client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P2701
Opportunistic
Trust
USD
2025-09-05
1,256,938
70,079
1,186,859
1
62.7
20.4
12.7
4.2
AMZN:25.0%;TLT:25.0%;VTI:25.0%;BRK.B:25.0%
US:64.6;EU:14.7;APAC:9.2;EM:7.4;Other:4.1
Value:-0.2;Growth:+0.5;Quality:-0.5;Size:+0.2;Momentum:-0.3;LowVol:0.0
null
5
25
6.6
trailing 7%
227
22
Volatile
27.4
4.04
2.5
141
51
80
65
false
Sell
Trim extended winner -1%
4
-30
BrokerA
LMT
90
null
null
Normal monitoring
-31
-60
-31
3
false
Within IPS guidelines
P2702
Opportunistic
Taxable
USD
2024-11-09
1,176,487
89,714
1,086,773
1
60.4
16.7
15.5
7.5
BND:12.1%;HYG:10.2%;QQQ:21.6%;IEF:13.0%;BRK.B:21.6%;MUB:21.6%
US:70.0;EU:10.5;APAC:9.8;EM:6.9;Other:2.9
Value:+0.1;Growth:-0.6;Quality:-0.2;Size:+0.6;Momentum:-0.1;LowVol:+0.1
null
5
25
4
trailing 7%
268
25.3
Volatile
31.6
4.24
3.5
148
-14
33
74
true
Hedge
Buy index puts 1% notional
20
8
BrokerA
MKT
98
VAR>budget
Hedge
Risk above budget threshold
-30
18
80
5
false
Tighten stops on momentum names
P2703
Hands-off
Trust
USD
2025-02-08
681,236
42,931
638,305
1
68.7
21.6
2.1
7.6
MSFT:22.3%;TLT:20.9%;GLD:10.4%;IEF:23.2%;BRK.B:23.2%
US:64.3;EU:17.2;APAC:8.8;EM:9.3;Other:0.4
Value:+0.4;Growth:+0.4;Quality:+0.5;Size:+0.7;Momentum:+0.3;LowVol:-0.7
ESGOnly;MaxPos6%
5
30
5.8
hard 10%
140
14.8
Sideways
16.5
4.85
3.5
107
-15
30
50
true
Hedge
Buy index puts 1% notional
-3
-5
BrokerC
MKT
94
Drift>tolerance
Hedge
Allocation drift beyond policy bands
99
-16
95
4
false
Tighten stops on momentum names
P2704
Cautious
IRA
USD
2025-01-02
543,304
73,757
469,547
1
49.1
40.4
0
10.4
MUB:33.3%;AMZN:33.3%;AAPL:33.3%
US:60.3;EU:18.4;APAC:11.9;EM:8.5;Other:0.9
Value:-0.7;Growth:-0.8;Quality:+0.4;Size:+0.8;Momentum:-1.0;LowVol:-0.4
NoMargin
10
30
5.7
trailing 8%
139
18.6
Bull
14.6
4.27
2.7
78
93
94
29
false
Rebalance
Shift +1% to bonds from equity
16
-34
BrokerD
VWAP
99
null
null
Normal monitoring
-22
-56
82
4
false
Monitor dispersion and breadth
P2705
Active
Taxable
USD
2024-08-02
797,178
48,338
748,840
1
53.8
23.5
14.8
7.8
AMZN:8.9%;TLT:21.5%;QQQ:18.9%;IEF:11.6%;XLF:18.3%;BRK.B:20.9%
US:76.9;EU:9.1;APAC:7.1;EM:4.2;Other:2.7
Value:+0.9;Growth:-0.0;Quality:+0.1;Size:+0.4;Momentum:+0.2;LowVol:-0.7
null
6
25
4.3
hard 12%
148
16.3
Bull
15.5
4.27
3.2
80
38
75
44
true
Reduce
Cut high-beta by 2-3%, add cash
30
6
BrokerD
MKT
86
VAR>budget
Hedge
Risk above budget threshold
-2
-30
-35
5
false
Tighten stops on momentum names
P2706
Cautious
Roth
USD
2025-06-23
230,810
18,646
212,164
1
39.6
34.7
13.7
12
TSLA:33.3%;MUB:33.3%;HYG:33.3%
US:67.4;EU:12.0;APAC:8.8;EM:11.8;Other:0.0
Value:-0.3;Growth:+0.1;Quality:+0.6;Size:+0.6;Momentum:-0.5;LowVol:-0.4
MaxPos8%;NoMargin
10
30
5.5
trailing 8%
116
16
Bear
30.8
3.55
2.1
136
27
73
56
false
Buy
Add to core equity +1%
-13
-15
BrokerC
LMT
99
null
null
Normal monitoring
73
-5
205
3
false
Increase defensive factor exposure
P2707
Active
Roth
USD
2024-07-16
1,880,485
122,613
1,757,872
1.25
59.2
19
13.2
8.5
QQQ:9.4%;AMZN:24.9%;TLT:15.8%;BND:24.9%;VOO:24.9%
US:62.2;EU:18.5;APAC:12.8;EM:4.6;Other:2.0
Value:-0.5;Growth:-0.3;Quality:-0.0;Size:+0.8;Momentum:-0.7;LowVol:-0.9
null
10
25
4.2
trailing 9%
165
17.3
Sideways
19.6
3.78
3.4
96
23
54
47
true
Hedge
Buy index puts 1% notional
-3
-7
BrokerB
MKT
86
VAR>budget
Pause
Risk above budget threshold
-1
19
33
2
false
Increase defensive factor exposure
P2708
Hands-off
Roth
USD
2025-03-16
393,841
19,016
374,825
1
68.7
16.3
6.2
8.9
QQQ:18.3%;XLF:16.2%;TLT:20.0%;AMZN:11.3%;BRK.B:14.2%;MUB:20.0%
US:63.5;EU:11.7;APAC:12.9;EM:11.4;Other:0.6
Value:-1.0;Growth:-0.2;Quality:-0.5;Size:-0.1;Momentum:+0.9;LowVol:+0.4
ESGOnly;NoDerivatives
10
35
3.4
trailing 10%
91
15.1
Volatile
21.5
4.34
2.8
173
-34
41
65
false
Buy
Add to core equity +1%
14
-21
BrokerD
LMT
95
null
null
Normal monitoring
-12
-46
74
4
false
Increase defensive factor exposure
P2709
Opportunistic
401k
USD
2025-09-11
1,765,357
99,323
1,666,034
1
70.9
15.3
9.5
4.3
XLF:15.5%;VTI:18.1%;TLT:11.2%;IEF:12.0%;MUB:21.6%;BRK.B:21.6%
US:62.8;EU:13.6;APAC:9.6;EM:12.4;Other:1.5
Value:-0.0;Growth:-0.3;Quality:-0.2;Size:+0.9;Momentum:-0.8;LowVol:+0.6
null
6
35
4.9
trailing 7%
196
33.8
Bull
17.3
4.26
2.6
93
82
76
47
false
NoAction
Within bands; monitor
31
6
BrokerD
MKT
0
null
null
Normal monitoring
51
-58
107
4
false
Tighten stops on momentum names
P2710
Systematic
Roth
USD
2025-05-19
1,296,267
69,468
1,226,799
1
60.5
30.7
0
8.8
MUB:28.3%;IEF:35.8%;HYG:35.8%
US:65.0;EU:14.8;APAC:12.5;EM:7.3;Other:0.5
Value:+0.8;Growth:-0.8;Quality:-1.0;Size:+0.7;Momentum:+0.6;LowVol:+0.5
null
5
30
4.7
trailing 8%
164
26.2
Volatile
25.7
3.68
3.9
152
20
75
67
false
Hedge
Add TLT +1% as duration hedge
19
0
BrokerB
MKT
90
null
null
Normal monitoring
-52
0
-89
3
false
Increase defensive factor exposure
P2711
Active
Taxable
USD
2025-12-25
2,195,589
241,511
1,954,078
1
67.5
20.9
4.6
7
BRK.B:33.3%;GLD:33.3%;HYG:33.3%
US:57.6;EU:18.3;APAC:8.8;EM:13.1;Other:2.2
Value:-0.7;Growth:-0.8;Quality:-0.2;Size:-0.3;Momentum:+0.8;LowVol:+0.2
NoDerivatives
10
30
4.8
trailing 8%
139
16.7
Bull
16.5
4.54
2.7
80
90
84
58
true
Hedge
Buy index puts 1% notional
18
8
BrokerB
LMT
99
RegimeShift
Hedge
Volatility spike and breadth deterioration
-25
-4
30
4
true
Increase defensive factor exposure
P2712
Opportunistic
IRA
USD
2024-07-21
1,330,915
42,673
1,288,242
1
61.5
13.1
18
7.4
QQQ:20.8%;VNQ:16.4%;VTI:18.6%;HYG:5.9%;MUB:20.8%;AAPL:17.5%
US:73.9;EU:5.2;APAC:6.7;EM:11.6;Other:2.6
Value:+0.8;Growth:+0.4;Quality:+0.1;Size:+0.4;Momentum:-0.5;LowVol:+0.9
null
7
35
4.1
trailing 7%
227
33.2
Bull
17.4
4.08
2.2
119
17
61
56
false
Sell
Trim extended winner -1%
30
-23
BrokerB
LMT
93
null
null
Normal monitoring
60
-29
34
3
false
Tighten stops on momentum names
P2713
Systematic
401k
USD
2025-02-03
1,594,892
141,345
1,453,547
1
65.5
27.1
0
7.4
GLD:25.1%;MUB:25.1%;VNQ:25.1%;MSFT:24.8%
US:60.5;EU:14.4;APAC:14.0;EM:8.6;Other:2.4
Value:-0.2;Growth:+0.1;Quality:+0.3;Size:-0.3;Momentum:-0.6;LowVol:+0.8
null
5
25
6
trailing 8%
164
22.7
Bull
13.8
4.43
2.8
93
79
85
52
false
NoAction
Within bands; monitor
3
-18
BrokerB
LMT
87
null
null
Normal monitoring
71
5
58
4
false
Within IPS guidelines
P2714
Opportunistic
Roth
USD
2024-07-08
310,489
24,102
286,387
1
64.6
14.2
14.3
6.9
BND:34.1%;XLF:31.8%;TSLA:34.1%
US:68.2;EU:9.5;APAC:9.5;EM:12.4;Other:0.3
Value:-0.6;Growth:+0.1;Quality:+0.2;Size:-0.6;Momentum:+0.4;LowVol:-0.5
NoDerivatives
8
35
4.6
trailing 9%
260
30.5
Bull
16.9
3.92
2.5
72
2
49
47
false
Rebalance
Shift +1% to bonds from equity
14
6
BrokerA
LMT
96
null
null
Normal monitoring
71
-18
150
5
false
Monitor dispersion and breadth
P2715
Opportunistic
Trust
USD
2025-06-25
886,677
78,752
807,925
1
69.7
21.8
3.7
4.8
AMZN:38.5%;VOO:22.9%;IEF:38.5%
US:64.9;EU:18.5;APAC:5.6;EM:10.1;Other:0.9
Value:0.0;Growth:-0.9;Quality:+0.5;Size:+0.5;Momentum:-0.0;LowVol:-0.3
MaxPos8%;NoDerivatives
5
25
5.4
trailing 7%
206
31.5
Sideways
20.5
4.22
3.1
105
9
47
65
false
Rebalance
Shift +1% to bonds from equity
5
-4
BrokerB
VWAP
99
null
null
Normal monitoring
-31
-9
-8
4
false
Tax-aware sells next window
P2716
Active
Taxable
USD
2025-02-06
1,583,598
154,898
1,428,700
1
53.8
23.9
16.1
6.2
GLD:33.3%;AMZN:33.3%;AAPL:33.3%
US:78.0;EU:7.2;APAC:5.9;EM:4.7;Other:4.2
Value:-0.7;Growth:+0.4;Quality:-1.0;Size:+0.8;Momentum:-0.7;LowVol:-0.5
null
10
25
5.7
hard 12%
160
20
Bull
14.7
4.16
2.3
117
86
100
42
false
Sell
Trim extended winner -1%
2
0
BrokerC
LMT
85
null
null
Normal monitoring
-59
-35
-40
4
false
Within IPS guidelines
P2717
Hands-off
Roth
USD
2025-11-04
720,569
42,314
678,255
1
56
18.9
17.8
7.4
VOO:24.4%;BRK.B:25.2%;IEF:25.2%;QQQ:25.2%
US:71.0;EU:7.1;APAC:6.4;EM:10.6;Other:4.8
Value:-0.9;Growth:+0.6;Quality:-0.7;Size:-0.3;Momentum:+0.1;LowVol:+0.3
ESGOnly;MaxPos5%
5
35
3.2
trailing 8%
106
18.7
Sideways
18
4.15
2.1
131
34
64
44
true
Hedge
Buy index puts 1% notional
-13
-36
BrokerA
MKT
88
VAR>budget
Pause
Risk above budget threshold
6
-20
122
3
false
Within IPS guidelines
P2718
Cautious
401k
USD
2025-12-07
761,397
117,408
643,989
1
35.3
37.4
14.3
13
XLF:13.4%;VOO:24.0%;AMZN:8.0%;TSLA:9.9%;MSFT:24.0%;TLT:20.8%
US:74.0;EU:10.4;APAC:6.6;EM:3.9;Other:5.0
Value:+0.2;Growth:+0.8;Quality:+0.5;Size:+0.6;Momentum:-0.2;LowVol:+0.6
NoMargin
10
30
3.8
trailing 8%
158
14.5
Bull
17.7
4.03
2.6
109
67
73
40
false
Rebalance
Shift +1% to bonds from equity
20
-24
BrokerA
MKT
85
null
null
Normal monitoring
-45
-57
50
5
false
Increase defensive factor exposure
P2719
Active
IRA
USD
2024-09-05
1,640,471
128,726
1,511,745
1
63.3
23.4
6.7
6.6
VTI:33.3%;HYG:33.3%;GLD:33.3%
US:69.4;EU:10.9;APAC:8.6;EM:9.7;Other:1.3
Value:+0.1;Growth:-0.0;Quality:-0.2;Size:+0.8;Momentum:+0.9;LowVol:+0.5
null
8
30
5.6
trailing 8%
144
21.9
Bull
17.1
4.88
2.3
87
74
81
52
false
Sell
Trim extended winner -1%
10
9
BrokerD
LMT
85
null
null
Normal monitoring
55
-19
92
3
false
Tax-aware sells next window
P2720
Systematic
Trust
USD
2024-07-05
1,615,666
139,475
1,476,191
1
58.8
31.7
0
9.5
VNQ:21.6%;XLF:21.6%;HYG:18.2%;VOO:16.9%;QQQ:21.6%
US:64.5;EU:11.7;APAC:14.3;EM:7.7;Other:1.8
Value:-0.9;Growth:+0.2;Quality:+0.8;Size:+0.7;Momentum:-0.7;LowVol:-0.7
null
8
30
4.2
trailing 8%
157
27.2
Bear
28.1
4.29
2.5
157
-56
22
70
true
Rebalance
Rebalance back to target bands
33
-29
BrokerB
MKT
86
Drift>tolerance
Reduce
Allocation drift beyond policy bands
13
11
29
2
false
Increase defensive factor exposure
P2721
Hands-off
Roth
USD
2025-11-17
259,256
14,219
245,037
1
69
16.9
5.5
8.6
BRK.B:11.5%;GLD:18.0%;MUB:12.6%;AAPL:15.7%;TSLA:21.1%;VNQ:21.1%
US:69.8;EU:5.9;APAC:13.4;EM:6.5;Other:4.4
Value:-0.8;Growth:0.0;Quality:+0.4;Size:-0.5;Momentum:+0.6;LowVol:-0.3
MaxPos7%
7
35
6
trailing 8%
143
17.2
Bull
14.8
4.72
2.7
88
37
64
44
false
Rebalance
Shift +1% to bonds from equity
-5
10
BrokerA
VWAP
91
null
null
Normal monitoring
-53
-47
-70
3
false
Within IPS guidelines
P2722
Active
Trust
USD
2025-01-06
1,563,755
126,175
1,437,580
1
59.8
23.6
9
7.6
AMZN:33.3%;MSFT:33.3%;HYG:33.3%
US:65.3;EU:13.1;APAC:11.4;EM:8.8;Other:1.4
Value:0.0;Growth:-0.1;Quality:+0.1;Size:+0.9;Momentum:-0.2;LowVol:+0.9
NoDerivatives
8
25
4.4
trailing 9%
222
23.9
Bull
13.6
4.61
3.1
74
52
70
37
false
Rebalance
Shift +1% to bonds from equity
31
7
BrokerB
VWAP
95
null
null
Normal monitoring
112
-21
215
3
false
Tax-aware sells next window
P2723
Systematic
IRA
USD
2025-09-16
1,235,383
57,220
1,178,163
1
59.8
30.8
0
9.4
VNQ:9.7%;XLF:22.4%;QQQ:22.4%;AAPL:13.5%;TLT:9.6%;VOO:22.4%
US:74.3;EU:8.6;APAC:6.6;EM:5.0;Other:5.5
Value:+0.4;Growth:-0.5;Quality:-0.8;Size:-0.7;Momentum:-0.3;LowVol:-0.4
null
5
30
4.7
trailing 9%
169
19.2
Sideways
21.1
4.33
2.8
103
-4
62
67
false
Buy
Add to core equity +1%
-15
-35
BrokerD
MKT
92
null
null
Normal monitoring
-45
15
-53
3
false
Within IPS guidelines
P2724
Hands-off
Taxable
USD
2025-12-14
868,338
65,074
803,264
1
69.3
20
1.3
9.5
XLF:25.9%;GLD:22.4%;BRK.B:25.9%;VOO:25.9%
US:77.7;EU:5.5;APAC:5.8;EM:7.9;Other:3.1
Value:-0.2;Growth:-0.4;Quality:+0.6;Size:-0.9;Momentum:+0.3;LowVol:-1.0
ESGOnly;MaxPos6%;NoDerivatives
10
25
4
trailing 10%
150
12.7
Sideways
15.1
3.54
2
140
24
69
57
false
Buy
Add to core equity +1%
3
-27
BrokerC
MKT
98
null
null
Normal monitoring
98
-22
201
3
false
Within IPS guidelines
P2725
Cautious
Roth
USD
2025-05-20
834,975
89,579
745,396
1
35.7
38.9
8.3
17.2
VOO:16.4%;AAPL:23.4%;GLD:23.4%;AMZN:23.4%;MUB:13.4%
US:71.6;EU:8.4;APAC:8.5;EM:6.8;Other:4.7
Value:-0.3;Growth:-0.3;Quality:+0.5;Size:+0.9;Momentum:+0.7;LowVol:+0.8
ESGOnly;NoMargin
7
35
3.6
trailing 10%
152
12.7
Volatile
29.4
3.8
2.3
173
-55
16
64
false
Rebalance
Shift +1% to bonds from equity
-12
-21
BrokerB
LMT
88
null
null
Normal monitoring
46
17
70
4
false
Tighten stops on momentum names
P2726
Cautious
Taxable
USD
2025-03-20
891,418
133,946
757,472
1
41.3
39.9
8.3
10.6
GLD:27.8%;QQQ:27.8%;VOO:16.5%;AAPL:27.8%
US:66.1;EU:13.5;APAC:11.7;EM:8.5;Other:0.2
Value:-0.2;Growth:+0.4;Quality:-0.7;Size:-0.6;Momentum:+0.6;LowVol:+0.5
NoMargin
5
35
4.5
hard 10%
144
15.3
Bear
34.9
3.63
2.6
190
-97
5
78
true
Hedge
Buy index puts 1% notional
-15
8
BrokerD
MKT
100
VAR>budget
TightenStops
Risk above budget threshold
51
-35
67
3
false
Increase defensive factor exposure
P2727
Opportunistic
Roth
USD
2025-03-03
1,552,849
61,088
1,491,761
1
63.4
11.5
17.3
7.9
HYG:35.3%;XLF:35.3%;MUB:29.5%
US:67.3;EU:6.0;APAC:14.1;EM:10.6;Other:2.0
Value:-0.4;Growth:-0.2;Quality:+0.2;Size:+0.7;Momentum:+0.5;LowVol:+0.8
MaxPos8%;NoDerivatives
7
25
4.9
hard 12%
247
20.7
Volatile
23.2
4.4
3
137
72
80
64
false
Sell
Trim extended winner -1%
17
13
BrokerD
MKT
97
null
null
Normal monitoring
119
-33
91
4
false
Increase defensive factor exposure
P2728
Systematic
Trust
USD
2025-07-17
931,870
82,407
849,463
1
57.6
34.2
0.8
7.4
GLD:33.3%;VNQ:33.3%;QQQ:33.3%
US:67.6;EU:9.0;APAC:13.7;EM:9.3;Other:0.5
Value:+0.8;Growth:-0.1;Quality:-0.4;Size:-0.4;Momentum:+0.3;LowVol:+0.1
MaxPos8%
7
25
5.4
hard 12%
151
22.4
Volatile
22.2
5.22
2.2
126
-1
54
62
false
Rebalance
Shift +1% to bonds from equity
25
-25
BrokerC
LMT
94
null
null
Normal monitoring
13
20
84
4
false
Within IPS guidelines
P2729
Cautious
Trust
USD
2024-10-05
817,941
99,021
718,920
1
38.7
32.1
14.5
14.8
MUB:22.7%;VTI:25.8%;AAPL:25.8%;TLT:25.8%
US:72.6;EU:12.3;APAC:5.3;EM:8.2;Other:1.6
Value:-0.7;Growth:+0.6;Quality:+0.3;Size:-0.1;Momentum:+0.8;LowVol:-0.2
ESGOnly;MaxPos8%;NoMargin
10
25
4.4
hard 10%
92
15.3
Bear
25.1
4.16
1.7
174
-8
56
62
false
Hedge
Add TLT +1% as duration hedge
4
-30
BrokerC
VWAP
92
null
null
Normal monitoring
68
20
131
5
false
Monitor dispersion and breadth
P2730
Opportunistic
IRA
USD
2025-07-12
637,814
48,424
589,390
1
75.4
10.7
8.7
5.1
AMZN:6.6%;BRK.B:17.6%;IEF:20.9%;XLF:14.8%;QQQ:20.9%;TLT:19.1%
US:70.7;EU:18.7;APAC:6.4;EM:4.0;Other:0.2
Value:+0.4;Growth:+0.2;Quality:+0.6;Size:+0.5;Momentum:+0.1;LowVol:-0.1
MaxPos7%
5
25
4.3
trailing 7%
223
32.8
Volatile
24.5
3.96
3.2
133
19
49
67
false
NoAction
Within bands; monitor
17
-11
BrokerD
MKT
0
null
null
Normal monitoring
-54
-56
-70
3
false
Tighten stops on momentum names
P2731
Opportunistic
Trust
USD
2025-12-23
622,387
22,334
600,053
1
68.7
13.8
11.5
5.9
TLT:23.1%;TSLA:14.9%;VNQ:15.7%;MSFT:14.0%;VOO:23.1%;IEF:9.2%
US:71.4;EU:12.1;APAC:9.8;EM:5.3;Other:1.3
Value:-0.1;Growth:+0.8;Quality:-0.2;Size:-0.8;Momentum:+0.4;LowVol:-0.8
MaxPos5%
5
35
6.3
hard 12%
200
22.6
Sideways
21
4.33
2.1
95
25
56
58
false
Sell
Trim extended winner -1%
24
-31
BrokerC
MKT
90
null
null
Normal monitoring
-21
-18
62
3
false
Monitor dispersion and breadth
P2732
Systematic
Roth
USD
2025-03-19
1,256,509
83,545
1,172,964
1
65.2
25.6
3.5
5.8
GLD:9.1%;XLF:16.9%;AMZN:17.5%;TLT:19.8%;VTI:18.5%;VOO:18.1%
US:61.4;EU:12.1;APAC:14.3;EM:7.2;Other:5.0
Value:+0.3;Growth:+1.0;Quality:-0.5;Size:-0.6;Momentum:-0.0;LowVol:-0.5
null
6
25
4.2
hard 12%
182
16.5
Bull
13.6
4.49
2.4
91
61
87
55
false
Hedge
Add TLT +1% as duration hedge
0
-16
BrokerA
MKT
98
null
null
Normal monitoring
14
-34
47
5
false
Tax-aware sells next window
P2733
Hands-off
IRA
USD
2025-03-09
327,022
32,517
294,505
1
64.7
19
9.1
7.1
BND:33.7%;VTI:33.7%;BRK.B:32.6%
US:66.5;EU:17.9;APAC:6.2;EM:8.4;Other:1.0
Value:+0.5;Growth:+0.8;Quality:+0.7;Size:-0.4;Momentum:-0.3;LowVol:-0.8
ESGOnly;MaxPos5%;NoDerivatives
5
25
4.2
trailing 10%
149
17.4
Sideways
14.8
3.86
3.5
123
13
47
53
false
Rebalance
Shift +1% to bonds from equity
-6
-36
BrokerB
MKT
85
null
null
Normal monitoring
46
-36
22
5
false
Tax-aware sells next window
P2734
Opportunistic
IRA
USD
2025-12-14
948,623
35,525
913,098
1.14
72.1
18.1
1.9
7.9
VNQ:26.0%;MSFT:26.0%;TLT:22.8%;MUB:25.3%
US:81.0;EU:6.3;APAC:8.0;EM:3.8;Other:0.9
Value:+0.8;Growth:+0.6;Quality:+0.7;Size:+0.1;Momentum:-0.6;LowVol:-0.7
null
6
35
4.3
trailing 7%
263
33.3
Sideways
19.8
3.68
2
124
54
76
55
false
Buy
Add to core equity +1%
-12
-28
BrokerB
MKT
91
null
null
Normal monitoring
-44
-43
36
3
false
Increase defensive factor exposure
P2735
Active
401k
USD
2025-07-04
2,072,826
129,172
1,943,654
1.19
59.7
27.2
3.3
9.7
AMZN:17.3%;HYG:18.8%;AAPL:11.3%;QQQ:10.2%;TSLA:21.4%;VNQ:21.1%
US:72.6;EU:6.2;APAC:16.3;EM:4.0;Other:0.8
Value:-0.2;Growth:-0.4;Quality:-0.9;Size:-0.1;Momentum:+0.4;LowVol:+1.0
MaxPos5%;NoDerivatives
5
35
5.7
trailing 9%
165
21
Volatile
30
3.9
3.8
126
-30
26
69
false
Buy
Add to core equity +1%
-8
-13
BrokerB
MKT
90
null
null
Normal monitoring
95
-16
64
5
false
Tax-aware sells next window
P2736
Systematic
Taxable
USD
2025-03-08
1,331,010
58,375
1,272,635
1
62.1
31.5
0
6.4
IEF:33.3%;TSLA:33.3%;AMZN:33.3%
US:56.9;EU:18.5;APAC:7.0;EM:13.3;Other:4.3
Value:0.0;Growth:-0.9;Quality:+0.9;Size:+0.3;Momentum:-0.0;LowVol:-0.6
null
7
30
5
trailing 9%
217
20.4
Sideways
21.3
4.22
2.5
96
4
57
63
false
Rebalance
Shift +1% to bonds from equity
-13
-27
BrokerA
VWAP
88
null
null
Normal monitoring
90
-45
190
5
false
Tax-aware sells next window
P2737
Cautious
Trust
USD
2025-05-23
816,984
97,444
719,540
1
49.3
34.2
0.6
15.8
XLF:9.5%;BRK.B:24.3%;MUB:18.4%;VTI:24.3%;QQQ:23.5%
US:74.9;EU:8.7;APAC:10.4;EM:4.8;Other:1.2
Value:+0.1;Growth:-1.0;Quality:+0.2;Size:+0.2;Momentum:-0.8;LowVol:-0.9
ESGOnly;NoMargin
6
30
4.6
trailing 8%
104
18.8
Volatile
22.6
4.79
3
122
-32
38
49
false
Sell
Trim extended winner -1%
-12
-25
BrokerD
LMT
92
null
null
Normal monitoring
53
-27
35
5
false
Tax-aware sells next window
P2738
Hands-off
Trust
USD
2024-11-23
196,110
13,487
182,623
1
61.6
24.6
4.2
9.7
VOO:25.0%;MSFT:25.0%;XLF:25.0%;VNQ:25.0%
US:72.0;EU:9.1;APAC:8.5;EM:6.1;Other:4.3
Value:+0.4;Growth:-0.5;Quality:-0.7;Size:+0.2;Momentum:+0.8;LowVol:+1.0
MaxPos5%;NoDerivatives
7
25
5
trailing 8%
166
19.5
Bull
14.9
3.76
2.8
70
63
78
37
false
Rebalance
Shift +1% to bonds from equity
1
9
BrokerB
VWAP
98
null
null
Normal monitoring
-8
5
-18
5
false
Within IPS guidelines
P2739
Hands-off
Roth
USD
2024-11-03
603,370
41,916
561,454
1
57.9
25.9
7.9
8.3
VTI:10.2%;BND:13.0%;VNQ:22.6%;XLF:22.6%;AMZN:22.6%;MSFT:8.9%
US:69.3;EU:10.9;APAC:12.8;EM:3.1;Other:3.8
Value:+0.9;Growth:-0.6;Quality:-0.6;Size:-0.0;Momentum:-0.6;LowVol:-0.5
ESGOnly;MaxPos5%
7
25
5.9
trailing 8%
162
17.7
Sideways
18.2
4.33
2.8
94
-1
50
48
false
Buy
Add to core equity +1%
-1
3
BrokerA
LMT
92
null
null
Normal monitoring
34
1
137
4
false
Monitor dispersion and breadth
P2740
Systematic
Taxable
USD
2024-08-06
465,678
23,495
442,183
1
62.6
28
0
9.4
QQQ:18.8%;TLT:10.8%;VTI:16.5%;MSFT:21.5%;IEF:15.5%;BRK.B:16.9%
US:73.9;EU:8.2;APAC:6.5;EM:9.1;Other:2.3
Value:+0.2;Growth:-0.7;Quality:+0.4;Size:+0.9;Momentum:-1.0;LowVol:-0.3
null
10
30
5.5
hard 12%
132
22.4
Bull
15.8
4.28
3
73
74
79
42
false
Buy
Add to core equity +1%
-1
-2
BrokerB
LMT
89
null
null
Normal monitoring
51
-3
126
4
false
Within IPS guidelines
P2741
Hands-off
Taxable
USD
2025-09-16
446,818
31,806
415,012
1
69.2
18.9
4.2
7.6
TLT:25.0%;AAPL:25.0%;MUB:25.0%;BRK.B:25.0%
US:74.8;EU:6.4;APAC:11.6;EM:6.6;Other:0.6
Value:-0.0;Growth:+0.5;Quality:-0.1;Size:-0.5;Momentum:-0.1;LowVol:+0.7
ESGOnly;MaxPos6%
6
30
3.3
trailing 8%
99
13.6
Bull
12
4.7
2.4
72
69
98
45
false
Buy
Add to core equity +1%
33
-27
BrokerA
MKT
95
null
null
Normal monitoring
2
-4
113
3
false
Increase defensive factor exposure
P2742
Active
IRA
USD
2025-05-19
2,074,516
170,259
1,904,257
1.21
60.1
19.5
11.1
9.3
BRK.B:33.5%;VOO:33.0%;TLT:33.5%
US:63.0;EU:11.3;APAC:15.4;EM:5.5;Other:5.0
Value:-0.9;Growth:-0.2;Quality:-0.9;Size:-0.9;Momentum:-0.8;LowVol:-0.7
null
10
25
5.8
trailing 9%
131
19.6
Sideways
17.4
4.99
2.8
106
45
86
53
false
Sell
Trim extended winner -1%
25
9
BrokerB
VWAP
90
null
null
Normal monitoring
73
-17
54
3
false
Tax-aware sells next window
P2743
Cautious
401k
USD
2024-12-23
200,712
16,629
184,083
1
37.6
42.3
8.2
12
VNQ:28.4%;IEF:14.7%;GLD:28.4%;QQQ:28.4%
US:70.3;EU:7.4;APAC:8.5;EM:11.8;Other:2.0
Value:+0.5;Growth:+0.3;Quality:-0.5;Size:+0.1;Momentum:+0.6;LowVol:-0.1
ESGOnly;NoMargin
6
35
5.1
trailing 8%
135
18.3
Volatile
22.4
3.79
2.7
110
-14
35
51
false
Rebalance
Shift +1% to bonds from equity
-3
4
BrokerC
VWAP
95
null
null
Normal monitoring
45
-27
74
3
false
Tax-aware sells next window
P2744
Cautious
Taxable
USD
2025-10-05
182,384
16,500
165,884
1
45.6
31
11.5
11.9
QQQ:22.6%;TSLA:22.6%;MSFT:22.6%;XLF:14.6%;VOO:17.6%
US:65.0;EU:16.6;APAC:6.3;EM:7.7;Other:4.4
Value:+0.3;Growth:+0.6;Quality:0.0;Size:+0.6;Momentum:+0.8;LowVol:+0.5
ESGOnly;NoDerivatives;NoMargin
8
35
5.1
trailing 8%
118
16.1
Volatile
26.5
5.24
3.9
116
30
69
53
false
Rebalance
Shift +1% to bonds from equity
14
-17
BrokerA
MKT
89
null
null
Normal monitoring
-32
-34
49
3
false
Monitor dispersion and breadth
P2745
Active
Roth
USD
2025-05-05
506,816
38,619
468,197
1
52.8
23.2
15.5
8.6
MUB:33.3%;BND:33.3%;MSFT:33.3%
US:63.7;EU:14.4;APAC:10.3;EM:9.5;Other:2.1
Value:-0.4;Growth:+0.1;Quality:-0.1;Size:+0.5;Momentum:-0.1;LowVol:-0.1
NoDerivatives
6
30
4.2
trailing 9%
202
22.6
Sideways
19.1
3.8
2.5
138
10
50
59
false
Hedge
Add TLT +1% as duration hedge
5
-18
BrokerD
LMT
85
null
null
Normal monitoring
-1
-9
35
5
false
Increase defensive factor exposure
P2746
Cautious
Taxable
USD
2025-08-24
494,902
76,866
418,036
1
45.4
39.5
3.5
11.6
AAPL:28.5%;MSFT:28.5%;VOO:28.5%;AMZN:14.5%
US:66.5;EU:12.4;APAC:15.0;EM:4.4;Other:1.6
Value:-0.3;Growth:+0.1;Quality:-0.4;Size:-0.7;Momentum:+0.1;LowVol:-0.5
ESGOnly;NoMargin
8
35
5.3
trailing 8%
147
18.7
Bull
14.9
3.54
3.3
114
88
100
40
false
Rebalance
Shift +1% to bonds from equity
26
-32
BrokerA
MKT
89
null
null
Normal monitoring
-48
-46
67
5
false
Tax-aware sells next window
P2747
Cautious
Trust
USD
2025-12-21
470,640
38,430
432,210
1
41.8
39.5
5.7
13
BRK.B:14.7%;HYG:15.6%;MUB:11.1%;TLT:23.1%;BND:23.1%;MSFT:12.5%
US:66.9;EU:9.0;APAC:15.1;EM:8.0;Other:1.0
Value:-0.3;Growth:-0.0;Quality:+0.1;Size:-0.6;Momentum:+0.4;LowVol:-0.3
ESGOnly;NoDerivatives;NoMargin
5
35
3.6
hard 10%
94
18.4
Bull
12.5
4.97
2.8
88
35
65
40
false
Buy
Add to core equity +1%
31
-5
BrokerD
MKT
91
null
null
Normal monitoring
-19
-15
-28
3
false
Increase defensive factor exposure
P2748
Systematic
IRA
USD
2025-09-02
468,620
27,677
440,943
1
65.2
22.8
4.1
7.9
TSLA:33.3%;GLD:33.3%;BRK.B:33.3%
US:52.5;EU:18.0;APAC:14.1;EM:12.4;Other:3.0
Value:-0.8;Growth:-0.0;Quality:+0.5;Size:+0.9;Momentum:+0.3;LowVol:+0.1
MaxPos7%
8
25
5.8
trailing 8%
203
16.6
Bull
17.3
4.3
3
72
99
100
50
false
Sell
Trim extended winner -1%
20
-21
BrokerA
LMT
91
null
null
Normal monitoring
-37
-51
-11
3
false
Increase defensive factor exposure
P2749
Systematic
Roth
USD
2024-12-09
1,030,993
98,475
932,518
1
55.2
23.8
13.1
7.9
GLD:33.3%;AMZN:33.3%;HYG:33.3%
US:61.4;EU:9.7;APAC:16.7;EM:10.1;Other:2.0
Value:-1.0;Growth:-0.7;Quality:-0.5;Size:+1.0;Momentum:-0.5;LowVol:-0.4
MaxPos7%
7
35
5.6
trailing 9%
214
24.1
Volatile
30.8
3.73
3.2
153
-29
24
83
true
Hedge
Buy index puts 1% notional
-13
1
BrokerB
LMT
90
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-24
-22
110
5
false
Within IPS guidelines
P2750
Hands-off
Taxable
USD
2024-10-31
442,016
40,755
401,261
1
67.2
23.8
0
9.1
TSLA:24.7%;XLF:15.6%;BND:17.6%;MUB:24.5%;VTI:17.6%
US:66.8;EU:10.9;APAC:9.9;EM:7.9;Other:4.5
Value:-0.2;Growth:+0.5;Quality:-0.3;Size:+0.5;Momentum:+0.1;LowVol:+0.8
ESGOnly;MaxPos6%
5
35
5
trailing 8%
116
15.6
Bear
22.4
3.99
1.2
184
-106
5
73
true
Hedge
Buy index puts 1% notional
32
-2
BrokerA
MKT
90
Drift>tolerance
Reduce
Allocation drift beyond policy bands
78
-14
71
2
false
Tax-aware sells next window
P2751
Cautious
Roth
USD
2025-05-28
398,364
44,782
353,582
1
53.7
32.2
0.1
14
AAPL:24.0%;GLD:24.0%;XLF:24.0%;BND:13.8%;QQQ:14.2%
US:67.0;EU:8.1;APAC:12.4;EM:8.5;Other:4.0
Value:+0.9;Growth:+0.7;Quality:+0.9;Size:-0.6;Momentum:+0.8;LowVol:+0.7
NoMargin
8
25
5.4
trailing 8%
101
18.5
Bull
11.4
4.76
2.1
98
20
64
27
false
Buy
Add to core equity +1%
-3
-40
BrokerC
LMT
86
null
null
Normal monitoring
-37
5
23
4
false
Tighten stops on momentum names
P2752
Active
Trust
USD
2024-10-24
2,274,542
151,750
2,122,792
1
59.1
22.5
9.2
9.1
MSFT:18.2%;VNQ:27.3%;IEF:27.3%;MUB:27.3%
US:74.1;EU:9.0;APAC:6.8;EM:6.0;Other:4.1
Value:-0.6;Growth:+0.5;Quality:+0.2;Size:-0.1;Momentum:+0.9;LowVol:-0.3
MaxPos7%
8
30
5.5
hard 12%
183
18.5
Bull
12.7
4.08
2.2
76
17
68
49
false
Rebalance
Shift +1% to bonds from equity
31
-12
BrokerD
LMT
92
null
null
Normal monitoring
-26
19
-20
3
false
Tighten stops on momentum names
P2753
Hands-off
401k
USD
2024-08-04
632,498
30,358
602,140
1
67.4
15.3
12.2
5.1
TLT:34.4%;QQQ:31.2%;TSLA:34.4%
US:58.5;EU:19.5;APAC:14.0;EM:5.0;Other:3.1
Value:+0.5;Growth:+0.9;Quality:0.0;Size:-0.1;Momentum:-0.1;LowVol:-0.8
ESGOnly;MaxPos7%
6
35
3.3
trailing 8%
114
13.2
Bull
13.9
3.54
2.1
113
44
78
57
false
NoAction
Within bands; monitor
3
-21
BrokerD
MKT
0
null
null
Normal monitoring
-4
-26
90
3
false
Monitor dispersion and breadth
P2754
Active
Taxable
USD
2025-10-08
1,501,172
120,198
1,380,974
1
50.3
28.1
12.5
9.1
VOO:9.9%;HYG:22.1%;IEF:18.8%;VNQ:9.8%;TSLA:17.3%;XLF:22.1%
US:60.0;EU:19.6;APAC:14.6;EM:4.1;Other:1.7
Value:+0.8;Growth:-0.5;Quality:+0.2;Size:+0.5;Momentum:-0.2;LowVol:+0.2
NoDerivatives
5
35
5
trailing 9%
225
26.8
Sideways
20.8
4.17
3.3
125
38
76
45
false
Sell
Trim extended winner -1%
16
-30
BrokerD
LMT
91
null
null
Normal monitoring
39
-45
90
5
false
Monitor dispersion and breadth
P2755
Systematic
Roth
USD
2024-12-12
1,158,354
99,465
1,058,889
1
59.5
23.6
10.1
6.8
BRK.B:20.0%;TSLA:17.7%;MUB:15.6%;GLD:19.8%;VTI:7.4%;VOO:19.6%
US:65.1;EU:17.0;APAC:10.3;EM:3.9;Other:3.7
Value:+0.4;Growth:+0.5;Quality:+0.9;Size:+0.1;Momentum:+0.5;LowVol:-0.1
MaxPos5%
10
30
4.7
trailing 8%
197
23.4
Bull
17
4.19
2.6
71
105
95
57
false
Rebalance
Shift +1% to bonds from equity
24
12
BrokerB
MKT
94
null
null
Normal monitoring
-53
-25
16
3
false
Monitor dispersion and breadth
P2756
Cautious
Taxable
USD
2025-07-11
282,957
32,102
250,855
1
44.4
43.2
2
10.4
TLT:33.3%;VOO:33.3%;VTI:33.3%
US:79.7;EU:7.5;APAC:6.5;EM:4.2;Other:2.1
Value:+0.6;Growth:+0.6;Quality:-0.7;Size:+0.7;Momentum:+0.1;LowVol:-0.9
NoMargin
10
30
4.5
trailing 8%
109
19.3
Bull
14.3
4.16
3
111
21
48
40
false
Sell
Trim extended winner -1%
-3
-11
BrokerC
MKT
88
null
null
Normal monitoring
-33
-47
-15
3
false
Within IPS guidelines
P2757
Opportunistic
Trust
USD
2025-06-04
1,387,054
116,383
1,270,671
1.21
60.7
13.7
20.1
5.6
MUB:22.9%;QQQ:10.8%;AAPL:8.4%;VNQ:22.9%;VTI:22.9%;VOO:11.9%
US:63.3;EU:9.4;APAC:13.1;EM:10.3;Other:4.0
Value:-0.9;Growth:+1.0;Quality:+0.9;Size:-0.9;Momentum:-0.8;LowVol:-0.0
null
5
35
4.3
hard 12%
217
32.8
Bull
11.7
3.56
2.3
118
65
85
44
false
Hedge
Add TLT +1% as duration hedge
33
-40
BrokerC
MKT
86
null
null
Normal monitoring
-34
5
-22
5
false
Monitor dispersion and breadth
P2758
Opportunistic
401k
USD
2025-02-27
1,373,691
68,677
1,305,014
1.22
64.2
20.1
7.1
8.6
HYG:25.7%;BRK.B:22.9%;TLT:25.6%;VNQ:25.7%
US:60.3;EU:16.1;APAC:15.3;EM:5.5;Other:2.8
Value:-0.2;Growth:-0.6;Quality:-0.6;Size:-0.2;Momentum:+0.6;LowVol:-0.1
MaxPos7%
10
35
5.9
hard 12%
226
29.9
Sideways
19.4
3.6
2.4
121
-23
35
54
false
Sell
Trim extended winner -1%
-12
-1
BrokerA
MKT
85
null
null
Normal monitoring
-52
1
-57
5
false
Tighten stops on momentum names
P2759
Opportunistic
Trust
USD
2025-03-21
1,576,139
133,504
1,442,635
1
70.8
19.3
2.1
7.8
VOO:33.3%;AAPL:33.3%;MSFT:33.3%
US:58.2;EU:18.6;APAC:12.0;EM:7.9;Other:3.3
Value:-0.9;Growth:-0.9;Quality:-0.7;Size:-0.3;Momentum:-0.0;LowVol:-0.7
null
5
35
5.2
trailing 7%
234
32
Volatile
24.1
4.16
4
126
-21
39
72
true
Reduce
Cut high-beta by 2-3%, add cash
10
-4
BrokerA
LMT
92
RegimeShift
Hedge
Volatility spike and breadth deterioration
107
-43
83
2
true
Tighten stops on momentum names
P2760
Active
401k
USD
2024-09-22
956,570
78,380
878,190
1
61.2
18.8
10.1
9.8
AAPL:15.3%;HYG:20.4%;TSLA:15.5%;GLD:17.5%;VOO:14.8%;BRK.B:16.6%
US:66.1;EU:15.5;APAC:8.4;EM:5.8;Other:4.2
Value:-0.2;Growth:+0.9;Quality:+0.9;Size:+0.5;Momentum:-0.3;LowVol:+0.4
null
7
35
4.9
trailing 9%
129
24.7
Sideways
15
4.97
3.5
131
-19
42
47
false
Buy
Add to core equity +1%
26
-6
BrokerD
LMT
94
null
null
Normal monitoring
46
-16
129
3
false
Tax-aware sells next window
P2761
Opportunistic
Trust
USD
2024-09-19
1,555,978
78,021
1,477,957
1
67.6
11.2
16
5.2
BND:21.4%;VNQ:14.7%;VTI:21.4%;XLF:18.5%;TSLA:9.7%;QQQ:14.3%
US:74.4;EU:9.7;APAC:5.9;EM:7.2;Other:2.8
Value:+0.9;Growth:-0.3;Quality:+0.3;Size:-0.1;Momentum:+0.5;LowVol:-0.4
null
6
30
4.8
trailing 7%
247
26.6
Bull
15.6
4.54
3.2
107
120
100
56
false
Sell
Trim extended winner -1%
2
-20
BrokerD
MKT
100
null
null
Normal monitoring
-22
-19
79
4
false
Tax-aware sells next window
P2762
Cautious
Roth
USD
2025-03-07
188,114
18,194
169,920
1
44.4
32.7
8.3
14.6
IEF:25.0%;VNQ:25.0%;VTI:25.0%;MSFT:25.0%
US:71.2;EU:10.8;APAC:7.1;EM:7.0;Other:3.8
Value:-0.0;Growth:-0.6;Quality:+0.8;Size:-0.6;Momentum:+0.7;LowVol:-0.5
ESGOnly;NoDerivatives;NoMargin
5
25
4.7
hard 10%
138
19.5
Bull
12
4.04
2.5
77
6
52
40
false
Buy
Add to core equity +1%
32
-34
BrokerA
VWAP
95
null
null
Normal monitoring
28
19
153
3
false
Monitor dispersion and breadth
P2763
Hands-off
IRA
USD
2024-09-24
548,365
47,028
501,337
1
55.5
16.9
22.3
5.3
XLF:22.1%;AMZN:11.7%;QQQ:7.3%;IEF:22.1%;VTI:21.2%;TLT:15.6%
US:66.5;EU:12.1;APAC:11.2;EM:5.4;Other:4.9
Value:+0.8;Growth:-0.3;Quality:+0.6;Size:+0.3;Momentum:-0.4;LowVol:-0.3
MaxPos7%
7
35
4.2
trailing 10%
106
12.5
Volatile
20.2
5.4
4.4
175
-25
41
47
false
Hedge
Add TLT +1% as duration hedge
-6
4
BrokerD
VWAP
91
null
null
Normal monitoring
43
0
182
3
false
Increase defensive factor exposure
P2764
Cautious
Taxable
USD
2024-12-30
853,030
72,499
780,531
1
44.3
35.7
8.3
11.7
GLD:23.0%;TSLA:19.4%;VOO:23.3%;TLT:23.3%;VNQ:11.1%
US:69.5;EU:11.2;APAC:8.2;EM:7.3;Other:3.8
Value:+0.6;Growth:-0.7;Quality:+0.8;Size:+0.3;Momentum:0.0;LowVol:+0.4
ESGOnly;NoMargin
6
25
4.9
hard 10%
133
12.1
Bear
33.3
4.43
1.7
185
18
49
63
false
Rebalance
Shift +1% to bonds from equity
23
-5
BrokerD
MKT
98
null
null
Normal monitoring
38
-37
148
5
false
Monitor dispersion and breadth
P2765
Systematic
IRA
USD
2025-04-01
1,589,955
94,102
1,495,853
1
57.5
26.8
10.5
5.1
TLT:28.0%;VNQ:28.0%;MUB:28.0%;IEF:16.1%
US:56.6;EU:16.5;APAC:14.8;EM:9.9;Other:2.3
Value:+0.7;Growth:+0.3;Quality:+0.8;Size:-0.4;Momentum:+1.0;LowVol:+0.6
null
7
30
5.5
trailing 8%
217
17.7
Bear
31.4
4.41
1.7
206
-62
32
83
true
Reduce
Cut high-beta by 2-3%, add cash
1
-10
BrokerC
LMT
96
RegimeShift
Hedge
Volatility spike and breadth deterioration
91
-23
170
4
false
Tax-aware sells next window
P2766
Active
Taxable
USD
2025-12-02
1,138,073
90,693
1,047,380
1
51.4
28.8
10
9.9
TLT:21.1%;VTI:21.1%;QQQ:15.8%;XLF:14.5%;MSFT:11.6%;HYG:15.7%
US:66.2;EU:5.7;APAC:13.3;EM:12.2;Other:2.5
Value:+0.3;Growth:-0.8;Quality:-0.9;Size:-0.7;Momentum:-0.8;LowVol:+0.9
null
7
35
4.8
hard 12%
213
18.7
Volatile
25.9
4.29
4.5
173
-54
37
53
false
Rebalance
Shift +1% to bonds from equity
13
-3
BrokerA
MKT
97
null
null
Normal monitoring
-41
-44
46
4
false
Tighten stops on momentum names
P2767
Hands-off
IRA
USD
2025-08-14
477,736
42,922
434,814
1
55
26.6
11.9
6.5
BND:11.7%;VTI:10.3%;AMZN:21.2%;TLT:21.2%;IEF:18.7%;TSLA:16.8%
US:70.3;EU:8.7;APAC:12.1;EM:8.9;Other:0.0
Value:+0.1;Growth:-0.9;Quality:+0.7;Size:-0.9;Momentum:-0.6;LowVol:-0.1
MaxPos5%
10
35
3.3
hard 10%
169
15.6
Volatile
29.3
3.55
2.7
144
-44
29
71
true
Rebalance
Rebalance back to target bands
1
-20
BrokerC
VWAP
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
74
-10
192
3
false
Tighten stops on momentum names
P2768
Hands-off
IRA
USD
2025-09-04
737,044
52,052
684,992
1
66.1
26.1
0
7.8
AMZN:33.3%;VOO:33.3%;MSFT:33.3%
US:65.2;EU:12.2;APAC:10.9;EM:8.3;Other:3.3
Value:+0.8;Growth:+0.2;Quality:+0.9;Size:-0.6;Momentum:-0.5;LowVol:+1.0
ESGOnly;MaxPos7%
5
35
4.4
hard 10%
140
17.2
Volatile
21.1
4.56
2.7
125
43
68
68
false
Rebalance
Shift +1% to bonds from equity
14
3
BrokerD
MKT
86
null
null
Normal monitoring
5
-7
6
3
false
Increase defensive factor exposure
P2769
Cautious
Taxable
USD
2024-11-09
718,425
109,161
609,264
1
39.2
33.1
15.8
12
MUB:33.3%;HYG:33.3%;VNQ:33.3%
US:69.1;EU:9.9;APAC:11.7;EM:5.4;Other:3.9
Value:-0.1;Growth:+0.3;Quality:-0.6;Size:0.0;Momentum:-0.4;LowVol:+0.4
NoMargin
5
30
4.1
trailing 8%
151
13.1
Bull
14.3
4.48
3.2
97
14
64
30
false
Buy
Add to core equity +1%
30
-5
BrokerC
MKT
88
null
null
Normal monitoring
112
-33
191
3
false
Tighten stops on momentum names
P2770
Hands-off
Roth
USD
2025-06-10
831,205
33,262
797,943
1
62.7
18.2
12
7.1
IEF:22.3%;TLT:20.5%;MSFT:13.5%;XLF:21.4%;VTI:22.3%
US:63.2;EU:14.6;APAC:10.9;EM:9.2;Other:2.2
Value:+0.2;Growth:+0.5;Quality:+0.2;Size:-0.4;Momentum:-0.8;LowVol:-0.5
MaxPos7%
5
30
3.8
trailing 10%
160
19.6
Sideways
16.1
3.95
2.2
109
34
66
55
false
Rebalance
Shift +1% to bonds from equity
12
8
BrokerB
VWAP
90
null
null
Normal monitoring
51
-48
187
5
false
Increase defensive factor exposure
P2771
Active
401k
USD
2025-03-26
1,041,697
97,783
943,914
1.11
50.3
22.8
17.7
9.2
TSLA:33.3%;HYG:33.3%;GLD:33.3%
US:64.2;EU:17.2;APAC:5.6;EM:11.1;Other:1.9
Value:-0.2;Growth:+0.7;Quality:+0.5;Size:+0.8;Momentum:-0.3;LowVol:+0.3
null
10
30
6
hard 12%
169
23.9
Bull
16.5
3.9
3.5
112
37
58
46
false
Sell
Trim extended winner -1%
22
-38
BrokerB
LMT
94
null
null
Normal monitoring
-25
-23
-8
3
false
Increase defensive factor exposure
P2772
Cautious
Trust
USD
2024-11-18
798,054
65,477
732,577
1
51.9
30.6
2.9
14.7
HYG:33.3%;TSLA:33.3%;AMZN:33.3%
US:72.7;EU:8.8;APAC:5.6;EM:10.2;Other:2.7
Value:-0.9;Growth:-0.4;Quality:+0.9;Size:+1.0;Momentum:-0.6;LowVol:-0.9
NoMargin
6
25
5.3
hard 10%
118
12.5
Bull
12.3
3.73
2.1
88
97
90
33
false
Sell
Trim extended winner -1%
9
-37
BrokerC
LMT
94
null
null
Normal monitoring
-41
-2
-77
4
false
Tighten stops on momentum names
P2773
Systematic
IRA
USD
2024-10-08
1,330,349
81,255
1,249,094
1
64.8
21.5
5.1
8.6
XLF:33.3%;MSFT:33.3%;TSLA:33.3%
US:62.1;EU:14.4;APAC:9.9;EM:9.7;Other:3.9
Value:-0.7;Growth:+0.8;Quality:+0.7;Size:-0.1;Momentum:+0.2;LowVol:-0.6
MaxPos7%
5
30
5.8
trailing 8%
175
26.3
Bull
11.1
4.17
3.4
116
43
66
49
false
Sell
Trim extended winner -1%
7
-28
BrokerC
LMT
91
null
null
Normal monitoring
32
-60
104
3
false
Monitor dispersion and breadth
P2774
Opportunistic
Taxable
USD
2025-08-25
1,485,335
72,017
1,413,318
1
66.9
21.9
6.8
4.3
AAPL:25.0%;MUB:25.0%;VNQ:25.0%;BRK.B:25.0%
US:61.8;EU:19.0;APAC:9.2;EM:8.5;Other:1.5
Value:+0.5;Growth:+0.8;Quality:-0.2;Size:+0.4;Momentum:-0.6;LowVol:+1.0
null
10
30
4.4
trailing 7%
253
32.2
Sideways
14.7
3.91
3
135
8
63
57
false
NoAction
Within bands; monitor
21
5
BrokerC
VWAP
89
null
null
Normal monitoring
-20
11
114
4
false
Tighten stops on momentum names
P2775
Cautious
Taxable
USD
2025-08-01
441,662
49,904
391,758
1
48.1
37.4
0
14.5
HYG:21.9%;MUB:22.1%;BRK.B:22.1%;VOO:16.5%;MSFT:17.3%
US:67.3;EU:14.4;APAC:12.0;EM:5.7;Other:0.6
Value:+0.2;Growth:+0.6;Quality:-0.1;Size:+0.1;Momentum:+0.2;LowVol:-0.5
ESGOnly;NoMargin
10
35
3.3
trailing 10%
127
19.6
Volatile
21
4.72
4.1
134
-55
12
56
false
Sell
Trim extended winner -1%
9
-8
BrokerC
LMT
92
null
null
Normal monitoring
96
13
71
3
false
Increase defensive factor exposure
P2776
Systematic
IRA
USD
2024-10-17
431,157
32,172
398,985
1
60.2
29.9
1.4
8.4
XLF:29.9%;TLT:19.1%;HYG:29.9%;AAPL:21.0%
US:67.2;EU:10.5;APAC:9.7;EM:7.5;Other:5.2
Value:+0.4;Growth:-0.6;Quality:-0.9;Size:-0.8;Momentum:+0.9;LowVol:-0.4
MaxPos7%
5
25
5.2
hard 12%
213
16.3
Bull
15.7
3.58
2.1
70
57
70
41
false
Rebalance
Shift +1% to bonds from equity
30
11
BrokerC
LMT
91
null
null
Normal monitoring
42
-53
174
4
false
Tax-aware sells next window
P2777
Opportunistic
Roth
USD
2024-10-15
1,790,703
158,202
1,632,501
1
61.2
12.1
18.2
8.5
VNQ:33.3%;VTI:33.3%;XLF:33.3%
US:71.2;EU:10.6;APAC:10.0;EM:5.6;Other:2.7
Value:+0.8;Growth:+0.5;Quality:+0.6;Size:-0.9;Momentum:+0.7;LowVol:+0.4
MaxPos8%
10
35
5.5
trailing 9%
216
22.7
Volatile
31.9
4.83
4.3
180
67
98
75
true
Hedge
Buy index puts 1% notional
-6
-37
BrokerB
MKT
89
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
117
-14
150
5
true
Monitor dispersion and breadth
P2778
Cautious
401k
USD
2024-10-08
207,118
25,323
181,795
1
39.2
31.4
14.6
14.9
XLF:35.5%;VOO:35.5%;TLT:29.1%
US:69.6;EU:12.3;APAC:9.8;EM:6.2;Other:2.1
Value:+0.1;Growth:+0.1;Quality:+0.6;Size:-0.8;Momentum:-0.9;LowVol:-0.2
ESGOnly;MaxPos7%;NoMargin
10
35
4.8
trailing 8%
130
14
Bear
28.4
4.4
1.3
185
-40
26
70
false
Buy
Add to core equity +1%
11
-24
BrokerB
MKT
90
null
null
Normal monitoring
-20
3
15
3
false
Increase defensive factor exposure
P2779
Opportunistic
Taxable
USD
2025-11-27
1,186,770
66,387
1,120,383
1
68.7
16.3
10
5
XLF:25.0%;BND:25.0%;AAPL:25.0%;GLD:25.0%
US:69.2;EU:12.4;APAC:9.9;EM:5.3;Other:3.3
Value:+0.8;Growth:-0.2;Quality:+0.8;Size:-0.8;Momentum:+0.2;LowVol:+0.4
null
6
30
6.3
trailing 7%
249
26.4
Volatile
27
4.95
3
157
75
78
80
true
Hedge
Buy index puts 1% notional
7
-31
BrokerC
LMT
90
VAR>budget
TightenStops
Risk above budget threshold
-22
-59
-32
5
false
Within IPS guidelines
P2780
Opportunistic
IRA
USD
2025-12-13
1,092,816
71,292
1,021,524
1
64.2
21.2
8
6.6
TSLA:21.5%;VTI:15.2%;VNQ:8.0%;MUB:21.5%;BND:12.3%;IEF:21.5%
US:64.0;EU:15.1;APAC:10.6;EM:9.0;Other:1.3
Value:-0.9;Growth:+0.5;Quality:-0.1;Size:-0.2;Momentum:-0.4;LowVol:-0.8
NoDerivatives
5
25
4.3
trailing 7%
211
27.6
Bull
15.1
4.25
3.4
74
93
100
54
false
Buy
Add to core equity +1%
21
-8
BrokerA
MKT
94
null
null
Normal monitoring
-3
-18
102
4
false
Increase defensive factor exposure
P2781
Active
Roth
USD
2024-07-12
990,160
70,048
920,112
1
55.7
28.9
7
8.4
VOO:33.3%;BRK.B:33.3%;QQQ:33.3%
US:71.5;EU:8.8;APAC:12.5;EM:5.8;Other:1.4
Value:-0.5;Growth:+0.8;Quality:-0.3;Size:+0.6;Momentum:-0.9;LowVol:-0.9
null
8
30
4.2
hard 12%
159
19.9
Bull
11.4
4.81
2.8
118
80
82
28
false
Buy
Add to core equity +1%
-8
15
BrokerD
MKT
85
null
null
Normal monitoring
104
-55
238
4
false
Tighten stops on momentum names
P2782
Systematic
IRA
USD
2025-02-10
418,742
17,160
401,582
1
61.1
31.5
0
7.3
IEF:33.9%;BRK.B:33.9%;MUB:32.2%
US:65.1;EU:15.7;APAC:11.3;EM:6.4;Other:1.5
Value:+1.0;Growth:-0.4;Quality:-0.1;Size:+0.5;Momentum:-0.8;LowVol:+0.2
MaxPos8%
10
25
4.4
trailing 8%
140
24.6
Bull
17.5
3.69
3.4
85
30
70
42
false
Sell
Trim extended winner -1%
5
-2
BrokerC
MKT
88
null
null
Normal monitoring
-13
-54
61
5
false
Tighten stops on momentum names
P2783
Systematic
401k
USD
2025-06-15
1,324,992
90,555
1,234,437
1
66
28.8
0
5.2
QQQ:15.7%;VNQ:23.7%;BRK.B:16.1%;VOO:20.9%;TSLA:23.7%
US:76.8;EU:9.5;APAC:5.6;EM:4.6;Other:3.5
Value:-0.6;Growth:-0.5;Quality:-0.7;Size:-0.2;Momentum:+0.3;LowVol:-0.4
NoDerivatives
7
35
5.9
trailing 8%
223
17.5
Bear
34.4
4.29
2
168
-77
5
94
true
Reduce
Cut high-beta by 2-3%, add cash
29
-10
BrokerA
MKT
93
RegimeShift
Reduce
Volatility spike and breadth deterioration
0
6
3
4
false
Increase defensive factor exposure
P2784
Hands-off
Trust
USD
2025-07-25
431,388
25,693
405,695
1
67.5
23.7
0
8.7
AAPL:24.3%;MUB:18.6%;VOO:13.0%;BRK.B:19.9%;QQQ:24.3%
US:73.0;EU:13.2;APAC:6.3;EM:7.1;Other:0.3
Value:+0.7;Growth:-0.4;Quality:0.0;Size:-0.4;Momentum:+0.9;LowVol:+0.3
ESGOnly;MaxPos7%
8
30
3.4
hard 10%
127
17.2
Bull
15.2
4.53
3.1
84
110
100
55
false
Buy
Add to core equity +1%
4
-33
BrokerD
MKT
86
null
null
Normal monitoring
-34
-14
95
5
false
Increase defensive factor exposure
P2785
Active
Taxable
USD
2025-06-12
1,680,593
169,493
1,511,100
1
63.8
27.5
0
8.6
BRK.B:20.9%;MUB:18.4%;TSLA:20.9%;VOO:8.6%;HYG:17.1%;AAPL:14.2%
US:68.4;EU:10.5;APAC:9.9;EM:6.6;Other:4.5
Value:-0.2;Growth:-0.6;Quality:+0.4;Size:-0.9;Momentum:-0.4;LowVol:+0.2
MaxPos7%
5
30
6
trailing 8%
223
26.1
Volatile
25.5
4.31
3.6
148
-36
29
74
true
Rebalance
Rebalance back to target bands
18
-11
BrokerA
LMT
99
VAR>budget
Hedge
Risk above budget threshold
0
-22
131
3
false
Monitor dispersion and breadth
P2786
Active
IRA
USD
2025-11-08
1,877,467
189,255
1,688,212
1
67.2
24.5
0
8.3
TLT:22.6%;AAPL:21.2%;XLF:12.0%;BRK.B:21.6%;AMZN:22.6%
US:66.0;EU:10.5;APAC:15.8;EM:5.7;Other:1.9
Value:-0.6;Growth:-0.7;Quality:+0.1;Size:+0.8;Momentum:+0.5;LowVol:+0.6
null
5
25
5.4
hard 12%
191
23.2
Sideways
14.1
4.29
2.1
128
49
60
45
false
Hedge
Add TLT +1% as duration hedge
0
5
BrokerA
MKT
94
null
null
Normal monitoring
-14
-29
101
4
false
Increase defensive factor exposure
P2787
Hands-off
Roth
USD
2024-07-09
239,460
21,722
217,738
1
67.7
27.2
0
5.1
VTI:35.5%;GLD:35.5%;TSLA:29.0%
US:64.7;EU:13.6;APAC:10.7;EM:8.8;Other:2.2
Value:+0.6;Growth:+0.7;Quality:-0.8;Size:+0.4;Momentum:+0.2;LowVol:+1.0
MaxPos8%
8
35
5.2
trailing 8%
119
13.9
Bull
14
3.79
2.6
105
26
57
57
false
Rebalance
Shift +1% to bonds from equity
-1
-3
BrokerB
MKT
92
null
null
Normal monitoring
38
17
37
5
false
Within IPS guidelines
P2788
Hands-off
401k
USD
2025-02-11
886,380
59,560
826,820
1
64.3
15
15.3
5.4
VTI:25.3%;GLD:25.3%;TSLA:24.2%;TLT:25.3%
US:55.6;EU:17.5;APAC:14.5;EM:10.1;Other:2.3
Value:-0.7;Growth:-0.8;Quality:+0.3;Size:+0.4;Momentum:+0.1;LowVol:-0.1
null
10
25
5.7
hard 10%
163
14.8
Volatile
31
3.65
4
118
9
52
82
true
Reduce
Cut high-beta by 2-3%, add cash
1
-29
BrokerD
MKT
95
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-33
-42
3
2
false
Tax-aware sells next window
P2789
Opportunistic
Trust
USD
2025-05-19
1,103,044
57,875
1,045,169
1.21
70.4
12
10.4
7.2
HYG:7.4%;TSLA:20.9%;BRK.B:21.2%;AAPL:18.3%;VOO:21.0%;VTI:11.2%
US:66.3;EU:15.3;APAC:7.7;EM:10.3;Other:0.3
Value:-0.5;Growth:+0.2;Quality:+0.8;Size:-0.2;Momentum:-0.7;LowVol:-0.2
MaxPos8%
5
30
4.9
trailing 7%
199
22.2
Bull
14.8
3.87
3.4
94
55
92
54
false
Buy
Add to core equity +1%
32
6
BrokerC
VWAP
93
null
null
Normal monitoring
86
-1
189
4
false
Monitor dispersion and breadth
P2790
Hands-off
Trust
USD
2025-01-09
228,195
13,929
214,266
1
57.5
21.4
16
5.1
QQQ:20.1%;IEF:7.3%;TLT:16.2%;VNQ:21.6%;BRK.B:21.6%;AAPL:13.2%
US:72.2;EU:8.2;APAC:9.9;EM:8.2;Other:1.5
Value:+0.4;Growth:-0.4;Quality:-0.0;Size:-0.5;Momentum:+0.1;LowVol:+0.9
ESGOnly;MaxPos7%;NoDerivatives
5
30
4.2
hard 10%
167
15.7
Bull
16.6
4.78
2.1
89
52
88
49
false
Rebalance
Shift +1% to bonds from equity
4
-9
BrokerB
VWAP
88
null
null
Normal monitoring
28
-16
96
5
false
Tax-aware sells next window
P2791
Hands-off
401k
USD
2025-05-25
426,323
40,890
385,433
1
72.1
22
0
6
MUB:28.0%;XLF:28.0%;QQQ:16.0%;BRK.B:28.0%
US:60.6;EU:19.8;APAC:10.2;EM:8.8;Other:0.6
Value:+0.5;Growth:-0.7;Quality:-0.6;Size:+0.9;Momentum:-0.3;LowVol:+0.9
ESGOnly;MaxPos7%
5
30
3.3
trailing 10%
161
12.7
Bull
17.1
4.9
3.1
89
34
81
50
false
Buy
Add to core equity +1%
16
-32
BrokerA
MKT
90
null
null
Normal monitoring
60
-12
63
4
false
Within IPS guidelines
P2792
Systematic
Trust
USD
2025-04-22
634,979
49,866
585,113
1
59.4
32.7
0
7.8
MUB:15.3%;GLD:28.2%;BND:28.2%;TLT:28.2%
US:65.5;EU:11.8;APAC:12.3;EM:7.9;Other:2.5
Value:-0.2;Growth:-0.9;Quality:+0.2;Size:+0.3;Momentum:+0.1;LowVol:+0.4
MaxPos7%;NoDerivatives
6
30
4.3
trailing 8%
146
27.1
Volatile
20.1
4
2.1
135
0
56
58
false
Sell
Trim extended winner -1%
-12
8
BrokerC
LMT
100
null
null
Normal monitoring
106
-15
219
4
false
Within IPS guidelines
P2793
Opportunistic
Taxable
USD
2024-07-17
1,066,155
92,431
973,724
1
66.6
20.3
8.3
4.9
TLT:25.0%;XLF:17.6%;TSLA:14.1%;VNQ:25.0%;MSFT:18.4%
US:69.4;EU:10.9;APAC:13.7;EM:3.9;Other:2.1
Value:+0.7;Growth:+0.8;Quality:+0.7;Size:-0.4;Momentum:+0.1;LowVol:+0.8
MaxPos7%
7
25
6.9
trailing 7%
191
26.2
Bear
32.2
3.99
2.2
185
-32
37
90
true
Hedge
Buy index puts 1% notional
15
-6
BrokerC
MKT
95
VAR>budget
Hedge
Risk above budget threshold
-38
-9
61
5
false
Monitor dispersion and breadth
P2794
Hands-off
Trust
USD
2025-06-11
375,193
16,894
358,299
1
62.9
24
6.5
6.6
MUB:17.2%;VTI:19.6%;HYG:21.1%;GLD:21.1%;AMZN:21.1%
US:59.1;EU:16.4;APAC:13.1;EM:10.0;Other:1.4
Value:-0.9;Growth:+0.1;Quality:-0.3;Size:-0.6;Momentum:+0.2;LowVol:+0.5
ESGOnly
6
35
3.4
trailing 8%
130
14.7
Sideways
21.4
4.12
2.9
132
-20
35
66
false
Sell
Trim extended winner -1%
25
-26
BrokerA
VWAP
87
null
null
Normal monitoring
60
-13
22
4
false
Increase defensive factor exposure
P2795
Hands-off
401k
USD
2025-11-03
761,483
68,122
693,361
1
62.8
27
4.4
5.9
MUB:37.0%;AMZN:37.0%;BRK.B:26.0%
US:55.9;EU:16.1;APAC:13.9;EM:10.0;Other:4.1
Value:0.0;Growth:+0.4;Quality:-0.4;Size:-0.4;Momentum:+0.1;LowVol:+0.7
ESGOnly;MaxPos7%;NoDerivatives
8
25
4.3
trailing 8%
126
15.5
Bull
14.4
4.83
3.3
117
45
84
39
false
Sell
Trim extended winner -1%
-15
0
BrokerA
MKT
93
null
null
Normal monitoring
-51
-57
-40
5
false
Within IPS guidelines
P2796
Opportunistic
Roth
USD
2025-12-03
1,429,915
96,268
1,333,647
1
73.4
19.9
0
6.7
VNQ:33.3%;BND:33.3%;GLD:33.3%
US:70.3;EU:5.4;APAC:11.4;EM:8.8;Other:4.0
Value:+0.2;Growth:0.0;Quality:+0.1;Size:-0.2;Momentum:-0.7;LowVol:+0.8
null
10
25
6.1
trailing 9%
235
33.1
Volatile
26.8
4.98
4.1
160
31
67
78
true
Hedge
Buy index puts 1% notional
-9
-16
BrokerA
MKT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
92
-56
134
4
false
Tighten stops on momentum names
P2797
Hands-off
Roth
USD
2024-08-11
636,181
56,054
580,127
1
59.7
22.1
11.3
6.9
QQQ:34.8%;VNQ:34.8%;IEF:30.4%
US:64.4;EU:18.1;APAC:6.9;EM:9.7;Other:0.9
Value:+0.9;Growth:-0.5;Quality:-0.2;Size:+1.0;Momentum:+0.1;LowVol:+0.2
NoDerivatives
10
30
3.9
trailing 8%
138
16
Bull
17.5
4.61
2.1
70
107
100
56
false
Buy
Add to core equity +1%
-4
-17
BrokerC
MKT
90
null
null
Normal monitoring
67
5
93
3
false
Tax-aware sells next window
P2798
Hands-off
Roth
USD
2025-04-11
342,384
21,008
321,376
1
58.4
26.6
5.7
9.2
TSLA:14.5%;BND:19.4%;XLF:22.0%;AAPL:22.0%;MUB:22.0%
US:60.8;EU:13.5;APAC:13.5;EM:8.0;Other:4.1
Value:+0.7;Growth:+0.6;Quality:-0.4;Size:+0.9;Momentum:+0.9;LowVol:+0.3
ESGOnly
7
35
4.2
trailing 10%
110
16.6
Sideways
16.5
3.97
3.4
129
-4
54
48
false
Buy
Add to core equity +1%
25
-8
BrokerA
LMT
98
null
null
Normal monitoring
99
-29
232
3
false
Within IPS guidelines
P2799
Hands-off
IRA
USD
2025-03-02
362,381
32,942
329,439
1
65.8
19.7
6.1
8.5
MUB:20.4%;AAPL:6.1%;BRK.B:15.4%;GLD:18.2%;BND:20.5%;TLT:19.4%
US:70.6;EU:6.3;APAC:12.1;EM:9.0;Other:2.0
Value:-0.5;Growth:+0.2;Quality:+0.9;Size:-0.5;Momentum:+0.7;LowVol:-0.1
null
7
35
5.8
trailing 8%
111
13.6
Volatile
25.4
4.49
2.4
122
41
74
70
false
Hedge
Add TLT +1% as duration hedge
18
-30
BrokerB
LMT
99
null
null
Normal monitoring
28
-36
13
5
false
Within IPS guidelines
P2800
Opportunistic
401k
USD
2025-12-07
1,228,841
72,723
1,156,118
1
62.6
20.1
9.8
7.4
VNQ:20.2%;VOO:16.1%;TLT:10.7%;MSFT:19.0%;VTI:19.1%;BND:14.9%
US:71.1;EU:7.6;APAC:7.9;EM:9.1;Other:4.3
Value:+0.3;Growth:+0.6;Quality:-0.0;Size:+0.6;Momentum:+0.1;LowVol:+0.4
MaxPos5%;NoDerivatives
6
25
5.1
trailing 9%
272
27.9
Volatile
26.6
4.24
3.5
131
52
63
76
true
Hedge
Buy index puts 1% notional
4
8
BrokerD
MKT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
41
-59
172
3
false
Tighten stops on momentum names