.1347
508.84
11.410904
3.77
682
4,800
24,545
66.9
0
0
0
0
1
debt_consolidation
0.1284
90.77
10.714418
9.17
697
6,600
2,857
92.2
0
0
0
0
1
small_business
0.1758
215.66
10.778956
5.03
697
1,740
3,881
55.4
0
0
0
0
1
all_other
0.1253
100.4
11.0021
12.98
682
4,800
8,288
83.7
0
0
0
0
1
small_business
0.1758
539.13
11.264464
9.18
692
5,981.958333
10,055
37.5
0
0
0
0
1
credit_card
0.0894
349.49
11.661345
7.14
742
8,490
22,162
17.5
0
0
0
0
1
all_other
0.1221
159.92
11.225243
9.41
697
3,750
21,069
87.8
0
0
0
0
1
major_purchase
0.08
156.69
10.23996
2.36
752
2,192
2,583
31.5
1
0
0
0
1
debt_consolidation
0.08
188.02
10.736397
10.64
762
11,700
74,759
13.9
0
0
0
0
1
debt_consolidation
0.16
175.79
10.385914
16.3
662
3,616
0
0
0
1
0
1
1
credit_card
0.1357
271.75
9.680344
7.35
692
1,514
4,341
31.2
0
0
0
0
1
all_other
0.1189
215.57
11.338572
18.1
702
5,490
14,575
36.4
1
0
0
0
1
major_purchase
0.0963
449.32
11.264464
11.88
802
4,290
1,236
3.9
1
0
0
0
1
educational
0.1316
128.33
10.714418
17.01
702
2,550
5,144
29.1
0
0
0
0
1
debt_consolidation
0.1316
364.72
10.73631
19.05
692
3,990
13,067
89.5
1
0
0
0
1
all_other
0.1095
57.25
9.740969
23.65
712
12,629.95833
14,385
25.6
3
0
0
0
1
major_purchase
0.1095
98.15
10.980263
7.4
722
5,040
11,855
76
2
1
0
1
1
credit_card
0.1632
882.84
12.560244
14.67
687
7,320
95,324
96.4
0
0
0
0
1
all_other
0.0963
160.48
11.058795
22.37
727
2,669.958333
3,649
28.5
1
0
0
0
1
debt_consolidation
0.1158
660.27
10.819858
12.46
772
4,140.958333
0
0
1
0
0
0
1
all_other
0.08
175.49
11.082143
17.13
757
6,150
4,728
18.8
1
0
0
0
1
debt_consolidation
0.1253
133.87
10.596635
18.39
687
4,050
7,227
70.9
0
0
0
0
1
credit_card
0.1505
86.73
11.184421
16.3
667
3,600
16,242
95.5
0
0
0
0
1
debt_consolidation
0.0963
385.14
10.463103
15.94
767
7,139.958333
12,002
29.4
1
0
0
0
1
debt_consolidation
0.1189
331.64
11.407565
13.95
712
6,809.958333
32,678
75.8
0
0
1
0
1
all_other
0.1284
268.95
10.651407
16.73
682
3,600
4,075
20.4
0
0
0
0
1
debt_consolidation
0.1461
379.23
11.141862
12.7
682
10,820.95833
21,479
82.3
0
0
0
0
1
debt_consolidation
0.1189
530.63
11.45105
13.93
717
7,079.958333
9,867
24.1
1
0
0
0
1
major_purchase
0.1221
299.84
10.890498
24.35
702
3,600
43,751
86.3
0
0
0
0
1
all_other
0.1095
327.14
11.156251
0.82
722
5,984.958333
2,401
8.1
0
0
0
0