credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1379
204.46
11.695247
9.74
672
5,521
41,042
82.1
2
0
0
0
1
debt_consolidation
0.1126
460.09
10.491274
22.83
722
3,570
10,400
40.2
2
0
0
0
1
all_other
0.0932
115.01
10.691945
2.1
797
5,161
0
0
0
0
0
0
1
home_improvement
0.0963
112.33
10.596635
5.31
717
3,270
4,199
27.6
1
0
0
0
1
small_business
0.1537
139.39
9.615805
15.04
787
3,869.958333
1,573
3.5
1
0
0
0
1
debt_consolidation
0.1316
489.67
10.714418
24.91
687
3,899.958333
15,134
74.6
0
0
0
0
1
debt_consolidation
0.1126
591.54
11.105198
10.93
742
5,550
29,596
30.8
0
0
0
1
1
debt_consolidation
0.0788
187.69
10.789319
18.09
722
3,870.041667
23,919
67.6
2
0
0
0
1
debt_consolidation
0.1284
134.48
9.340403
11.7
687
1,709.958333
3,789
75.8
0
0
0
0
1
debt_consolidation
0.1474
172.69
10.085809
15.05
672
1,380
9,802
63.6
2
1
0
0
1
debt_consolidation
0.1253
133.87
11.099302
3.26
712
1,740
3,690
73.8
0
0
0
0
1
debt_consolidation
0.1347
463.05
10.896739
23.29
682
3,300
18,749
61.1
3
1
0
0
1
debt_consolidation
0.1095
196.29
10.043249
8.82
742
7,320
591
29.5
0
0
0
0
1
debt_consolidation
0.1221
199.89
10.181119
11.05
687
4,589.958333
14,387
68.5
0
0
0
1
1
debt_consolidation
0.1379
681.51
11.695247
15
687
7,680
24,911
27.2
1
2
0
0
1
home_improvement
0.0963
231.08
11.373663
3.61
777
4,499.958333
0
0
0
0
0
0
1
credit_card
0.1221
116.61
10.596635
8.28
687
5,249.958333
3,900
43.7
0
1
0
0
1
credit_card
0.1287
235.44
10.819778
16.06
692
2,940
19,609
73.7
2
0
0
0
1
debt_consolidation
0.0963
320.95
10.819778
21.89
747
6,389.958333
33,895
33.3
0
0
0
0
1
major_purchase
0.08
125.35
11.127263
14.19
772
2,339.958333
471
2.6
2
0
0
0
1
major_purchase
0.0932
191.69
11.46468
9.51
742
4,680
31,108
34.9
0
0
0
1
1
small_business
0.1758
251.6
10.308953
13.16
712
2,100
12,017
73.7
1
0
0
0
1
debt_consolidation
0.1284
403.42
10.434116
23.05
687
5,070
8,856
28.2
2
2
1
0
1
debt_consolidation
0.1221
449.76
11.127263
18.72
707
3,180.958333
28,714
53.1
0
0
0
0
1
educational
0.1411
201.1
9.862666
0.56
682
6,540
0
0
2
0
0
0
1
all_other
0.0894
142.98
11.512925
9.6
752
3,893.958333
50,284
32.6
3
0
0
0
1
major_purchase
0.0932
111.82
10.794091
8.94
767
2,069.958333
280
2.1
0
0
0
0
1
home_improvement
0.08
203.69
11.728005
8.79
752
7,439.958333
7,828
13.2
3
0
0
0
1
debt_consolidation
0.1442
206.3
10.778956
4.88
662
2,100
5,565
43.1
0
0
0
0
1
all_other
0.1347
122.13
9.615805
15.28
682
1,410
371
37.1
1
0
0
0
1
debt_consolidation
0.1379
238.53
11.191342
13.41
682
4,619.958333
22,541
57.1
1
0
0
0
1
debt_consolidation
0.1221
299.84
11.517913
8.6
697
5,639.958333
20,994
75.8
1
0
0
0
1
educational
0.0932
255.58
10.308953
16.8
772
5,969.958333
7,590
25.7
0
0
0
0
1
home_improvement
0.1253
227.58
11.082143
4.1
747
2,789.958333
155
1.2
6
0
0
1
1
debt_consolidation
0.1189
328.33
10.62869
18.19
707
3,607
8,737
70.5
0
0
0
0
1
debt_consolidation
0.1348
447.8
10.463103
22.25
687
3,955.041667
23,698
78.7
0
0
0
0
1
credit_card
0.1126
87.09
10.778956
20.8
702
15,419.95833
8,129
63
1
0
0
0
1
debt_consolidation
0.1158
495.21
11.198215
10.22
752
8,400
16,877
54.4
1
0
0
0
1
all_other
0.1726
751.47
10.778956
13.38
667
5,646.958333
0
0
1
3
0
0
1
all_other
0.08
156.69
10.988609
7.12
752
5,669.958333
13,538
48.9
3
0
0
0
1
all_other
0.08
100.28
10.308953
2.84
762
2,550
179
0.5
1
0
0
0
1
educational
0.1284
268.95
9.472705
0
717
1,440
0
0
3
0
0
1
1
debt_consolidation
0.0768
124.77
10.819858
17.06
782
4,290
1,950
18.7
3
0
0
0
1
debt_consolidation
0.1189
265.32
9.903488
8.46
712
4,169.958333
14,326
75.4
0
0
0
0
1
all_other
0.1221
59.97
11.0021
19.82
732
3,720
16,854
96.3
0
0
0
0
1
debt_consolidation
0.1316
337.71
10.736397
15.47
687
1,679.958333
4,351
33.7
0
0
0
1
1
debt_consolidation
0.1442
275.07
10.896739
7
662
1,949.958333
14,867
57.6
2
0
0
0
1
all_other
0.0963
288.85
11.350454
7.19
757
2,759.958333
11
0.1
1
0
0
1
1
all_other
0.1505
173.46
11.350407
14.04
672
5,490
9,952
97.6
1
0
0
0
1
debt_consolidation
0.1221
283.18
11.082143
9.18
692
1,979.958333
9,283
72.5
0
0
0
0
1
debt_consolidation
0.1284
268.95
10.714418
8.32
712
2,100
9,572
76.6
0
0
0
0
1
credit_card
0.1568
700.04
11.695247
16.77
677
2,280
29,799
53
3
0
0
0
1
home_improvement
0.1284
282.4
11.938193
0.39
712
8,159.958333
5,714
28.4
3
0
0
0
1
debt_consolidation
0.08
94.01
10.308953
10.4
742
3,809.958333
8,112
18.2
0
0
0
0
1
credit_card
0.1253
351.4
10.849415
23.49
697
2,850
18,709
63.9
1
0
0
0
1
all_other
0.1442
120.34
10.224411
14.67
672
5,249.958333
10,455
95.3
3
1
0
1
1
credit_card
0.1062
162.8
10.085809
21.6
707
4,800
6,010
41.4
0
1
0
0
1
debt_consolidation
0.1095
523.42
10.621425
17
752
4,290
1,850
7.6
1
0
0
0
1
major_purchase
0.1126
262.91
11.0021
4.46
742
2,550
4,824
47.8
2
0
0
0
1
home_improvement
0.1126
427.23
11.211874
15.31
742
5,580
957
16.8
2
0
0
0
1
debt_consolidation
0.1126
657.27
11.407565
12.15
757
3,779.958333
5,948
56.6
0
0
0
0
1
debt_consolidation
0.0963
385.14
11.082143
11.76
752
7,650
54,707
50.6
2
0
0
1
1
debt_consolidation
0.1284
470.66
11.884489
8.88
717
1,110
2,424
15.6
1
0
0
0
1
all_other
0.1284
141.2
10.23466
10.21
682
4,020
4,002
61.6
2
0
0
1
1
debt_consolidation
0.167
497.02
11.156251
12.75
707
5,088
65,335
66.9
1
0
0
0
1
debt_consolidation
0.1253
284.47
11.147397
22.05
692
7,020
33,321
83.5
1
0
0
0
1
debt_consolidation
0.0963
320.95
11.225243
13.79
737
3,059.958333
21,027
17.7
1
0
0
0
1
all_other
0.1284
571.51
10.165852
7.8
752
13,140
77,929
8.3
7
0
0
1
1
credit_card
0.0932
188.49
10.968198
5.07
737
5,341.958333
4,499
17.8
1
0
0
0
1
debt_consolidation
0.1537
418.16
10.915088
8.51
672
4,410
7,494
94.9
1
0
0
0
1
all_other
0.1474
207.23
9.851984
12.32
662
1,770
5,825
48.5
0
0
0
0
1
all_other
0.1158
495.21
11.711776
4.34
727
4,740
13,410
20
0
0
0
0
1
all_other
0.1568
490.03
11.669929
6.02
687
3,240
7,755
90.2
1
0
0
0
1
credit_card
0.1158
351.6
10.915088
9.25
717
7,199.958333
17,808
58
2
0
0
0
1
debt_consolidation
0.1253
234.27
11.0021
6.64
697
5,729.958333
11,391
67
1
0
0
0
1
all_other
0.0768
155.96
10.487935
3.65
797
9,420
4,787
10.8
0
0
0
0
1
credit_card
0.1474
518.06
11.082143
6.79
687
2,130
11,314
87
2
0
0
0
1
debt_consolidation
0.1316
709.18
11.77529
8.23
702
10,590
11,956
71.1
2
0
1
0
1
debt_consolidation
0.1347
254.42
10.776871
13.23
677
3,179.958333
8,815
51
1
0
0
0
1
all_other
0.1284
47.07
8.494539
17.68
722
2,100
0
2.5
3
0
0
0
1
educational
0.1316
135.09
10.308953
4.28
752
8,279.958333
2,049
9.1
8
0
0
0
1
debt_consolidation
0.1316
337.71
11.350407
18.31
702
3,240
16,528
22.9
1
0
0
0
1
credit_card
0.1253
602.4
11.532728
16.42
707
7,859.958333
11,318
35.3
0
0
0
0
1
all_other
0.1221
266.52
10.516048
6.21
717
1,589.958333
6,883
65.6
0
0
0
0
1
educational
0.1357
203.82
10.308953
10.84
677
2,670
3,962
56.6
1
0
0
0
1
debt_consolidation
0.1221
399.78
10.858922
17.12
702
4,169.958333
15,524
29
0
0
0
0
1
debt_consolidation
0.0963
288.85
10.680516
8.77
737
3,210
15,228
60.4
1
0
0
0
1
debt_consolidation
0.1316
371.48
10.915016
7.62
682
2,669.958333
10,756
69.8
0
0
0
0
1
debt_consolidation
0.1537
261.35
10.714418
15.84
662
3,210
5,015
85
0
0
0
0
1
major_purchase
0.1218
266.4
10.757903
2.32
762
4,474
7,470
38.3
1
0
0
0
1
credit_card
0.0932
153.35
11.277203
17.26
742
5,160
22,101
26.8
0
0
0
0
1
small_business
0.2011
623.4
11.0021
21.34
662
3,960
13,337
59
0
1
1
1
1
debt_consolidation
0.1379
391.87
10.645425
10.89
687
3,660
11,637
91.6
1
0
0
0
1
credit_card
0.1126
394.36
10.714418
17.39
722
2,699.958333
5,079
14.8
2
0
0
0
1
debt_consolidation
0.1095
327.14
10.819778
22.46
727
4,169.958333
10,593
37.2
0
0
0
0
1
major_purchase
0.1411
328.6
11.407565
12.72
667
5,309.958333
11,265
39
0
2
0
0
1
debt_consolidation
0.1126
230.05
10.987781
18.2
712
7,469.958333
42,157
86.6
1
0
0
0
1
debt_consolidation
0.0963
224.66
10.819778
12.77
727
7,320
13,539
68.7
0
0
0
0
1
home_improvement
0.0963
365.88
11.827736
4.21
807
4,259.958333
58,518
0
1
0
0
0
1
debt_consolidation
0.1095
327.14
10.819778
8.9
727
3,179.958333
6,048
26.8
1
0
0
0