credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
credit_card
0.1311
472.43
10.596635
11.31
697
5,550
12,942
67.1
0
0
0
0
1
credit_card
0.1025
576.45
11.031351
17.15
762
10,560
23,065
51.1
4
0
0
0
1
debt_consolidation
0.0788
265.89
10.768485
11.7
737
3,390
9,205
52
0
0
0
0
1
debt_consolidation
0.1273
537.06
11.21182
4.41
712
3,841.041667
12,585
38.8
1
0
0
0
1
debt_consolidation
0.1459
861.63
11.482466
18.15
707
6,690.041667
22,542
41.7
1
1
0
0
1
major_purchase
0.1311
464
10.165852
14.4
747
4,320.041667
16,738
90.3
1
0
0
0
1
debt_consolidation
0.1273
570.63
11.09968
22.75
707
3,750
26,146
76.2
0
0
0
0
1
debt_consolidation
0.0988
547.58
10.908887
19.39
762
12,752.04167
18,667
20.3
1
0
0
0
1
small_business
0.183
907.6
12.736701
11.99
752
5,190
5,011
5.5
7
0
0
0
1
all_other
0.1719
185.89
10.308953
22.29
662
1,554
1,815
43.2
1
0
0
0
1
home_improvement
0.1062
651.2
11.77529
15.98
787
12,570.04167
4,641
18.1
5
0
0
0
1
all_other
0.0751
435.54
11.233212
3.68
772
5,130
11,723
32.1
0
0
0
0
1
debt_consolidation
0.1348
339.25
10.628618
13.8
687
4,080
14,246
74.2
0
0
1
0
1
small_business
0.1348
169.63
10.714418
14.19
677
3,750
3,379
31
2
0
0
0
1
all_other
0.1793
902.94
12.611538
8.6
677
7,170.041667
38,436
73.2
0
1
0
0
1
home_improvement
0.1311
253.09
10.954309
10.85
682
4,021
4,891
55
0
0
1
0
1
credit_card
0.1311
215.97
11.177453
16.38
682
2,134.041667
8,220
71.5
0
0
0
0
1
debt_consolidation
0.1645
424.53
10.573852
3.1
667
1,140
4,278
42.7
3
0
0
0
1
debt_consolidation
0.1756
503.05
11.547906
15.02
672
7,320
15,899
16.6
3
0
0
0
1
educational
0.1062
182.34
11.225243
14.32
707
5,910
15,055
88
1
0
0
0
1
all_other
0.1311
141.73
9.615805
3.44
702
6,000.041667
654
72.7
0
0
1
0
1
credit_card
0.1348
441.02
10.596635
24.66
687
5,194
17,325
70.1
0
0
0
0
1
credit_card
0.1459
112.02
10.23996
24.6
662
5,554
11,683
60.2
1
0
0
0
1
all_other
0.0988
161.06
10.555813
24.5
717
4,500.041667
14,438
62.2
0
0
0
0
1
home_improvement
0.1099
491.03
11.225243
1.36
722
7,530.041667
4,402
9.3
1
1
0
0
1
debt_consolidation
0.0988
322.11
11.0021
9.8
757
6,120.041667
2,255
45.1
1
0
0
0
1
all_other
0.1422
144
10.878047
16.69
667
4,710
5,804
50.9
0
1
3
0
1
debt_consolidation
0.1645
566.04
11.264464
14.74
667
2,730.041667
3,745
89.2
3
0
0
0
1
debt_consolidation
0.1062
455.84
10.693072
22.39
722
5,760.041667
17,256
76
0
1
0
0
1
debt_consolidation
0.1459
482.51
11.198215
12.13
697
4,560.041667
5,879
70.8
0
0
1
0
1
debt_consolidation
0.1025
242.89
10.827746
14.83
717
4,440
7,396
37.9
0
0
0
0
1
debt_consolidation
0.1136
658.23
11.031659
18.64
722
4,290.041667
58,930
63.4
1
0
0
0
1
educational
0.1496
176.7
10.085809
22.8
682
5,520
5,327
95.1
3
0
0
0
1
all_other
0.1099
163.68
10.858999
6.55
692
3,510.041667
958
12.1
1
0
1
0
1
all_other
0.0788
187.69
10.839581
13.36
737
4,890.041667
10,685
89.8
1
0
0
0
1
educational
0.1062
73.26
10.878047
13.86
722
9,150
3,860
91.9
2
0
0
0
1
all_other
0.1099
40.92
10.23996
0.64
742
1,230.041667
426
8.9
0
0
0
0
1
all_other
0.1311
506.18
11.695247
16.69
692
4,470
26,519
61.4
1
1
0
0
1
all_other
0.1311
506.18
11.238489
11.92
697
5,430.041667
14,383
44.9
0
0
0
0
1
all_other
0.0751
124.44
10.181119
16.5
737
2,763.041667
3,053
13.5
0
0
0
0
1
debt_consolidation
0.0639
100.99
9.655026
21.46
777
7,712
3,071
16.5
0
0
0
0
1
small_business
0.0751
334.43
10.571317
12.86
762
6,060.041667
6,486
8.7
3
0
0
0
1
credit_card
0.1607
527.91
10.714418
9.33
672
1,770.041667
16,375
66
0
0
0
0
1
debt_consolidation
0.1099
392.83
10.897665
23.51
707
5,160
22,083
75.9
2
0
0
0
1
debt_consolidation
0.1136
329.12
10.937615
9.73
727
5,880
3,010
73.4
1
0
0
0
1
all_other
0.1311
337.45
10.714418
22.91
692
2,910
3,140
35.7
3
0
0
0
1
all_other
0.1273
503.5
10.621327
11.41
742
1,260.041667
2,246
16.9
0
0
0
0
1
all_other
0.0751
155.55
10.757903
12.77
747
3,420.041667
7,326
18.2
0
0
0
0
1
debt_consolidation
0.1422
291.42
10.915088
20.75
672
5,820
4,377
71.8
0
1
0
0
1
small_business
0.1273
503.5
11.711776
24.44
702
5,880
52,601
73.1
1
0
0
0
1
all_other
0.1062
260.48
10.373491
11.29
722
1,950.041667
1,643
60.9
0
0
0
0
1
debt_consolidation
0.1136
256.71
10.858999
7.89
692
8,010
15,985
45.2
0
0
0
0
1
all_other
0.1348
40.71
8.922658
21.44
702
1,112
6,235
52
1
0
0
0
1
debt_consolidation
0.1422
205.71
10.858999
15.65
677
4,500.041667
13,800
93.2
2
0
0
0
1
major_purchase
0.1062
716.32
12.241353
5.34
747
10,050.04167
47,992
30.5
4
0
0
0
1
debt_consolidation
0.0988
322.11
11.156251
6.24
727
3,780.041667
12,991
22.6
2
0
0
0
1
debt_consolidation
0.1385
545.67
11.652687
14.01
687
7,770
7,915
38.4
2
0
0
0
1
debt_consolidation
0.0714
309.4
11.21182
15.42
797
5,580
13,014
14.7
2
0
0
0
1
all_other
0.1273
50.35
10.205073
17.8
692
1,830
12,614
85.2
0
0
0
0
1
debt_consolidation
0.1025
153.83
11.279732
20.42
712
6,990
61,140
60.5
0
0
1
0
1
debt_consolidation
0.1136
236.96
10.778956
7.15
727
5,400.041667
9,379
35.7
1
0
1
0
1
all_other
0.0988
222.26
10.768064
16.81
727
4,050
150
3.1
3
0
0
0
1
debt_consolidation
0.1348
474.94
10.631036
20.06
692
2,310.041667
13,211
73.8
1
0
0
0
1
credit_card
0.1273
169.51
10.819778
20.52
682
4,051
22,485
70
0
0
0
0
1
credit_card
0.1062
814
11.980426
15.2
762
5,820
50,110
10.5
2
0
0
0
1
credit_card
0.0714
170.17
10.757903
19.86
752
4,110
10,254
23.5
1
0
0
0
1
debt_consolidation
0.0788
350.34
11.03489
22.49
737
6,180
16,472
47.9
0
0
0
0
1
home_improvement
0.1099
98.21
10.913269
15.5
697
4,470
2,754
40.5
2
0
1
0
1
all_other
0.1099
49.11
11.373663
20.43
687
12,450
3,438
51.3
3
0
0
0
1
home_improvement
0.0751
311.1
11.0021
15.92
767
5,580
5,527
17.8
0
0
0
0
1
home_improvement
0.1025
161.93
10.819778
19.23
712
4,296.041667
36,705
82.5
2
0
0
0
1
debt_consolidation
0.1136
493.67
11.475629
22.16
707
5,130
22,434
57.4
1
0
0
0
1
debt_consolidation
0.1025
168.41
10.645425
21.63
712
3,420.041667
12,970
66.2
2
0
0
0
1
all_other
0.1422
102.86
10.596635
10.05
702
1,230.041667
627
34.8
1
0
0
0
1
debt_consolidation
0.1422
317.13
9.862666
10.81
697
2,100.041667
0
0
3
0
0
1
1
credit_card
0.1385
218.27
10.691945
20.54
672
3,120.041667
26,428
48.2
2
0
0
0
1
all_other
0.0751
171.11
10.453226
20.39
742
7,200.041667
14,493
19.5
1
0
0
0
1
debt_consolidation
0.0676
147.7
9.552226
6.05
772
3,480.041667
2,621
17
0
0
0
0
1
debt_consolidation
0.1025
453.39
11.156251
16.42
732
5,340.041667
16,198
53.8
2
0
0
0
1
debt_consolidation
0.1062
325.6
11.11461
6.13
722
4,200.041667
10,075
73
1
0
0
0
1
all_other
0.1348
339.25
10.308953
17.04
682
2,430.041667
10,491
55.5
1
0
0
0
1
small_business
0.1311
269.96
10.463103
1.65
742
2,130.041667
1,692
35.2
3
1
0
1
1
all_other
0.1062
130.24
9.392662
14.1
702
8,010
3,361
21.1
1
0
0
0
1
debt_consolidation
0.0788
330.01
10.463103
21.63
742
4,650.041667
11,071
37.4
0
0
0
0
1
debt_consolidation
0.1348
379.95
10.752343
3.93
692
1,470
6,372
52.2
1
0
0
0
1
major_purchase
0.0714
247.52
10.819778
22.13
772
5,430.041667
13,088
42.6
0
0
0
0
1
major_purchase
0.0988
161.06
10.833681
22.91
717
3,690
13,232
63.9
1
0
0
0
1
all_other
0.1904
916.95
12.345835
14.43
667
5,970.041667
39,476
78.3
0
0
0
0
1
home_improvement
0.0788
450.44
11.474351
1.91
777
5,820
3,351
0.4
2
0
0
0
1
all_other
0.1025
194.31
10.819778
20.66
707
1,920
19,882
51.2
2
0
0
0
1
debt_consolidation
0.1099
157.13
9.615805
0
752
1,680.041667
0
0
0
0
0
1
1
debt_consolidation
0.1461
206.86
10.308953
16.2
682
1,769.958333
16,626
91.9
2
0
0
1
1
all_other
0.1496
277.16
11.041321
4.5
712
1,379.958333
5,009
49.6
0
0
0
1
1
all_other
0.1322
165.63
10.491274
19.53
692
1,530.041667
5,948
48.8
0
0
0
1
1
educational
0.1704
276.48
9.541082
2.24
692
8,010
984
98.4
0
2
0
1
1
small_business
0.1565
699.73
11.484526
3.6
722
5,657.958333
16,930
22.6
0
0
0
1
1
major_purchase
0.1385
341.04
11.338286
1.8
722
1,140
3,109
15.9
2
0
0
1
1
credit_card
0.1385
341.04
11.849398
7.25
697
3,690
47,134
50.7
3
0
0
1
1
all_other
0.1218
59.94
9.798127
6.33
717
1,230.041667
1,454
33.8
0
0
0
1
1
debt_consolidation
0.1095
255.17
10.404263
20.29
742
9,599.958333
11,904
38.3
0
0
0
1