client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P2601
Opportunistic
Trust
USD
2025-11-17
1,165,357
75,901
1,089,456
1
65.4
19.9
10
4.7
TLT:22.0%;IEF:11.5%;GLD:10.0%;BND:22.3%;TSLA:11.8%;AAPL:22.3%
US:66.4;EU:12.8;APAC:6.9;EM:10.1;Other:3.8
Value:-0.1;Growth:+0.1;Quality:+0.9;Size:-0.7;Momentum:+0.1;LowVol:-0.7
null
5
30
5.8
trailing 9%
167
25.3
Sideways
16.2
3.8
3.2
110
15
42
58
true
Hedge
Buy index puts 1% notional
18
-16
BrokerC
LMT
90
VAR>budget
TightenStops
Risk above budget threshold
71
-38
50
2
false
Tax-aware sells next window
P2602
Hands-off
Trust
USD
2025-02-08
369,693
28,641
341,052
1
71.7
18.9
0
9.4
HYG:13.1%;IEF:22.3%;MUB:11.8%;BND:8.2%;QQQ:22.3%;VTI:22.3%
US:67.6;EU:8.9;APAC:8.5;EM:10.4;Other:4.6
Value:+0.5;Growth:+0.7;Quality:-0.5;Size:+0.5;Momentum:-0.5;LowVol:+0.9
null
8
25
3.2
trailing 8%
152
15.7
Bear
27.7
3.53
1.8
175
-100
5
76
true
Reduce
Cut high-beta by 2-3%, add cash
-15
12
BrokerC
MKT
97
Drift>tolerance
Reduce
Allocation drift beyond policy bands
66
-3
147
3
false
Tax-aware sells next window
P2603
Active
Roth
USD
2025-05-07
2,302,330
250,941
2,051,389
1
67.2
19.3
6
7.5
VTI:27.7%;GLD:18.2%;VOO:27.7%;TSLA:26.4%
US:69.4;EU:15.8;APAC:5.5;EM:4.6;Other:4.8
Value:-0.2;Growth:+0.8;Quality:+0.4;Size:-0.0;Momentum:+0.1;LowVol:-0.6
null
5
30
5.5
trailing 8%
172
25.5
Volatile
27
4.9
3.3
154
-17
48
79
true
Reduce
Cut high-beta by 2-3%, add cash
-12
-2
BrokerD
LMT
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-5
13
113
4
false
Increase defensive factor exposure
P2604
Systematic
Trust
USD
2025-07-23
635,675
54,537
581,138
1
60.9
24.8
4.7
9.7
MSFT:9.5%;VNQ:13.1%;AMZN:20.4%;TLT:20.9%;XLF:15.1%;AAPL:20.9%
US:67.5;EU:16.8;APAC:7.3;EM:7.7;Other:0.8
Value:+0.9;Growth:-0.3;Quality:+0.4;Size:+1.0;Momentum:+0.2;LowVol:0.0
NoDerivatives
6
30
4.6
trailing 9%
183
17.9
Bear
23.3
4.47
2.7
208
-73
5
60
false
Buy
Add to core equity +1%
5
-34
BrokerC
LMT
95
null
null
Normal monitoring
109
-55
184
4
false
Tax-aware sells next window
P2605
Active
Taxable
USD
2025-09-11
833,020
78,489
754,531
1
51.1
24.9
15.7
8.3
MUB:14.4%;BND:20.0%;QQQ:17.0%;VOO:18.5%;XLF:12.7%;AMZN:17.5%
US:66.4;EU:15.8;APAC:11.4;EM:4.9;Other:1.6
Value:-0.8;Growth:-0.5;Quality:-0.7;Size:0.0;Momentum:+0.6;LowVol:-0.4
NoDerivatives
10
35
4.1
trailing 8%
186
26.6
Volatile
24.8
3.9
2.8
145
72
97
59
false
Rebalance
Shift +1% to bonds from equity
15
-17
BrokerB
LMT
97
null
null
Normal monitoring
95
-21
80
5
false
Increase defensive factor exposure
P2606
Cautious
IRA
USD
2025-06-30
747,882
115,903
631,979
1
48.1
37.3
0
14.6
BRK.B:11.7%;TSLA:22.4%;VNQ:12.8%;VOO:17.9%;BND:15.9%;MUB:19.1%
US:70.3;EU:14.2;APAC:9.6;EM:3.3;Other:2.6
Value:0.0;Growth:-0.2;Quality:-0.9;Size:+0.1;Momentum:+0.6;LowVol:+0.7
NoMargin
8
25
5
hard 10%
151
19.4
Sideways
16.2
4.3
2.2
132
-21
52
47
false
Rebalance
Shift +1% to bonds from equity
-12
-20
BrokerA
MKT
94
null
null
Normal monitoring
77
-30
108
5
false
Tighten stops on momentum names
P2607
Opportunistic
Taxable
USD
2025-09-15
1,402,009
46,906
1,355,103
1.2
62.9
18.3
14.7
4.1
GLD:25.4%;BRK.B:14.4%;XLF:25.4%;HYG:9.4%;VOO:25.4%
US:75.6;EU:6.5;APAC:6.3;EM:10.0;Other:1.7
Value:+0.7;Growth:+0.7;Quality:+0.8;Size:+0.9;Momentum:-0.3;LowVol:+0.2
null
5
30
5.7
hard 12%
279
23
Bull
15.3
4.56
2.4
84
48
63
39
false
NoAction
Within bands; monitor
30
-17
BrokerC
VWAP
97
null
null
Normal monitoring
113
-1
215
4
false
Tighten stops on momentum names
P2608
Active
IRA
USD
2025-11-11
1,832,742
214,785
1,617,957
1
60.3
31.4
0
8.3
MSFT:26.3%;XLF:25.7%;IEF:26.3%;TSLA:21.8%
US:64.9;EU:8.3;APAC:13.6;EM:10.0;Other:3.2
Value:+0.5;Growth:+0.9;Quality:-0.1;Size:+0.1;Momentum:-0.8;LowVol:+0.3
null
10
25
5.8
hard 12%
165
20.4
Volatile
28.3
3.79
3.9
132
28
54
72
true
Hedge
Buy index puts 1% notional
-11
-40
BrokerD
VWAP
89
VAR>budget
Pause
Risk above budget threshold
21
-48
94
4
true
Tax-aware sells next window
P2609
Cautious
Roth
USD
2025-04-14
630,191
88,232
541,959
1
38
40.4
11.3
10.3
VOO:33.3%;IEF:33.3%;XLF:33.3%
US:65.0;EU:5.5;APAC:14.0;EM:11.3;Other:4.2
Value:+0.9;Growth:+0.4;Quality:-0.6;Size:+0.8;Momentum:+0.4;LowVol:-0.1
ESGOnly;NoMargin
7
30
3.3
trailing 8%
156
15.8
Sideways
19.1
4.53
3.4
91
40
63
44
false
Buy
Add to core equity +1%
-8
-23
BrokerC
MKT
85
null
null
Normal monitoring
-52
4
68
4
false
Increase defensive factor exposure
P2610
Cautious
IRA
USD
2025-08-19
631,466
59,100
572,366
1
39.4
43.7
0
17
BND:21.9%;VNQ:21.9%;VTI:21.9%;MUB:16.5%;AAPL:17.7%
US:61.6;EU:14.4;APAC:13.1;EM:10.0;Other:0.9
Value:+0.3;Growth:+0.3;Quality:+0.2;Size:-0.9;Momentum:-0.9;LowVol:+0.3
ESGOnly;MaxPos8%;NoMargin
5
30
3.9
trailing 8%
108
17.7
Sideways
16.1
4.31
2.2
104
16
46
37
false
NoAction
Within bands; monitor
28
15
BrokerB
VWAP
98
null
null
Normal monitoring
5
0
136
4
false
Within IPS guidelines
P2611
Opportunistic
Roth
USD
2024-12-31
1,026,822
37,914
988,908
1
65.6
11.5
15.7
7.2
MSFT:14.8%;BRK.B:18.5%;HYG:24.6%;AMZN:17.4%;BND:24.6%
US:58.2;EU:14.7;APAC:11.4;EM:12.0;Other:3.6
Value:+0.2;Growth:+0.6;Quality:-0.4;Size:-0.7;Momentum:+0.4;LowVol:-0.8
NoDerivatives
6
25
6.9
hard 12%
191
28.2
Volatile
20.1
4.19
2.2
159
71
92
50
false
NoAction
Within bands; monitor
-15
-10
BrokerD
MKT
0
null
null
Normal monitoring
113
-6
160
4
false
Increase defensive factor exposure
P2612
Systematic
Taxable
USD
2025-04-26
1,449,165
74,607
1,374,558
1
58.1
29.2
5.6
7.1
TLT:33.3%;BND:33.3%;HYG:33.3%
US:73.6;EU:9.4;APAC:6.3;EM:9.9;Other:0.8
Value:+0.7;Growth:-0.8;Quality:0.0;Size:+0.6;Momentum:+0.5;LowVol:-0.2
null
10
35
4
trailing 8%
186
27.5
Bull
17.4
4.4
2.4
91
26
66
56
false
Sell
Trim extended winner -1%
1
1
BrokerA
MKT
89
null
null
Normal monitoring
86
0
62
5
false
Monitor dispersion and breadth
P2613
Cautious
Trust
USD
2024-12-11
324,675
40,910
283,765
1
48.5
41.8
0
9.7
AMZN:24.3%;MUB:24.3%;IEF:9.5%;HYG:17.5%;VNQ:24.3%
US:64.9;EU:12.5;APAC:8.5;EM:8.9;Other:5.2
Value:+0.7;Growth:+0.3;Quality:-0.4;Size:+0.3;Momentum:-0.5;LowVol:+0.4
NoMargin
7
35
4.8
trailing 8%
118
19.3
Volatile
22.9
3.92
3.7
125
55
68
46
false
Buy
Add to core equity +1%
-14
-33
BrokerA
LMT
91
null
null
Normal monitoring
-39
-26
-22
5
false
Tighten stops on momentum names
P2614
Active
IRA
USD
2025-05-20
1,524,313
144,326
1,379,987
1
67.1
22
2.6
8.3
MSFT:22.6%;VOO:22.6%;QQQ:22.1%;IEF:10.2%;MUB:22.6%
US:64.9;EU:16.2;APAC:5.7;EM:9.7;Other:3.5
Value:-0.0;Growth:-0.6;Quality:+0.2;Size:-0.2;Momentum:-0.6;LowVol:+0.4
MaxPos5%
10
25
5.1
trailing 9%
143
24.9
Bull
13
4.44
3.4
89
116
100
40
false
Sell
Trim extended winner -1%
-14
-12
BrokerA
MKT
86
null
null
Normal monitoring
20
-10
29
4
false
Monitor dispersion and breadth
P2615
Opportunistic
Taxable
USD
2025-03-26
1,118,959
51,533
1,067,426
1
69.3
20.3
5.8
4.6
XLF:15.6%;HYG:18.6%;QQQ:22.5%;AMZN:22.6%;MSFT:20.7%
US:71.8;EU:8.8;APAC:12.1;EM:5.7;Other:1.6
Value:+0.4;Growth:-0.6;Quality:+0.5;Size:-0.8;Momentum:-0.3;LowVol:+0.1
MaxPos6%
10
25
5.3
trailing 7%
245
34.2
Volatile
27.7
4
3.7
147
33
81
72
true
Rebalance
Rebalance back to target bands
19
-30
BrokerD
VWAP
87
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-8
-59
37
5
false
Increase defensive factor exposure
P2616
Hands-off
Trust
USD
2025-07-24
345,481
21,324
324,157
1
57.3
21.8
12.6
8.3
VOO:33.3%;AMZN:33.3%;MSFT:33.3%
US:72.3;EU:11.9;APAC:11.2;EM:3.5;Other:1.1
Value:-0.7;Growth:+0.3;Quality:+0.8;Size:-0.3;Momentum:+0.3;LowVol:-0.7
ESGOnly;MaxPos8%
5
25
5
trailing 8%
129
16.3
Volatile
21.5
4.29
4.1
146
-7
32
58
false
Buy
Add to core equity +1%
30
-28
BrokerA
MKT
88
null
null
Normal monitoring
-19
-4
97
4
false
Increase defensive factor exposure
P2617
Active
Trust
USD
2025-10-08
1,385,610
135,592
1,250,018
1
58.7
25.7
9.2
6.3
XLF:28.6%;MSFT:28.6%;AMZN:14.2%;IEF:28.6%
US:53.2;EU:20.1;APAC:13.9;EM:9.8;Other:3.0
Value:-0.9;Growth:-0.1;Quality:+0.6;Size:-0.6;Momentum:+0.1;LowVol:-0.1
null
7
25
4.1
trailing 8%
178
23.4
Bull
11.3
4.73
3.2
109
119
100
30
false
Buy
Add to core equity +1%
13
-40
BrokerD
MKT
95
null
null
Normal monitoring
90
11
138
4
false
Within IPS guidelines
P2618
Opportunistic
Trust
USD
2025-08-10
384,665
22,011
362,654
1
71.9
13
9.3
5.8
BRK.B:8.3%;VTI:22.2%;MSFT:22.2%;VOO:10.2%;VNQ:14.8%;TLT:22.2%
US:65.5;EU:14.5;APAC:8.9;EM:8.3;Other:2.8
Value:+0.7;Growth:-1.0;Quality:-0.4;Size:-0.5;Momentum:-0.3;LowVol:-0.6
null
5
30
4.8
trailing 7%
261
30.9
Sideways
18.1
4.92
3.4
115
35
68
62
false
Sell
Trim extended winner -1%
19
-28
BrokerB
MKT
85
null
null
Normal monitoring
16
5
-18
4
false
Monitor dispersion and breadth
P2619
Active
401k
USD
2025-09-15
588,750
48,861
539,889
1
58.8
20.5
14.6
6.1
BRK.B:19.0%;VTI:19.0%;BND:19.0%;VOO:6.3%;GLD:17.6%;QQQ:19.2%
US:74.1;EU:9.5;APAC:6.9;EM:9.2;Other:0.3
Value:+0.1;Growth:-0.9;Quality:0.0;Size:+0.4;Momentum:-0.2;LowVol:-1.0
MaxPos6%
7
30
5.4
trailing 8%
229
18.8
Bull
14.9
4.57
2.3
111
53
90
35
false
Rebalance
Shift +1% to bonds from equity
22
-22
BrokerC
LMT
93
null
null
Normal monitoring
-54
-35
27
3
false
Tax-aware sells next window
P2620
Hands-off
Roth
USD
2025-08-18
515,526
28,165
487,361
1
64
23.4
6.8
5.7
TSLA:22.6%;AMZN:11.9%;BND:20.2%;IEF:22.6%;HYG:22.6%
US:60.9;EU:22.0;APAC:9.9;EM:5.6;Other:1.6
Value:-0.8;Growth:-0.8;Quality:-0.0;Size:+0.4;Momentum:-0.2;LowVol:-0.5
ESGOnly
8
30
4.8
hard 10%
162
14.2
Bear
27.9
3.26
2.8
198
-9
51
77
true
Reduce
Cut high-beta by 2-3%, add cash
26
7
BrokerD
VWAP
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-49
20
8
5
true
Increase defensive factor exposure
P2621
Active
Trust
USD
2025-08-27
741,652
83,558
658,094
1
54.3
22.2
16.2
7.3
AAPL:12.2%;IEF:23.0%;GLD:18.9%;XLF:23.0%;TLT:23.0%
US:71.9;EU:10.8;APAC:6.1;EM:10.0;Other:1.2
Value:-0.3;Growth:+0.7;Quality:+0.5;Size:-0.5;Momentum:+0.1;LowVol:-0.4
null
7
35
4.6
hard 12%
144
16.9
Volatile
22.9
4.8
2.5
132
13
48
53
false
Rebalance
Shift +1% to bonds from equity
9
-38
BrokerC
VWAP
92
null
null
Normal monitoring
19
-39
65
3
false
Within IPS guidelines
P2622
Active
401k
USD
2024-10-26
921,027
98,961
822,066
1
65.4
23.3
4.7
6.5
AAPL:21.6%;XLF:21.6%;TSLA:20.5%;TLT:17.4%;VOO:18.9%
US:61.6;EU:14.7;APAC:13.3;EM:6.8;Other:3.6
Value:+0.1;Growth:-0.2;Quality:-0.0;Size:+0.1;Momentum:-0.4;LowVol:-0.3
null
10
25
5.5
trailing 9%
208
22.4
Volatile
31.6
3.89
3.3
133
0
55
89
true
Rebalance
Rebalance back to target bands
-15
-21
BrokerD
VWAP
91
VAR>budget
Hedge
Risk above budget threshold
115
-25
221
2
false
Monitor dispersion and breadth
P2623
Active
Trust
USD
2025-10-18
844,282
99,468
744,814
1
59.4
29.6
1.8
9.1
VNQ:17.4%;IEF:22.8%;MUB:22.0%;VOO:15.9%;GLD:21.9%
US:73.4;EU:6.3;APAC:13.9;EM:5.0;Other:1.4
Value:-0.3;Growth:-0.2;Quality:+0.1;Size:-0.5;Momentum:-0.5;LowVol:+0.5
null
7
35
5.7
trailing 8%
211
17.9
Sideways
19.7
4.18
2.3
101
53
91
51
true
Hedge
Buy index puts 1% notional
-12
-13
BrokerD
MKT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
3
-22
79
5
true
Increase defensive factor exposure
P2624
Opportunistic
IRA
USD
2025-09-30
819,260
32,880
786,380
1.12
60.9
14.9
18.4
5.8
XLF:33.8%;MUB:33.8%;AMZN:32.4%
US:72.3;EU:14.1;APAC:8.6;EM:4.3;Other:0.7
Value:-0.9;Growth:-0.9;Quality:+1.0;Size:-0.0;Momentum:-0.3;LowVol:+0.2
MaxPos5%
7
25
5.3
trailing 9%
217
28
Bull
16.8
3.71
2.2
73
113
100
51
false
Buy
Add to core equity +1%
-14
3
BrokerD
MKT
92
null
null
Normal monitoring
8
-21
147
3
false
Tax-aware sells next window
P2625
Cautious
Trust
USD
2025-02-16
525,388
65,719
459,669
1
43.5
39.5
0
17
MUB:20.1%;IEF:16.2%;VTI:20.7%;TLT:19.1%;VNQ:10.8%;BRK.B:13.1%
US:61.2;EU:16.8;APAC:11.1;EM:6.6;Other:4.2
Value:-0.2;Growth:+0.1;Quality:-0.4;Size:+0.9;Momentum:-0.8;LowVol:-0.3
MaxPos5%;NoDerivatives;NoMargin
10
25
4.3
trailing 10%
108
14.9
Bull
13.5
3.97
2.8
99
69
71
40
false
Rebalance
Shift +1% to bonds from equity
0
-10
BrokerB
MKT
92
null
null
Normal monitoring
-41
-6
-62
3
false
Monitor dispersion and breadth
P2626
Opportunistic
IRA
USD
2024-07-17
1,307,689
93,179
1,214,510
1.2
68.6
19.4
4.8
7.1
BND:17.5%;MSFT:8.0%;TLT:10.7%;TSLA:22.9%;VTI:22.9%;IEF:18.1%
US:66.9;EU:12.7;APAC:8.4;EM:9.4;Other:2.6
Value:+0.7;Growth:+0.6;Quality:+1.0;Size:+0.3;Momentum:+0.3;LowVol:+0.6
null
10
35
4.3
trailing 7%
178
30.7
Volatile
25.5
5
4.1
146
-23
36
64
true
Reduce
Cut high-beta by 2-3%, add cash
-3
-5
BrokerC
LMT
98
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-27
2
1
5
false
Increase defensive factor exposure
P2627
Hands-off
Trust
USD
2024-11-07
208,519
12,458
196,061
1
70.4
19
3.7
6.8
HYG:33.3%;GLD:33.3%;AAPL:33.3%
US:75.9;EU:9.9;APAC:10.2;EM:3.1;Other:0.8
Value:+0.1;Growth:+0.1;Quality:-0.0;Size:-0.4;Momentum:+0.9;LowVol:-0.2
ESGOnly;MaxPos5%;NoDerivatives
8
35
6
trailing 8%
157
15.4
Bull
12.7
4.44
2.5
97
11
52
38
false
Rebalance
Shift +1% to bonds from equity
30
-15
BrokerD
MKT
90
null
null
Normal monitoring
66
13
179
5
false
Within IPS guidelines
P2628
Systematic
IRA
USD
2025-10-10
1,816,751
148,789
1,667,962
1
61.4
22.6
9.5
6.6
AMZN:37.3%;BRK.B:37.3%;QQQ:25.4%
US:67.3;EU:5.6;APAC:11.8;EM:10.9;Other:4.5
Value:+0.3;Growth:+0.8;Quality:-0.7;Size:+0.5;Momentum:-1.0;LowVol:-0.3
null
6
30
5.8
hard 12%
156
27.3
Volatile
28.4
5.49
2.2
177
-44
27
74
true
Hedge
Buy index puts 1% notional
11
-24
BrokerA
LMT
96
Drift>tolerance
Reduce
Allocation drift beyond policy bands
102
-43
128
3
false
Increase defensive factor exposure
P2629
Hands-off
IRA
USD
2024-11-18
275,738
15,328
260,410
1
69.1
20.8
4
6.1
XLF:33.3%;GLD:33.3%;HYG:33.3%
US:61.2;EU:18.4;APAC:14.2;EM:3.6;Other:2.7
Value:+0.7;Growth:+0.8;Quality:-0.8;Size:-0.9;Momentum:-0.2;LowVol:+0.3
ESGOnly;MaxPos8%;NoDerivatives
10
35
5.3
trailing 8%
156
13.9
Volatile
26.5
3.76
4.5
176
30
69
74
true
Reduce
Cut high-beta by 2-3%, add cash
7
-6
BrokerA
MKT
90
Drift>tolerance
Reduce
Allocation drift beyond policy bands
3
12
29
4
true
Within IPS guidelines
P2630
Hands-off
Roth
USD
2025-06-15
858,373
72,542
785,831
1
56.4
18.4
19
6.3
MSFT:33.3%;BND:33.3%;IEF:33.3%
US:69.5;EU:15.9;APAC:10.0;EM:3.9;Other:0.7
Value:+0.6;Growth:-0.8;Quality:-0.2;Size:-0.8;Momentum:-0.7;LowVol:+0.9
MaxPos5%;NoDerivatives
10
25
4.4
trailing 8%
100
17.5
Bull
17.3
3.56
2.4
108
55
75
50
false
Buy
Add to core equity +1%
-15
-16
BrokerB
VWAP
89
null
null
Normal monitoring
17
-33
6
4
false
Tighten stops on momentum names
P2631
Active
Roth
USD
2024-07-17
889,961
98,487
791,474
1
61.6
21.2
10
7.2
MSFT:24.5%;XLF:18.9%;QQQ:18.5%;VOO:24.5%;BND:13.5%
US:72.3;EU:8.5;APAC:8.3;EM:10.6;Other:0.2
Value:-0.6;Growth:-0.5;Quality:-0.6;Size:-0.1;Momentum:-0.4;LowVol:-0.7
MaxPos6%;NoDerivatives
8
25
4.2
trailing 8%
144
18.6
Bear
26.1
3.19
1.7
152
25
75
62
false
Sell
Trim extended winner -1%
7
-32
BrokerA
MKT
92
null
null
Normal monitoring
86
-13
76
4
false
Tax-aware sells next window
P2632
Cautious
IRA
USD
2025-01-11
848,271
109,552
738,719
1
49.5
31
2
17.4
GLD:13.3%;XLF:16.4%;HYG:24.0%;BND:22.2%;VOO:24.0%
US:67.0;EU:8.8;APAC:11.4;EM:8.6;Other:4.2
Value:+0.7;Growth:-0.5;Quality:-1.0;Size:+0.8;Momentum:+0.2;LowVol:-0.7
ESGOnly;NoMargin
10
30
3.3
trailing 8%
155
17.8
Sideways
20.6
4.52
2.9
130
-29
37
60
false
Buy
Add to core equity +1%
32
7
BrokerC
MKT
95
null
null
Normal monitoring
34
-21
174
4
false
Monitor dispersion and breadth
P2633
Cautious
Trust
USD
2025-12-01
384,898
38,095
346,803
1
48.2
41.3
0.3
10.1
TLT:25.0%;GLD:25.0%;AMZN:25.0%;BRK.B:25.0%
US:65.3;EU:22.2;APAC:7.5;EM:4.9;Other:0.1
Value:-0.2;Growth:+0.9;Quality:+0.2;Size:-0.6;Momentum:-0.3;LowVol:+0.9
MaxPos5%;NoDerivatives;NoMargin
8
35
5.3
trailing 10%
106
17.2
Sideways
19.7
3.78
3.1
97
21
72
53
false
Rebalance
Shift +1% to bonds from equity
30
5
BrokerC
MKT
85
null
null
Normal monitoring
81
-57
209
3
false
Increase defensive factor exposure
P2634
Active
Roth
USD
2025-04-16
2,138,490
157,673
1,980,817
1
68.2
25.3
0
6.4
HYG:33.3%;GLD:33.3%;VOO:33.3%
US:64.7;EU:15.0;APAC:9.8;EM:8.2;Other:2.3
Value:+0.4;Growth:+0.4;Quality:-0.7;Size:-0.9;Momentum:+0.2;LowVol:-0.9
NoDerivatives
6
30
5.3
hard 12%
122
27.9
Bull
14.1
3.65
3.4
92
66
93
57
false
NoAction
Within bands; monitor
28
-20
BrokerA
LMT
86
null
null
Normal monitoring
84
-25
188
3
false
Tighten stops on momentum names
P2635
Opportunistic
Trust
USD
2025-02-25
1,080,987
48,700
1,032,287
1
73
11.5
10.8
4.7
AAPL:33.6%;BRK.B:33.6%;GLD:32.9%
US:74.3;EU:7.7;APAC:5.7;EM:8.5;Other:3.8
Value:-0.6;Growth:-0.4;Quality:-0.9;Size:-0.8;Momentum:+0.5;LowVol:+1.0
null
6
30
5.7
trailing 9%
184
20.1
Volatile
21.6
4.38
4
136
55
83
77
true
Hedge
Buy index puts 1% notional
11
-13
BrokerD
MKT
86
Drift>tolerance
Hedge
Allocation drift beyond policy bands
42
-23
118
4
true
Tighten stops on momentum names
P2636
Active
401k
USD
2025-10-09
1,442,158
171,052
1,271,106
1
62.9
28
0
9.1
QQQ:33.3%;MUB:33.3%;HYG:33.3%
US:68.0;EU:8.3;APAC:12.2;EM:9.3;Other:2.3
Value:-0.2;Growth:+0.1;Quality:+0.2;Size:-0.9;Momentum:+0.7;LowVol:+1.0
MaxPos7%
6
35
4.4
hard 12%
134
17.1
Bull
11.9
4.48
2.3
78
55
64
49
false
Rebalance
Shift +1% to bonds from equity
34
-7
BrokerD
LMT
89
null
null
Normal monitoring
48
-35
68
3
false
Increase defensive factor exposure
P2637
Cautious
Taxable
USD
2025-01-07
652,642
71,270
581,372
1
46.4
38.9
0
14.7
XLF:10.9%;TSLA:22.6%;BRK.B:22.6%;AAPL:13.2%;MSFT:10.5%;QQQ:20.1%
US:76.3;EU:10.1;APAC:6.6;EM:6.2;Other:0.8
Value:-0.9;Growth:-0.5;Quality:-0.7;Size:+0.3;Momentum:+0.8;LowVol:-0.8
ESGOnly;MaxPos5%;NoMargin
6
30
5.1
trailing 8%
153
17.5
Sideways
20
4.52
2.7
115
11
54
43
false
Rebalance
Shift +1% to bonds from equity
26
3
BrokerA
LMT
94
null
null
Normal monitoring
36
-6
137
5
false
Increase defensive factor exposure
P2638
Active
Trust
USD
2025-06-19
1,315,999
143,683
1,172,316
1
66.7
23.6
0
9.6
VTI:33.3%;TSLA:33.3%;VOO:33.3%
US:79.0;EU:6.1;APAC:7.0;EM:3.8;Other:4.2
Value:+0.9;Growth:-0.1;Quality:+0.6;Size:-0.1;Momentum:-0.1;LowVol:-0.7
MaxPos5%
5
30
5.3
hard 12%
214
20.7
Sideways
20.2
3.69
3.2
92
54
84
60
false
Rebalance
Shift +1% to bonds from equity
30
3
BrokerC
MKT
98
null
null
Normal monitoring
120
-1
112
5
false
Tax-aware sells next window
P2639
Hands-off
Trust
USD
2025-09-22
317,053
26,582
290,471
1
61.3
18
15
5.6
GLD:16.9%;BND:27.7%;QQQ:27.7%;VNQ:27.7%
US:62.0;EU:15.4;APAC:10.0;EM:9.5;Other:3.1
Value:+0.9;Growth:+1.0;Quality:+0.4;Size:+0.5;Momentum:-0.5;LowVol:-0.5
ESGOnly
7
25
5
hard 10%
92
16.4
Bull
17.6
4.95
3.3
77
25
62
47
false
Hedge
Add TLT +1% as duration hedge
-13
-33
BrokerB
LMT
91
null
null
Normal monitoring
92
-47
62
3
false
Tighten stops on momentum names
P2640
Active
401k
USD
2025-07-07
2,223,644
212,299
2,011,345
1
60.3
27.8
3.1
8.7
TLT:23.5%;IEF:14.8%;QQQ:14.7%;MSFT:23.5%;VTI:23.5%
US:60.0;EU:17.1;APAC:12.7;EM:5.7;Other:4.5
Value:-1.0;Growth:+0.3;Quality:+0.6;Size:+0.1;Momentum:+0.2;LowVol:-0.3
NoDerivatives
10
30
4.8
trailing 9%
211
16.7
Bull
14.9
4
3.2
86
70
94
52
false
Sell
Trim extended winner -1%
25
-20
BrokerD
LMT
99
null
null
Normal monitoring
115
-55
178
5
false
Increase defensive factor exposure
P2641
Hands-off
401k
USD
2024-12-26
673,812
49,170
624,642
1
72.3
21.8
0.2
5.7
BND:33.3%;VOO:33.3%;XLF:33.3%
US:68.6;EU:6.2;APAC:13.5;EM:11.1;Other:0.6
Value:+0.7;Growth:+0.6;Quality:-1.0;Size:+0.4;Momentum:+0.1;LowVol:-0.1
ESGOnly
7
35
4.3
trailing 8%
144
12.7
Sideways
17.3
4.71
2.9
138
33
58
62
false
Rebalance
Shift +1% to bonds from equity
8
-6
BrokerD
MKT
99
null
null
Normal monitoring
17
2
1
3
false
Within IPS guidelines
P2642
Cautious
Trust
USD
2025-03-10
573,220
77,114
496,106
1
42.1
38.9
4.6
14.3
VNQ:28.6%;GLD:28.6%;VTI:28.6%;HYG:14.3%
US:60.7;EU:21.2;APAC:8.6;EM:8.3;Other:1.3
Value:+0.7;Growth:+0.8;Quality:+0.4;Size:-0.5;Momentum:-0.7;LowVol:+0.7
NoDerivatives;NoMargin
6
25
5.6
hard 10%
93
12.5
Volatile
24.8
4.15
2.9
128
-3
56
50
false
Buy
Add to core equity +1%
7
-35
BrokerD
MKT
100
null
null
Normal monitoring
3
-34
65
5
false
Tighten stops on momentum names
P2643
Systematic
Taxable
USD
2024-11-29
514,304
25,811
488,493
1
64.6
22
5.9
7.5
AAPL:21.1%;HYG:24.8%;VTI:20.5%;AMZN:24.8%;MUB:8.7%
US:64.6;EU:19.5;APAC:8.0;EM:3.4;Other:4.5
Value:-0.4;Growth:+0.1;Quality:-0.5;Size:0.0;Momentum:-1.0;LowVol:+0.1
null
6
35
5.6
trailing 9%
211
24.8
Bull
15.8
4.3
2.5
92
38
54
46
false
Buy
Add to core equity +1%
8
2
BrokerC
MKT
99
null
null
Normal monitoring
71
-15
111
4
false
Within IPS guidelines
P2644
Opportunistic
Roth
USD
2025-11-03
743,719
27,425
716,294
1
62.1
17.6
13.3
7.1
MUB:7.4%;XLF:21.3%;TSLA:21.3%;GLD:18.9%;HYG:9.7%;VTI:21.3%
US:65.9;EU:9.9;APAC:15.7;EM:5.9;Other:2.6
Value:-0.6;Growth:+0.5;Quality:+0.2;Size:+0.8;Momentum:+0.2;LowVol:-0.3
MaxPos7%
10
25
5
trailing 7%
239
22.4
Bull
17.1
3.85
3.1
119
64
93
42
false
Sell
Trim extended winner -1%
27
-1
BrokerD
MKT
85
null
null
Normal monitoring
75
-13
197
5
false
Increase defensive factor exposure
P2645
Cautious
401k
USD
2025-01-31
366,323
31,337
334,986
1
51
33.8
4.5
10.7
XLF:27.2%;VOO:27.2%;BRK.B:27.2%;QQQ:18.4%
US:63.3;EU:16.3;APAC:11.2;EM:8.3;Other:0.9
Value:+0.2;Growth:-0.8;Quality:+0.8;Size:+1.0;Momentum:-0.3;LowVol:-0.4
ESGOnly;NoMargin
6
35
3.7
trailing 8%
111
19
Bull
14.2
3.5
2.3
78
52
66
38
true
Hedge
Buy index puts 1% notional
18
-39
BrokerD
LMT
89
VAR>budget
Reduce
Risk above budget threshold
-32
-39
108
4
false
Within IPS guidelines
P2646
Active
401k
USD
2025-04-11
1,495,361
111,947
1,383,414
1
59.1
23.3
9.9
7.7
VOO:25.1%;HYG:25.1%;QQQ:24.6%;AAPL:25.1%
US:60.1;EU:18.4;APAC:11.8;EM:6.3;Other:3.3
Value:+0.1;Growth:-0.2;Quality:+0.5;Size:+0.8;Momentum:+0.4;LowVol:-1.0
null
7
35
5.9
trailing 9%
229
27.5
Volatile
28.3
4.32
3.7
160
37
66
63
true
Hedge
Buy index puts 1% notional
2
-37
BrokerA
MKT
85
VAR>budget
Reduce
Risk above budget threshold
-15
-13
80
4
false
Monitor dispersion and breadth
P2647
Hands-off
401k
USD
2025-07-11
562,361
46,046
516,315
1
59.3
28.8
4.5
7.3
MUB:28.0%;VNQ:28.0%;MSFT:28.0%;TLT:16.0%
US:62.8;EU:13.1;APAC:12.1;EM:9.9;Other:2.2
Value:+0.8;Growth:-0.7;Quality:+0.6;Size:-1.0;Momentum:-0.6;LowVol:-0.9
ESGOnly
5
30
5.9
trailing 8%
170
19.6
Sideways
21.7
3.94
2.6
137
43
59
53
true
Reduce
Cut high-beta by 2-3%, add cash
4
-36
BrokerC
MKT
100
Drift>tolerance
Hedge
Allocation drift beyond policy bands
120
5
109
5
false
Increase defensive factor exposure
P2648
Systematic
401k
USD
2025-09-08
1,141,391
79,438
1,061,953
1
59.3
21
10.8
9
IEF:23.4%;AMZN:23.4%;XLF:18.1%;VOO:11.7%;MSFT:23.4%
US:67.2;EU:10.1;APAC:12.1;EM:8.5;Other:2.2
Value:0.0;Growth:-0.6;Quality:+0.4;Size:+0.7;Momentum:-0.9;LowVol:-0.9
null
8
25
5.3
trailing 8%
159
25.9
Bull
12
4.28
2.9
90
60
66
47
false
Buy
Add to core equity +1%
-9
-15
BrokerC
MKT
96
null
null
Normal monitoring
64
-10
87
5
false
Monitor dispersion and breadth
P2649
Hands-off
401k
USD
2025-02-19
546,481
30,634
515,847
1
62.4
17.5
11.7
8.3
VNQ:19.6%;BRK.B:20.7%;TLT:11.3%;MSFT:17.1%;AAPL:20.7%;VTI:10.5%
US:67.5;EU:15.6;APAC:7.1;EM:8.7;Other:1.0
Value:+0.3;Growth:+0.6;Quality:-0.3;Size:0.0;Momentum:+0.5;LowVol:+0.7
ESGOnly
5
30
5.7
trailing 10%
142
15
Volatile
22.6
4.51
4.3
133
-36
34
53
false
Rebalance
Shift +1% to bonds from equity
25
15
BrokerC
MKT
89
null
null
Normal monitoring
-47
-51
49
3
false
Within IPS guidelines
P2650
Systematic
IRA
USD
2025-08-06
1,009,019
47,712
961,307
1
60.3
31.9
0
7.7
TSLA:23.5%;MSFT:23.5%;MUB:13.4%;GLD:23.5%;BND:16.1%
US:70.5;EU:5.4;APAC:12.8;EM:8.7;Other:2.5
Value:+0.8;Growth:+0.2;Quality:-0.9;Size:+0.7;Momentum:+0.2;LowVol:+0.4
NoDerivatives
8
25
4.9
trailing 9%
156
23.1
Bull
16.3
3.82
2.4
107
2
52
48
false
Rebalance
Shift +1% to bonds from equity
5
-38
BrokerA
MKT
85
null
null
Normal monitoring
100
1
70
4
false
Monitor dispersion and breadth
P2651
Active
Roth
USD
2025-10-05
913,141
83,925
829,216
1
53.6
27.4
9.3
9.7
MUB:22.9%;HYG:22.9%;QQQ:10.1%;XLF:22.9%;TLT:21.3%
US:59.9;EU:18.4;APAC:9.3;EM:9.4;Other:3.0
Value:+0.2;Growth:+0.5;Quality:-0.2;Size:+0.9;Momentum:-0.5;LowVol:+0.5
null
8
25
4.2
hard 12%
162
24.7
Bear
29.4
3.04
2.7
219
5
62
60
false
Buy
Add to core equity +1%
13
-11
BrokerA
VWAP
86
null
null
Normal monitoring
-57
-32
-24
3
false
Monitor dispersion and breadth
P2652
Opportunistic
Roth
USD
2025-10-02
311,016
12,715
298,301
1.08
70
20.3
1
8.7
MSFT:13.0%;IEF:20.8%;AAPL:9.9%;GLD:20.8%;XLF:20.8%;VOO:14.6%
US:72.3;EU:6.3;APAC:13.4;EM:7.6;Other:0.3
Value:+0.5;Growth:+0.4;Quality:+0.3;Size:-0.1;Momentum:+0.6;LowVol:-0.3
null
6
35
5.5
trailing 7%
173
31.9
Bull
15.3
4.06
2.2
99
55
76
56
true
Hedge
Buy index puts 1% notional
14
-31
BrokerB
VWAP
91
VAR>budget
Reduce
Risk above budget threshold
2
-6
49
4
false
Monitor dispersion and breadth
P2653
Hands-off
Taxable
USD
2024-12-28
828,939
60,057
768,882
1
64.6
28
0
7.4
QQQ:26.2%;MSFT:26.2%;BRK.B:26.2%;VOO:21.4%
US:67.6;EU:9.3;APAC:12.2;EM:8.2;Other:2.6
Value:+0.1;Growth:-0.5;Quality:-0.5;Size:+0.5;Momentum:0.0;LowVol:+0.8
null
5
35
4.4
trailing 8%
155
12
Volatile
21.3
3.79
4.1
129
-58
13
65
false
Rebalance
Shift +1% to bonds from equity
10
10
BrokerB
MKT
98
null
null
Normal monitoring
112
-51
72
3
false
Increase defensive factor exposure
P2654
Hands-off
Trust
USD
2025-03-23
244,494
15,053
229,441
1
56
19.1
18.3
6.5
XLF:24.8%;TSLA:30.5%;GLD:14.3%;BRK.B:30.5%
US:78.7;EU:6.1;APAC:9.9;EM:3.5;Other:1.9
Value:+0.6;Growth:-0.5;Quality:+0.9;Size:+0.1;Momentum:+0.8;LowVol:+0.1
ESGOnly
5
30
4.9
hard 10%
133
12.5
Bear
31.6
3.7
2.8
219
-22
51
68
false
Sell
Trim extended winner -1%
-4
9
BrokerA
VWAP
94
null
null
Normal monitoring
48
-49
49
3
false
Increase defensive factor exposure
P2655
Active
Trust
USD
2025-07-18
1,265,683
105,072
1,160,611
1
52.6
21.3
17.6
8.5
HYG:11.3%;XLF:21.0%;QQQ:19.9%;VNQ:18.1%;BRK.B:17.3%;GLD:12.3%
US:67.5;EU:16.9;APAC:9.4;EM:4.0;Other:2.1
Value:-0.9;Growth:-0.5;Quality:+0.9;Size:+0.9;Momentum:+0.1;LowVol:+0.8
null
6
25
4.4
hard 12%
144
17.1
Volatile
27.3
3.87
2.3
123
-58
11
59
false
Buy
Add to core equity +1%
-15
-39
BrokerA
MKT
85
null
null
Normal monitoring
25
-60
29
4
false
Monitor dispersion and breadth
P2656
Active
Taxable
USD
2024-11-15
1,967,224
189,508
1,777,716
1
56.9
30.5
7
5.6
XLF:22.0%;HYG:24.8%;TLT:26.6%;GLD:26.6%
US:77.0;EU:6.2;APAC:7.4;EM:7.5;Other:1.8
Value:-0.4;Growth:+0.7;Quality:-0.3;Size:-0.3;Momentum:+0.6;LowVol:+0.9
NoDerivatives
5
35
5.4
hard 12%
158
23.7
Volatile
31.2
4.22
4
142
-49
36
74
true
Hedge
Buy index puts 1% notional
-1
13
BrokerB
LMT
88
VAR>budget
Hedge
Risk above budget threshold
-14
-44
87
3
true
Tax-aware sells next window
P2657
Hands-off
Taxable
USD
2025-07-04
566,936
55,547
511,389
1
55.8
27.4
9.4
7.4
VOO:27.4%;BND:36.3%;HYG:36.3%
US:63.9;EU:20.7;APAC:5.6;EM:4.9;Other:4.9
Value:-0.3;Growth:-0.5;Quality:+0.4;Size:0.0;Momentum:-0.4;LowVol:+0.9
ESGOnly;MaxPos7%
6
30
4.6
trailing 8%
93
15
Sideways
16.7
3.54
2.4
134
18
54
49
false
Buy
Add to core equity +1%
-3
-3
BrokerA
MKT
85
null
null
Normal monitoring
70
-20
84
3
false
Tax-aware sells next window
P2658
Opportunistic
Taxable
USD
2024-10-13
1,027,839
54,550
973,289
1
76.5
18.2
0
5.4
VTI:29.8%;BRK.B:18.7%;GLD:21.6%;TSLA:29.8%
US:71.4;EU:8.6;APAC:12.2;EM:6.4;Other:1.4
Value:+0.6;Growth:+0.8;Quality:+0.4;Size:-0.4;Momentum:-0.1;LowVol:+0.7
null
5
25
6.1
trailing 7%
253
34.5
Bear
33
3.56
2
144
7
55
82
true
Reduce
Cut high-beta by 2-3%, add cash
19
4
BrokerA
MKT
99
Drift>tolerance
Pause
Allocation drift beyond policy bands
-12
-2
-34
5
true
Tax-aware sells next window
P2659
Hands-off
Roth
USD
2025-04-29
297,703
20,252
277,451
1
64
20
6.8
9.2
GLD:33.3%;BRK.B:33.3%;QQQ:33.3%
US:74.6;EU:9.9;APAC:7.6;EM:5.6;Other:2.3
Value:+0.3;Growth:+0.4;Quality:-0.6;Size:+0.6;Momentum:0.0;LowVol:-0.6
ESGOnly;NoDerivatives
8
25
4.8
trailing 10%
149
14.3
Sideways
19.1
4.68
3.2
97
14
57
53
false
Rebalance
Shift +1% to bonds from equity
31
-31
BrokerA
MKT
90
null
null
Normal monitoring
68
-30
198
4
false
Tighten stops on momentum names
P2660
Hands-off
401k
USD
2025-07-05
895,602
74,247
821,355
1
62.1
24.2
4.9
8.8
VTI:33.3%;HYG:33.3%;IEF:33.3%
US:68.4;EU:11.4;APAC:6.5;EM:13.2;Other:0.5
Value:+0.7;Growth:-0.0;Quality:+0.9;Size:+0.3;Momentum:+0.6;LowVol:+0.5
NoDerivatives
5
25
4.6
trailing 10%
125
12.3
Sideways
19.7
4.61
3.3
109
-12
32
54
false
Sell
Trim extended winner -1%
35
12
BrokerB
LMT
98
null
null
Normal monitoring
-50
-45
-70
4
false
Tighten stops on momentum names
P2661
Opportunistic
401k
USD
2025-03-24
447,043
24,436
422,607
1
73.7
19.4
1
5.9
VNQ:16.2%;GLD:17.1%;MUB:20.7%;AMZN:12.5%;TSLA:20.7%;VOO:12.7%
US:62.2;EU:13.3;APAC:15.4;EM:4.8;Other:4.2
Value:+0.7;Growth:-0.3;Quality:-0.7;Size:-0.4;Momentum:+0.4;LowVol:+0.2
null
5
35
5.1
trailing 7%
225
29.7
Bull
13.8
4.27
3.3
118
46
86
48
false
Rebalance
Shift +1% to bonds from equity
31
3
BrokerD
LMT
89
null
null
Normal monitoring
-33
-56
101
3
false
Tax-aware sells next window
P2662
Cautious
IRA
USD
2025-03-16
468,645
62,343
406,302
1
48.8
36.2
0
14.9
VOO:23.2%;VNQ:16.7%;XLF:13.7%;TLT:23.2%;HYG:23.2%
US:59.4;EU:18.0;APAC:12.7;EM:6.6;Other:3.3
Value:+0.1;Growth:-0.5;Quality:-0.3;Size:-0.5;Momentum:-0.8;LowVol:-0.3
ESGOnly;MaxPos5%;NoMargin
6
35
5.2
trailing 10%
148
13.9
Bear
25
3.05
1.8
207
-51
27
62
false
Rebalance
Shift +1% to bonds from equity
20
9
BrokerD
LMT
91
null
null
Normal monitoring
25
8
90
5
false
Increase defensive factor exposure
P2663
Cautious
401k
USD
2024-07-24
188,115
29,648
158,467
1
39.4
40
8.9
11.7
MSFT:33.3%;AMZN:33.3%;HYG:33.3%
US:68.7;EU:12.4;APAC:11.9;EM:6.2;Other:0.8
Value:-0.7;Growth:-0.6;Quality:-0.7;Size:-0.2;Momentum:+0.1;LowVol:0.0
NoDerivatives;NoMargin
5
35
4.4
hard 10%
147
19.7
Bear
33.4
3.36
2.5
176
-65
24
74
true
Hedge
Buy index puts 1% notional
-1
-28
BrokerD
VWAP
85
Drift>tolerance
Reduce
Allocation drift beyond policy bands
117
-3
239
2
false
Increase defensive factor exposure
P2664
Active
Taxable
USD
2025-05-29
884,328
59,454
824,874
1
61.8
25.9
6
6.2
VTI:33.3%;AAPL:33.3%;MUB:33.3%
US:58.2;EU:15.1;APAC:10.5;EM:11.4;Other:4.8
Value:-0.5;Growth:-0.3;Quality:+0.8;Size:+0.5;Momentum:+0.6;LowVol:-0.2
null
5
35
4.6
trailing 9%
225
26.6
Bull
14.8
4.14
3
84
47
82
45
false
NoAction
Within bands; monitor
-13
-26
BrokerC
LMT
92
null
null
Normal monitoring
102
10
95
3
false
Tighten stops on momentum names
P2665
Systematic
Roth
USD
2024-10-21
779,984
72,183
707,801
1
60.7
28.7
1.5
9.2
IEF:26.3%;QQQ:21.2%;VNQ:26.3%;VTI:26.3%
US:72.6;EU:9.5;APAC:12.0;EM:4.0;Other:2.0
Value:+0.5;Growth:+1.0;Quality:-0.4;Size:-0.8;Momentum:-0.9;LowVol:+0.1
MaxPos6%
10
30
4.7
trailing 8%
145
25.3
Bull
14.5
4.29
2.9
74
11
56
54
false
Buy
Add to core equity +1%
34
-6
BrokerA
VWAP
85
null
null
Normal monitoring
60
-53
158
4
false
Tax-aware sells next window
P2666
Active
Taxable
USD
2025-06-06
1,749,854
194,237
1,555,617
1
51.6
27.4
13.7
7.2
TLT:8.1%;BRK.B:14.6%;TSLA:19.2%;HYG:22.1%;QQQ:13.9%;XLF:22.1%
US:62.5;EU:12.1;APAC:12.9;EM:8.9;Other:3.6
Value:+0.5;Growth:-1.0;Quality:-0.2;Size:+0.1;Momentum:+0.4;LowVol:0.0
MaxPos6%
6
35
5.6
hard 12%
125
26.2
Bull
14.1
4.51
2.1
78
93
86
40
false
Buy
Add to core equity +1%
15
-21
BrokerA
LMT
92
null
null
Normal monitoring
73
-18
43
3
false
Within IPS guidelines
P2667
Opportunistic
IRA
USD
2025-09-26
745,278
64,743
680,535
1
73.5
19.7
0
6.8
GLD:29.1%;VOO:22.5%;BND:29.1%;QQQ:19.2%
US:68.1;EU:9.3;APAC:12.4;EM:8.8;Other:1.4
Value:+0.8;Growth:-0.8;Quality:+1.0;Size:+0.6;Momentum:+0.5;LowVol:+0.6
null
6
25
5.9
hard 12%
218
20.2
Bear
32.6
4.14
2.6
161
-30
23
87
true
Reduce
Cut high-beta by 2-3%, add cash
-9
-33
BrokerA
LMT
94
VAR>budget
Hedge
Risk above budget threshold
98
-2
121
5
false
Tax-aware sells next window
P2668
Cautious
Trust
USD
2024-07-04
198,295
24,347
173,948
1
44.4
39.7
0
15.9
XLF:33.3%;GLD:33.3%;IEF:33.3%
US:64.5;EU:14.2;APAC:9.9;EM:8.6;Other:2.9
Value:-0.2;Growth:+1.0;Quality:-0.6;Size:-0.0;Momentum:+0.4;LowVol:-0.6
MaxPos5%;NoMargin
10
35
3.4
trailing 8%
92
12.6
Sideways
16.4
4.92
2.1
100
53
70
35
true
Reduce
Cut high-beta by 2-3%, add cash
1
-6
BrokerD
MKT
95
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
31
-34
141
4
true
Tighten stops on momentum names
P2669
Hands-off
IRA
USD
2024-12-01
724,509
33,852
690,657
1
56.1
23.3
12.6
8
VTI:33.3%;HYG:33.3%;VNQ:33.3%
US:63.4;EU:11.2;APAC:15.5;EM:5.7;Other:4.1
Value:-0.9;Growth:-0.7;Quality:+0.2;Size:+0.7;Momentum:+0.5;LowVol:+0.6
MaxPos7%
8
25
3.5
trailing 8%
132
17.5
Volatile
28.4
5.02
4
177
-17
31
73
true
Hedge
Buy index puts 1% notional
-13
-15
BrokerD
MKT
92
RegimeShift
Reduce
Volatility spike and breadth deterioration
-35
-34
-33
5
false
Tighten stops on momentum names
P2670
Active
Roth
USD
2025-04-08
1,594,483
117,267
1,477,216
1
68.6
19.4
4.5
7.5
VOO:25.0%;HYG:25.0%;QQQ:25.0%;VTI:25.0%
US:63.9;EU:11.0;APAC:13.4;EM:9.9;Other:1.9
Value:+0.6;Growth:-0.1;Quality:-0.3;Size:+1.0;Momentum:0.0;LowVol:-0.4
null
10
30
5.1
hard 12%
170
17.4
Volatile
24.4
4.2
3.3
174
-60
30
68
false
Hedge
Add TLT +1% as duration hedge
27
-37
BrokerB
LMT
100
null
null
Normal monitoring
101
-16
192
5
false
Monitor dispersion and breadth
P2671
Opportunistic
IRA
USD
2024-10-01
443,787
34,620
409,167
1
73.5
10.7
7.7
8.1
MUB:35.3%;GLD:35.3%;TSLA:29.4%
US:72.5;EU:10.0;APAC:7.8;EM:8.1;Other:1.6
Value:+0.7;Growth:-0.2;Quality:+0.2;Size:-0.3;Momentum:-0.7;LowVol:+0.1
MaxPos7%
10
25
5.6
trailing 9%
220
24
Bull
15.5
4.2
2.8
86
38
55
52
true
Rebalance
Rebalance back to target bands
4
15
BrokerC
MKT
87
VAR>budget
Hedge
Risk above budget threshold
60
-27
142
4
false
Tax-aware sells next window
P2672
Active
Trust
USD
2024-08-30
1,947,868
214,838
1,733,030
1
60.2
29.1
1.1
9.6
BRK.B:27.5%;TSLA:21.5%;GLD:27.5%;VTI:23.6%
US:72.6;EU:15.0;APAC:6.0;EM:4.2;Other:2.1
Value:+0.4;Growth:-0.0;Quality:-0.8;Size:+0.7;Momentum:-0.3;LowVol:+0.4
MaxPos7%
10
35
5
trailing 9%
204
26.8
Sideways
14.6
4.72
3.1
102
1
61
42
false
Buy
Add to core equity +1%
35
-1
BrokerB
LMT
85
null
null
Normal monitoring
85
17
179
5
false
Tax-aware sells next window
P2673
Hands-off
IRA
USD
2025-01-21
774,666
46,932
727,734
1
72.5
20.6
0
7
AMZN:33.3%;MUB:33.3%;IEF:33.3%
US:57.0;EU:17.7;APAC:10.0;EM:11.5;Other:3.9
Value:-0.3;Growth:+0.3;Quality:-0.5;Size:+0.7;Momentum:-0.5;LowVol:-0.0
null
6
35
4.7
hard 10%
102
13.4
Bull
14.2
4.56
2.8
109
109
100
44
false
Buy
Add to core equity +1%
-4
-21
BrokerB
MKT
93
null
null
Normal monitoring
-26
-31
51
5
false
Within IPS guidelines
P2674
Opportunistic
401k
USD
2024-12-14
621,254
51,624
569,630
1
62.7
21.6
11
4.7
BND:33.3%;TLT:33.3%;MUB:33.3%
US:63.8;EU:14.3;APAC:9.2;EM:10.2;Other:2.4
Value:+0.9;Growth:-1.0;Quality:-0.2;Size:-0.8;Momentum:+0.3;LowVol:-0.4
MaxPos7%
7
25
4.5
hard 12%
261
25.3
Volatile
30.8
4.03
3
174
7
44
76
true
Reduce
Cut high-beta by 2-3%, add cash
33
-9
BrokerC
MKT
96
RegimeShift
Reduce
Volatility spike and breadth deterioration
-5
-17
50
3
false
Increase defensive factor exposure
P2675
Active
Roth
USD
2025-04-04
2,002,400
155,858
1,846,542
1
64
26.6
0.6
8.8
TLT:20.5%;HYG:26.5%;BND:26.5%;QQQ:26.5%
US:69.2;EU:8.7;APAC:11.3;EM:7.1;Other:3.9
Value:+0.1;Growth:-0.9;Quality:+0.6;Size:-0.3;Momentum:+0.8;LowVol:-0.9
null
6
25
4.5
trailing 8%
136
22.7
Bull
13.8
3.52
2.6
119
90
100
45
true
Hedge
Buy index puts 1% notional
-2
-32
BrokerC
MKT
97
RegimeShift
Reduce
Volatility spike and breadth deterioration
23
-2
32
5
false
Within IPS guidelines
P2676
Systematic
Taxable
USD
2024-11-09
510,002
37,735
472,267
1
61.6
21
7.5
9.9
VNQ:33.7%;TSLA:33.7%;QQQ:32.7%
US:63.7;EU:16.1;APAC:11.8;EM:7.7;Other:0.8
Value:-0.6;Growth:+0.5;Quality:+0.1;Size:+0.6;Momentum:-0.8;LowVol:-1.0
null
8
30
5.3
hard 12%
167
27.2
Bear
27.3
3.25
1.7
176
7
38
81
true
Reduce
Cut high-beta by 2-3%, add cash
-1
-30
BrokerA
LMT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
87
-26
94
3
false
Monitor dispersion and breadth
P2677
Opportunistic
Trust
USD
2024-11-10
920,842
65,206
855,636
1
72.6
20.3
0
7.1
IEF:35.3%;MUB:35.3%;HYG:29.4%
US:56.2;EU:21.3;APAC:12.4;EM:8.6;Other:1.4
Value:-0.3;Growth:+0.3;Quality:-0.5;Size:-0.8;Momentum:+1.0;LowVol:-0.3
MaxPos7%
6
35
6.5
trailing 7%
239
27.7
Volatile
28.4
3.52
4.3
176
-11
43
86
true
Reduce
Cut high-beta by 2-3%, add cash
4
-37
BrokerA
LMT
86
Drift>tolerance
Hedge
Allocation drift beyond policy bands
100
-9
110
4
false
Increase defensive factor exposure
P2678
Hands-off
IRA
USD
2025-08-09
360,742
27,470
333,272
1
59.6
15.5
15.7
9.2
QQQ:33.3%;MSFT:33.3%;VTI:33.3%
US:61.5;EU:13.2;APAC:13.1;EM:10.1;Other:2.2
Value:+0.7;Growth:-0.5;Quality:+0.3;Size:-0.9;Momentum:-0.0;LowVol:-0.7
ESGOnly
7
30
5.7
trailing 8%
145
18.9
Bear
23.4
3.13
2.7
179
-103
5
66
false
Rebalance
Shift +1% to bonds from equity
-9
-28
BrokerD
LMT
100
null
null
Normal monitoring
81
-35
67
3
false
Tighten stops on momentum names
P2679
Systematic
Roth
USD
2024-07-23
1,100,312
104,421
995,891
1
58.5
33.8
0
7.7
AMZN:19.8%;XLF:26.7%;VNQ:26.7%;VOO:26.7%
US:62.6;EU:8.5;APAC:13.9;EM:11.2;Other:3.9
Value:+0.3;Growth:-0.8;Quality:-0.5;Size:-0.9;Momentum:+0.1;LowVol:-0.8
NoDerivatives
7
35
5.1
trailing 8%
183
24.3
Sideways
15
4.02
2.3
122
-1
50
35
false
Buy
Add to core equity +1%
2
-25
BrokerD
MKT
95
null
null
Normal monitoring
75
-51
52
4
false
Monitor dispersion and breadth
P2680
Opportunistic
Trust
USD
2025-10-16
343,524
15,406
328,118
1
67.7
19.2
8.7
4.5
VTI:33.3%;QQQ:33.3%;MUB:33.3%
US:70.4;EU:6.4;APAC:8.0;EM:10.5;Other:4.7
Value:+0.1;Growth:-0.4;Quality:+1.0;Size:+0.7;Momentum:+0.9;LowVol:+0.8
null
8
30
5.8
hard 12%
265
21.7
Bull
13.7
3.62
2.4
92
114
99
45
false
Buy
Add to core equity +1%
12
-9
BrokerB
MKT
87
null
null
Normal monitoring
44
13
109
4
false
Tax-aware sells next window
P2681
Systematic
401k
USD
2025-08-03
1,321,903
96,996
1,224,907
1
57.3
31.2
3.9
7.6
BRK.B:26.6%;VNQ:20.1%;QQQ:26.6%;AMZN:26.6%
US:68.6;EU:9.6;APAC:13.0;EM:3.6;Other:5.3
Value:-0.4;Growth:0.0;Quality:-0.8;Size:+0.2;Momentum:+1.0;LowVol:-0.5
null
10
30
5.5
trailing 9%
204
18.5
Sideways
21.6
4.01
2.2
110
24
62
53
false
NoAction
Within bands; monitor
10
-5
BrokerD
LMT
94
null
null
Normal monitoring
-14
7
126
3
false
Within IPS guidelines
P2682
Active
Taxable
USD
2024-07-05
866,948
95,981
770,967
1
54.4
23.5
15.3
6.8
HYG:28.8%;VNQ:35.6%;AAPL:35.6%
US:63.8;EU:15.2;APAC:8.6;EM:8.9;Other:3.5
Value:+0.3;Growth:+0.3;Quality:-0.7;Size:+0.6;Momentum:+0.2;LowVol:-0.9
null
7
25
5.6
trailing 8%
214
22.7
Sideways
21
3.86
3
117
-22
32
44
false
Rebalance
Shift +1% to bonds from equity
24
-11
BrokerB
MKT
85
null
null
Normal monitoring
73
-46
40
4
false
Monitor dispersion and breadth
P2683
Opportunistic
Roth
USD
2024-11-29
1,693,663
59,921
1,633,742
1
64.2
21.1
7.3
7.3
QQQ:12.4%;MSFT:23.0%;AMZN:24.0%;IEF:24.0%;VNQ:16.7%
US:62.7;EU:12.2;APAC:12.0;EM:12.2;Other:0.9
Value:-0.8;Growth:-0.3;Quality:-0.3;Size:+0.6;Momentum:-0.5;LowVol:-0.4
MaxPos7%
5
30
5.2
trailing 9%
162
28.5
Bull
18
4.88
2.4
112
24
75
47
true
Rebalance
Rebalance back to target bands
11
-25
BrokerB
MKT
86
VAR>budget
Reduce
Risk above budget threshold
106
-22
222
2
false
Monitor dispersion and breadth
P2684
Active
Roth
USD
2024-08-06
1,271,389
93,394
1,177,995
1
66.9
27.9
0
5.2
MUB:17.2%;QQQ:18.1%;VNQ:14.2%;GLD:9.8%;MSFT:18.1%;HYG:22.6%
US:64.1;EU:10.9;APAC:7.4;EM:13.5;Other:4.1
Value:+0.4;Growth:+0.5;Quality:-0.0;Size:-0.0;Momentum:-0.5;LowVol:-0.4
null
6
25
4.4
trailing 8%
198
16.3
Sideways
20.5
3.9
2.5
105
47
75
51
false
Rebalance
Shift +1% to bonds from equity
-2
-25
BrokerC
MKT
97
null
null
Normal monitoring
15
-1
71
4
false
Tax-aware sells next window
P2685
Hands-off
401k
USD
2024-11-20
159,616
6,854
152,762
1
64.9
25.1
2.7
7.3
AAPL:28.6%;XLF:14.3%;AMZN:28.6%;TSLA:28.6%
US:62.9;EU:15.3;APAC:13.8;EM:4.7;Other:3.2
Value:-0.7;Growth:+0.9;Quality:-0.7;Size:-0.5;Momentum:+0.6;LowVol:+0.6
MaxPos8%
6
25
4.7
trailing 8%
93
15.3
Volatile
24.2
4.09
2.3
127
-37
30
73
true
Hedge
Buy index puts 1% notional
2
0
BrokerC
MKT
91
VAR>budget
Hedge
Risk above budget threshold
-54
14
38
2
false
Tighten stops on momentum names
P2686
Opportunistic
401k
USD
2025-06-16
1,469,147
130,530
1,338,617
1.21
66.6
19.2
6
8.1
MUB:25.0%;VTI:25.0%;MSFT:25.0%;BRK.B:25.0%
US:64.5;EU:18.9;APAC:9.7;EM:6.3;Other:0.6
Value:-0.2;Growth:-0.4;Quality:-0.6;Size:+0.3;Momentum:+0.5;LowVol:+1.0
MaxPos6%
8
25
5.9
trailing 9%
184
26.9
Volatile
23.8
4.69
3.6
160
-5
36
61
false
Rebalance
Shift +1% to bonds from equity
19
-5
BrokerD
MKT
100
null
null
Normal monitoring
-13
-41
-18
4
false
Monitor dispersion and breadth
P2687
Active
401k
USD
2025-11-07
1,833,900
214,036
1,619,864
1
54.3
27.7
10.9
7.1
TLT:22.8%;MUB:22.8%;BND:22.8%;BRK.B:22.8%;QQQ:8.7%
US:68.6;EU:10.9;APAC:5.8;EM:11.2;Other:3.4
Value:-0.5;Growth:-0.3;Quality:-0.7;Size:+0.7;Momentum:+0.5;LowVol:+1.0
null
8
35
5.6
trailing 8%
152
24.2
Volatile
29.5
5.29
3.2
144
29
70
79
true
Hedge
Buy index puts 1% notional
9
14
BrokerC
LMT
98
VAR>budget
Hedge
Risk above budget threshold
25
-23
131
2
true
Tighten stops on momentum names
P2688
Hands-off
IRA
USD
2025-04-19
764,906
63,772
701,134
1
63.1
16
11.6
9.3
MUB:26.3%;VOO:26.3%;AMZN:26.3%;QQQ:21.0%
US:68.7;EU:7.6;APAC:15.6;EM:4.1;Other:4.0
Value:+0.6;Growth:+0.9;Quality:-0.3;Size:+0.1;Momentum:+1.0;LowVol:-0.8
ESGOnly;MaxPos8%
7
25
3.5
hard 10%
121
12.4
Sideways
18.7
4.76
2.5
108
16
56
46
false
Buy
Add to core equity +1%
23
-4
BrokerD
LMT
100
null
null
Normal monitoring
37
0
164
5
false
Monitor dispersion and breadth
P2689
Systematic
Trust
USD
2025-06-19
597,941
52,013
545,928
1
61.8
24.5
5.1
8.7
TLT:9.6%;VOO:22.7%;AAPL:22.7%;HYG:22.7%;TSLA:22.2%
US:67.9;EU:8.4;APAC:11.4;EM:9.0;Other:3.3
Value:-0.2;Growth:+0.3;Quality:+0.7;Size:+0.5;Momentum:-0.1;LowVol:-0.7
MaxPos7%
10
35
5.3
trailing 9%
230
26
Bull
17.7
3.74
2.7
114
80
90
44
false
NoAction
Within bands; monitor
12
-24
BrokerD
MKT
0
null
null
Normal monitoring
7
-44
86
4
false
Tighten stops on momentum names
P2690
Opportunistic
Taxable
USD
2024-11-25
391,979
21,488
370,491
1
64.8
17.3
11.1
6.8
XLF:26.5%;AAPL:13.3%;QQQ:13.5%;VTI:20.2%;VOO:26.5%
US:76.0;EU:7.2;APAC:6.9;EM:5.4;Other:4.5
Value:-0.2;Growth:+0.7;Quality:+1.0;Size:+0.6;Momentum:-1.0;LowVol:-1.0
NoDerivatives
8
35
5.1
trailing 7%
209
22.1
Sideways
17.2
3.79
3.2
125
32
52
54
false
Rebalance
Shift +1% to bonds from equity
-14
-14
BrokerC
MKT
100
null
null
Normal monitoring
-11
7
67
4
false
Tax-aware sells next window
P2691
Active
401k
USD
2025-05-09
575,655
48,825
526,830
1
64.2
27
0
8.8
VOO:33.3%;QQQ:33.3%;VNQ:33.3%
US:69.0;EU:10.8;APAC:11.1;EM:4.5;Other:4.7
Value:+0.9;Growth:+0.8;Quality:-0.2;Size:-0.4;Momentum:-0.8;LowVol:0.0
MaxPos5%
8
25
6
hard 12%
228
25.2
Volatile
25.4
5.31
4.5
139
40
58
72
true
Rebalance
Rebalance back to target bands
30
-21
BrokerC
LMT
92
VAR>budget
TightenStops
Risk above budget threshold
-22
-27
10
4
false
Tax-aware sells next window
P2692
Active
Taxable
USD
2025-07-28
2,300,676
151,419
2,149,257
1
59.4
27.2
7.3
6.2
AMZN:33.3%;GLD:33.3%;HYG:33.3%
US:68.9;EU:12.7;APAC:10.7;EM:7.4;Other:0.3
Value:+0.7;Growth:+0.6;Quality:+0.7;Size:-0.0;Momentum:-0.2;LowVol:+0.3
MaxPos6%;NoDerivatives
7
25
4.2
trailing 8%
142
18.1
Bull
17.4
4.48
3.2
109
27
56
53
false
Sell
Trim extended winner -1%
-10
8
BrokerB
VWAP
94
null
null
Normal monitoring
21
18
66
3
false
Tighten stops on momentum names
P2693
Hands-off
IRA
USD
2025-08-13
502,403
24,406
477,997
1
56.7
18.5
18.4
6.4
AMZN:16.7%;TSLA:12.1%;TLT:14.7%;BRK.B:14.8%;XLF:20.9%;VOO:20.9%
US:69.0;EU:15.5;APAC:10.7;EM:4.3;Other:0.5
Value:+0.3;Growth:+0.4;Quality:+0.5;Size:-0.4;Momentum:-0.5;LowVol:+0.7
ESGOnly;MaxPos6%;NoDerivatives
6
25
3.1
hard 10%
163
15.4
Sideways
19.8
4.15
2.1
98
48
82
44
true
Hedge
Buy index puts 1% notional
13
-10
BrokerD
MKT
86
Drift>tolerance
Reduce
Allocation drift beyond policy bands
52
-53
44
5
true
Within IPS guidelines
P2694
Cautious
Roth
USD
2024-10-29
598,635
95,581
503,054
1
38
37.8
10.9
13.3
IEF:8.3%;BND:23.6%;TLT:23.6%;AMZN:13.1%;VOO:23.6%;GLD:7.9%
US:54.2;EU:15.4;APAC:14.0;EM:11.7;Other:4.7
Value:+1.0;Growth:-0.5;Quality:-0.2;Size:+0.6;Momentum:+0.1;LowVol:+0.8
NoDerivatives;NoMargin
6
30
4.6
trailing 10%
132
12.9
Bull
16.7
4.68
3.1
102
59
91
28
false
Buy
Add to core equity +1%
-7
-14
BrokerB
VWAP
92
null
null
Normal monitoring
116
-5
216
5
false
Monitor dispersion and breadth
P2695
Systematic
Trust
USD
2025-12-24
1,882,153
93,601
1,788,552
1
58.3
23.4
11.3
7
BND:24.8%;MSFT:23.9%;AMZN:24.8%;VOO:11.8%;QQQ:14.6%
US:69.8;EU:7.7;APAC:11.2;EM:7.1;Other:4.2
Value:-0.3;Growth:+0.8;Quality:-0.4;Size:-0.4;Momentum:+1.0;LowVol:-0.8
MaxPos8%
6
30
5.8
hard 12%
215
20.4
Volatile
23.6
4.92
4.4
174
20
71
70
true
Hedge
Buy index puts 1% notional
9
-13
BrokerC
MKT
89
Drift>tolerance
Reduce
Allocation drift beyond policy bands
26
17
139
4
false
Tighten stops on momentum names
P2696
Cautious
Taxable
USD
2025-01-06
333,480
34,112
299,368
1
42.3
41.1
0
16.6
AMZN:30.5%;MUB:34.8%;TLT:34.8%
US:76.0;EU:11.1;APAC:8.5;EM:3.5;Other:0.9
Value:-0.6;Growth:-0.1;Quality:+0.3;Size:-0.3;Momentum:-0.6;LowVol:+0.6
NoDerivatives;NoMargin
8
35
5.3
trailing 10%
110
19.7
Sideways
18.7
4.73
3.3
122
10
70
52
false
Rebalance
Shift +1% to bonds from equity
15
15
BrokerB
MKT
94
null
null
Normal monitoring
76
-11
106
3
false
Tighten stops on momentum names
P2697
Hands-off
Roth
USD
2025-06-14
872,122
49,602
822,520
1
66.2
25.2
0
8.5
MUB:19.8%;MSFT:22.4%;XLF:22.4%;TLT:20.3%;BRK.B:15.2%
US:67.8;EU:7.8;APAC:15.9;EM:4.9;Other:3.7
Value:+0.7;Growth:-1.0;Quality:-0.9;Size:-0.3;Momentum:+0.7;LowVol:-0.2
ESGOnly;MaxPos6%
5
25
4.6
trailing 8%
96
16
Volatile
27.4
5.1
3.1
124
50
84
68
false
Sell
Trim extended winner -1%
-8
6
BrokerD
LMT
100
null
null
Normal monitoring
-40
16
57
4
false
Within IPS guidelines
P2698
Opportunistic
Taxable
USD
2025-10-30
1,279,749
106,030
1,173,719
1
62.5
17.9
11
8.6
TSLA:22.5%;VTI:22.5%;TLT:22.5%;VOO:17.8%;AAPL:14.8%
US:65.2;EU:10.2;APAC:10.8;EM:11.8;Other:2.0
Value:+0.1;Growth:-0.5;Quality:-0.6;Size:+0.7;Momentum:+0.3;LowVol:+0.9
NoDerivatives
7
35
4.1
trailing 7%
179
27.8
Sideways
17.3
4.12
2.7
113
-24
25
52
false
Sell
Trim extended winner -1%
-1
-8
BrokerC
LMT
90
null
null
Normal monitoring
-46
-32
84
3
false
Monitor dispersion and breadth
P2699
Opportunistic
IRA
USD
2024-08-24
1,439,686
118,696
1,320,990
1
69.5
19.3
3.6
7.6
BND:19.8%;AAPL:13.7%;QQQ:17.0%;VNQ:21.0%;VTI:16.1%;MUB:12.4%
US:73.7;EU:8.0;APAC:10.5;EM:6.4;Other:1.5
Value:-0.6;Growth:-0.9;Quality:+0.9;Size:+0.7;Momentum:+0.1;LowVol:-0.1
MaxPos6%;NoDerivatives
10
30
4.4
hard 12%
224
20.5
Bull
16
4.72
3
99
88
88
60
false
Buy
Add to core equity +1%
-12
-29
BrokerD
LMT
86
null
null
Normal monitoring
-43
-55
-46
5
false
Tax-aware sells next window
P2700
Active
401k
USD
2025-02-12
935,765
80,696
855,069
1.16
68.1
19.1
7.1
5.7
VOO:7.1%;BND:20.4%;TSLA:6.9%;MSFT:22.5%;QQQ:20.6%;TLT:22.5%
US:71.2;EU:8.6;APAC:8.0;EM:10.6;Other:1.6
Value:-0.6;Growth:+0.2;Quality:-0.1;Size:+0.7;Momentum:-0.8;LowVol:+0.9
null
5
30
4.5
trailing 8%
183
27.3
Sideways
14.8
4.64
2.3
139
53
61
55
false
Rebalance
Shift +1% to bonds from equity
15
12
BrokerD
MKT
93
null
null
Normal monitoring
40
-19
115
3
false
Tighten stops on momentum names